PDRM is warning motorists not to fall for the MyBayar scam! Here is what you need to know about the MyBayar PDRM scam!
PDRM Warning : Watch Out For MyBayar Scam
On 7 August 2023, the Cyber Crime division of the Royal Malaysia Police (PDRM) posted an alert warning motorists not to fall for the MyBayar scam.
The MyBayar PDRM scam starts with an official-looking email that warns motorists that they have been caught contravening the law, and offers a cheap RM50 fine if paid within 5 days:
Last notice of contravention before prosecution
Dear recipient,
We are writing to draw your attention to a recent traffic violation in Malaysian jurisdiction.
Our traffic enforcement staff have observed your vehicle parked in a no-parking zone. This contravenes section (no. 2016-691] of the Road Traffic Act.
As a result of this infringement, a fine of MYR 50 has been imposed. This fine must be paid within 5 days of the date of this notification to avoid further legal consequences.
Failure to pay the fine within the allotted time may result in legal proceedings being taken against you, which could lead to increased fines, penalties and the possible suspension of your driving license.
Many people who received the MyBayar PDRM email might be shocked to find out that they were caught committing a traffic violation, and then relieved that it was only RM50 if they paid quickly.
That’s how the scammers trap their victims – by offering a cheap RM50 fine, when we all know that fines for traffic offences are at least RM150, and can go all the way up to RM1,000!
Those who received this fake MyBayar PDRM email would be tempted to quickly pay the cheap RM50 fine, before it becomes a lot more expensive!
But if you take a closer look at the email, you will spot some problems with it:
Weird English : The email title of “Last notice of contravention before prosecution” is nonsensical.
Typo in the name : The fake email used My Bayar PDRM, instead of MyBayar PDRM.
Lack of name and personal details : The fake email refers generically to “Dear recipient“, without listing your full name and MyKad number.
Lack of vehicle details : The fake email doesn’t mention the vehicle make and plate number.
Lack of location details : The fake email does not mention where the offence occurred, or even when it occurred.
Fine is much too low : PDRM traffic fines are never as low as RM50. The cheapest fine is RM150 for Category 4 offences, but you can pay as low as RM70 within 15 days.
No such law : The fake email refers to the Road Traffic Act. There is no such act in Malaysia. The proper name is the Road Transport Act 1987 (Act 333).
No such section : If you look at the Malaysia Road Transport Act 1987 (PDF download), you will see that there is no such thing as Section 2016-691.
The email appears to be from My Bayar PDRM (typo in the name), but if you inspect the email address, you will see that it was sent by “in-to-no-reply@silverbackgames.xxx” or “hello@sooqr.com” or some other email address.
Obviously, this email did not originate from an official PDRM email address! This should immediately tell you that this is a fake or scam email!
If you click on the Pay My Fine link in the scam email, you will be taken to a fakeMy Bayar PDRM website (with the same typo in the name).
You may notice that you now have 7 days to pay the RM 50 fine, instead of just 5 days in the email. Odd, isn’t it?
Also odd is the fact that the page does not mention your name, your MyKad number, your vehicle type and model, or even its plate number! The page also doesn’t mention where the offence took place, or the time you were caught committing said offence.
Do NOT proceed after this point… This is a scam website!
But if you have itchy fingers, and click on the Pay The Fine button, you will be asked to pay for the RM50 fine using your debit or credit card.
Needless to say, PLEASE DO NOT SUBMIT YOUR DEBIT / CREDIT CARD DETAILS!!!
If you provide these scammers with your debit / credit card details and TAC / OTP numbers, they will be able to charge ANY AMOUNT they want to your credit card, or withdraw ANY AMOUNT they want from your bank account!
It’s even worse if you are asked to log into your bank account to pay the fine. DO NOT DO THAT!
If you provide them with your bank login and password, as well as OTP/TAC number, these scammers will be able to transfer money out of your bank account!
Please note – this is a scam! This is a phishing attack to gain access to your credit card and/or bank account.
Regardless of how you get any notification from PDRM about any traffic offence you may have committed, you should always check the status through these official MyBayar PDRM options:
Please SHARE this warning with your family and friends!
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He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Please be warned – you still need a physical driving licence when you are driving overseas! Your digital driving licence is most likely not valid or legal overseas!
Fined Overseas For Not Having Physical Driving Licence!
In May 2023, two Malaysian men were fined for failing to produce their physical driving licences in Thailand.
Both men were stopped by police while riding motorcycles on car lanes in Phuket. When the Thai police officer asked for their driving licence, they showed their digital driving licences using the MyJPJ app.
However, the Thai police officer said that their digital driving licences were not valid, even though the men explained Malaysia adopted the digital driving licence in February 2023.
In the end, both men had to pay a compound at the police station for not having a valid driving licence.
Even though the incident occurred several months ago, the issue only went viral after the men posted their video in Twitter on 3 August 2023.
PSA : You Still Need Physical Driving Licence Overseas!
Please be warned that even though Malaysia has adopted the digital driving licence (e-LLM) since 10 February 2023, it is only valid in Malaysia, and not overseas!
In the future, other countries will likely accept digital driving licences, but until that happens, you still need to bring and use a physical driving licence while driving overseas.
On 5 August 2023, Malaysia Transport Minister Anthony Loke commented on the two Malaysian men who were fined in Thailand for failing to produce a physical driving licence. He said that the digital licence is only valid in Malaysia.
He pointed out that the matter (of accepting digital licences) was subject to laws in that country, and the ministry has no authority to determine how laws in other countries are enforced.
He also said that the Road Transport Department (JPJ) will continue to issue physical driving licences, so those who wish to drive overseas should apply for one at JPJ branches when renewing their driving licence.
We have no stopped the issuance of physical copies of driving licences, so if they want to drive in a country that requires a physical licence then they can apply for it at RTD counters when renewing their licence.
– Malaysia Transport Minister Anthony Loke
Physical Driving Licence Only Available In JPJ Branches
Truth be told – this was already mentioned when the digital driving licence was adopted in February 2023. This was what I pointed out back then:
JPJ will continue to offer the physical driving licence to motorists who still prefer it, or need one to drive overseas.
But understandably, many of us probably missed that part. Or forgot that foreign governments may not readily accept the new digital driving licence.
While I’m here, I should also point out that the physical driving licence is now available only at JPJ branches. This may be a bit of a hassle, since it used to be available in Pos Malaysia branches too.
But the good news is – you can now renew your driving licence for 10 years, with a 10% discount to boot! So this should be a once-in-a-decade hassle.
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Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
PDRM is warning motorists not to stop their vehicles on any zebra crossing, or be subject to a fine of up to RM2,000, or 6 month’s jail!
PDRM Warning : It’s Illegal To Stop On Zebra Crossing!
The Royal Malaysia Police (PDRM) is warning motorists not to stop their vehicles on any zebra crossing, or be subject to a fine of up to RM2,000, or 6 month’s jail!
On 28 July 2023, PDRM’s Traffic Enforcement and Investigation Department (JSPT) announced that it would initiate a nationwide operation to enforce traffic laws under Op Pematuhan Peraturan Lala Lintas (Traffic Regulations Enforcement Operation).
One of the operations it is now carrying out is to enforce Rule 38 of the Road Traffic Rules 1959, which prohibits motorists from stopping their vehicles on any zebra crossing, unless it is out of their control – they are blocked by other vehicles from moving out of the way, or if it is necessary to prevent an accident.
OP PEMATUHAN PERATURAN LALU LINTAS
Jabatan Siasatan Dan Penguatkuasaan Trafik (JSPT) Polis Diraja Malaysia (PDRM) pada 28 Julai 2023 telah mengeluarkan satu kenyataan media berhubung pelaksanaan OP Pematuhan Peraturan Lalu di seluruh negara.
Salah satu daripada operasi yang dijalankan adalah Kaedah 38 Kaedah-Kaedah Lalu Lintas Jalan (LN166/1959) – Tidak Boleh Memberhentikan Kenderaan Di Lintasan, menyatakan bahawa ;
– Pemandu kenderaan tidak boleh menyebabkan kenderaan atau mana-mana bahagian kenderaannya berhenti di dalam kawasan lintasan melainkan sama ada dia dilarang daripada bergerak oleh keadaan yang diluar kawalannya atau jika perlu baginya untuk berhenti bagi mengelakkan kemalangan.
Here is the English translation:
TRAFFIC REGULATIONS ENFORCEMENT OPERATION
The Traffic Investigation and Enforcement Department (JSPT) of the Royal Malaysian Police (PDRM) on 28 July 2023 issued a media statement regarding the launch of the Traffic Regulations Enforcement Operation throughout the country.
One of the operations carried out is Rule 38 of the Road Traffic Rules (LN166/1959) – Not Allowed To Stop Vehicles At Crossings, which state that;
– The driver must not cause the vehicle or any part of the vehicle to stop in the crossing area unless he is prohibited from moving by circumstances beyond his control or if it is necessary for him to stop to avoid an accident.
To be clear – all motorists – whether they are driving a car, a van, or riding a motorcycle, should not cross the white line. If any part of their vehicle crosses the white line, that constitutes an offence.
Pengguna jalan raya diingatkan untuk mematuhi peraturan lalulintas dan tidak berhenti melebihi garisan putih kerana perbuatan ini adalah salah satu punca berlakunya kesesakan lalu lintas, berlakunya kemalangan dan juga boleh mengganggu pengguna jalanraya yang lain.
Road users are reminded to obey traffic rules and not stop beyond the white line because this act is one of the causes of traffic jams, accidents and can also disturb other road users.
Fine / Jail If Caught Stopping On Zebra Crossing!
JSPT is also warning that motorists may be fined up to RM2,000, or jailed for up to 6 months, if they are caught stopping any part of their vehicles on any zebra crossing.
Mana-mana individu yang melakukan kesalahan boleh dikenakan denda tidak melebihi RM2,000 atau dipenjarakan selama tempoh tidak melebihi enam bulan.
Any individual who commits an offense may be fined not exceeding RM2,000 or imprisoned for a period not exceeding six months.
In other words – this is a serious offence, with serious consequences. Most of us motorists never think about this. So this is a timely warning. Please SHARE this warning with your family and friends!
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Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Malaysian Prime Minister Anwar Ibrahim just announced a slew of financial aid to help Malaysians deal with inflation this year!
Anwar Ibrahim Announces Financial Aid For Malaysians!
On Thursday, 27 July 2023, Malaysia Prime Minister announced a slew of financial aid during the launch of Ekonomi Madani: Memperkasa Rakyat (Madani Economy: Empowering the People) in Kuala Lumpur.
Here is a summary of the financial aid Anwar Ibrahim announced to help Malaysians deal with inflationary pressures this year.
Adults Earning Less Than RM100K To Get RM100
The Malaysian government will give RM100 e-Tunai cash incentive to all Malaysian citizens aged 21 years and above, earning RM100,000 or less in annual wages.
This cash incentive will be distributed via e-wallet, based on the success and impact of the e-Belia Rahman e-wallet credit rollout programme in the past. This incentive is also expected to spur digital payments, and the economy.
The government estimates that this cash incentive will benefit 10 million citizens in the B40 and M40 categories, and cost the treasury about RM1 billion (about US$ 220.9 million).
The estimated number of eligible recipients is expected to be around 10 million Rakyat comprising those of the B40 and M40 with allocations of around a billion ringgit.
Civil servants at Grade 56 and below will receive RM300 in special assistance aid within the next two weeks.
This special assistance is expected to benefit 1.3 million civil servants, while they wait for the adjustment of their salaries and allowances.
Government Pensioners To Get RM200
Government pensioners will receive RM200 in special assistance aid within the next two weeks. This special assistance is expected to benefit over a million pensioners.
Civil Servant Salaries To Be Reviewed
The Malaysian government will review the salaries of civil services, and adjust them according to the nation’s financial ability.
Minimum Wage To Be Reviewed
The Malaysian government will review the minimum wage, and explore the progressive wage model to reduce reliance on foreign workers.
120% Financing For Homes <RM300K
The Malaysian government will enhance the Housing Credit Guarantee Scheme (HCGS) provided by the Housing Credit Guarantee Company Berhad (SJKP).
The SJKP will now provide housing loans of up to 120% of the house’s value, for houses worth up to RM300,000. This will allow purchasers to cover the legal cost of the purchase, as well as renovations and furnishing their home.
The government will guarantee the scheme with a fund of RM5 billion (about US$1.1 billion).
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Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Will JPJ require senior drivers to get an eye test and medical examination to renew their driving licence in 2024?!
Take a look at the viral claim, and find out what the facts really are!
Updated @ 2023-07-21 : Added JPJ’s official statement on the viral claim Originally posted @ 2023-07-20
Claim : JPJ To Require Eye + Medical Tests For Senior Drivers!
This message has gone viral on WhatApp, claiming that the Malaysia Road Transport Department (JPJ) will require senior drivers who are 65 years and older to get an eye test and medical report before they can renew their driving licence in 2024!
Post as received!👇🏻
Notice Hi seniors, those above 65 yrs will need to get eye tests & medical from 2024 to get your driving licence re-newed. Go to jpj now to get your licence extended at the warga Emas counter. We just did it. Very fast. Less than 15 mins. Mine expires 2027 so they extended till 2034. Rm30/yr. pay with credit card. Very easy. 1. At jpj pj, go to the right door -enquiry to get your number. 2. Then go to pintu B to warga Mas counter & give your driving licence & pay. 3. Then go a counter on the left to give the guy your ic. Wait for him to give u your new driving licence.
Truth : JPJ Does NOT Require Eye + Medical Tests For Senior Drivers!
This is yet another example of FAKE NEWS circulating on WhatsApp and social media, and here are the reasons why…
Fact #1 : Eye Test + Medical Report Not Required To Renew Driving Licence
First, let me just point out that the renewal of your driving licence has very few requirements:
The driver must not be blacklisted
You can only renew your driving licence for up to 10 years.
