Tag Archives: Scam

MPH Free Books : Don't Fall For This Scam!

MPH Free Books : Don’t Fall For This Scam!

Is MPH giving away free books on financial planning and stocks?! Find out what’s going on, and warn your family and friends!

Updated @ 2023-09-26 : Added a new version of this scam
Updated @ 2023-08-14 : Added new versions of this scam

Originally posted @ 2023-05-20

 

Watch Out For MPH Free Books Scam!

Scammers are running Facebook advertisements that claim MPH is giving away free books because it has either achieved 500,000 fans, or is shutting down its bookstores!

🎉To celebrate MPH Books breaking 500,000 fans in Malaysia, thank you for your support
👋MPH Books specially prepares best-selling books on financial planning and stocks to give to everyone for free. I hope everyone has to help!
limited quantity available. (Free shipping)

📢📢 Sorry everyone, I have to say goodbye to everyone
Due to the continuous decline in store performance, the store cannot continue to operate normally
👋👋So the head office decided to close the store and give away the remaining financial and stock books in the store to everyone for free. I hope everyone has to help!
📣📣Finally, thank you again for your long-term support and trust. The book donation activity is the only feedback activity we can do at present!
limited quantity available. (free shipping available)

Recommended : PDRM Warning : Watch Out For MyBayar Scam!

 

MPH Free Books Scam : What You Need To Know!

This MPH free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friend!

Fact #1 : MPH Did Not Close Bookstores In 2023

MPH closed many of its physical stores since June 2020, as it shifted during the COVID-19 pandemic lockdowns to an online store with a “digitally-driven omnichannel business model”.

MPH has not announced closing down any further bookstores in 2023.

Fact #2 : MPH Reported These Pages / Ads As Fake

MPH is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 9, 2023:

⚠️𝐅𝐀𝐊𝐄 𝐏𝐀𝐆𝐄𝐒 𝐀𝐋𝐄𝐑𝐓!⁣⚠️⁣⁣

Hey readers, we noticed that irresponsible parties have been impersonating the MPH brand by creating fake pages and ads to confuse and lure our customers to share their data.⁣⁣⁣

Please note that MPH is not associated in any way with these pages and we DO NOT run any free book giveaways nor do we request customers to PM us your personal details.

We would also like to take this opportunity to thank our followers and customers for updating us about these pages. We sincerely thank YOU for your continuous support!⁣

Stay vigilant & protect yourself from scams!⁣⁣

#fakepagesalert #scammeralert

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

Fact #3 : MPH Is A Business, Not A Charity

Please do NOT be naive. MPH is a business, not a charity. Just because it hits 500,000 fans in Malaysia, it’s not going to give away its books.

Heck, why should it give away books even if it’s closing down its bookstores? It would be more logical for MPH to offer discounts to clear its books, so it won’t lose so much money.

In fact, MPH itself pointed out in its scam warning – “we DO NOT run any free book giveaways“. Why should they? They are a corporation whose business is not make money, not a charity to give you free books!

Fact #4 : Giveaways Were Not Posted In Official Website / FB Page

If MPH was really giving away free books, it would have posted the offer on:

These scams are being run off fake Facebook pages that are brand new, and have nothing to do with the real MPH:

  • MPH Group Publishing
  • MPH Book
  • MPH English Bookstore

Fact #5 : MPH Does Not Use WhatsApp To Communicate

MPH offers a multitude of contact options by email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!

Please add librarian Gek Tiang’s Whatsapp message ”Pm“ to get free stock books (free shipping) Whatsapp: https://xxxx.xx/601170131707

Recommended : How A University Student Lost RM22K In Online Job Scam!

Fact #6 : Scammers Will Try To Scare You

Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!

There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/601170131707

There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!

Fact #7 : One Victim Lost RM480K To Investment Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report. By then, it was too late – she had already lost every sen she “invested”.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

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Marshall Minor III Wireless Earphones Scam Alert!

Please watch out for the Marshall Minor III wireless earphones scam! Take a look at the scam, and find out what the facts really are!

 

Marshall Minor III Wireless Earphones Scam Alert!

Scammers are running Facebook ads that promote an awesome discount for the Marshall Minor III wireless earphones! Here is one recent example:

😣”Frustrating” 😣I had to queue for 5 hours at IOI City Mall to buy MARSHALL MINOR III wireless headphones for only RM179 (original price RM596), I was surprised because I thought they only sold directly I heard it’s open for sale online in 2 more days https://www.marshall-ash.asia/ms And also get the same discount as buying at the store. Free shipping nationwide.

But the 4 hours of queuing was worth it. As a Marshall fan, I was very excited when I heard the news that the Minor III series was coming out. And don’t waste your time waiting, the design is very beautiful, more stylish than the old version 💯 Great sound quality. Clear bus, fast Bluetooth connection, suitable for all types of devices, super battery life, 5 hours of continuous use and 25 hours with charging box, waterproof. The best thing about these headphones is the close-to-ear design. Comfortable, can play sports without worrying about falling. If you don’t buy it, you will be very disappointed.

I let my colleagues borrow it to play games because it sounded so realistic. There is no delay in movement.
Many people ask me if the store still has promotions? I just saw information that the store has a discount in the next 2 days. Order quickly. At the end of the promotion, the price will return to the original price of RM596. I leave the purchase link here for those who want to buy: https://www.marshall-ash.asia/ms

Recommended : Bantuan Rakyat Malaysia Scam Alert!

 

Marshall Minor III Offer : Why Is It A Scam?!

This is yet another example of SCAMS circulating on Facebook, and here are there reasons why…

Fact #1 : Marshall Minor III Price Absurdly Low

The first thing about scams involving electronics, is that they often promise ridiculous great deals. If it’s too good to be true, it often is just a scam.

In this particular scam, scammers are offering the Marshall Minor III wireless earphones for just RM179 (US$39). That’s absurd, as the Marshall Minor II wireless earphones has an official retail price of $159 (approximately RM699)!

Marshall is a high-end audiophile brand, and its electronics are never cheap. Even if they offer a discount, it wouldn’t be anything like 70% to 75%. That’s just ridiculous.

For your safety, here are legit purchase options online for the Marshall Minor III earbuds :

Fact #2 : Facebook Advertisement Is Fake

The Facebook advertisement appears to be created by a handsome influencer called 𝐀𝐥𝐯𝐢𝐧𝐧 𝐂𝐡𝐨𝐧𝐠 瑾.鍾.瑾. with 5.5 million followers.

But that’s what the scammers put in the intro. If you look carefully, this scam page only has 13 followers!

Recommended : Warning – PDRM Parking Fine Scam Alert!

Fact #3 : That Is “Push” Puttichai Kasetsin

The page is not owned by any influencer or digital creator called 𝐀𝐥𝐯𝐢𝐧𝐧 𝐂𝐡𝐨𝐧𝐠 瑾.鍾.瑾.

Those are actually photos of Puttichai Kasetsin – a Thai actor, model, DJ and TV host who is also known as “Push”.

Recommended : Media Prima / Nielsen Fake Job Scam Alert!

Fact #4 : IOI City Mall Does Not Have A Marshall Outlet

The claim by these scammers that Alvinn Chong queued up for 5 hours at the IOI City Mall to buy the Marshall Minor III wireless earphones is easily debunked.

If you check the IOI City Mall tenant listing, you will quickly discover that it does not have a Marshall outlet.

Fact #5 : Queue Photos Are From Vietnam

The two photos which claim to show long queues for the Marshall Minor III wireless earphones were not taken in Malaysia. They were actually taken in Vietnam.

This photo does not show people in IOI City Mall queueing up outside a Marshall outlet. It actually shows people queuing up for the opening of the 15th Pandora store at the Long Bien Aeon Mall, on 28 April 2022.

Incidentally, Pandora is a Danish jewellery brand, and does not sell Marshall audio products…

Recommended : PDRM Warning : Watch Out For MyBayar Scam!

The second queue photo is also from Vietnam, but taken many years ago on 11 November 2017. It does not show people queuing up to buy any Marshall products either.

They were actually queuing up at Royal City Shopping Center in Hanoi, for the opening ceremony of the second H&M store in Vietnam.

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

Fact #6 : Scam Website Not Affiliated With ASH Asia

ASH Asia is an authorised distributor of Marshall products in Malaysia, Thailand and Vietnam.

However, the scam page (https://www.marshall-ash.asia/ms) has nothing to do with ASH Asia, whose official Marshall Minor III page is https://ash-asia.com/ms.

On top of that, ASH Asia does not sell the Marshall Minor III directly (like the scam page). Instead, ASH Asia sells the wireless earphones through Shopee and Lazada.

Recommended : How A University Student Lost RM22K In Online Job Scam!

In fact, if you check the main domain itself, you will get an error message, stating:

Your domain name has been successfully pointed! Please publish a Landing Page with the above domain name to use the service. Thank you!

This not only gives it away as a scam website, it also suggests that the scammers are operating out of Vietnam.

Fact #7 : Scam Website Admits Selling Fake Marshall Minor III

Ironically, the scam website itself has a disclaimer, warning potential buyers that it is not selling genuine Marshall Minor III wireless earphones, but a replica instead…

Most people won’t notice it because if you click to order, the website is designed to skip past this warning.

Recommended : Scam Alert : How Fake Job Syndicates Operate!

Fact #8 : Package Apparently Contained “Trash”?

To assure you that this is safe, the scammers say that you only need to pay on delivery. Sounds good, doesn’t it? That guarantees that you will at least receive the item, doesn’t it?

Not quite, as one person who claimed to have purchased from this scam website explained…

I was attracted and clicked in, filling in my address and phone number. Three days later, I got a call saying that my package would arrive through DHL-COD, and asked me to make sure I was home.

I started looking forward to it, but when I thought about it, I became more suspicious. Since when does DHL provide Cash On Delivery service? I can’t believe they would dare to pay for first-class service without any payment from me. I figured it might be a scam!

What’s the scam? You may not have any doubts when you receive the package. When I open it immediately and take a look, then I realized it was full of garbage. [Unfortunately] I had already paid the delivery person, who ran away.

我被吸引点了进去,填了地址电话。跟着三天后有电话来说我的包裹会到,DHL-COD的,确定我在家等。我开始很期待。跟着想,越想越不对。DHL有COD的服务咩?我还没过账他们就这么敢与服务一流到我不敢相信。我猜可能是诈骗!骗什么?当你收到包裹时是不会怀疑,立刻打开来看的。然后才发现里面是垃圾。人跑了钱给了。。。

If true, the scam involves giving you an empty package filled with trash to receive your cash payment. After which, you have no recourse.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | MobileTech ARP

 

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Bantuan Rakyat Malaysia Scam Alert!

Watch out for the Bantuan Rakyat Malaysia scam on WhatsApp, Telegram, Facebook and Twitter!

Find out how this scam works, and WARN your family and friends!

 

Bantuan Rakyat Malaysia 2023 Scam Alert!

These scam messages about Bantuan Tunai Rakyat (BTR) 2023, or Bantuan Percuma Kerajaan Malaysia 2023, is going viral on WhatsApp, Telegram, and social media platforms like Facebook and Twitter.

CARA SEMAKAN TARIKH BAGI PENERIMA BANTUAN RM600 DIKREDITKAN SETIAP BULAN

Untuk mereka yang layak, anda boleh lakukan semakan dengan mengikuti cara yang diterangkan.

Baca Cara Semakan Bantuan 👇
https://bntuanrakyatmalaysia.lynk.eu.org/

SHARE INFO ini kepada rakan-rakan dan saudara mara untuk manfaat semua

HOW TO CHECK THE DATE FOR RECIPIENTS OF ASSISTANCE RM600 CREDIT EVERY MONTH

For those who are eligible, you can check by following the described method.

Read How to Check Help 👇
https://bntuanrakyatmalaysia.lynk.eu.org/

SHARE this INFO to friends and relatives for the benefit of all

As one lady shared in the video below, she got tricked by the scammers, who took over her Telegram account to send the same scam message to all of her contacts!

While she claimed that she did not click any link, I will show you how she got scammed…

Recommended : Beware Of Telegram Screenshot Hack + Scam!

 

Bantuan Rakyat Malaysia Scam : How Does It Work?

Warning : To show you how the scammers work, I will share the links they use. I will highlight those dangerous links in red. Do NOT go to those links.

Super Long Link

To trick people into clicking on the scam links, the scammers intentionally use a misleading and very long URL, so you are less likely to notice the domain.

This is the scam link : https://bntuanrakyatmalaysia.lynk.eu.org/

Note how the scammer used a long list of descriptive keywords – “bantuan“, “rakyat“, “malaysia“, “lynk“, which helps to mislead people, and make it more difficult for them to notice that the domain is “eu.org“.

Obviously, eu.org is not a Malaysian government domain (which ends with .gov.my), and it has nothing to do with Malaysia or financial aid. This domain also has nothing to do with the European Union.

EU.org provides free subdomains, and so scammers use it to not only run their scams, but to give their scams a more “legitimate-looking domain”.

Pro Tip : Always check the domain of a link before you click on it. Avoid super-long links like this because they are often used to mask the domain name.

Recommended : Will Scanning RFID Bar Codes Hack Your Phone?!

Fake Telegram Invitation

After clicking to go to https://bntuanrakyatmalaysia.lynk.eu.org/, you will be taken to what looks like an invitation to join a Telegram group. But in reality, it is a fake Telegram invitation.

A real Telegram invitation will have a link like this – https://t.me/XXXXXXXX. But this scam page has the link – https://bntuanrakyatmalaysia.lynk.eu.org/my.php.

Also, a real Telegram invitation can detect if you are using Windows / Mac or Android / iOS, and suggest that  the right download for your device.

The invitation also has a glaring typo – the link says Massage Now, rather than Message Now. Hilarious!

In any case, a real Telegram invitation will not ask you to Message Now. Rather, it will allow you to either View In Telegram, or Preview channel in the web browser itself.

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

Fake Telegram Login Page

If you click on Join Group, you will be taken to this Telegram login page. Even though it offers you a list of countries to select from, the only option is Malaysia.

WARNING – THIS IS A SCAM PAGE. This is what is known in cybersecurity as a “phishing attack”.

First of all, Telegram invitations will never ask you to log into your Telegram account. It will simply launch the Telegram app and load the group for you.

Secondly, if you look at the link, it leads to the same scam domain, specifically https://bntuanrakyatmalaysia.lynk.eu.org/my.php.

Do NOT log into your Telegram account in this page.

Recommended : Scam Alert : How Fake Job Syndicates Operate!

If you log into your Telegram account using this phishing page, then the scammers will gain access to your Telegram account, and take it over for their own use.

They can then use your Telegram account to send the same scam message, or worse, cheat your family and friends of their money!

Recommended : Can Restaurant Menu QR Code Hack Your Phone?!

The lady in the viral video likely logged into this phishing page, thus giving the scammers control of her Telegram account. That was likely how they were able to message everyone on her contact list.

She also likely did not enable Two-Step Verification in Telegram, which would let her recover her account even after scammers have gained access.

That is why people who were hit by this scam had to call and inform their relatives and friends, or publicly post about it to warn all of their contacts.

Unfortunately, it is not always possible to warn all of their contacts, and inevitably, someone will get cheated of their hard-earned money. That’s why these scams are so popular – they really work, and scammers are making a ton of money!

Help us fight against these scammers. SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Cybersecurity | Software | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Warning – PDRM Parking Fine Scam Alert!

Scammers are targeting motorists with the PDRM parking fine scam! Make sure you warn your family and friends!

Here is what you need to know about the PDRM parking fine scam!

 

PDRM Parking Fine Scam Email

People are getting emails warning them that they just committed a parking violation, while offering them a cheap fine if they pay quickly.

