Tag Archives: Money

Will QR code on free water bottle empty your bank account?!

Will the QR code on a free water bottle really empty your bank account if you scan it?! Take a look at the viral claims, and find out what the facts really are!

 

Claim : QR Code On Free Water Bottle Will Empty Your Bank Account!

People are sharing a video on WhatsApp and social media, claiming or suggesting that water bottles are being distributed by scammers, and scanning the QR code on those water bottles will empty your bank accounts!

Don’t scan any gift QR, it will Zero your bank account.

The scammer put a new thermos bottle on the iron door. Never scan the QR code on a thermos. Once scanned, the money from the bank account was stolen by the fraudsters. Please spread the word

Here is a translated transcript of what the man says in the video below:

After we came out of the house, we saw this tumbler. This is one of the ways they placed the tumbler on our gates. My house received one, my neighbour also received one. See.

So people have to be careful because the bottle says “Scan QR get RM200 cash coupon”. Go Shopping. You have to be careful. My neighbour also received one.

Recommended : Bank Letter QR Code Scam : What You Need To Know!

 

Truth : QR Code On Free Water Bottle Will Not Empty Your Bank Account!

This appears to be yet another example of fake news circulating online, and here are the reasons why…

Fact #1 : Go Shopping Appears To Be Legitimate App

I traced the Go Shopping app to both the Google Play Store (archive), and the Apple App Store (archive), and it appears to be a genuine mobile app. In both stores, it describes itself as:

Go Shopping is an online shopping app primarily serving the Southeast Asian region. It has expanded to over 7 countries, amassing more than 200,000 users. Go Shopping garners support from major source manufacturers, differentiating it from other e-commerce platforms.

As a rapidly growing new e-commerce platform, Go Shopping offers Southeast Asian users high value-for-money shopping, a wide range of products, and various discount plans. Many popular products on the Go Shopping platform are available at substantial discounts of 40% to 60%. Consumers can learn more about products and join flash sale groups

In the Google Play Store, the developer was listed as NWS Hardware Trading, while in the Apple App Store, the developer was listed as Yap Chee Leong.

In the Google Play Store, the Go Shopping app has a 3.5 star rating, and it has a 3.3 star rating in the Apple App Store.

Fact #2 : NWS Hardware Trading Appears To Be Legitimate Company

I looked up NWS Hardware Trading, and it appears to be a genuine company that was incorporated on 10 May 2022 in Malaysia, with the SSM registration number of 003396291-V.

According to CTOS (archive), its official business type was listed as “trading in furniture hardware and aluminium glass door for kitchen and wardrobe“.

However, on two different job recruitment websites (here, here), NWS Hardware Trading uses the same Go Shopping logo, and says that it aims to create “a reliable business platform for shoppers to buy good products and save money“:

About NWS Hardware Trading

WORTH is aimed to present a reliable business platform for the Shoppers to buy the good products and save money. More than 3,000 manufacturers and suppliers have business cooperation with us to help factories clear their inventories.

This basically confirms that NWS Hardware Trading is a legitimate company registered in Malaysia, and it developed and owns the Go Shopping app that is available in both the Google Play Store, and the Apple App Store.

Recommended : Can Restaurant Menu QR Code Hack Your Phone?!

Fact #3 : QR Code Is Not Malicious In Nature

QR code (which is short for Quick Response code) is not nefarious or malicious in nature.

The QR code is merely a type of two dimensional barcode that was invented in 1994 by the Japanese company, Denso Wave, to track automotive parts. It has since been adopted for other purposes because it is more efficient and can support more than just numbers. For example, Version 40 QR code can contain up to 7,089 numbers or 4,296 characters.

Ultimately, a QR code is nothing more than a series of numbers or characters – data which can be used for a variety of purposes, including providing a link to an online restaurant menu.

Fact #4 : QR Code Cannot Empty Bank Accounts

While QR codes are not malicious by nature, scammers can and do create fake QR codes to trick people. In Texas, for example, fake QR codes were placed on parking meters to trick drivers into keying their credit card or bank login information in fake (phishing) websites that look like a genuine payment website.

I tried a number of ways to scan the QR code, but was unsuccessful. The resolution appears to be too poor in the video, or the QR code was too distorted to be scanned successfully. So I cannot confirm that the QR code leads to the Go Shopping app, or a phishing website.

That said, scanning the QR code itself won’t empty your bank account, as people are claiming on WhatsApp and social media. That’s the stuff of bad movie plots.

What can happen though is that scammers can create such water bottles using logos of legitimate companies, and insert QR codes that lead to fake (phishing) websites that masquerade as bank or payment platforms, to trick you into giving up your credit card or bank login details.

Then the scammers can use those details to make fraudulent charges on your credit card, or log into your bank account to transfer money.

Recommended : Malaysia Airlines 6 Months Free Flight Card Scam Alert!

Fact #5 : Go Shopping Is Pretty Obscure

Truth be told, scammers would more likely use more famous or familiar brands or apps like TNG eWallet, Grab, Maybank MAE, etc. to trick you into giving up your credit card or bank login details.

You are more likely to trust a QR code from a well-known brand, rather than an obscure brand like Go Shopping, whose app has only garnered some 10,000 downloads in the Google Play Store.

Although I cannot verify the QR code on the water bottle, this looks like a marketing promotion by NWS Hardware to promote its Go Shopping app.

Fact #6 : You Can Choose Not To Scan QR Code

If you receive such a water bottle, there is a simple solution – you can use it without scanning the QR code.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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RM500 Bantuan Awal Ramadhan 2024 Scam Alert!

Is the Malaysian government giving every citizen RM500 for Ramadhan 2024?! Take a look at the viral claim, and find out why it’s just a scam!

 

RM500 Bantuan Awal Ramadhan For 2024 Scam Alert!

People are sharing links to websites that purportedly offer RM500 from the Malaysian government as Ramadhan 2024 aid (Bantuan Awal Ramadhan).

Terkini : Kerajaan umum satu lagi bayaran bantuan khas Aidilfitri RM1,000 akan disalurkan pada 8 April ini secara berperingkat.

Senarai Penerima : http://sumbangan=xxxx=xxxxx.madani2024.my.id

Latest : The general government another Aidilfitri special aid payment of RM1,000 will be distributed on April 8 in stages.

List of Beneficiaries : http://sumbangan=xxxx=xxxxx.madani2024.my.id

Bantuan Awal Ramadan RM500 Mula Dikreditkan Secara Berperingkat

Ramadan Early Aid RM500 Begins to be Credited Gradually

These scams do not only appear on WhatsApp and Telegram, but also TikTok.

Recommended : Can You Get Free Cash Via MyKasih App?!

 

Why RM500 Bantuan Awal Ramadhan 2024 Is A Scam!

This is yet another example of FAKE NEWS circulating on WhatsApp, and social media platforms, and here are the reasons why!

Fact #1 : There Is No RM500 Bantuan Awal Ramadhan For 2024

Let me start by pointing out that there is no such thing as the RM500 Bantuan Awal Ramadhan aid for 2024.

On 6 March 2024, the Malaysia Ministry of Finance called it fake news, and warning people against sharing it:

THIS IS FAKE NEWS!

The Ministry of Finance stresses that the Ramadan Aid 2024 claim is FALSE.

Be careful and don’t be easily fooled by such news on social media.

Visit the portal and follow the Ministry of Finance’s official social media channels for the latest and most accurate information.

Recommended : Warning – PDRM Parking Fine Scam Alert!

Fact #2 : Photo Taken From 2023

The photo used in this scam was actually taken from a website posting about the 2023 Ramadhan aid given by Federal Territory Islamic Religious Council (Mаjlіѕ Agаmа Iѕlаm Wilayah Pеrѕеkutuаn, MAIWP).

In its official announcement, MAIWP gave a special one-off RM500 Ramadan financial aid on 27 March 2023. However, this financial aid was limited to existing recipients of monthly financial aid from MAIWP.

Not only was this one-time financial aid limited to 2023, there was no application, and the money was automatically given to eligible recipients.

Ramadan 1444H assistance to recipients of monthly financial assistance.

RM500 One Off

The distribution of aid will be implemented in stages on March 27, 2023 (Monday) corresponding to 5 Ramadan 1444H.

Fact #3 : It’s A Phishing Scam

I investigated one of the links, and it appears to be a phishing website registered in Indonesia, using the domain “madani2024.my.id” that was created on 29 February 2024.

This phishing website attempts to trick you into giving up your Telegram account access, by asking for:

  • your phone number
  • your Telegram account password
  • your Telegram OTP

Once the scammers have that information, they can take over your Telegram account, which can then be used to scam

It is likely that the other scammers may try to steal your WhatsApp account, and/or trick you into giving up your bank account login details.

Do NOT click on the links, and do NOT share them with your family and friends!

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Is Canada rolling out Social Credit System for Bank Accounts?!

Is Canada rolling out a social credit system that links bank accounts to obedience scores of its citizens?! Take a look at the viral claims, and find out what the facts really are!

 

Claim : Canada is rolling out Social Credit System for Bank Accounts!

People are sharing an article (archive) by Natural News, which claims that Canada is rolling out a social credit system that links bank accounts to obedience scores of its citizens!

Here is an excerpt of that very long and (intentionally???) confusing article:

Canada rolling out social credit system, citizens’ bank accounts linked to obedience scores

Our neighbors to the north are implementing a new system called “open banking” that will link citizen’s bank accounts to a new social credit scoring system.

Recommended : Did Bill Gates Order Govts To Replace Farmers With AI Bots?!

 

Truth : Canada is not rolling out Social Credit System for Bank Accounts!

This appears to be yet another example of fake news circulating online, and here are the reasons why…

Fact #1 : Canada Is Not Rolling Out Any Social Credit System!

Let me start by simply pointing out that Canada is not rolling out any social credit system!

In fact, the Department of Finance Canada labelled these allegations as “false”, and said that there are no plans to adopt such a system in a March 20, 2024 email (source).

Any allegation that the Government of Canada is trying to introduce social credit scores is categorically false.

Claims that Canada is rolling out a social credit system along the same lines as China’s social credit system isn’t new (example). It appears to have started in 2021, just before the Canadian federal election.

It was not true back in 2021, and it is not true either in 2024. But it goes to show how fake news can be recycled over time to generate controversy (and money???)

Fact #2 : Natural News Provided No Evidence

I should point out that the Natural News article provided no evidence that Canada is rolling out any social credit system, or that bank accounts will be linked to “obedience scores”.

It merely linked to a Slay News article (archive) which made similar claims, but also did not provide any evidence that Canada is rolling out a social credit system, or that bank accounts in Canada will be linked to a social credit score.

Recommended : Did Insider Reveal WEF Global Famine False Flag Op?!

Fact #3 : Open Banking Is Not A Social Credit System

Instead of a social credit system, these articles appear to be pointing at open banking, which is completely different.

Also known as consumer-directed banking, or consumer-led banking, open banking requires banks to “open up” their hitherto private application programming interfaces (APIs) so that consumers can share their financial information securely with other banks or authorised organisations like fintech companies, and payment providers.

Open banking has nothing to do with social credit, and merely allows you – the consumer – to securely share your financial information with other banks, payment providers, and fintech companies that you approve.

Without open banking, you will need to share your financial information manually, and in very insecure ways that can be easily duplicated and shared outside of the approved institutions.

An estimated 9 million Canadians currently share their financial data by providing confidential banking credentials to service providers.

This process, known as screen-scraping, is unsecure and raises security, liability, and privacy risks to consumers and the financial system.

– Department of Finance Canada

Recommended : Is Google Shutting Down Gmail For Good?!

Fact #4 : Open Banking Has Not Even Been Approved In Canada!

Claims that Canada is already rolling out a social credit system through open banking are easily disproven. Not only is open banking not a social credit system, it hasn’t even been approved in Canada!

According to the Department of Finance Canada (archive), the federal government will submit the legislative framework for open banking that will be introduced in Budget 2024, which is slated for 16 April 2024. Even if it is approved, the Canadian government will only introduce open banking in 2025.

To be clear – open banking has not been approved in Canada. Even if it is approved, it won’t be available for use until 2025.

Fact #5 : Open Banking In Canada Will Be Opt-In

I should also point out that the proposed open banking system in Canada is meant to be opt-in, and users will have to consent to share their financial information with the service provider they approve.