You must provide the following documents:
– Original MyKad / passport (or copies, if renewed by a representative)
– Original MyKad / passport of representative (if renewed by a representative)
– Original driving licence
– 1 colour photo (25 mm x 32 mm, with a white background)
– Fee of RM2 per year for Class A/A1)
– Fee of RM20 per year for Class B, B2 and C
– Fee of RM30 per year for Class D and above
There is no requirement to undertake any eye test, or provide a medical report, in order to renew your driving licence.
Fact #2 : JPJ Labelled The Claim As Fake News!
A check of the JPJ website and official Facebook page confirmed that the Malaysia Road Transport Department has not announced any additional requirements to renew your driving licence.
There was also no such announcement on the official Facebook page of Malaysia Transport Minister Anthony Loke.
At around 5:45 PM on July 20, 2023, JPJ finally issued a statement, calling the claim it will require senior drivers to undertake an eye test and provide a medical report to renew their driving licence as “fake news“. Here is the statement in English:
VIRAL MESSAGE DISCLAIMER NOTICE
The Malaysian Road Transport Department (JPJ) would like to inform everyone that the claim that went viral on WhatsApp about Senior Citizens aged 65 and above being required to undergo eye examination and health examination starting in 2024 IS NOT TRUE.
Accordingly, the driving license renewal for senior citizens remains as usual.
In this regard, JPJ advises the public not to be so gullible and to contact the nearest JPJ office to get more accurate information so as not to be deceived.
Fact #3 : PDRM Asked For Fit To Drive Test In 2021
This fake news is likely based on 2021 news reports about a possible Fit To Drive test for senior drivers in Malaysia.
In September 2021, Malaysian police asked the government to consider introducing a “Fit To Drive” assessment system to evaluate senior drivers who are 60 years and older, before they are allowed to renew their driving / riding licences.
At that time, federal traffic police chief Azisman Alias explained that the suggestion to the Malaysian Transport Ministry and the Road Transport Department (JPJ) was based on the number of cases involving senior citizens who were caught driving against the flow of traffic, and committing other offences at traffic lights and road junctions.
We need to assess the capability of senior citizens on the road because of the risk posed to other road users as well as themselves.
There have been several cases involving drivers under the influence of drugs and alcohol. We also see a rising number of cases of driving against the flow involving the elderly aged 60 to 70 years and above.
When the police detained them, it was apparent some of them aged 70 and above had some sort of dementia or senility. Some of them were also found to be not alert to certain traffic conditions.
He suggested, at that time, that the medical fraternity alongside the Malaysian Institute of Road Safety Research (MIROS) should conduct a study on the possibility of introducing aptitude or cognitive tests for senior drivers.
They (senior drivers) should only be allowed to renew their licences provided they undergo a medical check-up and receive confirmation from a doctor that they are fit to drive, mentally and physically.
He cited developed countries such as the UK, Canada, Singapore and Australia, which have introduced similar tests. For example, senior drivers in Singapore who are over 65 years old must undergo an annual medical examination by a medical practitioner.
That suggestion was met with public uproar. The Transport Minister at that time, Wee Ka Siong, also spoke out against it, calling it discriminatory:
Many drivers far above the age of 70 display greater competence in driving compared to those who are younger.
Simply refusing an elderly the means to drive or ride on the basis of their age or based on isolated or anecdotal evidence is discriminatory
As of July 2023, the Malaysia Transport Ministry and the Road Transport Department have not implemented, or even announced, any such Fit To Drive test for senior drivers.
Fact #4 : Senior Drivers To Voluntarily Surrender Driving Licence
Ultimately, as long as senior drivers have not been blacklisted for committing traffic offences, they can continue to renew driving licences.
This fake news is similar to the 2021 viral claim that senior drivers who are 70 years and above must surrender their driving licences to JPJ.
As Wee Ka Siong, the Transport Minister at that time explained, the Malaysia Road Transport Act 1987 leaves the responsibility to the driver to voluntarily surrender their driving licence if their health is unsatisfactory and may endanger other road users.
Actually, Section 30 of the Road Transport Act 1987 leaves the responsibility to the driver to voluntarily surrender their driving license when they have unsatisfactory health conditions and may endanger other road users.
Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Take a look at the viral confrontation between Nelson Mandela and Professor Peters, and find out what really happened!
Claim : Nelson Mandela Schooled Professor Peters On Wisdom + Money!
This viral confrontation between Nelson and Professor Peters have gone viral on WhatsApp, and social media platforms, for many years. It’s very long, so feel free to skip to the next section for the facts…
When Nelson Mandela was studying law at the University, a white professor, whose last name was Peters, disliked him intensely.
One day, Mr. Peters was having lunch at the dining room when Mandela came along with his tray & sat next to the professor.
The professor said, “Mr Mandela , you do not understand, a pig & a bird do not sit together to eat.”
Mandela looked at him as a parent would a rude child & calmly replied, “You do not worry professor. I’ll fly away,” & he went & sat at another table.
Mr. Peters, reddened with rage, decided to take revenge.
The next day in class he posed the following question: “Mr. Mandela , if you were walking down the street & found a package, & within was a bag of wisdom & another bag with money, which one would you take ?”
Without hesitating, Mandela responded, “The one with the money, of course.”
Mr. Peters , smiling sarcastically said, “I, in your place, would have taken the wisdom.”
Nelson Mandela shrugged & responded, “Each one takes what he doesn’t have.“
Mr. Peters, by this time was about to throw a fit, seething with fury. So great was his anger that he wrote on Nelson Mandela’s exam sheet the word “IDIOT” & gave it to the future struggle icon.
Mandela took the exam sheet & sat down at his desk trying very hard to remain calm while he contemplated his next move.
A few minutes later, Nelson Mandela got up, went to the professor & told him in a dignified polite tone,
“Mr. Peters, you signed your name on the sheet, but you forgot to give me my grade.”
Don’t mess with intelligent people… pass it on to your intellectual friends…
Truth : Mandela + Professor Peters Confrontation Did NOT Happen
As hilarious as the viral confrontation between Nelson Mandela and Professor Peters is, it never happened, and here are there reasons why…
Fact #1 : Nelson Mandela Studied Law From 1943-1949
Nelson Mandela studied at the University of Witwatersrand (Wits) in Johannesburg, from 1943 to 1949.
At that time, Mandela was the first African law student at Wits, which only recently opened its doors to students of all races.
Fact #2 : There Is No Record Of Professor Peters
There is no record of a Professor Peters teaching law at the University of Witwatersrand. Neither were there any Mr. Peters, or even a student named Peters in his class.
In the following 1949 photo of Nelson Mandela’s final year law class, we can see that none of them are named Peters:
Back: A.K.I. Vahed, Nelson Mandela, Norbert Magzamen, Max Levenberg
Third Row: Henry Nathanson, R.N. Bhoolia, Johann Möller, J.A.E. ‘Balie’ de Klerk, Harry Schwarz
Second Row: Julian Phillips, Mrs Stutzen, Unity Ann Victor
Front: Daphne de Klerk (née Clark), Ellison Kahn, F.R. Hahlo, J.E. Scholtens, Exton M. Burchell
Nelson Mandela at University of the Witswatersrand, 1944
Fact #3 : There Is No Record Of Such A Confrontation
Mandela’s authoritative autobiography – Long Walk to Freedom, did not mention any confrontation with a white professor called Mr. Peters. Neither do the many biographies written about Nelson Mandela.
Nelson Mandela only recounted his interactions with the Dean of Law – Professor H.R. Hahlo at University of Witwatersrand (Wits). However, those interactions were nowhere along the lines of the viral Mr. Peters confrontation.
In 1943, Nelson at the University of Witwatersrand (Wits) in Johannesburg, which only recently opened its doors to students of all races. Mandela was treated as “an alien”, rather than with the respect and consideration shown to other students.
He recounted how the Dean of Law, Professor H.R. Hahlo, said that the African mind was “not suited to the study and practice of law”.
His view was that law was a social science and that women and Africans were not disciplined enough to master its intricacies. – Nelson Mandela in his autobiography
Nelson Mandela sat for the final LLB examinations on three occasions, from 1947 to 1949, but failed to qualify for the degree, because the stringent rules was applied particularly stringently. On his last try, Mandela was refused to write three supplementary examination papers on the grounds that the rules only allowed for two.
We also know that Mandela applied to Wits to write his final LLB examinations in late 1974 while he was imprisoned on Robben Island. His application form was intercepted by the Department of Prisons, which had earlier obstructed his attempt to complete a London University LLB.
Only in 1989, a year before his release, did Nelson Mandela qualify for his LLB through the correspondence university, the University of South Africa (UNISA) – 46 years after he started his legal studies at the University of Witwatersrand.
However, Nelson Mandela never mentioned a Professor Peters, Mr. Peters, or such a confrontation with any of his lecturers.
Fact #4 : Gandhi Had Same Confrontation With Professor Peters!
Amazingly, Mahatma Gandhi who studied at the University College London (UCL) in October, 1888, had the exact, same viral confrontation with Professor Peters!
Needless to say – that is because this story was completely made up, and people are just swapping out the name of the “genius” with whoever they want.
It was Gandhi earlier, Mandela today, and probably tomorrow, it will be Albert Einstein confronting the same Professor Peters the exactly same way!
This is ultimately just an inspirational but FAKE STORY misappropriating a dead famous person’s name to make it go viral, while ensuring he is not around to dispute it.
It is good for a chuckle or two, but always with the understanding that this incident never happened, and is a complete lie.
Please help us FIGHT FAKE NEWS, by sharing this fact check out, so other people won’t be fooled by it!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Watch out for the Bantuan Tunai Rakyat Malaysia 2023 scam on WhatsApp, Telegram, Facebook and Twitter!
Find out how this scam works, and WARN your family and friends!
Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!
These scam messages about Bantuan Tunai Rakyat (BTR) 2023, or Bantuan Percuma Kerajaan Malaysia 2023, is going viral on WhatsApp, Telegram, and social media platforms like Facebook and Twitter.
Bantuan percuma kerajaan 2023 khas untuk yang mana bergelar usahawan,pendidik,suri rumah,kerani dan yang kerja sendiri di waktu sekarang, boleh dapatkan geran RM2500 😱 🧕👩🍳👩💻👷♂️👨🎓👨🌾 ✅ Bantuan ni percuma ✅ Tak perlu bayar semula ✅ Maksimum sehingga RM2,500 / RM5,000 JOM CLAIM:
Free government assistance 2023 especially for those who are entrepreneurs, educators, housewives, clerks and self-employed at the moment, can get a grant of RM2500 😱 🧕👩🍳👩💻👷♂️👨🎓👨🌾 ✅ This help is free ✅ No need to pay again ✅ Maximum up to RM2,500 / RM5,000 CLAIM HERE:
As one lady shared in the video below, she got tricked by the scammers, who took over her Telegram account to send the same scam message to all of her contacts!
While she claimed that she did not click any link, I will show you how she got scammed…
Bantuan Tunai Rakyat Malaysia Scam : How Does It Work?
Warning : To show you how the scammers work, I will share the links they use. I will highlight those dangerous links in red. Do NOT go to those links.
Super Long Link
To trick people into clicking on the scam links, the scammers intentionally use a misleading and very long URL, so you are less likely to notice the domain.
This is the scam link : http://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com
Note how the scammer used a long list of descriptive keywords – “bantuan“, “kerajaan“, “my“, “fase 3“, which helps to mislead people, and make it more difficult for them to notice that the domain is “financialanchorllc.com“.
Obviously, financialanchorllc.com is not a Malaysian government domain (which ends with .gov.my), and it has nothing to do with Malaysia or financial aid.
A quick WHOIS check reveals that the ownership of this domain is hidden by a paid service – which is not what a genuine government agency would do.
Pro Tip : Always check the domain of a link before you click on it. Avoid super-long links like this because they are often used to mask the domain name.
After clicking to go to https://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com, you will be taken to what looks like an invitation to join a Telegram group. But in reality, it is a fake Telegram invitation.
A real Telegram invitation will have a link like this – https://t.me/XXXXXXXX. But this scam page has the link – https://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com.
Also, a real Telegram invitation can detect if you are using Windows / Mac or Android / iOS, and suggest that the right download for your device.
A real Telegram invitation will not ask you to Join Group. Rather, it will allow you to either View In Telegram, or Preview channel in the web browser itself.
If you click on Join Group, you will be taken to this Telegram login page.
WARNING – THIS IS A SCAM PAGE. This is what is known in cybersecurity as a “phishing attack”.
First of all, Telegram invitations will never ask you to log into your Telegram account. It will simply launch the Telegram app and load the group for you.
Secondly, if you look at the link, it leads to the same scam domain, specifically https://bantuan-kerajaan-my-fase3-gcc.financialanchorllc.com/main/index.php.
Do NOT log into your Telegram account in this page.
If you log into your Telegram account using this phishing page, then the scammers will gain access to your Telegram account, and take it over for their own use.
They can then use your Telegram account to send the same scam message, or worse, cheat your family and friends of their money!
The lady in the viral video likely logged into this phishing page, thus giving the scammers control of her Telegram account. That was likely how they were able to message everyone on her contact list.
She also likely did not enable Two-Step Verification in Telegram, which would let her recover her account even after scammers have gained access.
That is why people who were hit by this scam had to call and inform their relatives and friends, or publicly post about it to warn all of their contacts.
Unfortunately, it is not always possible to warn all of their contacts, and inevitably, someone will get cheated of their hard-earned money. That’s why these scams are so popular – they really work, and scammers are making a ton of money!
Help us fight against these scammers. SHARE this article out, and WARN your family and friends!
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Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Find out how a university student just lost over RM22,000 in an online job scam!
Please SHARE this article to warn your family and friends to avoid such online job scams!
Online Job Scam Are Targeting The Poor + Desperate!
Online job scams have been around for a long, long time. But fake job syndicates have become more active recently, probably because more people are getting laid off, and inflation is eating into our money.
Online job scams come in a variety of ways, but most commonly, you get unsolicited messages through WhatsApp or iMessage, offering you the opportunity to make a lot of money through part-time work, in the comfort of your own home.
This is especially appealing to people who are currently jobless and desperate. Or in this recent case – a university student who is just starting out in life.
