Tag Archives: Mobile Wallet

Maybank: New Secure2u Activations Only On MAE App

Maybank: New Secure2u Activations Only On MAE App

Maybank will only allow new Secure2u activations on their MAE app, instead of their Maybank2u app!

 

Maybank : New Secure2u Activations Only On MAE App

From 26 September 2022 onwards, Maybank will only allow new Secure2u activations on their MAE e-wallet app, instead of their Maybank2u banking app.

Secure2u is a mobile app-based authentication method for your banking transactions, which replaces the SMS TAC that is vulnerable to SIM swap attacks.

This change only affects new Secure2u activations. If you have already activated Secure2u on your Maybank2u banking app, then you can continue to use the Maybank2u app to approve your transactions as usual.

Maybank will also move two Amanah Saham National Berhad (ASNB) services from the Maybank2u app to the MAE app permanently, starting 7 October 2022.

  • View own and child’s account balance(s)
  • Make transfers to own account(s) via Favourites

This shifting of features is part of Maybank’s push to “encourage” its customers to switch to their MAE e-wallet app, and it plans to phase out the Maybank2u app eventually.

By moving customers to MAE, Maybank is hoping that they might start using its e-wallet feature, as well as reduce its need to develop and maintain two separate mobile apps.

 

12-Hour Activation Delay For Secure2u In MAE

To further strengthen the appeal of the MAE app, Maybank is going to boost the security of its Secure2u feature.

Starting 8 October 2022, the Secure2u feature in the MAE app will be enhanced with a 12-hour activation period to prevent unauthorised activations.

Those who activate Secure2u in MAE on a new device will need to wait at least 12 hours, before they can begin using the Secure2u feature to authenticate any transaction.

The idea is to give the account owner at least 12 hours to detect any potential fraudulent attempt to activate Secure2u on unauthorised devices.

 

How To Set Up Secure2u In MAE

Setting up Secure2u in the MAE app is straightforward :

  1. Install the MAE app from the Apple App Store, Google Play Store, or HUAWEI AppGallery.
  2. Launch the MAE app, and tap More.
  3. Tap on Settings at the top of the screen.
  4. Tap on Maybank2u and log into your Maybank account.
  5. Tap the toggle button next to Secure2u to enable it.
  6. Tap on Activate Now.
  7. Key in and confirm your mobile number.
  8. Maybank will send a One-Time Password (OTP) to you via SMS.
  9. Key in the OTP number and confirm your device name to authorise the change.

That’s it! Then you just need to use your MAE app (instead of SMS TAC) to authenticate your future banking transactions on Maybank.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Apple Pay Setup Guide : How To Register Your Cards!

Now that Apple Pay is available in Malaysia, here is my guide on how to set it up with your debit / credit card!

 

Apple Pay Is Now Available In Malaysia!

Apple Pay was first launched way back in September 2014, together with the iPhone 6 and iPhone 6 Plus. However, its global availability was slow and some would say, tortuous.

For years, Apple fans in Malaysia have requested for Apple Pay to be introduced in Malaysia, and could only look at Singapore in envy, when Apple Pay was introduced there more than six years ago in April 2016!

But the wait is over! The steady drip of leaks has finally culminated in actual confirmation that yes, Apple Pay is now available in Malaysia!

While this guide is based on credit cards in Malaysia, it will work in other countries too, as long as Apple Pay is supported.

 

Not All Banks Support Apple Pay

First of all, you must understand that not all banks support Apple Pay. Here in Malaysia, only three banks support Apple Pay at the moment.

Banks In Malaysia That Support Apple Pay

You will be able to register debit and credit cards issued by these banks :

  • AmBank
  • Maybank
  • Standard Chartered Bank

Banks In Malaysia That Do Not Support Apple Pay

You won’t be able to add debit or credit cards from these banks :

  • CIMB
  • Citibank
  • UOB
  • OCBC

I will update this article as and when I find out what other banks in Malaysia support, or don’t support, Apple Pay.

Read more : How To Add MySJ Vaccine Certificate To Apple Wallet + Health

 

How To Register Your Card In Apple Pay

To help you register your debit / credit card with Apple Pay, here is my step-by-step guide :

Step 1 : Open the Wallet app in your iPhone.

Step 2 : Tap on the Add button to “Add a credit or debit card to get started using Apple Pay”.

Step 3 : In the next screen, tap on the Continue button.

Step 4 : You will now be asked to “scan” your debit / credit card using your iPhone camera, positioning it within the frame.

Step 5 : The Wallet app will try to pick up important details of your credit card like :

  • Name
  • Credit card number
  • Expiry date

If nothing happens, that means it cannot read the details off the card. Then you will need to tap on the Enter Card Details Manually option at the bottom.

Step 6 : Whether your card details are detected or not, verify the key card details required by Apple Pay :

  • Name
  • Card Number
  • Expiry Date
  • Security Code

If the detected details are wrong, edit them to make sure they match your debit / credit card.

Step 7 : You will need to key in the Security Code, which is a 3-digit or 4-digit CSC (Card Security Code) / CVV (Card Verification Value) / CVC (Card Verification Code) usually printed on the back of your debit / credit card.

Step 8 : If your credit card is not supported, you will get a pop-up message saying :

Your Issuer Does Not Yet Offer Support for This Card

Ask your issuer if they offer cards that support Apple Pay.

If your card is supported, you will see a list of Terms and Conditions. You will need to tap on Agree to continue.

Step 9 : The screen show details of your credit card while the Wallet app sets it up for Apple Pay. Just wait for a few seconds.

Step 10 : You will now be asked to verify your card for Apple Pay, usually through Text Message. Tap Next to continue with the verification process.

Step 11 : You will receive an SMS with a 6-digit One Time Password (OTP). You need to key that in within 2 minutes :

Card enrolment OTP for your digital wallet is XXXXXX. It will expire after 2 mins. If you have not performed this, please contact the bank.

Step 12 : Tap Next after keying in the OTP, and you should see the Card Activated notice.

That’s it! Your credit card is now ready for Apple Pay. When you open your Wallet, you should see that debit / credit card listed.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Apple Pay Is Now Available In Malaysia!

Apple did not announce anything official, but Apple Pay is now available in Malaysia!

Here is what you need to know, and how you can start using Apple Pay in Malaysia!

 

Apple Pay Is Now Available In Malaysia!

Apple Pay was first launched way back in September 2014, together with the iPhone 6 and iPhone 6 Plus. However, its global availability was slow and some would say, tortuous.

For years, Apple fans in Malaysia have requested for Apple Pay to be introduced in Malaysia, and could only look at Singapore in envy, when Apple Pay was introduced there more than six years ago in April 2016!

But the wait is over! The steady drip of leaks has finally culminated in actual confirmation that yes, Apple Pay is now available in Malaysia!

Apple did not announce anything, but you can now add your debit / credit cards to Apple Pay and start using it in Malaysia!

This makes Malaysia only the second country in Southeast Asia to support Apple Pay. The first was Singapore in April 2016.

Malaysia is also only the 10th territory in Asia to support Apple Pay, after Australia, China, Hong Kong, Macau, Taiwan, Japan, Kazakhstan, New Zealand and Singapore.

