Is MPH giving away free books on financial planning and stocks?! Find out what’s going on, and warn your family and friends!
Updated @ 2023-09-26 : Added a new version of this scam
Updated @ 2023-08-14 : Added new versions of this scam Originally posted @ 2023-05-20
Watch Out For MPH Free Books Scam!
Scammers are running Facebook advertisements that claim MPH is giving away free books because it has either achieved 500,000 fans, or is shutting down its bookstores!
🎉To celebrate MPH Books breaking 500,000 fans in Malaysia, thank you for your support 👋MPH Books specially prepares best-selling books on financial planning and stocks to give to everyone for free. I hope everyone has to help! limited quantity available. (Free shipping)
📢📢 Sorry everyone, I have to say goodbye to everyone Due to the continuous decline in store performance, the store cannot continue to operate normally 👋👋So the head office decided to close the store and give away the remaining financial and stock books in the store to everyone for free. I hope everyone has to help! 📣📣Finally, thank you again for your long-term support and trust. The book donation activity is the only feedback activity we can do at present! limited quantity available. (free shipping available)
🎉To celebrate the 99 Supermarket Malaysian branch exceeding 1,000, thank you for your support ❤️99 Supermarket specially prepares best-selling books on stocks and gives them to everyone for free
🔥The number of stock books is limited, while supplies last
👋👋Sorry really sorry, this time I really want to say goodbye to everyone! The bookstore can’t continue to operate as sales in the store continue to decline! So the company decided to close the store and give away the remaining financial stock books in the store for free, hope it will help everyone! Limited quantity until delivery lasts. (Free shipping available)
This MPH free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friend!
Fact #1 : MPH Did Not Close Bookstores In 2023
MPH closed many of its physical stores since June 2020, as it shifted during the COVID-19 pandemic lockdowns to an online store with a “digitally-driven omnichannel business model”.
MPH has not announced closing down any further bookstores in 2023.
Fact #2 : MPH Reported These Pages / Ads As Fake
MPH is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 9, 2023:
⚠️𝐅𝐀𝐊𝐄 𝐏𝐀𝐆𝐄𝐒 𝐀𝐋𝐄𝐑𝐓!⚠️
Hey readers, we noticed that irresponsible parties have been impersonating the MPH brand by creating fake pages and ads to confuse and lure our customers to share their data.
Please note that MPH is not associated in any way with these pages and we DO NOT run any free book giveaways nor do we request customers to PM us your personal details.
We would also like to take this opportunity to thank our followers and customers for updating us about these pages. We sincerely thank YOU for your continuous support!
Please do NOT be naive. MPH is a business, not a charity. Just because it hits 500,000 fans in Malaysia, it’s not going to give away its books.
Heck, why should it give away books even if it’s closing down its bookstores? It would be more logical for MPH to offer discounts to clear its books, so it won’t lose so much money.
In fact, MPH itself pointed out in its scam warning – “we DO NOT run any free book giveaways“. Why should they? They are a corporation whose business is not make money, not a charity to give you free books!
Fact #4 : Giveaways Were Not Posted In Official Website / FB Page
If MPH was really giving away free books, it would have posted the offer on:
These scams are being run off fake Facebook pages that are brand new, and have nothing to do with the real MPH:
MPH Group Publishing
MPH Book
MPH English Bookstore
Fact #5 : MPH Does Not Use WhatsApp To Communicate
MPH offers a multitude of contact options by email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!
Please add librarian Gek Tiang’s Whatsapp message ”Pm“ to get free stock books (free shipping) Whatsapp: https://xxxx.xx/601170131707
Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!
There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/601170131707
There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!
Fact #7 : One Victim Lost RM480K To Investment Scam!
In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.
After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.
The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.
The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.
That was when the lady realised she had been scammed, and lodged a police report. By then, it was too late – she had already lost every sen she “invested”.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
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Support my work through a bank transfer / PayPal / credit card!
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
If you want the very best mobile + broadband deals from Maxis, there is only one way – you must first quit Maxis! Here is how it worked for me…
Don’t Bother Asking For Special Deals On Maxis Mobile / Broadband!
I have been a loyal Maxis customer for many years, and every time my contract comes up for renewal, I will ask for special deals to stay on. The most I will get is a free smartphone to renew my contract for another 2 years.
But finally, I had enough. I was stuck with 0-1 bar of mobile connectivity from March until September 2023, and Maxis wouldn’t even compensate me for the poor reception. So I gritted my teeth and waited out my contract.
Once my contract expired, I quickly decided that I would save over RM1,900 per year migrating to Digi. But out of (misplaced?) loyalty to Maxis, I called their customer care hotline, and even went to a Maxis Center to check if there are any deals for me to stay on.
As usual, Maxis had nothing to offer me as a loyal customer. But there was a surprise for me this year – I will not be receiving a free smartphone to continue my contract, unless I choose to upgrade to the new Maxis 5G plans… with an increase, of course!
So learn from my experience – don’t bother asking Maxis for any special deals to stay on as a loyal customer. To be fair, other telcos likely don’t offer deals to loyal customers to stay on as well. But I have only been a Maxis customer, and can only speak from my own experience.
How To Get Special Deals On Maxis Mobile + Broadband!
I discovered that the only way that Maxis will ever offer me any special deals to stay on, is if I actually quit their service. And even then, Maxis only did it at the very cusp of my migration process.
When Maxis was ready to hand over my five mobile numbers to Digi, a member of their retention department called me and offered these great deals to stay on.
Existing Maxis 4G Package : RM423 Per Month
First, I should point out that my existing Maxis package bundled a RM98 principal line with four supplementary lines, and 100 Mbps fibre broadband. By bundling with broadband, my principal line has unlimited data, albeit only on the 4G network. There is no 5G connectivity.
However, Maxis only allows a single Share 48 supplementary line with 30 GB of data for the RM98 principal line. So I have to pay a ridiculous RM38 for the remaining three supplementary lines, with just 1 GB of data.
The total pre-tax cost was RM399 per month, or RM4,788 per year.
Maxis 4G Plans
4G Data
Cost
Postpaid 98
Unlimited
RM 98
Postpaid Share 48
30 GB
RM 48
Talk and Surf 1
1 GB
RM 38
Talk and Surf 1
1 GB
RM 38
Talk and Surf 1
1 GB
RM 38
100 Mbps Fibre
Unlimited
RM 139
Total Before Tax
–
RM 399
300 Mbps Broadband Offer : RM100 Per Month
First, Maxis agreed to match Digi’s offer of just RM100 per month for 300 Mbps. That’s RM39 (28%) cheaper than my current 100 Mbps plan, and RM49 (33%) off their current 300 Mbps plan.
Over two years, I will save RM1,176! But I was only getting this special offer because I was really quitting Maxis.
Bundled
Broadband
Maxis
Normal
Maxis
Special
Digi
100 Mbps
RM 129
RM 90
RM 90
300 Mbps
RM 149
RM 100
RM 100
Special Maxis 5G Offer #1 : RM245 Per Month
For the five mobile lines, Maxis offered me a RM245 plan, which would give every user 120 GB of 5G data per month.
There is a 2-year contract, but Maxis will throw in five free smartphones – a Vivo Y36 (8 GB + 256 GB) or equivalent per account.
Not only does that give all of us a heck of a lot of mobile data, and a new smartphone per person, it is also RM15 cheaper than my current package!
Maxis 5G Plans
5G Data
Cost
Special Postpaid 49
120 GB
RM 49
Special Postpaid 49
120 GB
RM 49
Special Postpaid 49
120 GB
RM 49
Special Postpaid 49
120 GB
RM 49
Special Postpaid 49
120 GB
RM 49
Total Before Tax
–
RM 245
Special Maxis 5G Offer #2 : RM281 Per Month
Maxis also offered me a more expensive RM281 monthly plan, consisting of a principal line with 300 GB of data, and four supplementary lines with 50 GB of data.
It would come with a more expensive HONOR 90 smartphone with 12 GB RAM and 512 GB storage, with a 2-year contract.
I should point out that the supplementary lines are not only RM10 cheaper, they come with 50X more data, and 5G connectivity!!! Makes you want to tear your hair out, doesn’t it?
Maxis 5G Plans
5G Data
Cost
Special Postpaid 169
300 GB
RM 169
Special Postpaid 28
50 GB
RM 28
Special Postpaid 28
50 GB
RM 28
Special Postpaid 28
50 GB
RM 28
Special Postpaid 28
50 GB
RM 28
Total Before Tax
–
RM 281
Special Maxis 4G Offer : Only RM200 Per Month!
If I prefer to stick with 4G connectivity only, Maxis offered me a 4G-only plan for just RM200 a month, without contract or free smartphone.
Basically, my supplementary lines would now get a ton of data, and I would save RM60 per month on my existing Maxis package!
Maxis 4G Plans
4G Data
Cost
Special Postpaid 48
70 GB
RM 48
Special Postpaid 48
70 GB
RM 48
Special Postpaid 48
70 GB
RM 48
Special Postpaid 28
50 GB
RM 28
Special Postpaid 28
50 GB
RM 28
Total Before Tax
–
RM 200
Why I Declined The Special Deals On Maxis Mobile + Broadband!
While the special deals offered by the Maxis retention department were enticing – free phones! more data! more speed! – Digi still offered a substantially better deal.
My parents, for example, do not need 50 GB of data. They just needed something more reasonable than 1 GB, and I wanted to pay a more reasonable price for their lines.
On top of that, staying with Maxis would not solve my biggest problem – poor connectivity. I have been suffering from poor reception for six months (and counting), and sticking with Maxis for another 2 years was unthinkable.
Maxis may have once been known for having “better coverage” than other telcos. But if they cannot restore proper connectivity after 6 months (and counting), it’s time to move on. I also did not like the fact that they refused to compensate me for the poor connectivity all those months.
But this article is not about dissing Maxis. I wrote this article to share with you the best way to get such special deals from Maxis.
I called them, I even spent time at the Maxis Centre to talk to the staff. There was simply NO special deal or offer for an existing customer. You must literally quit Maxis – sign an agreement to port out to another telco, and be on the verge of switching, before Maxis will ever offer you these special deals.
Even if you want to stick with Maxis, you should still quit and port out to another telco at the end of your contract. This way, you will get access to these special deals. You will only lose out if you stay loyal.
As for me, I bid adieu to Maxis, and started my journey with Digi hours later. It was easy. You should give it a try!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
I just saved over RM1,900 per year by simply switching from Maxis to Digi! Here is what happened!
Switching From Maxis To Digi Saved Me RM1.9K / Year!
My contract with Maxis just expired, and I decided to see if it was worth renewing with them, or switching to Digi. I had earlier asked my neighbours using Digi, and most of them seemed happy with their service.
So I compared the latest mobile and broadband packages from both Maxis and Digi, and I was shocked by how much cheaper Digi was, compared to Maxis. Take a look at what I found!
Existing Maxis 4G Package : RM423 Per Month
My existing Maxis package bundled a RM98 principal line with four supplementary lines, and 100 Mbps fibre broadband. By bundling with broadband, my principal line has unlimited data, albeit only on the 4G network. There is no 5G connectivity.
However, Maxis only allows a single Share 48 supplementary line with 30 GB of data for the RM98 principal line. So I have to pay a ridiculous RM38 for the remaining three supplementary lines, with just 1 GB of data.
The total cost was RM423 per month, or RM5,075.28 per year. Maxis offered to let me continue with this 4G-only package, but I would no longer get any free smartphone for a 2 year contract.
Maxis 4G Plans
4G Data
Cost
Postpaid 98
Unlimited
RM 98
Postpaid Share 48
30 GB
RM 48
Talk and Surf 1
1 GB
RM 38
Talk and Surf 1
1 GB
RM 38
Talk and Surf 1
1 GB
RM 38
4G Backup
Unlimited
RM 0
100 Mbps Fibre
Unlimited
RM 139
Total Before Tax
–
RM 399
6% Service Tax
–
RM 23.94
TOTAL PAYABLE
–
RM 422.94
New Maxis 5G Package : RM445 Per Month
If I wanted a free smartphone with a 2 year contract, I would need to upgrade to the new Maxis 5G plans. The existing RM98 4G plan has been replaced by a new RM109 5G plan – a RM 11 per month premium for 5G connectivity.
From what I understand, tying it with Maxis fibre broadband would still get me unlimited mobile data, but only on 4G. The 5G data is limited to 150 GB, which is more than plenty especially since 5G connectivity is limited.
What I cannot understand is why Maxis continues to limit this RM109 principal line to just one RM48 Share line. If I want all four supplementary lines to have more than 1 GB of data, I would need to upgrade my principal line to their RM199 plan! Ridiculous!
The only good news is they dropped the price of their 100 Mbps broadband from RM139 to RM129. But it makes more sense to upgrade to 300 Mbps for just RM149 per month. Even so, the new Maxis package works out to an unpalatable RM572.40 per month, or RM6,868.80 per year!
Maxis 5G Plans
5G Data
Cost
Postpaid 199
4G : Unlimited
5G : 300 GB
RM 199
Postpaid Share 48
30 GB
RM 48
Postpaid Share 48
30 GB
RM 48
Postpaid Share 48
30 GB
RM 48
Postpaid Share 48
30 GB
RM 48
4G Backup
Unlimited
RM 0
300 Mbps Fibre
Unlimited
RM 149
Total Before Tax
–
RM 540
6% Service Tax
–
RM 32.40
TOTAL PAYABLE
–
RM 572.40
Sorry, mum and dad, you guys are just going to have to put up with just 1 GB of data if we stick with Maxis.
With their sacrifice, I can get by with just paying Maxis RM445.20 per month, or RM5,342.40 per year. That’s a small 5% increase of RM267.12 per year.
This new package would also get me one of these smartphones with a 24-month contract:
Samsung A14
vivo A78
HONOR 90 Lite
Maxis 5G Plans
5G Data
Cost
Postpaid 109
4G : Unlimited
5G : 150 GB
RM 109
Postpaid Share 48
30 GB
RM 48
Talk and Surf 1
1 GB
RM 38
Talk and Surf 1
1 GB
RM 38
Talk and Surf 1
1 GB
RM 38
4G Backup
Unlimited
RM 0
300 Mbps Fibre
Unlimited
RM 149
Total Before Tax
–
RM 420
6% Service Tax
–
RM 25.20
TOTAL PAYABLE
–
RM 445.20
Digi 5G + 4G Package : Only RM286 Per Month!
But when I checked out the Digi plans, they completely wipe out Maxis.
The Digi RM90 principal line offers free 5G connectivity, with 60 GB of data per month. Unlike Maxis, tying up with Digi Fibre Broadband does not give me unlimited mobile data, but that’s okay – 60 GB is plenty.
More importantly, Digi lets me add up to six supplementary family lines, and their cheapest RM20 family line comes with 10 GB of data per month! That goes up to 15 GB with a 1-year contract, and 25 GB with a 2-year contract!
On top of that – Digi offers 300 Mbps fibre broadband for only RM 100 per month! Granted – there is no 4G backup, but that’s RM49 cheaper than Maxis! Would you pay RM49 per month for “4G backup”? Heck, no!
The Digi package is a mix of 4G and 5G, but that’s okay, because my parents no longer have to worry about how much data they have left.
Digi Plans
Data
Cost
Postpaid 90
5G : 60 GB
RM 90
Postpaid Family 20
4G : 25 GB
RM 20
Postpaid Family 20
4G : 25 GB
RM 20
Postpaid Family 20
4G : 25 GB
RM 20
Postpaid Family 20
4G : 25 GB
RM 20
4G Backup
NA
NA
300 Mbps Fibre
Unlimited
RM 100
Total Before Tax
–
RM 270
6% Service Tax
–
RM 16.20
TOTAL PAYABLE
–
RM 286.20
And here is the cherry on the top – for a 24-month contract, Digi gives you one of these two bonuses:
a free smartphone worth up to RM1,099 (HONOR 9o Lite / Samsung A14), or
extra 60 GB of mobile data, or
unlimited social media data, or
5 GB of international roaming data in 70 countries
Needless to say, this Digi package is a much better deal, as it only costs RM286 per month, or RM3,434.40 per year!