I am Shirley , a permanent employee at XXXX Company in the recruitment department. The HR department sent me this number and asked me to contact you to get you to a job opportunity.
Hello! I am Miss Aisyah Binte Ahmed, from The Recruitment Dept. at YYYY Digital, Malaysia. Our company is hiring part-time and full-time online Employees. Can I briefly share the details with you?
How A University Student Lost RM22K In Online Job Scam!
I had earlier written about how fake job syndicates cheat people of their hard-earned money, but I didn’t realise that these scammers are also targeting university students!
A university student recently shared how he quickly lost over RM20,000 to an online job scam, despite being warned that it could be a scam!
How They Reel The Student In…
These online job scams always start by offering their victims an EASY way to make A LOT of money!
It all started two days ago, when an unknown person asked me if I’m interested in a part time job. I usually don’t decline offers like this because I’m also a student looking for internship or job opportunities.
He gave me simple tasks, like subscribing to YouTube channels and get RM10 for each subscription. I was interested as money did really go to my account.
Then, I was added into a group. They would give these free tasks of subscribing to YouTube channels.
These scammers also know that people are now wary of scams, and will always demonstrate their willingness to pay… at least in the beginning.
And occasionally will provide merchant tasks throughout the day, which you bank in a certain amount of money to them, which was said to help improve crypto merchant’s reputation or some sort, then they’ll return you a good amount of earnings after the task is completed. It takes around half an hour to do so. So for these two days I earned around RM500.
This is how the scammers establish trust with their victims, and convince them to “invest” to get even more money!
The “merchant tasks” is when they start scamming you, and the scam occurs very quickly. You may think that you’re earning a lot of money, but you will never see a cent of it.
So here’s where the fishing begins. A merchant task has started. A rule was stated that I must complete all the tasks given or I will not get the money that I banked in before.
It doesn’t matter how little you “invest” in this “merchant task” scheme. Once you are in, they will quickly use your “earnings” to force you to keep paying them!
I chose the least risk package, give RM300 to get RM360. Then, I was required to continue the next task. Same, I chose the smallest amount RM2000 to get RM2600. Again, need to continue the next task, I chose the smallest RM5000 to get RM7000. Then, RM15000 to get RM19500.
Then, RM40000 to get RM52000. At this point, I still haven’t realize it’s a scam. All I’m focussed on is I need to take back the money that I banked in, so I’m just thinking about completing the tasks given.
By The Time He Realised… It Was TOO LATE!
Because the university student was so engrossed in getting back the money he “invested” earlier, he didn’t realise that he was giving the scammers more and more money… until it was much too late.
There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages. They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.
Unfortunately, by the time the university student realised his mistake, it was much too late… He had already lost over RM22K!
At that time, I have not enough money in my bank to fork out RM40k. So I panic and find my friend to lend me some money.
Luckily my friend as a sideliner noticed that this is a scam and stopped me. I woke up finding that evervthing was too late. Just like that, two days, RM22300, gone.
As the university student later realised, many of the people in the group are part of the online job scam syndicate. Their job is to give the victims the perception that this is a legitimate job with many people participating.
During merchant tasks, I’m asked to leave the big group and will be joining a small group of 3-4 members. One of the scary parts in this operation after I realize it’s a scam is that, all the group members in the group are actually controlled by the same person.
Out of the 4 members, two might be playing rich vips who will play the highest package, pressuring you to play with more money, the other person looks like a newcomer like me and plays along with me, choosing the lowest package.
Precautions Were Useless
The university student was actually warned by his parents that it could be a scam. He even prepared for the possibility he could be scammed:
Some Precautions | Made While Attempting This:
I was being very careful with this. I shared with my parents on the first night. My parents did warned me about it being a scam, but didn’t stop me from it since I’m earning something. They just ask me to be extra cautious.
I have two bank accounts, so I moved most of my savings such that I have a “small” account and a “big” account, to prevent losses if anything goes wrong.
I also created a new chat account with another phone number solely for this “part time job”. I also made a plan and promise to only invest my earnings, so I cannot touch my savings.
But as German Field Marshal Helmuth von Moltke once said, “No plan survives contact with the enemy“, and the student’s precaution was useless when he got “emotionally invested” in getting his money back, and ended up taking out all of his saving from the “big account”!
I believe we always read about news of scams in Malaysia, asking why are they so dumb, why they fall into these type of scams. Until I’m in their shoes. I was being very cautious taking the above steps and always remind myself to not be greedy, play only the least risk.
The worse part is, when I’m within that situation and cannot think straight. I even use my savings from my “big” account, just because I want to rescue the money I put in.
The university student is now “emotionally depressed” and “thinking about suicide” over the loss of so much money. But do the scammers care? No, they couldn’t care less if people commit suicide over the loss of their hard-earned money.
He has also contacted his bank fraud hotline, and lodged a police report. Unfortunately, he is unlikely to ever recover any of the money he lost. But I hope he understands that his life matters more to his family than money, and he can always make back the money as long as he lives.
Please SHARE this article out, and WARN your family and friends!
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Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
The Malaysia Ministry of Finance just issued a warning, calling the viral news about extra RM600 STR benefits fake news!
Take a look at the viral claim, and find out what the facts really are!
Claim : You Can Qualify For Extra RM600 STR Benefits!
People are sharing a message on WhatsApp, which claims to provide you with the opportunity to get RM600 of extra STR (Sumbangan Tunai Rahman) cash benefits!
Here is the original message in Malay (with the scam link removed) and our English translation:
ADA PENERIMA STR YANG LAYAK DAPAT RM600 TAMBAHAN: BERIKUT SENARAI PENUH PENERIMANYA
Senarai Penuh Penerimanya 👇 <link removed>
Bank lagi info di Channel Telegram ==> <link removed>
SHARE INFO dengan rakan-rakan dan keluarga
THERE ARE STR RECIPIENTS WHO ARE ELIGIBLE FOR AN EXTRA RM600: THE FOLLOWING IS THE FULL LIST OF RECIPIENTS
Full List of Recipients 👇 <link removed>
More info on the Telegram Channel ==> <link removed>
This is yet another example of FAKE NEWS and SCAMS circulating on WhatsApp, and social media platforms, and here are the reasons why!
On Wednesday, 5 July 2023, the Malaysia Ministry of Finance posted an official press release labelling the claim of extra RM600 STR (Sumbangan Tunai Rahmah) as fake news.
Here is the official notice in Malay and the English translation:
PERHATIAN BERITA PALSU
Kementerian Kewangan ingin menegaskan bahawa maklumat mengenai tambahan Sumbangan Tunai Rahmah (STR) sebanyak RM600 adalah palsu. Berhati-hati dan jangan mudah terpedaya dengan berita sebegini di Telegram. Tidak pasti, jangan kongsi.
STR Fasa 3 sudah disalurkan pada 26 Jun yang lepas. Bagi memastikan program STR 3 ini disasarkan kepada mereka yang layak, tempoh permohonan rayuan juga akan dibuka mulai 3 hingga 31 Julai 2023. Pemohon boleh mengemukakan dokumen berkaitan untuk semakan semula oleh Lembaga Hasil Dalam Negeri Malaysia (LHDNM).
BEWARE OF FAKE NEWS
The Ministry of Finance would like to stress that the information regarding the additional Rahmah Cash Contribution (STR) of RM600 is false. Be careful and don’t be easily fooled by this kind of news on Telegram. Don’t share if you’re not sure.
STR Phase 3 was channeled last June 26. To ensure that the STR 3 program is targeted at those who are eligible, the appeal application period will also be open from 3 to 31 July 2023. Applicants can submit relevant documents for review by the Inland Revenue Board of Malaysia (IRB).
[/su_note]
The MOF pointed out that STR Phase 3 was already fully disbursed as of June 26. However, they opened an appeal application period from 3 to 31 July, to ensure that all qualifying recipients have the opportunity to apply for this financial aid.
Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Timothy Shim gives us the low-down on the 5 strategies for negotiating airfare discounts with SAP Concur!
Negotiating Airfare Discounts with SAP Concur!
Whether it’s a short hop to a neighboring city for a client meeting or an international conference halfway around the globe, airfare costs can significantly dent your company’s budget. That’s where systems like SAP Concur step in.
From leveraging data to setting up effective travel policies, we will explore five strategies for negotiating airfare discounts with SAP Concur. But before we dive into the nitty-gritty, let’s understand what SAP Concur is and how it functions as a critical part of your corporate travel management toolkit.
5 Minute Read
Use SAP Concur’s robust reporting tools to gain insights into your company’s travel patterns and use this information to identify potential areas for negotiation with airlines.
Centralize your company’s travel bookings with SAP Concur and present your travel volume data to airlines when negotiating for discounts.
Use SAP Concur to plan and book corporate travel in advance, demonstrating your commitment to airlines and leveraging this in your negotiations for better rates.
Track airfare fluctuations with SAP Concur and use your active engagement with market trends to secure better deals from airlines.
Leverage SAP Concur to manage and track your company’s relationships with airlines, leveraging your loyalty and long-term commitment to negotiate for ongoing discounts.
5 Strategies for Negotiating Airfare Discounts with SAP Concur!
SAP Concur is a cloud-based solution integrating travel, expense, and invoice management into one unified system. It aims to simplify these processes and provide a seamless, user-friendly experience.
Travel Management with SAP Concur
Concur Travel is a feature within the platform that allows businesses to manage and streamline their corporate travel processes. It offers a comprehensive range of services, including online booking tools, travel management services, and mobile applications.
These services aid companies in reducing costs, enforcing travel policies, and providing travelers with a smooth and efficient experience.
Expense and Invoice Management
Concur Expense and Concur Invoice are additional features to simplify the expense and invoice management processes. Concur Expense lets employees quickly capture and submit expense reports from any location.
That does much to reduce errors and improve compliance. Concur Invoice automates invoice processing, helping businesses manage spending and cash flow more effectively.
SAP Concur’s Impact on Business Operations
By integrating travel, expense, and invoice management, SAP Concur gives businesses visibility and control over their spending. It also offers valuable insights into spending patterns, helping companies make informed decisions and save money.
Whether a business has a small travel team or a large multinational operation, SAP Concur is designed to adapt to unique needs and deliver tangible benefits.
The first step to effective negotiation is knowing your ground, and in the context of airfare discounts, that means understanding your travel data. SAP Concur shines here, providing businesses comprehensive insights into their travel habits.
Key Data Points to Focus On
First, pay close attention to your company’s frequently traveled routes, preferred airlines, and ticket classes. Focus on asking the right questions to provide the most actionable insights for your business. For example;
Which routes are your employees traveling the most?
Which airlines are they choosing?
Are they booking economy, business, or first-class tickets?
These data points provide a solid foundation for negotiation discussions with airlines.
Analyzing Trends and Patterns
SAP Concur allows you to analyze trends and patterns in your travel data over time. For instance, you may find that your employees travel more frequently during certain times of the year or prefer specific airlines for international flights. These patterns can provide leverage when negotiating airfare discounts.
Translating Data into Negotiation Power
Armed with this data, you can approach airlines with confidence. Showcase your loyalty to specific airlines, emphasize the volume of business you bring, and demonstrate your understanding of your company’s travel needs.
When airlines see that you know your travel patterns and preferences, they’re more likely to consider offering discounts.
Actionable Tips
Use SAP Concur’s reporting tools to gain a comprehensive overview of your company’s travel patterns.
Analyze the data to identify trends, such as the most frequently traveled routes, the most used airlines, and peak travel periods.
Use this information to identify potential areas for negotiation with airlines.
Once you’ve grasped your travel data, it’s time to focus on volume. As with many things in business, higher volumes can often lead to better deals, and air travel is no different.
With SAP Concur, you can aggregate your travel data to demonstrate the volume of your bookings, forming a compelling case for discounts.
Consolidating Travel Bookings
It’s essential to consolidate your company’s travel bookings as much as possible. Instead of allowing your employees to book flights individually, use SAP Concur to centralize your travel bookings.
This simplifies the booking process and allows you to negotiate with airlines as a single, high-volume customer.
Presenting Your Case to Airlines
When you approach airlines with a substantial volume of business, you’re in a much stronger negotiating position. Airlines are always looking for consistent, reliable customers. Showing them that you provide significant business can encourage them to offer you better rates.
The Win-Win Situation
By offering airlines a substantial and steady volume of business, you’re creating a win-win situation. The airline gets a reliable source of revenue, and in return, your company gets more favorable airfare rates. This symbiotic relationship is the heart of effective negotiation.
Leveraging SAP Concur’s Tools
SAP Concur provides the tools necessary to leverage your travel volume effectively. This platform is an essential partner in your negotiation journey, from consolidating bookings to presenting comprehensive reports.
Using SAP Concur to showcase your travel volume, you can confidently negotiate airfare discounts and ensure your company gets the best possible deals.
Actionable Tips
Use SAP Concur to centralize all your company’s travel bookings.
Make a report showcasing your company’s travel volume.
Present this report to airlines when negotiating discounts.
Strategy #3: Utilize Advanced Booking
We’ve all heard the saying, “The early bird gets the worm,” right? In our case, replace “worm” with “discount.” Being an early bird can be a real game-changer when bagging those sweet airfare deals. And here’s where SAP Concur comes in handy, making advanced booking a breeze.
Think about it – when airlines see steady, early bookings, they’re more willing to give us a break with some discounts. Plus, it’s a stress reliever! You get to avoid the last-minute scramble for tickets, and it’s easier to plan your budget when you know the costs upfront.
SAP Concur is like that incredibly organized friend we all wish we had. With its advanced booking feature, planning your corporate travel well in advance is simple. You can book flights, reserve hotels, and even arrange ground transport, all in one place.
The Art of Negotiation with Advanced Booking
But let’s get back to the discounts. Advanced booking can give you a leg up when negotiating with airlines. Showing them that your company is organized and committed to booking in advance can be a persuasive argument for a lower rate.
Creating a Win-Win Situation (Again!)
Just like with travel volume, advanced booking creates a win-win situation. The airlines have the security of early and regular bookings, and you get to bag those tempting discounts. It’s like a beautiful dance, and SAP Concur is your dance partner, guiding you through each step.