Fines Inquiry and Payment

Dear recipient,

We are writing to draw your attention to a recent traffic violation in Malaysian jurisdiction.

Our traffic enforcement staff have observed your vehicle parked in a no-parking zone. This contravenes section (no. 2016-691] of the Road Traffic Act.

The fine is set at MYR 50. Payment of the fine is required within 7 days of the date of notification, to avoid further legal consequences.

If the fine is not paid within the time limit, you may be subject to legal action, resulting in an increase in the original fine.

Payment deadline: [08/26/2023]

Methods of payment accepted:

Cordially,

Malaysian Police Department

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

 

PDRM Parking Fine Email Is A Scam!

These PDRM parking fine emails are scam emails. This was confirmed by PDRM itself.

On 7 August 2023, the Cyber Crime division of the Royal Malaysia Police (PDRM) posted an alert warning motorists not to fall for the MyBayar scam.

These emails are designed to scare its victims into action. Hence, it offers a very cheap way to quickly “settle the problem”. However, if you take a breath, and analyse the email CAREFULLY, you will see many problems with it.

  • Letter is from PDRM : The Royal Malaysia Police (PDRM) will never write to you by email.
  • Letter is in English : The Royal Malaysia Police (PDRM) will never write to you in English.
  • Typo in the name : The fake email used My Bayar PDRM, instead of MyBayar PDRM.
  • Lack of name and personal details : The fake email refers generically to “Dear recipient“, without listing your full name and MyKad number.
  • Lack of vehicle details : The fake email doesn’t mention the vehicle make and plate number.
  • Lack of location details : The fake email does not mention where the offence occurred, or even when it occurred.
  • Fine is much too low : PDRM traffic fines are never as low as RM50. The cheapest fine is RM150 for Category 4 offences, but you can pay as low as RM70 within 15 days.
  • No such law : The fake email refers to the Road Traffic Act. There is no such act in Malaysia. The proper name is the Road Transport Act 1987 (Act 333).
  • No such section : If you look at the Malaysia Road Transport Act 1987 (PDF download), you will see that there is no such thing as Section 2016-691.

The email appears to be from My Bayar PDRM (typo in the name), but if you inspect the email address, you will see that it was sent by “in-to-no-reply@silverbackgames.xxx” or “hello@sooqr.com” or some other email address.

Obviously, this email did not originate from an official PDRM email address! This should immediately tell you that this is a fake or scam email!

Recommended : How A University Student Lost RM22K In Online Job Scam!

If you click on the Pay My Fine link in the scam email, you will be taken to a fake My Bayar PDRM website (with the same typo in the name).

You may notice that you now have 7 days to pay the RM 50 fine, instead of just 5 days in the email. Odd, isn’t it?

Also odd is the fact that the page does not mention your name, your MyKad number, your vehicle type and model, or even its plate number! The page also doesn’t mention where the offence took place, or the time you were caught committing said offence.

Do NOT proceed after this point… This is a scam website!

But if you have itchy fingers, and click on the Pay The Fine button, you will be asked to pay for the RM50 fine using your debit or credit card.

Needless to say, PLEASE DO NOT SUBMIT YOUR DEBIT / CREDIT CARD DETAILS!!!

If you provide these scammers with your debit / credit card details and TAC / OTP numbers, they will be able to charge ANY AMOUNT they want to your credit card, or withdraw ANY AMOUNT they want from your bank account!

Recommended : Wedding Invitation Scam : Don’t Install APK File!

It’s even worse if you are asked to log into your bank account to pay the fine. DO NOT DO THAT!

If you provide them with your bank login and password, as well as OTP/TAC number, these scammers will be able to transfer money out of your bank account!

Please note – this is a scam! This is a phishing attack to gain access to your credit card and/or bank account.

Regardless of how you get any notification from PDRM about any traffic offence you may have committed, you should always check the status through these official MyBayar PDRM options:

Please SHARE this warning with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Automotive | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Media Prima / Nielsen Fake Job Scam Alert!

Please watch out for the Media Prima Digital / Nielsen fake job scam! Don’t forget to warn your family and friends!

 

Media Prima / Nielsen Job Scam : How They Reel You In…

Scammers are targeting people through WhatsApp, offering an easy way to make extra money through a part-time job you can do online.

I am Shirley , a permanent employee at Media Prima Digital Company in the recruitment department. The HR department sent me this number and asked me to contact you to get you to a job opportunity.

I just want to share some work-from-home freelance job information offer .You don’t have to spend a lot of time on the job.I can explain if you are interested

The job appears to be very simple – just use your Instagram account to follow Media Prima Digital’s brand partners, to boost their follower count and exposure.

Our job is to use Instagram to follow our various partner brands and work with Malaysian brand influencers to increase their exposure. We hire freelancers to work with the hope of earning extra income every day.

You don’t have to do any marketing for the brand, you just have to subscribe Brand. The salary will be paid daily using TnG or Bank transfer.

Recommended : How Fake Job Syndicates Operate!

Best of all, the scammers are promising that you can make easy money doing nothing more than help Media Prima Digital boost their brand partners on Instagram…

This job is like freelancing. You can do it from anywhere and anytime if you can use social media. RM 110-550 per day if you can do it energetically without even a little worry. You can earn up to RM 3,300-16,500 per month.

Wow! That’s more than what many people earn in Malaysia, so why the heck not, right? Just use Instagram to help big brands “cheat” on their follower counts. Unethical, but not illegal, right? And easy money to make.

The scammer will let you try one or two tasks to show you just how easy it is to make quick money. Wow – you can earn RM10 just by following one Instagram account? Easy!

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Media Prima / Nielsen Job Scam Runs On Telegram

To get paid, the scammer hands you over to the actual fake job syndicate on Telegram…

Why Telegram? Telegram is popular with scammers because it not only offers end-to-end encryption, it won’t expose their actual telephone numbers.

Go to telegram and add to our receptionist. Use this username @AD or you can easily add her using this Link. https://t.me/KL999654

After successfully adding her send her a message. (I’m a new member.) code: JZ 450032 (ML-OS)Please send me a screenshot to confirm after sending code message to her.

She will invite you to join our working group where you can accomplish many tasks and earn more salary.

Recommended : Watch Out For Telegram Phishing Attack!

This “receptionist” will quickly pay you the RM10 (the bait), to “prove” that this is a genuine operation. She will then explain what you need to do to earn RM200 to RM300 a day. That’s more than what most people make in a day!

The finance department is sending money to you, please inform me when you receive it! Now let me give you a detailed description of our part-time work

The main job is to help Instagram users follow their page. You get RM2 for completing one task. RM80+ commission per day depending on your hours. The daily income is between RM 200 and RM 300, as long as you have enough time to do it, you can join

You will get RM2-RM18 commission for completing the task and an additional RM80 salary, which will be calculated based on your working hours today, ending at 8pm

Complete a task for RM2, accumulate RM10 and you can automatically receive commission. The more tasks you do, the more commissions you earn and the higher your salary

Update the task every 20 minutes and send me screenshots when you’re done so I know how much you’ve accomplished. The timeout task has expired and does not need to be completed. Do the latest task in the group

Only RM2 per task? But okay, they are also offering a daily commission. You work it out, and decide – what the heck, you can still get a decent sum every day. So you agree to participate.

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

After you chug along, accumulating a small but nice sum over several hours, they hit you with the scam… you have to invest your money for the next job.

Subscribe to Tasks:
In order to thank you for your support to our company we hereby announce the welfare task and strive for the quota for everyone
Subscription Rule (2-4 orders) This task is based on market demand, we are recruiting customers to transfer subscription to increase transaction flow.
Increase market turnover. 5 to 10 minutes to complete the task, such as subscribe RM100, get RM130, 30% profit.
===========================
MYR 100 Cash back MYR 130 (Newbie subscription)
MYR 200 Cash back MYR 260
MYR 300 Cash back MYR 390
MYR 600 Cash back MYR 780
MYR 1000 Cashback MYR 1300

This is when your receptionist will pressure you into at least taking the “newbie subscription” of “just RM100”. She will assure you that you will instantly get RM30 profit.

In the meantime, people in the Telegram group will publicly announce that they are buying subscriptions of RM300, RM600, etc. These are likely just accounts run by the scammers.

If you hesitate, the receptionist will tell you that you cannot proceed without subscribing to this task. If you refuse, you will also lose the money you earned earlier. This is how they trap you.

If you jump right into it, the group will likely pay you the first time, to tempt you into investing more the next time around. That’s when they take your money for good.

Recommended : How A University Student Lost RM20K In Online Job Scam!

Don’t think that you can’t really lose much on such fake job scams. One university student recently explained how he lost over RM22,000 in a similar job scam.

There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages. They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.

So please AVOID such online job offers, and help us fight these scammers – SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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PDRM Warning : Watch Out For MyBayar Scam!

PDRM is warning motorists not to fall for the MyBayar scam! Here is what you need to know about the MyBayar PDRM scam!

 

PDRM Warning : Watch Out For MyBayar Scam

On 7 August 2023, the Cyber Crime division of the Royal Malaysia Police (PDRM) posted an alert warning motorists not to fall for the MyBayar scam.

The MyBayar PDRM scam starts with an official-looking email that warns motorists that they have been caught contravening the law, and offers a cheap RM50 fine if paid within 5 days:

Last notice of contravention before prosecution

Dear recipient,

We are writing to draw your attention to a recent traffic violation in Malaysian jurisdiction.

Our traffic enforcement staff have observed your vehicle parked in a no-parking zone. This contravenes section (no. 2016-691] of the Road Traffic Act.

As a result of this infringement, a fine of MYR 50 has been imposed. This fine must be paid within 5 days of the date of this notification to avoid further legal consequences.

Failure to pay the fine within the allotted time may result in legal proceedings being taken against you, which could lead to increased fines, penalties and the possible suspension of your driving license.

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

 

MyBayar PDRM Scam : How Does It Work?!

Many people who received the MyBayar PDRM email might be shocked to find out that they were caught committing a traffic violation, and then relieved that it was only RM50 if they paid quickly.

That’s how the scammers trap their victims – by offering a cheap RM50 fine, when we all know that fines for traffic offences are at least RM150, and can go all the way up to RM1,000!

Those who received this fake MyBayar PDRM email would be tempted to quickly pay the cheap RM50 fine, before it becomes a lot more expensive!

But if you take a closer look at the email, you will spot some problems with it:

  • Weird English : The email title of “Last notice of contravention before prosecution” is nonsensical.
  • Typo in the name : The fake email used My Bayar PDRM, instead of MyBayar PDRM.
  • Lack of name and personal details : The fake email refers generically to “Dear recipient“, without listing your full name and MyKad number.
  • Lack of vehicle details : The fake email doesn’t mention the vehicle make and plate number.
  • Lack of location details : The fake email does not mention where the offence occurred, or even when it occurred.
  • Fine is much too low : PDRM traffic fines are never as low as RM50. The cheapest fine is RM150 for Category 4 offences, but you can pay as low as RM70 within 15 days.
  • No such law : The fake email refers to the Road Traffic Act. There is no such act in Malaysia. The proper name is the Road Transport Act 1987 (Act 333).
  • No such section : If you look at the Malaysia Road Transport Act 1987 (PDF download), you will see that there is no such thing as Section 2016-691.

The email appears to be from My Bayar PDRM (typo in the name), but if you inspect the email address, you will see that it was sent by “in-to-no-reply@silverbackgames.xxx” or “hello@sooqr.com” or some other email address.

Obviously, this email did not originate from an official PDRM email address! This should immediately tell you that this is a fake or scam email!

Recommended : How A University Student Lost RM22K In Online Job Scam!

If you click on the Pay My Fine link in the scam email, you will be taken to a fake My Bayar PDRM website (with the same typo in the name).

You may notice that you now have 7 days to pay the RM 50 fine, instead of just 5 days in the email. Odd, isn’t it?

Also odd is the fact that the page does not mention your name, your MyKad number, your vehicle type and model, or even its plate number! The page also doesn’t mention where the offence took place, or the time you were caught committing said offence.

Do NOT proceed after this point… This is a scam website!

But if you have itchy fingers, and click on the Pay The Fine button, you will be asked to pay for the RM50 fine using your debit or credit card.

Needless to say, PLEASE DO NOT SUBMIT YOUR DEBIT / CREDIT CARD DETAILS!!!

If you provide these scammers with your debit / credit card details and TAC / OTP numbers, they will be able to charge ANY AMOUNT they want to your credit card, or withdraw ANY AMOUNT they want from your bank account!

Recommended : Wedding Invitation Scam : Don’t Install APK File!

It’s even worse if you are asked to log into your bank account to pay the fine. DO NOT DO THAT!

If you provide them with your bank login and password, as well as OTP/TAC number, these scammers will be able to transfer money out of your bank account!

Please note – this is a scam! This is a phishing attack to gain access to your credit card and/or bank account.

Regardless of how you get any notification from PDRM about any traffic offence you may have committed, you should always check the status through these official MyBayar PDRM options:

Please SHARE this warning with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

Watch out for the Bantuan Tunai Rakyat Malaysia 2023 scam on WhatsApp, Telegram, Facebook and Twitter!

Find out how this scam works, and WARN your family and friends!

 

Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

These scam messages about Bantuan Tunai Rakyat (BTR) 2023, or Bantuan Percuma Kerajaan Malaysia 2023, is going viral on WhatsApp, Telegram, and social media platforms like Facebook and Twitter.

Bantuan percuma kerajaan 2023 khas untuk yang mana bergelar usahawan,pendidik,suri rumah,kerani dan yang kerja sendiri di waktu sekarang, boleh dapatkan geran RM2500 😱 🧕👩‍🍳👩‍💻👷‍♂️👨‍🎓👨‍🌾
✅ Bantuan ni percuma
✅ Tak perlu bayar semula
✅ Maksimum sehingga RM2,500 / RM5,000
JOM CLAIM:

Free government assistance 2023 especially for those who are entrepreneurs, educators, housewives, clerks and self-employed at the moment, can get a grant of RM2500 😱 🧕👩‍🍳👩‍💻👷‍♂️👨‍🎓👨‍🌾
✅ This help is free
✅ No need to pay again
✅ Maximum up to RM2,500 / RM5,000
CLAIM HERE:

As one lady shared in the video below, she got tricked by the scammers, who took over her Telegram account to send the same scam message to all of her contacts!

While she claimed that she did not click any link, I will show you how she got scammed…

Recommended : Beware Of Telegram Screenshot Hack + Scam!

 

Bantuan Tunai Rakyat Malaysia Scam : How Does It Work?

Warning : To show you how the scammers work, I will share the links they use. I will highlight those dangerous links in red. Do NOT go to those links.

Super Long Link

To trick people into clicking on the scam links, the scammers intentionally use a misleading and very long URL, so you are less likely to notice the domain.

This is the scam link : http://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com

Note how the scammer used a long list of descriptive keywords – “bantuan“, “kerajaan“, “my“, “fase 3“, which helps to mislead people, and make it more difficult for them to notice that the domain is “financialanchorllc.com“.

Obviously, financialanchorllc.com is not a Malaysian government domain (which ends with .gov.my), and it has nothing to do with Malaysia or financial aid.

A quick WHOIS check reveals that the ownership of this domain is hidden by a paid service – which is not what a genuine government agency would do.

Pro Tip : Always check the domain of a link before you click on it. Avoid super-long links like this because they are often used to mask the domain name.

Recommended : Will Scanning RFID Bar Codes Hack Your Phone?!

Fake Telegram Invitation

After clicking to go to https://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com, you will be taken to what looks like an invitation to join a Telegram group. But in reality, it is a fake Telegram invitation.

A real Telegram invitation will have a link like this – https://t.me/XXXXXXXX. But this scam page has the link – https://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com.

Also, a real Telegram invitation can detect if you are using Windows / Mac or Android / iOS, and suggest that  the right download for your device.