In other words – no one can force you to use the open banking system to securely share your financial information.

If you choose to go “old school” and take screenshots that would reveal other private details, and can be freely shared outside of the approved service provider, you do you. Just don’t blame anyone for leaking your personal financial information when you are making it so easy to do that.

Recommended : Is Canada Going To Arrest Citizens Who Promote Fossil Fuels?!

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Why viral warning on New EPF Nominee Rules is fake news!

Find out why the viral warning on the new EPF (KWSP) Nominee rules is really fake news, and warn your family and friends!

 

Claim : New EPF Nominee Rules Will Channel Money To Amanah Raya!

This warning about new EPF (KWSP) Nominee rules has gone viral on WhatsApp recently:

Forward as received

Malaysian pls read:

NEW EPF RULES

If ONE (1) of your Nominees in the EPF Nominees list dies, automatically the whole arrangement (EPF Nominees list) is VOID ..

Recommended : Malaysia Airlines 6 Months Free Flight Card Scam Alert!

 

Truth : New EPF Nominee Rules Will Not Channel Money To Amanah Raya!

This is yet another example of fake news circulating on WhatsApp, and here are reasons why…

Let me start by pointing out that the Employees Provident Fund (EPF / KWSP) has publicly refuted the viral warning.

The EPF emphasises that the information in the chain email is NOT TRUE.

I will now go through the claims, and share with you what EPF / KWSP has said about those allegations:

Whole EPF Nominee List Is Void When A Nominee Dies?!

False. EPF clearly states that it is not true that your nominee list is deemed void whenever one of your beneficiaries die.

If an EPF member nominates more than one beneficiary, and one of them dies, then only the portion bequeathed to that deceased beneficiary will be invalid.

If the EPF member dies without updating his/her EPF nominee list, the surviving beneficiaries will receive their portions accordingly.

Meanwhile, the portion bequeathed to the deceased beneficiary will be subject to procedures under “EPF savings without nomination”, where the priority for the right to claim shall go to the next of kin or appointed administrator in charge of your estate.

Recommended : STR 2024 Scam Alert : Can You Get RM1,000 Per Month?!

Your EPF Money Goes To Amanah Raya If No Beneficiary?!

False. If an EPF member nominates a single beneficiary, and the beneficiary dies, the nomination is void unless a new beneficiary is nominated. However, if the EPF member dies without nominating a beneficiary (or the sole beneficiary has died), the following conditions apply:

If the member has less than RM25,000 in his/her EPF Account, the initial sum of RM2,500 will be paid to his/her next of kin. The balance will be paid two months after the member’s death.

If the member has more than RM25,000 in his/her EPF Account, the initial sum of RM2,500 will be paid to his/her next of kin. The second payment (not more than RM17,500) will be paid to the next of kin two months after date of death. The balance of the savings will be paid upon submitting the Letter of Administration / Grant of Probate / Distribution Order / Faraid Certificate from estate administrators such as Amanah Raya Berhad or the Court or the Land Office.

For Muslim members, the Faraid Law will apply, in which case the beneficiary will act as an administrator or “wasi” who will be responsible for distributing the savings in accordance to the Faraid Law.

You Must Produce Death Certificate To Change Nomination?!

False. EPF members do not need to produce the death certificate of a deceased beneficiary to change their nomination.

EPF members can change or update their nomination at any time, by completing a new KWSP 4 Form. This will automatically revoke any earlier nomination made.

Family Members Must Go To EPF Counter Within 3 Days?!

False. The family of EPF members who happen to die together with their nominees do not need to go to the EPF counter within 3 days, to prevent their savings from being “surrendered to Amanah Raya”.

EPF will disburse the money as if the EPF member died without nominating a beneficiary (see above).

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | MoneyTech ARP

 

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Free Galaxy Ride : How To Get Free RM5 TNG Credit!

Find out how to get the free RM5 TNG eWallet credit through Samsung Malaysia’s Free Galaxy Ride offer!

 

Free Galaxy Ride : Get Free RM5 TNG Credit!

On 29 February 2024, Samsung Malaysia officially took over the Tun Razak Exchange (TRX) Samsung Galaxy MRT Station – Malaysia’s largest underground interchange station. This brand takeover integrates Samsung into the network of 29 stations on the MRT Kajang and Putrajaya lines, on which over 220,00 daily riders make their daily commute.

In conjunction with its takeover of the TRX Samsung Galaxy MRT station, Samsung Malaysia is giving Samsung Galaxy users free RM5 TNG credit, which you can then use to purchase the RM5 MyCity Pass to get unlimited rides on the MRT for a whole day!

If you have not experience the convenience of using the MRT to get to The Exchange TRX mall, give it a try, and grab the free RM5 TNG credit from the Samsung Experience Store while you are there!

Recommended : Samsung Galaxy S24 Ultra Review : Tech ARP Editor’s Choice!

 

Free Galaxy Ride : How To Get Free RM5 TNG Credit!

Here is what you need to know about Samsung Malaysia’s Free Galaxy Ride offer.

Location

The Free Galaxy Ride offer is only available at the Samsung Experience Store at The Exchange TRX Mall, from 10 AM to 10 PM daily.

Availability

The Free Galaxy Ride offer is only valid for the first 5,000 Samsung Galaxy users on a first come, first serve basis, from 29 February until 17 March 2024.

Eligibility

The Free Galaxy Ride offer is only applicable to Samsung Members who are Malaysian citizens, and residents of Malaysia, who are 18 years and above (as of 29 February 2024), based on the Malaysian MyKad or passport.

This offer is not applicable to Samsung employees, dealers, or agents, or their families, as well as anyone connected to this Promotion.

How To Get Free RM5 TNG Credit

Please follow these steps to get your free RM5 TNG credit through the Samsung Free Galaxy Ride offer.

Step 1 : Visit the Samsung Experience Store at TRX Mall, and look for the Free Galaxy Ride crew.

Step 2 : Comment “I want a Free Galaxy Ride” with the hashtags #GalaxyAI and #GalaxyS24 on this Galaxy Free Ride Facebook post.

Step 3 : Scan the QR code provided by the Samsung crew to redeem a voucher on your Samsung Members app.

Step 4 : Download the redemption voucher from your Samsung Members app, and present it to the event crew.

Step 5 : You will receive a RM5 TNG reload code, which you can then use to top up your TNG eWallet.

Please note that each Samsung Galaxy user is only entitled to one (1) redemption.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Money | Travel | Tech ARP

 

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Is Trump Using Oprah’s Money To Pay $355 Million Fine?!

Is Donald Trump going to use Oprah Winfrey’s money to pay the $355 million fine for fraudulently overvaluing his properties?!

Take a look at the viral claim, and find out what the FACTS really are!

 

Claim : Trump Will Use Oprah’s Money To Pay $355 Million Fine!

On 20 February 2024, Real Raw News posted an article (archive) claiming that Oprah Winfrey was just sentenced to death, for being an accessory to mass murder in the Maui inferno!

As usual, the article is long, rambling and confusing, so here is an excerpt. Please feel free to skip to the next section for the facts!

Deep State Won’t See a Dime of Trump’s Money

Recommended : Viral Donald Trump Arrest + Escape Photos Explained!

 

Truth : Trump Cannot Use Oprah’s Money To Pay $355 Million Fine!

The truth is – this is just another fake story created by Real Raw News, just to generate page views and money.

Fact #1 : Oprah Winfrey Was Not Arrested / Sentenced To Death

Let me just start by pointing out that Oprah Winfrey has not been arrested, or sentenced to death, for being an accessory to mass murder in the Maui inferno, or any other reason.

Oprah Winfrey is a mega celebrity, and one of the richest women in the world, with a net worth of $3.5 billion as of May 2023. If she was ever arrested, it would have been international news.

Yet, no legitimate media outlet, not even celebrity blogs, have reported that Oprah Winfrey was in any legal trouble, never mind arrested and/or sentenced to death!

We know this for sure because Oprah herself posted about her experience flying to NYC to take part in the photoshoot for the cover of the last issue of British Vogue, on 8 February 2024.

Could she have made it for the photoshoot, if she was supposedly arrested and jailed in Guantanamo Bay, before being courtmartialed, and sentenced to death???

Recommended : Was Oprah Winfrey Just Arrested + Jailed In Gitmo?!

Fact #2 : JAG Has No Powers Over Civilians

The claim that the US Navy JAG convicted Oprah Winfrey for being an accessory to mass murder in the 2023 Maui fire, and sentenced her to death, is absurd.

The Judge Advocate General’s Corps is the military justice branch of the American military. It has no powers or jurisdiction over civilians like Oprah Winfrey. The civilian justice system is separate from the military justice system. JAG officers can only prosecute US military service members.

Only in rare exceptions are JAG officers allowed to prosecute civilians. For example, if the civilian committed a crime on a military base, or while working in a foreign country and the local laws allow it. They can also prosecute civilians with special authority from the President, or Congress.

Fact #3 : JAG Cannot Confiscate Civilian Property

The claim that JAG can confiscate Oprah Winfrey’s assets is also laughable. As the military justice branch of the American military, JAG cannot confiscate civilian property.

Even if somehow permitted to do so under the Justice Department’s asset forfeiture program (2023 guidelines), it would require the minimum oversight of:

  • the Assistant U.S. Attorney (AUSA) or investigative agent in charge of the administrative
    forfeiture matter (and, if applicable, the AUSA in charge of the related criminal matter);
  • investigative agents; and
  • appropriate USMS representatives.

In short, even in the MAGA / QAnon fantasy world where Oprah Winfrey’s assets were somehow confiscated, it would be under the oversight of the US Justice Department.

Recommended : Did EU Legalise Child Porn As WEF Pedophilia Agenda?!

Fact #4 : Seized Assets Cannot Be Given To Trump

Even in the MAGA / Canon fantasy world where Oprah Winfrey was somehow sentenced to death, and had her assets seized, there is no reason why those assets should ever be given to Donald Trump!

The seized assets would belong to the US government, and can be used as it sees fit. And there is simply no reason why it should divert some of those seized asset to a private citizen, even if he is called Donald J. Trump.

The truth is there is no way Oprah Winfrey’s money is ever going to be used to pay Donald Trump’s massive fine for fraudulently overvaluing his properties!

Fact #5 : Donald Trump’s Assets May Be Seized!

Ironically, Donald Trump may have his own assets seized to pay for the massive $355 million fine, with another $100 million in pre-judgement interest!

On 21 February 2024, New York Attorney General Letitia James said that she is prepared to seize assets from Donald Trump if he is unable to find the cash to cover his civil fraud fine.

We are prepared to make sure that the judgment is paid to New Yorkers, and yes, I look at 40 Wall Street each and every day.

Fact #6 : Real Raw News Is A Fake News Website

Real Raw News is a fake news website that capitalises on making shocking but fake stories to generate page views and money.

To protect himself from legal repercussions, the owner and writer, Michael Baxter (real name – Michael Tuffin), claims that his articles are “humour, parody, and satire“.

That disclaimer, which is not clearly mentioned in his articles, lets him keep creating fake news to go viral, and generate money.

Recommended : Was Stephen Colbert Arrested For Fraud + Child Sex?!

A March 2018 screenshot of Michael Tuffin, who goes by the pseudonym Michael Baxter

His articles have been regularly debunked as fake news, so you should NEVER share anything from his website. Here are some of his fake stories that I debunked earlier:

Everything posted by Real Raw News should be regarded as FAKE NEWS, until proven otherwise.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

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CNY 2024 : No Highway Tolls + Speed Limit Reduction!

The Malaysian government just announced two days of toll-free travel and a speed limit reduction for the CNY 2024 holidays!

 

CNY 2024 : No Highway Tolls On February 8-9!

On Wednesday, 7 February 2024, the Ministry of Works announced that there will be no highway tolls from February 8 to 9, in conjunction with Chinese New Year 2024!

In a short public announcement, the Ministry announced that the toll-free travel would apply to all Class 1 private vehicles for two days, from 12:01 AM on Thursday, February 8, to 11:59 PM on Friday, February 9, on exiting the toll booths.

This toll-free travel will extend to all highways, except at the toll plazas at the national borders:

  • the Bangunan Sultan Iskandar (BSI) Toll Plaza
  • the Tanjung Kupang Toll Plaza

The expected financial implication of these two days of toll-free travel is estimated to be about RM42.99 million.