So, remember to plan. It’s not just about saving your sanity; it’s about saving dollars. Advanced booking with SAP Concur? That’s a smart move.
Actionable Tips
● Use SAP Concur’s booking tools to plan and book corporate travel well in advance.
● Track the cost savings achieved through advanced booking.
● Highlight your company’s commitment to early booking when negotiating with airlines.
Next up on our list of strategies is dynamic pricing. That might sound like some sort of jargon straight out of a business textbook, but trust me, it’s more complex than it sounds. It’s all about adaptability, flexibility, and being ready to ride the ever-changing airfare prices.
Airfare prices are like a rollercoaster—they go up, down, and make sudden turns. As a savvy business, we must monitor these fluctuations and use them to our advantage. When we know that prices are changing, we can swoop in and grab those discounts when they pop up.
This is where SAP Concur struts its stuff. It allows us to track these price changes and alerts us when prices drop. It’s like having a vigilant guard dog that barks (or, in this case, sends notifications) when a good deal is on the horizon.
Dynamic Pricing and Negotiation
When you’re at the negotiating table with airlines, being able to talk about dynamic pricing can give you an edge. It shows airlines that you’re not only aware of the market trends but you’re also ready to react to them. This can make them more willing to offer special deals and discounts.
Creating Yet Another Win-Win
By now, you’ve probably noticed a pattern—we’re all about creating win-win situations. With dynamic pricing, the airlines get a customer who’s engaged and responsive to the market, and you get to save some of those hard-earned dollars.
So, let’s embrace the rollercoaster of dynamic pricing. We can ride the ups and downs with great discounts with SAP Concur. Remember, being adaptable in business is a virtue; in this case, it can save you money!
Actionable Tips
Use SAP Concur’s tracking features to keep an eye on airfare fluctuations.
Book immediately to secure the lower rate when you notice a significant price drop.
Mention your dynamic pricing strategy during negotiations with airlines to show that you’re an active and engaged customer.
Last but not least is the power of long-term partnerships. We’re not just talking about fleeting, one-off deals here. No, we’re looking at the big picture—establishing relationships with airlines that can lead to ongoing discounts.
Loyalty goes a long way in business, and air travel is no different. Airlines appreciate customers who stick around. Knowing they can count on your company’s regular patronage gives them stability.
This is where SAP Concur’s ability to track and manage your travel data shines. It helps you keep track of your company’s relationship with each airline and makes it easier to demonstrate your loyalty when negotiating for better rates.
Using Partnerships to Negotiate Discounts
When you’ve established a long-term relationship with an airline, you’re no longer just another customer—you’re a valued partner. This gives you a significant advantage when negotiating airfare discounts.
Airlines are more likely to give better rates to customers who will continue to bring them business.
The Long Game Wins
Establishing long-term partnerships is like playing the long game. Yes, it requires commitment and consistency, but the payoff can be substantial. Airlines get the assurance of your loyalty, and you get the benefit of ongoing discounts. It’s a classic win-win.
Actionable Tips
● Use SAP Concur to track your company’s relationship with each airline.
● Share this data with airlines to demonstrate your loyalty and commitment.
● Leverage your long-term relationship with airlines to negotiate for ongoing discounts.
Final Thoughts: Turning Strategies into Savings with SAP Concur
We’ve certainly covered some ground! From understanding your travel data, leveraging your travel volume, utilizing advanced booking, and implementing dynamic pricing, to establishing long-term partnerships, it’s clear that there are multiple strategies for negotiating airfare discounts.
And guess what? SAP Concur has been our faithful companion, offering us the tools and features to implement these strategies effectively. It’s more than a travel, expense, and invoice management platform.
It’s a powerful ally that helps us navigate the tricky terrain of corporate travel and airfare negotiation.
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Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Be warned – the KL police just announced it will conduct a massive traffic op throughout Kuala Lumpur for the month of July 2023!
Massive KL Police Traffic Op To Involve 1000 Officers!
On Tuesday, 28 June 2023, Kuala Lumpur Police Chief, Dato’ Mohd Shuhaily bin Mohd Zain officiated the launching ceremony of the KL police’s Kuala Lumpur Police Operation Respect for Road Laws together with Other Enforcement Agencies (Operasi Hormat Undang-undang Jalan Raya Polis Kuala Lumpur Bersama Agensi-agensi Penguatkuasaan Yang Lain).
This massive KL police operation will take place throughout Kuala Lumpur, for the entire month of July 2023. This operation will be conducted not just by the KL police, but also the Road Transport Department (JPJ), the KL city hall (DBKL), and the Environment Department (JAS).
Roughly 1000 police personnel and officers from other agencies will be involved in this operation, but they will focus on their respective jurisdictions:
This operation will involve about 1,000 officers and police personnel with the respective agencies focusing on the offences under their own jurisdiction.
KL Police Traffic Op In July 2023 To Focus On 7 Aspects
Together with partner agencies, the massive KL police traffic operation in July 2023 will involve checking on illegal parking, obstruction of traffic, running red lights, illegal number plates, illegal tinting, and offences committed by motorcyclists.
Enforcement officials will immediately issue summonses to motorists and pedestrians caught flouting traffic laws during this operation, which will involve seven separate operations to curb traffic offences:
Operation Illegal Parking (Op Parkir Haram)
Operation Traffic Obstruction (Op Halangan)
Operation Red Light (Op Lampu Merah)
Operation Number Plates (Op Numbor Pendaftaran)
Operation Dark Tinting (Op Cermin Gelap)
Operation Motorcycle (Op Motosikal)
Operation Education (Op Didik)
Police and enforcement officers will also take this opportunity to educate motorists and pedestrians on the dangers of not obeying traffic rules.
In addition to looking out for traffic offences, the KL police will also run background checks on motorists for outstanding arrest warrants and criminal records, and look for stolen vehicles.
While not involved in traffic offences, the KL Narcotics Criminal Investigation Department will also be on the lookout for drug-related offences during this operation.
Finally, the police will also take action against workshops that are conducting illegal modifications of vehicles.
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Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Malaysia just raised the electricity tariff for the top 1% of households, while slashing industrial power tariffs!
Malaysia Hikes Electricity Tariff For Top 1% Of Households
On Friday, 23 June 2023, the Malaysia Natural Resources, Environment and Climate Change (NRECC) Ministry announced a hike in the electricity tariff for the top 1% of households for the second half of 2023.
From July to December 2023, household using more than 1,500 kilowatt hours (kWh) of electricity per month, will no longer enjoy the 2 sen/kWh rebate. In addition, they will incur a surcharge of 10 sen/kWh, resulting in a total increase of 12 sen/kWh.
What this effectively means is that all those high-consumption households will see a minimum increase of RM 187 or 25%. Approximately 83,000 households would be affected if they continue to use more than 1,500 kWh per month.
For the ICPT adjustments within the period of July to December 2023, the users who will be affected are domestic users who use more than 1,500-kilowatt hours (kWh) of electricity and the majority of which live in Selangor, Kuala Lumpur, Johor and Penang.
Of course, those high-consumption households can avoid the surcharge by reducing their power consumption.
The remaining 99% of domestic users will be unaffected by this hike in electricity tariff. The government has allocated RM2.7 billion to continue their electricity subsidy.
Malaysia Reduces Electricity Surcharge For MV / HV Users!
Meanwhile, the electricity tariff surcharge for non-domestic medium-voltage (MV) and high-voltage (HV) users will be reduced from 20 sen/kWh to 17 kW/h for the months of July to December 2023.
This is based on normalising fuel costs – the electricity tariff surcharge is adjusted every six months under the ICPT mechanism to reflect changes in power generation costs in the preceding six months.
The electricity surcharge for non-domestic customers using low-voltage (LV) power, such as small and medium-industries (SMEs) will remain unchanged at 3.7 sen/kWh.
Finally, the government agreed to greatly lower the electricity surcharge on water and sewerage operators, from 20 sen/kWh to just 3.7 sen/kWh.
Category
Usage
Rebate
Surcharge
Domestic
Up to 1,500 kWh
2 sen/kWh
(no change)
Domestic
Over 1,500 kWh
10 sen/kWh (+12 sen/kWh)
Commercial
Low Voltage
3.7 sen/kWh
(no change)
Commercial
Medium Voltage
High Voltage
17 sen/kWh (-3 sen/kWh)
Commercial
Water + Sewerage
Operators
3.7 sen/kWh (-16.3 sen/kWh)
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Support my work through a bank transfer / PayPal / credit card!
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Please watch out for the wedding invitation scam, and find out why you should NEVER install any APK file from strangers!
Find out what’s going on, and warn your family and friends!
Wedding Invitation Scam Gone Viral!
A new scam has gone viral on social media in Malaysia – the wedding invitation scam. In this scam, scammers contact their victims on WhatsApp, pretending to send them an APK file as a wedding invitation!
Here is the Malay version of the scam messages, and their English translations.
Dengan rasa kesyukuran, Menjemput Tuan ZAITON OTHMAN Ke Majlis Perkawinan Anak Kami Sila Klik instal Apk untuk dapatkan kad kahwin digital kami ⬇️⬇️ Sila klik instal nampak kad kahwin digital kami 🙏, agar nak tau Siapa 😀
With gratitude, Inviting Mr. Zaiton Othman to our Son’s Wedding Please click install Apk to get our digital wedding card ⬇️⬇️ Please click install to see our digital wedding card 🙏, to know who this is 😀
This is yet another example of a Mobile Application Scam, and here are the reasons why…
Fact #1 : APK Is Android Installation File
First, it is important to know that APK files are not used to deliver wedding invitations, or photos and videos.
Short for Android Package Kit, an APK file is used to install software in Android devices. Think of it as the Android equivalent of an EXE installation file for Windows software.
Fact #2 : You Should Never Install APK File, Unless You’re An Expert
APK files, by definition, are merely installation files for Android devices. They can be used for legitimate purposes, as well as nefarious purposes.
However, legitimate Android apps are mostly delivered through proper mobile app platforms like Google Play Store and the HUAWEI App Gallery, where they are often scanned for malware before people are allowed to download and install.
Therefore, you should never download and install an APK file outside of legitimate mobile app platforms, unless you are an expert who needs to “sideload” an APK for a specific reason.
Now, this does not mean that only Android devices are vulnerable. Apple is slated to offer the ability to sideload apps too with iOS 17.
Fact #3 : Scammers Use APK Files To Install Malware
In most, if not all, cases where you receive an APK file from a stranger on WhatsApp, Telegram, through email or social media platforms, it is likely to contain malware.
Scammers use APK files containing malware to gain access to your phone. After you install these malware APK files, scammers can do anything – read your messages, steal your photos and videos, gain access to your TAC / OTP alerts, etc.
Fact #4 : APK File Scam Not Limited To Wedding Invitations
These mobile application scams are not just limited to wedding invitations, or offers to deliver illicit photos and videos. Scammers have also convinced their victims to install these APK malware files to :
book cheap temporary maid / cleaning services
book cheap air-conditioning services
book exclusive restaurants
receive special discounts
make investment transactions
Fact #5 : Scammers Use Social Engineering + Stolen Data
It is important to remember that scammers will use a combination of social engineering and stolen / purchased data to convince you to install their APK malware.
They may know your name, your MyKad number, your address and your telephone number. They may even know who is in your family, and even have your bank account or credit card details. All that information can be purchased from unscrupulous sources.
In some cases, scammers have taken over social media accounts and used them to trick the account holder’s family and friends into installing such APK malware files.
No matter who tells you to do it – even if they are your family member or friend, NEVER download and install an APK file.
Fact #6 : Bank Negara Malaysia Warned About Mobile App Scam
Bank Negara Malaysia has long warned consumers about such mobile application scams.
Be wary of clickable hyperlinks that redirects you to a site, or downloads an application to your phone. Banks will no longer send you any clickable hyperlinks via SMS!
Only download applications from your smartphone’s official application platforms (e.g. Google Play Store, [Apple] App Store, Huawei App Gallery).
Fact #7 : PDRM Confirmed This Is A Scam
On Monday, 19 June 2023, PDRM Commercial Crimes Investigation Department (CCID) Director Datuk Seri Ramli Mohamed Yoosuf warned the public about this wedding invitation scam:
This new tactic asks for an individual to open the link prepared to receive the wedding invitation. However, that’s the trick to steal information from the public and to make online transfer. The public are advised to avoid getting caught up in any message from questionable sources.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
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Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
WATCH OUT for scammers pretending to be Jomo Kwame Sundaram offering stock advice on Facebook!
Find out what’s going on, and warn your family and friends!
Jomo Kwame Sundaram Stock Advice Scam Alert!
Scammers are running Facebook advertisements that claim that famed Malaysian economist, Jomo Kwame Sundaram, is created a WhatsApp group offering free stock investment advice!
I am Jomo Kwame Sundaram A prominent Malaysian economist. On June 14th, I said in the stock exchange group: There have been abnormal transactions in the Southeast Asian stock market in the past two days Indonesian stock market soars on the 15th, with huge volatility Now the local exchange has access to supervise the stock movement Next, Malaysia’s stock market will also experience abnormal fluctuations Please pay attention to: ADVCON, KPSCE, ICON, MBL these stocks Related stock abnormal information, I will continue to send in the group If you haven’t joined the stock exchange group Please join in time, I will share the stock information I have for free Master stock information and avoid losing money in the stock market
I am Jomo Kwame Sundaram A prominent Malaysian economist. This is my one and only page on Facebook As of May 2023, there will be an outflow of RM2.39 billion from the Malaysian stock market This is the result of a large amount of foreign funds manipulating the Malaysian stock market Since the collapse of the three largest U.S. banks in March, About $76 billion has been withdrawn from U.S. stocks into stock markets around the world If you do not grasp the stock inside information in time Investing in the stock market can make you lose money I created a stock exchange group Share the insider information about the stock market that I can grasp for free Hope these stock information can help you
Jomo Kwame Sundaram Stock Advice Scam : What You Need To Know!
These Jomo Kwame Sundaram stock investment scams are being promoted heavily on Facebook in 2023, so please alert your family and friends!