 

What Banks Currently Support Apple Pay In Malaysia?

Right off the bat, I have to warn you that support for Apple Pay is still pretty limited in Malaysia, to just three banks as far as I can tell.

Banks In Malaysia That Support Apple Pay

You will be able to register debit and credit cards issued by these banks :

  • AmBank
  • Maybank
  • Standard Chartered Bank

Banks In Malaysia That Do Not Support Apple Pay

You won’t be able to add debit or credit cards from these banks :

  • CIMB
  • Citibank
  • UOB
  • OCBC

I will update this article as and when I find out what other banks in Malaysia support, or don’t support, Apple Pay.

Read more : How To Add MySJ Vaccine Certificate To Apple Wallet + Health

 

How To Register Apple Pay In Malaysia?

To help you register your debit / credit card with Apple Pay, here is my step-by-step guide :

Step 1 : Open the Wallet app in your iPhone.

Step 2 : Tap on the Add button to “Add a credit or debit card to get started using Apple Pay”.

Step 3 : In the next screen, tap on the Continue button.

Step 4 : You will now be asked to “scan” your debit / credit card using your iPhone camera, positioning it within the frame.

Step 5 : The Wallet app will try to pick up important details of your credit card like :

  • Name
  • Credit card number
  • Expiry date

If nothing happens, that means it cannot read the details off the card. Then you will need to tap on the Enter Card Details Manually option at the bottom.

Step 6 : Whether your card details are detected or not, verify the key card details required by Apple Pay :

  • Name
  • Card Number
  • Expiry Date
  • Security Code

If the detected details are wrong, edit them to make sure they match your debit / credit card.

Step 7 : You will need to key in the Security Code, which is a 3-digit or 4-digit CSC (Card Security Code) / CVV (Card Verification Value) / CVC (Card Verification Code) usually printed on the back of your debit / credit card.

Step 8 : If your credit card is not supported, you will get a pop-up message saying :

Your Issuer Does Not Yet Offer Support for This Card

Ask your issuer if they offer cards that support Apple Pay.

If your card is supported, you will see a list of Terms and Conditions. You will need to tap on Agree to continue.

Step 9 : The screen show details of your credit card while the Wallet app sets it up for Apple Pay. Just wait for a few seconds.

Step 10 : You will now be asked to verify your card for Apple Pay, usually through Text Message. Tap Next to continue with the verification process.

Step 11 : You will receive an SMS with a 6-digit One Time Password (OTP). You need to key that in within 2 minutes :

Card enrolment OTP for your digital wallet is XXXXXX. It will expire after 2 mins. If you have not performed this, please contact the bank.

Step 12 : Tap Next after keying in the OTP, and you should see the Card Activated notice.

That’s it! Your credit card is now ready for Apple Pay. When you open your Wallet, you should see that debit / credit card listed.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Confirmed : Apple Pay Is Launching Soon In Malaysia!

Multiple leaks confirm that Apple Pay is launching soon in Malaysia! Here is what you need to know…

 

Leaks Confirm Apple Pay Is Launching Soon In Malaysia!

Multiple leaks have more or less let the cat out of the bag – that Apple Pay is launching soon in Malaysia!

This would make Malaysia the second country in Southeast Asia to support Apple Pay, and the 10th territory in Asia, after Australia, China, Hong Kong, Macau, Taiwan, Japan, Kazakhstan, New Zealand and Singapore.

AmBank Sent Apple Pay SMS

The first to leak was AmBank, when they sent out an SMS to their customers in July 2022, prematurely telling them that they can now use Apple Pay.

It appeared to have been a test run that ran awry, as their Apple Pay website was not yet ready. But it alerted everyone to the fact that Apple Pay is coming to Malaysia.

Shopee Added Apple Pay As Payment Option

The second to leak was Shopee, which released an Apple Pay option in version 2.91.28 of their app on 2 August 2022.

If you tap on it, you will simply be asked to “ensure there’s an active card in your Apple Pay wallet to proceed“.

Of course, you can’t actually add any credit / debit card to your Apple Pay wallet yet, but you can see that it is listed as a payment option.

Maxis Accidentally Promotes Apple Pay As Payment Option

On 5 August 2022, a Maxis Centre accidentally put out a cardboard sign announcing “Apple Pay accepted here“.

The tweet was deleted by its poster, but the cardboard sign was traced to the Sri Muda Maxis Centre in Shah Alam.

sorry guys had to delete the tweets atas permintaan pihak tertentu. but don’t worry cuz apple pay is coming soon to Malaysia!

AmBank Released Their Apple Pay Portal!

On 8 August 2022, AmBank (accidentally?) released their Apple Pay portal, confirming that the contactless payment system is ready to launch in Malaysia!

The AmBank Apple Pay portal has now been removed, but here are some of the details it revealed :

  • There is no transaction limit for Apple Pay, as opposed to a transaction limit of RM250 per purchase, with a RM750 daily limit, for other contactless payment platforms.
  • There is also no transaction limit for online purchases using Apple Pay through your iPhone, iPad or Mac computer.
  • AmBank also offered some promotions, including cash back for the first purchase using Apple Pay.
  • There were two unlisted YouTube videos (now removed) showing how to pay for your purchases using Apple Pay. Basically:
    a) Look for the Apple Pay and EMV contactless payment logos at the retailer
    b) Simply tap your iPhone or Apple Watch on the credit card terminal to pay
    c) Use either Face ID, Touch ID or your passcode to verify the payment

 

Apple Pay Is Now Available In Malaysia!

You would have thought that AmBank would have learned from their July 2022 SMS mistake, but no… they didn’t.

Then again, they may have “accidentally” leaked the Apple Pay website to drum up some hype ahead of the official launch.

These “accidents” have a habit of happening…

In any case, Apple Pay is now available in Malaysia, even though there was no official launch!

Read more : Apple Pay Is Now Available In Malaysia!

Most likely, Apple will roll it out in Malaysia with the next iOS update – probably iOS 15.6.1.

Currently iOS 15.6 does not support Apple Pay in Malaysia. When you try to add a debit / credit card to the Wallet app, you get this pop-up :

To add cards, keys, tickets and passes to Wallet, look for the Add to Wallet button in apps, emails and websites.

Until Apple adds this functionality through an iOS update for Malaysia, there is simply no way to add any card to the Wallet app.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Will Scanning RFID Bar Codes Hack Your Phone?!

Will scanning an RFID bar code cause your phone to be hacked?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Scanning RFID Bar Codes Will Hack Your Phone!

This warning about an RFID bar code scam has gone viral on WhatsApp, and social media.

It claims that scammers are sending people RFID stickers, and asking them to scan the bar code.

Allegedly, scanning the RFID bar code will cause your phone to be hacked by these scammers!

They send the RFID to you. When you scan the bar code they hack your hp
It’s a scam

他们将 RFID 发送给您。 当您扫描条形码时,他们会入侵您
这是一个骗局

Mereka menghantar RFID kepada anda. Apabila anda mengimbas kod bar mereka menggodam anda
Ia satu penipuan ☠️👻💩😱😰

 

Truth : Scanning RFID Bar Codes Will NOT Hack Your Phone!