Recommended : Motorists Can Renew Licence + Road Tax Via MyJPJ App!
Recommended : 2024 Public + School Holidays For Malaysia!

 

CNY 2024 : Speed Limit Reduction For 6 Days!

In conjunction with the CNY holidays, the Ministry of Works also ordered a reduction in all speed limits on all roads.

For 6 days from 8 to 13 February 2024, the speed limit will be reduced from 90 km/h to 80 km/h, on all federal roads.

This speed reduction are amongst the moves made to improve safety and reduce the risk of accidents during the CNY 2024 festivities.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Touch ‘n Go eWallet To Charge 1% Fee For Credit Card Reloads!

TNG Digital just announced a 1% fee for all credit card reloads to the Touch ‘n Go eWallet! Here is what you need to know…

 

Touch ‘n Go eWallet To Charge 1% Fee For Credit Card Reloads!

TNG Digital just announced a 1% fee for all credit card reloads to the Touch ‘n Go eWallet, from 24 February 2024 onwards!

Touch ‘n Go eWallet users will have to switch to DuitNow Transfer, and debit card, for their reloads.

TNG Digital say that it made this move to reduce the high cost of credit card reloads that it has been subsidising all this while, and to curb the cashing out of the credit card reloads to bank accounts.

This move is to curb excessive cashing out of credit card balance to bank accounts and offset the heavy cost of credit card reloads which TNGD has been subsidising since its inception.

Users are encouraged to use bank transfers via DuitNow which has exactly the same process as fund transfer among bank accounts.

– TNG Digital CEO Alan Ni

TNG Digital had earlier reduced the amount of credit card reloads that Touch ‘n Go eWallet users can transfer to their bank accounts. In March 2023, it reduced the amount of transferable credit card reloads to RM1,000 per month.

Upon exceeding that RM1,000 limit, users can choose to further use their credit cards for reloads with a 1% fee. The new February 2024 policy basically removes the free credit card reload for the first RM1,000.

Recommended : Free TNG RFID Bar Code Scam Fact Check!

 

How To Avoid 1% Fee On Touch ‘n Go eWallet Reloads

From 24 February 2024 onwards, the only ways to get free reloads on the Touch ‘n Go eWallet is to use DuitNow Transfer, or your debit card.

Reloading using your debit card is no different from using your credit card, so it should be easy for you to simply switch to your debit card.

Transferring using DuitNow Transfer is, unfortunately, not so straightforward with the Touch ‘n Go eWallet. For those who are not familiar with using DuitNow Transfer, here’s a quick guide:

Look For Your DuitNow Account Number

Step 1 : Open and log into your Touch ‘n Go eWallet.

Step 2 : Click on the Profile button at the upper right corner of the screen.

Step 3 : Under your name, you will see your 12-digit DuitNow account number. Write it down, or click on the copy button to copy it.

Reload Using Your DuitNow Account Number

Step 1 : Log into your preferred bank’s app or website.

Step 2 : Select the Transfers option.

Step 3 : Select the Transfer to other banks option.

Step 4 : Select Touch ‘n Go eWallet or DuitNow Transfer option.

Step 5 : Key in your Touch ‘n Go eWallet DuitNow account number.

Step 6 : Key in the amount you want to transfer, and click the Next or Transfer.

Step 7 : In the transfer summary page, verify the details and click Proceed. If you wish, you can also select “Add as Favourite” to make it easier to transfer more funds in the future.

As you can see, the DuitNow Transfer isn’t as user-friendly as using the credit card, which could put off many users. So a better alternative might be to use your debit card instead. Even so, I foresee many people switch to alternative e-wallets for payments.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

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STR 2024 Scam Alert : Can You Get RM1,000 Per Month?!

Watch out for the STR (Sumbangan Tunai Rahmah) 2024 scam, and find out why you really cannot get RM1,000 per month!

 

STR 2024 Scam : Get RM1,000 Per Month For Free!

Many people are getting messages about getting RM1,000 in free cash through the STR (Sumbangan Tunai Rahmah) scheme on WhatsApp and Telegram, from their family members and friends:

TERKINI: Permohonan untuk bantuan MySTR 2024 RM1000 sebulan
.
📒 Borang Permohonan (Online dan Manual)
📒 Kemaskini Maklumat kerajaan
.
Memohon secara online👇👇
https://xxxx-xxxx-xx-xxx-tunai2024.com/39/kerajaan

Recommended : Bantuan Rakyat Malaysia Scam Alert!

 

STR 2024 Scam : Don’t Fall For The RM1,000 Offer!

This is yet another scam circulating on WhatsApp and Telegram, and here are reasons why…

Fact #1 : STR 2024 Is Only Given Quarterly

First, let me just point out that the 2024 STR (Sumbangan Tunai Rahmah) program is genuine. However, it is restricted to the hardcore poor, and is paid out quarterly.

STR 2024 Application Period Payment Date
Phase 1 1 to 30 Nov 2023 29 January 2024
Phase 2 1 Dec 2023 to 29 Feb 2024 April 2024
Phase 3 1 March to 30 June 2024 August 2024
Phase 4 1 July to 30 Sept. 2024 November 2024

In short – you won’t get the money on a monthly basis, as the scam websites are claiming.

Fact #2 : STR 2024 Scam Targets Your Data + Telegram Account

The real STR (Sumbangan Tunai Rahmah) website will only ask you for your MyKad or user ID to check your STR 2024 status.

The scam websites, on the other hand, will ask you to submit your full name, and your mobile number.

They will send an OTP to your Telegram account, and ask you to key in the OTP to their website. This will allow them to hijack and take over your Telegram account.

To protect your Telegram account from such hijacking, please make sure you turn on Two-Step Verification!

Even if you don’t have a Telegram account, the scammers now have access to your full name and mobile number, which they can use in future scam attacks.

Recommended : PDRM Warning : Watch Out For MyBayar Scam!

Fact #3 : List Of Successful Applicants Is Fake

To convince you that their offer is genuine, the scam websites often show a scrolling list of successful applicants – each one receiving RM1,000. That’s a fake list.

If you check the source code, you can see that the scammer merely created a manual list of fake names. Here is a small segment with the fake details highlighted in bold, to show you what I mean:

<!— record berjaya box —>
<div class=”_record-box”>
<div id=”list” class=”list-box”>
<div class=”list” style=”margin-top: -3.1345px;”>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Kaamil bin Haarith</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>
<div class=”item”>
<div class=”record_logo”>
<img src=”assets/masterweb/avatar.png” alt=””>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Fat’hi bin Jaasir</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>
<div class=”item”>
<div class=”record_logo”>
<img src=”assets/masterweb/avatar.png” alt=””>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Ibrahim bin Khaalid</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>

Fact #4 : STR 2024 Does Not Give RM1,000 Per Month

To help the hardcore poor handle the high inflation in 2024, the Malaysia Ministry of Finance announced an increase in the amount of STR cash aid.

However, even with the increased STR 2024 cash aid, you won’t receive RM1,000 per month. That’s just insane. Here is what the government is giving for STR 2024, in quarterly payments:

Qualifying
Categories
STR 2024 Cash Aid
Household Income
≤ RM2,500
No Children : RM1,000
1-2 Children : RM1,500
3-4 Children : RM2,000
≥5 Children : RM2,500
Household Income
RM2,500 – RM5,000
No Children : RM500
1-2 Children : RM750
3-4 Children : RM1,000
≥5 Children : RM1,250
Senior (Single)
≤ RM5,000
RM600
Single
≤ RM2,500
RM350

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Bill Gates Invested In BioNTech Because COVID Was Coming?!

Did Bill Gates invest in BioNTech two months before COVID-19 was announced, because he was forewarned, or planned the pandemic?!

Take a look at the viral claims, and find out what the facts really are!

 

Claim : Bill Gates Invested In BioNTech Because COVID Was Coming!

People are sharing a post on X (formerly Twitter) by PeterSweden (archive), which appears to suggest that Bill Gates invested in BioNTech because COVID-19 was coming. Here is an excerpt:

I recently discovered something very weird. Bill Gates invested a whopping $55 MILLION in BioNTech that made the Pfizer mRNA injection. You will never believe the date that this happened…

This led some people to conclude or suggest that Bill Gates must have been forewarned, or even planned the pandemic himself! For example:

Thunder26 : It’s not a coincidence. It was all planned People who pulled the strings made a fortune out of this “pandemic”

Recommended : Is Bill Gates Planning To Kill Billions Using Turbo AIDS?!

 

Truth : Bill Gates Did Not Invest In BioNTech Because COVID Was Coming!

Let’s take a look at those claims, and find out what the facts really are…

Fact #1 : Investment Was Made By Gates Foundation

Let me start by pointing out that Bill Gates did not invest $55 million in BioNTech. It was the Bill and Melinda Gates Foundation (BMGF). You know, the world’s second largest charitable foundation?

While Bill Gates may be its most public face, the BMGF is governed by a board of trustees, with a CEO and five independent experts, and advised by a Scientific Advisory Committee.

Fact #2 : Agreement Was Signed In August 2019

Both BioNTech and the Bill and Melinda Gates Foundation announced the investment (here and here) on 4 September 2019. However, the investment agreement between the two parties was signed 5 days earlier, on 30 August 2019, as filed with the SEC.

This may seem like a small point, but a mistake here, a mistake there, and you end up with complete bollocks.

I should also point out that such large investments would have taken weeks, if not months, for both parties to negotiate, and their lawyers and boards to vet and approve.

Fact #3 : Investment Was Limited To HIV + TB Vaccines

The BioNTech press release made it clear that the BMGF investment was a partnership to “develop preclinical vaccine and immunotherapy candidates” for HIV and tuberculosis.

This was not mere PR. There was actually a legal agreement between the Bill & Melinda Gates Foundation, and BioNTech SE, restricting what the funds can be used for.

This agreement on the “Strategic Relationship between the Bill & Melinda Gates Foundation and BioNTech SE“, which was also filed with the SEC on 30 August 2019, clearly stated that BioNTech will complete work packages on the Initial HIV SOW (Scope of Work) and the Initial TB Project SOW.

It also stated that “Additional Projects will not be funded by the Foundation Investment except in the limited circumstances following a determination that it is futile to continue with a workplan as set forth in the TB Project Statement of Work or HIV Project Statement of Work.

In other words – the $55 million BMGF investment was limited to the development of HIV and TV vaccines and immunotherapies.

Recommended : Is Bill Gates Facing Life Behind Bars For Child Rape?!

Fact #4 : $55 Million Is Chump Change For BMGF

As the world’s second-largest charitable foundation, the Bill & Melinda Gates Foundation hold some $69 billion worth of assets. On top of that, it has given away some 7 billion dollars to fight disease and poverty.

In short – a $55 million investment is chump change. If Bill Gates was forewarned about COVID-19, and somehow knew that BioNTech’s mRNA vaccine technology would be a winner in the upcoming pandemic, he would have invested BILLIONS, not just a paltry $55 million.

Imagine if Bill Gates invested $10 billion into BioNTech, instead of just $55 million. The BMGF would be $100 billion richer, not just 0.55 billion richer. Ah, what a lousy businessman!

Fact #5 : BMGF To Grant Additional $45 Million

The BioNTech press release pointed that the total funding could reach $100 million, but oddly enough – the viral post failed to point that out. Why?

Possibly, that’s because the investment agreement stated that if BioNTech achieved its HIV and tuberculosis project milestones, the Bill & Melinda Gates Foundation would provide additional grants of up to $45 million!

Now, if the BMGF only invested in BioNTech to make money, why would it provide $45 million in grants when it can simply purchase $110 million of equity at one go?

Imagine if Bill Gates invested $110 million into BioNTech instead of just $55 million, he would have earned $1.1 billion, instead of “just $550 million” as claimed by the viral post. Ah, you silly, silly man…

Recommended : Was Bill Gates Destroyed In ABC News Interview?!

Fact #6 : China Only Revealed COVID-19 In December 2019

Finally, the viral post claimed that we first heard about the novel coronavirus that would be known as SARS-CoV-2 in November 2019. That’s not true.

While later reports suggested that SARS-CoV-2 was circulating in Wuhan in October and November, the public was only made aware of the new coronavirus on the very last day of 2019.