A real Telegram invitation will not ask you to Join Group. Rather, it will allow you to either View In Telegram, or Preview channel in the web browser itself.

Recommended : Bursa Malaysia Stock Investment Scam Alert!

Fake Telegram Login Page

If you click on Join Group, you will be taken to this Telegram login page.

WARNING – THIS IS A SCAM PAGE. This is what is known in cybersecurity as a “phishing attack”.

First of all, Telegram invitations will never ask you to log into your Telegram account. It will simply launch the Telegram app and load the group for you.

Secondly, if you look at the link, it leads to the same scam domain, specifically https://bantuan-kerajaan-my-fase3-gcc.financialanchorllc.com/main/index.php.

Do NOT log into your Telegram account in this page.

Recommended : Scam Alert : How Fake Job Syndicates Operate!

If you log into your Telegram account using this phishing page, then the scammers will gain access to your Telegram account, and take it over for their own use.

They can then use your Telegram account to send the same scam message, or worse, cheat your family and friends of their money!

Recommended : Can Restaurant Menu QR Code Hack Your Phone?!

The lady in the viral video likely logged into this phishing page, thus giving the scammers control of her Telegram account. That was likely how they were able to message everyone on her contact list.

She also likely did not enable Two-Step Verification in Telegram, which would let her recover her account even after scammers have gained access.

That is why people who were hit by this scam had to call and inform their relatives and friends, or publicly post about it to warn all of their contacts.

Unfortunately, it is not always possible to warn all of their contacts, and inevitably, someone will get cheated of their hard-earned money. That’s why these scams are so popular – they really work, and scammers are making a ton of money!

Help us fight against these scammers. SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Did Oprah Winfrey Just Die Suddenly In Hospital?!

Did Oprah Winfrey just die suddenly in the hospital from a dangerous disease, or after committing suicide in her living room?!

Take a look at the viral claims, and find out what the facts really are!

 

Claim : Oprah Winfrey Just Died Suddenly In Hospital!

A multitude of videos are claiming that Oprah Winfrey just died suddenly in the hospital. One even claimed that she committed suicide in her living room!

Breaking News: American media proprietor Oprah Winfrey was found dead on her residence right after committing suicide on her living room

RIP…Oprah Winfrey’s Tears Of Grief: ‘She Passed Away Today And My Life Will Never…

RIP…Oprah Winfrey Left Fans In Tears & Devastating, She Died Suddenly and Tragically…

Oprah Winfrey Is Dead. Last Video a week Before Death. RIP Legend

5 minutes ago/ We report extremely sad news about TV Queen Oprah Winfrey, Sad details.

Prayers Up: Oprah Winfrey Is Currently On Her Death Bed And Family Asking For Prayers

Prayers Up, Oprah Winfrey Is Currently On Life Support After Diagnosed With Dangerous Disease.

Sad News Oprah Winfrey Tearfully Begged For Help As She Is Fighting For Her Life In ICU

Prayers Up: Oprah Winfrey Rushed To Hospital In Critical Condition After Suffering From This

Officially! funeral of Oprah Winfrey confirmed / 30 minutes ago

Recommended : Is Madonna Fighting For Her Life From Vaccine Injury?!

 

Truth : Oprah Winfrey Did Not Die Suddenly In A Hospital!

This is yet another example of FAKE NEWS circulating on social media, and YouTube, and here are the reasons why…

Fact #1 : Oprah Winfrey Is Still Alive + Well!

Oprah Winfrey (born Orpah Gail Winfrey on January 29, 1954) is still very much alive and well, as of July 12, 2023.

That was when she posted on Facebook about the fourth episode of “The Covenant of Water: The Podcast” with Abraham Verghese!

A day earlier – on July 11, she posted a video of herself speaking about her Love & Happiness Journal.

To be clear – Oprah Winfrey was not hospitalised for any serious disease. She did not commit suicide, or die in the hospital. She is still alive and well!

Fact #2 : No Legitimate Media Reported Her Death

These YouTube videos have been circulating for weeks and months, but people don’t seem to notice that no legitimate media has reported Oprah Winfrey’s death or suicide.

Oprah Winfrey is the “Queen of All Media” and one of the most influential woman in the world. If anything happened to her – even if she just fell down, it would have been worldwide news.

Yet, no legitimate media outlet reported that Oprah was hospitalised or died suddenly in a hospital from any cause. Only a bunch of small-time YouTube channels?!

That’s because it never happened. Oprah Winfrey is still alive, period.

Fact #3 : Scammers Using Fake Oprah Winfrey Death Video

Scammers were found to use a fake video claiming that Oprah Winfrey committed suicide to trick people into installing malware.

The “shocking video” was found to be linked to a fake Fox News Facebook app that, when installed, will request for permission to access the user’s basic information, and post on their behalf.

You should NEVER install any app to view any video, and you should certainly not allow any app to post on your behalf!

Note that scammers may send you the scam links via text messages. Even though telcos have now banned links in SMS messages, scammers can send you similar messages via WhatsApp or Telegram.

Recommended : Did Simon Cowell Just Die In A Car Accident?!

Fact #4 : Oprah Winfrey Death Hoax Is Driven By Fake Fact Check Too

This Oprah Winfrey death hoax, ironically, is also being driven by another fake fact check article by MediaMass Project.

News of television host Oprah Winfrey’s death spread quickly earlier this week causing concern among fans across the world. However the July 2023 report has now been confirmed as a complete hoax and just the latest in a string of fake celebrity death reports. Thankfully, the former host of ‘The Oprah Winfrey Show’ is alive and well.

Their claim of a viral R.I.P. Oprah Winfrey Facebook page is false. There is no such Facebook page. It is their standard fake excuse for writing about fake celebrity deaths.

The statement from Oprah Winfrey’s unnamed reps confirming that she is not dead is exactly the same as statements from other celebrities whose reps MediaMass claimed were victims of death hoaxes, like Taylor Swift, Bruce Willis, Celine Dion, Morgan Freeman, Simon Cowell, Madonna, Cristiano Ronaldo, Arnold Schwarzenegger, Robert Pattinson, Justin Bieber, Harrison Ford, Sylvester StalloneTom Hanks, Toby Keith, Lucy Liu, Clint Eastwood, Dolly Parton, and Melanie Laurent.

She joins the long list of celebrities who have been victimized by this hoax. He’s still alive and well, stop believing what you see on the Internet.

Hidden in the description page for the MediaMass Project is a disclaimer that they are a “satire” website. That’s the usual “cover” for websites peddling fake news.

Regardless of their reasons, anything posted by MediaMass.net must be considered as fake news, until proven otherwise.

Recommended : Did Elton John Ban US Over Anti-Grooming Laws?!

Fact #5 : This Is Just Fake Celebrity News

This is yet another example of fake celebrity news circulating on social media and fake news websites, just like these examples:

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

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How A University Student Lost RM22K In Online Job Scam!

Find out how a university student just lost over RM22,000 in an online job scam!

Please SHARE this article to warn your family and friends to avoid such online job scams!

 

Online Job Scam Are Targeting The Poor + Desperate!

Online job scams have been around for a long, long time. But fake job syndicates have become more active recently, probably because more people are getting laid off, and inflation is eating into our money.

Online job scams come in a variety of ways, but most commonly, you get unsolicited messages through WhatsApp or iMessage, offering you the opportunity to make a lot of money through part-time work, in the comfort of your own home.

This is especially appealing to people who are currently jobless and desperate. Or in this recent case – a university student who is just starting out in life.

I am Shirley , a permanent employee at XXXX Company in the recruitment department. The HR department sent me this number and asked me to contact you to get you to a job opportunity.

Hello! I am Miss Aisyah Binte Ahmed, from The Recruitment Dept. at YYYY Digital, Malaysia. Our company is hiring part-time and full-time online Employees. Can I briefly share the details with you?

Recommended : Scam Alert : How Fake Job Syndicates Operate!

 

How A University Student Lost RM22K In Online Job Scam!

I had earlier written about how fake job syndicates cheat people of their hard-earned money, but I didn’t realise that these scammers are also targeting university students!

A university student recently shared how he quickly lost over RM20,000 to an online job scam, despite being warned that it could be a scam!

How They Reel The Student In…

These online job scams always start by offering their victims an EASY way to make A LOT of money!

It all started two days ago, when an unknown person asked me if I’m interested in a part time job. I usually don’t decline offers like this because I’m also a student looking for internship or job opportunities.

He gave me simple tasks, like subscribing to YouTube channels and get RM10 for each subscription. I was interested as money did really go to my account.

Then, I was added into a group. They would give these free tasks of subscribing to YouTube channels.

These scammers also know that people are now wary of scams, and will always demonstrate their willingness to pay… at least in the beginning.

And occasionally will provide merchant tasks throughout the day, which you bank in a certain amount of money to them, which was said to help improve crypto merchant’s reputation or some sort, then they’ll return you a good amount of earnings after the task is completed. It takes around half an hour to do so. So for these two days I earned around RM500.

This is how the scammers establish trust with their victims, and convince them to “invest” to get even more money!

Recommended : Watch Out For Telegram Phishing Attack!

The Scam Happens Very Quickly

The “merchant tasks” is when they start scamming you, and the scam occurs very quickly. You may think that you’re earning a lot of money, but you will never see a cent of it.

So here’s where the fishing begins. A merchant task has started. A rule was stated that I must complete all the tasks given or I will not get the money that I banked in before.

It doesn’t matter how little you “invest” in this “merchant task” scheme. Once you are in, they will quickly use your “earnings” to force you to keep paying them!

I chose the least risk package, give RM300 to get RM360. Then, I was required to continue the next task. Same, I chose the smallest amount RM2000 to get RM2600. Again, need to continue the next task, I chose the smallest RM5000 to get RM7000. Then, RM15000 to get RM19500.

Then, RM40000 to get RM52000. At this point, I still haven’t realize it’s a scam. All I’m focussed on is I need to take back the money that I banked in, so I’m just thinking about completing the tasks given.

By The Time He Realised… It Was TOO LATE!

Because the university student was so engrossed in getting back the money he “invested” earlier, he didn’t realise that he was giving the scammers more and more money… until it was much too late.

There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages. They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.

Unfortunately, by the time the university student realised his mistake, it was much too late… He had already lost over RM22K!

At that time, I have not enough money in my bank to fork out RM40k. So I panic and find my friend to lend me some money.

Luckily my friend as a sideliner noticed that this is a scam and stopped me. I woke up finding that evervthing was too late. Just like that, two days, RM22300, gone.

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

Scammers caught on CCTV by hacker

Many People In The Group Are Scammers

As the university student later realised, many of the people in the group are part of the online job scam syndicate. Their job is to give the victims the perception that this is a legitimate job with many people participating.

During merchant tasks, I’m asked to leave the big group and will be joining a small group of 3-4 members. One of the scary parts in this operation after I realize it’s a scam is that, all the group members in the group are actually controlled by the same person.

Out of the 4 members, two might be playing rich vips who will play the highest package, pressuring you to play with more money, the other person looks like a newcomer like me and plays along with me, choosing the lowest package.

Precautions Were Useless

The university student was actually warned by his parents that it could be a scam. He even prepared for the possibility he could be scammed:

Some Precautions | Made While Attempting This:

I was being very careful with this. I shared with my parents on the first night. My parents did warned me about it being a scam, but didn’t stop me from it since I’m earning something. They just ask me to be extra cautious.

I have two bank accounts, so I moved most of my savings such that I have a “small” account and a “big” account, to prevent losses if anything goes wrong.

I also created a new chat account with another phone number solely for this “part time job”. I also made a plan and promise to only invest my earnings, so I cannot touch my savings.

But as German Field Marshal Helmuth von Moltke once said, “No plan survives contact with the enemy“, and the student’s precaution was useless when he got “emotionally invested” in getting his money back, and ended up taking out all of his saving from the “big account”!

I believe we always read about news of scams in Malaysia, asking why are they so dumb, why they fall into these type of scams. Until I’m in their shoes. I was being very cautious taking the above steps and always remind myself to not be greedy, play only the least risk.

The worse part is, when I’m within that situation and cannot think straight. I even use my savings from my “big” account, just because I want to rescue the money I put in.

Recommended : How To Block Facebook Ads + Pay Scammers!

The university student is now “emotionally depressed” and “thinking about suicide” over the loss of so much money. But do the scammers care? No, they couldn’t care less if people commit suicide over the loss of their hard-earned money.

He has also contacted his bank fraud hotline, and lodged a police report. Unfortunately, he is unlikely to ever recover any of the money he lost. But I hope he understands that his life matters more to his family than money, and he can always make back the money as long as he lives.

Please SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

MOF : Extra RM600 STR Benefits Is Fake News!

The Malaysia Ministry of Finance just issued a warning, calling the viral news about extra RM600 STR benefits fake news!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : You Can Qualify For Extra RM600 STR Benefits!

People are sharing a message on WhatsApp, which claims to provide you with the opportunity to get RM600 of extra STR (Sumbangan Tunai Rahman) cash benefits!

Here is the original message in Malay (with the scam link removed) and our English translation:

ADA PENERIMA STR YANG LAYAK DAPAT RM600 TAMBAHAN: BERIKUT SENARAI PENUH PENERIMANYA

Senarai Penuh Penerimanya 👇
<link removed>

Bank lagi info di Channel Telegram ==> <link removed>

SHARE INFO dengan rakan-rakan dan keluarga

THERE ARE STR RECIPIENTS WHO ARE ELIGIBLE FOR AN EXTRA RM600: THE FOLLOWING IS THE FULL LIST OF RECIPIENTS

Full List of Recipients 👇
<link removed>

More info on the Telegram Channel ==> <link removed>

SHARE INFO with friends and family

Recommended : Prevention of Terrorism Act : Does POTA Ban News Sharing?!

 

Truth : There Are No Extra RM600 STR Benefits!

This is yet another example of FAKE NEWS and SCAMS circulating on WhatsApp, and social media platforms, and here are the reasons why!

On Wednesday, 5 July 2023, the Malaysia Ministry of Finance posted an official press release labelling the claim of extra RM600 STR (Sumbangan Tunai Rahmah) as fake news.

Here is the official notice in Malay and the English translation:

PERHATIAN BERITA PALSU

Kementerian Kewangan ingin menegaskan bahawa maklumat mengenai tambahan Sumbangan Tunai Rahmah (STR) sebanyak RM600 adalah palsu. Berhati-hati dan jangan mudah terpedaya dengan berita sebegini di Telegram. Tidak pasti, jangan kongsi.

STR Fasa 3 sudah disalurkan pada 26 Jun yang lepas. Bagi memastikan program STR 3 ini disasarkan kepada mereka yang layak, tempoh permohonan rayuan juga akan dibuka mulai 3 hingga 31 Julai 2023. Pemohon boleh mengemukakan dokumen berkaitan untuk semakan semula oleh Lembaga Hasil Dalam Negeri Malaysia (LHDNM).

BEWARE OF FAKE NEWS

The Ministry of Finance would like to stress that the information regarding the additional Rahmah Cash Contribution (STR) of RM600 is false. Be careful and don’t be easily fooled by this kind of news on Telegram. Don’t share if you’re not sure.

STR Phase 3 was channeled last June 26. To ensure that the STR 3 program is targeted at those who are eligible, the appeal application period will also be open from 3 to 31 July 2023. Applicants can submit relevant documents for review by the Inland Revenue Board of Malaysia (IRB).

[/su_note]

The MOF pointed out that STR Phase 3 was already fully disbursed as of June 26. However, they opened an appeal application period from 3 to 31 July, to ensure that all qualifying recipients have the opportunity to apply for this financial aid.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Malaysia To Ban SMS With Personal Details!