How Much I Save Over 2 Years Switching From Maxis To Digi
In the end, I switched to the Digi Postpaid 90 principal line, and gave all of my supplementary lines a decent 25 GB of mobile data.
Over a standard two-year contract, I will end up saving RM 3,281.76, and get a free smartphone worth RM 1,099. That’s a total saving of RM 4,380.76! Just think of what you can do with all that money!
If I renewed with Maxis, I would have upgraded to their new 5G plan to get that free smartphone and unlimited data. However, my parents would have to continue suffering with 1 GB of data, and I would have to pay an additional RM 3,816 over 2 years compared to Digi!
If I wanted my parents to have a decent amount of mobile data, I would have to really pay Maxis through my nose, and fork out an extra RM 6,868.80 – exactly twice of what the Digi package costs. It just doesn’t make sense to do that.
No matter how I calculate, it just doesn’t make sense (sen?) to stick with Maxis. I will save anywhere from RM1,900 to RM3,400 per year switching to Digi. It really pays to shop around!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Did the US government steal $50 trillion worth of gold and oil from Iraq?! Take a look at the viral claims, and find out what the facts really are!
Updated @ 2023-09-19 : Refreshed with updated info Originally published @ 2022-04-12
Claim : US Gov Stole $50 Trillion Of Gold + Oil From Iraq!
People are sharing photos of US soldiers posing with gold bars, as evidence that the United States sold gold and oil from Iraq worth tens of trillions of dollars!
These photos was revived on the 20th anniversary of Operation Iraqi Freedom, and then on the 22nd anniversary of the 9/11 attacks, as part of the information warfare surrounding the Russian invasion of Ukraine. It is also being shared and promoted on pro-CCP and pro-Russia groups on social media, WhatsApp, Telegram, etc.
Here the US thieves in Iraq. Bringing democracy aka stealing a country’s gold. Same thing they want to do in Russia. But Russia is no Iraq or Libya.
The #US ransacked and plundered the whole of #Iraq. Banks, museums, all of their gold reserves. The US is the biggest gang of thiefs in the whole history. They have raped most of the planet in the last 50 years. #Ukraine #UkraineRussianWar #UkraineRussiaWar #Russia #Putin #NATO
🇺🇸 “liberates” gold & oil while 🇷🇺 liberates humans.
#Denaƶification & #Demilitarization of #UkroNaƶiLand
Truth : US Gov Did Not Steal Gold + Oil From Iraq At All!
This is yet another example of FAKE NEWS created and/or propagated to deflect criticism of Russia’s invasion of Ukraine, and here are the reasons why…
Fact #1 : US Did Not Steal $30 Trillion Of Iraqi Oil
Claims that the US stole $30 trillion worth of oil from Iraq are false. The United States did lose track of 8.7 billion dollars worth of Iraqi funds though.
After the invasion of Iraq concluded, Iraqi oil was sold to help fund the Development Fund of Iraq (DFI). Other sources of funds include surplus funds (about USD 10 billion) from the UN Oil-For-Food Program, and the sale of seized Iraqi assets.
The United States did not truck away Iraqi oil, as claimed. In July 2010, the US Special Inspector General for Iraq Reconstruction (SIGIR) discovered that the US Department of Defense could not account properly for USD 8.7 billion of DFI funds.
This led the Iraqi Parliament to request the United Nation’s help in demanding that the US return $17 billion of “oil money” that it said was stolen from the Iraqi people :
All the indications are that the institutions of the United States of America committed financial corruption by stealing the money of the Iraqi people, which was allocated to develop Iraq, (and) that it was about $17 billion.
… Our committee decided to send this issue to you … to look into it and restore the stolen money.
Stealing $30 trillion worth of oil would require 1.7 billion oil trucks, or 46,000 of these trucks every day for 100 years!
Fact #2 : US Spent $60 Billion To Reconstruct Iraq
There is no evidence that the unaccounted money was repatriated to the United States, or officially taken by the United States.
Even assuming that it was not poor accounting and all of the $8.7 billion was truly stolen, that is a far cry (0.029%) from the $30 trillion that was “allegedly” stolen.
It is also rendered ludicrous by the fact that the United States spent US$60 billion in the reconstruction of Iraq – almost 7X of what it allegedly stole.
Also consider the fact that Iraqi oil production only reached 4.4 million barrels per day in 2016. Assuming an average sale price of USD 60 per barrel, it would take them 311 years to sell enough oil to make $30 trillion.
Fact #3 : US Did Not Steal $20 Trillion Of Iraqi Gold
The United States also did not steal gold from Iraq, certainly not $20 trillion worth of gold!
All those photos of US soldiers with Iraqi gold bars are genuine, but they only show them taking photos with the gold they seized in Iraq.
The Iraqi gold bars (as well as currency and other valuables) that US soldiers seized were transported to the US Army’s headquarters in Kuwait.
There, they were examined by the Secret Service and/or the US Department of Treasury to determine their authenticity and value, before being returned to the Central Iraqi Treasury or the Development Fund of Iraq (DFI).
This is a picture of Lt. Col. Scott Schmidt, who was in charge of the 230th Finance Battalion. The battalion’s job was to seize Iraqi assets like currency, gold bars and other valuables.
Fact #4 : The Entire World Does Not Have So Much Gold!
In 2003, Iraq had under 6 tonnes of gold reserves, worth less than $70 million. So how can the United States possibly steal 20 trillion dollars worth of gold from Iraq? $20 trillion worth of gold would weigh at least 1,714,285 tonnes in 2003.
Guess how much gold mankind has ever mined in history? Only 208,874 tonnes as of February 2023 – which is just 12% of what people are claiming that the United States stole from Iraq.
As of January 2023, the value of all the gold in the world is only USD 13 trillion – less than 2/3 of what the conspiracy theory claims the United States stole from Iraq… and that’s only because gold prices have gone up tremendously since 2003.
Even with the much higher gold price, it would take an additional 90 years of mining gold before the entire world has $20 trillion worth of gold for the US government to steal.
Now that you know the truth, please help us FIGHT FAKE NEWS by sharing this fact check out!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Do traffic lights in Malaysia now have CCTV cameras to catch drivers crossing the white line?!
Take a look at the viral claims, and find out what the facts really are!
Claim : Traffic Lights Have CCTV To Catch Drivers!
People are sharing a photo of a JPJ (Road Transport Department) traffic offence fine issued to a driver called Koh Chip Wee.
They claim that he was fined after a CCTV camera at the traffic light caught him stopping his vehicle over the white line. This example warns motorists that they could be fined RM2,000 or jailed for up to 6 months for this offence:
It’s a RM 2K fine or 6 months jail for waiting across the white line at traffic lights monitored by cameras, the notices hv already started going out by post… Cheers
Other people are sharing the photo with this audio message of a man warning people that traffic lights in Kuantan, Pahang, now have CCTV cameras that are designed to catch motorists who stop over the white line.
Truth : Traffic Lights Do Not Have CCTV To Catch Drivers!
This is yet another example of FAKE NEWS circulating on WhatsApp and social media platforms, and here are the reasons why…
Fact #1 : You Can Be Fined For Stopping Over White Line
First, let me just confirm that this part is true – motorists may be fined up to RM2,000, or jailed for up to 6 months, if they are caught stopping any part of their vehicles on any zebra crossing, including crossing that unbroken white line at any traffic light.
Mana-mana individu yang melakukan kesalahan boleh dikenakan denda tidak melebihi RM2,000 atau dipenjarakan selama tempoh tidak melebihi enam bulan.
Any individual who commits an offense may be fined not exceeding RM2,000 or imprisoned for a period not exceeding six months.
In other words – this is a serious offence, with serious consequences. You must stop your vehicle before the unbroken white line at all traffic lights.
Most of us motorists never think about this. So this is a timely warning. Please SHARE this warning with your family and friends!
Fact #2 : Traffic Lights Currently Do Not Have CCTV Cameras
The traffic lights currently do not have any CCTV cameras installed to catch drivers crossing the white line, or committing any other traffic offences.
That device you see on many traffic lights these days is an active infra-red sensor. Such infra-red sensors are used to determine the presence of vehicles, for traffic control.
If the sensor does not detect the presence of a vehicle waiting, the traffic light for that lane may skip a turn to allow vehicles using other lanes to go through the junction for a longer period of time.
In the viral photo, the angle of the photo taken indicates that it was not taken by any camera attached to the traffic light. The photo was taken from behind the vehicle and even shows the traffic light itself.
Fact #3 : Driver Was Fined For Running A Red Light
The motorist in this case was not fined for stopping his vehicle over the white line at the traffic light.
If you look closely at the notice, you can see that he was actually fined for running a red light. In addition, he was only fined RM300 for the offence, not RM2,000.
Kesalahan : Gagal mematuhi isyarat merah pada isyarat lalulintas
Offence : Failed to obey red light at traffic light
Fact #4 : Only Known Traffic Light CCTV Camera Was A Test
The only known CCTV camera (with AI technology) that was installed for the purpose of catching traffic offences started operating in Miri on 4 July 2023.
This AI Violation Detection CCTV camera is designed to automatically monitor and record driver behaviour at the intersection, including:
collecting data on vehicle speed and details
automatically detecting and recording speeding vehicles
recording driver offences like using mobile phones, smoking, and not wearing seatbelts while driving
However, this CCTV camera with AI technology was installed as a proof-of-concept trial that will only last 6 months.
The trial period would be six months and the results will be presented to the ministry to decide on the next course of action.
It may be just a matter of time before such cameras are deployed in Malaysia, and other countries around the world. But right now, there really are no CCTV cameras installed at traffic lights to catch drivers committing traffic offences like stopping over the white line.
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Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Please watch out for the Marshall Minor III wireless earphones scam! Take a look at the scam, and find out what the facts really are!
Marshall Minor III Wireless Earphones Scam Alert!
Scammers are running Facebook ads that promote an awesome discount for the Marshall Minor III wireless earphones! Here is one recent example:
😣”Frustrating” 😣I had to queue for 5 hours at IOI City Mall to buy MARSHALL MINOR III wireless headphones for only RM179 (original price RM596), I was surprised because I thought they only sold directly I heard it’s open for sale online in 2 more days https://www.marshall-ash.asia/ms And also get the same discount as buying at the store. Free shipping nationwide.
But the 4 hours of queuing was worth it. As a Marshall fan, I was very excited when I heard the news that the Minor III series was coming out. And don’t waste your time waiting, the design is very beautiful, more stylish than the old version 💯 Great sound quality. Clear bus, fast Bluetooth connection, suitable for all types of devices, super battery life, 5 hours of continuous use and 25 hours with charging box, waterproof. The best thing about these headphones is the close-to-ear design. Comfortable, can play sports without worrying about falling. If you don’t buy it, you will be very disappointed.
I let my colleagues borrow it to play games because it sounded so realistic. There is no delay in movement. Many people ask me if the store still has promotions? I just saw information that the store has a discount in the next 2 days. Order quickly. At the end of the promotion, the price will return to the original price of RM596. I leave the purchase link here for those who want to buy: https://www.marshall-ash.asia/ms
This is yet another example of SCAMS circulating on Facebook, and here are there reasons why…
Fact #1 : Marshall Minor III Price Absurdly Low
The first thing about scams involving electronics, is that they often promise ridiculous great deals. If it’s too good to be true, it often is just a scam.
In this particular scam, scammers are offering the Marshall Minor III wireless earphones for just RM179 (US$39). That’s absurd, as the Marshall Minor II wireless earphones has an official retail price of $159 (approximately RM699)!
Marshall is a high-end audiophile brand, and its electronics are never cheap. Even if they offer a discount, it wouldn’t be anything like 70% to 75%. That’s just ridiculous.
For your safety, here are legit purchase options online for the Marshall Minor III earbuds :
Fact #4 : IOI City Mall Does Not Have A Marshall Outlet
The claim by these scammers that Alvinn Chong queued up for 5 hours at the IOI City Mall to buy the Marshall Minor III wireless earphones is easily debunked.
If you check the IOI City Mall tenant listing, you will quickly discover that it does not have a Marshall outlet.
Fact #5 : Queue Photos Are From Vietnam
The two photos which claim to show long queues for the Marshall Minor III wireless earphones were not taken in Malaysia. They were actually taken in Vietnam.
This photo does not show people in IOI City Mall queueing up outside a Marshall outlet. It actually shows people queuing up for the opening of the 15th Pandora store at the Long Bien Aeon Mall, on 28 April 2022.
Incidentally, Pandora is a Danish jewellery brand, and does not sell Marshall audio products…
The second queue photo is also from Vietnam, but taken many years ago on 11 November 2017. It does not show people queuing up to buy any Marshall products either.
They were actually queuing up at Royal City Shopping Center in Hanoi, for the opening ceremony of the second H&M store in Vietnam.
Fact #6 : Scam Website Not Affiliated With ASH Asia
ASH Asia is an authorised distributor of Marshall products in Malaysia, Thailand and Vietnam.
However, the scam page (https://www.marshall-ash.asia/ms) has nothing to do with ASH Asia, whose official Marshall Minor III page is https://ash-asia.com/ms.
On top of that, ASH Asia does not sell the Marshall Minor III directly (like the scam page). Instead, ASH Asia sells the wireless earphones through Shopee and Lazada.
In fact, if you check the main domain itself, you will get an error message, stating:
Your domain name has been successfully pointed!Please publish a Landing Page with the above domain name to use the service.Thank you!
This not only gives it away as a scam website, it also suggests that the scammers are operating out of Vietnam.
Fact #7 : Scam Website Admits Selling Fake Marshall Minor III
Ironically, the scam website itself has a disclaimer, warning potential buyers that it is not selling genuine Marshall Minor III wireless earphones, but a replica instead…
Most people won’t notice it because if you click to order, the website is designed to skip past this warning.
To assure you that this is safe, the scammers say that you only need to pay on delivery. Sounds good, doesn’t it? That guarantees that you will at least receive the item, doesn’t it?
Not quite, as one person who claimed to have purchased from this scam website explained…
I was attracted and clicked in, filling in my address and phone number.Three days later, I got a call saying that my package would arrive through DHL-COD, and asked me to make sure I was home.
I started looking forward to it, but when I thought about it, I became more suspicious.Since when does DHL provide Cash On Delivery service? I can’t believe they would dare to pay for first-class service without any payment from me.I figured it might be a scam!
What’s the scam? You may not have any doubts when you receive the package. When I open it immediately and take a look, then I realized it was full of garbage. [Unfortunately] I had already paid the delivery person, who ran away.
If true, the scam involves giving you an empty package filled with trash to receive your cash payment. After which, you have no recourse.
Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!
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Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Watch out for the Bantuan Rakyat Malaysia scam on WhatsApp, Telegram, Facebook and Twitter!
Find out how this scam works, and WARN your family and friends!
Bantuan Rakyat Malaysia 2023 Scam Alert!
These scam messages about Bantuan Tunai Rakyat (BTR) 2023, or Bantuan Percuma Kerajaan Malaysia 2023, is going viral on WhatsApp, Telegram, and social media platforms like Facebook and Twitter.
CARA SEMAKAN TARIKH BAGI PENERIMA BANTUAN RM600 DIKREDITKAN SETIAP BULAN
Untuk mereka yang layak, anda boleh lakukan semakan dengan mengikuti cara yang diterangkan.
Baca Cara Semakan Bantuan 👇 https://bntuanrakyatmalaysia.lynk.eu.org/
SHARE INFO ini kepada rakan-rakan dan saudara mara untuk manfaat semua
HOW TO CHECK THE DATE FOR RECIPIENTS OF ASSISTANCE RM600 CREDIT EVERY MONTH
For those who are eligible, you can check by following the described method.
Read How to Check Help 👇 https://bntuanrakyatmalaysia.lynk.eu.org/
SHARE this INFO to friends and relatives for the benefit of all
As one lady shared in the video below, she got tricked by the scammers, who took over her Telegram account to send the same scam message to all of her contacts!
While she claimed that she did not click any link, I will show you how she got scammed…
Warning : To show you how the scammers work, I will share the links they use. I will highlight those dangerous links in red. Do NOT go to those links.
Super Long Link
To trick people into clicking on the scam links, the scammers intentionally use a misleading and very long URL, so you are less likely to notice the domain.