This is yet another example of FAKE NEWS circulating on WhatsApp and social media, and here are the reasons why…

Fact #1 : There Is No RFID Bar Code Scanning Scam

First of all – let me just say that there is no such thing as an RFID bar code scanning scam. No one can hack your phone just because you scan an RFID bar code.

The bar code is nothing more than a series of numbers, which you can readily see printed under the bar code. These numbers cannot possibly hack your phone / smartphone.

Fact #2 : RFID Bar Code Is Used To Register Sticker

The bar code visible in the clear window of the TNG RFID self-fitment kit is merely the serial number for the RFID sticker (also known as an RFID tag).

This serial number is used to register the RFID sticker, by scanning scan the bar code using the TNG eWallet mobile app.

All it does is link the RFID sticker to your TNG eWallet account, so that all toll charges are automatically deducted from that account.

Read more : TNG RFID Self-Fitment Guide : How To Do It Yourself

Fact #3 : There Are Easier + Cheaper Ways To Hack Your Phone

Truth be told – there are far easier and cheaper ways to hack your phone, than send you a free RFID sticker and ask you to scan the bar code.

These scammers will have to put in considerable expense and technical expertise into hacking the TNG eWallet app, and inserting their malware that the fake RFID number would trigger.

But why bother? If they can hack the TNG eWallet, they don’t even need to send you any fake RFID bar code to scan!

Making fake RFID stickers (tags) that look like genuine TNG RFID self-fitment kits costs money. Sending these fake kits also put them at risk, because deliveries can be traced.

There are many other ways to compromise your smartphone. There is simply no reason why scammers to waste time and money on such a convoluted scheme.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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TnG eWallet Back Online After Going Down For Over 8 Hours!

All TnG eWallet services are finally back online, after going down for over 8 hours!

Here is everything you need to know!

 

TnG eWallet Down Earlier : No Payments Or Transfers!

At around 1 PM today, the TnG eWallet platform went down, preventing users from making payments or even money transfers.

One of our readers, Kent Ng, shared with me the error messages he received in the TnG eWallet app.

When he tried to transfer money, he received a Connection Time Out error. He couldn’t even pay for parking using TnG eWallet!

Initially, TNG Digital said that RFID transactions were affected, but a few hours later, they said that RFID can still be used, but you are limited to the balance in your TnG eWallet.

The automatic reload feature in the TnG eWallet is still down, so you cannot use RFID to go through toll booths if there is insufficient balance in your eWallet.

Please check your TnG eWallet balance, and make sure you have enough for the toll. Otherwise, please avoid using the TnG RFID lanes at toll booths until this issue is resolved.

You will have to switch to the Touch ‘n Go card, with or without SmartTAG, to pay at toll booths. Please make sure you have sufficient balance in your TnG card.

 

TnG eWallet Back Online After Going Down For Over 8 Hours!

After netizens complained about not being able to make payments, TNG Digital posted a short statement that they are currently working on a solution.

Dear valued user, 📣

We understand you’re experiencing a service interruption in your eWallet at the moment & may not be able to perform payments including RFID & PayDirect transactions. 🚫

Rest assured that we are currently rectifying this matter & will update you accordingly, as soon as it is back online. 🧐

We apologise for the inconvenience caused. Thank you for your kind patience & understanding. 🙏

The Touch ‘n Go eWallet team. 💙

About six hours later, they were still not able to restore payments. But the good news is that they say that TNG RFID will work at highway toll booths, as long as you have sufficient balance in your eWallet.

Touch ‘n Go Wallet is currently experiencing a technical difficulty and as such we are experiencing a disruption of all Touch ‘n Go Wallet services.

Touch ‘n Go cards and RFID can still be used in highways, transit and parking if you have sufficient balance.

You can reload all your Touch ‘n Go cards at physical reload points as usual.

We are working to restore our services as soon as possible.

At 9:35 PM – after over 8 hours of downtime – TNG Digital finally announced that all Touch ‘n Go eWallet are finally up and running!

Touch ‘n Go Wallet and its services are up and running.

We apologise for the inconvenience caused earlier and thank you for your kind patients.

They however noticeably did not reveal what happened to their platform, or explain why it took them so long to get it back online again.

We can only hope that they learned from this incident, and will put in place measures to prevent it from happening again…

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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GrabUnlimited : Is It Worth Becoming A Member?

GrabUnlimited offers a large number of discount vouchers, and the opportunity to earn rebates!

Find out what GrabUnlimited really is all about, and whether it’s worth becoming a member!

 

GrabUnlimited : What Is It?

GrabUnlimited is a subscription plan that offers discount vouchers, and special promotions for Grab services.

Here are some of the benefits that the GrabUnlimited subscription offers :

Special June Promotions

  • 4 x GrabFood discount vouchers (up to 50%) + free delivery (cannot be used at peak hours or in Penang)
  • 6 x GrabFood discount vouchers (up to 38%) + free delivery (cannot be used in Penang)
  • Only in Penang : 10 x GrabFood discount vouchers (up to 50%) + free delivery

Standard Subscription Vouchers

  • 50 x GrabFood free delivery vouchers (up to RM3 off)
  • 10 x GrabMart free delivery vouchers (up to RM3 off)
  • 10 x GrabFood discount vouchers (15% off, only for self pick-up)
  • 1 x RM5 Grab Ride discount (Malaysian airport rides only)

Unlimited Benefits

  • RM1 GrabFood premium delivery discount
  • JustGrab (Top-Rated Drivers) in selected cities (from 9 June 2022 onwards)
  • Earn up to 1.5% in GrabRewards (instead of just 0.5% for non-members)
    You will get 1.5 GrabRewards for every RM1 spent, instead of just RM0.75.
  • Monthly Grab Hot Deals are now limited to GrabUnlimited members.

 

GrabUnlimited : My Humble Opinion

GrabUnlimited is being pitched to the media as a great way to save and earn money (paradoxical, I know!).

At first glance, it does look attractive, offering you 38% or 50% discount vouchers, as well as free delivery vouchers worth RM180. And who doesn’t want to “earn” 1.5%?

The real purpose though is to lock you into their platform, to discourage you from using their rivals / alternatives.

And if you look at the fine print, you will realise that those benefits and vouchers come with caveats that make them much less attractive.

  • You get 1.5 GrabRewards for every RM1 you spend – twice that of non-members, which you can use to redeem discounted Grab vouchers for a rebate “up to 1.5%”.
  • The 50% discount voucher is really a RM8.50 discount voucher with a minimum spend of RM20. The additional discount comes from Grab automatically applying one of the GrabUnlimited RM3 free delivery vouchers. It is also limited to “selected restaurants”.
  • The 38% discount voucher is really a RM7.50 discount voucher with a minimum spend of RM25. The additional discount comes from Grab automatically applying one of the GrabUnlimited RM3 free delivery vouchers. It is also limited to “selected restaurants”.
  • The 15% off Self Pick-Up discount is capped at RM12, which works out to a maximum order value of RM80.
  • The RM3 GrabFood free delivery voucher requires a minimum spend of RM20, and is not valid for Mix & Match orders.
  • The RM3 GrabMart free delivery voucher requires a minimum spend of RM40, and is not valid for Mix & Match orders.