Telcos in Malaysia will soon ban SMS messages with personal information, as part of the MCMC’s initiative to prevent scams! Here is what you need to know!

 

Malaysia To Ban SMS With Personal Details!

On Sunday, 2 July 2023, four Malaysian telcos – Maxis, Celcom, Digital and U Mobile will ban SMS messages containing personal information , as part of the MCMC’s initiative to prevent scams.

In addition to the May ban of SMS links, both local and international users will be prevented from sending any SMS message containing:

  • personal details
  • mobile or fixed line phone number
  • banking details like account number
  • MyKad number

All SMS messages containing these forbidden items will not be blocked, but their senders won’t be charged for those blocked messages.

Read more : Malaysian Telcos Ban SMS Links To Prevent Scams!

 

No Ban For SMS With Personal Details Via Short Codes

It should be noted that this ban on SMS messages with personal details do NOT apply to businesses using legitimate Enterprise short codes. They will still be allowed to issue SMS messages with URLs (links), phone numbers, and personal details.

Here are the current Enterprise short codes for Celcom and DIGI, from which you “may” continue to receive SMS messages with hyperlinks (URLs) and personal information.

Telco Enterprise Short Codes
Celcom CelcomDigi / EASYRELOAD
Celcom / CELCOM
2000 / 2901 / 20000 / 78888
28888 / 28882 / 22288 / 28282 / 22888
2001 / 22002 / 22009 / 21888 / 22022 /
22033 / 22162 / 22244 / 22262 / 22990 /
23000 / 23222 / 23777 / 25000 / 25555 /
26664 / 26668 / 26674 / 26680 / 26699 /
27100 / 27200 / 27999 / 28000 / 29888 /
29992 / 29999 / 39131 / 39140 / 39146 /
39170 / 39172 / 39230 / 39231 / 39240 /
39254 / 39258 / 39281 / 39291 / 39442 /
39466 / 39470 / 39471 / 39496 / 39504 /
39505 / 39506 / 39509 / 39513 / 39514 /
39515 / 39518 / 39881 / 39437 / 39132 /
39133 / 39144 / 39162 / 39177 / 39498 /
39502 / 39511 / 39512 / 39495
Digi CelcomDigi / Digi / DigiRewards
200 / 2901 / 2691 / 5001 / 27676
20000 / 21000 / 28879 / 28888 /
28882 / 22288 / 28282 / 22888

Maxis has 5-digit short codes like 1XXXX, 2XXXX, and 6XXXX, but has chosen to block SMS messages containing personal information from their Enterprise short codes:

In order to prevent individuals from becoming online scam scams, the Malaysia Communication and Multimedia Commission (MCMC) has issued a directive to all telcos on 14 February 2023 to block sending and receiving of short messaging service (SMS) from local, international mobile numbers and applications containing below contents:

  • URL link and any clickable link e.g. shorten URL; shorten URL;
  • Request for user’s personal information e.g name, IC number, account number and
  • Mobile and fixed line number

Blockings are being implemented in stages; started from 2 May 2023 for SMS between individuals; the next and last stage is the blocking of SMS containing the above 3 elements from mobile and applications such as Enterprise SMS service and Maxis IoT SIM from 2 July 2023.

Recommended : Scam Alert : Watch Out For Telegram Phishing Attack!

 

Risky SMS Ban Helpful, But Other Platforms Still A Risk

While this measure is really helpful in reducing scams, the ban is limited to SMS messages. It does not prevent scammers from sending similar scam messages through instant messaging platforms like WhatsApp, Telegram, Facebook Messenger, WeChat, etc.

I should also point out that links are not inherently bad. Links in messages, even SMS messages, are mostly safe.

Perfectly Fine

  • Clicking on a link to read an article / terms and conditions of a promotion
  • Clicking on a link to enrol in a promotion which does not require you to log into any website
  • Clicking on a link to check in for a flight, or get a travel update

However, they can be used to send you to a phishing website which is designed to look like a genuine bank / payment website. Hence, it is critical that you should NEVER log into any website through a link.

NEVER DO THIS

  • Clicking on a link to log into a bank website
  • Clicking on a link to make a purchase or payment
  • Clicking on a link to log into any account / email

Phishing attacks work by tricking you into going into a fake website that looks like the real website. But you still have to log into the fake website to give the scammers your login details.

If you click on a link, and you are asked to login – this is likely a phishing attack. But don’t worry – as long as you refuse to log into any website after clicking on a link, the phishing attack fails.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Wedding Invitation Scam : Don’t Install APK File!

Please watch out for the wedding invitation scam, and find out why you should NEVER install any APK file from strangers!

Find out what’s going on, and warn your family and friends!

 

Wedding Invitation Scam Gone Viral!

A new scam has gone viral on social media in Malaysia – the wedding invitation scam. In this scam, scammers contact their victims on WhatsApp, pretending to send them an APK file as a wedding invitation!

Here is the Malay version of the scam messages, and their English translations.

Dengan rasa kesyukuran, Menjemput Tuan ZAITON OTHMAN Ke Majlis Perkawinan Anak Kami
Sila Klik instal Apk untuk dapatkan kad kahwin digital kami ⬇️⬇️
Sila klik instal nampak kad kahwin digital kami 🙏, agar nak tau Siapa 😀

With gratitude, Inviting Mr. Zaiton Othman to our Son’s Wedding
Please click install Apk to get our digital wedding card ⬇️⬇️
Please click install to see our digital wedding card 🙏, to know who this is 😀

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Wedding Invitation Scam : Don’t Install APK File!

This is yet another example of a Mobile Application Scam, and here are the reasons why…

Fact #1 : APK Is Android Installation File

First, it is important to know that APK files are not used to deliver wedding invitations, or photos and videos.

Short for Android Package Kit, an APK file is used to install software in Android devices. Think of it as the Android equivalent of an EXE installation file for Windows software.

Fact #2 : You Should Never Install APK File, Unless You’re An Expert

APK files, by definition, are merely installation files for Android devices. They can be used for legitimate purposes, as well as nefarious purposes.

However, legitimate Android apps are mostly delivered through proper mobile app platforms like Google Play Store and the HUAWEI App Gallery, where they are often scanned for malware before people are allowed to download and install.

Therefore, you should never download and install an APK file outside of legitimate mobile app platforms, unless you are an expert who needs to “sideload” an APK for a specific reason.

Now, this does not mean that only Android devices are vulnerable. Apple is slated to offer the ability to sideload apps too with iOS 17.

Fact #3 : Scammers Use APK Files To Install Malware

In most, if not all, cases where you receive an APK file from a stranger on WhatsApp, Telegram, through email or social media platforms, it is likely to contain malware.

Scammers use APK files containing malware to gain access to your phone. After you install these malware APK files, scammers can do anything – read your messages, steal your photos and videos, gain access to your TAC / OTP alerts, etc.

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #4 : APK File Scam Not Limited To Wedding Invitations

These mobile application scams are not just limited to wedding invitations, or offers to deliver illicit photos and videos. Scammers have also convinced their victims to install these APK malware files to :

  • book cheap temporary maid / cleaning services
  • book cheap air-conditioning services
  • book exclusive restaurants
  • receive special discounts
  • make investment transactions

Fact #5 : Scammers Use Social Engineering + Stolen Data

It is important to remember that scammers will use a combination of social engineering and stolen / purchased data to convince you to install their APK malware.

They may know your name, your MyKad number, your address and your telephone number. They may even know who is in your family, and even have your bank account or credit card details. All that information can be purchased from unscrupulous sources.

In some cases, scammers have taken over social media accounts and used them to trick the account holder’s family and friends into installing such APK malware files.

No matter who tells you to do it – even if they are your family member or friend, NEVER download and install an APK file.

Recommended : Scam Alert : How Fake Job Syndicates Operate!

Fact #6 : Bank Negara Malaysia Warned About Mobile App Scam

Bank Negara Malaysia has long warned consumers about such mobile application scams.

Be wary of clickable hyperlinks that redirects you to a site, or downloads an application to your phone. Banks will no longer send you any clickable hyperlinks via SMS!

Only download applications from your smartphone’s official application platforms (e.g. Google Play Store, [Apple] App Store, Huawei App Gallery).

Fact #7 : PDRM Confirmed This Is A Scam

On Monday, 19 June 2023, PDRM Commercial Crimes Investigation Department (CCID) Director Datuk Seri Ramli Mohamed Yoosuf warned the public about this wedding invitation scam:

This new tactic asks for an individual to open the link prepared to receive the wedding invitation. However, that’s the trick to steal information from the public and to make online transfer. The public are advised to avoid getting caught up in any message from questionable sources.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Jomo Kwame Sundaram Stock Advice Scam Alert!

WATCH OUT for scammers pretending to be Jomo Kwame Sundaram offering stock advice on Facebook!

Find out what’s going on, and warn your family and friends!

 

Jomo Kwame Sundaram Stock Advice Scam Alert!

Scammers are running Facebook advertisements that claim that famed Malaysian economist, Jomo Kwame Sundaram, is created a WhatsApp group offering free stock investment advice!

I am Jomo Kwame Sundaram
A prominent Malaysian economist.
On June 14th, I said in the stock exchange group:
There have been abnormal transactions in the Southeast Asian stock market in the past two days
Indonesian stock market soars on the 15th, with huge volatility
Now the local exchange has access to supervise the stock movement
Next, Malaysia’s stock market will also experience abnormal fluctuations
Please pay attention to: ADVCON, KPSCE, ICON, MBL these stocks
Related stock abnormal information, I will continue to send in the group
If you haven’t joined the stock exchange group
Please join in time, I will share the stock information I have for free
Master stock information and avoid losing money in the stock market

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Jomo Kwame Sundaram Stock Advice Scam : What You Need To Know!

These Jomo Kwame Sundaram stock investment scams are being promoted heavily on Facebook in 2023, so please alert your family and friends!

Fact #1 : Jomo Kwame Sundaram Reported These Fake Ads

These fake Jomo Kwame Sundaram stock advice advertisements have been promoted on Facebook for several months now. On April 15, 2023, Jomo himself posted about this scam:

*Warning Letter from Jomo Kwame Sundaram*

I regret to inform you that someone is impersonating me. They have established an official website in my name, with many old photographs and other material to give this impression.

I am presented as an education and investment consultant, neither of which is true. There is even a contact telephone number for my supposed assistant.

I have reported the impersonation to Facebook and MCMC with no indication of any action so far. This happened several years ago as well when there was an earlier effort of this type.

I have never given investment advice, and have no intention whatsoever of doing so. It is highly irresponsible for anyone to claim they know the future. Whatever I do on economic and other matters is free for the public, and I urge you not to pay money to anyone who claims to be advising you in my name.

As I have been giving lectures in Tsinghua University in the past week, when this problem began, I did not realize how quickly the problem was growing and failed to act more promptly.

Please warn your friends and loved ones.

Thank you for your cooperation.

jomo

Unfortunately, as many people have discovered, Meta / Facebook does not appear to care about these fake ads. You can report them till kingdom come, but they will just keep running on Facebook as long as these scammers pay for them!

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #2 : Jomo Kwame Sundaram Is A Renown Economist

Jomo Kwame Sundaram is a world-renown economist, who writes extensively on economic policies. However, as he explained above, he is not an investment consultant!

He has better things to do than to offer you free stock investment advice! In May 7, he just published an article called “Inflation phobia, myths and dogma exacerbate policy responses” in the Review of Keynesian Economics.

Fact #3 : One Victim Lost RM480K To Investment Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar investment scam, and lost almost RM480,000 (about US$104,000).

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Watch Out For The Kinokuniya Free Books Scam!

Is Books Kinokuniya giving away free books on stock investing, to celebrate gaining 3 million fans?!

Find out what’s going on, and warn your family and friends!

 

Watch Out For The Kinokuniya Free Books Scam!

Scammers are running Facebook advertisements that claim Books Kinokuniya is giving away free books on stock investing, to celebrate its 50th anniversary!

Hello everyone, this is Books Kinokuniya, the largest bookstore in Malaysia.
🎉🎉🎉 Signups will soon exceed 3 million. In order to thank our fans for their continuous support, we will send a gift to our fans.
👋Books Kinokuniya store has prepared 1,000 sets of stock books. Free gift to all friends who support Books Kinokuniya.
Please add administrator WhatAPP. And send the mailing address, we will mail the book to you for free.

Hello everyone, this is Books Kinokuniya, the largest bookstore in Malaysia.
🎉🎉🎉 Signups will soon exceed 3 million. In order to thank our fans for their continuous support, we will send a gift to our fans.
Books Kinokuniya has prepared 1,000 sets of books in stock. Free gift for all friends who support Books Kinokuniya.
Please click on the conversation to add assistant Whats and register the mailing address, we will mail the book to the registered address for you free of charge.

Recommended : TNG RFID Bar Code Scanning Scam Debunked!

 

Kinokuniya Free Books Scam : What You Need To Know!

This Kinokuniya free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friends!

Fact #1 : Kenanga Reported These Pages / Ads As Fake

Books Kinokuniya is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 17, 2023:

⚠️⚠️⚠️
Dear customers,
We have been made aware of several Facebook accounts that are impersonating us about giving out free books. These accounts go by the name Books Kinokuniya Malaysia, but are NOT operated by us and we are not related to these accounts in any way. PLEASE DO NOT RESPOND TO ANY OF THESE, Books Kinokuniya Malaysia DOES NOT communicate with customers directly via Whatsapp or add our customers into Whatsapp group chat.
Follow our official social media accounts and website as follows :
Facebook : Books Kinokuniya Malaysia (https://www.facebook.com/KinokuniyaMalaysia/)
Instagram : Kinokuniyamalaysia (https://www.instagram.com/kinokuniyamalaysia/)
Corporate Site : www.kinokuniya.com.my
Webstore : https://malaysia.kinokuniya.com/
Kinokuniya Malaysia takes this matter seriously and has reported to the relevant authorities on this matter.
If you have any queries, you may email to our Customer Service at mys@kinokuniya.com or call us at 03-21648133

Fact #2 : Books Kinokuniya Is A Business, Not A Charity

Please do NOT be naive. Books Kinokuniya is an investment bank – a business, not a charity. It is not going to give away books just because it has many fans!

Even if it achieved some kind of milestone, it would make sense for Kinokuniya to offer discounts. After all, it’s a corporation whose purpose is to make money, not a charity to give you free books!

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #3 : Kinokuniya Does Not Use WhatsApp To Communicate

As mentioned in their warning above, Kinokuniya has a Facebook page, an Instagram page, a corporate website as well as a website. What it does not have is a WhatsApp account!

So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!

Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928

Fact #4 : Kinokuniya Will Not Ask You To Join WhatsApp Groups

Kinokuniya has stated that it will never ask anyone to join a WhatsApp group for any reason, whether it’s for free books.

Kinokuniya is also a bookstore, not a stock broker or an investment firm. It will never offer you free investment advice, stock tips, or help you buy and sell stocks, etc.

Recommended : How To Block Facebook Ads + Pay Scammers!

Fact #5 : One Victim Lost RM480K To A Free Book Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Bursa Malaysia Stock Investment Scam Alert!

Warning – both Datuk Muhamad Umar Swift and Bursa Malaysia are NOT giving out free stock investment advice or books!

Find out what’s going on, and warn your family and friends!

 

Bursa Malaysia Stock Investment Scam Alert!

Scammers are running Facebook advertisements that claim that Datuk Muhamad Umar Swift and/or Bursa Malaysia are giving free investment advice, or free books on stock investing!

