Maybank just announced that all of its online, mobile and card services are up and running after going offline earlier today! Here is what you need to know…
Maybank Online + Card Services Finally Up + Running!
At 3:46 PM on 7 August 2023, Maybank sent out an alert that all of its online, mobile and card services are temporarily unavailable
Maybank2U web banking services
M2U and MAE mobile banking apps
debit and credit card usage
The only good news is that ATM and counter services appear to be unaffected by this downtime.
This announcement came hours after people started complaining that they could not log into the Maybank website.
As of 4 PM, none of Maybank’s online or mobile services are working. Neither will you be able to use your Maybank debit or credit card to make payments.
Update @ 4:30 PM : Maybank just announced that it restored Maybank2U web, the MAE app, and both debit card and credit card services!
Earlier : Maybank Online + Card Services All Down!
The Maybank downtime appeared to occur at around 1 PM or so, with Maybank initially asking users to switch to the MAE mobile app:
Good day and any inconvenience is much regretted. Based on our checking, the MAE app is operating fine at the moment.uled maintenance to improve your experience and will be back up shortly. Sorry for the inconvenience.
However, some Maybank users soon pointed out that their MAE app wasn’t working either!
Be Right Back!
We’re experiencing communication error. Please try again later.
That’s when Maybank support staff claimed that they were experiencing “intermittent slowness” on their MAE app and Maybank2U web platforms:
Kindly be informed that we are experiencing an intermittent slowness on our MAE App & M2U web platforms. We are working to resolve the matter as soon as possible. Our sincere apologies for any inconvenience caused. Thank you for your patience and continuous support.
It was only about two hours later that Maybank finally admitted that all of its mobile and online banking services were down, as well as its debit and credit card services.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Malaysian Prime Minister Anwar Ibrahim just announced a slew of financial aid to help Malaysians deal with inflation this year!
Anwar Ibrahim Announces Financial Aid For Malaysians!
On Thursday, 27 July 2023, Malaysia Prime Minister announced a slew of financial aid during the launch of Ekonomi Madani: Memperkasa Rakyat (Madani Economy: Empowering the People) in Kuala Lumpur.
Here is a summary of the financial aid Anwar Ibrahim announced to help Malaysians deal with inflationary pressures this year.
Adults Earning Less Than RM100K To Get RM100
The Malaysian government will give RM100 e-Tunai cash incentive to all Malaysian citizens aged 21 years and above, earning RM100,000 or less in annual wages.
This cash incentive will be distributed via e-wallet, based on the success and impact of the e-Belia Rahman e-wallet credit rollout programme in the past. This incentive is also expected to spur digital payments, and the economy.
The government estimates that this cash incentive will benefit 10 million citizens in the B40 and M40 categories, and cost the treasury about RM1 billion (about US$ 220.9 million).
The estimated number of eligible recipients is expected to be around 10 million Rakyat comprising those of the B40 and M40 with allocations of around a billion ringgit.
Civil servants at Grade 56 and below will receive RM300 in special assistance aid within the next two weeks.
This special assistance is expected to benefit 1.3 million civil servants, while they wait for the adjustment of their salaries and allowances.
Government Pensioners To Get RM200
Government pensioners will receive RM200 in special assistance aid within the next two weeks. This special assistance is expected to benefit over a million pensioners.
Civil Servant Salaries To Be Reviewed
The Malaysian government will review the salaries of civil services, and adjust them according to the nation’s financial ability.
Minimum Wage To Be Reviewed
The Malaysian government will review the minimum wage, and explore the progressive wage model to reduce reliance on foreign workers.
120% Financing For Homes <RM300K
The Malaysian government will enhance the Housing Credit Guarantee Scheme (HCGS) provided by the Housing Credit Guarantee Company Berhad (SJKP).
The SJKP will now provide housing loans of up to 120% of the house’s value, for houses worth up to RM300,000. This will allow purchasers to cover the legal cost of the purchase, as well as renovations and furnishing their home.
The government will guarantee the scheme with a fund of RM5 billion (about US$1.1 billion).
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Did the FBI just warn people to avoid using the restaurant menu QR code, because it can hack your phone?!
Take a look at the viral claim, and find out what the facts really are!
Claim : FBI Says Restaurant QR Code Can Hack Your Phone!