That is why Grab limited their monthly Hot Deals and Top-Rated Drivers to GrabUnlimited members. They used to be available to everyone.

That does not mean it’s a bad idea to subscribe. If you use Grab regularly to order food or grocery deliveries, you can save quite a lot. You just have to make sure you meet the voucher requirements.

And you should definitely not fall into the trap of only using Grab. Always check alternative delivery services to see if they offer a better deal.

Finally, if you do not use Grab regularly (like me), you should obviously not subscribe at all. It would only be a waste of your money.

 

GrabUnlimited : What You Must Know…

GrabUnlimited Membership Cost

GrabUnlimited is a subscription-based membership programme that costs RM4.90 per month, which works out to RM58.80 per year.

New subscribers will be charged 1 sen for the first month, but will have to pay the full subscription price thereafter.

Existing GrabUnlimited members outside of Penang, Kuching and Johor Bahru who subscribed in April and May will be charged only 1 sen in June, but will have to pay the full subscription price from July onwards.

How To Subscribe To GrabUnlimited

Here is what you need to do to subscribe to this plan :

  1. Open the Grab app
  2. Go to Account > Subscriptions
  3. Tap on GrabUnlimited
  4. Review the plan details, and tap on Get this plan
  5. Pay for the subscription using your GrabPay Wallet

GrabUnlimited Automatically Renews Monthly

You may be interested to try out GrabUnlimited due to the 1 sen promotional price for the first month.

But please be warned that once you subscribe, it will automatically renew every month, and you will be charged the full price.

if you don’t want to pay the full price after trying it out, make sure you cancel the plan before the next billing date.

Cancelling GrabUnlimited

This is the official way to cancel your GrabUnlimited subscription :

  1. Open the Grab app
  2. Go to Account > Subscriptions
  3. Tap on GrabUnlimited
  4. Tap on View Details
  5. Tap on Cancel Plan

If you accidentally cancelled your subscription, you can resubscribe anytime before the next billing date at no additional cost.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Touch ‘n Go eWallet Is Now Back On Apple App Store!

The Touch ‘n Go eWallet app was quietly restored to the Apple App Store, as quietly as it was removed earlier!

Here is what we know so far…

 

Touch ‘n Go eWallet Is Now Back On Apple App Store!

Apple quietly removed the Touch ‘n Go eWallet (TNG eWallet) from the App Store in the first week of May 2022.

The TNG eWallet download page earlier stated “App Not Available – The app is currently not available in your country or region“.

It was also removed from the App Store search listing. The Boost eWallet now appears, instead of the TNG eWallet.

Even though the Touch ‘n Go eWallet app is no longer available in the Apple App Store, you can continue to use it if you had already installed it earlier.

The TNG Digital team stated that they are working to resolve the issue with Apple, and confirmed that the app that is installed in your iPhone will continue to work with all features fully-functioning.

Fortunately, the Touch ‘n Go eWallet (TNG eWallet) app was quietly restored to the Apple App Store on 11 May 2022.

 

Was Touch ‘n Go eWallet NFC Feature Removed For Apple Users?

Neither Apple nor Touch ‘n Go eWallet stated why the TNG eWallet app was removed from the App Store.

At that time, believed Apple removed it because of the recently-added NFC top-up feature for physical Touch ‘n Go cards.

That’s because Apple Pay is the only mobile wallet / eWallet allowed to use the iPhone and iPad’s NFC capabilities  for contactless payments.

That limitation has resulted in an antitrust charge by the European Union :

The European Commission has informed Apple of its preliminary view that it abused its dominant position in markets for mobile wallets on iOS devices. By limiting access to a standard technology used for contactless payments with mobile devices in stores (‘Near-Field Communication (NFC)’ or ‘tap and go’), Apple restricts competition in the mobile wallets market on iOS.

The Commission takes issue with the decision by Apple to prevent mobile wallets app developers, from accessing the necessary hardware and software (‘NFC input’) on its devices, to the benefit of its own solution, Apple Pay.

However, the newly-approved Touch ‘n Go eWallet version 1.7.73 continued to feature the NFC reload option.

Therefore, it seems more likely that Apple removed the app earlier due to the Face Verification feature in the Touch ‘n Go eWallet app.

In fact, the new Touch ‘n Go eWallet version 1.7.73 now lacks the Face Verification feature. Their FAQ also stated that :

Face verification is being upgraded for iOS users, this feature will be temporarily disabled. Kindly use your PIN as alternate authentication.

The previous version of Touch ‘n Go eWallet could have contravened this App Store Review Guidelines rule :

2.5.13 Apps using facial recognition for account authentication must use LocalAuthentication (and not ARKit or other facial recognition technology) where possible, and must use an alternate authentication method for users under 13 years old.

But at least Apple iPhone users can rest assured that they will continue to get the latest Touch ‘n Go eWallet app. They just have to live without the Face Verification feature for now…

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Why Was Touch ‘n Go eWallet Removed From App Store?!

The Touch ‘n Go eWallet app was just removed from the Apple App Store!

Here is what we know so far…

 

Touch ‘n Go eWallet Removed From Apple App Store!

Apple quietly removed the Touch ‘n Go eWallet (TNG eWallet) from the App Store a few days ago.

The TNG eWallet download page now states “App Not Available – The app is currently not available in your country or region“.

It was also removed from the App Store search listing. The Boost eWallet now appears, instead of the TNG eWallet.

Interestingly, the download page in the official Touch ‘n Go eWallet website is also not functioning, with a 404 error – Page not found.

It is however still available in the Google Play Store, so Android users can still download it just fine.

Even though the Touch ‘n Go eWallet app is no longer available in the Apple App Store, you can continue to use it if you had already installed it earlier.

The TNG Digital team stated that they are working to resolve the issue with Apple, and confirmed that the app that is installed in your iPhone will continue to work with all features fully-functioning.

This does not mean the removal is to be taken lightly. Until the app is restored to the App Store, you will no longer be able to update the app.

Over time, you may lose out on new features. But more importantly, you will no longer receive security and fixes.

 

Why Was Touch ‘n Go eWallet Removed From App Store?!

Neither Apple nor Touch ‘n Go eWallet stated why the TNG eWallet app was removed from the App Store.

However, I believe Apple removed it because of the recently-added NFC top-up feature for physical Touch ‘n Go cards.

That’s because Apple Pay is the only mobile wallet / eWallet allowed to use the iPhone and iPad’s NFC capabilities  for contactless payments.

That limitation has resulted in an antitrust charge by the European Union :

The European Commission has informed Apple of its preliminary view that it abused its dominant position in markets for mobile wallets on iOS devices. By limiting access to a standard technology used for contactless payments with mobile devices in stores (‘Near-Field Communication (NFC)’ or ‘tap and go’), Apple restricts competition in the mobile wallets market on iOS.

The Commission takes issue with the decision by Apple to prevent mobile wallets app developers, from accessing the necessary hardware and software (‘NFC input’) on its devices, to the benefit of its own solution, Apple Pay.

If this was the reason for the TNG eWallet app’s removal, it will be yet another example of Apple’s egregious anti-competitive nature, and yet another strike against their walled garden.