This is the scam link : https://bntuanrakyatmalaysia.lynk.eu.org/
Note how the scammer used a long list of descriptive keywords – “bantuan“, “rakyat“, “malaysia“, “lynk“, which helps to mislead people, and make it more difficult for them to notice that the domain is “eu.org“.
Obviously, eu.org is not a Malaysian government domain (which ends with .gov.my), and it has nothing to do with Malaysia or financial aid. This domain also has nothing to do with the European Union.
EU.org provides free subdomains, and so scammers use it to not only run their scams, but to give their scams a more “legitimate-looking domain”.
Pro Tip : Always check the domain of a link before you click on it. Avoid super-long links like this because they are often used to mask the domain name.
After clicking to go to https://bntuanrakyatmalaysia.lynk.eu.org/, you will be taken to what looks like an invitation to join a Telegram group. But in reality, it is a fake Telegram invitation.
A real Telegram invitation will have a link like this – https://t.me/XXXXXXXX. But this scam page has the link – https://bntuanrakyatmalaysia.lynk.eu.org/my.php.
Also, a real Telegram invitation can detect if you are using Windows / Mac or Android / iOS, and suggest that the right download for your device.
The invitation also has a glaring typo – the link says Massage Now, rather than Message Now. Hilarious!
In any case, a real Telegram invitation will not ask you to Message Now. Rather, it will allow you to either View In Telegram, or Preview channel in the web browser itself.
If you click on Join Group, you will be taken to this Telegram login page. Even though it offers you a list of countries to select from, the only option is Malaysia.
WARNING – THIS IS A SCAM PAGE. This is what is known in cybersecurity as a “phishing attack”.
First of all, Telegram invitations will never ask you to log into your Telegram account. It will simply launch the Telegram app and load the group for you.
Secondly, if you look at the link, it leads to the same scam domain, specifically https://bntuanrakyatmalaysia.lynk.eu.org/my.php.
Do NOT log into your Telegram account in this page.
If you log into your Telegram account using this phishing page, then the scammers will gain access to your Telegram account, and take it over for their own use.
They can then use your Telegram account to send the same scam message, or worse, cheat your family and friends of their money!
The lady in the viral video likely logged into this phishing page, thus giving the scammers control of her Telegram account. That was likely how they were able to message everyone on her contact list.
She also likely did not enable Two-Step Verification in Telegram, which would let her recover her account even after scammers have gained access.
That is why people who were hit by this scam had to call and inform their relatives and friends, or publicly post about it to warn all of their contacts.
Unfortunately, it is not always possible to warn all of their contacts, and inevitably, someone will get cheated of their hard-earned money. That’s why these scams are so popular – they really work, and scammers are making a ton of money!
Help us fight against these scammers. SHARE this article out, and WARN your family and friends!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
These PDRM parking fine emails are scam emails. This was confirmed by PDRM itself.
On 7 August 2023, the Cyber Crime division of the Royal Malaysia Police (PDRM) posted an alert warning motorists not to fall for the MyBayar scam.
These emails are designed to scare its victims into action. Hence, it offers a very cheap way to quickly “settle the problem”. However, if you take a breath, and analyse the email CAREFULLY, you will see many problems with it.
Letter is from PDRM : The Royal Malaysia Police (PDRM) will never write to you by email.
Letter is in English : The Royal Malaysia Police (PDRM) will never write to you in English.
Typo in the name : The fake email used My Bayar PDRM, instead of MyBayar PDRM.
Lack of name and personal details : The fake email refers generically to “Dear recipient“, without listing your full name and MyKad number.
Lack of vehicle details : The fake email doesn’t mention the vehicle make and plate number.
Lack of location details : The fake email does not mention where the offence occurred, or even when it occurred.
Fine is much too low : PDRM traffic fines are never as low as RM50. The cheapest fine is RM150 for Category 4 offences, but you can pay as low as RM70 within 15 days.
No such law : The fake email refers to the Road Traffic Act. There is no such act in Malaysia. The proper name is the Road Transport Act 1987 (Act 333).
No such section : If you look at the Malaysia Road Transport Act 1987 (PDF download), you will see that there is no such thing as Section 2016-691.
The email appears to be from My Bayar PDRM (typo in the name), but if you inspect the email address, you will see that it was sent by “in-to-no-reply@silverbackgames.xxx” or “hello@sooqr.com” or some other email address.
Obviously, this email did not originate from an official PDRM email address! This should immediately tell you that this is a fake or scam email!
If you click on the Pay My Fine link in the scam email, you will be taken to a fakeMy Bayar PDRM website (with the same typo in the name).
You may notice that you now have 7 days to pay the RM 50 fine, instead of just 5 days in the email. Odd, isn’t it?
Also odd is the fact that the page does not mention your name, your MyKad number, your vehicle type and model, or even its plate number! The page also doesn’t mention where the offence took place, or the time you were caught committing said offence.
Do NOT proceed after this point… This is a scam website!
But if you have itchy fingers, and click on the Pay The Fine button, you will be asked to pay for the RM50 fine using your debit or credit card.
Needless to say, PLEASE DO NOT SUBMIT YOUR DEBIT / CREDIT CARD DETAILS!!!
If you provide these scammers with your debit / credit card details and TAC / OTP numbers, they will be able to charge ANY AMOUNT they want to your credit card, or withdraw ANY AMOUNT they want from your bank account!
It’s even worse if you are asked to log into your bank account to pay the fine. DO NOT DO THAT!
If you provide them with your bank login and password, as well as OTP/TAC number, these scammers will be able to transfer money out of your bank account!
Please note – this is a scam! This is a phishing attack to gain access to your credit card and/or bank account.
Regardless of how you get any notification from PDRM about any traffic offence you may have committed, you should always check the status through these official MyBayar PDRM options:
Please SHARE this warning with your family and friends!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Please watch out for the Media Prima Digital / Nielsen fake job scam! Don’t forget to warn your family and friends!
Media Prima / Nielsen Job Scam : How They Reel You In…
Scammers are targeting people through WhatsApp, offering an easy way to make extra money through a part-time job you can do online.
I am Shirley , a permanent employee at Media Prima Digital Company in the recruitment department. The HR department sent me this number and asked me to contact you to get you to a job opportunity.
I just want to share some work-from-home freelance job information offer .You don’t have to spend a lot of time on the job.I can explain if you are interested
The job appears to be very simple – just use your Instagram account to follow Media Prima Digital’s brand partners, to boost their follower count and exposure.
Our job is to use Instagram to follow our various partner brands and work with Malaysian brand influencers to increase their exposure. We hire freelancers to work with the hope of earning extra income every day.
You don’t have to do any marketing for the brand, you just have to subscribe Brand. The salary will be paid daily using TnG or Bank transfer.
Best of all, the scammers are promising that you can make easy money doing nothing more than help Media Prima Digital boost their brand partners on Instagram…
This job is like freelancing. You can do it from anywhere and anytime if you can use social media. RM 110-550 per day if you can do it energetically without even a little worry. You can earn up to RM 3,300-16,500 per month.
Wow! That’s more than what many people earn in Malaysia, so why the heck not, right? Just use Instagram to help big brands “cheat” on their follower counts. Unethical, but not illegal, right? And easy money to make.
The scammer will let you try one or two tasks to show you just how easy it is to make quick money. Wow – you can earn RM10 just by following one Instagram account? Easy!
To get paid, the scammer hands you over to the actual fake job syndicate on Telegram…
Why Telegram? Telegram is popular with scammers because it not only offers end-to-end encryption, it won’t expose their actual telephone numbers.
Go to telegram and add to our receptionist. Use this username @AD or you can easily add her using this Link. https://t.me/KL999654
After successfully adding her send her a message. (I’m a new member.) code: JZ 450032 (ML-OS)Please send me a screenshot to confirm after sending code message to her.
She will invite you to join our working group where you can accomplish many tasks and earn more salary.
This “receptionist” will quickly pay you the RM10 (the bait), to “prove” that this is a genuine operation. She will then explain what you need to do to earn RM200 to RM300 a day. That’s more than what most people make in a day!
The finance department is sending money to you, please inform me when you receive it! Now let me give you a detailed description of our part-time work
The main job is to help Instagram users follow their page. You get RM2 for completing one task. RM80+ commission per day depending on your hours. The daily income is between RM 200 and RM 300, as long as you have enough time to do it, you can join
You will get RM2-RM18 commission for completing the task and an additional RM80 salary, which will be calculated based on your working hours today, ending at 8pm
Complete a task for RM2, accumulate RM10 and you can automatically receive commission. The more tasks you do, the more commissions you earn and the higher your salary
Update the task every 20 minutes and send me screenshots when you’re done so I know how much you’ve accomplished. The timeout task has expired and does not need to be completed. Do the latest task in the group
Only RM2 per task? But okay, they are also offering a daily commission. You work it out, and decide – what the heck, you can still get a decent sum every day. So you agree to participate.
After you chug along, accumulating a small but nice sum over several hours, they hit you with the scam… you have to invest your money for the next job.
Subscribe to Tasks: In order to thank you for your support to our company we hereby announce the welfare task and strive for the quota for everyone Subscription Rule (2-4 orders) This task is based on market demand, we are recruiting customers to transfer subscription to increase transaction flow. Increase market turnover. 5 to 10 minutes to complete the task, such as subscribe RM100, get RM130, 30% profit. =========================== MYR 100 Cash back MYR 130 (Newbie subscription) MYR 200 Cash back MYR 260 MYR 300 Cash back MYR 390 MYR 600 Cash back MYR 780 MYR 1000 Cashback MYR 1300
This is when your receptionist will pressure you into at least taking the “newbie subscription” of “just RM100”. She will assure you that you will instantly get RM30 profit.
In the meantime, people in the Telegram group will publicly announce that they are buying subscriptions of RM300, RM600, etc. These are likely just accounts run by the scammers.
If you hesitate, the receptionist will tell you that you cannot proceed without subscribing to this task. If you refuse, you will also lose the money you earned earlier. This is how they trap you.
If you jump right into it, the group will likely pay you the first time, to tempt you into investing more the next time around. That’s when they take your money for good.
Don’t think that you can’t really lose much on such fake job scams. One university student recently explained how he lost over RM22,000 in a similar job scam.
There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages. They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.
So please AVOID such online job offers, and help us fight these scammers – SHARE this article out, and WARN your family and friends!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
PDRM is warning motorists not to fall for the MyBayar scam! Here is what you need to know about the MyBayar PDRM scam!
PDRM Warning : Watch Out For MyBayar Scam
On 7 August 2023, the Cyber Crime division of the Royal Malaysia Police (PDRM) posted an alert warning motorists not to fall for the MyBayar scam.
The MyBayar PDRM scam starts with an official-looking email that warns motorists that they have been caught contravening the law, and offers a cheap RM50 fine if paid within 5 days:
Last notice of contravention before prosecution
Dear recipient,
We are writing to draw your attention to a recent traffic violation in Malaysian jurisdiction.
Our traffic enforcement staff have observed your vehicle parked in a no-parking zone. This contravenes section (no. 2016-691] of the Road Traffic Act.
As a result of this infringement, a fine of MYR 50 has been imposed. This fine must be paid within 5 days of the date of this notification to avoid further legal consequences.
Failure to pay the fine within the allotted time may result in legal proceedings being taken against you, which could lead to increased fines, penalties and the possible suspension of your driving license.
Many people who received the MyBayar PDRM email might be shocked to find out that they were caught committing a traffic violation, and then relieved that it was only RM50 if they paid quickly.
That’s how the scammers trap their victims – by offering a cheap RM50 fine, when we all know that fines for traffic offences are at least RM150, and can go all the way up to RM1,000!
Those who received this fake MyBayar PDRM email would be tempted to quickly pay the cheap RM50 fine, before it becomes a lot more expensive!
But if you take a closer look at the email, you will spot some problems with it:
Weird English : The email title of “Last notice of contravention before prosecution” is nonsensical.
Typo in the name : The fake email used My Bayar PDRM, instead of MyBayar PDRM.
Lack of name and personal details : The fake email refers generically to “Dear recipient“, without listing your full name and MyKad number.
Lack of vehicle details : The fake email doesn’t mention the vehicle make and plate number.
Lack of location details : The fake email does not mention where the offence occurred, or even when it occurred.
Fine is much too low : PDRM traffic fines are never as low as RM50. The cheapest fine is RM150 for Category 4 offences, but you can pay as low as RM70 within 15 days.
No such law : The fake email refers to the Road Traffic Act. There is no such act in Malaysia. The proper name is the Road Transport Act 1987 (Act 333).
No such section : If you look at the Malaysia Road Transport Act 1987 (PDF download), you will see that there is no such thing as Section 2016-691.
The email appears to be from My Bayar PDRM (typo in the name), but if you inspect the email address, you will see that it was sent by “in-to-no-reply@silverbackgames.xxx” or “hello@sooqr.com” or some other email address.
Obviously, this email did not originate from an official PDRM email address! This should immediately tell you that this is a fake or scam email!
If you click on the Pay My Fine link in the scam email, you will be taken to a fakeMy Bayar PDRM website (with the same typo in the name).
You may notice that you now have 7 days to pay the RM 50 fine, instead of just 5 days in the email. Odd, isn’t it?
Also odd is the fact that the page does not mention your name, your MyKad number, your vehicle type and model, or even its plate number! The page also doesn’t mention where the offence took place, or the time you were caught committing said offence.
Do NOT proceed after this point… This is a scam website!
But if you have itchy fingers, and click on the Pay The Fine button, you will be asked to pay for the RM50 fine using your debit or credit card.
Needless to say, PLEASE DO NOT SUBMIT YOUR DEBIT / CREDIT CARD DETAILS!!!
If you provide these scammers with your debit / credit card details and TAC / OTP numbers, they will be able to charge ANY AMOUNT they want to your credit card, or withdraw ANY AMOUNT they want from your bank account!
It’s even worse if you are asked to log into your bank account to pay the fine. DO NOT DO THAT!
If you provide them with your bank login and password, as well as OTP/TAC number, these scammers will be able to transfer money out of your bank account!
Please note – this is a scam! This is a phishing attack to gain access to your credit card and/or bank account.
Regardless of how you get any notification from PDRM about any traffic offence you may have committed, you should always check the status through these official MyBayar PDRM options:
Please SHARE this warning with your family and friends!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Please be warned – you still need a physical driving licence when you are driving overseas! Your digital driving licence is most likely not valid or legal overseas!
Fined Overseas For Not Having Physical Driving Licence!
In May 2023, two Malaysian men were fined for failing to produce their physical driving licences in Thailand.
Both men were stopped by police while riding motorcycles on car lanes in Phuket. When the Thai police officer asked for their driving licence, they showed their digital driving licences using the MyJPJ app.
However, the Thai police officer said that their digital driving licences were not valid, even though the men explained Malaysia adopted the digital driving licence in February 2023.
In the end, both men had to pay a compound at the police station for not having a valid driving licence.
Even though the incident occurred several months ago, the issue only went viral after the men posted their video in Twitter on 3 August 2023.
PSA : You Still Need Physical Driving Licence Overseas!
Please be warned that even though Malaysia has adopted the digital driving licence (e-LLM) since 10 February 2023, it is only valid in Malaysia, and not overseas!
In the future, other countries will likely accept digital driving licences, but until that happens, you still need to bring and use a physical driving licence while driving overseas.
On 5 August 2023, Malaysia Transport Minister Anthony Loke commented on the two Malaysian men who were fined in Thailand for failing to produce a physical driving licence. He said that the digital licence is only valid in Malaysia.
He pointed out that the matter (of accepting digital licences) was subject to laws in that country, and the ministry has no authority to determine how laws in other countries are enforced.
He also said that the Road Transport Department (JPJ) will continue to issue physical driving licences, so those who wish to drive overseas should apply for one at JPJ branches when renewing their driving licence.
We have no stopped the issuance of physical copies of driving licences, so if they want to drive in a country that requires a physical licence then they can apply for it at RTD counters when renewing their licence.