People are sharing a Daily Mail article, or screenshots of it, which claims that the FBI just warned people not to use any restaurant menu QR code because it can allow hackers to steal your data!
Here is an excerpt from the Daily Mail article. Feel free to skip to the next section for the facts!
Why you should ALWAYS ask for a physical menu: FBI warns hackers are planting fake QR CODES in restaurants that steal your data when you click the link
Scammers are making fake QR codes to place on top of real ones
This is letting them access smartphones and steal personal data
QR codes have become the new default for accessing restaurant menus across the US post-Covid — but scammers are seizing upon the new practice.
The FBI warns thieves are creating fake QR codes and planting them at eateries, retail shops and even parking meters.
Instead of taking you to an online menu or checkout, the links instantly download malware onto your device, stealing your location and personal information
The FBI has urged consumers to look out for typos or misplaced letters in URLs accessed through QR codes and ask restaurants for a physical menu.
Truth : FBI Did Not Say Restaurant QR Code Can Hack Your Phone!
This appears to be a “misunderstanding” of an actual FBI warning about QR codes. Here is what you need to know about the risks of scanning a QR code for a restaurant menu.
Fact #1 : FBI Issued QR Code Warning In January 2022
I could find no reference to a recent QR code warning by the FBI, and oddly enough, The Daily Mail did not provide a source or link to the FBI warning its article was referring to.
The FBI only released one public service announcement (PSA) about QR codes, and that was Alert Number 1-011822-PSA which was released on January 18, 2022.
If that was the source for the Daily Mail article, then it’s more than a year old, and not recent as the article appears to suggest.
Fact #2 : FBI Warned About General QR Code Risk
The FBI advisory was a general warning about the risks of tampered QR codes. Specifically, it warned about cybercriminals tampering with both digital and physical QR codes.
The FBI is issuing this announcement to raise awareness of malicious Quick Response (QR) codes. Cybercriminals are tampering with QR codes to redirect victims to malicious sites that steal login and financial information.
Cybercriminals tamper with both digital and physical QR codes to replace legitimate codes with malicious codes. A victim scans what they think to be a legitimate code but the tampered code directs victims to a malicious site…
Fact #3 : FBI Advisory Did Not Mention Restaurant / Menu
Interestingly, the entire FBI advisory did not once mention restaurants or menus, and that makes a lot of sense.
It is odd to focus on the risk of using QR codes for online menus in restaurants, when they are used in so many other ways today – from making mobile payments, as mobile tickets, login tokens, etc.
Any security risk involving restaurant menu QR codes would also apply to QR codes used for other purposes. So it really doesn’t make sense for the FBI to “pick on” restaurant menu QR codes.
QR code (which is short for Quick Response code) is not nefarious or malicious in nature. The FB advisory specifically pointed that out – “QR codes are not malicious in nature“.
The QR code is merely a type of two dimensional barcode that was invented in 1994 by the Japanese company, Denso Wave, to track automotive parts. It has since been adopted for other purposes because it is more efficient and can support more than just numbers. For example, Version 40 QR code can contain up to 7,089 numbers or 4,296 characters.
Ultimately, a QR code is nothing more than a series of numbers or characters – data which can be used for a variety of purposes, including providing a link to an online restaurant menu.
Fact #5 : QR Code Can Be Tampered With
It is true that QR codes can be tampered with. In fact, the FBI advisory was issued after Texas police departments discovered fraudulent QR code stickers on parking meters in San Antonio and Austin. Drivers who scanned those fake QR codes were taken to a scam website. instead of the real payment website.
Hence, the FBI issued that warning to remind people to check the URL link to make sure that it is the intended website, and not a phishing page with a similar link. For example, the fake website may use www.quikpay.com when the real website is www.quickpay.com.
To completely avoid this risk, avoid using QR code to access a payment website. Always go directly to the payment website on your smartphone’s web browser by keying in the link yourself. Genuine payment labels with a QR code will often include a direct URL link for you to use as a safer alternative.
While scammers can place fraudulent QR codes over genuine ones at restaurants, bars, and other eateries, this is a very unlikely attack vector.
That’s because restaurants often use QR codes to redirect you to an online system to order food and drinks for your table. Imagine if you scan a fraudulent QR code and are asked to key in your credit card details. That would be absurd, and you would surely complain to the waiter since you haven’t even ordered your food!