If they continue to lock down the NFC feature on the iPhone / iPad to force the use of Apple Pay, they will invite more anti-trust actions, and possibly turn people to the Android platform.

Unfortunately, there’s really nothing much Apple users can do.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Scam Alert : TnG eWallet 5th Anniversary Survey!

Please watch out for the TnG eWallet 5th Anniversary survey scam!

Find out why it is just a SCAM, and WARN your family and friends!

 

TnG eWallet 5th Anniversary Survey Scam Alert!

People are now sharing the TnG eWallet 5th Anniversary messages on WhatsApp :

Touch n’Go eWallet 5th Anniversary!

Click to enter to participate in the survey, have a chance to win 2000 Ringgit .

 

TnG eWallet 5th Anniversary Survey : Why This Is A Scam

Unfortunately, this is yet another survey scam, like the FamilyMart 70th Anniversary scam!

For one thing – the TnG eWallet was only launched in July 2017, so it would only be celebrating its 5th anniversary in July 2022!

TnG eWallet also confirmed that this survey is a scam.

I know many of us are in dire straits during this COVID-19 pandemic, having lost jobs, income or even loved ones.

Unfortunately, scammers are counting on our desperation to prey on us, using the same survey scam they have been using for years :

Now, let me show you how to spot these scams next time!

If you spot any of these warning signs, DO NOT PROCEED and DO NOT SHARE!

Warning Sign #1 : Bad Grammar

Most of these scammers do not have a good command of the English language, so if you spot bad grammar, stay away.

This scammer even got the spelling of the brand wrong! It’s Touch ‘n Go, not Touch n’Go.

Proper contests or events sponsored by major brands like TnG eWallet will have a PR or marketing person who will vet the text before allowing it to be posted.

Warning Sign #2 : Offering You Free Money Or Gifts

Please do NOT be naive. No one is going to give you money or free gifts just to participate in a survey!

Touch ‘n Go isn’t going to give you so much FREE money, just because it’s their anniversary.

They are a corporation whose business is to make money, not a charity to give you free money.

Warning Sign #3 : Not Using The Real Domain

A genuine TNG eWallet campaign would use their real domain – www.touchngo.com.my or www.tngdigital.com.my, not di47823.shop as shown in the scam post above.

Or they would run it off the official TnG eWallet page on Facebook – www.facebook.com/touchngoewallet/.

If you see nonsensical domains like childrerdg.xyz, uglyarticle.club, ldxqw.bar, etc. that’s a sign of a SCAM!

Warning Sign #4 : Asking You To Forward The Offer

No matter how many times you “try” this scam, you will ALWAYS win the RM 2000 “prize”.

If you don’t find that odd, you should know that no brand will insist that you must share the offer with 5 groups or 20 friends on WhatsApp.

Do not click to forward their offer to your family and friends. They will not appreciate being scammed with your help!

Warning Sign #5 : Asking You To Download + Register An App

If you click through and joined the fake survey scam, you may eventually be asked to download and register for an app.

That is VERY DANGEROUS. Never agree to download and register for any unknown app from a website.

Always download your apps from an official App Store like Google Play Store (for Android smartphones) and Apple App Store (for iPhones).

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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TNG RFID Tags : How To Get One FREE @ Shell!

If you missed your last chance to get a free TNG RFID tag, don’t worry. Shell and TNG are offering another chance to get a free TNG RFID tag!

Here are the details on HOW and WHERE you can get yourself a free TNG RFID tag from Shell!

 

TNG RFID Tags : How To Get One FREE @ Shell!

To promote TNG RFID tags before they start implementing RFID fuel payments, Shell and Touch ‘n Go will give away 10,000 free TNG RFID tags at select Shell stations!

To get a free TNG RFID tag, all you have to do is spend at least RM50 using your Touch ‘n Go eWallet at these Shell stations.

  • Shell Wangsa Maju 2
  • Shell Taman Connaught
  • Shell STN Minyak Kota Warisan 1
  • Shell PLUS Highway Jalan Duta Klang Bound (entrance of NKVE Jalan Duta)
  • Shell Desa Aman Puri
  • Shell Jalan Kuchai Lama 2
  • Shell Kota Damansara Seksyen 6
  • Shell Sri Hartamas
  • Shell Jalan Kepong 2 (Lot 4086 Jalan Kepong)
  • Shell Jalan Cheras KM 5.5 (PT 7430 HSD)

But please note again that they only have 10,000 free TNG RFID tags to give away, and this promotion will only last from 15 February to 31 March 2020.

So go get your free TNG RFID from those select Shell stations ASAP!

 

TNG RFID Tag : What Is It?

TNG RFID is an electronic payment system that uses an RFID (radio-frequency identification) tag to pass through tolls.

The TNG RFID Tag is affixed to the vehicle’s windscreen or headlamp, and linked to the user’s Touch ‘n Go eWallet account.

Whenever the vehicle approaches a toll, an overhead scanner its encrypted code and automatically deducts the fare, allowing the user to pass without stopping.

It can be purchased from Touch ‘n Go fitment centres for RM 35, and comes with a one-time replacement on the same vehicle (no time period).

 

TNG RFID Tag : Which Highways Support It?

The TNG RFID Tag is currently enabled for all Class 1 vehicles at these highways :

  1. Ampang-Kuala Lumpur Elevated Highway (AKLEH)
  2. Besraya Expressway (BESRAYA)
  3. Butterworth – Kulim Expressway (BKE)
  4. Butterworth Outer Ring Road (BORR)
  5. Duta – Ulu Kelang Expressway (DUKE)
  6. Guthrie Corridor Expressway (GCE)
  7. Cheras – Kajang Highway (GRANDSAGA)
  8. Lebuhraya Grand Sepadu (GRANDSEPADU)
  9. Jambatan Sultan Abdul Halim Muádzam Shah (JKSB)
  10. Penang Bridge (JPP)
  11. Shah Alam Expressway (KESAS)
  12. Kuala Lumpur – Karak Expressway (KLK)
  13. Lebuhraya KL – Kuala Selangor (LATAR)
  14. Lebuhraya Damansara-Puchong (LDP)
  15. Lebuhraya Kajang – Seremban (LEKAS) (Ampangan Plaza only)
  16. Lebuhraya Laluan Kedua Malaysia-Singapura (LINKEDUA)
  17. Lebuhraya Kemuning – Shah Alam (LKSA)
  18. Maju Expressway (MEX)
  19. New Pantai Expressway (NPE)
  20. Projek Lebuhraya Utara Selatan (PLUS)
    – Toll Plaza Mambau
    – Toll Plaza Lukut
    – Toll Plaza Kempas
    – Toll Plaza Lima Kedai
    – Toll Plaza Perling
    – Toll Plaza Tanjung Kupang
    – Toll Plaza Bangunan Sultan Iskandar
    – Toll Plaza Jitra
  21. Kajang Dispersal Link Expressway (SILK)
  22. SMART Highway (SMART)
  23. Sistem Penyuraian Trafik KL Barat (SPRINT

Touch ‘n Go also shared that the PLUS highways will fully implement their RFID system in April 2020.

 

TNG RFID Tag : Where To Get It?