Hi everyone, I am Datuk Muhamad Umar Swift
The Chief Executive Officer of Bursa Malaysia Bhd.
Since 2023, the Malaysian stock market has been relatively sluggish🤕🤕🤕
This may be because many stock market investors do not understand stock market trading
I have been blindly following the investment, resulting in a lot of losses
I have also received many letters from investors recently:
Ask if I have improved my trading skills?
Here I recommend a few stock books to everyone!
This can effectively improve your trading skills 💖💖💖
I also prepared 2,000 stock books for everyone📖📖📖
Free gift to Malaysian stock market investors, yes, it’s free!
Please add my assistant’s wapp, she will mail you books for free👇👇👇

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Bursa Malaysia Investment Scam : What You Need To Know!

These Datuk Muhamad Umar Swift and/or Bursa Malaysia free book / investment group scams are being promoted heavily on Facebook in 2023, so please alert your family and friends!

Fact #1 : Bursa Malaysia Reported These Ads As Fake

Bursa Malaysia is aware of these fake advertisements on Facebook, posting this scam alert on May 17, 2023:

[SCAM ALERT] Don’t be fooled by Facebook ads or pages that offer stock advice. Scammers are known to impersonate Bursa Malaysia representatives to lure you into their fake investment schemes. If you have come across ads or pages like this, be sure to report it to Bursa2U along with a screenshot and source link at bursa2u@bursamalaysia.com or call Bursa Malaysia’s Help Centre at +603-2732 0067. Remember to check the Securities Commission Investor Alert List at http://sc.com.my/investor-alert before investing. Contact the National Scam Response Centre hotline 997 if you have been a victim of scam.

[AMARAN SCAM] Jangan terpedaya dengan iklan atau halaman Facebook yang menawarkan nasihat saham. “Scammer” seringkali menyamar sebagai wakil Bursa Malaysia untuk memujuk anda ke dalam skim pelaburan palsu mereka. Jika anda menjumpai iklan atau halaman seperti ini, pastikan anda melaporkannya kepada Bursa2U berserta tangkapan skrin dan sumber pautan ke bursa2u@bursamalaysia.com atau hubungi Pusat Khidmat Bursa Malaysia di talian +603-2732 0067 . Semak Senarai Amaran Pelabur Suruhanjaya Sekuriti di http://sc.com.my/investor-alert sebelum melabur. Hubungi talian hotline Pusat Respons Scam Kebangsaan 997 jika anda menjadi mangsa penipuan.

#StayAlert #ScamAlert #TakNakScam #JanganKenaScam

Fact #2 : Bursa Malaysia Is Not A Charity

Please do NOT be naive. Bursa Malaysia is not only the stock exchange of Malaysia, it is also a public listed company, whose focus is to make money, not a charity to give you free books or advice!

Datuk Muhamad Umar Swift is not only the CEO of Bursa Malaysia Berhad, he is also the director of its subsidiary companies. He certainly has more important (and profitable) things to do than to create a WhatsApp group to answer YOUR questions or advice YOU on what stocks to buy!

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #3 : Bursa Malaysia Does Not Use WhatsApp To Communicate

Bursa Malaysia offers a multitude of contact options by snail mail, online forms on their Bursa2U portal, email or telephone.

What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” using WhatsApp, or ask you to join the Bursa Malaysia WhatsApp group, be warned!

Datuk Muhamad Umar Swift (fake) : I’m sorry because too many people have privately messaged me, please click to add administrator 👇whatsapp👇, send “PM” to join our company’s free communication group! https://wa.me/6019527xxxx

The real Datuk Muhamad Umar Swift, and Bursa Malaysia, will never ask you to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.

Fact #4 : One Victim Lost RM480K To Investment Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

Support Tech ARP!

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Maybank ATM Card: How to disable Debit Card feature!

Find out how to disable the Debit Card feature of your Maybank ATM card, and why you should do that right away!

 

Maybank ATM Card Is Also Visa payWave Debit Card

Many Maybank customers may not know this, but your ATM card is not just an ATM card – it doubles as a Visa payWave debit card as well.

Since Maybank introduced its first combined ATM + Visa Debit card in March 2008, it has progressively migrated all existing ATM cards to the new combined card.

Today, all Maybank ATM cards are effectively Visa payWave debit cards, even though we may not have applied for the debit card or payWave functions.

Recommended : How To Pay PDRM Traffic Summons Using Maybank ATM!

 

Maybank ATM Card : Why You Should Disable Debit Card Feature!

Banks are promoting the use of debit cards, because they charge an interchange fee for every debit card transaction. That is why banks are “forcing” these combined ATM + debit card onto customers.

However, debit cards only offer minimal fraud protection (if at all), as payments are considered to be directly withdrawn from your bank account. That is why personal finance experts always recommend using a credit card, instead of a debit card.

Even worse, these debit cards often include contactless payment technologies like Visa payWave or Mastercard contactless. This allows anyone to directly withdraw money from your account without even requiring the PIN number!

Transaction
Amount
Required Action
Above RM250 Tap and use PIN to approve
RM250 and below Just tap. No PIN required.

Now, to be clear, the debit card and payWave feature will only be enabled after you perform at least one (1) successful PIN transaction at any point-of-sales terminal. But once that is done – both debit card and payWave features will remain activated.

This is one of the many reasons why money-savvy people do not use debit cards at all. It’s not only much safer to use credit cards, they also help build your credit rating and some benefits like cash back rebates, points, etc. There literally isn’t any benefit to using debit cards.

Unfortunately, many banks aren’t giving you the option of opting out. You may not want one, but you may not have a choice. The Maybank ATM card, for example, is a Visa payWave debit card which you cannot opt-out of. You cannot ask for a pure ATM card, and neither will Maybank disable the debit card or payWave features. I know. I asked.

Recommended : Facebook Ads Scam Hits Many Maybank Customers!

 

Maybank ATM Card : How To Disable Debit Card + payWave!

To be clear – there is no way to actually disable the debit card or payWave functionality of your Maybank ATM card. But you can effectively disable both features by setting the debit card purchase limit to zero.

In this guide, I will show you how to do that using your Maybank2U online account, or at the Maybank ATM.

Maybank2U Online Account

Step 1 : Log into your Maybank2U account

Step 2 : On the right corner of the Maybank2U screen, click on the Settings option.

Step 3 : Click on the Cards tab, and it should show you the Manage Debit Cards section by default.

As you can see, by default, the Maybank ATM-debit card has a purchase limit of RM1,000 per transaction.

Step 4 : Click on the Edit icon, and you will be able to change the Purchase Limit, from RM0 all the way to RM10,000.

Step 5 : Select RM0.00 from the drop-down list, and the click the SAVE button.

Step 6 : Look for this yellow banner at the bottom of the screen, and click the REQUEST button to request the 6-digit SMS TAC on your registered mobile number.

Step 7 : Once you receive the 6-digit SMS TAC, key it into the box, and click on the CONFIRM button.

If you keyed in the correct SMS TAC, you should see this notice telling you that your new purchase limit has been set.

Now that you have successfully reduced your Purchase Limit to RM0.00, it doesn’t matter that Maybank refuses to disable the debit card or payWave function. They both just won’t be able to transfer any money from your account!

Maybank2U Online Account

Step 1 : Insert your ATM card and key in your PIN number.

Step 2 : Select Other Transaction in the main menu.

Step 3 : Select the  Change Limit / Language / Maybank One option.

Step 4 : Select the Purchase Limit option.

Step 5 : Select No Purchase to prevent the card from being used to make any purchases.

Alternatively, you can select Preferred Limit. Then you need to key in RM 0.00, and then select Yes to confirm that decision.

After you set No Purchase or a Preferred Limit of RM0.00, the debit card and payWave functionality of your Maybank ATM card is effectively disabled.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Sunway + Jeffrey Cheah Free Books Scam Alert!

Please note – Jeffrey Cheah and the Sunway Group are not giving away free books on stock investing, to help new investors!

Find out what’s going on, and warn your family and friends!

 

Sunway + Jeffrey Cheah Free Books Scam Alert!

Scammers are running Facebook advertisements that claim that Tan Sri Dr Jeffrey Cheah and/or the Sunway Group are giving away free books on stock investing, to help new investors!

Hello everyone, I am Jeffrey Cheah, Chairman and Founder of Sunway Group
Since 2023, the Malaysian stock market has been relatively sluggish🤕🤕🤕
This may be because many stock market investors do not understand stock market trading
I have been blindly following the investment, resulting in a lot of losses
I have also received many letters from investors recently:
Ask if I have improved my trading skills?
Here I recommend a few stock books to everyone!
This can effectively improve your trading skills 💖💖💖
I also prepared 2,000 stock books for everyone📖📖📖
Free gift to Malaysian stock market investors, yes, it’s free!
Please add my assistant’s wapp, she will mail you books for free👇👇👇

Recommended : TNG RFID Bar Code Scanning Scam Debunked!

 

Sunway / Jeffrey Cheah Free Books Scam : What You Need To Know!

This Sunway / Jeffrey Cheah free book scam is being promoted heavily on Facebook in May and June 2023, so please alert your family and friend!

Fact #1 : Sunway Group Reported These Pages / Ads As Fake

The Sunway Group is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert:

SCAM ALERT

Please be alert of several scams using fake Facebook accounts, bearing the names “Sunway Investment” and “Sunway Global Investment”, claiming to be affiliated with Sunway entities.

These Facebook accounts have NO association with Sunway Group nor that of our chairman.

We urge all to be cautious and to not fall victim to these scams, and report these fake accounts to Facebook immediately.

Fact #2 : Sunway Group Is A Business, Not A Charity

Please do NOT be naive. The Sunway Group (Sunway Berhad) is a public listed company, whose focus is to make money, not a charity to give you free books!

Fact #3 : Giveaways Were Not Posted In Official Website / FB Page

If the Sunway Group was really giving away free books, it would have posted the offer on:

These scams are being run off fake Facebook pages that are brand new, and have nothing to do with Tan Sri Dr. Jeffrey Cheah, or the real Sunway Group.

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #4 : Sunway Group Does Not Use WhatsApp To Communicate

The Sunway Group offers a multitude of contact options by online forms, email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!

Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928

The Sunway Group will also not ask you to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.

Fact #5 : Scammers Will Try To Scare You

Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!

There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/60113906928

There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!

Recommended : How To Block Facebook Ads + Pay Scammers!

Fact #6 : One Victim Lost RM480K To A Free Book Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

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Scam Alert : How Fake Job Syndicates Operate!

Find out how fake job syndicates operate, and how they reel you into their scams, and cheat YOU of your hard-earned money!

Make sure you SHARE this article, to warn your family and friends to avoid the fake job scams!

 

Fake Job Scams : What Are They?

Fake job scams have been around for a long, long time. But fake job syndicates have become more active recently, probably because more people are getting laid off, and inflation is eating into our money.

Fake job scams come in a variety of ways, but most commonly, you get unsolicited messages through WhatsApp or iMessage, offering you the opportunity to make a lot of money through part-time work, in the comfort of your own home.

Good day YouTubers!! This is Alexa from Youtube Entertainment. We invite you to participate in our event by liking and subscribing to our channel and we will give you XXX. Please reply “YES” if you are interested. Thank you.

Hi, I’m the recruitment manager of XYZ company. XYZ invites you to do regular work at home.

You can easily earn [large amounts of money] with your mobile phone every day, and your salary will be settled on the same day.

Please add my WhatsApp to sign up. The number of places is limited, only for today.

Hey! You have been selected for a job. Daily salary XXXX to YYYYY. WhatsApp [number removed]. Reply YES to apply.

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Scam Alert : How Fake Job Syndicates Operate!

I personally have received many of such fake job offers, and have always ignored them. But when I saw a sudden surge of fake job offers, I decided to look into it. I also wanted to find out how they worked.

So I took a dive into two different fake job scams last week, and here was what I found…

How They Reel Their Victims In

It all starts with scammers tasked with “fishing” for victims. They will try to contact you by email, Facebook Messenger, SMS, WhatsApp, Telegram, or iMessage. Regardless of the method, the hook is simple – we are offering you an EASY way to make A LOT of money!

Once you are suitably impressed, these “fishing” scammers will offer you a simple task to show you just how easy it is to make a lot of money. To entice me, the two scammers offered me a pretty good sum of money for a very simple task:

Syndicate A : Subscribe to this YouTube channel, and send me the screenshot to receive XXXX.

Syndicate B : Like this YouTube video, and send me the screenshot to receive YYYY.

Recommended : Watch Out For Telegram Phishing Attack!

The Fishing Scammer Hands You Over To The Syndicate

After you complete that task, the fishing scammer then hands you off to the actual fake job syndicate, ostensibly for payment. You are asked to contact the company secretary / account manager on Telegram, with a “payment code”.

From what I surmise, the “payment code” is actually the fishing scammer’s referral code – they get paid for every victim they send the syndicate.

This will be your last contact with these fishing scammers. They are off to reel in more victims!

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

Syndicate Baits You With Payment

The syndicate secretary / account manager will ask you to register your details with them, but they are not too particular with any details, except for your phone number. If you give them the fake number, they will know because they will check with the fishing scammer using their referral code. But feel free to give them other fake details – they won’t care.

The fake job syndicate will then send you the payment for that “test” job, using a mule account. If you ask them why they are sending you the money through a different company account or even a random person’s account, they will tell you that they have many bank accounts because of daily transaction limits.

Syndicate Baits You With Simple Tasks

The syndicate will then add you to their Telegram channel offering multiple tasks per day. Instead of YouTube channels or videos, you are tasked to very simple tasks like:

  • open a link to a product page on an online shopping platform
  • take a screenshot of that product page
  • post that screenshot to the Telegram group
  • share that screenshot with your syndicate agent

You will breeze through the first three tasks easily, and the fake job syndicate will pay you promptly.

Fantastic, isn’t it? What could go wrong? After all, there are hundreds of other people participating in the same tasks, and getting paid!

Recommended : Can SIM Swap empty bank accounts without warning?!

Syndicate Tempts You With Pay To Earn Scam

At this point, you have done some calculations, and realise that you can easily make good money every day doing these simple tasks.

That’s when the fake job syndicate offers you the opportunity to make some serious cash. But there’s one catch – you need to PAY them to get access to jobs with serious money.

For every dollar you prepay, the fake job syndicate promises that you will get that back PLUS 10% to 30%, within minutes. Just in case you are worried about losing your money, hey, they are offering a refund. Honest!

And how can they offer you so much money for so little work? The syndicate throws in the magic word – cryptocurrency! Of course! That’s the only way anyone can make tons of money easily, with both eyes closed!

Recommended : BitiCodes Scam Alert : Fake Celebrity Endorsements!

Syndicate Pressurises You With Bots

To convince you that they are legit, you will see many people posting screenshots of their payments to the Telegram group. They will also publicly announce how much they are investing. In some cases, they also post excitedly about how much money they already made, and how much they plan to make today.

This is just a charade to make you believe that people are really making money through this scheme. Most of these “participants” appear to be bot accounts, with a few sock puppet accounts. If you monitor these accounts over time, you will see them change names. I even spotted one of these fake participants (mercado livre in the screenshot above) become the Telegram group admin!

The genuine victims are those asking questions in the group like “We have to prepay?” But oddly enough, no one else in the group (except the Telegram group admin) will respond. That’s not how real people behave.

And if you check their receipts, you will notice some discrepancies in their receipts, which suggest that they were edited:

  • transfers within the same bank were labelled as transfers “to other banks”.
  • account numbers are too short / long for that particular bank

The others are possibly genuine receipts (by people who were scammed earlier), with their dates and times changed.

Recommended : 2023 Turkey Earthquake : Fake Photos + Scam Alert!

Once You Pay, It’s Game Over

I managed to get in touch with two victims of this scam, who claimed that once they deposited the prepaid amount, they were ghosted and removed from the Telegram group.

So that appears to be the scam – they bait you with a bit of money, until you are convinced that they are real. Then once you prepay them for the “big job”, they dump you right away.