Fact #1 : Jomo Kwame Sundaram Reported These Fake Ads
These fake Jomo Kwame Sundaram stock advice advertisements have been promoted on Facebook for several months now. On April 15, 2023, Jomo himself posted about this scam:
*Warning Letter from Jomo Kwame Sundaram*
I regret to inform you that someone is impersonating me. They have established an official website in my name, with many old photographs and other material to give this impression.
I am presented as an education and investment consultant, neither of which is true. There is even a contact telephone number for my supposed assistant.
I have reported the impersonation to Facebook and MCMC with no indication of any action so far. This happened several years ago as well when there was an earlier effort of this type.
I have never given investment advice, and have no intention whatsoever of doing so. It is highly irresponsible for anyone to claim they know the future. Whatever I do on economic and other matters is free for the public, and I urge you not to pay money to anyone who claims to be advising you in my name.
As I have been giving lectures in Tsinghua University in the past week, when this problem began, I did not realize how quickly the problem was growing and failed to act more promptly.
Please warn your friends and loved ones.
Thank you for your cooperation.
jomo
Unfortunately, as many people have discovered, Meta / Facebook does not appear to care about these fake ads. You can report them till kingdom come, but they will just keep running on Facebook as long as these scammers pay for them!
Fact #2 : Jomo Kwame Sundaram Is A Renown Economist
Jomo Kwame Sundaram is a world-renown economist, who writes extensively on economic policies. However, as he explained above, he is not an investment consultant!
He has better things to do than to offer you free stock investment advice! In May 7, he just published an article called “Inflation phobia, myths and dogma exacerbate policy responses” in the Review of Keynesian Economics.
Fact #3 : One Victim Lost RM480K To Investment Scam!
In November 2022, a 60 year-old housewife from Port Dickson fell for a similar investment scam, and lost almost RM480,000 (about US$104,000).
After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.
The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.
The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.
That was when the lady realised she had been scammed, and lodged a police report.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Is Books Kinokuniya giving away free books on stock investing, to celebrate gaining 3 million fans?!
Find out what’s going on, and warn your family and friends!
Watch Out For The Kinokuniya Free Books Scam!
Scammers are running Facebook advertisements that claim Books Kinokuniya is giving away free books on stock investing, to celebrate its 50th anniversary!
Hello everyone, this is Books Kinokuniya, the largest bookstore in Malaysia. 🎉🎉🎉 Signups will soon exceed 3 million. In order to thank our fans for their continuous support, we will send a gift to our fans. 👋Books Kinokuniya store has prepared 1,000 sets of stock books. Free gift to all friends who support Books Kinokuniya. Please add administrator WhatAPP. And send the mailing address, we will mail the book to you for free.
Hello everyone, this is Books Kinokuniya, the largest bookstore in Malaysia. 🎉🎉🎉 Signups will soon exceed 3 million. In order to thank our fans for their continuous support, we will send a gift to our fans. Books Kinokuniya has prepared 1,000 sets of books in stock. Free gift for all friends who support Books Kinokuniya. Please click on the conversation to add assistant Whats and register the mailing address, we will mail the book to the registered address for you free of charge.
Kinokuniya Free Books Scam : What You Need To Know!
This Kinokuniya free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friends!
Fact #1 : Kenanga Reported These Pages / Ads As Fake
Books Kinokuniya is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 17, 2023:
⚠️⚠️⚠️ Dear customers, We have been made aware of several Facebook accounts that are impersonating us about giving out free books. These accounts go by the name Books Kinokuniya Malaysia, but are NOT operated by us and we are not related to these accounts in any way. PLEASE DO NOT RESPOND TO ANY OF THESE, Books Kinokuniya Malaysia DOES NOT communicate with customers directly via Whatsapp or add our customers into Whatsapp group chat. Follow our official social media accounts and website as follows : Facebook : Books Kinokuniya Malaysia (https://www.facebook.com/KinokuniyaMalaysia/) Instagram : Kinokuniyamalaysia (https://www.instagram.com/kinokuniyamalaysia/) Corporate Site : www.kinokuniya.com.my Webstore : https://malaysia.kinokuniya.com/ Kinokuniya Malaysia takes this matter seriously and has reported to the relevant authorities on this matter. If you have any queries, you may email to our Customer Service at mys@kinokuniya.com or call us at 03-21648133
Fact #2 : Books Kinokuniya Is A Business, Not A Charity
Please do NOT be naive. Books Kinokuniya is an investment bank – a business, not a charity. It is not going to give away books just because it has many fans!
Even if it achieved some kind of milestone, it would make sense for Kinokuniya to offer discounts. After all, it’s a corporation whose purpose is to make money, not a charity to give you free books!
Fact #3 : Kinokuniya Does Not Use WhatsApp To Communicate
As mentioned in their warning above, Kinokuniya has a Facebook page, an Instagram page, a corporate website as well as a website. What it does not have is a WhatsApp account!
So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!
Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928
Fact #4 : Kinokuniya Will Not Ask You To Join WhatsApp Groups
Kinokuniya has stated that it will never ask anyone to join a WhatsApp group for any reason, whether it’s for free books.
Kinokuniya is also a bookstore, not a stock broker or an investment firm. It will never offer you free investment advice, stock tips, or help you buy and sell stocks, etc.
Fact #5 : One Victim Lost RM480K To A Free Book Scam!
In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.
After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.
The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.
The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.
That was when the lady realised she had been scammed, and lodged a police report.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Warning – both Datuk Muhamad Umar Swift and Bursa Malaysia are NOT giving out free stock investment advice or books!
Find out what’s going on, and warn your family and friends!
Bursa Malaysia Stock Investment Scam Alert!
Scammers are running Facebook advertisements that claim that Datuk Muhamad Umar Swift and/or Bursa Malaysia are giving free investment advice, or free books on stock investing!
Hi everyone, I am Datuk Muhamad Umar Swift The Chief Executive Officer of Bursa Malaysia Bhd. Since 2023, the Malaysian stock market has been relatively sluggish🤕🤕🤕 This may be because many stock market investors do not understand stock market trading I have been blindly following the investment, resulting in a lot of losses I have also received many letters from investors recently: Ask if I have improved my trading skills? Here I recommend a few stock books to everyone! This can effectively improve your trading skills 💖💖💖 I also prepared 2,000 stock books for everyone📖📖📖 Free gift to Malaysian stock market investors, yes, it’s free! Please add my assistant’s wapp, she will mail you books for free👇👇👇
I am Datuk Muhamad Umar Swift The Chief Executive Officer of Bursa Malaysia Bhd. In the past 3 months, I have received many letters from stock market investors They mainly explained the following issues: 1. Want to learn stock market investment, but don’t know where to start? Including opening an account and understanding stock market information, etc.! 2. Veteran investors have certain technical experience, but cannot grasp real-time information, and often miss the best buying or selling points? 3. For retail investors, if you can’t find a team to keep warm, you will never get the first wave of stock market dividends! 4. Novice stockholders want to sign up to learn stock diagnosis techniques. There are so many analysts in Malaysia. I don’t know what to choose? 5. Many stockholders are locked up after entering the market. Do you know how to get out? 6. The global epidemic is over and the economy is recovering. How will the stock market go in the second half of this year? The above questions are the feedback from our Malaysian stock market investors. I will create a Malaysian stock market investor exchange group Answer questions about the stock market online for free in the next 3 days If you also encounter the above problems, please join my classroom study 👇👇👇
Bursa Malaysia Investment Scam : What You Need To Know!
These Datuk Muhamad Umar Swift and/or Bursa Malaysia free book / investment group scams are being promoted heavily on Facebook in 2023, so please alert your family and friends!
Fact #1 : Bursa Malaysia Reported These Ads As Fake
Bursa Malaysia is aware of these fake advertisements on Facebook, posting this scam alert on May 17, 2023:
[SCAM ALERT] Don’t be fooled by Facebook ads or pages that offer stock advice. Scammers are known to impersonate Bursa Malaysia representatives to lure you into their fake investment schemes. If you have come across ads or pages like this, be sure to report it to Bursa2U along with a screenshot and source link at bursa2u@bursamalaysia.com or call Bursa Malaysia’s Help Centre at +603-2732 0067. Remember to check the Securities Commission Investor Alert List at http://sc.com.my/investor-alert before investing. Contact the National Scam Response Centre hotline 997 if you have been a victim of scam.
[AMARAN SCAM] Jangan terpedaya dengan iklan atau halaman Facebook yang menawarkan nasihat saham. “Scammer” seringkali menyamar sebagai wakil Bursa Malaysia untuk memujuk anda ke dalam skim pelaburan palsu mereka. Jika anda menjumpai iklan atau halaman seperti ini, pastikan anda melaporkannya kepada Bursa2U berserta tangkapan skrin dan sumber pautan ke bursa2u@bursamalaysia.com atau hubungi Pusat Khidmat Bursa Malaysia di talian +603-2732 0067 . Semak Senarai Amaran Pelabur Suruhanjaya Sekuriti di http://sc.com.my/investor-alert sebelum melabur. Hubungi talian hotline Pusat Respons Scam Kebangsaan 997 jika anda menjadi mangsa penipuan.
#StayAlert #ScamAlert #TakNakScam #JanganKenaScam
Fact #2 : Bursa Malaysia Is Not A Charity
Please do NOT be naive. Bursa Malaysia is not only the stock exchange of Malaysia, it is also a public listed company, whose focus is to make money, not a charity to give you free books or advice!
Datuk Muhamad Umar Swift is not only the CEO of Bursa Malaysia Berhad, he is also the director of its subsidiary companies. He certainly has more important (and profitable) things to do than to create a WhatsApp group to answer YOUR questions or advice YOU on what stocks to buy!
Fact #3 : Bursa Malaysia Does Not Use WhatsApp To Communicate
Bursa Malaysia offers a multitude of contact options by snail mail, online forms on their Bursa2U portal, email or telephone.
What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” using WhatsApp, or ask you to join the Bursa Malaysia WhatsApp group, be warned!
Datuk Muhamad Umar Swift (fake) : I’m sorry because too many people have privately messaged me, please click to add administrator 👇whatsapp👇, send “PM” to join our company’s free communication group! https://wa.me/6019527xxxx
The real Datuk Muhamad Umar Swift, and Bursa Malaysia, will never ask you to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.
Fact #4 : One Victim Lost RM480K To Investment Scam!
In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.
After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.
The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.
The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.
That was when the lady realised she had been scammed, and lodged a police report.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Find out how to disable the Debit Card feature of your Maybank ATM card, and why you should do that right away!
Maybank ATM Card Is Also Visa payWave Debit Card
Many Maybank customers may not know this, but your ATM card is not just an ATM card – it doubles as a Visa payWave debit card as well.
Since Maybank introduced its first combined ATM + Visa Debit card in March 2008, it has progressively migrated all existing ATM cards to the new combined card.
Today, all Maybank ATM cards are effectively Visa payWave debit cards, even though we may not have applied for the debit card or payWave functions.
Maybank ATM Card : Why You Should Disable Debit Card Feature!
Banks are promoting the use of debit cards, because they charge an interchange fee for every debit card transaction. That is why banks are “forcing” these combined ATM + debit card onto customers.
However, debit cards only offer minimal fraud protection (if at all), as payments are considered to be directly withdrawn from your bank account. That is why personal finance experts always recommend using a credit card, instead of a debit card.
Even worse, these debit cards often include contactless payment technologies like Visa payWave or Mastercard contactless. This allows anyone to directly withdraw money from your account without even requiring the PIN number!
Transaction
Amount
Required Action
Above RM250
Tap and use PIN to approve
RM250 and below
Just tap. No PIN required.
Now, to be clear, the debit card and payWave feature will only be enabled after you perform at least one (1) successful PIN transaction at any point-of-sales terminal. But once that is done – both debit card and payWave features will remain activated.
This is one of the many reasons why money-savvy people do not use debit cards at all. It’s not only much safer to use credit cards, they also help build your credit rating and some benefits like cash back rebates, points, etc. There literally isn’t any benefit to using debit cards.
Unfortunately, many banks aren’t giving you the option of opting out. You may not want one, but you may not have a choice. The Maybank ATM card, for example, is a Visa payWave debit card which you cannot opt-out of. You cannot ask for a pure ATM card, and neither will Maybank disable the debit card or payWave features. I know. I asked.
Maybank ATM Card : How To Disable Debit Card + payWave!
To be clear – there is no way to actually disable the debit card or payWave functionality of your Maybank ATM card. But you can effectively disable both features by setting the debit card purchase limit to zero.
In this guide, I will show you how to do that using your Maybank2U online account, or at the Maybank ATM.
Maybank2U Online Account
Step 1 : Log into your Maybank2U account
Step 2 : On the right corner of the Maybank2U screen, click on the Settings option.
Step 3 : Click on the Cards tab, and it should show you the Manage Debit Cards section by default.
As you can see, by default, the Maybank ATM-debit card has a purchase limit of RM1,000 per transaction.
Step 4 : Click on the Edit icon, and you will be able to change the Purchase Limit, from RM0 all the way to RM10,000.
Step 5 : Select RM0.00 from the drop-down list, and the click the SAVE button.
Step 6 : Look for this yellow banner at the bottom of the screen, and click the REQUEST button to request the 6-digit SMS TAC on your registered mobile number.
Step 7 : Once you receive the 6-digit SMS TAC, key it into the box, and click on the CONFIRM button.
If you keyed in the correct SMS TAC, you should see this notice telling you that your new purchase limit has been set.
Now that you have successfully reduced your Purchase Limit to RM0.00, it doesn’t matter that Maybank refuses to disable the debit card or payWave function. They both just won’t be able to transfer any money from your account!
Maybank2U Online Account
Step 1 : Insert your ATM card and key in your PIN number.
Step 2 : Select Other Transaction in the main menu.
Step 3 : Select the Change Limit / Language / Maybank One option.
Step 4 : Select the Purchase Limit option.
Step 5 : Select No Purchase to prevent the card from being used to make any purchases.
Alternatively, you can select Preferred Limit. Then you need to key in RM 0.00, and then select Yes to confirm that decision.