There are about 80 mobile fitment booths nationwide, with three permanent fitment centres in the Klang Valley :

[adrotate group=”2″]

DUKE R&T Tol Segambut

Address : Plaza Tol Segambut, Kepong, Kuala Lumpur
Opening Hours : Mon to Sun (10 AM to 8 PM)
Location : Google Map | Waze

Giant Hypermarket Kelana Jaya

Address : No 33, Jalan SS6/12, Kelana Jaya, Selangor
Opening Hours : Mon to Sun (11 AM to 8 PM)
Location : Google Map | Waze

Touch ‘n Go Customer Experience Centre

Address : Tower 2A, Avenue 5, No. 8, Jalan Kerinchi, Kuala Lumpur
Opening Hours (Mon to Thu) : 9 AM to 1 PM, 2 PM to 5 PM
Opening Hours (Friday) : 9 AM to 12:30 PM, 2:30 PM to 5 PM
Location : Google Map | Waze

 

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TNG RFID Tag To Cost RM35 From 15 Feb 2020 Onwards!

Touch ‘n Go will start charging RM 35 for their TNG RFID tags starting 15 February 2020. They also announced a RM 100,000 contest to promote TNG RFID! Here are the full details…

 

TNG RFID Tag To Cost RM35 From 15 Feb 2020 Onwards!

During the 18-month pilot programme, Touch ‘n Go has been giving out free TNG RFID tags. That will end when they start charging RM35 for each TNG RFID Tag from 15 February 2020 onwards.

If you want to get your free TNG RFID Tag, you can still do so until 14 February – yes, Valentine’s Day! We strongly recommend you get your free tag ASAP!

All TNG RFID tags are covered by a lifetime one-time replacement warranty, in case they are damaged or vandalised. You only need to purchase a separate RFID tag when you change your car.

In addition, if you add your existing Touch ‘n Go cards to your Touch ‘n Go eWallet to avoid them going dormant. And you will be able to receive your e-refunds on those cards.

Recommended : TNG RFID Tag : Last Places To Get It FREE!

 

TNG RFID Ultimate Toll Pass Contest

Touch ‘n Go also announced a two-month promotion to kickstart their nationwide rollout – the Ultimate RFID Toll Pass!

From 15 February until 15 April 2020, 40 lucky winners will walk away with an Ultimate RFID Toll Pass worth RM 2,500 each in their Touch ‘n Go eWallet!

All you have to do is simply install and register for both the Touch ‘n Go eWallet, and the TNG RFID Tag!

 

TNG RFID Tag : What Is It?

TNG RFID is an electronic payment system that uses an RFID (radio-frequency identification) tag to pass through tolls.

The TNG RFID Tag is affixed to the vehicle’s windscreen or headlamp, and linked to the user’s Touch ‘n Go eWallet account.

Whenever the vehicle approaches a toll, an overhead scanner its encrypted code and automatically deducts the fare, allowing the user to pass without stopping.

 

TNG RFID Tag : Which Highways Support It?

The TNG RFID Tag is currently enabled for all Class 1 vehicles at these highways :

  1. Ampang-Kuala Lumpur Elevated Highway (AKLEH)
  2. Besraya Expressway (BESRAYA)
  3. Butterworth – Kulim Expressway (BKE)
  4. Butterworth Outer Ring Road (BORR)
  5. Duta – Ulu Kelang Expressway (DUKE)
  6. Guthrie Corridor Expressway (GCE)
  7. Cheras – Kajang Highway (GRANDSAGA)
  8. Lebuhraya Grand Sepadu (GRANDSEPADU)
  9. Jambatan Sultan Abdul Halim Muádzam Shah (JKSB)
  10. Penang Bridge (JPP)
  11. Shah Alam Expressway (KESAS)
  12. Kuala Lumpur – Karak Expressway (KLK)
  13. Lebuhraya KL – Kuala Selangor (LATAR)
  14. Lebuhraya Damansara-Puchong (LDP)
  15. Lebuhraya Kajang – Seremban (LEKAS) (Ampangan Plaza only)
  16. Lebuhraya Laluan Kedua Malaysia-Singapura (LINKEDUA)
  17. Lebuhraya Kemuning – Shah Alam (LKSA)
  18. Maju Expressway (MEX)
  19. New Pantai Expressway (NPE)
  20. Projek Lebuhraya Utara Selatan (PLUS)
    – Toll Plaza Mambau
    – Toll Plaza Lukut
    – Toll Plaza Kempas
    – Toll Plaza Lima Kedai
    – Toll Plaza Perling
    – Toll Plaza Tanjung Kupang
    – Toll Plaza Bangunan Sultan Iskandar
    – Toll Plaza Jitra
  21. Kajang Dispersal Link Expressway (SILK)
  22. SMART Highway (SMART)
  23. Sistem Penyuraian Trafik KL Barat (SPRINT 

Touch ‘n Go also shared that the PLUS highways will fully implement their RFID system in April 2020.

 

TNG RFID Tag : Where To Get It?

There are about 80 mobile fitment booths nationwide, with three permanent fitment centres in the Klang Valley :

[adrotate group=”2″]

DUKE R&T Tol Segambut

Address : Plaza Tol Segambut, Kepong, Kuala Lumpur
Opening Hours : Mon to Sun (10 AM to 8 PM)
Location : Google Map | Waze

Giant Hypermarket Kelana Jaya

Address : No 33, Jalan SS6/12, Kelana Jaya, Selangor
Opening Hours : Mon to Sun (11 AM to 8 PM)
Location : Google Map | Waze

Touch ‘n Go Customer Experience Centre

Address : Tower 2A, Avenue 5, No. 8, Jalan Kerinchi, Kuala Lumpur
Opening Hours (Mon to Thu) : 9 AM to 1 PM, 2 PM to 5 PM
Opening Hours (Friday) : 9 AM to 12:30 PM, 2:30 PM to 5 PM
Location : Google Map | Waze

 

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Now Everyone Can Setel Across Malaysia!

PETRONAS just announced that they are rolling out Setel across Malaysia! Now everyone can enjoy the convenience of using Setel to pay at the pump!

 

Setel What?

Setel is a free e-wallet app that was introduced in July 2018, as an e-payment solution for PETRONAS stations.

It lets you remotely pay in the car, refuel it at the pump, and go – without the need to go to the cash counter, or swiping a credit card.

 

Now Everyone Can Setel Across Malaysia!

Initially rolled out only in the Klang Valley, Setel recorded over 3 million transactions as of January 2020.

Thanks to that early success, they decided to roll it out to over 700 PETRONAS stations all over Malaysia. So now, everyone can Setel!

In addition, the app now allows you to redeem Mesra points for fuel directly into the app, offering even more convenience!

 

What To Setel Next?

Setel Ventures CEO Iskandar Ezzahuddin also revealed what features they are planning to add in the near future :

  • Setel Connect : an automated car-to-pump pairing feature that would automatically connect the driver to the pump, allowing for one-touch payments.
  • Setel for Family : family profiles that allow users to pay for fuel and earn Mesra points as a family
  • Flash Sale : you will be able to purchase food, drinks, and more while refuelling, and pick up your purchases from the Setel Pit Stop on the way out.

 

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[adrotate group=”2″]

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Razer Pay Review – Definitely Not Ready For Prime Time!