Your assigned syndicate agent will block you, and you will get kicked off the Telegram group, which often disappears after scamming a few victims. Often, you will find your Telegram conversations with them mysteriously deleted. By then, it’s much too late – you have already lost your money.

To ensure they don’t lose money, they will price the introductory offer low enough to entice victims, but high enough to cover their costs and then some. But they will inevitably score some big fish, which is why the fake job scam persists.

Now that you know how the fake job scam works, please DO NOT get trapped into it! NEVER pay to get a job. It is just a scam!

Please SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

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Watch Out For Kenanga Free Books Scam!

Is the Kenanga Investment Bank giving away free books on stock investing, to celebrate its 50th anniversary?!

Find out what’s going on, and warn your family and friends!

 

Watch Out For Kenanga Free Books Scam!

Scammers are running Facebook advertisements that claim Kenanga Investment Bank is giving away free books on stock investing, to celebrate its 50th anniversary!

good news 🎉 good news 🎉 good news 🎉
Kenanga Investment Bank Berhad,
Now it is the largest independent investment bank in Malaysia Established in 1973, it is about to celebrate its 50th anniversary 🎉🎉🎉
Kenanga Group will give away 2,000 stock books for free If you are interested in the stock book, you can get it for free Please click on the messenger to get the book for free 📖📖📖
The number of books is limited, and the activity will stop after the gift is completed 👇👇👇

Hi everyone, this is Kenanga Investment Bank Berhad
Now it is the largest independent investment bank in Malaysia
Established in 1973, it is about to celebrate its 50th anniversary 🎉🎉🎉
During these 50 years, we have helped countless stock investors make profits in the stock market
In order to thank investors for their support all the way, 💝💝💝🎊🎊🎊
We will give out the first gift for stock market investors 🎁🎁🎁
Kenang Group has prepared 5000 stock books (1000 sets) 📚📖📖
Free gift to investors who support Kenang Group all the way
Please click on the session, add the assistant’s wapp, and register the mailing address
We will mail the book to your registered address for free
The number of stock books is limited, while supplies last 💝💝💝

Recommended : TNG RFID Bar Code Scanning Scam Debunked!

 

Kenanga Free Books Scam : What You Need To Know!

This Kenanga free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friends!

Fact #1 : Kenanga Reported These Pages / Ads As Fake

Kenanga is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 12, 2023:

Once again we would like to remind our clients and the public to be careful of scammers impersonating our brand to provide fraudulent product and services.

We are not offering any free books/e-books or make anyone join a WhatsApp group.

If you received any of this communication recently, stop responding and report the page/numbers immediately.

If you have been scammed, contact the National Scam Response Centre hotline 997.

Fact #2 : Kenanga Is A Business, Not A Charity

Please do NOT be naive. Kenanga is an investment bank – a business, not a charity. Just because it is celebrating its 50th anniversary in 2023, does not mean it’s giving anything away.

Even if it wanted to celebrate its anniversary by giving away books, it would be giving them to clients, not to the public!

Kenanga is a public-listed company, whose focus is to make money, not a charity to give you free books!

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #3 : Giveaways Were Not Posted In Official Website / FB Page

If Kenanga was really giving away free books, it would have posted the offer on:

These scams are being run off fake Facebook pages that are brand new, and have nothing to do with the real Kenanga.

Fact #4 : Kenanga Does Not Use WhatsApp To Communicate

Kenanga offers a multitude of contact options by online forms, email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!

Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928

Fact #5 : Kenanga Will Not Ask You To Join WhatsApp Groups

Just to be clear, Kenanga states that it will never ask anyone to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.

Recommended : How To Block Facebook Ads + Pay Scammers!

Fact #6 : Scammers Will Try To Scare You

Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!

There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/60113906928

There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!

Fact #7 : One Victim Lost RM480K To A Free Book Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

TNG RFID Bar Code Scanning Scam Debunked!

Will your phone get hacked if you scan the TNG RFID bar code?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Scanning TNG RFID Bar Code Can Hack Your Phone!

This warning about an RFID bar code scam has gone viral on WhatsApp, and social media, claiming that scammers are sending people RFID stickers, and asking them to scan the bar code.

Allegedly, scanning the RFID bar code will cause your phone to be hacked by these scammers!

They send the RFID to you. When you scan the bar code they hack your hp
It’s a scam

他们将 RFID 发送给您。 当您扫描条形码时,他们会入侵您
这是一个骗局

Mereka menghantar RFID kepada anda. Apabila anda mengimbas kod bar mereka menggodam anda
Ia satu penipuan ☠️👻💩😱😰

Recommended : Watch Out For Telegram Phishing Attack!

 

Truth : Scanning TNG RFID Bar Code Will NOT Hack Your Phone!

This is yet another example of FAKE NEWS circulating on WhatsApp and social media, and here are the reasons why…

Fact #1 : There Is No TNG RFID Bar Code Scanning Scam

First of all – let me just say that there is no such thing as a TNG RFID bar code scanning scam. No one can hack your phone just because you scan an RFID bar code.

The bar code is nothing more than a series of numbers, which you can readily see printed under the bar code. These numbers cannot possibly hack your phone / smartphone.

Fact #2 : TNG Bar Code Is Used To Register RFID Sticker

The bar code visible in the clear window of the TNG RFID self-fitment kit is merely the serial number for the RFID sticker (also known as an RFID tag).

This serial number is used to register the RFID sticker, by scanning scan the bar code using the TNG eWallet mobile app.

All it does is link the RFID sticker to your TNG eWallet account, so that all toll charges are automatically deducted from that account.

Read more : TNG RFID Self-Fitment Guide : How To Do It Yourself

Fact #3 : There Are Easier + Cheaper Ways To Hack Your Phone

Truth be told – there are far easier and cheaper ways to hack your phone, than send you a free RFID sticker and ask you to scan the bar code.

These scammers will have to put in considerable expense and technical expertise into hacking the TNG eWallet app, and inserting their malware that the fake RFID number would trigger.

But why bother? If they can hack the TNG eWallet, they don’t even need to send you any fake RFID bar code to scan!

Making fake RFID stickers (tags) that look like genuine TNG RFID self-fitment kits costs money. Sending these fake kits also put them at risk, because deliveries can be traced.

There are many other ways to compromise your smartphone. There is simply no reason why scammers to waste time and money on such a convoluted scheme.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Malaysian Telcos Ban SMS Links To Prevent Scams!

Malaysian telcos have started banning SMS links, as part of the MCMC’s initiative to prevent scams! Here is what you need to know!

 

Malaysian Telcos Ban SMS Links To Prevent Scams!

On Tuesday, 2 May 2023, four Malaysian telcos – Maxis, Celcom, Digital and U Mobile started banning SMS links, as part of the MCMC’s initiative to prevent scams.

From this day onwards, users will be blocked from sending or receiving SMS with a link. MCMC had earlier issued the directive to all telcos on February 14, 2023, but the ban on SMS links is only now being implemented.

The ban on SMS links is currently not mandatory for all telcos, and is being implemented in phases. Currently, the ban is limited to SMS between individuals.

Businesses using short codes like 6XXXX, 2XXXX and 1XXXX will eventually be banned from including a URL link in their SMS messages. They will be given time to switch to other methods to send promotional messages with links to their customers.

The MCMC has issued a directive to all telcos to block sending and receiving of SMS with URL link. The objective is to prevent users from becoming victims of online scams

MCMC issued the directive to all service providers on Feb 14 and is currently assessing the progress. For now, the block is still not mandatory.

The blocking of person-to-person SMS with URL links will take effect from 2 May 2023. For SMS sent by business via short codes such as 6XXXX, 2XXXX and 1XXXX, this will be done later and specific notification to business users will be sent.

Malaysia Deputy Communications and Digital Minister Teo Nie Ching said in February 2023 that blocking such SMS links will ensure that people won’t click on them and possibly end up as a scam victim.

Recommended : Scam Alert : Watch Out For Telegram Phishing Attack!

 

Only SMS Links Banned, Links Via Other Platforms Still A Risk

While this measure is really helpful in reducing scams, the ban is limited to SMS links. Scammers can still send links through instant messaging platforms like WhatsApp, Telegram, Facebook Messenger, WeChat, etc.

That does not mean that links are inherently bad. Links in messages, even SMS messages, are mostly safe.

Perfectly Fine

  • Clicking on a link to read an article / terms and conditions of a promotion
  • Clicking on a link to enrol in a promotion which does not require you to log into any website
  • Clicking on a link to check in for a flight, or get a travel update

However, they can be used to send you to a phishing website which is designed to look like a genuine bank / payment website. Hence, it is critical that you should NEVER log into any website through a link.

NEVER DO THIS

  • Clicking on a link to log into a bank website
  • Clicking on a link to make a purchase or payment
  • Clicking on a link to log into any account / email

Phishing attacks work by tricking you into going into a fake website that looks like the real website. But you still have to log into the fake website to give the scammers your login details.

If you click on a link, and you are asked to login – this is likely a phishing attack. But don’t worry – as long as you refuse to log into any website after clicking on a link, the phishing attack fails.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Can hackers use Good Morning greetings to hack you?!

Can hackers use Good Morning videos, pictures and messages to hack your devices, and steal your data?!

Find out what is happening, and what the FACTS really are!

Updated @ 2023-04-21 : Updated with a new 2023 version of the hoax
Originally posted @ 2022-11-01

 

Claim : Hackers Are Using Good Morning Messages To Hack You!

This post about Chinese hackers using Good Morning videos, pictures and messages to hack your devices, keeps going viral on social media and WhatsApp.

It’s a long message, so just skip to the next section for the facts!

Dear friends, please delete all welcome photos and videos in Good Morning format and the like. Read below the article to the end, which will be clear why I ask about it. From now on I will only send personally prepared greetings.

Read all! Please send this message urgently to as many friends as possible to prevent illegal intrusion.
Warning from Olga Nikolaevnas lawyer:

Recommended : Can Approve New Participant block WhatsApp hackers?!

 

Truth : Good Morning Greetings Not Being Used To Hack You!

Many of us get spammed with Good Morning or Good Night messages every day from family and friends.

While they often clog up Facebook, Telegram and WhatsApp groups, they really do NOT allow hackers to hack your devices.

Here are the reasons why Good Morning messages are very irritating, but harmless…

Fact #1 : Shanghai China International News Does Not Exist

The news organisation that was claimed to be the source of this warning – Shanghai China International News –  does not exist!

Fact #2 : Good Morning Greetings Not Created By Hackers

Hackers (from China or anywhere else) have better things to do than to create these Good Morning pictures and videos.

They are mostly created by websites and social media influencers for people to share and attract new followers.

Recommended : Scam Alert : Watch Out For Telegram Phishing Attack!

Fact #3 : No Fraud Involving Good Morning Messages

There has been no known fraud involving Good Morning or even Good Night messages, videos or pictures.

Certainly, half a million victims of such a scam would have made front page news. Yet there is not a single report on even one case…. because it never happened.

Fact #4 : Image-Based Malware Is Possible, But…

Digital steganography is a method by which secret messages and other data can be hidden in digital files, like a photo or a video, or even a music file.

It is also possible to embed malicious code within a Good Morning photo, but it won’t be a full-fledged malware that can execute by itself.

At most, it can be used to hide the malware payload from antivirus scanners, which is pretty clever to be honest…

Recommended : How To Block Facebook Ads + Pay Scammers!

Fact #5 : Image-Based Malware Requires User Action

In January 2019, cybercriminals created an online advertisement with a script that appears innocuous and would pass any malware check.

However, the image itself has an “almost white” rectangle that is recognised by the script, triggering it to redirect the user to the cybercriminals’ website.

Once there, the victim is tricked into installing a Trojan disguised as an Adobe Flash Player update.

Such a clever way to bypass malware checks, but even so, this image-based malware requires user action.

You cannot get infected by the Trojan if you practice good “Internet hygiene” by not downloading or installing anything from unknown websites.

Fact #6 : Malicious Code Executes Immediately

If you accidentally download and trigger malware, it will execute immediately. It won’t wait, as the hoax message claims.

Deleting Good Morning or Good Night photos or videos will free up storage space in your phone, but it won’t prevent any malware from executing.

There is really no reason for malware to wait before it infects your devices. Waiting will only increase the risk of detection.

Whether the malware serves to take over your device, steal your information or encrypt it for ransom, it pays to do it at the first opportunity.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Scam Alert : Watch Out For Telegram Phishing Attack!

Watch out for the phishing attack that will allow scammers to take over your Telegram account!

 

Scam Alert : Watch Out For Telegram Phishing Attack!

Scammers are now targeting Telegram users with a phishing attack that is designed to trick them into giving up their accounts! The Telegram phishing attack works like this:

Step 1 : The scammer gains control of your friend’s Telegram account, and sends this message to you:

Dear Telegram users. The system detects that this account is abnormal and has potential security risks.

To ensure that you can log in to your account normally, you need to invite friends for auxiliary verification  

The risk control account has not been verified. The system will cancel the account after 24 hours! 

Personal Information Authentication:[link removed]

Step 2 : The scammer, masquerading as your friend, asks you to help him/her verify his/her Telegram account by clicking on the link.

There are security risks in my account, and I need friends to help me verify it. Please click on the official link to help me verify it and follow the prompts. thank you

Step 3 : If you click on the [removed] link to help your friend, you will be taken to a website that looks like an official Telegram website. DO NOT DO THIS.

Step 4 : You will be asked to log into your Telegram account on the fake website. DO NOT DO THIS.

Step 5 : The fake Telegram website will ask you to key in your Login code, or take and upload a screenshot of your Telegram. DO NOT DO THIS.

Step 6 : If you continue, the scammer will be able to take over your Telegram account, and use it to scam your friends by asking them for money, etc.

The scammer will also have access to your Telegram chats, and all associated media including photos and videos, which could potentially be leaked or used to extort you or other people.

Recommended : Beware Of Telegram Screenshot Hack + Scam!

 

How To Protect Against Telegram Phishing Attack

A phishing (pronounced as fishing) attack is a social engineering attack, that uses your trust for an institution (like a bank), authority (Telegram), or someone you know, to give up your login details.

Here are some ways you can protect yourself against any phishing attack on Telegram, or other platforms.

Verify Identity Before Trusting

Many people fall for phishing attacks because it is human nature to trust your friends and to help them. However, on instant messaging apps, you don’t actually know if it’s really your friend on the other end!

So if a friend messages you on Telegram, WhatsApp, Facebook, Twitter, Instagram, etc to ask for help, ALWAYS verify their identity before proceeding.

If possible, call or message your friend on the phone, or via a different platform (use WhatsApp if the request came on Telegram, for example).

But if you are unable to call your friend, try asking the other person something that only your real friend would know:

  • Do NOT ask questions like “Are you really Sarah??
  • Do NOT ask questions that can be answered by reading previous chat messages.
  • Ask something that only you and your friend would know, like “Hey Sarah, what was that restaurant we went to last week?
  • Ask a fake question that your friend would readily know is not true, like “Hey Sarah, are you coming over tonight?

If the other person cannot answer or gives you the wrong answer, he/she is not your friend, and that account has likely been taken over by a scammer.

Recommended : How To Block Facebook Ads + Pay Scammers!

Look At The Link

Whenever you see a link being shared, always check if it leads to a legitimate website, or attempts to masquerade as a real website, by substituting characters in the link.

This Telegram phishing attack, for example, uses a link to telegram.0rg.ee. The real Telegram domain name is telegram.org. This is called domain spoofing.

If you see an attempt to impersonate a legitimate website by using a similar-looking domain name, do NOT click on it.

Never Login Via A Link

It is common for people to share links on Telegram, and in Telegram groups. Heck, we share links to our article in the Tech ARP Telegram group!

Clicking on links in Telegram, WhatsApp, emails, etc. is not dangerous, because most lead to legitimate websites that do NOT require you to log in.