On 30 December 2019, the Wuhan Municipal Health Commission sent a hard-copy of guidelines on fighting “a possible outbreak of infectious pneumonia” to its affiliate institutions. It was only on 31 December that the Commission publicly announced the pneumonia outbreak in Wuhan, which was picked up by the WHO office in China and international news media.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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How To Register For Your PADU Account!

Find out how to register for your PADU Central Database Hub account, so you can check and update your information!

 

PADU Central Database Hub : What Is It?

Malaysia introduced the PADU Central Database Hub – on Tuesday, 2 January 2024. Developed in just 7 months, PADU is designed to give the government a better way to distribute subsidies, and make other policy decisions going forward.

PADU accomplishes this by combining data from over 400 government agencies, and related organisations, into one central database, hence its name – Pangkalan Data Utama (PADU), or Central Database Hub in English.

The Malaysian government has currently made PADU open to Malaysian citizens and permanent residents, who are 18 years and older. However, it is not mandatory for anyone to register for a PADU account.

Registering for a PADU account will allow you to check and update your information in the system. But even if you do not register for an account – PADU will automatically consolidate your data from multiple government agencies.

Recommended : PADU Central Database Hub : What You Need To Know!
Recommended : Is PADU Being Used To Monitor All Your Personal Data?!

 

How To Register For Your PADU Account!

It is pretty easy to register for your PADU account, but you will need to at least have a smartphone. Here is the step-by-step process.

Step 1 : Register for a new account at the official PADU website at https://www.padu.gov.my/auth/daftar.

Step 2 : Key in your basic information in the registration form:

  • Nama Penuh / Full Name
  • No. Kad Pengenalan / Identity Card Number
  • Poskod / Postcode
  • No. Telefon Bimbit / Mobile Telephone Number
  • E-mel / Email address

Then click on the Seterusnya / Next button.

Step 3 : The PADU system will send your mobile number a One-Time Password (OTP). Key in the OTP number, and click on the Seterusnya / Next button.

Step 4 : You will now be asked to create a password for your PADU account. Make sure your password meets these minimum requirements:

  • it must have at least 8 characters
  • there must be a combination of capital and small letters
  • you must include at least one special character like @$!%*$?&

Step 5 : Key in the same password to make sure it’s correct. You can click on the eye button to view the password. Then click on the Seterusnya / Next button.

Step 6 : The PADU system will generate a QR code, which changes over time. Open your smartphone camera app, and aim it at the QR code.

Alternatively, you can use a QR code reader on your smartphone to read the generated QR code.

Step 7 : When the link pops-up in your smartphone’s camera app or QR code reader, click on it to launch the e-KYC (electronic Know Your Customer) process.

Step 8 : You will now be asked to take and upload photos of both the front and back of your MyKad identity card.

  • Please make sure you do this in a bright area, as you should not use a flash.
  • You need to avoid glare – light reflecting off the plastic MyKad.
  • You need to make sure the MyKad is within the dotted-line frame, when you take the photos.
  • You also need to make sure the MyKad is in focus when you take the photos.

Note that there is a magnification feature at the upper right corner, that allows you to zoom in at up to 2.5X. This is actually a very useful feature.

After trying it out, I found that the best way to avoid shadows is to use the maximum 2.5X magnification feature to take the photo of the MyKad from a distance.

Reflections on the plastic MyKad is a problem. But you can avoid the glare by taking the photos at a slight angle.

Step 9 : Next, you will be asked to take a selfie using your smartphone, and upload it.

Even though there is the same option to zoom in with a magnification of up to 2.5X, don’t use it. Keep it at 1X.

There is no requirement to take the photo with a white background. You just need to make sure you take the selfie in a bright area, so there is no need to use a flash (to avoid glare).

You will need to make sure your face is within the dotted line frame, before you take the photo. Make sure you are looking forward, with your eyes opened. If you are wearing glasses, please take them off to avoid glare.

Note : Samsung smartphone users may notice that the system hangs with the “Trying to access lens” message. You can either wait a few minutes, or click on the Tukar Lens (Change Lens) option at the top left corner of the screen.

That’s it! After you upload photos of your identity card, and your selfie, you will receive a message stating that PADU will need up to 3 days to verify your identity, and will inform you when your account has been successfully created.

All you need to do is wait for the email or SMS notification. Once you receive the notification, you can proceed to log into your PADU account using the password you registered at https://www.padu.gov.my/.

We hope you found this guide useful. Please SHARE this article with your family and friends!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Is PADU Being Used To Monitor All Your Personal Data?!

Is the government using PADU – the Central Database Hub – to collect and monitor all of your personal data, including your banking information?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : PADU Lets The Government Monitor All Your Data!

People are sharing this message on WhatsApp and social media platforms, which claims or suggests that the new PADU Central Database Hub allows the government to collect and monitor all of your personal data, including your banking information!

Soon for everyone….. Government new method to monitor All Malaysian assets and income.. it’s called PADU.. it links all personal information from your Mycard to your passport to all your officials document’s , including insurance , property & land titles, Electric and water bills to JPJ vechical grant.
All your bank transitions, From PDRM summons including bank loans, credit cards, Business registration and accounts. even your phone SIM card.. In the future a Malaysian can’t even fart, Without the government’s knowledge

Recommended : PADU Central Database Hub : What You Need To Know!

 

Truth : PADU Does Not Let Government Monitor All Your Data

This appears to be yet another example of FAKE NEWS circulating on WhatsApp, and social media platforms, and here are the reasons why…

Fact #1 : PADU Combines Existing Data

Malaysia introduced the PADU Central Database Hub – on Tuesday, 2 January 2024. Developed in just 7 months, PADU is designed to give the government a better way to distribute subsidies, and make other policy decisions going forward.

PADU accomplishes this by combining data from over 400 government agencies, and related organisations, into one central database, hence its name – Pangkalan Data Utama (PADU), or Central Database Hub in English.

The data that PADU stores was always there, just split up into databases owned and managed by different government agencies, and related organisations. All that PADU does is consolidate data from all those different sources into a central database.

Fact #2 : You Are Not Required To Register For PADU

The Malaysian government does not actually require you to register to access PADU. Registering for a PADU account is not mandatory.

In fact, the government has set a deadline limiting public access to PADU. Those who register for a PADU account can check, update, and add information, until 31 March 2024.

Whether you register your account or not, PADU already has your data. The data remains in PADU, even if you refuse to register for an account.

Recommended : How To Appeal Rejected eMADANI Application!

Fact #3 : PADU Has No Access To Banking Data

While PADU is designed to determine whether you qualify for subsidies and other government assistance, there are limits to what the PADU can collect.

Claims that PADU will give the government access to all of your “bank transactions” and data, including “bank loans, credit cards, business registration and accounts”, etc. are false.

That’s because the PADU Central Database Hub is forbidden from collecting banking data by the Banking and Financial Institutions Act 1989 (BAFIA).

Fact #4 : PADU Has No Access To Your SIM Card

Just to be clear – PADU has no access to your SIM card. It only has your mobile phone number.

For more information about the PADU Central Database Hub, please read our FAQ.

Please help us fight fake news – SHARE this article, and SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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PADU Central Database Hub : What You Need To Know!

The government just introduced PADU – the Central Database Hub for managing subsidies more effectively in Malaysia! Here is what you need to know…

 

PADU : Malaysia’s Central Database Hub

On Tuesday, 2 January 2024, Malaysia introduced Pangkalan Data Utama (PADU) – the Central Database Hub in English.

Developed in just 7 months, PADU is designed to give the government a better way to distribute subsidies, and make other policy decisions going forward.

The PADU Central Database Hub will combine data from over 400 government agencies, and related organisations. However, it will not include your private banking information.

Here is what you need to know about PADU, and whether you should register for an account.

Recommended : Is PADU Being Used To Monitor All Your Personal Data?!

 

PADU : What you Need To Know

Here is a quick summary of what you need to know about the PADU Central Database Hub:

What Is PADU Used For?

The PADU Central Database Hub consolidates data from government agencies in order to create more accurate household profiles for “the targeted reassignment of subsidies”.

The information stored in the database will be used as a reference to determine how to distribute subsidies, and other government assistance in the future.

Who Controls PADU Data?

Data in the PADU Central Database Hub is managed by the Department of Statistics Malaysia (DoSM).

What Data Is Stored In PADU?

PADU will store nearly 300 types of data from federal government agencies, and will gradually include data from state and local governments. There are currently eight data categories:

  • Basic personal information
  • Address and residential status
  • Education level and field
  • Household information
  • Business or career information
  • Income for the past 12 months
  • Monthly financial commitments
  • Government aid received in the past 12 months

Will PADU Collect Banking Data?

No, the PADU Central Database Hub will not collect banking data, as that is forbidden by the Banking and Financial Institutions Act 1989 (BAFIA).

Who Can Apply For A PADU Account?

PADU is currently open only to Malaysian citizens and permanent residents, who are 18 years and older.

Is It Mandatory To Register For PADU Account?

No, it is not mandatory to register for an account, or update their information in the PADU system.

Recommended : Malaysia Adopts Digital Driving Licence In MyJPJ App!

What If You Don’t Apply For An Account?

The Malaysian government does not actually require you to register for your PADU account, as the Central Database Hub will automatically consolidate your information from multiple agencies.

Refusing to apply for your PADU account will merely mean you may not be able to update or correct the information in the system. This may affect your eligibility for future subsidies or government aid.

Is There A Deadline To Apply For A PADU Account?

The public will allowed to register, check and update their information on PADU, from 2 January until 31 March, 2024.

What Do You Need To Register For A PADU Account?

Registering for a PADU account requires you to have at least a smartphone with Internet connectivity.

The process is straightforward and pretty simple:

  1. Register using your full name, MyKad number, and the postcode. These details must match your MyKad.
  2. Submit your mobile number to receive a One-Time Password (OTP).
  3. After verifying your mobile number, you can create a password for your account.
  4. Then you need to use your smartphone to take photos of the front and back of your MyKad, as well as a selfie.

That’s it! You then have to wait up to three days for your details to be verified. Then you can access your account, and make any necessary changes or corrections.

We will have a comprehensive guide up shortly, so please check back for a link later.

What If You Don’t Have Smartphone Or Internet?

The government will deploy an outreach team to cover locations which lack Internet connectivity.

The government will also open registration counters at selected locations like district offices, federal and state government agencies, as well as Pusat Internet Desa.

You can also register for your account at DoSM state offices, and any Pusat Economy Digital (PEDi) offices.

How Many Times Can You Edit Your Information?

You will have until 31 March 2024 to edit and update information in the PADU Central Database Hub.

In addition to the deadline, it appears that the PADU system will only allow you to make just one submission. That’s it – you can only submit any amendments / changes / updates to your data once.

According to the official website, you will not be allowed to edit your information once you confirm your submission. So please go through your information and make sure they are all correct before you submit it!

What If I Made A Mistake?

According to the official website, after submitting your changes, you will not be allowed to make any further changes until the next update window in the “upcoming phase”.

It is unknown when the next update window, or the “upcoming phase”, is scheduled to occur. So it is best to ensure that all of your PADU data is accurate before submitting.

We hope you found this FAQ useful. Please SHARE this article with your family and friends!

 

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Motorists Can Renew Licence + Road Tax Via MyJPJ App!

Motorists in Malaysia can soon digitally renew their driving licence and road tax through the MyJPJ app… with a discount too!

 

Motorists Can Renew Licence + Road Tax Via MyJPJ App!

On Tuesday, 2 January 2024, Malaysia Transport Minister Anthony Loke announced that, effective 1 February 2024, motorists will be able to digitally renew their driving licence and motor vehicle licence (Lesen Kenderaan Motor, or LKM for short), which is colloquially known as the “road tax”.

The digital renewal of driving licence and road tax through the MyJPJ app will be carried out in stages. Initially, this feature will only be available to privately-owned vehicles belonging to Malaysian citizens.

These new features will make it easier for motorists in Malaysia to renew their driving licence and road tax digitally, saving time and costs, as well as reduce traffic and congestion at JPJ counters.

Recommended : Malaysia Adopts Digital Driving Licence In MyJPJ App!

 

RM5 Discount If You Renew Digital Driving Licence!

On top of that, Anthony Loke also announced that for the year 2024, motorists who opt for the digital driving licence will receive a RM5 discount!