Razer Pay came out in full force at MyFintech Week 2019, but we were very disappointed with what we discovered when we tried it out for ourselves.

We found some truly mind-boggling issues and bizarre design choices in Razer Pay. We reached out to the Razer Pay team for their feedback, and hope they will fix these issues ASAP!

 

Razer Pay

From what we understand, the current Razer Pay app is a brand new app. No longer a reskinned version of MOLPay they bought over last year.

Yet it feels half-baked, even though it is chock-full of features. You can transfer money to your friends, perform mobile top-ups, and even purchase game credits or streaming services.

 

Why Razer Pay Is Still Not Ready For Prime Time

Installation was a breeze, but once we started the registration process, we noticed a few troubling things…

Issue #1 : No Confirmation Of Critical Information

Razer Pay will require you to key in three pieces of critical information :

  • a password to protect your app, and ensure that only you can access it and make changes
  • a passcode to authorise payments
  • your email address for verification and password recovery

A mistake in any of the above will result in a registration failure, or worse – getting locked out of your own Razer Pay account.

This is why most app designers will insist that you key in those information TWICE, so they can verify that you entered them correctly.

Unfortunately, the Razer Pay team chose to ignore industry best practices… so GG to those who are prone to typos…

Issue #2 : SMS OTP Failure

After you key in your phone number, Razer Pay will send a 6-digit One Time Password (OTP) to your phone number.

However, the OTP SMS never arrived.

Fortunately, they did not forget to include a Resend code option, because everyone we knew who tried it over a few days received it only on the second try.

Corrected : After we pointed out to them, Razer Pay said they switched to a different OTP service provider.

These things happen, of course, but considering they were demonstrating and promoting the app and service at MyFintech Week 2019, they should have gone with a more reliable service provider.

Issue #3 : Your Registration Will Fail If You Use A Referral QR Code

Now this was really bizarre… Using a referral QR code will cause the account registration to fail.

It will just get stuck at “Creating your account…

In the end, you will have to kill the app, which means losing whatever you keyed in earlier.

But don’t waste your time trying again, because it will keep failing…

Corrected : After we pointed out to them, the Razer Pay team identified the problem and resolved it for Android users… but iOS users had to wait a few more days for the fix.

Issue #4 : They Use Your Phone Number As The Personal Invite Code!

Razer Pay offers you a pitiful RM 1 (US$0.24) for each person you refer. But to support your endeavour to earn a free cup of coffee, they offer you two options – a QR code and a manual code.

When you click to share the code manually, you will note that it lists your PHONE NUMBER as the Personal Code!

This would be a SERIOUS breach of privacy, if they are actually using your phone number as the referral code, even if it was hidden in a QR code.

After all, many people post their referral codes online, and do not expect to share their phone numbers, which are highly personal and private…

The Razer Pay team later clarified that when you click on the Share icon, the app will generate a QR code with an encrypted invitation code, like this :

https://api-my.pay.razer.com/v1/creatingInvitationLinks?inviteCode=edc34d7b95f740a7a213f04fd212eacc&country=Malaysia

Apparently, that encrypted invitation code is generated using your actual phone number… so someone on their team decided to put it there.

It’s mind-boggling why they decided to post your phone number under Share Your Invite Code, because it would only lead users to assume that their phone number is the actual referral code.

And even though it’s encrypted, anyone would be able to figure out your actual phone number if they have the encryption algorithm (through hacking or leaks). It would be better to create a separate account number, which offers an additional layer of obfuscation.

Not Corrected : Razer Pay said that they would remove the phone number as Personal Code, but as of today, it is still there.

Issue #5 : The Manual Referral Code Does Not Work

Razer Pay actually includes an option to key in a referral code manually. That implies two things :

  • the Personal Code (as shared in Issue #4) is the manual referral code
  • you can install Razer Pay and add your friend’s referral code after registration

However, neither are true… because even if you try to use the phone number, you will get the error code that “This code does not exist“.

If you extract the encrypted code (e.g. edc34d7b95f740a7a213f04fd212eacc) and key that in instead, you will get a different error code in broken English – “You register before accepting the invitation, you cannot accept the invitation

In other words, the manual referral code entry option is pointless, because there is no way to add any referral code after you register

According to Razer Pay, the problem may occur if the code is generated after the user registers his or her account.

However, we tried this with another account and it didn’t work. Oh well…

 

Razer Pay Still Has A LONG Way To Go

Now everyone and their grandfathers want to create their own e-wallet. It’s getting really absurd, because guess what – we all lived with a single wallet but now you want us to juggle multiple e-wallets???

Eventually, people will settle on one, maybe two e-wallets… and for those who are trying to become the e-wallet of choice, it pays to prepare well and execute flawlessly.

For now, Razer Pay still has a long way to go before we will even consider using it as a secondary e-wallet, never mind our primary e-wallet, or an actual replacement for our wallets.

If we have one piece of advice for them, it would be to actually test their app and services before deploying. Generally, users do not like to feel like beta testers, especially when it comes to finance…

Note : We have only commented so far on the registration and referral features. If we start talking about the other features… well, it’s gonna be a really long review!

 

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The Razer Pay QR Code Giveaway + Iriz Contest Revealed!

At the Malaysia Tech Week 2019, Razer Fintech announced the Razer Pay Iriz contest, as well as a QR code giveaway! We also snagged a SPECIAL Starbucks QR code just for you guys!

So don’t miss this opportunity to get some great freebies from Razer Pay, and the chance to win a Proton Iriz too!

 

The Razer Pay Iriz Contest

The Razer Pay Iriz Contest started on 1 June 2019, and ends on 30 June 2019, so you still have a chance!

All you have to do is just use Razer Pay for a chance to win a special Razer Edition 2019 Proton Iriz!

The Malaysian Minister of Communications and Multimedia, Gobind Singh Neo, even came to impart his signature on the Razer Edition 2019 Proton Iriz!

The Razer Pay Iriz contest was organised by Razer Fintech in collaboration with Proton, 7-Eleven, Starbucks, the Malaysia Digital Economy Corporation, and MyFintech Week 2019.

 

Razer Pay QR Code Giveaway

In addition to the contest, Razer is also giving away these QR codes which you can redeem from now until 30 June 2019.

Officially, you have to go to the Razer Pay booth at Malaysia Tech Week 2019 to obtain these QR codes, but just for you guys, we prepared these QR codes so you can redeem them in the comfort of your home or office! 😀

If you wish to share these with your friends, please refer them to THIS ARTICLE instead. Thank you!

First, Create A Razer Pay Account

You need to first create a Razer Pay account. Use this link or this QR code to get started quickly :

After setting it up, use the Scan option to scan these QR codes!

RM 3 Off All Razer Pay Merchants!

  • Get RM 3 discount, with a minimum spend of RM 7
  • Offer ends on 30 June 2019
  • Limited to 1 redemption per user

20% Off All Razer Pay Merchants! Updated!