What is dangerous is logging into any website through a link. I cannot hammer this enough – NEVER LOG INTO ANY WEBSITE through a link!

Phishing attacks work by tricking you into going into a fake website that looks like the real website. But you still have to log into the fake website to give the scammers your login details.

If you click on a link, and you are asked to login – this is likely a phishing attack. But don’t worry – as long as you refuse to log into any website after clicking on a link, the phishing attack fails.

Turn On Two-Step Verification

All banking platforms, and many mobile apps now offer two-step verification to prevent scammers from taking over user accounts. However, this is often an optional feature that you must manually enable.

Telegram has a two-step verification feature, which prevents scammers and hackers from hijacking your account by requiring a secret password that only you will know.

Please follow our guide on how to turn on Two-Step Verification in Telegram.

Just make sure you do NOT give that password out to anyone, or key it into any website!

Read more : How To Turn On Two-Step Verification In Telegram!

Warn Your Family + Friends!

It is important to publicise phishing attacks, whenever they happen. If people are alerted, they are less likely to fall for such attacks.

However, scammers and hackers can quickly change the way their phishing attack works, so it is important that people understand how phishing attacks work in general.

You can help prevent phishing attacks by sharing this articles, and other cybersecurity warnings, with your family and friends.

Please help us FIGHT SCAMMERS by sharing this cybersecurity article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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How To Block Facebook Ads + Pay Scammers!

Many Facebook users are getting hit by the Facebook Ads and Facebook Pay scams! Here is how you can prevent it from happening to you!

 

Facebook Ads + Pay Scam Hits Many Bank Customers!

Many bank customers are complaining that they are being charged for fraudulent Facebook Ads advertisement campaigns!

They discovered that their debit cards were charged for Facebook advertisements that they never approved. Some have also stated that their credit or debit cards were used to purchase goods and services using Facebook Pay.

Stephanie WongI found out the money deducted from my bank acc through multiple continuous transactions yesterday, then I called Maybank customer service immediately. They helped me to cancel the card but then the thing happened again this morning.

@ruffleseedI heard tens of millions of Ringgit were reported misappropriated through @facebook
on multiple bank over the past few weeks.

Delete your phone number from Facebook now and do not let @messenger handle your SMS. @MyMaybank has yet to answer us re: this intrusion.

@ItsNeoah : Banyak kali kena kat credit card ambank. Alhamdulilah call ambank dia mintak isi dispute form then tgok next cycle bil dah takde. Letih ngan scammer ni.

Translation : [My] Ambank credit card got hit many times. Alhamdulillah, after calling Ambank, they asked me to fill out a dispute form, then when I checked the next bill cycle [the charges] was removed. Tired of this scammer.

[/su_note]

Read more : Facebook Ads Scam Hits Many Maybank Customers!

 

How To Block Facebook Ads + Pay Scammers!

Here are some ways to prevent getting hit by the Facebook Ads scam, whether you are a bank customer in Malaysia or other countries.

Do NOT Use Debit Cards

First, you should NEVER use a debit card if you can help it. You should certainly not use a debit card online, or register it on any online or mobile payment platform, whether it’s for Apple Pay, Google Pay, or Facebook Pay.

It doesn’t matter if Bill Gates or Elon Musk or BTS endorses debit cards. DO NOT USE DEBIT CARDS!

You should certainly never use your debit card to fund Facebook advertisements. Always use a credit card, which offers you some protection against such fraudulent transactions.

Disable Your ATM Card’s Debit Card Function

Even if you have never requested for a debit card, you likely already own one – your ATM card likely doubles as a debit card! Banks have been forcing customers to take on debit cards, often by making ATM cards double as debit cards.

If possible, ask your bank to disable debit card function in your ATM card. But it is likely that they will refuse to do so – they make money from debit card transactions after all!

If your bank refuses to disable the debit card function in your ATM card, you can ask them to set the limit to ZERO. That will effectively block scammers from accessing your bank account!

Monitor Your Credit Card Transactions

Using a credit card to purchase products and services on online and mobile payment platforms offers you some protection against fraud, but you must always monitor the transactions and report any fraudulent transactions right away.

Depending on the country and card network, you usually have about 60 days to dispute credit card charges. So don’t wait. Report them as soon as you spot them! This will reduce the loss and reports you make, and speeds up the refund process.

Recommended : Maybank FB Ads Scam : How To Recover Your Money?!

Remove Your Credit Cards ASAP

If you register your credit cards for use with Facebook Ads or Facebook Pay, try to REMOVE them as soon as you are done.

Do NOT leave them registered to your Facebook Ads or Facebook Pay account, as a scammer or hacker who gains access to your Facebook account can make fraudulent purchases or run fraudulent advertisements using those credit cards without additional verification.

That appears to be the modus operandi of the Facebook Ads scam that has affected so many Maybank customers in recent weeks.

But if you have never registered your credit or debit cards with Facebook, or removed them after using, even if scammers hacked into your Facebook account or gained access through phishing attacks, they won’t be able to use your credit or debit cards!

Enable PIN For Facebook Pay

If you are using Facebook Pay, a scammer who gains access to your Facebook account could potentially use the debit or credit cards you registered earlier to make fraudulent transactions.

To prevent that, you should enable PIN confirmation for Facebook Pay:

  1. Go to Settings in the Facebook website (not app).
  2. Go to Account Settings, and select Orders and payments.
  3. In the Orders and payments page, select Settings.
  4. In the Security section, select Require PIN Confirmation.
  5. You will be asked to enter a 4-digit number as your PIN.
  6. Key in the 4-digit number again to confirm your PIN.

After that, you will be required to key in the 4-digit PIN whenever you make a payment, or change your bank account details, or connect your payment info with other Meta apps.

Recommended : Can Greeting Photos + Videos Hack Your Phone?!

Turn On Two-Factor Authentication

To make it harder for scammers / hackers to gain access to your Facebook account, turn on two-factor authentication:

  1. Go to your Security and Login Settings.
  2. Scroll down to Use two-factor authentication and click Edit.
  3. Choose the security method you want to add and follow the on-screen instructions.
When you set up two-factor authentication on Facebook, you’ll be asked to choose one of three security methods:
Once you’ve turned on two-factor authentication, you can get 10 recovery login codes to use when you’re unable to use your phone.

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Maybank FB Ads Scam : How To Recover Your Money?!

If you are one of the many Maybank (MBB) customers who got hit by the Facebook Ads scam, here is how you can recover your money!

 

Facebook Ads Scam Hits Many Maybank Customers!

Many Maybank customers are complaining that they are being charged for fraudulent Facebook Ads advertisement campaigns!

They discovered that their debit cards were charged for Facebook advertisements that they never approved.

Stephanie Wong : I think i am a very cautious person as I did not link my card to any platform or make purchase through any unsafe website at ALL, but it still happens to me.

I found out the money deducted from my bank acc through multiple continuous transactions yesterday, then I called Maybank customer service immediately.

They helped me to cancel the card but then the thing happened again this morning.

@ruffleseedI heard tens of millions of Ringgit were reported misappropriated through @facebook
on multiple bank over the past few weeks.

Delete your phone number from Facebook now and do not let @messenger handle your SMS.

@MyMaybank has yet to answer us re: this intrusion.

Read more : Facebook Ads Scam Hits Many Maybank Customers!

 

Maybank FB Ads Scam : How To Recover Money?!

Generally, you should NEVER use a debit card because it does not offer the protection a credit card does – money is withdrawn directly from your bank account, and the bank is not legally obliged to refund any money lost through scams.

However, Hafizah Ayko who was once a victim shared her experience on how she managed to recover money, even though the scammers used her debit card to run those fake Facebook advertisements.

To help you recover any money you may have lost to Facebook Ads scammers, I translated and “improved” her instructions for you:

Disable Your Debit / Credit Card

First, you need to quickly disable your debit or credit card. You can call up the bank, or in Maybank’s case:

Step 1 : Log into your Maybank2U account.

Step 2 : Go to Cards, and select Manage My Debit Card.

Step 3 : Select Debit Card – Replace, Renew, Activate & Block.

Step 4 : Select Block Debit Card. You will need to get a replacement card from any Maybank branch later.

If you feel that the above steps are too complicated, an alternative method would be to immediately transfer your money to another bank account, if you have one.

But please DO NOT transfer your money to another person’s account. Only transfer your money to another bank account that you own.

NEVER EVER transfer your money to a third party, especially they claim to be police officers or bank officers trying to help you. That is a scam!

Police departments and banks do NOT have special bank accounts to hold and protect your money during scams. And legitimate police and bank officers are NOT authorised to receive money, and will NEVER ask you to transfer money to their bank accounts.

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

Disable Facebook Ads

Next, you need to immediately disable all advertisements that the scammer has set up using your Facebook account. The longer they continue to run, the more you are being charged for them!

Step 1 : Go to your Facebook account, and select See all.

Step 2 : Select Ads Manager.

Step 3 : You should see a bunch of fraudulent advertisements running. Turn all of them off.

Recommended : Beware Of Telegram Screenshot Hack + Scam!

Ask Facebook For Refund

After turning off the fraudulent advertisements, you need to report them, and ask Facebook for a refund.

Step 1 : Go to Ad account settings, and select Report a problem at the lower right corner.

Step 2 : Select Ad Policy or Fraud. Then select Fraudulent Activity.

Step 3 : Explain your situation the best you can, and upload any screenshots you have, and send the report.

After that, Facebook should respond that they would issue a refund for the fraudulent transactions in 3-5 business days!

Alternatively, you can submit report unauthorised or unknown charges to Facebook using this online form.

Recommended : Can SIM Swap empty bank accounts without warning?!

Ask Your Bank For A Refund

You should also report the fraudulent transactions to your bank and request for a refund. This works for credit cards, but you should nevertheless give it a try even if the scammers hit your debit card.

Step 1 : Download the Maybank Dispute Form.

Step 2 : Print or directly fill in the information into the PDF form.

Step 3 : Email the form to disputemgmt@maybank.com.my, together with any relevant screenshots, within 20 days from the closing date of the billing period.

Again, banks are not obliged to refund fraudulent charges to debit cards, as the money is withdrawn directly from your bank account. But there is no harm trying.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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MILO Malaysia Ramadan Contest Scam Alert!

Please watch out for the MILO Malaysia Ramadan contest scam!

Find out why it is just a SCAM, and WARN your family and friends!

 

MILO Malaysia Ramadan Contest Scam Alert!

People are now sharing the MILO Malaysia Ramadan contest on WhatsApp and Facebook Messenger :

MILO Malaysia Ramadan gift

Through the questionnaire, you will have a chance to get 2000 Ringgit.

MILO Malaysia Ramadan gift

We have prepared a lot of cash gifts as Ramadan gift.

Recommended : Petronas 50th Anniversary Scam Alert!

 

MILO Malaysia Ramadan Contest : Why This Is A Scam!

Unfortunately, this is yet another survey scam, like the Tenaga Nasional 33rd Anniversary scam!!

Nestle confirmed that the viral MILO Malaysia contest a scam in a 30 March 2023 statement on their website:

Nestlé Malaysia Notification on Scams

We have been alerted of a MILO Ramadan Contest offering cash prizes to the public upon completion of a questionnaire. Please be informed that this is a scam which aims to mislead the public.

Nestlé views this matter seriously and has reported it to the relevant authorities.

If you have received a post or message on this, or know anyone who has:

DO NOT share the post
DO NOT provide any personal details (e.g. bank account numbers)
DO NOT make any payments

This is yet another example of a survey scam, that scammers have been using for years:

Now, let me show you how to spot these scams next time!

If you spot any of these warning signs, DO NOT PROCEED and DO NOT SHARE!

Warning Sign #1 : Bad Grammar

Most of these scammers do not have a good command of the English language, so if you spot bad grammar, stay away.

Proper contests or events sponsored by major brands like Nestle will have at least one PR or marketing person who will vet the text before allowing it to be posted.

Recommended : Petronas 50th Anniversary Scam Alert!

Warning Sign #2 : Offering You Free Money Or Gifts

Please do NOT be naive. No one – not even large companies like Nestle – is going to give you money or free gifts just to participate in a survey!

Nestle is a corporation whose business is to make money, not a charity to give you free money.

Warning Sign #3 : Not Using The Real MILO Domain

A genuine Nestle or MILO marketing campaign would use their real domains – www.milo.com.my or www.nestle.com.my.

Or they would run it off the official MILO Malaysia page on Facebook – www.facebook.com/MiloMalaysia/.

If you see nonsensical domains like findinggreedy.cn, consequentlybewilder.cn, merefamily.top, 0yjjg61.cn, 1eaf1rnbeef.top, ldxqw.bar, etc. that’s a sign it’s a SCAM!

Warning Sign #4 : Asking You To Forward The Offer

No brand will insist that you must share the offer with 5 groups or 20 friends on WhatsApp or Facebook Messenger.

Do not click to forward their offer to your family and friends. They will not appreciate being scammed with your help!

Recommended : Facebook Ads Scam Hits Many Maybank Customers!

Warning Sign #5 : Asking You To Download + Register An App

If you click through and joined the fake survey scam, you will eventually be asked to download and register for an app.

This is VERY DANGEROUS. Never agree to download and register for any unknown app from a website.

Always download your apps from an official App Store like Google Play Store (for Android smartphones) and Apple App Store (for iPhones).

Please help us fight scams like this and SHARE this article out!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

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Facebook Ads Scam Hits Many Maybank Customers!

Many Maybank (MBB) customers are getting hit by the Facebook Ads scam!

Find out what’s going on, and what you can do to avoid this Facebook Ads scam!

 

Facebook Ads Scam Hits Many Maybank Customers!

Many Maybank customers are complaining that they are being charged for fraudulent Facebook Ads advertisement campaigns!

They discovered that their debit cards were charged for Facebook advertisements that they never approved.

Stephanie Wong : I think i am a very cautious person as I did not link my card to any platform or make purchase through any unsafe website at ALL, but it still happens to me.

I found out the money deducted from my bank acc through multiple continuous transactions yesterday, then I called Maybank customer service immediately.

They helped me to cancel the card but then the thing happened again this morning.

@ruffleseedI heard tens of millions of Ringgit were reported misappropriated through @facebook
on multiple bank over the past few weeks.

Delete your phone number from Facebook now and do not let @messenger handle your SMS.

@MyMaybank has yet to answer us re: this intrusion.

Recommended : Beware Of Telegram Screenshot Hack + Scam!

Fahim Fahmi : Begitu saja duit kena curi 😢

Translation : That’s how [my] money got stolen 😢

Danish Ihsan : Aku dah kena jugak, satu hari 2 transaction.. nasib sedaq awai, habis rm800.. kalau tak lagi banyak.. maybank dah tak selamat, tadi kat bank pun ada akak kena jugak transfer to others acc beribu2 jugak lah,. Solusi, jangan guna maybank buat masa sekarang..

Translation : I got with with 2 transactions in one day.. luckily, I realised early, but lost rm800.. if not it would have been more.. maybank is not safe, just now at the bank a lady transferred thousands [of ringgit] to other people’s account. Solution, don’t use Maybank for now..

Recommended : Watch Out For TNG eWallet SMS Phishing Scam!

 

Analysis : Facebook Ads Scam May Not Be Related To Maybank

Many of those customers are angry with Maybank over these fraudulent charges to their debit cards, which meant the money was directly withdrawn from their bank accounts.

However, on closer analysis, the scammers may not necessarily be taking advantage of leaked Maybank debit card information, or hacked Maybank itself…

Fact #1 : Other Bank Customers Are Affected Too

While most recent Facebook Ads scam cases appear to be affecting Maybank customers, other bank customers are reporting that they took were charged for those fraudulent advertisements.