– Malaysia Transport Minister Anthony Loke
Physical Driving Licence Only Available In JPJ Branches
Truth be told – this was already mentioned when the digital driving licence was adopted in February 2023. This was what I pointed out back then:
JPJ will continue to offer the physical driving licence to motorists who still prefer it, or need one to drive overseas.
But understandably, many of us probably missed that part. Or forgot that foreign governments may not readily accept the new digital driving licence.
While I’m here, I should also point out that the physical driving licence is now available only at JPJ branches. This may be a bit of a hassle, since it used to be available in Pos Malaysia branches too.
But the good news is – you can now renew your driving licence for 10 years, with a 10% discount to boot! So this should be a once-in-a-decade hassle.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
PDRM is warning motorists not to stop their vehicles on any zebra crossing, or be subject to a fine of up to RM2,000, or 6 month’s jail!
PDRM Warning : It’s Illegal To Stop On Zebra Crossing!
The Royal Malaysia Police (PDRM) is warning motorists not to stop their vehicles on any zebra crossing, or be subject to a fine of up to RM2,000, or 6 month’s jail!
On 28 July 2023, PDRM’s Traffic Enforcement and Investigation Department (JSPT) announced that it would initiate a nationwide operation to enforce traffic laws under Op Pematuhan Peraturan Lala Lintas (Traffic Regulations Enforcement Operation).
One of the operations it is now carrying out is to enforce Rule 38 of the Road Traffic Rules 1959, which prohibits motorists from stopping their vehicles on any zebra crossing, unless it is out of their control – they are blocked by other vehicles from moving out of the way, or if it is necessary to prevent an accident.
OP PEMATUHAN PERATURAN LALU LINTAS
Jabatan Siasatan Dan Penguatkuasaan Trafik (JSPT) Polis Diraja Malaysia (PDRM) pada 28 Julai 2023 telah mengeluarkan satu kenyataan media berhubung pelaksanaan OP Pematuhan Peraturan Lalu di seluruh negara.
Salah satu daripada operasi yang dijalankan adalah Kaedah 38 Kaedah-Kaedah Lalu Lintas Jalan (LN166/1959) – Tidak Boleh Memberhentikan Kenderaan Di Lintasan, menyatakan bahawa ;
– Pemandu kenderaan tidak boleh menyebabkan kenderaan atau mana-mana bahagian kenderaannya berhenti di dalam kawasan lintasan melainkan sama ada dia dilarang daripada bergerak oleh keadaan yang diluar kawalannya atau jika perlu baginya untuk berhenti bagi mengelakkan kemalangan.
Here is the English translation:
TRAFFIC REGULATIONS ENFORCEMENT OPERATION
The Traffic Investigation and Enforcement Department (JSPT) of the Royal Malaysian Police (PDRM) on 28 July 2023 issued a media statement regarding the launch of the Traffic Regulations Enforcement Operation throughout the country.
One of the operations carried out is Rule 38 of the Road Traffic Rules (LN166/1959) – Not Allowed To Stop Vehicles At Crossings, which state that;
– The driver must not cause the vehicle or any part of the vehicle to stop in the crossing area unless he is prohibited from moving by circumstances beyond his control or if it is necessary for him to stop to avoid an accident.
To be clear – all motorists – whether they are driving a car, a van, or riding a motorcycle, should not cross the white line. If any part of their vehicle crosses the white line, that constitutes an offence.
Pengguna jalan raya diingatkan untuk mematuhi peraturan lalulintas dan tidak berhenti melebihi garisan putih kerana perbuatan ini adalah salah satu punca berlakunya kesesakan lalu lintas, berlakunya kemalangan dan juga boleh mengganggu pengguna jalanraya yang lain.
Road users are reminded to obey traffic rules and not stop beyond the white line because this act is one of the causes of traffic jams, accidents and can also disturb other road users.
Fine / Jail If Caught Stopping On Zebra Crossing!
JSPT is also warning that motorists may be fined up to RM2,000, or jailed for up to 6 months, if they are caught stopping any part of their vehicles on any zebra crossing.
Mana-mana individu yang melakukan kesalahan boleh dikenakan denda tidak melebihi RM2,000 atau dipenjarakan selama tempoh tidak melebihi enam bulan.
Any individual who commits an offense may be fined not exceeding RM2,000 or imprisoned for a period not exceeding six months.
In other words – this is a serious offence, with serious consequences. Most of us motorists never think about this. So this is a timely warning. Please SHARE this warning with your family and friends!
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Malaysian Prime Minister Anwar Ibrahim just announced a slew of financial aid to help Malaysians deal with inflation this year!
Anwar Ibrahim Announces Financial Aid For Malaysians!
On Thursday, 27 July 2023, Malaysia Prime Minister announced a slew of financial aid during the launch of Ekonomi Madani: Memperkasa Rakyat (Madani Economy: Empowering the People) in Kuala Lumpur.
Here is a summary of the financial aid Anwar Ibrahim announced to help Malaysians deal with inflationary pressures this year.
Adults Earning Less Than RM100K To Get RM100
The Malaysian government will give RM100 e-Tunai cash incentive to all Malaysian citizens aged 21 years and above, earning RM100,000 or less in annual wages.
This cash incentive will be distributed via e-wallet, based on the success and impact of the e-Belia Rahman e-wallet credit rollout programme in the past. This incentive is also expected to spur digital payments, and the economy.
The government estimates that this cash incentive will benefit 10 million citizens in the B40 and M40 categories, and cost the treasury about RM1 billion (about US$ 220.9 million).
The estimated number of eligible recipients is expected to be around 10 million Rakyat comprising those of the B40 and M40 with allocations of around a billion ringgit.
Civil servants at Grade 56 and below will receive RM300 in special assistance aid within the next two weeks.
This special assistance is expected to benefit 1.3 million civil servants, while they wait for the adjustment of their salaries and allowances.
Government Pensioners To Get RM200
Government pensioners will receive RM200 in special assistance aid within the next two weeks. This special assistance is expected to benefit over a million pensioners.
Civil Servant Salaries To Be Reviewed
The Malaysian government will review the salaries of civil services, and adjust them according to the nation’s financial ability.
Minimum Wage To Be Reviewed
The Malaysian government will review the minimum wage, and explore the progressive wage model to reduce reliance on foreign workers.
120% Financing For Homes <RM300K
The Malaysian government will enhance the Housing Credit Guarantee Scheme (HCGS) provided by the Housing Credit Guarantee Company Berhad (SJKP).
The SJKP will now provide housing loans of up to 120% of the house’s value, for houses worth up to RM300,000. This will allow purchasers to cover the legal cost of the purchase, as well as renovations and furnishing their home.
The government will guarantee the scheme with a fund of RM5 billion (about US$1.1 billion).
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Will JPJ require senior drivers to get an eye test and medical examination to renew their driving licence in 2024?!
Take a look at the viral claim, and find out what the facts really are!
Updated @ 2023-07-21 : Added JPJ’s official statement on the viral claim Originally posted @ 2023-07-20
Claim : JPJ To Require Eye + Medical Tests For Senior Drivers!
This message has gone viral on WhatApp, claiming that the Malaysia Road Transport Department (JPJ) will require senior drivers who are 65 years and older to get an eye test and medical report before they can renew their driving licence in 2024!
Post as received!👇🏻
Notice Hi seniors, those above 65 yrs will need to get eye tests & medical from 2024 to get your driving licence re-newed. Go to jpj now to get your licence extended at the warga Emas counter. We just did it. Very fast. Less than 15 mins. Mine expires 2027 so they extended till 2034. Rm30/yr. pay with credit card. Very easy. 1. At jpj pj, go to the right door -enquiry to get your number. 2. Then go to pintu B to warga Mas counter & give your driving licence & pay. 3. Then go a counter on the left to give the guy your ic. Wait for him to give u your new driving licence.
Truth : JPJ Does NOT Require Eye + Medical Tests For Senior Drivers!
This is yet another example of FAKE NEWS circulating on WhatsApp and social media, and here are the reasons why…
Fact #1 : Eye Test + Medical Report Not Required To Renew Driving Licence
First, let me just point out that the renewal of your driving licence has very few requirements:
The driver must not be blacklisted
You can only renew your driving licence for up to 10 years.
You must provide the following documents:
– Original MyKad / passport (or copies, if renewed by a representative)
– Original MyKad / passport of representative (if renewed by a representative)
– Original driving licence
– 1 colour photo (25 mm x 32 mm, with a white background)
– Fee of RM2 per year for Class A/A1)
– Fee of RM20 per year for Class B, B2 and C
– Fee of RM30 per year for Class D and above
There is no requirement to undertake any eye test, or provide a medical report, in order to renew your driving licence.
Fact #2 : JPJ Labelled The Claim As Fake News!
A check of the JPJ website and official Facebook page confirmed that the Malaysia Road Transport Department has not announced any additional requirements to renew your driving licence.
There was also no such announcement on the official Facebook page of Malaysia Transport Minister Anthony Loke.
At around 5:45 PM on July 20, 2023, JPJ finally issued a statement, calling the claim it will require senior drivers to undertake an eye test and provide a medical report to renew their driving licence as “fake news“. Here is the statement in English:
VIRAL MESSAGE DISCLAIMER NOTICE
The Malaysian Road Transport Department (JPJ) would like to inform everyone that the claim that went viral on WhatsApp about Senior Citizens aged 65 and above being required to undergo eye examination and health examination starting in 2024 IS NOT TRUE.
Accordingly, the driving license renewal for senior citizens remains as usual.
In this regard, JPJ advises the public not to be so gullible and to contact the nearest JPJ office to get more accurate information so as not to be deceived.
Fact #3 : PDRM Asked For Fit To Drive Test In 2021
This fake news is likely based on 2021 news reports about a possible Fit To Drive test for senior drivers in Malaysia.
In September 2021, Malaysian police asked the government to consider introducing a “Fit To Drive” assessment system to evaluate senior drivers who are 60 years and older, before they are allowed to renew their driving / riding licences.
At that time, federal traffic police chief Azisman Alias explained that the suggestion to the Malaysian Transport Ministry and the Road Transport Department (JPJ) was based on the number of cases involving senior citizens who were caught driving against the flow of traffic, and committing other offences at traffic lights and road junctions.
We need to assess the capability of senior citizens on the road because of the risk posed to other road users as well as themselves.
There have been several cases involving drivers under the influence of drugs and alcohol. We also see a rising number of cases of driving against the flow involving the elderly aged 60 to 70 years and above.
When the police detained them, it was apparent some of them aged 70 and above had some sort of dementia or senility. Some of them were also found to be not alert to certain traffic conditions.
He suggested, at that time, that the medical fraternity alongside the Malaysian Institute of Road Safety Research (MIROS) should conduct a study on the possibility of introducing aptitude or cognitive tests for senior drivers.
They (senior drivers) should only be allowed to renew their licences provided they undergo a medical check-up and receive confirmation from a doctor that they are fit to drive, mentally and physically.
He cited developed countries such as the UK, Canada, Singapore and Australia, which have introduced similar tests. For example, senior drivers in Singapore who are over 65 years old must undergo an annual medical examination by a medical practitioner.
That suggestion was met with public uproar. The Transport Minister at that time, Wee Ka Siong, also spoke out against it, calling it discriminatory:
Many drivers far above the age of 70 display greater competence in driving compared to those who are younger.
Simply refusing an elderly the means to drive or ride on the basis of their age or based on isolated or anecdotal evidence is discriminatory
As of July 2023, the Malaysia Transport Ministry and the Road Transport Department have not implemented, or even announced, any such Fit To Drive test for senior drivers.
Fact #4 : Senior Drivers To Voluntarily Surrender Driving Licence
Ultimately, as long as senior drivers have not been blacklisted for committing traffic offences, they can continue to renew driving licences.
This fake news is similar to the 2021 viral claim that senior drivers who are 70 years and above must surrender their driving licences to JPJ.
As Wee Ka Siong, the Transport Minister at that time explained, the Malaysia Road Transport Act 1987 leaves the responsibility to the driver to voluntarily surrender their driving licence if their health is unsatisfactory and may endanger other road users.
Actually, Section 30 of the Road Transport Act 1987 leaves the responsibility to the driver to voluntarily surrender their driving license when they have unsatisfactory health conditions and may endanger other road users.
Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!
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Support my work through a bank transfer / PayPal / credit card!
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Take a look at the viral confrontation between Nelson Mandela and Professor Peters, and find out what really happened!
Claim : Nelson Mandela Schooled Professor Peters On Wisdom + Money!
This viral confrontation between Nelson and Professor Peters have gone viral on WhatsApp, and social media platforms, for many years. It’s very long, so feel free to skip to the next section for the facts…
When Nelson Mandela was studying law at the University, a white professor, whose last name was Peters, disliked him intensely.
One day, Mr. Peters was having lunch at the dining room when Mandela came along with his tray & sat next to the professor.
The professor said, “Mr Mandela , you do not understand, a pig & a bird do not sit together to eat.”
Mandela looked at him as a parent would a rude child & calmly replied, “You do not worry professor. I’ll fly away,” & he went & sat at another table.
Mr. Peters, reddened with rage, decided to take revenge.
The next day in class he posed the following question: “Mr. Mandela , if you were walking down the street & found a package, & within was a bag of wisdom & another bag with money, which one would you take ?”
Without hesitating, Mandela responded, “The one with the money, of course.”
Mr. Peters , smiling sarcastically said, “I, in your place, would have taken the wisdom.”
Nelson Mandela shrugged & responded, “Each one takes what he doesn’t have.“
Mr. Peters, by this time was about to throw a fit, seething with fury. So great was his anger that he wrote on Nelson Mandela’s exam sheet the word “IDIOT” & gave it to the future struggle icon.
Mandela took the exam sheet & sat down at his desk trying very hard to remain calm while he contemplated his next move.
A few minutes later, Nelson Mandela got up, went to the professor & told him in a dignified polite tone,
“Mr. Peters, you signed your name on the sheet, but you forgot to give me my grade.”
Don’t mess with intelligent people… pass it on to your intellectual friends…
Truth : Mandela + Professor Peters Confrontation Did NOT Happen
As hilarious as the viral confrontation between Nelson Mandela and Professor Peters is, it never happened, and here are there reasons why…
Fact #1 : Nelson Mandela Studied Law From 1943-1949
Nelson Mandela studied at the University of Witwatersrand (Wits) in Johannesburg, from 1943 to 1949.
At that time, Mandela was the first African law student at Wits, which only recently opened its doors to students of all races.
Fact #2 : There Is No Record Of Professor Peters
There is no record of a Professor Peters teaching law at the University of Witwatersrand. Neither were there any Mr. Peters, or even a student named Peters in his class.
In the following 1949 photo of Nelson Mandela’s final year law class, we can see that none of them are named Peters:
Back: A.K.I. Vahed, Nelson Mandela, Norbert Magzamen, Max Levenberg
Third Row: Henry Nathanson, R.N. Bhoolia, Johann Möller, J.A.E. ‘Balie’ de Klerk, Harry Schwarz
Second Row: Julian Phillips, Mrs Stutzen, Unity Ann Victor
Front: Daphne de Klerk (née Clark), Ellison Kahn, F.R. Hahlo, J.E. Scholtens, Exton M. Burchell
Nelson Mandela at University of the Witswatersrand, 1944
Fact #3 : There Is No Record Of Such A Confrontation
Mandela’s authoritative autobiography – Long Walk to Freedom, did not mention any confrontation with a white professor called Mr. Peters. Neither do the many biographies written about Nelson Mandela.
Nelson Mandela only recounted his interactions with the Dean of Law – Professor H.R. Hahlo at University of Witwatersrand (Wits). However, those interactions were nowhere along the lines of the viral Mr. Peters confrontation.
In 1943, Nelson at the University of Witwatersrand (Wits) in Johannesburg, which only recently opened its doors to students of all races. Mandela was treated as “an alien”, rather than with the respect and consideration shown to other students.
He recounted how the Dean of Law, Professor H.R. Hahlo, said that the African mind was “not suited to the study and practice of law”.
His view was that law was a social science and that women and Africans were not disciplined enough to master its intricacies. – Nelson Mandela in his autobiography
Nelson Mandela sat for the final LLB examinations on three occasions, from 1947 to 1949, but failed to qualify for the degree, because the stringent rules was applied particularly stringently. On his last try, Mandela was refused to write three supplementary examination papers on the grounds that the rules only allowed for two.