This RM5 discount or rebate applies to those who renew their digital driving licence, from 1 February until 31 December 2024, through:

  • the JPJ counter,
  • the mySIKAP portal,
  • the MyJPJ app, or
  • JPJ partners like Pos Malaysia or MyEG

However, this initiative to promote the use of digital driving licence is limited to Malaysian citizens. Foreigners, or pass holders, long-term permit holders, or people with MyKAS or MyPR cards will not receive this RM5 discount / rebate.

This initiative is only for Malaysians, and is not extended to to foreign nationals on any pass, long-term permit, MyKAS Card, MyPR Card holders.

– Malaysia Transport Minister Anthony Loke

As nice as this discount is, I should point out that motorists who plan to drive overseas should still request for a physical driving licence. Otherwise, you may face issues with foreign law enforcement officials!

Recommended : PSA : You Still Need Physical Driving Licence Overseas!

 

Physical Licence + Road Tax Still Available For Those Who Renew In 2024

Anthony Lok also announced that the physical driving licence and road tax will still be available for motorists who renew them in 2024.

However, JPJ will no longer provide them in their previous plastic forms. Instead, they will be printed on security paper, for those who prefer a physical copy.

As announced earlier, motorists are no longer required to display the road tax sticker on their vehicles. This applies to the new paper road tax.

 

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How To Appeal Rejected eMADANI Application!

Find out why your eMADANI application may be rejected, and how to appeal!

 

6.5 Million Malaysians Received Free RM100 eMADANI Credit!

On 27 July 2023, Prime Minister Anwar Ibrahim announced that the Malaysian government will give a special, one-off RM100 eWallet credit under the eMADANI programme.

The eMADANI programme kicked off on 4 December 2023, giving 10 million Malaysian citizens the opportunity to receive the RM100 eWallet credit.

As of Wednesday, 6 December 2023, some 6.5 million people have had their eMADANI applications approved. According to the Deputy Finance Minister Datuk Seri Ahmad Maslan, another 1.8 million eMADANI applications are being processed.

However, many reported they failed to get the free RM100 eWallet credit. Find out why your eMADANI application may be rejected, and how to appeal!

Recommended : How To Get Free RM100 eMADANI eWallet Credit!

 

Why Your eMADANI Application May Be Rejected!

First, it is important to find out why your eMADANI application may be rejected.

You May Not Qualify

The eMADANI programme is limited to some 10 million Malaysian citizens, who meet these requirements:

  • you must be a Malaysian citizen who is 21 years or older, as of 1 January 2023
  • you received the Rahmah Cash Assistance (Sumbangan Tuna Rahmah) as of 7 November 2023,
    OR
    you have an annual income of RM100,000 or less, based on LHDN records as of 15 July 2023

Those who do not meet those qualifications won’t be able to receive the free RM100 eWallet credit.

You Received eBeliaRahmah

Those who received the eBeliaRahmah assistance earlier are automatically disqualified for the eMADANI programme, because they have already received eWallet cash to promote the use of cashless payments amongst the youth.

You Did Not Submit Your Tax Return

Unfortunately, the eMADANI programme is using your LHDN tax return for the 2022 assessment year to determine your income level, if you are not receiving the Rahmah Cash Assistance.

People who did not file a 2022 tax return will, unfortunately, not qualify for the free RM100 eWallet credit, even if they earned too little to require filing taxes with LHDN.

Recommended : eWallet May Be Blocked If eMADANI Credit Is Transferred!

 

How To Appeal Rejected eMADANI Application!

After applying for eMADANI, your application will be approved and rejected within 1-5 days. Unfortunately, if your application is rejected, the notification will not tell you WHY it was rejected.

The good news is – there is a dispute process. Sort of.

Contact The eWallet Service Provider

The first thing you can try is to reach out to the eWallet service provider you registered with, to find out why your application was rejected.

MAE: 1300-88-6688 or email mgcc@maybank.com.my

Setel: Email to hello@setel.com or click here

ShopeePay: +603-2777 9222 or click here

Touch ‘n Go eWallet: +603-5022 3888 or click here 

It is possible that you may need to submit additional information, or documents, like a copy of your identification card for verification.

If you are using the Shopee app, you can raise a dispute with their customer service.

  • Select eMadani Claimants as your user type.
  • Select “eMadani Unable to claim
  • Fill in your personal details.
  • Upload any necessary photos or screenshots.

Contact The Ministry Of Finance

If you cannot resolve the problem through the eWallet service providers, you can try contacting the Ministry of Finance through these dedicated channels of eMADANI:

Email : emadani@treasury.gov.my

Telephone : 03-8882-4565

Toll-free : 1 800 88 2747

If you found this article useful, please SHARE it with your family and friends!

 

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He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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PDRM : 50% Discount On Traffic Offences For 3 Days!

The Royal Malaysia Police (PDRM) is offering up to 50% discount for selected traffic offences for just 3 days!

Find out how you can get the 50% discount on your traffic offences from PDRM!

 

PDRM Offers 50% Discount On Traffic Offences For 3 Days!

On 6 December 2023, the Royal Malaysia Police (PDRM) announced a special 50% discount for selected traffic offences for just 3 days!

From 8 December until 10 December 2023, motorists will be able to get a 50% discount for selected traffic summonses at the Bukit Jalil National Stadium:

Date : Friday, 8 December until Sunday, 10 December 2023

Location : Tent no. 2, Bukit Jalil National Stadium (behind the main stage)

Recommended : Is There A RM300 Seat Belt Fine On PLUS Highway?!
Recommended : Traffic Lights Now Have CCTV Cameras To Catch Drivers?!
Recommended : Warning – PDRM Parking Fine Scam Alert!

 

PDRM 50% Traffic Summons Discount For December 2023

This special PDRM offer only applies to traffic summonses issued in 2022 and earlier. It does not apply to traffic offences committed in 2023, or active warrants for court trials. This limited 50% discount offer also does not apply to:

  • summons for traffic accidents
  • court cases which involve arrest warrants or ongoing trials
  • non-compoundable offences, like driving without a licence, careless driving, expired driving licence, uninsured vehicle, etc.

Motorists who want to take advantage of this discount programme are advised to check their outstanding traffic summonses through the PDRM MyBayar website and/or mobile app before heading over to the Bukit Jalil National Stadium.

Please note that you cannot get the discount by paying online. Unlike earlier online discount offers, this programme requires you to be physically present at the Bukit Jalil National Stadium between 8 to 10 December 2023.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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eWallet May Be Blocked If eMADANI Credit Is Transferred!

Be warned – your eWallet account may be blocked, if you attempt to transfer your free RM100 eMADANI credit! Here is what you need to know…

 

eMADANI : 10 Million Malaysian Citizens To Get Free RM100!

On 27 July 2023, Prime Minister Anwar Ibrahim announced that the Malaysian government will give a special, one-off RM100 eWallet credit.

On Wednesday, 29 November 2023, the government announced that the eMADANI programme will benefit some 10 million Malaysian citizens and 2 million businesses, with a total budget of RM 1 billion.

The eMADANI programme is a new initiative that is designed to stimulate the micro, small and medium enterprises (PMKS), as well as promote cashless payments, and alleviate inflationary pressures on the rakyat.

From 4 December 2023 until 20 February 2024, eligible Malaysians can register and receive RM100 in one of these four eWallets:

  • MAE
  • Setel
  • ShopeePay, and
  • Touch ‘n Go eWallet

Please note that these four eWallet providers will also be offering additional incentives in the form of vouchers, cashbacks, discounts, reward points, and coins. So be sure to “shop around” for the best offers, before deciding on which eWallet to use!

Recommended : How To Get Free RM100 eMADANI eWallet Credit!

 

eWallet May Be Blocked If eMADANI Credit Is Transferred!

On Monday, 4 December 2023, the Malaysia Ministry of Finance issued a statement warning that your eWallet may be blocked if you attempt to transfer your free RM100 eMADANI credit out!

This is partly because the eMADANI programme is meant to promote the digital economy, and the use of cashless payments in Malaysia.

The RM100 eWallet credit must be spent physically in retail stores and businesses using the the eWallet of your choice, except:

  • peer-to-peer transfers
  • cash redemptions
  • bill payments through the eWallet
  • government fee payments through the eWallet
  • telco postpaid payments and prepaid reloads through the eWallet
  • game payments through the eWallet
  • parking and toll payments
  • investment activities through the eWallet
  • e-commerce or online transactions

On top of that, the Ministry is aware of online scams offering “cash out” services to people. To avoid people being tricked into transferring their eMADANI credit out, the Malaysian government may order the blocking of eWallet accounts used in such activities, as well as the eMADANI credit involved.

So please make sure you do not transfer your RM100 eMADANI credit out of your eWallet. Do not fall for scams offering you the option to “cash out” the money. Instead, use the eMADANI credit to purchase at retail stores.

Please SHARE this article out, to warn your family and friends!

 

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Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Elon Musk Tells X Advertisers To F*ck Themselves!

Elon Musk just told advertisers on X to “f*ck yourself” for trying to blackmail him!

 

Advertisers Fleeing X After Elon Musk Controversy

Major advertisers like Apple, IBM, Disney, and Sony have pulled their advertising dollars from X (formerly known as Twitter) after several controversial comments by Elon Musk. It didn’t help that they discovered that their ads being shown next to anti-semitic and neo-Nazi posts.

Earlier this month, watchdog group Media Matters published a report claiming that X ran advertisements for major companies next to neo-Nazi posts. Musk would later file a lawsuit against the group.

But Musk escalated things when he publicly endorsed an antisemitic tweet which claimed that the Jewish communities have been “pushing the exact kind of dialectical hatred against whites that they claim to want people to stop using against them“.

According to Sensor Tower, the biggest advertisers – Apple, IBM, Sony, Disney, Comcast (NBC Universal) and Paramount collectively cut off 7% of total US ad spend on X (Twitter. On top of that, half of the top X advertisers have ceased buying advertisements from a year ago (as of October 2023).

Recommended : Elon Musk Shares Vaccine Effectiveness Misinformation!

 

Elon Musk Tells X Advertisers To F*ck Themselves!

On Wednesday, 29 November 2023, Andrew Ross Sorkin interviewed Elon Musk at the 2023 DealBook Summit in New York. In that interview, Elon apologised for endorsing the antisemitic tweet, saying that he should not have replied to it.

But he was belligerent about the advertising crisis at X. He claimed that those advertisers were trying to blackmail him, and literally told them to go “f*ck yourself”. If that wasn’t enough, he singled out Disney CEO Bob Iger in his tirade:

I don’t want them to advertise. If somebody’s gonna try to blackmail me with advertising? Blackmail me with money?

Go f*ck yourself. Go. F*ck. Yourself. Is that clear? Hey Bob, if you’re in the audience, that’s how I feel. Don’t advertise.

Elon Musk also told his interview, Andrew Ross Sorkin, that he didn’t mind being hated for his controversial opinions.

I have no problem being hated. Hate away.

Recommended : Twitter Quietly Removed COVID Misinformation Policy!

But Musk admitted that the advertisers could kill X by boycotting it en masse.

What this advertising boycott is going to do is it’s going to kill the company. And the whole world will know that those advertisers killed the company.

What Musk may not have realised when he made those profane comments, was that he may well have helped to dig the grave for X.

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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EPF “Flexible” Account 3 : What We Know So Far!

What exactly is the EPF “flexible” Account 3, and how does it affect your retirement plans? Here is what we know so far…

 

EPF Account 3 To Be Implemented In April 2024

When Prime Minister Anwar Ibrahim tabled the 2024 Budget on 13 October 2023, he also announced that the government will introduce a flexible EPF account, which would allow people to withdraw their retirement savings immediately.

On 21 November 2023, the Deputy Finance Minister I, Datuk Seri Ahmad Maslan, announced that the “flexible” EPF Account 3 will be implemented in April 2024:

EPF will announce its dividend in February 2024, and the Finance Ministry will then announce a detailed plan on the flexible account. The third account will be implemented starting from April next year.

EPF Chief Executive Officer Datuk Seri Amir Hamzazh Azizan said that it is fine-tuning details of the “flexible” third account:

We are looking at all possibilities, whether it (withdrawals) is free for all or whether it should be guided.

The concept at the moment is to have a flexible account because we have learned during Covid that sometimes there would be circumstances that make it difficult to go from day to day.

Recommended : 2024 Public + School Holidays For Malaysia!

 

EPF “Flexible” Account 3 : What We Know So Far!