In most cases, you are not expected to pay at the table using QR code. You either pay using cash / credit card / mobile payment using QR code at the payment counter. Even if that QR code is compromised, the cashier would notice it immediately as any payment made using that QR code would not reflect in the restaurant’s point-of-sale (POS) system.
And payment only occurs after dining – a fraudulent QR code that leads you to a fake website won’t allow you to actually order anything, since it’s not connected to the real restaurant and its ordering system. That’s why this attack vector is highly improbable.
In any case, many restaurants now generate temporary QR codes on disposable paper stubs to avoid this risk. The QR code is only valid for your dining session. The next person to dine at the same table will receive a different QR code.
Fact #7 : QR Code Can Potentially Inject Malware
It is possible for QR code to inject malware into the smartphone that you are using to scan. In fact, there are apps like QRGen that allow scammers / hackers to easily generate malicious QR codes. However, it isn’t quite as simple as the article makes it out to be.
For one thing – malware and exploits are limited to specific operating systems or phone models. For example, an Android exploit / malware won’t work on iPhones. Or an exploit / malware that makes use of an Android 11 vulnerability won’t work on newer / updated Android smartphones since they would have patched the exploit.
Second – any malware will require considerable amounts of code to load. The scammer / hacker will have to use an enormous QR code like the version 40 example below, or it will need to convince you to download and install the malware package itself.
Genuine restaurant menu QR codes are simple – like the version 1 / version 10 examples above, because they only serve a link to their online menu / ordering system. If you see a large and complex QR code like the version 40 example, avoid scanning it, and ask the restaurant staff to verify its authenticity.
Restaurant menu QR codes would also never ask you to download or install anything. They only serve to load a link to an online menu / ordering system, so if you are asked to download or install anything, do NOT proceed, and notify the restaurant.
These tips also apply to other businesses that use QR codes to show you a menu, discounts, offers, information, etc.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Touch ‘n Go eWallet, PayDirect + RFID services have just been restored, after going down for most of the day!
Touch ‘n Go eWallet, PayDirect + RFID Went Down!
Touch ‘n Go eWallet, PayDirect and RFID services went down for most of the day today. Many users were logged out of the Touch ‘n Go eWallet app, and had difficulty logging back in. They often received error messages like:
Sorry, something wrong happened there! But don’t sweat it, we’re doing our best to fix this for you. Please try again.
Sorry, but heavy traffic is causing delays in processing your request. Don’t fret, we’re fixing this. Hold tight & try again later.
Even when users could log in, they reported that their ewallet balance were either wiped out, or incorrect. Some even reported that their ewallet balance kept changing randomly!
Many users were also unable to make payments, or perform NFC card reloads. PayDirect payments also is not working.
Even worse, Touch ‘n Go eWallet outage this time has cut off access to TNF RFID, with highway users reporting long queues at the RFID lanes. The RFID lanes at the SPRINT Expressway, Penchala Link and Kerinchi Link have consequently been closed down.
The only way for motorists to get through the tolls is to use their Touch ‘n Go card. So please make sure you reload your TNG card before using the highways!
Touch ‘n Go Finally Solves eWallet, PayDirect + RFID Problems!
Hours after users started complaining, the Touch ‘n Go eWallet team finally responded, saying that they are working on a fix.
All they can tell their users is that if they have sufficient balance in their eWallet, they can still pay for tolls and parking via PayDirect and RFID.
Dear valued users,
We are currently facing technical issues but be rest assured, we are rectifying the matter.
If you have enough balance in your Wallet, you are still able to pay for tolls and parking via PayDirect and RFID.
We apologise for the service interruption and inconvenience this may have caused.
Thank you for your kind patience and understanding.
The Touch ‘n Go Wallet team.
But as many users have reported, that is just not possible. Both PayDirect and RFID appear to be down, which is why several highways have already closed their RFID lanes.
In addition, some users have reported that their eWallet balance is now empty, or has the wrong balance, or has insufficient balance. So they won’t be able to make payments, unless they have a physical TNG card as backup.
Finally, at around 3:36 PM, the Touch ‘n Go eWallet team reported that they finally restored all its services!
Touch ‘n Go eWallet and its services are up and running.
We apologise for the inconvenience caused earlier and thank you for your kind patience.