@eeshepeeka : nohh laki cek pun kena last week tp kat CIMB. ada few transaction for 2 days nasib dia tolak sikit2. sekali deduct RM12+ sehari 3x ja. deduction description pun sama sebiji cam dlm gambaq tu. haiyaa

Translation : Well, my husband also got [scammed] last week but at CIMB. there were a few transactions for 2 days, but luckily [the scammer] deducted only small amounts. each time deducting RM12+ a day for 3 times. The deduction description is the same as the one in the picture. haiyaa

@ItsNeoah : Banyak kali kena kat credit card ambank. Alhamdulilah call ambank dia mintak isi dispute form then tgok next cycle bil dah takde. Letih ngan scammer ni.

Translation : [My] Ambank credit card got hit many times. Alhamdulillah, after calling Ambank, they asked me to fill out a dispute form, then when I checked the next bill cycle [the charges] was removed. Tired of this scammer.

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #2 : Most Of Them Ran Facebook Ads In The Past

In addition to analysing their stories, I also spoke to someone who knows several Maybank customers who got hit by the scam. From what I can ascertain, most of them ran Facebook Ads in the past.

Stephanie Wong : 3.) Did not run any ads recently, but few years ago

@wnn_tasha : I last pakai FB ad guna akaun ni tahun 2018. Silap tak remove payment method tu.

Translation : I last used FB ad using this account in 2018. My mistake for not removing the payment method.

They said that they paid for Facebook page a few years ago to boost their audience.

That said, at least two Maybank customers said that they have never registered any debit or credit card with Facebook:

Fahim Fahmi : Tak pernah ada link kad dengan FB atau social media yang lain

Translation : [I] never linked [any] card with FB or other social media

@ruffleseed : I have never set up payment methods on Facebook nor have I ever used Facebook ads.

Recommended : Beware Of Telegram Screenshot Hack + Scam!

Fact #3 : Scammer Likely Got Access To Those Facebook Accounts

What is interesting is that most of those who were affected by this Facebook Ads scam reported that their Facebook accounts were used to create and run those ads.

If their debit or credit cards were merely stolen, the scammers could have created a new Facebook account to use those stolen cards to run Facebook ads.

Fortunately, one of the victims “caught” the scammer logging into her account from the United States. This clearly shows that the Facebook Ads scam requires the scammer to gain access to their Facebook accounts.

It is likely that the scammers gained access to their victims’ Facebook accounts using phishing attacks, and simply used the debit or credit cards that those victims earlier registered with Facebook to run advertisements in the past.

Fact #4 : Facebook Auto-Fill Is Not The Problem

After these cases went viral, people blamed the Auto-Fill feature in Facebook, and shared videos and photos on how to disable it.

The truth is – this Facebook Ads scam very likely has nothing to do with Auto-Fill, which is a feature used in many other services and platforms.

Auto-Fill only makes it easier to fill in your debit or credit card details. It does not bypass any verification that is required to make a payment.

Read more : Must You Disable Facebook Auto-Fill To Block Scams?!

Fact #5 : You Can Recover Your Money!

Now, this is important – you need to move fast to cut your losses, and recover the money. You can also improve your Facebook account security to prevent it from happening again.

For more details, please read our guide – Maybank FB Ads Scam : How To Recover Money?!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Must You Disable Facebook Auto-Fill To Block Scams?!

Must you immediately disable Auto-Fill in Facebook to block scams?!

Here is what you need to know about Facebook Auto-Fill, and getting scammed on Facebook!

 

Claim : Facebook Auto-Fill Opens You To Scams!

People are sharing warnings about Facebook Auto-Fill, together with instructions on how to disable it to block Facebook Ads scams.

Guys check ur Facebook
And make sure these are OFF
this week a lot of MBB customers kena scam

1. Please check your bank account.
2. Please disable ‘auto-fill’ option in Facebook…

Recommended : Facebook Ads Scam Hits Many Maybank Customers!

 

Truth : Facebook Auto-Fill Does Not Open You To Scams

There appears to be a spate of scams involving Facebook Ads and Maybank users, but it does not appear to be related to the Facebook Auto-Fill feature, and here are the reasons why…

Fact #1 : Facebook Introduced Auto-Fill In 2013

Facebook started introducing Auto-Fill sometime in September 2013, and gradually rolled it out globally over the years, so this is not a new feature.

Fact #2 : Many App Use Auto-Fill

Facebook isn’t the only app or platform to use Auto-Fill. Many services and platforms use Auto-Fill to make it easier to fill up forms and make payments.

The Auto-Fill feature is used in most, if not all, e-commerce / online shopping / online payment platforms, to expedite payments. The idea is that if they make it easier it is for you to pay, you will tend to buy more!

Many apps and services also use Auto-Fill to help you fill onerous forms with common details like your full name, email address, address and telephone number.

Fact #3 : Facebook Does Not Automatically Have Your Details

Facebook enables Auto-Fill by default for forms and payment, but that does not mean it has access to your debit or credit cards, or even your personal details. You need to manually key in your Contact Info and/or Payment Info for Facebook Auto-Fill to work.

If you have never given Facebook your credit card details, there is no way for its Auto-Fill to automatically fill in the credit card details for any transaction. Even if a scammer gains access to your Facebook account, he/she cannot use Auto-Fill because you never keyed in your debit or credit card details in the first place!

I did a quick check on two cases involving Maybank that came up recently (first example) (second example), and noticed that both parties who reported that they got fraudulently charged for Facebook Ads never registered their credit card with Facebook at all!

So whatever may be going on, it does not appear to be a Facebook Auto-Fill issue. But just in case you are worried, here are the latest steps on how to disable Auto-Fill on the Facebook mobile app.

  1. Tap on your icon at the upper right corner of the Facebook app to access the Menu.
  2. Scroll down the Menu until you see the Settings & privacy group.
  3. Tap on Settings.
  4. Scroll down the Settings & privacy page, and tap on Browser.
  5. Scroll down the Browser settings page to the Auto-fill section.
  6. You can tap on the Contact info and Payment info to check what information you shared with Facebook.
  7. To disable Auto-fill for contact information, unselect Auto-fill contact forms.
  8. To disable Auto-fill for payment, unselect Auto-fill payment forms.

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #4 : Auto-Fill Cannot Bypass TAC Verification

Even if you registered your credit card details with Facebook, and then use Auto-Fill to make a purchase, you will still need to authenticate that purchase.

Of course, it is possible to conduct a SIM swap attack, but that’s a different story altogether…

Fact #5 : Existing Facebook Ads Account Is A Risk

Those who have earlier registered a Facebook Ads account and ran advertisements may be at risk, because their credit cards would already be linked to their Facebook Ads account.

A scammer who gains access to their account (usually through phishing attacks) can easily create and run advertisements using their existing Facebook Ads account using the credit cards that have already been registered and approved earlier.

To minimise your risk, never ever use a debit card! Always use a CREDIT CARD, and always keep an eye on the transactions. Report to the bank once you see a fraudulent transaction.

But this has nothing to do with the Facebook Auto-Fill feature, and is not a concern if you never pre-approved your debit or credit cards with a Facebook Ads account.

Fact #5 : Existing Facebook Pay Account Is A Risk

Similarly, if you are using Facebook Pay, a scammer who gains access to your Facebook account could potentially use the debit or credit cards you registered earlier to make fraudulent transactions.

Again, you should NEVER use a debit card with Facebook Pay. Use a credit card, and always keep an eye on the transactions, and report to the bank once you see something fishy.

On top of that, you should enable PIN confirmation for Facebook Pay:

  1. Go to Settings in the Facebook website (not app).
  2. Go to Account Settings, and select Orders and payments.
  3. In the Orders and payments page, select Settings.
  4. In the Security section, select Require PIN Confirmation.
  5. You will be asked to enter a 4-digit number as your PIN.
  6. Key in the 4-digit number again to confirm your PIN.

After that, you will be required to key in the 4-digit PIN whenever you make a payment, or change your bank account details, or connect your payment info with other Meta apps.

Recommended : Maybank FB Ads Scam : How To Recover Money?!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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SBF Accused Of Bribing Chinese Officials With $40 Mil!

SBF has just been accused of bribing Chinese officials with “at least $40 million” to unlock frozen trading accounts in China! Here is what you need to know…

 

SBF Accused Of Bribing Chinese Officials With $40 Million!

Sam Bankman-Fried, better known as SBF, has just been hit with fresh charges by US officials, who accuse the crypto-preneur of authorising a bribe of “at least $40 million” (about £32.5 million) to unlock frozen trading accounts in China!

In the updated indictment (PDF download), SBF was said to have approved the $40 million bribe after Chinese authorities froze Alameda Research trading accounts that were holding roughly $1 billion or £811 million worth of cryptocurrencies.

… in or about 2021, SAMUEL BANKMAN-FRIED, a/k/a “SBF”, the defendant, authorised and directed a bribe of at least $40 million to one or more Chinese government officials.

The purpose of the bribe was to influence and induce one or more Chinese government officials to unfreeze certain Alameda trading accounts containing over $1 billion in cryptocurrency, which had been frozen by Chinese authorities.

SBF now faces a total of 13 criminal charges, including this new additional charge. He could potentially be jailed for more than 100 years if convicted.

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How SBF Allegedly Bribed Chinese Officials With $40 Million!

In early 2021, Chinese authorities froze some Alameda Research accounts on two of China’s largest cryptocurrency exchanges, freezing approximately $1 billion in cryptocurrency stored in those accounts.

At that time, SBF believed that the accounts were frozen as part of an ongoing investigation into another company that was trading with Alameda Research.

At least, SBF and others working for him tried “numerous methods” to unfreeze those accounts, including:

  • retaining lawyers in China to lobby for the Alameda accounts to be unlocked,
  • communicating with the Chinese cryptocurrency exchanges, and
  • opening new accounts on those Chinese cryptocurrency exchanges using several individuals unaffiliated with FTX (the “Fraudulent Accounts”) and then attempting to transfer cryptocurrency from the frozen accounts to those Fraudulent Accounts.

After months of failed attempts to unlock those frozen accounts, SBF and unnamed partners discussed and “ultimately agreed” to a multi million dollar bribe to unfreeze those accounts.

The indictment specifically called out SBF for authorising and directing the “illicit transfer of cryptocurrency” to “induce and influence one or more Chinese government officials to unfreeze the Accounts”.

Recommended : SBF Allegedly Hid $8 Billion In Korean Friend Account!

Following SBF’s authorisation and instructions, Alameda Research employees transferred cryptocurrency worth about $40 million from the Alameda main trading account to a private cryptocurrency wallet in November 2021, after which the Accounts were unfrozen.

After confirming that the accounts were unfrozen, SBF then authorised the transfer of “additional tens of millions of dollars in cryptocurrency to complete the bribe“.

Thanks to the unfreezing of its accounts, Alameda was able to continue funding its trades, and continue what the government says was a fraud upon its customers and investors for another year.

FTX and Alameda would later implode in November 2022, with SBF arrested in December and charged with defrauding FTX customers, investors and lenders, as well as conspiracy to commit bank fraud, conspiracy to operate an unlicensed money transmitting business, conspiracy to commit money laundering, and conspiracy to make unlawful political contributions and defraud the Federal Election Commission.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Can SIM Swap empty bank accounts without warning?!

Can a SIM swap attack empty your bank accounts without warning?!

Take a look at the viral warning, and find out what the facts really are!

Updated @ 2023-03-03 : Added some additional details
Originally posted @ 2022-01-16

 

Claim : SIM Swap Attack Can Empty Bank Accounts Without Warning!

This message has gone viral on social media and WhatsApp, warning about a new high tech fraud called SIM Swap Fraud that can empty bank accounts without warning.

The message includes a link to a Straits Times report about a young couple who lost $120,000 in a fake text message scam targeting OCBC Bank customers.

Your BANK Account could be Emptied without an Alert!

Dear All, Please let’s be very careful.. There is a new HIGH TECH FRAUD in town called the SIM SWAP FRAUD, and hundreds of persons are already VICTIMS.

Recommended : Beware Of Telegram Screenshot Hack + Scam!

 

Truth : SIM Swap Attack Are Real, But Don’t Work Like That

The truth is – SIM swap attacks are real and very dangerous, but they do not work like the viral message claims.

Here is what you need to know about the viral message, and SIM swap attacks.

Fact #1 : SIM Swap Attacks Are Not New

SIM swap attacks are really not that new. Scammers have been using SIM swap attacks since 2015, if not earlier.

Fact #2 : Viral Message Is Mostly False

The viral message is correct about the risk of SIM swap attacks, but pretty much wrong about everything else.

In fact, the method by which the SIM swap attack works is completely made up. So the viral message is really FAKE NEWS.

Fact #3 : Straits Times Article Was Not About SIM Swap

The fake news creator added a link to a Straits Time article, to mislead you.

That’s because the article isn’t about a SIM swap attack, but a phishing attack, where the victim received an SMS  with a link that took him to a fake website that “looked exactly like the OCBC login page“.

The victim then keyed in his bank login details, thus handing over control of his bank account to the scammers. He also ignored automated messages warning him that his “account was being setup on another phone“.

It had nothing to do with a SIM swap attack. It was an SMS-based phishing attack.

Recommended : How To Turn On Two-Step Verification In Telegram!

Fact #4 : SIM Swap Attack Generally Does Not Require Any Action

In most SIM swap attacks, scammers use your personal information, either purchased from other criminals or obtained through earlier phishing attacks or social engineering, to request for a SIM card replacement.

All that does not require any action on your part. In most cases, you only realise you’ve been hit when you lose access to your mobile number.

Fact #5 : SIM Swap Attack May Require Action In Some Cases

The Press 1 claim in the viral message is partially correct, but it only happens in a particular circumstance.

In India, scammers have tricked people by offering a free network upgrade, or to help improve signal quality on their phones :

  1. The scammer will call the victim, claiming to be from their mobile service provider.
  2. The scammer will try to get the victim to reveal his/her 20-digit SIM card number.
  3. The scammer will use the 20-digit SIM number to initiate a SIM swap with the mobile service provider.
  4. The mobile service provider will automatically send an SMS to confirm the swap.
  5. Once the victim confirms the swap, his/her SIM card will stop working.
  6. The scammer now has access to the victim’s mobile number.

Fact #6 : SIM Swap Attack Does Not Hack Your Phone

The SIM swap attack does not involve any hacking of your phone.

You only lose access to your mobile number. Your phone is not hacked.

Recommended : Can Greeting Photos + Videos Hack Your Phone?!

Fact #7 : SIM Swap Attack Does Not Empty Bank Accounts

Once the scammers successfully gain control of your mobile number, they can use it to intercept one-time passwords (OTP) like TAC numbers.

This allows them to change passwords to your bank accounts, social media accounts, etc. which is why SIM swap attacks are so dangerous and damaging.

However, it does not mean your bank accounts are immediately emptied. For one thing – the scammers need to know your bank login.

That’s why SIM swap victims often have had their bank logins and passwords stolen earlier though phishing attacks. The scammers only need their mobile numbers to receive OTP / TAC numbers to authenticate the transfers.

Fact #8 : SIM Swap Attack Can Be Used To Cheat Friends Too!

Stealing money from your bank account requires extra work, so scammers who do not have your bank login details will resort to cheating your friends.

With access to your phone number, they can easily gain access to your social media accounts (Facebook, Twitter, Instagram) as well as instant messaging apps (WhatsApp, Telegram).

Once they have control, they can send messages to your friends, pretending to be you. Naturally, they will concoct some story to ask your friends for money.

The idea is to use your (now) stolen accounts to convince your friends that you genuinely need their help. The money that they transfer goes directly to the scammers, or their mules (people who rent their bank accounts to scammers).

Now that you know the facts behind the SIM swap attack or scam, please SHARE this article with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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