After you set No Purchase or a Preferred Limit of RM0.00, the debit card and payWave functionality of your Maybank ATM card is effectively disabled.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Please note – Jeffrey Cheah and the Sunway Group are not giving away free books on stock investing, to help new investors!
Find out what’s going on, and warn your family and friends!
Sunway + Jeffrey Cheah Free Books Scam Alert!
Scammers are running Facebook advertisements that claim that Tan Sri Dr Jeffrey Cheah and/or the Sunway Group are giving away free books on stock investing, to help new investors!
Hello everyone, I am Jeffrey Cheah, Chairman and Founder of Sunway Group Since 2023, the Malaysian stock market has been relatively sluggish🤕🤕🤕 This may be because many stock market investors do not understand stock market trading I have been blindly following the investment, resulting in a lot of losses I have also received many letters from investors recently: Ask if I have improved my trading skills? Here I recommend a few stock books to everyone! This can effectively improve your trading skills 💖💖💖 I also prepared 2,000 stock books for everyone📖📖📖 Free gift to Malaysian stock market investors, yes, it’s free! Please add my assistant’s wapp, she will mail you books for free👇👇👇
Investors, we have an exciting surprise for you! 🎁🎁
Sunway Group is launching a thrilling event to make your investment journey even more exciting – Stock & Book Bonanza!
Whether you are a novice or an experienced investment guru, we believe that knowledge is the key to your success. Therefore, we have carefully selected a series of captivating best-selling books on stocks. These books will serve as your guide on your investment path and open wider doors to wealth for you!
Sunway Group has prepared 1000 stock book sets (1000 books) 📚📖📖
We are offering them as a free gift to our dedicated investors.
Please click on the session and add the assistant’s wapp to send your address.
We will ship the stock books to the address you provide free of charge.
Quantities are limited, so it’s first-come, first-served! Don’t wait until the last moment to regret missing this opportunity!
Sunway / Jeffrey Cheah Free Books Scam : What You Need To Know!
This Sunway / Jeffrey Cheah free book scam is being promoted heavily on Facebook in May and June 2023, so please alert your family and friend!
Fact #1 : Sunway Group Reported These Pages / Ads As Fake
The Sunway Group is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert:
SCAM ALERT
Please be alert of several scams using fake Facebook accounts, bearing the names “Sunway Investment” and “Sunway Global Investment”, claiming to be affiliated with Sunway entities.
These Facebook accounts have NO association with Sunway Group nor that of our chairman.
We urge all to be cautious and to not fall victim to these scams, and report these fake accounts to Facebook immediately.
Fact #2 : Sunway Group Is A Business, Not A Charity
Please do NOT be naive. The Sunway Group (Sunway Berhad) is a public listed company, whose focus is to make money, not a charity to give you free books!
Fact #3 : Giveaways Were Not Posted In Official Website / FB Page
If the Sunway Group was really giving away free books, it would have posted the offer on:
Fact #4 : Sunway Group Does Not Use WhatsApp To Communicate
The Sunway Group offers a multitude of contact options by online forms, email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!
Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928
The Sunway Group will also not ask you to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.
Fact #5 : Scammers Will Try To Scare You
Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!
There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/60113906928
There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!
Fact #6 : One Victim Lost RM480K To A Free Book Scam!
In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.
After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.
The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.
The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.
That was when the lady realised she had been scammed, and lodged a police report.
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Find out how fake job syndicates operate, and how they reel you into their scams, and cheat YOU of your hard-earned money!
Make sure you SHARE this article, to warn your family and friends to avoid the fake job scams!
Fake Job Scams : What Are They?
Fake job scams have been around for a long, long time. But fake job syndicates have become more active recently, probably because more people are getting laid off, and inflation is eating into our money.
Fake job scams come in a variety of ways, but most commonly, you get unsolicited messages through WhatsApp or iMessage, offering you the opportunity to make a lot of money through part-time work, in the comfort of your own home.
Good day YouTubers!! This is Alexa from Youtube Entertainment. We invite you to participate in our event by liking and subscribing to our channel and we will give you XXX. Please reply “YES” if you are interested. Thank you.
Hi, I’m the recruitment manager of XYZ company. XYZ invites you to do regular work at home.
You can easily earn [large amounts of money] with your mobile phone every day, and your salary will be settled on the same day.
Please add my WhatsApp to sign up. The number of places is limited, only for today.
Hey! You have been selected for a job. Daily salary XXXX to YYYYY. WhatsApp [number removed]. Reply YES to apply.
I personally have received many of such fake job offers, and have always ignored them. But when I saw a sudden surge of fake job offers, I decided to look into it. I also wanted to find out how they worked.
So I took a dive into two different fake job scams last week, and here was what I found…
How They Reel Their Victims In
It all starts with scammers tasked with “fishing” for victims. They will try to contact you by email, Facebook Messenger, SMS, WhatsApp, Telegram, or iMessage. Regardless of the method, the hook is simple – we are offering you an EASY way to make A LOT of money!
Once you are suitably impressed, these “fishing” scammers will offer you a simple task to show you just how easy it is to make a lot of money. To entice me, the two scammers offered me a pretty good sum of money for a very simple task:
Syndicate A : Subscribe to this YouTube channel, and send me the screenshot to receive XXXX.
Syndicate B : Like this YouTube video, and send me the screenshot to receive YYYY.
The Fishing Scammer Hands You Over To The Syndicate
After you complete that task, the fishing scammer then hands you off to the actual fake job syndicate, ostensibly for payment. You are asked to contact the company secretary / account manager on Telegram, with a “payment code”.
From what I surmise, the “payment code” is actually the fishing scammer’s referral code – they get paid for every victim they send the syndicate.
This will be your last contact with these fishing scammers. They are off to reel in more victims!
The syndicate secretary / account manager will ask you to register your details with them, but they are not too particular with any details, except for your phone number. If you give them the fake number, they will know because they will check with the fishing scammer using their referral code. But feel free to give them other fake details – they won’t care.
The fake job syndicate will then send you the payment for that “test” job, using a mule account. If you ask them why they are sending you the money through a different company account or even a random person’s account, they will tell you that they have many bank accounts because of daily transaction limits.
Syndicate Baits You With Simple Tasks
The syndicate will then add you to their Telegram channel offering multiple tasks per day. Instead of YouTube channels or videos, you are tasked to very simple tasks like:
open a link to a product page on an online shopping platform
take a screenshot of that product page
post that screenshot to the Telegram group
share that screenshot with your syndicate agent
You will breeze through the first three tasks easily, and the fake job syndicate will pay you promptly.
Fantastic, isn’t it? What could go wrong? After all, there are hundreds of other people participating in the same tasks, and getting paid!
At this point, you have done some calculations, and realise that you can easily make good money every day doing these simple tasks.
That’s when the fake job syndicate offers you the opportunity to make some serious cash. But there’s one catch – you need to PAY them to get access to jobs with serious money.
For every dollar you prepay, the fake job syndicate promises that you will get that back PLUS 10% to 30%, within minutes. Just in case you are worried about losing your money, hey, they are offering a refund. Honest!
And how can they offer you so much money for so little work? The syndicate throws in the magic word – cryptocurrency! Of course! That’s the only way anyone can make tons of money easily, with both eyes closed!
To convince you that they are legit, you will see many people posting screenshots of their payments to the Telegram group. They will also publicly announce how much they are investing. In some cases, they also post excitedly about how much money they already made, and how much they plan to make today.
This is just a charade to make you believe that people are really making money through this scheme. Most of these “participants” appear to be bot accounts, with a few sock puppet accounts. If you monitor these accounts over time, you will see them change names. I even spotted one of these fake participants (mercado livre in the screenshot above) become the Telegram group admin!
The genuine victims are those asking questions in the group like “We have to prepay?” But oddly enough, no one else in the group (except the Telegram group admin) will respond. That’s not how real people behave.
And if you check their receipts, you will notice some discrepancies in their receipts, which suggest that they were edited:
transfers within the same bank were labelled as transfers “to other banks”.
account numbers are too short / long for that particular bank
The others are possibly genuine receipts (by people who were scammed earlier), with their dates and times changed.
I managed to get in touch with two victims of this scam, who claimed that once they deposited the prepaid amount, they were ghosted and removed from the Telegram group.
So that appears to be the scam – they bait you with a bit of money, until you are convinced that they are real. Then once you prepay them for the “big job”, they dump you right away.
Your assigned syndicate agent will block you, and you will get kicked off the Telegram group, which often disappears after scamming a few victims. Often, you will find your Telegram conversations with them mysteriously deleted. By then, it’s much too late – you have already lost your money.
To ensure they don’t lose money, they will price the introductory offer low enough to entice victims, but high enough to cover their costs and then some. But they will inevitably score some big fish, which is why the fake job scam persists.
Now that you know how the fake job scam works, please DO NOT get trapped into it! NEVER pay to get a job. It is just a scam!
Please SHARE this article out, and WARN your family and friends!
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Was Mr Burns from The Simpsons inspired by billionaire British baron banker, Jacob Rothschild?!
Take a look at the viral claim, and find out what the facts really are!
Claim : Mr Burns Was Inspired By Jacob Rothschild!
People are sharing a photo comparison the claims to prove that Mr Burns from The Simpsons was inspired by Jacob Rothschild, who has a net worth of 500 trillion and is the most powerful man in the world!
The Most Powerful Man In The World!
Mr Burns from The Simpsons is based off Jacob Rothschild
network 500 trillion
Owners every central bank in the world
Financed both sides of every war since Napoleon
Truth : Mr Burns Was Not Inspired By Jacob Rothschild!
This is yet another example of FAKE NEWS created by conspiracy theorists, and here are the reasons why…
Fact #1 : That Is Not A Photo Of Jacob Rothschild
Let me start by simply pointing out that viral photo is not a photo of Jacob Rothschild.
The source for this photo appears to be a 2014 Imgur post, which claims that the man is a French teacher in an elementary school.
My wife has always claimed her elementary school French teacher looked exactly like Mr. Burns. She wasn’t wrong.
This appears to be corroborated by people in the comments, which further suggest that his name is Mr. Buchilli or Mr. Buchili, possibly from the York Street Public School in Ottawa, Canada.
UrbanGentleman : LOL Mr.Buchili [dont remember how to spell his name] – as funny as this is, he was actually a great french teacher.
nanchang : Do you remember what his full name was and what school he taught at? My aunt thinks that he was her French teacher too haha
Bitchmasterz : Oh snap just found my 8th grade French teacher Mr.Roy @ York St. School 1983.
nadur82 : Mr.buchilli !!!!!!!
Fact #2 : Mr Burns Was Not Based On Jacob Rothschild
The Mr Burns character, appearance and mannerisms were NOT based on Jacob Rothschild. They were based on several different people, and none of them are Jacob Rothschild.
Matt Groening based the Mr Burns character mostly on his high school teacher, Mr. Bailey, as well as oil tycoon, John D. Rockefeller and his grandson, David Rockefeller.
But when it comes to appearance, animator David Silverman modelled Mr Burns after Fox founder, Barry Diller, with a body of “a praying mantis”.
In no way was Mr Burns based on Jacob Rothschild’s character, appearance or mannerism.
Fact #3 : Jacob Rothschild Does Not Have 500 Trillion Dollars
The 4th Baron Rothschild, Jacob Rothschild is a very wealthy man, but he is far from being the richest man in the world.
As of 2023, Jacob Rothschild’s net worth is estimated to be over $44 billion dollars. That is a lot of money, but far from the top billionaires which all have over 100 billion dollars.
Needless to say, neither Jacob Rothschild nor the world’s richest people, have a trillion dollars, never mind 500 trillion dollars!
Fact #4 : There Is Less Than 22 Trillion Dollars In The World
It is impossible for any person, or even country, to have 500 trillion dollars, because there is less than 22 trillion dollars in the world today!
The US Federal Reserve estimates that, as of January 2023, there is anywhere from $2.3 trillion to $21.27 trillion, depending on how you define “money”:
M0: Referred to as the monetary base, M0 includes all the money in circulation, including money banks hold in reserve. According to the Federal Reserve, there was about $2.3 trillion in circulation as of January 2023.
M1: It includes all the M0 money supply, adding the money held in travelers’ checks, demand deposits, other types of checkable deposits and negotiable orders of withdrawal. As of January 2023, the seasonally adjusted stock of M1 totaled $19.64 trillion.
M2: It includes all of the currency from the M1 money supply, and expands to include mutual funds, smaller time deposits, money market securities and other types of time deposits. M2 currencies are usually less liquid than M1, meaning you can’t convert M2 money into cash as easily. The total stock of M2 was $21.27 trillion in January.
Fact #5 : Napoleon Died 115 Years Before Jacob Rothschild Was Born
Jacob Rothschild was born Nathaniel Charles Jacob Rothschild on 29 April 1936 – almost 115 years before Napoleon died on 5 May 1821.
Unless Jacob Rothschild has a time machine, it is simply impossible for him to have financed any war since Napoleon’s death.
Fact #6 : Central Banks Are Generally Owned By The State
With the exception of the United States Federal Reserve, and the European Central Bank, all other central banks are owned by the state – the countries which created them.
The US Federal Reserve has 12 regional banks, with stock owned by member banks. However, it is governed by a board appointed by the President of the United States, and confirmed by the US Senate.
The European Central Bank, on the other hand, are owned by the central banks of all countries in the European Union, which are each owned by their respective countries.
Neither Jacob Rothschild, nor the Rothschild family, own any central bank.
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Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Is the Kenanga Investment Bank giving away free books on stock investing, to celebrate its 50th anniversary?!
Find out what’s going on, and warn your family and friends!
Watch Out For Kenanga Free Books Scam!