However, it looks like it will take time for all issues to be resolved. Users loading TNG eWallet after this will see a banner telling them not to worry about mysterious transactions that appear in their history, because they are just “delayed notifications”.
Got a txn you didn’t perform? Reset assured, it’s a delayed notification. Apologies for the confusion.
Several Touch ‘n Go eWallet users continue to complain that they still are unable to login, or make payments / transfers, or have wrong balances in their accounts.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Truth : Facebook Auto-Fill Does Not Open You To Scams
There appears to be a spate of scams involving Facebook Ads and Maybank users, but it does not appear to be related to the Facebook Auto-Fill feature, and here are the reasons why…
Fact #1 : Facebook Introduced Auto-Fill In 2013
Facebook started introducing Auto-Fill sometime in September 2013, and gradually rolled it out globally over the years, so this is not a new feature.
Fact #2 : Many App Use Auto-Fill
Facebook isn’t the only app or platform to use Auto-Fill. Many services and platforms use Auto-Fill to make it easier to fill up forms and make payments.
The Auto-Fill feature is used in most, if not all, e-commerce / online shopping / online payment platforms, to expedite payments. The idea is that if they make it easier it is for you to pay, you will tend to buy more!
Many apps and services also use Auto-Fill to help you fill onerous forms with common details like your full name, email address, address and telephone number.
Fact #3 : Facebook Does Not Automatically Have Your Details
Facebook enables Auto-Fill by default for forms and payment, but that does not mean it has access to your debit or credit cards, or even your personal details. You need to manually key in your Contact Info and/or Payment Info for Facebook Auto-Fill to work.
If you have never given Facebook your credit card details, there is no way for its Auto-Fill to automatically fill in the credit card details for any transaction. Even if a scammer gains access to your Facebook account, he/she cannot use Auto-Fill because you never keyed in your debit or credit card details in the first place!
I did a quick check on two cases involving Maybank that came up recently (first example) (second example), and noticed that both parties who reported that they got fraudulently charged for Facebook Ads never registered their credit card with Facebook at all!
So whatever may be going on, it does not appear to be a Facebook Auto-Fill issue. But just in case you are worried, here are the latest steps on how to disable Auto-Fill on the Facebook mobile app.
Tap on your icon at the upper right corner of the Facebook app to access the Menu.
Scroll down the Menu until you see the Settings & privacy group.
Tap on Settings.
Scroll down the Settings & privacy page, and tap on Browser.
Scroll down the Browser settings page to the Auto-fill section.
You can tap on the Contact info and Payment info to check what information you shared with Facebook.
To disable Auto-fill for contact information, unselect Auto-fill contact forms.
To disable Auto-fill for payment, unselect Auto-fill payment forms.
Even if you registered your credit card details with Facebook, and then use Auto-Fill to make a purchase, you will still need to authenticate that purchase.
Of course, it is possible to conduct a SIM swap attack, but that’s a different story altogether…
Fact #5 : Existing Facebook Ads Account Is A Risk
Those who have earlier registered a Facebook Ads account and ran advertisements may be at risk, because their credit cards would already be linked to their Facebook Ads account.
A scammer who gains access to their account (usually through phishing attacks) can easily create and run advertisements using their existing Facebook Ads account using the credit cards that have already been registered and approved earlier.
To minimise your risk, never ever use a debit card! Always use a CREDIT CARD, and always keep an eye on the transactions. Report to the bank once you see a fraudulent transaction.
But this has nothing to do with the Facebook Auto-Fill feature, and is not a concern if you never pre-approved your debit or credit cards with a Facebook Ads account.
Fact #5 : Existing Facebook Pay Account Is A Risk
Similarly, if you are using Facebook Pay, a scammer who gains access to your Facebook account could potentially use the debit or credit cards you registered earlier to make fraudulent transactions.
Again, you should NEVER use a debit card with Facebook Pay. Use a credit card, and always keep an eye on the transactions, and report to the bank once you see something fishy.
On top of that, you should enable PIN confirmation for Facebook Pay:
Go to Settings in the Facebook website (not app).
Go to Account Settings, and select Orders and payments.
In the Orders and payments page, select Settings.
In the Security section, select Require PIN Confirmation.
You will be asked to enter a 4-digit number as your PIN.
Key in the 4-digit number again to confirm your PIN.