Here is what we know so far about the EPF “flexible” third account, or Account 3:

EPF Account 1 Won’t Be Affected

Currently, EPF contributions are divided into two accounts:

  • Account 1 : 70% of monthly contribution
  • Account 2 : 30% of monthly contribution

EPF chief strategy officer, Nurhisham Hussein, said in July 2023 that the percentage of contribution for the proposed “flexible” Account 3 has yet to be determined, but would be about 5% to 10% of the monthly contribution.

He also said that Account 1 would remain with its 70% contribution, and that contribution to Account 2 would be reduced instead, to fund Account 3. When implemented, the ratio would look something like this:

  • Account 1 : 70% of monthly contribution
  • Account 2 : 20% to 25% of monthly contribution
  • Account 3 : 5% to 10% of month contribution

EPF Account 3 Will Apply To All

When introduced, Account 3 will apply to all EPF contributors. This was confirmed by Deputy Finance Minister I, Datuk Seri Ahmad Maslan, on 24 October 2023.

It can be accessed by all members, be they from the B40, M40 or T20 groups.

EPF Account 3 Will Have Lower Dividend

While there was speculation that the flexible Account 3 would have no dividend, EPF chief strategy officer Nurhisham Hussein, dispelled that notion on 11 July 2023.

However, the proposed EPF Account 3 is expected to have a lower dividend rate when implemented. The lower dividend rate has not been revealed.

Recommended : 2024 Petrol + Diesel Subsidies To Use 3 Methods!

You Can Transfer To Account 1/2

The lower dividend rate for Account 3 will be a real concern for contributors who want to save for their retirement, and do not plan to withdraw their savings early.

Even a small reduction in the dividend rate will make a big difference, because of the snowball effect of compound interest over time.

Fortunately, Nurhisham said that members will have the option to transfer their Account 3 savings into Account 1 or Account 2, if they prefer to avoid the lower dividend rate.

Hopefully, this can be implemented with a single opt-in registration, and would not require the money to be transferred on a monthly basis.

EPF Account 3 Will Offer Immediate Withdrawals

In the past, contributors can request to withdraw from their Account 2 to fund certain large purchases:

  • To pay for education
  • To purchase or build a house
  • To pay for a housing loan
  • To cover medical expenses

Unlike Account 2, the proposed “flexible” third account will function like a savings account, and allow contributors to withdraw, as and when they wish.

EPF Accounts To Be Renamed

When EPF introduces Account 3, it will also introduce new names for the three accounts, to better reflect their purposes:

  • Account 1 : Retirement Account
  • Account 2 : Value-Added Account
  • Account 3 : Flexible Account

The renaming will help people better understand the use and purpose of each account.

Recommended : Can You Get Free Cash Via MyKasih App?!

 

EPF “Flexible” Third Account : Is It Useful?

Personally, I feel that the EPF “flexible” Account 3 is like swatting an elephant with a lidi stick.

EPF contribution amounts to 23% to 24% of your monthly salary. Even if Account 3 receives 10% of that contribution, that amounts of just 2.3% to 2.4% of your monthly salary.

Account 3 is targeted at the informal sector workers, many whom earn minimum wage or close to it. Let’s say you earn RM3,000 a month – TWICE the minimum wage of RM1,500.

  • Your Account 3 will only receive RM72 a month.
  • After 1 year, your Account 3 will only have RM864.

As you can see – that is not a lot of money, even for people who earn twice the minimum wage. Yes, it is better than borrowing money from loansharks, but the small percentage that funds Account 3 means you don’t really have much to work with.

On top of that, you are actually “losing” money even if you don’t actually withdraw any money. Parking all the money in Account 3 will garner lower dividends. It may be small, but the difference snowballs over time because of compound interest.

As it is, EPF announced in mid-November 2023, that some 48% of its contributors – 6.3 million people – have less than RM10,000 in their accounts!

If you can afford it, you should transfer all money stored in the “flexible” third account, to Account 1 or Account 2, when this scheme is implemented.

 

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He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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eMADANI : How To Get Free RM100 eWallet Credit!

Ten million Malaysian citizens will soon receive a special RM100 eWallet credit through the eMADANI programme! Here is what you need to know!

 

eMADANI : 10 Million Malaysian Citizens To Get Free RM100!

On 27 July 2023, Prime Minister Anwar Ibrahim announced that the Malaysian government will give a special, one-off RM100 eWallet credit.

On Wednesday, 29 November 2023, the government announced that the eMADANI programme will benefit some 10 million Malaysian citizens and 2 million businesses, with a total budget of RM 1 billion.

The eMADANI programme is a new initiative that is designed to stimulate the micro, small and medium enterprises (PMKS), as well as promote cashless payments, and alleviate inflationary pressures on the rakyat.

Here is what you need to know about the eMADANI programme, and the one-off RM100 eWallet credit…

Recommended : How To Appeal Rejected eMADANI Application!

 

eMADANI : How To Get Free RM100 eWallet Credit!

Here is what you need to know about the eMADANI programme, and how to get the free RM100 eWallet credit:

Who Qualifies For eMADANI RM100 Free Credit?

The eMADANI programme, and the free RM100 eWallet credit, is open to Malaysian citizens who are 21 years and older as of 1 January 2023; and have either:

However, those who received the eBeliaRahmah contribution earlier will not qualify for the eMADANI programme, as they have already received eWallet cash to promote the use of cashless payments amongst the youth.

The government estimates that 10 million Malaysians will qualify for the eMADANI free RM100 eWallet credit.

When Can You Redeem The RM100 eWallet Credit?

Those who qualify for the RM100 eWallet credit will be able to redeem it through selected eWallets (see below) from 8 AM on 4 December 2023 until 11:59 PM on 20 February 2024.

Which eWallets Do You Need?

You will need one of these four eWallets to receive the free RM100 credit through the eMADANI programme:

  • MAE
  • Setel
  • ShopeePay, and
  • Touch ‘n Go eWallet

Please note that these four eWallet providers will also be offering additional incentives in the form of vouchers, cashbacks, discounts, reward points, and coins. So be sure to “shop around” for the best offers, before deciding on which eWallet to use!

Recommended : Watch Out For TNG eWallet SMS Phishing Scam!

How Do You Get The Free RM100 eWallet Credit?

To obtain the free RM100 eWallet credit, follow these steps:

  1. Download the eWallet of your choice (from the list of four above) from the Apple App Store, Google Play Store, or HUAWEI AppGallery.
  2. If you have not registered and verified your eWallet account, please do so first.
  3. In the eWallet of your choice, tap on the eMADANI redemption link.
  4. Key in the required information in the eMADANI redemption page, and tap on the Send button.
  5. You will be informed if your application is successful.

If successful, the RM100 will be credited into the eWallet, and you can use the money immediately.

Please note that you can only redeem the RM100 eWallet credit from one eWallet provider.

Where Can You Spend The RM100?

The RM100 eWallet credit must be spent physically in retail stores and businesses using the the eWallet of your choice, except:

  • peer-to-peer transfers
  • cash redemptions
  • bill payments through the eWallet
  • government fee payments through the eWallet
  • telco postpaid payments and prepaid reloads through the eWallet
  • game payments through the eWallet
  • parking and toll payments
  • investment activities through the eWallet
  • e-commerce or online transactions

When Must You Spend The RM100?

Please note that the RM100 eWallet credit must be spent by 11:59 PM on 29 February 2024.

From 1 March 2024 onwards, any unspent eMADANI credit will automatically expire, and be removed from the eWallet.

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Senior Citizens Get 50% Discount On Driving License?!

Did Transport Minister Anthony Loke just announce a 50% discount for senior citizens renewing their driving license?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Senior Citizens Get 50% Discount On Driving License!

People are sharing a WhatsApp message which claims that Malaysia Transport Minister Anthony just announced a 50% discount for senior citizens who renew their driving license.

Anthony Loke announced ½ price for Driving license for seniors. Pay for 5 years, get 10 years.

Only if license expiring less than 12 months.
Moreover, seniors no need to queue

Another benefit of golden age👍

For more info pls visit your local JPJ OF IS 👆

Read more : You Can Now Renew Driving Licence For 10 Years With 10% Off!

 

Truth : Senior Citizens Do Not Get 50% Discount On Driving License!

This is yet another example of FAKE NEWS circulating on WhatsApp and social media platforms, and here are the reasons why…

Fact #1 : No Recent Announcement On Driving License

When I first received this viral message, I checked online to see if Transport Minister Anthony Loke, or the Road Transport Department (JPJ), announced anything new on driving licenses in Malaysia, or its renewal.

However, there has been no recent announcement on the Malaysian driving license, or its renewal. The viral message also did not provide any evidence to back up its claim.

As far as I can tell – there is no such thing as a 50% discount for senior citizens renewing their driving licenses, or a renew for 5 years and get 10 years promotion on driving license renewal for senior citizens.

Fact #2 : JPJ Charging Same Prices For Senior Citizens

A check of the JPJ page on driving license fees in Malaysia showed that their prices applied across the board, with no special discount for senior citizens :

LICENSE TYPE CHARGES (RM) DURATION
LEARNER DRIVING LICENSE (LDL)
A Class 2.00 3/6 months
B2 Class (sole) 2.00/4.00 3/6 months
B/C Class 20.00/40.00 3/6 months
D Class and others 30.00/60.00 3/6 months
PROVISIONAL DRIVING LICENSE (PDL)
A/A1 Class 2.00 2 years
B2 (sole) Class 2.00 2 years
B/C Class 40.00 2 years
D/E/F/G/H/I Class 60.00 2 years
LESEN MEMANDU KOMPETEN (CDL)
A/A1 Class 2.00 1 year
B2 (sole) /B/C Class 20.00 1 year
D/E/F/G/H/I Class 30.00 1 year
VOCATIONAL DRIVING LICENSE
Goods Driving License (GDL) / Public Vehicle License (PSV) or CON 20.00 1 year
International Driving Permit (IDP) 150.00 1 year
Copy of Driving License 20.00
Application for Driving License Information 10.00
Amending Driving License Information 10.00
Adding Class  to Driving License 5.00

Recommended : Where + How To Renew Driving Licence In Malaysia!

Fact #3 : 10% Discount Applies To 10 Year Renewal For All

On 3 May 2023, the Transport Minister announced an extension of the license validity period. Starting from 8 May 2023 onwards, all drivers in Malaysia will be allowed to renew their driving licences for a maximum period of 10 years.

On top of that, those who renew their driving licenses for 10 years would receive a 10% discount!

They will be charged the same fee of RM30 per year, but if they renew for 10 years at one go, the fee is RM270. This means they will only be paying for nine years.

On 8 May 2023, Anthony Loke confirmed the 10% discount for people renewing for the full 10 years.

You’ll only pay RM270 instead of RM300. That’s a new policy we’re introducing to make it easier for people.

At that time, he also said that the Road Transport Department (JPJ) will still take action, including revoking or suspending the driving licence, against people who commit traffic offences.

Fact #4 : One Year Limit For Expired Driving License

The viral message is correct about one thing though – there is a one year limit for people with expired licenses.

As Anthony Loke pointed out in May 2023, those who want to renew their driving license in Malaysia, must ensure that it has not expired for more than a year:

Those who want to renew must ensure that their licence has not expired for more than a year.

But here’s some good news – there is an amnesty for motorists whose driving licenses have expired for more than a year – you have until 31 December 2023 to renew your expired driving licenses without penalty.

This initiative only applies to Malaysian citizens, and not to foreigners holding special passes like the MyKAS card. In addition, only those who have not been blacklisted by the police, or have any existing restrictions imposed by JPJ, and are free from any suspension due to a conviction or court order may renew their expired driving license.

 

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Free TNG RFID Bar Code Scam Fact Check!

Will your phone get hacked if you scan the TNG RFID bar code?! Take a look at the viral claim, and find out what the facts really are!

Updated @ 2023-11-17 : Added new version, and more details.
Originally posted @ 2023-05-10

 

Claim : Scanning TNG RFID Bar Code Can Hack Your Phone!

This warning about an RFID bar code scam has gone viral on WhatsApp, and social media, claiming that scammers are sending people free TNG RFID stickers, and asking them to scan the bar code.

Allegedly, scanning the TNG RFID bar code will cause your phone to be hacked by these scammers!