We also know that Mandela applied to Wits to write his final LLB examinations in late 1974 while he was imprisoned on Robben Island. His application form was intercepted by the Department of Prisons, which had earlier obstructed his attempt to complete a London University LLB.
Only in 1989, a year before his release, did Nelson Mandela qualify for his LLB through the correspondence university, the University of South Africa (UNISA) – 46 years after he started his legal studies at the University of Witwatersrand.
However, Nelson Mandela never mentioned a Professor Peters, Mr. Peters, or such a confrontation with any of his lecturers.
Fact #4 : Gandhi Had Same Confrontation With Professor Peters!
Amazingly, Mahatma Gandhi who studied at the University College London (UCL) in October, 1888, had the exact, same viral confrontation with Professor Peters!
Needless to say – that is because this story was completely made up, and people are just swapping out the name of the “genius” with whoever they want.
It was Gandhi earlier, Mandela today, and probably tomorrow, it will be Albert Einstein confronting the same Professor Peters the exactly same way!
This is ultimately just an inspirational but FAKE STORY misappropriating a dead famous person’s name to make it go viral, while ensuring he is not around to dispute it.
It is good for a chuckle or two, but always with the understanding that this incident never happened, and is a complete lie.
Please help us FIGHT FAKE NEWS, by sharing this fact check out, so other people won’t be fooled by it!
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Support my work through a bank transfer / PayPal / credit card!
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Watch out for the Bantuan Tunai Rakyat Malaysia 2023 scam on WhatsApp, Telegram, Facebook and Twitter!
Find out how this scam works, and WARN your family and friends!
Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!
These scam messages about Bantuan Tunai Rakyat (BTR) 2023, or Bantuan Percuma Kerajaan Malaysia 2023, is going viral on WhatsApp, Telegram, and social media platforms like Facebook and Twitter.
Bantuan percuma kerajaan 2023 khas untuk yang mana bergelar usahawan,pendidik,suri rumah,kerani dan yang kerja sendiri di waktu sekarang, boleh dapatkan geran RM2500 😱 🧕👩🍳👩💻👷♂️👨🎓👨🌾 ✅ Bantuan ni percuma ✅ Tak perlu bayar semula ✅ Maksimum sehingga RM2,500 / RM5,000 JOM CLAIM:
Free government assistance 2023 especially for those who are entrepreneurs, educators, housewives, clerks and self-employed at the moment, can get a grant of RM2500 😱 🧕👩🍳👩💻👷♂️👨🎓👨🌾 ✅ This help is free ✅ No need to pay again ✅ Maximum up to RM2,500 / RM5,000 CLAIM HERE:
As one lady shared in the video below, she got tricked by the scammers, who took over her Telegram account to send the same scam message to all of her contacts!
While she claimed that she did not click any link, I will show you how she got scammed…
Bantuan Tunai Rakyat Malaysia Scam : How Does It Work?
Warning : To show you how the scammers work, I will share the links they use. I will highlight those dangerous links in red. Do NOT go to those links.
Super Long Link
To trick people into clicking on the scam links, the scammers intentionally use a misleading and very long URL, so you are less likely to notice the domain.
This is the scam link : http://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com
Note how the scammer used a long list of descriptive keywords – “bantuan“, “kerajaan“, “my“, “fase 3“, which helps to mislead people, and make it more difficult for them to notice that the domain is “financialanchorllc.com“.
Obviously, financialanchorllc.com is not a Malaysian government domain (which ends with .gov.my), and it has nothing to do with Malaysia or financial aid.
A quick WHOIS check reveals that the ownership of this domain is hidden by a paid service – which is not what a genuine government agency would do.
Pro Tip : Always check the domain of a link before you click on it. Avoid super-long links like this because they are often used to mask the domain name.
After clicking to go to https://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com, you will be taken to what looks like an invitation to join a Telegram group. But in reality, it is a fake Telegram invitation.
A real Telegram invitation will have a link like this – https://t.me/XXXXXXXX. But this scam page has the link – https://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com.
Also, a real Telegram invitation can detect if you are using Windows / Mac or Android / iOS, and suggest that the right download for your device.
A real Telegram invitation will not ask you to Join Group. Rather, it will allow you to either View In Telegram, or Preview channel in the web browser itself.
If you click on Join Group, you will be taken to this Telegram login page.
WARNING – THIS IS A SCAM PAGE. This is what is known in cybersecurity as a “phishing attack”.
First of all, Telegram invitations will never ask you to log into your Telegram account. It will simply launch the Telegram app and load the group for you.
Secondly, if you look at the link, it leads to the same scam domain, specifically https://bantuan-kerajaan-my-fase3-gcc.financialanchorllc.com/main/index.php.
Do NOT log into your Telegram account in this page.
If you log into your Telegram account using this phishing page, then the scammers will gain access to your Telegram account, and take it over for their own use.
They can then use your Telegram account to send the same scam message, or worse, cheat your family and friends of their money!
The lady in the viral video likely logged into this phishing page, thus giving the scammers control of her Telegram account. That was likely how they were able to message everyone on her contact list.
She also likely did not enable Two-Step Verification in Telegram, which would let her recover her account even after scammers have gained access.
That is why people who were hit by this scam had to call and inform their relatives and friends, or publicly post about it to warn all of their contacts.
Unfortunately, it is not always possible to warn all of their contacts, and inevitably, someone will get cheated of their hard-earned money. That’s why these scams are so popular – they really work, and scammers are making a ton of money!
Help us fight against these scammers. SHARE this article out, and WARN your family and friends!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Find out how a university student just lost over RM22,000 in an online job scam!
Please SHARE this article to warn your family and friends to avoid such online job scams!
Online Job Scam Are Targeting The Poor + Desperate!
Online job scams have been around for a long, long time. But fake job syndicates have become more active recently, probably because more people are getting laid off, and inflation is eating into our money.
Online job scams come in a variety of ways, but most commonly, you get unsolicited messages through WhatsApp or iMessage, offering you the opportunity to make a lot of money through part-time work, in the comfort of your own home.
This is especially appealing to people who are currently jobless and desperate. Or in this recent case – a university student who is just starting out in life.
I am Shirley , a permanent employee at XXXX Company in the recruitment department. The HR department sent me this number and asked me to contact you to get you to a job opportunity.
Hello! I am Miss Aisyah Binte Ahmed, from The Recruitment Dept. at YYYY Digital, Malaysia. Our company is hiring part-time and full-time online Employees. Can I briefly share the details with you?
How A University Student Lost RM22K In Online Job Scam!
I had earlier written about how fake job syndicates cheat people of their hard-earned money, but I didn’t realise that these scammers are also targeting university students!
A university student recently shared how he quickly lost over RM20,000 to an online job scam, despite being warned that it could be a scam!
How They Reel The Student In…
These online job scams always start by offering their victims an EASY way to make A LOT of money!
It all started two days ago, when an unknown person asked me if I’m interested in a part time job. I usually don’t decline offers like this because I’m also a student looking for internship or job opportunities.
He gave me simple tasks, like subscribing to YouTube channels and get RM10 for each subscription. I was interested as money did really go to my account.
Then, I was added into a group. They would give these free tasks of subscribing to YouTube channels.
These scammers also know that people are now wary of scams, and will always demonstrate their willingness to pay… at least in the beginning.
And occasionally will provide merchant tasks throughout the day, which you bank in a certain amount of money to them, which was said to help improve crypto merchant’s reputation or some sort, then they’ll return you a good amount of earnings after the task is completed. It takes around half an hour to do so. So for these two days I earned around RM500.
This is how the scammers establish trust with their victims, and convince them to “invest” to get even more money!
The “merchant tasks” is when they start scamming you, and the scam occurs very quickly. You may think that you’re earning a lot of money, but you will never see a cent of it.
So here’s where the fishing begins. A merchant task has started. A rule was stated that I must complete all the tasks given or I will not get the money that I banked in before.
It doesn’t matter how little you “invest” in this “merchant task” scheme. Once you are in, they will quickly use your “earnings” to force you to keep paying them!
I chose the least risk package, give RM300 to get RM360. Then, I was required to continue the next task. Same, I chose the smallest amount RM2000 to get RM2600. Again, need to continue the next task, I chose the smallest RM5000 to get RM7000. Then, RM15000 to get RM19500.
Then, RM40000 to get RM52000. At this point, I still haven’t realize it’s a scam. All I’m focussed on is I need to take back the money that I banked in, so I’m just thinking about completing the tasks given.
By The Time He Realised… It Was TOO LATE!
Because the university student was so engrossed in getting back the money he “invested” earlier, he didn’t realise that he was giving the scammers more and more money… until it was much too late.
There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages. They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.
Unfortunately, by the time the university student realised his mistake, it was much too late… He had already lost over RM22K!
At that time, I have not enough money in my bank to fork out RM40k. So I panic and find my friend to lend me some money.
Luckily my friend as a sideliner noticed that this is a scam and stopped me. I woke up finding that evervthing was too late. Just like that, two days, RM22300, gone.
As the university student later realised, many of the people in the group are part of the online job scam syndicate. Their job is to give the victims the perception that this is a legitimate job with many people participating.
During merchant tasks, I’m asked to leave the big group and will be joining a small group of 3-4 members. One of the scary parts in this operation after I realize it’s a scam is that, all the group members in the group are actually controlled by the same person.
Out of the 4 members, two might be playing rich vips who will play the highest package, pressuring you to play with more money, the other person looks like a newcomer like me and plays along with me, choosing the lowest package.
Precautions Were Useless
The university student was actually warned by his parents that it could be a scam. He even prepared for the possibility he could be scammed:
Some Precautions | Made While Attempting This:
I was being very careful with this. I shared with my parents on the first night. My parents did warned me about it being a scam, but didn’t stop me from it since I’m earning something. They just ask me to be extra cautious.
I have two bank accounts, so I moved most of my savings such that I have a “small” account and a “big” account, to prevent losses if anything goes wrong.
I also created a new chat account with another phone number solely for this “part time job”. I also made a plan and promise to only invest my earnings, so I cannot touch my savings.
But as German Field Marshal Helmuth von Moltke once said, “No plan survives contact with the enemy“, and the student’s precaution was useless when he got “emotionally invested” in getting his money back, and ended up taking out all of his saving from the “big account”!
I believe we always read about news of scams in Malaysia, asking why are they so dumb, why they fall into these type of scams. Until I’m in their shoes. I was being very cautious taking the above steps and always remind myself to not be greedy, play only the least risk.
The worse part is, when I’m within that situation and cannot think straight. I even use my savings from my “big” account, just because I want to rescue the money I put in.
The university student is now “emotionally depressed” and “thinking about suicide” over the loss of so much money. But do the scammers care? No, they couldn’t care less if people commit suicide over the loss of their hard-earned money.
He has also contacted his bank fraud hotline, and lodged a police report. Unfortunately, he is unlikely to ever recover any of the money he lost. But I hope he understands that his life matters more to his family than money, and he can always make back the money as long as he lives.
Please SHARE this article out, and WARN your family and friends!
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Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
The Malaysia Ministry of Finance just issued a warning, calling the viral news about extra RM600 STR benefits fake news!
Take a look at the viral claim, and find out what the facts really are!
Claim : You Can Qualify For Extra RM600 STR Benefits!
People are sharing a message on WhatsApp, which claims to provide you with the opportunity to get RM600 of extra STR (Sumbangan Tunai Rahman) cash benefits!
Here is the original message in Malay (with the scam link removed) and our English translation:
ADA PENERIMA STR YANG LAYAK DAPAT RM600 TAMBAHAN: BERIKUT SENARAI PENUH PENERIMANYA
Senarai Penuh Penerimanya 👇 <link removed>
Bank lagi info di Channel Telegram ==> <link removed>
SHARE INFO dengan rakan-rakan dan keluarga
THERE ARE STR RECIPIENTS WHO ARE ELIGIBLE FOR AN EXTRA RM600: THE FOLLOWING IS THE FULL LIST OF RECIPIENTS
Full List of Recipients 👇 <link removed>
More info on the Telegram Channel ==> <link removed>
This is yet another example of FAKE NEWS and SCAMS circulating on WhatsApp, and social media platforms, and here are the reasons why!
On Wednesday, 5 July 2023, the Malaysia Ministry of Finance posted an official press release labelling the claim of extra RM600 STR (Sumbangan Tunai Rahmah) as fake news.
Here is the official notice in Malay and the English translation:
PERHATIAN BERITA PALSU
Kementerian Kewangan ingin menegaskan bahawa maklumat mengenai tambahan Sumbangan Tunai Rahmah (STR) sebanyak RM600 adalah palsu. Berhati-hati dan jangan mudah terpedaya dengan berita sebegini di Telegram. Tidak pasti, jangan kongsi.
STR Fasa 3 sudah disalurkan pada 26 Jun yang lepas. Bagi memastikan program STR 3 ini disasarkan kepada mereka yang layak, tempoh permohonan rayuan juga akan dibuka mulai 3 hingga 31 Julai 2023. Pemohon boleh mengemukakan dokumen berkaitan untuk semakan semula oleh Lembaga Hasil Dalam Negeri Malaysia (LHDNM).
BEWARE OF FAKE NEWS
The Ministry of Finance would like to stress that the information regarding the additional Rahmah Cash Contribution (STR) of RM600 is false. Be careful and don’t be easily fooled by this kind of news on Telegram. Don’t share if you’re not sure.
STR Phase 3 was channeled last June 26. To ensure that the STR 3 program is targeted at those who are eligible, the appeal application period will also be open from 3 to 31 July 2023. Applicants can submit relevant documents for review by the Inland Revenue Board of Malaysia (IRB).
[/su_note]
The MOF pointed out that STR Phase 3 was already fully disbursed as of June 26. However, they opened an appeal application period from 3 to 31 July, to ensure that all qualifying recipients have the opportunity to apply for this financial aid.
Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Timothy Shim gives us the low-down on the 5 strategies for negotiating airfare discounts with SAP Concur!
Negotiating Airfare Discounts with SAP Concur!
Whether it’s a short hop to a neighboring city for a client meeting or an international conference halfway around the globe, airfare costs can significantly dent your company’s budget. That’s where systems like SAP Concur step in.
From leveraging data to setting up effective travel policies, we will explore five strategies for negotiating airfare discounts with SAP Concur. But before we dive into the nitty-gritty, let’s understand what SAP Concur is and how it functions as a critical part of your corporate travel management toolkit.
5 Minute Read
Use SAP Concur’s robust reporting tools to gain insights into your company’s travel patterns and use this information to identify potential areas for negotiation with airlines.
Centralize your company’s travel bookings with SAP Concur and present your travel volume data to airlines when negotiating for discounts.
Use SAP Concur to plan and book corporate travel in advance, demonstrating your commitment to airlines and leveraging this in your negotiations for better rates.
Track airfare fluctuations with SAP Concur and use your active engagement with market trends to secure better deals from airlines.
Leverage SAP Concur to manage and track your company’s relationships with airlines, leveraging your loyalty and long-term commitment to negotiate for ongoing discounts.
5 Strategies for Negotiating Airfare Discounts with SAP Concur!
SAP Concur is a cloud-based solution integrating travel, expense, and invoice management into one unified system. It aims to simplify these processes and provide a seamless, user-friendly experience.
Travel Management with SAP Concur
Concur Travel is a feature within the platform that allows businesses to manage and streamline their corporate travel processes. It offers a comprehensive range of services, including online booking tools, travel management services, and mobile applications.
These services aid companies in reducing costs, enforcing travel policies, and providing travelers with a smooth and efficient experience.
Expense and Invoice Management
Concur Expense and Concur Invoice are additional features to simplify the expense and invoice management processes. Concur Expense lets employees quickly capture and submit expense reports from any location.
That does much to reduce errors and improve compliance. Concur Invoice automates invoice processing, helping businesses manage spending and cash flow more effectively.
SAP Concur’s Impact on Business Operations
By integrating travel, expense, and invoice management, SAP Concur gives businesses visibility and control over their spending. It also offers valuable insights into spending patterns, helping companies make informed decisions and save money.