After that, you will be required to key in the 4-digit PIN whenever you make a payment, or change your bank account details, or connect your payment info with other Meta apps.
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Tech Hunter just launched a a massive Ramadan Bazaar in TTDI called #TechMeToBazaar, where every vendor is fully equipped for digital payments!
TTDI Ramadan Bazaar Offers Full Digital Payments!
Tech Hunter just launched a Ramadan Bazaar in Taman Tun Dr. Ismail (TTDI) called #TechMeToBazaar. The massive bazaar boasts over 150 stalls offering local delicacies, and expects to welcome over 200,000 visitors this year.
Thanks to Tech Hunter Global Sdn Bhd (“Tech Hunter”), visitors to the TTDI Ramadan Bazaar can make payments using a variety of digital modes, including debit or credit cards and e-wallets.
All stalls at the TTDI Ramadan Bazaar are fully equipped with payment terminals set up by PayHunter, a Tech Hunter subsidiary, so visitors can simply “wave” their debit or credit cards, or scan the QR codes to digitally transfer money using any e-wallet. Visitors no longer have to worry about bringing enough cash to pay for their buka puasa meals!
TTDI Ramadan Bazaar is also powered by SHOPLINE, a global Smart Commerce Enabler offering omnichannel commerce solutions. SHOPLINE recently integrated its POS system with Tech Hunter’s Smart Mobile Payment Terminal to allow retailers to easily place and checkout a customer’s order via a compact, wireless device – perfect for space-saving and mobile use at the bazaar!
Lastly, YTL Communications’ Yes is the telecommunications provider that powers the 5G connectivity throughout the entire bazaar.
“This Ramadan, we are proud to launch the first ever 5G Ramadan Bazaar, powered by Yes 5G as part of the Tech Me To Bazaar campaign,” said Wing K. Lee, Chief Executive Officer at YTL Communications. “In line with our ongoing mission to enable 5G for All, we are bringing 5G connectivity to one of the most engaged activities of the festive season. Through the Ramadan bazaar at TTDI, we are making 5G accessible for both vendors and customers alike to experience seamless connectivity, fast internet speeds and ultra-low latency through Yes 5G. We welcome all to our Yes booths located within the bazaar, to kickstart their 5G experience powered by Yes”.
Promotions @ TTDI Ramadan Bazaar!
Bank Simpanan Nasional (BSN), SHOPLINE, GrabPay Malaysia and YTL Communications came together as sponsors to offer these promotions at the TTDI Ramadan Bazaar :
Visitors who use their BSN credit or debit card to make an accumulated spend of RM50 with a maximum combination of three (3) receipts, will stand a chance to win a one-time RM5 cashback during the campaign period from 23 March until 21 April 2023. A total of 4,000 winners will be selected randomly.
Visitors can also enjoy RM30 off, with a minimum purchase of RM200 using Grab’s PayLater function in the Grab app. Visitors will need to scan the GrabPay QR code at the stalls, key in the payment amount and “Pay Next Month” or “Pay in 4 Instalments” to enjoy the discount.
The TTDI Ramadan Bazaar is open from 3 PM every day from 23 March until 21 April 2023.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
In this article, we will show you many types of TNG eWallet SMS phasing scam, so you can avoid them!
Watch Out For TNG eWallet SMS Phishing Scam!
People are getting these SMS messages that appear to be from TNG eWallet, but are really just phishing scams!
RMO TNG eWallet: Bantuan e-dompet kepada golongan B40&M40 RM1000 akan dikreditkan ke dalam TNG eWallet anda. Kemaskini maklumat dan semakan status di www.tngewalletbantuangov.com
RMO T’n GO Your account function has been closed. You need to confirm the device immediately. Follow my.tngwallc.com
RMO TNG Wallet: Permohonan GOpinjam anda telah diluluskan, RM3000 telah kredit ke TNG Wallet anda. Sila semak baki dan tuntutan anda di http://logtouchngo.cc
RMO GOV: Terima kasih atas sokongan anda dari kerajaan BN.Bantuan e-dompet kepada rakyatMalaysia berjumlah RM500 telah kredit ke TNG Wallet anda. Sila sahkan identiti dan semak baki anda di https://touchngoemy.top/
How TNG eWallet SMS Phishing Scam Works!
The many examples of the TNG eWallet phishing scam employ SMS spoofing technology to send you SMS messages that appear to be from the TNG eWallet team.