Scammers are running Facebook advertisements that claim Kenanga Investment Bank is giving away free books on stock investing, to celebrate its 50th anniversary!
good news 🎉 good news 🎉 good news 🎉
Kenanga Investment Bank Berhad,
Now it is the largest independent investment bank in Malaysia Established in 1973, it is about to celebrate its 50th anniversary 🎉🎉🎉
Kenanga Group will give away 2,000 stock books for free If you are interested in the stock book, you can get it for free Please click on the messenger to get the book for free 📖📖📖
The number of books is limited, and the activity will stop after the gift is completed 👇👇👇
Hi everyone, this is Kenanga Investment Bank Berhad
Now it is the largest independent investment bank in Malaysia
Established in 1973, it is about to celebrate its 50th anniversary 🎉🎉🎉
During these 50 years, we have helped countless stock investors make profits in the stock market
In order to thank investors for their support all the way, 💝💝💝🎊🎊🎊
We will give out the first gift for stock market investors 🎁🎁🎁
Kenang Group has prepared 5000 stock books (1000 sets) 📚📖📖
Free gift to investors who support Kenang Group all the way
Please click on the session, add the assistant’s wapp, and register the mailing address
We will mail the book to your registered address for free
The number of stock books is limited, while supplies last 💝💝💝
This Kenanga free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friends!
Fact #1 : Kenanga Reported These Pages / Ads As Fake
Kenanga is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 12, 2023:
Once again we would like to remind our clients and the public to be careful of scammers impersonating our brand to provide fraudulent product and services.
We are not offering any free books/e-books or make anyone join a WhatsApp group.
If you received any of this communication recently, stop responding and report the page/numbers immediately.
If you have been scammed, contact the National Scam Response Centre hotline 997.
Fact #2 : Kenanga Is A Business, Not A Charity
Please do NOT be naive. Kenanga is an investment bank – a business, not a charity. Just because it is celebrating its 50th anniversary in 2023, does not mean it’s giving anything away.
Even if it wanted to celebrate its anniversary by giving away books, it would be giving them to clients, not to the public!
Kenanga is a public-listed company, whose focus is to make money, not a charity to give you free books!
These scams are being run off fake Facebook pages that are brand new, and have nothing to do with the real Kenanga.
Fact #4 : Kenanga Does Not Use WhatsApp To Communicate
Kenanga offers a multitude of contact options by online forms, email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!
Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928
Fact #5 : Kenanga Will Not Ask You To Join WhatsApp Groups
Just to be clear, Kenanga states that it will never ask anyone to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.
Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!
There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/60113906928
There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!
Fact #7 : One Victim Lost RM480K To A Free Book Scam!
In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.
After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.
The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.
The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.
That was when the lady realised she had been scammed, and lodged a police report.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Did the FBI just warn people to avoid using the restaurant menu QR code, because it can hack your phone?!
Take a look at the viral claim, and find out what the facts really are!
Claim : FBI Says Restaurant QR Code Can Hack Your Phone!
People are sharing a Daily Mail article, or screenshots of it, which claims that the FBI just warned people not to use any restaurant menu QR code because it can allow hackers to steal your data!
Here is an excerpt from the Daily Mail article. Feel free to skip to the next section for the facts!
Why you should ALWAYS ask for a physical menu: FBI warns hackers are planting fake QR CODES in restaurants that steal your data when you click the link
Scammers are making fake QR codes to place on top of real ones
This is letting them access smartphones and steal personal data
QR codes have become the new default for accessing restaurant menus across the US post-Covid — but scammers are seizing upon the new practice.
The FBI warns thieves are creating fake QR codes and planting them at eateries, retail shops and even parking meters.
Instead of taking you to an online menu or checkout, the links instantly download malware onto your device, stealing your location and personal information
The FBI has urged consumers to look out for typos or misplaced letters in URLs accessed through QR codes and ask restaurants for a physical menu.
Truth : FBI Did Not Say Restaurant QR Code Can Hack Your Phone!
This appears to be a “misunderstanding” of an actual FBI warning about QR codes. Here is what you need to know about the risks of scanning a QR code for a restaurant menu.
Fact #1 : FBI Issued QR Code Warning In January 2022
I could find no reference to a recent QR code warning by the FBI, and oddly enough, The Daily Mail did not provide a source or link to the FBI warning its article was referring to.
The FBI only released one public service announcement (PSA) about QR codes, and that was Alert Number 1-011822-PSA which was released on January 18, 2022.
If that was the source for the Daily Mail article, then it’s more than a year old, and not recent as the article appears to suggest.
Fact #2 : FBI Warned About General QR Code Risk
The FBI advisory was a general warning about the risks of tampered QR codes. Specifically, it warned about cybercriminals tampering with both digital and physical QR codes.
The FBI is issuing this announcement to raise awareness of malicious Quick Response (QR) codes. Cybercriminals are tampering with QR codes to redirect victims to malicious sites that steal login and financial information.
Cybercriminals tamper with both digital and physical QR codes to replace legitimate codes with malicious codes. A victim scans what they think to be a legitimate code but the tampered code directs victims to a malicious site…
Fact #3 : FBI Advisory Did Not Mention Restaurant / Menu
Interestingly, the entire FBI advisory did not once mention restaurants or menus, and that makes a lot of sense.
It is odd to focus on the risk of using QR codes for online menus in restaurants, when they are used in so many other ways today – from making mobile payments, as mobile tickets, login tokens, etc.
Any security risk involving restaurant menu QR codes would also apply to QR codes used for other purposes. So it really doesn’t make sense for the FBI to “pick on” restaurant menu QR codes.
QR code (which is short for Quick Response code) is not nefarious or malicious in nature. The FB advisory specifically pointed that out – “QR codes are not malicious in nature“.
The QR code is merely a type of two dimensional barcode that was invented in 1994 by the Japanese company, Denso Wave, to track automotive parts. It has since been adopted for other purposes because it is more efficient and can support more than just numbers. For example, Version 40 QR code can contain up to 7,089 numbers or 4,296 characters.
Ultimately, a QR code is nothing more than a series of numbers or characters – data which can be used for a variety of purposes, including providing a link to an online restaurant menu.
Fact #5 : QR Code Can Be Tampered With
It is true that QR codes can be tampered with. In fact, the FBI advisory was issued after Texas police departments discovered fraudulent QR code stickers on parking meters in San Antonio and Austin. Drivers who scanned those fake QR codes were taken to a scam website. instead of the real payment website.
Hence, the FBI issued that warning to remind people to check the URL link to make sure that it is the intended website, and not a phishing page with a similar link. For example, the fake website may use www.quikpay.com when the real website is www.quickpay.com.
To completely avoid this risk, avoid using QR code to access a payment website. Always go directly to the payment website on your smartphone’s web browser by keying in the link yourself. Genuine payment labels with a QR code will often include a direct URL link for you to use as a safer alternative.
While scammers can place fraudulent QR codes over genuine ones at restaurants, bars, and other eateries, this is a very unlikely attack vector.
That’s because restaurants often use QR codes to redirect you to an online system to order food and drinks for your table. Imagine if you scan a fraudulent QR code and are asked to key in your credit card details. That would be absurd, and you would surely complain to the waiter since you haven’t even ordered your food!
In most cases, you are not expected to pay at the table using QR code. You either pay using cash / credit card / mobile payment using QR code at the payment counter. Even if that QR code is compromised, the cashier would notice it immediately as any payment made using that QR code would not reflect in the restaurant’s point-of-sale (POS) system.
And payment only occurs after dining – a fraudulent QR code that leads you to a fake website won’t allow you to actually order anything, since it’s not connected to the real restaurant and its ordering system. That’s why this attack vector is highly improbable.
In any case, many restaurants now generate temporary QR codes on disposable paper stubs to avoid this risk. The QR code is only valid for your dining session. The next person to dine at the same table will receive a different QR code.
Fact #7 : QR Code Can Potentially Inject Malware
It is possible for QR code to inject malware into the smartphone that you are using to scan. In fact, there are apps like QRGen that allow scammers / hackers to easily generate malicious QR codes. However, it isn’t quite as simple as the article makes it out to be.
For one thing – malware and exploits are limited to specific operating systems or phone models. For example, an Android exploit / malware won’t work on iPhones. Or an exploit / malware that makes use of an Android 11 vulnerability won’t work on newer / updated Android smartphones since they would have patched the exploit.
Second – any malware will require considerable amounts of code to load. The scammer / hacker will have to use an enormous QR code like the version 40 example below, or it will need to convince you to download and install the malware package itself.
Genuine restaurant menu QR codes are simple – like the version 1 / version 10 examples above, because they only serve a link to their online menu / ordering system. If you see a large and complex QR code like the version 40 example, avoid scanning it, and ask the restaurant staff to verify its authenticity.
Restaurant menu QR codes would also never ask you to download or install anything. They only serve to load a link to an online menu / ordering system, so if you are asked to download or install anything, do NOT proceed, and notify the restaurant.
These tips also apply to other businesses that use QR codes to show you a menu, discounts, offers, information, etc.
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Support my work through a bank transfer / PayPal / credit card!
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Are the Ukrainians are wasting money donated by Western countries on parties in Kyiv?!
Take a look at the viral claims, and find out what the facts really are!
Claim : Ukrainians Are Spending Western Money On Parties!
People are sharing a series of viral videos posted by RadioGenova, which claim to show Ukrainian nightclub parties, as evidence that Ukrainians are wasting money donated by Western countries on parties in Kyiv!
Meanwhile in Kiev nightclubs… Please donate more money!
Kiev 2023, Boho Yosai and Infinitum nightclubs. Please donate more money. The party must go on!
Infinitum nightclub in Kiev now. Please donate more money. The party must go on!
Truth : Ukrainians Are Not Spending Western Money On Parties!
This is yet another example of FAKE NEWS created by pro-Russia activists to diminish support for Ukraine’s fight against Russia, and here are the reasons why…
Fact #1 : Videos Were Originally Posted In TikTok
There is no evidence that the viral videos were recorded by RadioGenova.
They were originally posted by a TikTok account called kievnight (@Kiev_night), and reposted (stolen? misappropriated?) by RadioGenova on its Twitter account.
Fact #2 : The Videos Were Recorded In 2021
RadioGenova falsely claimed that the videos were just recorded in 2023.
The TikTok account that posted the original videos, kievnight, stated that they were recorded in 2021 – before Russia invaded Ukraine on 24 February 2022.
Other videos clearly stated that it was recorded in 2021. For example, this kievnight posted this video on 2 September 2022, but was really recorded on 24 August, 2021 (24 серпня 2021 року).
kievnight also posted this TikTok video showing scenes from Kiev, before and after the Russian invasion.
Although parts of Ukraine far from the frontlines are reopening, Ukraine still has a curfew which is stricter closer to the fighting, and more relaxed further away. In the Donetsk region, for example, curfew begins at 9 PM.
In the early days of the war, Kyiv had an early 5 PM curfew, with several nationwide lockdowns that lasted 3 days. But that was gradually loosened as the war improved in Ukraine’s favour.
Restaurants, clubs and bars were allowed to reopen, but had their closing times limited to between 8 PM and 9:30 PM. In March 2023, that was extended to 11 PM, which meant last orders would be around 10 PM, with a closing time of about 10:30 PM.
Night life may be returning in Ukraine, but that does not mean people are partying in the wee hours of the morning.
Fact #4 : Western Funds Are Not Going Into Nightclubs
Russian propaganda has traditionally been crude, and it’s no different from this one. Only simpletons would believe the spiel that these nightclubs and parties are being funded by Western countries.
These Ukrainian nightclubs and parties are private affairs, and have nothing to do with donations and funding provided by Western countries to aid in Ukraine’s defence against the Russian invasion.
The bulk of Western contributions to Ukraine are coming in the form of military hardware – guns, missiles, rockets, tanks, helicopters, and even fighter jets. None of which would be helpful in getting any party going.
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Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
You can now renew your long-expired Malaysian driving licence without retaking your driving test!
Amnesty For Expired Driving Licence!
On Wednesday, 3 May 2023, Malaysia Transport Minister Anthony Loke announced an amnesty for those with expired driving licences. If you have a driving licence that expired as of January 1, 2018, you will be able to renew it without having to take a driving test.
Motorists with expired driving licences longer than a year will have until December 31, 2023, to renew their expired driving licences. The driving test requirement will apply again, from January 1, 2024 onwards.
The government decided to offer this amnesty because many Malaysian living abroad were unable to return during the COVID-19 pandemic to renew them.
We decided to allow the renewal of expired licences given the fact that many Malaysians living abroad were unable to do so during Covid-19 with the movement control order.
This amnesty will also begin on Monday, May 8, and end on December 31, 2023. Please note that this initiative only applies to Malaysian citizens, and not to foreigners holding special passes like the MyKAS card.
In addition, only those who have not been blacklisted by the police, or have any existing restrictions imposed by JPJ, and are free from any suspension due to a conviction or court order may renew their expired driving licence.
Earlier : Retake Driving Test If Licence Not Renewed On Time!
The Malaysia Road Transport Department (JPJ) had been warning motorists to renew their driving licences on time, or risk getting them revoked.
These are the four categories of expired licences that may be revoked, if they are not renewed in time :
Learner’s Driving Licence (LDL) : Up to 2 years
Probational Driving Licence (PDL) : More than 1 year
Competent Driving Licence (CDL) : More than 3 years
Public Service Vehicle / Goods Driving Licence (PSV / GDL) : More than 3 years
If your licence is revoked, you will need to undergo the full process to re-qualify and obtain a new licence.
The moratorium on revoking expired driving licences actually expired on 31 December 2021, but JPJ extended it to 30 June 2022 after discovering that hundreds of thousands of drivers have yet to renew their expired licences.
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
You can now renew your Malaysian driving licence for 10 years, with a 10% discount to boot!
You Can Renew Driving Licence For 10 Years With 10% Off!
On Wednesday, 3 May 2023, Malaysia Transport Minister Anthony Loke announced that you will now be able to renew your Malaysian driving licence for 10 years, with a 10% discount to boot!
This new initiative doubles the validity of your driving licence between renewals from 5 years. On top of that, motorists will get to enjoy a 10% discount on their renewal fees.
The only caveat is that your driving licence must not have expired for more than a year.
They will be charged the same fee of RM30 per year, but if they renew for 10 years at one go, the fee is RM270. This means they will only be paying for nine years.
Those who want to renew must ensure that their licence has not expired for more than a year.