They send the RFID to you. When you scan the bar code they hack your hp
It’s a scam

他们将 RFID 发送给您。 当您扫描条形码时,他们会入侵您
这是一个骗局

Mereka menghantar RFID kepada anda. Apabila anda mengimbas kod bar mereka menggodam anda
Ia satu penipuan ☠️👻💩😱😰

If you get this free RFID card via courier, please throw away. Another scam.

Recommended : Bank Letter QR Code Scam : What You Need To Know!

 

Truth : Scanning TNG RFID Bar Code Will NOT Hack Your Phone!

This is yet another example of FAKE NEWS circulating on WhatsApp and social media, and here are the reasons why…

Fact #1 : TNG RFID Bar Code Cannot Hack Your Phone

First of all – let me just say that the TNG RFID bar code cannot hack your phone. In fact, no one can hack your phone just because you scan an RFID bar code.

The bar code is nothing more than a series of numbers, which you can readily see printed under the bar code. These numbers cannot possibly hack your phone / smartphone.

Fact #2 : TNG Bar Code Is Used To Register RFID Sticker

The bar code visible in the clear window of the TNG RFID self-fitment kit is merely the serial number for the RFID sticker (also known as an RFID tag).

This serial number is used to register the RFID sticker, by scanning scan the bar code using the TNG eWallet mobile app. All it does is link the RFID sticker to your TNG eWallet account, so that all toll charges are automatically deducted from that account.

Fact #3 : TNG RFID Swapping Can Be Easily Detected

One of our readers suggested that the scammer might have swapped out the bar code, to trick you into registering a different TNG RFID sticker owned by the scammer.

This would allow the scammer to use his/her TNG RFID sticker to go through highway tolls for free, while you would be charged for his/her travels.

While that is plausible, it would be quickly detected by the victim who would not be able to use the RFID sticker to get through the toll. The victim would also be able to detect the illegal charges to his/her TNG eWallet account.

Read more : TNG RFID Self-Fitment Guide : How To Do It Yourself

Fact #4 : TNG RFID Is Unique To Each Chip

One of our readers suggested that the scammer may be trying to trick people into scanning the barcode of a duplicated RFID sticker. The scammer can then use the duplicate RFID sticker to go through tolls, which would be charged to the victims’ TNG eWallet accounts.

Now, Touch ‘n Go has not revealed much about how it is protecting its RFID stickers, only saying that each TNG RFID sticker has an embedded radio-frequency chip that makes every sticker “unique to each customer”.

But that suggests that the RFID stickers are not only encrypted, the chip has a private key that prevents duplication, which makes a lot of sense. Without such encryption and private key, anyone can literally just read the number off any RFID sticker in a parking lot, and duplicate it in a programmable RFID sticker.

Unless the scammer has somehow stolen the private keys, and can perfectly duplicate the RFID stickers, this seems like an improbable scam. More so when the scammers would be limited to using the tolls for free. Hardly worth the effort, if you ask me.

Fact #5 : There Are Easier + Cheaper Ways To Hack Your Phone

Truth be told – there are far easier and cheaper ways to hack your phone, than send you a free RFID sticker and ask you to scan the bar code.

These scammers will have to put in considerable expense and technical expertise into hacking the TNG eWallet app, and inserting their malware that the fake RFID number would trigger.

But why bother? If they can hack the TNG eWallet, they don’t even need to send you any fake RFID bar code to scan!

Making fake RFID stickers (tags) that look like genuine TNG RFID self-fitment kits costs money. Sending these fake kits also put them at risk, because deliveries can be traced.

There are many other ways to compromise your smartphone. There is simply no reason why scammers to waste time and money on such a convoluted scheme.

Recommended : WhatsApp Block Button Scam : What You Need To Know!

Fact #6 : Packages Do Get Delivered Wrongly

The most plausible explanation for receiving a free TNG RFID sticker out of the blue is that it was wrongly delivered to you. If you receive one, check the name and address on the package. It may not be meant for you. In that case, contact the delivery company and have them resend it to the right person.

I have also personally experienced receiving packages that I did not order, some of which appear to be sent due to a database error of some sort – my name and phone number are on the package, but the address was wrong or non-existent.

Out of an abundance of caution, just don’t install any RFID sticker that you did not order. Or you can call up TNG to verify that the RFID sticker is legitimate.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Malaysia : Free Highway Tolls For Deepavali 2023!

The government of Malaysia just announced free highway tolls for two days for Deepavali 2023! Here is what you need to know!

 

Malaysia : Free Highway Tolls For Deepavali 2023!

On Friday, 10 November 2023, Malaysia Works Minister Alexander Nanta Linggi announced free highway tolls for two days:

  • Saturday, 11 November 2023
  • Sunday, 12 November 2023

The toll-free travel will apply to all types of vehicles travelling on all highways in Malaysia, except the toll plazas at the national borders in Johor:

  • the Bangunan Sultan Iskandar (BSI) Toll Plaza
  • the Tanjung Kupang Toll Plaza

The toll-free period will begin at 12:01 AM on Saturday, 11 November 2023, and end at 11:59 PM on Sunday, 12 November, 2023.

About 11.8 million vehicles are expected to use the highways in Malaysia during this two-day toll-free period.

Recommended : 2024 Public + School Holidays For Malaysia!

The Works Ministry, through a meeting together with concession companies, has agreed on the implementation of this free toll which starts on Nov 11 (Saturday) at 12.01 am until Nov 12 (Sunday) at 11.59 pm.

This initiative is to celebrate all Malaysians, especially the Indian Hindu community who celebrate Deepavali. This is also in line with the desire of the unity government to help ease the burden of the people regardless of diversity of religions, races and beliefs.

With the implementation of this free toll, it is hoped that highway users will be able to plan their journey well. Highway users are also advised to comply with the recommended travel time schedule or travel time advisory (TTA).

Safety aspects and safe driving must be observed so that all highway users can arrive at their destinations safely.

 

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

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Can You Get Free Cash Via MyKasih App?!

Is the MyKasih Foundation giving out RM1000 or RM1200 cash aid via its mobile app?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Get Free Cash Via MyKasih App!

Many people are getting messages about getting free cash through the MyKasih Foundation on WhatsApp and Telegram, from their family members and friends:

Terkini: Bantuan Percuma RM1000 Ke Dalam MyKad : Rujuk Cara Semakan & Syarat Kelayakan

Latest: Free RM1000 Assistance Into MyKad : How To Check & Eligibility Conditions

Jom claim RM1200

MyKasih Foundation : Cek MyKad Boleh Dapat Wang RM1000 Secara Percuma

MyKasih Foundation : Check MyKad To Get Free RM1000

Bantuan Tambahan STR 2023 MySARA RM800: Semakan Status & Tarikh Bayaran

Additional STR 2023 MySARA Assistance RM800: Check Status & Payment Date

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

Truth : MyKasih Free Cash App Is A Scam!

This is yet another example of SCAMS circulating on WhatsApp and Telegram, and here are reasons why…

Fact #1 : MyKasih Free Cash Initiative Is A Scam!

First, let me just point out that these messages on WhatsApp and Telegram, as well as the websites promoting the MyKasih free cash initiative is a scam!

The Malaysian government have already labelled these free cash offers as FAKE NEWS on Facebook and Twitter. Here is a non-exhaustive list of links that have been identified as scam links:

my.mykasihh.online

l.my-kasihapp.com

apps-mykasih.co/twe

There’s no need to memorise these links. These scammers will keep changing them.

Just know that the official MyKasih website is www.mykasih.com.my. Do NOT go to any other website when it comes to the MyKasih Foundation website.

Fact #2 : Those Accounts Were Hijacked

Those viral messages are actually coming from WhatsApp and Telegram accounts that have been hijacked by scammers. That’s why they are so convincing.

Those are really the actual WhatsApp and Telegram accounts of your family members or friends. But they have been taken over by scammers using tricks like the screenshot hack.

Take this opportunity to tighten the security of your own Telegram and WhatsApp accounts, by turning on two-step verification!

Recommended : Can StopNCII Remove All Nude / Deep Fake Photos?!

Fact #3 : SARA Cash Aid Is Only RM600

As part of its initiative to help the hardcore poor handle the high inflation this year, the Malaysia Ministry of Finance announced SARA (Sumbangan Asas Rahmah).

However, the SARA cash aid is only RM600, and limited to the hardcore poor. There is no way for anyone to get RM800, RM1000 or RM1,200 in SARA cash aid from the government.

RM100 x 6 months is credited directly into the MyKad of eligible hardcore poor, allowing them to purchase a limited list of essential goods from grocery stores and supermarkets across Malaysia, from July to December 2023.

In Sabah and Sarawak, the RM600 is credited directly into the bank account, or provided as cash through Bank Simpanan Nasional branches.

Fact #4 : SARA Recipients Are Automatically Selected

There is no need to apply for SARA cash aid. For one thing – it only applies to the hardcore poor. If you are reading this on a computer or a smartphone, you very likely do not qualify as “hardcore poor”.

SARA recipients are automatically determined using the existing eKasih Hardcore Poor data, and includes those who had earlier qualified for the STR 2023 cash aid.

Fact #5 : Real Website Asks Only For Your MyKad

Qualification for the SARA cash aid of RM600 is based entirely on your MyKad number.

On the official Sumbangan Asas Rahmah (SARA) website, you can check for your eligibility using your MyKad number only.

The fake websites look just like the real SARA website, but instead of asking for your MyKad number, they will ask you for your mobile number and ask you to submit a TAC number.

Needless to say – these are scam websites. You should NEVER submit your phone number or any TAC codes.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Joe Biden Caught Receiving Laundered Chinese Money?!

Was Joe Biden just caught receiving almost a quarter million dollars worth of laundered Chinese money?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Joe Biden Caught Receiving Laundered Chinese Money!

People are sharing videos, articles, etc. that claim or suggest that US President Joe Biden just got caught receiving almost a quarter million dollars worth of laundered Chinese money!

House Oversight Committee : Comer Reveals How Joe Biden Received Laundered China Money

House Oversight Committee : Comer Releases Evidence of Direct Payment to Joe Biden

Russia Today : Biden took $40,000 in ‘laundered Chinese money’ – House Oversight chair 

The People’s Voice : Joe Biden Received $40,000 In ‘Laundered Chinese Money’

Recommended : Did ICC Just Issue Arrest Warrant For Joe Biden?!

 

Still No Evidence Joe Biden Received Chinese Money!

This is yet another example of FAKE NEWS created / propagated by Republicans (and useful idiots) of the MAGA persuasion, as well as pro-Russia supporters (vatniks), and here are the reasons why…

Fact #1 : Joe Biden Has Not Been Referred For Impeachment

The Chairman of the House Committee on Oversight and Accountability, James Comer – a Republican from Kentucky, has publicly claimed TWICE that he has evidence of Joe Biden receiving Chinese money.

Yet, the House Committee on Oversight and Accountability has not yet referred President Joe Biden for impeachment proceedings, or call for a Special Council to prosecute him. What are they waiting for?

Fact #2 : There Was No Evidence Of Corruption

On both occasions, Comer only provided a scan copy of a personal cheque issued to Joe Biden by his brother, James Biden and James’ wife, Sara Biden, as “evidence” of corruption.

October 20, 2023 Press Release

House Committee on Oversight and Accountability Chairman James Comer (R-Ky.) today announced the committee obtained bank records revealing a $200,000 direct payment from James and Sara Biden to Joe Biden in the form of a personal check.

November 1, 2023 Press Release

House Committee on Oversight and Accountability Chairman James Comer (R-Ky.) today released a video and bank records memorandum revealing how Joe Biden received $40,000 in laundered China money from the account of his brother, James Biden, and his sister-in-law, Sara Biden, in the form of a personal check.

Neither personal cheques from his brother or his brother’s wife are actual evidence that President Joe Biden received “laundered Chinese money”. They are only evidence that Joe Biden received money from his brother, and his brother’s wife.

If that is the bar for evidence of corruption and/or receiving “laundered Chinese money”, then many of us who received money from our relatives are guilty of corruption and/or receiving laundered foreign money. That sounds stupid? Yes, that’s exactly how stupid the so-called “evidence” against Joe Biden really looks.

Recommended : Was Joe Biden Caught Groping Girl On Viral Video?

Fact #3 : Cheques Were For Personal Loan Repayment

The two cheques clearly stated that they were to pay Joe Biden for a (personal) loan. You know – the kind family members often give out to their brothers or sisters who are in financial trouble. The words “Loan repayment” was even stated clearly in the front of the two cheques.