Whether a business has a small travel team or a large multinational operation, SAP Concur is designed to adapt to unique needs and deliver tangible benefits.
The first step to effective negotiation is knowing your ground, and in the context of airfare discounts, that means understanding your travel data. SAP Concur shines here, providing businesses comprehensive insights into their travel habits.
Key Data Points to Focus On
First, pay close attention to your company’s frequently traveled routes, preferred airlines, and ticket classes. Focus on asking the right questions to provide the most actionable insights for your business. For example;
Which routes are your employees traveling the most?
Which airlines are they choosing?
Are they booking economy, business, or first-class tickets?
These data points provide a solid foundation for negotiation discussions with airlines.
Analyzing Trends and Patterns
SAP Concur allows you to analyze trends and patterns in your travel data over time. For instance, you may find that your employees travel more frequently during certain times of the year or prefer specific airlines for international flights. These patterns can provide leverage when negotiating airfare discounts.
Translating Data into Negotiation Power
Armed with this data, you can approach airlines with confidence. Showcase your loyalty to specific airlines, emphasize the volume of business you bring, and demonstrate your understanding of your company’s travel needs.
When airlines see that you know your travel patterns and preferences, they’re more likely to consider offering discounts.
Actionable Tips
Use SAP Concur’s reporting tools to gain a comprehensive overview of your company’s travel patterns.
Analyze the data to identify trends, such as the most frequently traveled routes, the most used airlines, and peak travel periods.
Use this information to identify potential areas for negotiation with airlines.
Once you’ve grasped your travel data, it’s time to focus on volume. As with many things in business, higher volumes can often lead to better deals, and air travel is no different.
With SAP Concur, you can aggregate your travel data to demonstrate the volume of your bookings, forming a compelling case for discounts.
Consolidating Travel Bookings
It’s essential to consolidate your company’s travel bookings as much as possible. Instead of allowing your employees to book flights individually, use SAP Concur to centralize your travel bookings.
This simplifies the booking process and allows you to negotiate with airlines as a single, high-volume customer.
Presenting Your Case to Airlines
When you approach airlines with a substantial volume of business, you’re in a much stronger negotiating position. Airlines are always looking for consistent, reliable customers. Showing them that you provide significant business can encourage them to offer you better rates.
The Win-Win Situation
By offering airlines a substantial and steady volume of business, you’re creating a win-win situation. The airline gets a reliable source of revenue, and in return, your company gets more favorable airfare rates. This symbiotic relationship is the heart of effective negotiation.
Leveraging SAP Concur’s Tools
SAP Concur provides the tools necessary to leverage your travel volume effectively. This platform is an essential partner in your negotiation journey, from consolidating bookings to presenting comprehensive reports.
Using SAP Concur to showcase your travel volume, you can confidently negotiate airfare discounts and ensure your company gets the best possible deals.
Actionable Tips
Use SAP Concur to centralize all your company’s travel bookings.
Make a report showcasing your company’s travel volume.
Present this report to airlines when negotiating discounts.
Strategy #3: Utilize Advanced Booking
We’ve all heard the saying, “The early bird gets the worm,” right? In our case, replace “worm” with “discount.” Being an early bird can be a real game-changer when bagging those sweet airfare deals. And here’s where SAP Concur comes in handy, making advanced booking a breeze.
Think about it – when airlines see steady, early bookings, they’re more willing to give us a break with some discounts. Plus, it’s a stress reliever! You get to avoid the last-minute scramble for tickets, and it’s easier to plan your budget when you know the costs upfront.
SAP Concur is like that incredibly organized friend we all wish we had. With its advanced booking feature, planning your corporate travel well in advance is simple. You can book flights, reserve hotels, and even arrange ground transport, all in one place.
The Art of Negotiation with Advanced Booking
But let’s get back to the discounts. Advanced booking can give you a leg up when negotiating with airlines. Showing them that your company is organized and committed to booking in advance can be a persuasive argument for a lower rate.
Creating a Win-Win Situation (Again!)
Just like with travel volume, advanced booking creates a win-win situation. The airlines have the security of early and regular bookings, and you get to bag those tempting discounts. It’s like a beautiful dance, and SAP Concur is your dance partner, guiding you through each step.
So, remember to plan. It’s not just about saving your sanity; it’s about saving dollars. Advanced booking with SAP Concur? That’s a smart move.
Actionable Tips
● Use SAP Concur’s booking tools to plan and book corporate travel well in advance.
● Track the cost savings achieved through advanced booking.
● Highlight your company’s commitment to early booking when negotiating with airlines.
Next up on our list of strategies is dynamic pricing. That might sound like some sort of jargon straight out of a business textbook, but trust me, it’s more complex than it sounds. It’s all about adaptability, flexibility, and being ready to ride the ever-changing airfare prices.
Airfare prices are like a rollercoaster—they go up, down, and make sudden turns. As a savvy business, we must monitor these fluctuations and use them to our advantage. When we know that prices are changing, we can swoop in and grab those discounts when they pop up.
This is where SAP Concur struts its stuff. It allows us to track these price changes and alerts us when prices drop. It’s like having a vigilant guard dog that barks (or, in this case, sends notifications) when a good deal is on the horizon.
Dynamic Pricing and Negotiation
When you’re at the negotiating table with airlines, being able to talk about dynamic pricing can give you an edge. It shows airlines that you’re not only aware of the market trends but you’re also ready to react to them. This can make them more willing to offer special deals and discounts.
Creating Yet Another Win-Win
By now, you’ve probably noticed a pattern—we’re all about creating win-win situations. With dynamic pricing, the airlines get a customer who’s engaged and responsive to the market, and you get to save some of those hard-earned dollars.
So, let’s embrace the rollercoaster of dynamic pricing. We can ride the ups and downs with great discounts with SAP Concur. Remember, being adaptable in business is a virtue; in this case, it can save you money!
Actionable Tips
Use SAP Concur’s tracking features to keep an eye on airfare fluctuations.
Book immediately to secure the lower rate when you notice a significant price drop.
Mention your dynamic pricing strategy during negotiations with airlines to show that you’re an active and engaged customer.
Last but not least is the power of long-term partnerships. We’re not just talking about fleeting, one-off deals here. No, we’re looking at the big picture—establishing relationships with airlines that can lead to ongoing discounts.
Loyalty goes a long way in business, and air travel is no different. Airlines appreciate customers who stick around. Knowing they can count on your company’s regular patronage gives them stability.
This is where SAP Concur’s ability to track and manage your travel data shines. It helps you keep track of your company’s relationship with each airline and makes it easier to demonstrate your loyalty when negotiating for better rates.
Using Partnerships to Negotiate Discounts
When you’ve established a long-term relationship with an airline, you’re no longer just another customer—you’re a valued partner. This gives you a significant advantage when negotiating airfare discounts.
Airlines are more likely to give better rates to customers who will continue to bring them business.
The Long Game Wins
Establishing long-term partnerships is like playing the long game. Yes, it requires commitment and consistency, but the payoff can be substantial. Airlines get the assurance of your loyalty, and you get the benefit of ongoing discounts. It’s a classic win-win.
Actionable Tips
● Use SAP Concur to track your company’s relationship with each airline.
● Share this data with airlines to demonstrate your loyalty and commitment.
● Leverage your long-term relationship with airlines to negotiate for ongoing discounts.
Final Thoughts: Turning Strategies into Savings with SAP Concur
We’ve certainly covered some ground! From understanding your travel data, leveraging your travel volume, utilizing advanced booking, and implementing dynamic pricing, to establishing long-term partnerships, it’s clear that there are multiple strategies for negotiating airfare discounts.
And guess what? SAP Concur has been our faithful companion, offering us the tools and features to implement these strategies effectively. It’s more than a travel, expense, and invoice management platform.
It’s a powerful ally that helps us navigate the tricky terrain of corporate travel and airfare negotiation.
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Be warned – the KL police just announced it will conduct a massive traffic op throughout Kuala Lumpur for the month of July 2023!
Massive KL Police Traffic Op To Involve 1000 Officers!
On Tuesday, 28 June 2023, Kuala Lumpur Police Chief, Dato’ Mohd Shuhaily bin Mohd Zain officiated the launching ceremony of the KL police’s Kuala Lumpur Police Operation Respect for Road Laws together with Other Enforcement Agencies (Operasi Hormat Undang-undang Jalan Raya Polis Kuala Lumpur Bersama Agensi-agensi Penguatkuasaan Yang Lain).
This massive KL police operation will take place throughout Kuala Lumpur, for the entire month of July 2023. This operation will be conducted not just by the KL police, but also the Road Transport Department (JPJ), the KL city hall (DBKL), and the Environment Department (JAS).
Roughly 1000 police personnel and officers from other agencies will be involved in this operation, but they will focus on their respective jurisdictions:
This operation will involve about 1,000 officers and police personnel with the respective agencies focusing on the offences under their own jurisdiction.
KL Police Traffic Op In July 2023 To Focus On 7 Aspects
Together with partner agencies, the massive KL police traffic operation in July 2023 will involve checking on illegal parking, obstruction of traffic, running red lights, illegal number plates, illegal tinting, and offences committed by motorcyclists.
Enforcement officials will immediately issue summonses to motorists and pedestrians caught flouting traffic laws during this operation, which will involve seven separate operations to curb traffic offences:
Operation Illegal Parking (Op Parkir Haram)
Operation Traffic Obstruction (Op Halangan)
Operation Red Light (Op Lampu Merah)
Operation Number Plates (Op Numbor Pendaftaran)
Operation Dark Tinting (Op Cermin Gelap)
Operation Motorcycle (Op Motosikal)
Operation Education (Op Didik)
Police and enforcement officers will also take this opportunity to educate motorists and pedestrians on the dangers of not obeying traffic rules.
In addition to looking out for traffic offences, the KL police will also run background checks on motorists for outstanding arrest warrants and criminal records, and look for stolen vehicles.
While not involved in traffic offences, the KL Narcotics Criminal Investigation Department will also be on the lookout for drug-related offences during this operation.
Finally, the police will also take action against workshops that are conducting illegal modifications of vehicles.
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Malaysia just raised the electricity tariff for the top 1% of households, while slashing industrial power tariffs!
Malaysia Hikes Electricity Tariff For Top 1% Of Households
On Friday, 23 June 2023, the Malaysia Natural Resources, Environment and Climate Change (NRECC) Ministry announced a hike in the electricity tariff for the top 1% of households for the second half of 2023.
From July to December 2023, household using more than 1,500 kilowatt hours (kWh) of electricity per month, will no longer enjoy the 2 sen/kWh rebate. In addition, they will incur a surcharge of 10 sen/kWh, resulting in a total increase of 12 sen/kWh.
What this effectively means is that all those high-consumption households will see a minimum increase of RM 187 or 25%. Approximately 83,000 households would be affected if they continue to use more than 1,500 kWh per month.
For the ICPT adjustments within the period of July to December 2023, the users who will be affected are domestic users who use more than 1,500-kilowatt hours (kWh) of electricity and the majority of which live in Selangor, Kuala Lumpur, Johor and Penang.
Of course, those high-consumption households can avoid the surcharge by reducing their power consumption.
The remaining 99% of domestic users will be unaffected by this hike in electricity tariff. The government has allocated RM2.7 billion to continue their electricity subsidy.
Malaysia Reduces Electricity Surcharge For MV / HV Users!
Meanwhile, the electricity tariff surcharge for non-domestic medium-voltage (MV) and high-voltage (HV) users will be reduced from 20 sen/kWh to 17 kW/h for the months of July to December 2023.
This is based on normalising fuel costs – the electricity tariff surcharge is adjusted every six months under the ICPT mechanism to reflect changes in power generation costs in the preceding six months.
The electricity surcharge for non-domestic customers using low-voltage (LV) power, such as small and medium-industries (SMEs) will remain unchanged at 3.7 sen/kWh.
Finally, the government agreed to greatly lower the electricity surcharge on water and sewerage operators, from 20 sen/kWh to just 3.7 sen/kWh.
Category
Usage
Rebate
Surcharge
Domestic
Up to 1,500 kWh
2 sen/kWh
(no change)
Domestic
Over 1,500 kWh
10 sen/kWh (+12 sen/kWh)
Commercial
Low Voltage
3.7 sen/kWh
(no change)
Commercial
Medium Voltage
High Voltage
17 sen/kWh (-3 sen/kWh)
Commercial
Water + Sewerage
Operators
3.7 sen/kWh (-16.3 sen/kWh)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Please watch out for the wedding invitation scam, and find out why you should NEVER install any APK file from strangers!
Find out what’s going on, and warn your family and friends!
Wedding Invitation Scam Gone Viral!
A new scam has gone viral on social media in Malaysia – the wedding invitation scam. In this scam, scammers contact their victims on WhatsApp, pretending to send them an APK file as a wedding invitation!
Here is the Malay version of the scam messages, and their English translations.
Dengan rasa kesyukuran, Menjemput Tuan ZAITON OTHMAN Ke Majlis Perkawinan Anak Kami Sila Klik instal Apk untuk dapatkan kad kahwin digital kami ⬇️⬇️ Sila klik instal nampak kad kahwin digital kami 🙏, agar nak tau Siapa 😀
With gratitude, Inviting Mr. Zaiton Othman to our Son’s Wedding Please click install Apk to get our digital wedding card ⬇️⬇️ Please click install to see our digital wedding card 🙏, to know who this is 😀
This is yet another example of a Mobile Application Scam, and here are the reasons why…
Fact #1 : APK Is Android Installation File
First, it is important to know that APK files are not used to deliver wedding invitations, or photos and videos.
Short for Android Package Kit, an APK file is used to install software in Android devices. Think of it as the Android equivalent of an EXE installation file for Windows software.
Fact #2 : You Should Never Install APK File, Unless You’re An Expert
APK files, by definition, are merely installation files for Android devices. They can be used for legitimate purposes, as well as nefarious purposes.
However, legitimate Android apps are mostly delivered through proper mobile app platforms like Google Play Store and the HUAWEI App Gallery, where they are often scanned for malware before people are allowed to download and install.
Therefore, you should never download and install an APK file outside of legitimate mobile app platforms, unless you are an expert who needs to “sideload” an APK for a specific reason.
Now, this does not mean that only Android devices are vulnerable. Apple is slated to offer the ability to sideload apps too with iOS 17.
Fact #3 : Scammers Use APK Files To Install Malware
In most, if not all, cases where you receive an APK file from a stranger on WhatsApp, Telegram, through email or social media platforms, it is likely to contain malware.
Scammers use APK files containing malware to gain access to your phone. After you install these malware APK files, scammers can do anything – read your messages, steal your photos and videos, gain access to your TAC / OTP alerts, etc.
Fact #4 : APK File Scam Not Limited To Wedding Invitations
These mobile application scams are not just limited to wedding invitations, or offers to deliver illicit photos and videos. Scammers have also convinced their victims to install these APK malware files to :
book cheap temporary maid / cleaning services
book cheap air-conditioning services
book exclusive restaurants
receive special discounts
make investment transactions
Fact #5 : Scammers Use Social Engineering + Stolen Data
It is important to remember that scammers will use a combination of social engineering and stolen / purchased data to convince you to install their APK malware.
They may know your name, your MyKad number, your address and your telephone number. They may even know who is in your family, and even have your bank account or credit card details. All that information can be purchased from unscrupulous sources.
In some cases, scammers have taken over social media accounts and used them to trick the account holder’s family and friends into installing such APK malware files.
No matter who tells you to do it – even if they are your family member or friend, NEVER download and install an APK file.
Fact #6 : Bank Negara Malaysia Warned About Mobile App Scam
Bank Negara Malaysia has long warned consumers about such mobile application scams.
Be wary of clickable hyperlinks that redirects you to a site, or downloads an application to your phone. Banks will no longer send you any clickable hyperlinks via SMS!
Only download applications from your smartphone’s official application platforms (e.g. Google Play Store, [Apple] App Store, Huawei App Gallery).