You will be able to renew your driving licence for 10 years, and receive the 10% discount from Monday, May 8, 2023 onwards.
The Minister also announced an amnesty for those with expired driving licences. If you have a driving licence that expired from January 1, 2018 onwards, you will be able to renew it without having to take a driving test.
Motorists with expired driving licences longer than a year will have until December 31, 2023, to renew their expired driving licences. The driving test requirement will apply again, from January 1, 2024 onwards.
For those who are not aware, the Road Transport Department can revoke your expired driving licence if you do not renew them on time. You will then have to undergo the full process to re-qualify and obtain a new licence.
These are the four categories of expired licences that may be revoked, if they are not renewed in time :
Learner’s Driving Licence (LDL) : Up to 2 years
Probational Driving Licence (PDL) : More than 1 year
Competent Driving Licence (CDL) : More than 3 years
Public Service Vehicle / Goods Driving Licence (PSV / GDL) : More than 3 years
The moratorium on revoking expired driving licences actually expired on 31 December 2021, but JPJ extended it to 30 June 2022 after discovering that hundreds of thousands of drivers have yet to renew their expired licences.
This time, the government has decided to offer this amnesty because many Malaysian living abroad were unable to return during the COVID-19 pandemic to renew them.
We decided to allow the renewal of expired licences given the fact that many Malaysians living abroad were unable to do so during Covid-19 with the movement control order.
This amnesty will also begin on Monday, May 8, and end on December 31, 2023. Please note that this initiative only applies to Malaysian citizens, and not to foreigners holding special passes like the MyKAS card.
In addition, only those who have not been blacklisted by the police, or have any existing restrictions imposed by JPJ, and are free from any suspension due to a conviction or court order may renew their expired driving licence.
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Did Kate Middleton just attack Prince Harry and Meghan Markle, and criticise their relationship?!
Take a look at the viral claim, and find out what the facts really are!
Claim : Kate Middleton Just Attacked Prince Harry + Meghan!
People are sharing a Music Mundial article which claims that Kate Middleton just attacked Prince Harry and Meghan Markle, and criticised their relationship!
Here is the viral Music Mundial article. Please feel free to skip to the next section for the facts!
Kate Middleton attacks Prince Harry and Meghan Markle and criticizes their relationship
Kate Middleton is not afraid to speak her mind as she has reportedly let her opinion regarding Prince Harry and Meghan Markle’s relationship be known. As a result, it is highly unlikely that the two royal couples reconcile before King Charles III’s coronation.
The Princess of Wales is one of the most beloved and popular public royal figures and some have gone as far as calling her the new princess’ people. However, some people have claimed over the years that her personality and attitude in private are completely different.
In the last few years, there have been several reports that ensure that Kate has had many heated confrontations with Prince Harry and Meghan Markle because she allegedly cannot stand Meghan’s presence and still does not see her as a member of the royal family.
According to the Spanish newspaper MARCA, a source close to the family revealed that Kate feels irritated by Markle’s unhealthy obsession with money: “The way they see it, Meghan’s obsession with money seems to have rubbed off on Harry. In their eyes, Meghan seems very preoccupied with image and money and they find it very distasteful.”
Although it has already been confirmed that Meghan won’t attend the coronation ceremony, Harry will have to face his family, including Kate, after all the controversies and the international media will for sure be focused on all of them analyzing their behaviour.
Truth : Kate Middleton Did Not Attack Prince Harry + Meghan!
This is yet another example of celebrity FAKE NEWS created by Music Mundial to generate page views, and here are the reasons why…
Fact #1 : Kate Middleton Did Not Attack Prince Harry + Meghan Markle
First, let me just quickly say that Kate Middleton did not attack Prince Harry or Meghan Markle.
Music Mundial based that claim on a third-party source close to the family, who allegedly said that Kate feels “irritated by Meghan’s unhealthy obsession with money“.
Even if that quote is accurate, it only shows Kate Middleton’s personal opinion of Prince Harry and Meghan Markle.
It isn’t an attack on Prince Harry or Meghan herself, anymore than our personal opinion of the Avatar 2 movie is an attack on the movie, actors, and producers!
More importantly, this was revealed by a unanimous source (which has not been independently verified), and not Kate Middleton herself. So it was certainly not an “attack” by her in any way.
Fact #2 : Kate Middleton Did Not Criticise Their Relationship
Music Mundial did not offer any evidence that Kate Middleton criticised Prince Harry and Meghan Markle’s relationship, so that claim is obviously false too.
Fact #3 : Radar Online Was The Source, Not MARCA
The source for the key quote in the Music Mundial article was not MARCA, but Radar Online. MARCA credited Radar Online for the quote:
The Duchess of Cambridge, Harry’s sister-in-law, is said to be irritated by Markle’s obsession over money.
“The way they see it, Meghan’s obsession with money seems to have rubbed off on Harry,” a source told Radar Online.
“In their eyes, Meghan seems very preoccupied with image and money and they find it very distasteful.”
As you can see, Radar Online was the source, not MARCA. If Music Mundial cannot even get this right…
This appears to be nothing more than yet another example of celebrity fake news posted by Music Mundial. Here are examples of Music Mundial fake news that I looked into:
Everything Music Mundial posts should be considered as FAKE NEWS, until proven otherwise.
Please help us fight fake news – SHARE this article, and SUPPORT our work!
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Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Jho Low paid a cool $20 million for a single photo with the Obamas, but guess how much he paid to influence the Trump Administration?!
Jho Low Paid $20 Million For Photo With The Obamas!
On Tuesday, 18 April 2023, Prakazrel “Pras” Michel – a member of the Fugees, together with Lauryn Hill and Wyclef Jean, testified in his own defence against charges of criminal conspiracy, foreign lobbying and campaign finance crimes.
Pras Michel stands accused of conspiring with fugitive Malaysian financier, Jho Low, to influence the Obama and Trump administrations. During his trial in Washington, D.C., Pras Michel revealed how Jho Low hired him to be a “celebrity surrogate” in order to finagle that photo with the Obamas.
Michel described Jho Low as a “wealthy man willing to do anything, spend any type of money” to get his photo with President Barack Obama, but that Low’s reputation made him “too hot” get an invited to fundraising events. He himself witnessed Low’s wild lifestyle, which was filled with celebrities, models, night clubs, and free-flowing cash.
My understanding is that the campaign thought he was too hot. They didn’t want the optics at that time. At that point, Jho Low was a party guy – Vegas, champagne, parties with Paris Hilton. The campaign just didn’t want that.
Michel told Low that he would try to help him get that photo with the Obamas, but for a price.
I basically asked for US$1 million to begin to think about how I would get this photo. I was going to try.
Jho Low would end up paying Pras Michel $20 million over nine months, before the fugitive tycoon finally got his wish – a photograph with President Barack Obama, and First Lady Michelle Obama, at the 2012 White House Christmas party!
The photo with the Obamas may have cost Jho Low $20 million, but prosecutors claim that Pras Michel pocketed $18 million of the money, and funnelled $2 million into Barack Obama’s 2012 reelection campaign.
Jho Low Paid $70 Million To Influence Trump Administration!
If you are shocked by how much Jho Low paid to get that single photo with Barack and Michelle Obama, you will be shocked by how much he paid to influence the Trump Administration!
Prosecutors alleged that Jho Low paid Michel, 50, another $70 million to lobby the Trump Administration to drop its civil and criminal investigation of Low in the 1MDB scandal, as well as have Miles Guo Wengui, a Chinese billionaire dissident, extradited to China!
Jho Low was indicted in 2021 together with Pras Michel by a federal grand jJury, but remains at large and is believed to be in China.
The indictment issued Thursday by a grand jury in Washington accuses Low and Michel of conspiring with Broidy, a woman named Nickie Lum Davis and others “to engage in undisclosed lobbying campaigns at the direction of Low and the Vice Minister of Public Security for the People’s Republic of China, respectively,” according to the Justice Department.
The goals of those campaigns were “both to have the 1MDB embezzlement investigation and forfeiture proceedings involving Low and others dropped and to have a Chinese dissident sent back to China.”
If convicted, Jho Low faces a maximum penalty of five to 10 years in prison, per count, while Pras Michel could face a range of maximum penalties from five to 20 years in prison, per count.
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Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
The Royal Malaysia Police (PDRM) is offering a special RM50 fine for all traffic offences!
Find out how you can pay for your traffic offences for just RM50!
PDRM Offers Special RM50 Fine For Traffic Offences!
On 18 April 2023, the Prime Minister of Malaysia, Anwar Ibrahim, announced that the Royal Malaysia Police (PDRM) will offer a special RM50 fine for all traffic offences committed in 2022 and earlier!
From Friday, 21 April until Sunday, 21 May 2023, you will be able to pay RM50 for each traffic summon at all police district or contingent headquarters, or online using its MyBayar Saman app or website.
This special offer applies only to traffic summonses issued in 2022 and earlier. It does not apply to traffic offences committed in 2023.
The PDRM launched MyBayar Saman as an alternative payment option, instead of paying over-the-counter, or using private collecting agents like MyEG.
This would also save the public money as MyBayar Saman is FREE, and does not collect service charges. They can also pay their fines at their convenience, without wasting time queuing to pay.
Alternatively, you can also pay for your traffic offence fines at:
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
The Prime Minister of Malaysia, Anwar Ibrahim, just announced that there will be no highway tolls for four days for Hari Raya 2023!
Hari Raya 2023 : No Highway Tolls For Four Days
On Tuesday, 18 April 2023, the Prime Minister of Malaysia, Anwar Ibrahim, announced that there will be no highway tolls for four days, in conjunction with Hari Raya 2023!
In a public announcement, he said that the toll-free travel will apply to all types of vehicles travelling on 33 highways in Malaysia. The toll-free period will last for four days:
From 12:01 AM on Wednesday, April 19, to midnight on Friday, April 21, and
From 12:01 AM until midnight on Monday, April 24
The Prime Minister said that the toll free travel will reduce the travel costs for people travelling back to their hometowns to celebrate Hari Raya 2023.
But please be warned that during the Hari Raya 2023 festive season, seven traffic offences will be non-compoundable, and will be referred to the courts.
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Many Facebook users are getting hit by the Facebook Ads and Facebook Pay scams! Here is how you can prevent it from happening to you!
Facebook Ads + Pay Scam Hits Many Bank Customers!
Many bank customers are complaining that they are being charged for fraudulent Facebook Ads advertisement campaigns!
They discovered that their debit cards were charged for Facebook advertisements that they never approved. Some have also stated that their credit or debit cards were used to purchase goods and services using Facebook Pay.
Stephanie Wong : I found out the money deducted from my bank acc through multiple continuous transactions yesterday, then I called Maybank customer service immediately. They helped me to cancel the card but then the thing happened again this morning.
@ruffleseed : I heard tens of millions of Ringgit were reported misappropriated through @facebook on multiple bank over the past few weeks.
Delete your phone number from Facebook now and do not let @messengerhandle your SMS. @MyMaybankhas yet to answer us re: this intrusion.
@ItsNeoah : Banyak kali kena kat credit card ambank. Alhamdulilah call ambank dia mintak isi dispute form then tgok next cycle bil dah takde. Letih ngan scammer ni.
Translation : [My] Ambank credit card got hit many times. Alhamdulillah, after calling Ambank, they asked me to fill out a dispute form, then when I checked the next bill cycle [the charges] was removed. Tired of this scammer.
Here are some ways to prevent getting hit by the Facebook Ads scam, whether you are a bank customer in Malaysia or other countries.
Do NOT Use Debit Cards
First, you should NEVER use a debit card if you can help it. You should certainly not use a debit card online, or register it on any online or mobile payment platform, whether it’s for Apple Pay, Google Pay, or Facebook Pay.
It doesn’t matter if Bill Gates or Elon Musk or BTS endorses debit cards. DO NOT USE DEBIT CARDS!
You should certainly never use your debit card to fund Facebook advertisements. Always use a credit card, which offers you some protection against such fraudulent transactions.
Disable Your ATM Card’s Debit Card Function
Even if you have never requested for a debit card, you likely already own one – your ATM card likely doubles as a debit card! Banks have been forcing customers to take on debit cards, often by making ATM cards double as debit cards.
If possible, ask your bank to disable debit card function in your ATM card. But it is likely that they will refuse to do so – they make money from debit card transactions after all!
If your bank refuses to disable the debit card function in your ATM card, you can ask them to set the limit to ZERO. That will effectively block scammers from accessing your bank account!
Monitor Your Credit Card Transactions
Using a credit card to purchase products and services on online and mobile payment platforms offers you some protection against fraud, but you must always monitor the transactions and report any fraudulent transactions right away.
Depending on the country and card network, you usually have about 60 days to dispute credit card charges. So don’t wait. Report them as soon as you spot them! This will reduce the loss and reports you make, and speeds up the refund process.
If you register your credit cards for use with Facebook Ads or Facebook Pay, try to REMOVE them as soon as you are done.
Do NOT leave them registered to your Facebook Ads or Facebook Pay account, as a scammer or hacker who gains access to your Facebook account can make fraudulent purchases or run fraudulent advertisements using those credit cards without additional verification.
But if you have never registered your credit or debit cards with Facebook, or removed them after using, even if scammers hacked into your Facebook account or gained access through phishing attacks, they won’t be able to use your credit or debit cards!
Enable PIN For Facebook Pay
If you are using Facebook Pay, a scammer who gains access to your Facebook account could potentially use the debit or credit cards you registered earlier to make fraudulent transactions.
To prevent that, you should enable PIN confirmation for Facebook Pay:
Go to Settings in the Facebook website (not app).
Go to Account Settings, and select Orders and payments.
In the Orders and payments page, select Settings.
In the Security section, select Require PIN Confirmation.
You will be asked to enter a 4-digit number as your PIN.
Key in the 4-digit number again to confirm your PIN.
After that, you will be required to key in the 4-digit PIN whenever you make a payment, or change your bank account details, or connect your payment info with other Meta apps.
Once you’ve turned on two-factor authentication, you can get 10 recovery login codes to use when you’re unable to use your phone.
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Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