  • Get 20% instant discount, up to RM 20
  • Offer ends on 30 June 2019
  • Limited to 1 redemption per user

RM 3 Off 7-Eleven & 99 Speedmart

  • Get RM 3 discount, with no minimum spend
  • Offer ends on 30 June 2019
  • Limited to 1 redemption per user

50% Off Starbucks & Tealive

  • Get 50% discount, up to RM 5
  • Offer ends on 30 June 2019
  • Limited to 1 redemption per user

 

Special RM 20 Starbucks QR Code Giveaway

We also obtained a SPECIAL RM 20 Starbucks QR code giveaway.

If you wish to share this QR code with your friends, please refer them to THIS ARTICLE instead. Thank you!

  • Get RM 20 discount off your Starbucks Coffee purchase
  • Offer ends on 30 June 2019
  • Limited to 1 redemption per user (first come, first served!)

 

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Maybank MAE e-Wallet Details + Promotions Revealed!

Maybank just introduced MAE, a new e-wallet, which promises to offer a new customer experience. Let’s take a look at what Maybank MAE offers, as well as its introductory promotions!

 

The Maybank MAE e-Wallet

The Maybank MAE e-Wallet was launched in Kuala Lumpur today by Maybank Group President & CEO, Datuk Abdul Farid Alias, Group CEO Community Financial Services, Dato’ John Chong and Head of Virtual Banking & Payments, Kalyani Nair.

The Maybank MAE e-Wallet account is created and operated out of the Maybank app. This makes it easier for Maybank customers to quickly and easily set-up their MAE accounts. In fact, you can open a MAE account inside the Maybank app in just 5 minutes!

MAE is based on the Maybank banking payment infrastructure. This means you can top-up your MAE account through Maybank2U, Interbank Transfer, Self Service Terminals or Over The Counter (OTC). It also allows topping up from other banks via FPX and debit cards.

Easy Transfers

Maybank MAE allows you to easily transfer money into, and out of, the MAE e-wallet. Using the same Maybank app, you can also perform instant transfers, ATM services, bill payments and prepaid reloads.

Easy Purchases

MAE also allows you to directly purchase movie tickets (currently only from MBO, with TGV in the pipeline), and flight tickets. You can also pay for goods and services using QRPay.

Split Bill

MAE has a very useful Split Bill feature that lets you split up the bill (in separate or equal amounts) and request money from your friends. It will also remind and notify your friends, in case they forget, and let them pay you directly using their Maybank App.

Virtual Visa Debit Card

Your Maybank MAE account also services as a virtual Visa debit card. This allows you to shop online even if you do not have an existing credit or debit card. You can also use this virtual debit card at point-of-sale terminals using Maybank Pay or Samsung Pay.

 

Maybank MAE Promotions

To promote the use of MAE, Maybank created Money MAE-Hem, a game for MAE customers. Built into the app, it allows you to collect coins that will be credited into your account as cash! Just don’t click on the ballons which will end the game!

In addition, Maybank has a Scan and Win campaign, where you need to look out for, and scan, MAE QR codes. Here is a little gift from us. We are sharing with you this special QR code, which you can use without limit, to get FREE CASH!

All we ask is that you use our referral code aws0702 when you create your MAE account.

All you have to do, after creating your MAE account, is to use the QRPay scanner on the lower right corner of the MAE account, to scan the QR code above.

You will automatically receive free money on the first try. Subsequently, you can randomly win cash. There is (currently) no limit to how many times you can scan the QR code above, so keep trying!

 

Where To Download Maybank MAE?

Maybank MAE runs on the Maybank MY app, which is available in the Google Play Store and the Apple App Store.

Do use our referral code aws0702 when you create your MAE account. We won’t get any money, but we will have some fun playing Money MAE-Ham! 😀

 

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The Future Of Grab – An Everyday App For Consumers

Grab today unveiled The Future of Grab – their vision of a future of seamless mobility, on-demand food delivery, logistics, cashless payments and financial services – all within their mobile app. Here are the full details!

 

The Future Of Grab – An Everyday App For Consumers

After hitting their 1 billion ride milestone across Southeast Asia, they surveyed 500 of their customers. A majority responded that they wanted an everyday app that would complement their daily lives. Six months later, Grab is ready to share their vision of the future in this video :

Here is a summary of the services that will be forthcoming :

Transportation

Grab will focus on serving the first- and last-mile needs of a multi-modal transportation system in the future. Consumers will be able to mix and match different transportation option, based on their travel preferences and budget.

With better integration of public and private transportation options in one platform, consumers can ride and pay for multiple modes of transportation through the Grab app. For example, they will be able to take an on-demand shuttle bus to the MRT, and finally take a JustGrab taxi to their final destination – arranged and paid through the app.

Payments

GrabPay will see expanded use as a mobile wallet, with consumers enjoying the benefits of going cashless, while accumulating benefits through GrabRewards. GrabPay and GrabRewards will also become revenue drivers for micro-entrepreneurs and small businesses.

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Financial Services

Their fintech offerings will create new economic opportunities for unbanked and underbanked consumers, drivers and small businesses across Southeast Asia. Grab plans to add another 100 million micro-entrepreneurs by 2020.

Lifestyle

The future will see most of a consumer’s daily needs for on-demand transportation, food and delivery fulfilled by a single app.

 

The Future Of Grab Starts Soon

Consumers in Malaysia will soon be able to start seeing the Future of Grab materialise with GrabFood and GrabPay.

GrabFood is currently being beta-tested, and will be formally launched at the end of May 2018. It will allow consumers to order and pay for their food to be delivered to their doorsteps, while enjoying GrabRewards points for every order.

Grab will also expand the use of GrabPay beyond transportation and food, turning it into a mobile wallet for use with traditional, cash-based merchants in coming months.

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Boost Your Payment Options With The Boost Mobile Wallet!

The Boost mobile wallet offers a new, and more convenient way to pay, send, request and store money in their smartphones. It is not the first, and it won’t be the last, mobile wallet to be offered to consumers. Find out what raises the Boost mobile wallet above and beyond the competition!

 

The Boost Mobile Wallet

Boost was originally launched as a lifestyle app in January 2017, offering prepaid top-ups and digital vouchers. It has now been upgraded into a mobile wallet that allows its users to pay for goods and services using their smartphones.

Like other mobile wallet providers, the Boost team has worked hard at recruiting merchants to accept Boost payments. They currently boast online and offline in over 5,000 locations, with a surprising emphasis on pasar malam vendors, food trucks, and food courts, in addition to the usual suspects.

They’re also focusing on the social element of their users to drive market acceptance. They include functions designed to fit the modern lifestyle – Scan and Pay, and Split Bill, for example. The Boost team is also integrating “social games” into the app, to make it more than just a mobile wallet.

 

The Boost “Paint The Town Red” Campaign

In conjunction with Chinese New Year, Boost will debut its “Paint The Town Red” campaign, where signature red QR codes can be spotted at all online and offline partner merchants nationwide, which users can scan using their mobile phones in their daily transactions.

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Boost will introduce a number of new features that will have raining Ang Pows in the app made available from 30 January 2018 until 28 February 2018. All one has to do to receive Ang Pows is:

  1. Pay with the Boost mobile wallet at physical outlets and online stores
  2. Purchase digital vouchers, prepaid top up & pay Celcom postpaid bill
  3. Join the Share & Get Ang Pow game

Android users can download Boost from the Play Store while iOS users can download from the App Store

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