Fact #7 : PDRM Confirmed This Is A Scam
On Monday, 19 June 2023, PDRM Commercial Crimes Investigation Department (CCID) Director Datuk Seri Ramli Mohamed Yoosuf warned the public about this wedding invitation scam:
This new tactic asks for an individual to open the link prepared to receive the wedding invitation. However, that’s the trick to steal information from the public and to make online transfer. The public are advised to avoid getting caught up in any message from questionable sources.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
WATCH OUT for scammers pretending to be Jomo Kwame Sundaram offering stock advice on Facebook!
Find out what’s going on, and warn your family and friends!
Jomo Kwame Sundaram Stock Advice Scam Alert!
Scammers are running Facebook advertisements that claim that famed Malaysian economist, Jomo Kwame Sundaram, is created a WhatsApp group offering free stock investment advice!
I am Jomo Kwame Sundaram A prominent Malaysian economist. On June 14th, I said in the stock exchange group: There have been abnormal transactions in the Southeast Asian stock market in the past two days Indonesian stock market soars on the 15th, with huge volatility Now the local exchange has access to supervise the stock movement Next, Malaysia’s stock market will also experience abnormal fluctuations Please pay attention to: ADVCON, KPSCE, ICON, MBL these stocks Related stock abnormal information, I will continue to send in the group If you haven’t joined the stock exchange group Please join in time, I will share the stock information I have for free Master stock information and avoid losing money in the stock market
I am Jomo Kwame Sundaram A prominent Malaysian economist. This is my one and only page on Facebook As of May 2023, there will be an outflow of RM2.39 billion from the Malaysian stock market This is the result of a large amount of foreign funds manipulating the Malaysian stock market Since the collapse of the three largest U.S. banks in March, About $76 billion has been withdrawn from U.S. stocks into stock markets around the world If you do not grasp the stock inside information in time Investing in the stock market can make you lose money I created a stock exchange group Share the insider information about the stock market that I can grasp for free Hope these stock information can help you
Jomo Kwame Sundaram Stock Advice Scam : What You Need To Know!
These Jomo Kwame Sundaram stock investment scams are being promoted heavily on Facebook in 2023, so please alert your family and friends!
Fact #1 : Jomo Kwame Sundaram Reported These Fake Ads
These fake Jomo Kwame Sundaram stock advice advertisements have been promoted on Facebook for several months now. On April 15, 2023, Jomo himself posted about this scam:
*Warning Letter from Jomo Kwame Sundaram*
I regret to inform you that someone is impersonating me. They have established an official website in my name, with many old photographs and other material to give this impression.
I am presented as an education and investment consultant, neither of which is true. There is even a contact telephone number for my supposed assistant.
I have reported the impersonation to Facebook and MCMC with no indication of any action so far. This happened several years ago as well when there was an earlier effort of this type.
I have never given investment advice, and have no intention whatsoever of doing so. It is highly irresponsible for anyone to claim they know the future. Whatever I do on economic and other matters is free for the public, and I urge you not to pay money to anyone who claims to be advising you in my name.
As I have been giving lectures in Tsinghua University in the past week, when this problem began, I did not realize how quickly the problem was growing and failed to act more promptly.
Please warn your friends and loved ones.
Thank you for your cooperation.
jomo
Unfortunately, as many people have discovered, Meta / Facebook does not appear to care about these fake ads. You can report them till kingdom come, but they will just keep running on Facebook as long as these scammers pay for them!
Fact #2 : Jomo Kwame Sundaram Is A Renown Economist
Jomo Kwame Sundaram is a world-renown economist, who writes extensively on economic policies. However, as he explained above, he is not an investment consultant!
He has better things to do than to offer you free stock investment advice! In May 7, he just published an article called “Inflation phobia, myths and dogma exacerbate policy responses” in the Review of Keynesian Economics.
Fact #3 : One Victim Lost RM480K To Investment Scam!
In November 2022, a 60 year-old housewife from Port Dickson fell for a similar investment scam, and lost almost RM480,000 (about US$104,000).
After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.
The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.
The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.
That was when the lady realised she had been scammed, and lodged a police report.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Is Books Kinokuniya giving away free books on stock investing, to celebrate gaining 3 million fans?!
Find out what’s going on, and warn your family and friends!
Watch Out For The Kinokuniya Free Books Scam!
Scammers are running Facebook advertisements that claim Books Kinokuniya is giving away free books on stock investing, to celebrate its 50th anniversary!
Hello everyone, this is Books Kinokuniya, the largest bookstore in Malaysia. 🎉🎉🎉 Signups will soon exceed 3 million. In order to thank our fans for their continuous support, we will send a gift to our fans. 👋Books Kinokuniya store has prepared 1,000 sets of stock books. Free gift to all friends who support Books Kinokuniya. Please add administrator WhatAPP. And send the mailing address, we will mail the book to you for free.
Hello everyone, this is Books Kinokuniya, the largest bookstore in Malaysia. 🎉🎉🎉 Signups will soon exceed 3 million. In order to thank our fans for their continuous support, we will send a gift to our fans. Books Kinokuniya has prepared 1,000 sets of books in stock. Free gift for all friends who support Books Kinokuniya. Please click on the conversation to add assistant Whats and register the mailing address, we will mail the book to the registered address for you free of charge.
Kinokuniya Free Books Scam : What You Need To Know!
This Kinokuniya free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friends!
Fact #1 : Kenanga Reported These Pages / Ads As Fake
Books Kinokuniya is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 17, 2023:
⚠️⚠️⚠️ Dear customers, We have been made aware of several Facebook accounts that are impersonating us about giving out free books. These accounts go by the name Books Kinokuniya Malaysia, but are NOT operated by us and we are not related to these accounts in any way. PLEASE DO NOT RESPOND TO ANY OF THESE, Books Kinokuniya Malaysia DOES NOT communicate with customers directly via Whatsapp or add our customers into Whatsapp group chat. Follow our official social media accounts and website as follows : Facebook : Books Kinokuniya Malaysia (https://www.facebook.com/KinokuniyaMalaysia/) Instagram : Kinokuniyamalaysia (https://www.instagram.com/kinokuniyamalaysia/) Corporate Site : www.kinokuniya.com.my Webstore : https://malaysia.kinokuniya.com/ Kinokuniya Malaysia takes this matter seriously and has reported to the relevant authorities on this matter. If you have any queries, you may email to our Customer Service at mys@kinokuniya.com or call us at 03-21648133
Fact #2 : Books Kinokuniya Is A Business, Not A Charity
Please do NOT be naive. Books Kinokuniya is an investment bank – a business, not a charity. It is not going to give away books just because it has many fans!
Even if it achieved some kind of milestone, it would make sense for Kinokuniya to offer discounts. After all, it’s a corporation whose purpose is to make money, not a charity to give you free books!
Fact #3 : Kinokuniya Does Not Use WhatsApp To Communicate
As mentioned in their warning above, Kinokuniya has a Facebook page, an Instagram page, a corporate website as well as a website. What it does not have is a WhatsApp account!
So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!
Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928
Fact #4 : Kinokuniya Will Not Ask You To Join WhatsApp Groups
Kinokuniya has stated that it will never ask anyone to join a WhatsApp group for any reason, whether it’s for free books.
Kinokuniya is also a bookstore, not a stock broker or an investment firm. It will never offer you free investment advice, stock tips, or help you buy and sell stocks, etc.
Fact #5 : One Victim Lost RM480K To A Free Book Scam!
In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.
After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.
The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.
The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.
That was when the lady realised she had been scammed, and lodged a police report.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Warning – both Datuk Muhamad Umar Swift and Bursa Malaysia are NOT giving out free stock investment advice or books!
Find out what’s going on, and warn your family and friends!
Bursa Malaysia Stock Investment Scam Alert!
Scammers are running Facebook advertisements that claim that Datuk Muhamad Umar Swift and/or Bursa Malaysia are giving free investment advice, or free books on stock investing!
Hi everyone, I am Datuk Muhamad Umar Swift The Chief Executive Officer of Bursa Malaysia Bhd. Since 2023, the Malaysian stock market has been relatively sluggish🤕🤕🤕 This may be because many stock market investors do not understand stock market trading I have been blindly following the investment, resulting in a lot of losses I have also received many letters from investors recently: Ask if I have improved my trading skills? Here I recommend a few stock books to everyone! This can effectively improve your trading skills 💖💖💖 I also prepared 2,000 stock books for everyone📖📖📖 Free gift to Malaysian stock market investors, yes, it’s free! Please add my assistant’s wapp, she will mail you books for free👇👇👇
I am Datuk Muhamad Umar Swift The Chief Executive Officer of Bursa Malaysia Bhd. In the past 3 months, I have received many letters from stock market investors They mainly explained the following issues: 1. Want to learn stock market investment, but don’t know where to start? Including opening an account and understanding stock market information, etc.! 2. Veteran investors have certain technical experience, but cannot grasp real-time information, and often miss the best buying or selling points? 3. For retail investors, if you can’t find a team to keep warm, you will never get the first wave of stock market dividends! 4. Novice stockholders want to sign up to learn stock diagnosis techniques. There are so many analysts in Malaysia. I don’t know what to choose? 5. Many stockholders are locked up after entering the market. Do you know how to get out? 6. The global epidemic is over and the economy is recovering. How will the stock market go in the second half of this year? The above questions are the feedback from our Malaysian stock market investors. I will create a Malaysian stock market investor exchange group Answer questions about the stock market online for free in the next 3 days If you also encounter the above problems, please join my classroom study 👇👇👇
Bursa Malaysia Investment Scam : What You Need To Know!
These Datuk Muhamad Umar Swift and/or Bursa Malaysia free book / investment group scams are being promoted heavily on Facebook in 2023, so please alert your family and friends!
Fact #1 : Bursa Malaysia Reported These Ads As Fake
Bursa Malaysia is aware of these fake advertisements on Facebook, posting this scam alert on May 17, 2023:
[SCAM ALERT] Don’t be fooled by Facebook ads or pages that offer stock advice. Scammers are known to impersonate Bursa Malaysia representatives to lure you into their fake investment schemes. If you have come across ads or pages like this, be sure to report it to Bursa2U along with a screenshot and source link at bursa2u@bursamalaysia.com or call Bursa Malaysia’s Help Centre at +603-2732 0067. Remember to check the Securities Commission Investor Alert List at http://sc.com.my/investor-alert before investing. Contact the National Scam Response Centre hotline 997 if you have been a victim of scam.
[AMARAN SCAM] Jangan terpedaya dengan iklan atau halaman Facebook yang menawarkan nasihat saham. “Scammer” seringkali menyamar sebagai wakil Bursa Malaysia untuk memujuk anda ke dalam skim pelaburan palsu mereka. Jika anda menjumpai iklan atau halaman seperti ini, pastikan anda melaporkannya kepada Bursa2U berserta tangkapan skrin dan sumber pautan ke bursa2u@bursamalaysia.com atau hubungi Pusat Khidmat Bursa Malaysia di talian +603-2732 0067 . Semak Senarai Amaran Pelabur Suruhanjaya Sekuriti di http://sc.com.my/investor-alert sebelum melabur. Hubungi talian hotline Pusat Respons Scam Kebangsaan 997 jika anda menjadi mangsa penipuan.
#StayAlert #ScamAlert #TakNakScam #JanganKenaScam
Fact #2 : Bursa Malaysia Is Not A Charity
Please do NOT be naive. Bursa Malaysia is not only the stock exchange of Malaysia, it is also a public listed company, whose focus is to make money, not a charity to give you free books or advice!
Datuk Muhamad Umar Swift is not only the CEO of Bursa Malaysia Berhad, he is also the director of its subsidiary companies. He certainly has more important (and profitable) things to do than to create a WhatsApp group to answer YOUR questions or advice YOU on what stocks to buy!
Fact #3 : Bursa Malaysia Does Not Use WhatsApp To Communicate
Bursa Malaysia offers a multitude of contact options by snail mail, online forms on their Bursa2U portal, email or telephone.
What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” using WhatsApp, or ask you to join the Bursa Malaysia WhatsApp group, be warned!
Datuk Muhamad Umar Swift (fake) : I’m sorry because too many people have privately messaged me, please click to add administrator 👇whatsapp👇, send “PM” to join our company’s free communication group! https://wa.me/6019527xxxx
The real Datuk Muhamad Umar Swift, and Bursa Malaysia, will never ask you to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.
Fact #4 : One Victim Lost RM480K To Investment Scam!
In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.
After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.
The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.
The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.
That was when the lady realised she had been scammed, and lodged a police report.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Find out how to disable the Debit Card feature of your Maybank ATM card, and why you should do that right away!
Maybank ATM Card Is Also Visa payWave Debit Card
Many Maybank customers may not know this, but your ATM card is not just an ATM card – it doubles as a Visa payWave debit card as well.
Since Maybank introduced its first combined ATM + Visa Debit card in March 2008, it has progressively migrated all existing ATM cards to the new combined card.
Today, all Maybank ATM cards are effectively Visa payWave debit cards, even though we may not have applied for the debit card or payWave functions.
Maybank ATM Card : Why You Should Disable Debit Card Feature!
Banks are promoting the use of debit cards, because they charge an interchange fee for every debit card transaction. That is why banks are “forcing” these combined ATM + debit card onto customers.
However, debit cards only offer minimal fraud protection (if at all), as payments are considered to be directly withdrawn from your bank account. That is why personal finance experts always recommend using a credit card, instead of a debit card.
Even worse, these debit cards often include contactless payment technologies like Visa payWave or Mastercard contactless. This allows anyone to directly withdraw money from your account without even requiring the PIN number!
Transaction
Amount
Required Action
Above RM250
Tap and use PIN to approve
RM250 and below
Just tap. No PIN required.
Now, to be clear, the debit card and payWave feature will only be enabled after you perform at least one (1) successful PIN transaction at any point-of-sales terminal. But once that is done – both debit card and payWave features will remain activated.
This is one of the many reasons why money-savvy people do not use debit cards at all. It’s not only much safer to use credit cards, they also help build your credit rating and some benefits like cash back rebates, points, etc. There literally isn’t any benefit to using debit cards.
Unfortunately, many banks aren’t giving you the option of opting out. You may not want one, but you may not have a choice. The Maybank ATM card, for example, is a Visa payWave debit card which you cannot opt-out of. You cannot ask for a pure ATM card, and neither will Maybank disable the debit card or payWave features. I know. I asked.
Maybank ATM Card : How To Disable Debit Card + payWave!
To be clear – there is no way to actually disable the debit card or payWave functionality of your Maybank ATM card. But you can effectively disable both features by setting the debit card purchase limit to zero.
In this guide, I will show you how to do that using your Maybank2U online account, or at the Maybank ATM.
Maybank2U Online Account
Step 1 : Log into your Maybank2U account
Step 2 : On the right corner of the Maybank2U screen, click on the Settings option.
Step 3 : Click on the Cards tab, and it should show you the Manage Debit Cards section by default.
As you can see, by default, the Maybank ATM-debit card has a purchase limit of RM1,000 per transaction.
Step 4 : Click on the Edit icon, and you will be able to change the Purchase Limit, from RM0 all the way to RM10,000.
Step 5 : Select RM0.00 from the drop-down list, and the click the SAVE button.
Step 6 : Look for this yellow banner at the bottom of the screen, and click the REQUEST button to request the 6-digit SMS TAC on your registered mobile number.
Step 7 : Once you receive the 6-digit SMS TAC, key it into the box, and click on the CONFIRM button.
If you keyed in the correct SMS TAC, you should see this notice telling you that your new purchase limit has been set.
Now that you have successfully reduced your Purchase Limit to RM0.00, it doesn’t matter that Maybank refuses to disable the debit card or payWave function. They both just won’t be able to transfer any money from your account!
Maybank2U Online Account
Step 1 : Insert your ATM card and key in your PIN number.
Step 2 : Select Other Transaction in the main menu.
Step 3 : Select the Change Limit / Language / Maybank One option.
Step 4 : Select the Purchase Limit option.
Step 5 : Select No Purchase to prevent the card from being used to make any purchases.
Alternatively, you can select Preferred Limit. Then you need to key in RM 0.00, and then select Yes to confirm that decision.
After you set No Purchase or a Preferred Limit of RM0.00, the debit card and payWave functionality of your Maybank ATM card is effectively disabled.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Please note – Jeffrey Cheah and the Sunway Group are not giving away free books on stock investing, to help new investors!