I should point out that Comer was not able to prove that these were not loan repayment cheques. He only said he would view the $200,000 cheque as “troubling” even if it was for a loan repayment, because it came on the same day James Biden received $200,000 from a struggling health company he did business with.

Wow! Imagine that – it was “troubling” for Comer to see someone receive repayment for a personal loan he made out to his own brother, just because it appears that his brother received the money from a company he did business with.

Fact #4 : Joe Biden Loaned His Brother Money

James Comer also claimed that he did not “believe” that Joe Biden actually loaned his brother money.

When Democratic members of his committee and a lawyer for James Biden said that the committee has documents to prove that Joe Biden did indeed loan $200,000 to James Biden, Comer declared that the Democrats were “lying”, and said that “at the end of the day, there’s no document that shows there was a loan”.

CNN fact checker Daniel Dale revealed on 31 October 2023, that they were able to obtain the same banking records that Comer’s committee received, and they showed that President Joe Biden loaned his brother $200,000 less than two months prior to the James Biden “loan repayment” cheque for the same amount.

The banking records that both CNN and Comer’s committee had access to showed that Joe Biden sent a $200,000 wire transfer to James Biden on January 12, 2018. James Biden then issued the $200,000 loan repayment cheque on March 1, 2018.

The top Democrat on Comer’s committee, Rep. Jamie Raskin, even wrote to rebuke Comer, pointing out that there is “clear evidence that this transaction was a short-term, interest-free loan between brothers“.

[T]he bank records provided to the Committee clearly show that President Biden had $200,000 wired to his brother on January 12, 2018.

Despite this clear evidence that James Biden received a loan from his brother on January 12, 2018, and paid him back 48 days later with a check for the same amount marked ‘loan repayment,’ you continue to misrepresent the facts.”

In short – Comer’s committee appears to have documents showing that there was a loan from Joe Biden to James Biden, so the loan repayment was legitimate, and not actual evidence of corruption or money laundering.

Recommended : Was President Joe Biden Caught Molesting A Little Girl?!

Fact #5 : Joe Biden Was A Private Citizen At That Time

This may seem like a small point, but it is an important one to make. These personal loans and loan repayments between Joe Biden and his brother all occurred in 2017-2018.

At that time, Joe Biden was not President. Heck, he was not even a Presidential candidate – he did not announce his 2020 Presidential bid until April 25, 2019.

In other words – there is simply no question of Joe Biden abusing the power of his office (he had none at that time) to enrich himself with foreign money.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Malaysia Faces US Sanctions Over Hamas Support?!

Is Malaysia facing US sanctions after the US House of Representative passed a bill to sanction Hamas supporters?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Malaysia Faces US Sanctions Over Hamas Support!

People are sharing this warning on WhatsApp, which claims that Malaysia is facing US sanctions after the US House of Representative passed a bill to sanction Hamas supporters!

Malaysia already in RM1.5 trillion in debt and now will be sanctioned by US. Ringgit surely touch RM5 to US dollar and expect country to be affected economically resulting in more hardship for all Malaysians

The US House of Representatives approved a bill to sanction foreign supporters of supporters of the Hamas and the Palestinian Islamic Jihad 4terrorist movements on Wednesday night.

Ready to brace another impact on our economy! 😭

To support the claim, the viral WhatsApp warning includes a link to an MSN article, which has the title – US House approves bill to sanction Hamas supporters

Recommended : Did Israel Tear Up UN Human Rights Notice On War With Hamas?!

 

No Evidence Malaysia Faces US Sanctions Over Hamas Support!

This is yet another example of FAKE NEWS created / propagated on WhatsApp, and here are the reasons why…

Fact #1 : US House Bill Was Introduced In January 2023

First, I should point out that the US house bill in question – H.R. 340 : Hamas and Other Palestinian Terrorist Groups International Financing Prevention Act (PDF), was actually introduced on January 12, 2023 (history).

Also known as the “Hamas International Financing Prevention Act“, H.R. 340 was introduced almost 9 months before the terrible October 7 attack.

In short – this bill had nothing to do with the October 7 attack of Israel by Hamas, but its passage was accelerated by the attack.

Fact #2 : Bill Only Passed US House Of Representatives

Next, I should point out that the bill is not yet law – it only passed in the US House of Representatives, with a 363-46 vote.

The bill now heads to the US Senate for its consideration. It is uncertain whether this bill would actually pass in the US Senate in its current form.

Even if it passes the US Senate, it must be signed into law by President Joe Biden, who has the power to veto it. GovTrack rates it as having only 37% chance in being enacted.

Until it is signed into law – no country or entity faces US sanctions through this bill.

Recommended : Is Hamas Keeping Jewish Children In Cages?!

Fact #3 : MSN Article Did Not State Malaysia Faces US Sanctions

The MSN article – which is actually an article by The Jerusalem Post, was shared in the viral warning as “evidence” that Malaysia faces US sanctions over it support of Hamas.

However, anyone who spends just a few minutes to read the article would quickly realise that Malaysia was never mentioned at all. In fact, the article did not mention that any country is at risk of being sanctioned by the US for supporting Hamas.

Fact #4 : Sanctions Are Only Imposed On Foreign Persons

The bill – in its current form – only requires the US President to impose sanctions on any “foreign person” that:

a) “assists in sponsoring”, or providing “significant financial, material, or technology support” or “goods and other services” to enable acts of terrorism; or

b) engages, directly or indirectly, in a significant transaction with a senior member of Hamas, Palestinian Islamic Jihad, Al-Aqsa Martyrs Brigade, the Lion’s Den, or their affiliates / successors.

However, HR340 leaves it to the President to determine which “foreign person” actually qualifies to be sanctioned. On top of that, the President can issue a waiver on a case-by-case basis.

Fact #5 : Only Limited Measures Are Imposed On Foreign States

The bill – in its current form – does not impose any sanctions on foreign states. It only imposes limited “measures” on foreign states that:

a) provides “significant material or financial support” for acts of terrorism; or

b) engages, directly or indirectly, in a significant transaction that contributes to the terrorist activities of Hamas, Palestinian Islamic Jihad, Al-Aqsa Martyrs Brigade, the Lion’s Den, or their affiliates / successors.

Again, HR340 leaves it to the President to determine which “foreign state” actually qualifies to be targeted, and the President can issue a waiver on a case-by-case basis.

Even if a foreign state is identified by the US President as materially supporting terroristic activities by Hamas, HR340 only requires:

  • the President to suspend US assistance to that foreign state for at least 1 year,
  • the Treasury Secretary to oppose and vote against any loan, financial assistance, or technical assistance by any international financial institution to that foreign state for a period of 1 year
  • the President to prohibit the export of American weapons to that foreign state

Again – the bill does not technically impose sanctions on foreign states, only limited measures or penalties.

Recommended : Israel FM Eli Cohen Confirm Hamas Put Children In Cages?!

Fact #6 : HR340 Is Unlikely To Impact Malaysia At All

Even if it passes the US Senate in its current form, and is signed into law by President Joe Biden, HR340 – the Hamas International Financing Prevention Act is unlikely to have any impact on Malaysia.

For one thing – the bill only targets foreign states that provide “significant material or financial support for acts of international terrorism”.

And even if Malaysia is somehow identified as such a country, the limited measures imposed by HR340 will have minimal impact, if at all.

According to the US Department of State, the US government only invests $1 million annually to train Malaysian military service members as part of its International Military Education and Training. The US also provided $220 million in security assistance for the FY2018-2022 – about $44 million per year.

Assuming everything remained the same, Malaysia would only stand to lose a total of $45 million per year in US assistance. That’s a drop in the bucket – 0.05% of Malaysia’s 2023 budget of about $84 billion.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Sam Bankman-Fried Convicted : Guilty Of FTX Fraud!

Sam Bankman-Fried (SBF) has been found guilty and convicted on all counts of defrauding customers of his crypto-exchange, FTX!

 

Sam Bankman-Fried Convicted : Guilty Of FTX Fraud!

Sam Bankman-Fried, who is also known simply as SBF, has been found guilty on all counts of defrauding the customers of his crypto-exchange, FTX, on Thursday, 2 November 2023.

The former crypto billionaire stood and faced the jury that delivered its verdict after just four hours of deliberations. He was found guilt on all seven counts of wire fraud and conspiracy to launder money, and now faces decades in prison at a separate sentencing hearing set for 28 March 2024.

The jury verdict brought an end to nearly a month of court proceedings, which saw his closest friends and partners turn witness against the former crypto king, and one of cryptocurrency’s most public faces.

Sam Bankman-Fried perpetrated one of the biggest financial frauds in American history – a multibillion-dollar scheme designed to make him the King of Crypto. This case has always been about lying, cheating, and stealing, and we have no patience for it.

– Manhattan US Attorney Damian Williams

SBF maintained his innocence right to the end, maintaining that while he made mistakes, he acted in good faith. After his conviction, his lawyer issued this statement:

We respect the jury’s decision. But we are very disappointed with the result. Mr Bankman-Fried maintains his innocence and will continue to vigorously fight the charges against him

– Sam Bankman-Fried’s lawyer, Mark Cohen

It is currently unknown if SBF plans to appeal the verdict. In any case, this won’t be the last we see of him, as Bankman-Fried is also set to go on trial on a second set of charges brought by prosecutors earlier this year, for alleged foreign bribery and bank fraud conspiracies.

Recommended : SBF Allegedly Hid $8 Billion In Korean Friend Account!

 

Sam Bankman-Fried Conviction : Warning To Other Fraudsters

After the jury convicted SBF, Manhattan US Attorney Damian Williams warned other fraudsters to take note of his fate.

When I became US attorney, I promised we would be relentless in rooting out corruption in our financial markets. This is what relentless looks like. This case moved at lightning speed – that was not a coincidence, that was a choice.

This case is also a warning to every fraudster who thinks they’re untouchable, that their crimes are too complex for us to catch, that they are too powerful to prosecute, or that they are clever enough to talk their way out of it if caught.

Those folks should think again and cut it out. And if they don’t, I promise we’ll have enough handcuffs for all of them.

Recommended : SEC Charges Reveal Fraud Committed By SBF In FTX!

 

Sam Bankman-Fried Conviction : All But Guaranteed

Sam Bankman-Fried’s conviction was all but guaranteed after three of his former close friends and colleagues, including former on-off girlfriend, Caroline Ellison, pleaded guilty and agreed to testify against him in hopes of reducing their own sentences. They are to be sentenced at a later date.

They helped convict SBF by presenting evidence that the crypto-trading firm Alameda Research received deposits on behalf of FTX customers from the early days of the exchange, when traditional banks were unwilling to let it open an account.

Bankman-Fried was accused of swindling FTX customers out of some $10bn. Prosecutors said that his fraud extended from 2019 to November 2022, when FTX collapsed under the weight of a liquidity crisis, caused by the lending of customer funds to Alameda Research, without FTX customer’s knowledge or approval.

Instead of safeguarding FTX customer funds, SBF used the money to repay Alameda lenders, buy property and make investments, as well as political donations. When FTX went bankrupt in November 2022, Alameda owed it US$8 billion.

He took the money. He knew it was wrong. He did it anyway, because he thought he was smarter and better and that he could figure his way out of it.

– Assistant US Attorney Nicolas Roos

Recommended : Caroline Ellison, Gary Wang Plead Guilty To FTX Fraud!

Before FTX’s collapse of his companies, Sam Bankman-Fried was known for appearing frequently in Washington and in the media to promote cryptocurrency. Despite a market downturn, the rapid growth of FTX earned him the moniker – king of crypto, which now appears to be a mirage.

Caroline Ellison testified that Sam Bankman-Fried directed her to shuttle customer funds into Alameda after the spring 2022 crypto downturn. Alameda was saddled with billions of dollars in open-term loans, and lenders started demanding their money back that summer. Alameda couldn’t repay the loans, and Bankman-Fried blamed Ellison for not hedging the fund’s money earlier that year.

Wang similarly implicated his former friend, naming “Sam Bankman-Fried, Nishad Singh and Caroline Ellison”, when the prosecution asked, “Who are the main people you committed these crimes with?”

Wang also told jurors that Sam Bankman-Fried wasn’t shocked by FTX’s massive debt. After telling him about the debt, SBF said “that sounds correct” with “a neutral demeanor”.

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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