Find out what’s going on, and warn your family and friends!
Sunway + Jeffrey Cheah Free Books Scam Alert!
Scammers are running Facebook advertisements that claim that Tan Sri Dr Jeffrey Cheah and/or the Sunway Group are giving away free books on stock investing, to help new investors!
Hello everyone, I am Jeffrey Cheah, Chairman and Founder of Sunway Group Since 2023, the Malaysian stock market has been relatively sluggish🤕🤕🤕 This may be because many stock market investors do not understand stock market trading I have been blindly following the investment, resulting in a lot of losses I have also received many letters from investors recently: Ask if I have improved my trading skills? Here I recommend a few stock books to everyone! This can effectively improve your trading skills 💖💖💖 I also prepared 2,000 stock books for everyone📖📖📖 Free gift to Malaysian stock market investors, yes, it’s free! Please add my assistant’s wapp, she will mail you books for free👇👇👇
Investors, we have an exciting surprise for you! 🎁🎁
Sunway Group is launching a thrilling event to make your investment journey even more exciting – Stock & Book Bonanza!
Whether you are a novice or an experienced investment guru, we believe that knowledge is the key to your success. Therefore, we have carefully selected a series of captivating best-selling books on stocks. These books will serve as your guide on your investment path and open wider doors to wealth for you!
Sunway Group has prepared 1000 stock book sets (1000 books) 📚📖📖
We are offering them as a free gift to our dedicated investors.
Please click on the session and add the assistant’s wapp to send your address.
We will ship the stock books to the address you provide free of charge.
Quantities are limited, so it’s first-come, first-served! Don’t wait until the last moment to regret missing this opportunity!
Sunway / Jeffrey Cheah Free Books Scam : What You Need To Know!
This Sunway / Jeffrey Cheah free book scam is being promoted heavily on Facebook in May and June 2023, so please alert your family and friend!
Fact #1 : Sunway Group Reported These Pages / Ads As Fake
The Sunway Group is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert:
SCAM ALERT
Please be alert of several scams using fake Facebook accounts, bearing the names “Sunway Investment” and “Sunway Global Investment”, claiming to be affiliated with Sunway entities.
These Facebook accounts have NO association with Sunway Group nor that of our chairman.
We urge all to be cautious and to not fall victim to these scams, and report these fake accounts to Facebook immediately.
Fact #2 : Sunway Group Is A Business, Not A Charity
Please do NOT be naive. The Sunway Group (Sunway Berhad) is a public listed company, whose focus is to make money, not a charity to give you free books!
Fact #3 : Giveaways Were Not Posted In Official Website / FB Page
If the Sunway Group was really giving away free books, it would have posted the offer on:
Fact #4 : Sunway Group Does Not Use WhatsApp To Communicate
The Sunway Group offers a multitude of contact options by online forms, email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!
Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928
The Sunway Group will also not ask you to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.
Fact #5 : Scammers Will Try To Scare You
Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!
There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/60113906928
There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!
Fact #6 : One Victim Lost RM480K To A Free Book Scam!
In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.
After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.
The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.
The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.
That was when the lady realised she had been scammed, and lodged a police report.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Find out how fake job syndicates operate, and how they reel you into their scams, and cheat YOU of your hard-earned money!
Make sure you SHARE this article, to warn your family and friends to avoid the fake job scams!
Fake Job Scams : What Are They?
Fake job scams have been around for a long, long time. But fake job syndicates have become more active recently, probably because more people are getting laid off, and inflation is eating into our money.
Fake job scams come in a variety of ways, but most commonly, you get unsolicited messages through WhatsApp or iMessage, offering you the opportunity to make a lot of money through part-time work, in the comfort of your own home.
Good day YouTubers!! This is Alexa from Youtube Entertainment. We invite you to participate in our event by liking and subscribing to our channel and we will give you XXX. Please reply “YES” if you are interested. Thank you.
Hi, I’m the recruitment manager of XYZ company. XYZ invites you to do regular work at home.
You can easily earn [large amounts of money] with your mobile phone every day, and your salary will be settled on the same day.
Please add my WhatsApp to sign up. The number of places is limited, only for today.
Hey! You have been selected for a job. Daily salary XXXX to YYYYY. WhatsApp [number removed]. Reply YES to apply.
I personally have received many of such fake job offers, and have always ignored them. But when I saw a sudden surge of fake job offers, I decided to look into it. I also wanted to find out how they worked.
So I took a dive into two different fake job scams last week, and here was what I found…
How They Reel Their Victims In
It all starts with scammers tasked with “fishing” for victims. They will try to contact you by email, Facebook Messenger, SMS, WhatsApp, Telegram, or iMessage. Regardless of the method, the hook is simple – we are offering you an EASY way to make A LOT of money!
Once you are suitably impressed, these “fishing” scammers will offer you a simple task to show you just how easy it is to make a lot of money. To entice me, the two scammers offered me a pretty good sum of money for a very simple task:
Syndicate A : Subscribe to this YouTube channel, and send me the screenshot to receive XXXX.
Syndicate B : Like this YouTube video, and send me the screenshot to receive YYYY.
The Fishing Scammer Hands You Over To The Syndicate
After you complete that task, the fishing scammer then hands you off to the actual fake job syndicate, ostensibly for payment. You are asked to contact the company secretary / account manager on Telegram, with a “payment code”.
From what I surmise, the “payment code” is actually the fishing scammer’s referral code – they get paid for every victim they send the syndicate.
This will be your last contact with these fishing scammers. They are off to reel in more victims!
The syndicate secretary / account manager will ask you to register your details with them, but they are not too particular with any details, except for your phone number. If you give them the fake number, they will know because they will check with the fishing scammer using their referral code. But feel free to give them other fake details – they won’t care.
The fake job syndicate will then send you the payment for that “test” job, using a mule account. If you ask them why they are sending you the money through a different company account or even a random person’s account, they will tell you that they have many bank accounts because of daily transaction limits.
Syndicate Baits You With Simple Tasks
The syndicate will then add you to their Telegram channel offering multiple tasks per day. Instead of YouTube channels or videos, you are tasked to very simple tasks like:
open a link to a product page on an online shopping platform
take a screenshot of that product page
post that screenshot to the Telegram group
share that screenshot with your syndicate agent
You will breeze through the first three tasks easily, and the fake job syndicate will pay you promptly.
Fantastic, isn’t it? What could go wrong? After all, there are hundreds of other people participating in the same tasks, and getting paid!
At this point, you have done some calculations, and realise that you can easily make good money every day doing these simple tasks.
That’s when the fake job syndicate offers you the opportunity to make some serious cash. But there’s one catch – you need to PAY them to get access to jobs with serious money.
For every dollar you prepay, the fake job syndicate promises that you will get that back PLUS 10% to 30%, within minutes. Just in case you are worried about losing your money, hey, they are offering a refund. Honest!
And how can they offer you so much money for so little work? The syndicate throws in the magic word – cryptocurrency! Of course! That’s the only way anyone can make tons of money easily, with both eyes closed!
To convince you that they are legit, you will see many people posting screenshots of their payments to the Telegram group. They will also publicly announce how much they are investing. In some cases, they also post excitedly about how much money they already made, and how much they plan to make today.
This is just a charade to make you believe that people are really making money through this scheme. Most of these “participants” appear to be bot accounts, with a few sock puppet accounts. If you monitor these accounts over time, you will see them change names. I even spotted one of these fake participants (mercado livre in the screenshot above) become the Telegram group admin!
The genuine victims are those asking questions in the group like “We have to prepay?” But oddly enough, no one else in the group (except the Telegram group admin) will respond. That’s not how real people behave.
And if you check their receipts, you will notice some discrepancies in their receipts, which suggest that they were edited:
transfers within the same bank were labelled as transfers “to other banks”.
account numbers are too short / long for that particular bank
The others are possibly genuine receipts (by people who were scammed earlier), with their dates and times changed.
I managed to get in touch with two victims of this scam, who claimed that once they deposited the prepaid amount, they were ghosted and removed from the Telegram group.
So that appears to be the scam – they bait you with a bit of money, until you are convinced that they are real. Then once you prepay them for the “big job”, they dump you right away.
Your assigned syndicate agent will block you, and you will get kicked off the Telegram group, which often disappears after scamming a few victims. Often, you will find your Telegram conversations with them mysteriously deleted. By then, it’s much too late – you have already lost your money.
To ensure they don’t lose money, they will price the introductory offer low enough to entice victims, but high enough to cover their costs and then some. But they will inevitably score some big fish, which is why the fake job scam persists.
Now that you know how the fake job scam works, please DO NOT get trapped into it! NEVER pay to get a job. It is just a scam!
Please SHARE this article out, and WARN your family and friends!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Was Mr Burns from The Simpsons inspired by billionaire British baron banker, Jacob Rothschild?!
Take a look at the viral claim, and find out what the facts really are!
Claim : Mr Burns Was Inspired By Jacob Rothschild!
People are sharing a photo comparison the claims to prove that Mr Burns from The Simpsons was inspired by Jacob Rothschild, who has a net worth of 500 trillion and is the most powerful man in the world!
The Most Powerful Man In The World!
Mr Burns from The Simpsons is based off Jacob Rothschild
network 500 trillion
Owners every central bank in the world
Financed both sides of every war since Napoleon
Truth : Mr Burns Was Not Inspired By Jacob Rothschild!
This is yet another example of FAKE NEWS created by conspiracy theorists, and here are the reasons why…
Fact #1 : That Is Not A Photo Of Jacob Rothschild
Let me start by simply pointing out that viral photo is not a photo of Jacob Rothschild.
The source for this photo appears to be a 2014 Imgur post, which claims that the man is a French teacher in an elementary school.
My wife has always claimed her elementary school French teacher looked exactly like Mr. Burns. She wasn’t wrong.
This appears to be corroborated by people in the comments, which further suggest that his name is Mr. Buchilli or Mr. Buchili, possibly from the York Street Public School in Ottawa, Canada.
UrbanGentleman : LOL Mr.Buchili [dont remember how to spell his name] – as funny as this is, he was actually a great french teacher.
nanchang : Do you remember what his full name was and what school he taught at? My aunt thinks that he was her French teacher too haha
Bitchmasterz : Oh snap just found my 8th grade French teacher Mr.Roy @ York St. School 1983.
nadur82 : Mr.buchilli !!!!!!!
Fact #2 : Mr Burns Was Not Based On Jacob Rothschild
The Mr Burns character, appearance and mannerisms were NOT based on Jacob Rothschild. They were based on several different people, and none of them are Jacob Rothschild.
Matt Groening based the Mr Burns character mostly on his high school teacher, Mr. Bailey, as well as oil tycoon, John D. Rockefeller and his grandson, David Rockefeller.
But when it comes to appearance, animator David Silverman modelled Mr Burns after Fox founder, Barry Diller, with a body of “a praying mantis”.
In no way was Mr Burns based on Jacob Rothschild’s character, appearance or mannerism.
Fact #3 : Jacob Rothschild Does Not Have 500 Trillion Dollars
The 4th Baron Rothschild, Jacob Rothschild is a very wealthy man, but he is far from being the richest man in the world.
As of 2023, Jacob Rothschild’s net worth is estimated to be over $44 billion dollars. That is a lot of money, but far from the top billionaires which all have over 100 billion dollars.
Needless to say, neither Jacob Rothschild nor the world’s richest people, have a trillion dollars, never mind 500 trillion dollars!
Fact #4 : There Is Less Than 22 Trillion Dollars In The World
It is impossible for any person, or even country, to have 500 trillion dollars, because there is less than 22 trillion dollars in the world today!
The US Federal Reserve estimates that, as of January 2023, there is anywhere from $2.3 trillion to $21.27 trillion, depending on how you define “money”:
M0: Referred to as the monetary base, M0 includes all the money in circulation, including money banks hold in reserve. According to the Federal Reserve, there was about $2.3 trillion in circulation as of January 2023.
M1: It includes all the M0 money supply, adding the money held in travelers’ checks, demand deposits, other types of checkable deposits and negotiable orders of withdrawal. As of January 2023, the seasonally adjusted stock of M1 totaled $19.64 trillion.
M2: It includes all of the currency from the M1 money supply, and expands to include mutual funds, smaller time deposits, money market securities and other types of time deposits. M2 currencies are usually less liquid than M1, meaning you can’t convert M2 money into cash as easily. The total stock of M2 was $21.27 trillion in January.
Fact #5 : Napoleon Died 115 Years Before Jacob Rothschild Was Born
Jacob Rothschild was born Nathaniel Charles Jacob Rothschild on 29 April 1936 – almost 115 years before Napoleon died on 5 May 1821.
Unless Jacob Rothschild has a time machine, it is simply impossible for him to have financed any war since Napoleon’s death.
Fact #6 : Central Banks Are Generally Owned By The State
With the exception of the United States Federal Reserve, and the European Central Bank, all other central banks are owned by the state – the countries which created them.
The US Federal Reserve has 12 regional banks, with stock owned by member banks. However, it is governed by a board appointed by the President of the United States, and confirmed by the US Senate.
The European Central Bank, on the other hand, are owned by the central banks of all countries in the European Union, which are each owned by their respective countries.
Neither Jacob Rothschild, nor the Rothschild family, own any central bank.
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Is the Kenanga Investment Bank giving away free books on stock investing, to celebrate its 50th anniversary?!
Find out what’s going on, and warn your family and friends!
Watch Out For Kenanga Free Books Scam!
Scammers are running Facebook advertisements that claim Kenanga Investment Bank is giving away free books on stock investing, to celebrate its 50th anniversary!
good news 🎉 good news 🎉 good news 🎉
Kenanga Investment Bank Berhad,
Now it is the largest independent investment bank in Malaysia Established in 1973, it is about to celebrate its 50th anniversary 🎉🎉🎉
Kenanga Group will give away 2,000 stock books for free If you are interested in the stock book, you can get it for free Please click on the messenger to get the book for free 📖📖📖
The number of books is limited, and the activity will stop after the gift is completed 👇👇👇
Hi everyone, this is Kenanga Investment Bank Berhad
Now it is the largest independent investment bank in Malaysia
Established in 1973, it is about to celebrate its 50th anniversary 🎉🎉🎉
During these 50 years, we have helped countless stock investors make profits in the stock market
In order to thank investors for their support all the way, 💝💝💝🎊🎊🎊
We will give out the first gift for stock market investors 🎁🎁🎁
Kenang Group has prepared 5000 stock books (1000 sets) 📚📖📖
Free gift to investors who support Kenang Group all the way
Please click on the session, add the assistant’s wapp, and register the mailing address
We will mail the book to your registered address for free
The number of stock books is limited, while supplies last 💝💝💝
This Kenanga free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friends!
Fact #1 : Kenanga Reported These Pages / Ads As Fake
Kenanga is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 12, 2023:
Once again we would like to remind our clients and the public to be careful of scammers impersonating our brand to provide fraudulent product and services.
We are not offering any free books/e-books or make anyone join a WhatsApp group.
If you received any of this communication recently, stop responding and report the page/numbers immediately.
If you have been scammed, contact the National Scam Response Centre hotline 997.
Fact #2 : Kenanga Is A Business, Not A Charity
Please do NOT be naive. Kenanga is an investment bank – a business, not a charity. Just because it is celebrating its 50th anniversary in 2023, does not mean it’s giving anything away.
Even if it wanted to celebrate its anniversary by giving away books, it would be giving them to clients, not to the public!
Kenanga is a public-listed company, whose focus is to make money, not a charity to give you free books!
These scams are being run off fake Facebook pages that are brand new, and have nothing to do with the real Kenanga.
Fact #4 : Kenanga Does Not Use WhatsApp To Communicate
Kenanga offers a multitude of contact options by online forms, email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!
Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928
Fact #5 : Kenanga Will Not Ask You To Join WhatsApp Groups
Just to be clear, Kenanga states that it will never ask anyone to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.
Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!
There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/60113906928
There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!
Fact #7 : One Victim Lost RM480K To A Free Book Scam!
In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.
After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.
The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.
The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.
That was when the lady realised she had been scammed, and lodged a police report.
Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