What most people don’t know is that – the TNG eWallet team will never send you any SMS messages to :
offer you money from government or other agencies
inform you that money has been credited to your eWallet
ask you to log into your eWallet account using a link
ask you to update your account information using a link
The TNG eWallet team warned users against clicking on any links sent by SMS, even if they appear to be genuine. Genuine TNG eWallet SMS messages will never have a link attached.
These links do not lead to the real TNG eWallet website (https://www.touchngo.com.my/), but use similar-looking fake domains, like:
If you see such domains, you should be alert that you are being targeted by a phishing scam. NEVER CLICK ON A LINK in any TNG eWallet SMS.
If you click on any of these links, you will be taken to a page that looks like a genuine TNG eWallet login page, but is really a phishing scam page.
If you key in your login details, as well as your phone number and One-Time Password (OTP), the scammers will have full access to your eWallet, and can freely transfer out your eWallet balance.
As many of us link our credit cards to the TNG eWallet, the scammers can also reload your eWallet using those credit cards, and transfer the money out.
So make sure you IGNORE any SMS message that asks you to click on a link, even if it appears to be from TNG eWallet.
Please help to fight financial scams, by SHARING this article with your family and friends!
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Now that Apple Pay is available in Malaysia, here is my guide on how to set it up with your debit / credit card!
Apple Pay Is Now Available In Malaysia!
Apple Pay was first launched way back in September 2014, together with the iPhone 6 and iPhone 6 Plus. However, its global availability was slow and some would say, tortuous.
For years, Apple fans in Malaysia have requested for Apple Pay to be introduced in Malaysia, and could only look at Singapore in envy, when Apple Pay was introduced there more than six years ago in April 2016!
But the wait is over! The steady drip of leaks has finally culminated in actual confirmation that yes, Apple Pay is now available in Malaysia!
While this guide is based on credit cards in Malaysia, it will work in other countries too, as long as Apple Pay is supported.
Not All Banks Support Apple Pay
First of all, you must understand that not all banks support Apple Pay. Here in Malaysia, only three banks support Apple Pay at the moment.
Banks In Malaysia That Support Apple Pay
You will be able to register debit and credit cards issued by these banks :
AmBank
Maybank
Standard Chartered Bank
Banks In Malaysia That Do Not Support Apple Pay
You won’t be able to add debit or credit cards from these banks :
CIMB
Citibank
UOB
OCBC
I will update this article as and when I find out what other banks in Malaysia support, or don’t support, Apple Pay.
To help you register your debit / credit card with Apple Pay, here is my step-by-step guide :
Step 1 : Open the Wallet app in your iPhone.
Step 2 : Tap on the Add button to “Add a credit or debit card to get started using Apple Pay”.
Step 3 : In the next screen, tap on the Continue button.
Step 4 : You will now be asked to “scan” your debit / credit card using your iPhone camera, positioning it within the frame.
Step 5 : The Wallet app will try to pick up important details of your credit card like :
Name
Credit card number
Expiry date
If nothing happens, that means it cannot read the details off the card. Then you will need to tap on the Enter Card Details Manually option at the bottom.
Step 6 : Whether your card details are detected or not, verify the key card details required by Apple Pay :
Name
Card Number
Expiry Date
Security Code
If the detected details are wrong, edit them to make sure they match your debit / credit card.
Step 7 : You will need to key in the Security Code, which is a 3-digit or 4-digit CSC (Card Security Code) / CVV (Card Verification Value) / CVC (Card Verification Code) usually printed on the back of your debit / credit card.
Step 8 : If your credit card is not supported, you will get a pop-up message saying :
Your Issuer Does Not Yet Offer Support for This Card
Ask your issuer if they offer cards that support Apple Pay.
If your card is supported, you will see a list of Terms and Conditions. You will need to tap on Agree to continue.
Step 9 : The screen show details of your credit card while the Wallet app sets it up for Apple Pay. Just wait for a few seconds.
Step 10 : You will now be asked to verify your card for Apple Pay, usually through Text Message. Tap Next to continue with the verification process.
Step 11 : You will receive an SMS with a 6-digit One Time Password (OTP). You need to key that in within 2 minutes :
Card enrolment OTP for your digital wallet is XXXXXX. It will expire after 2 mins. If you have not performed this, please contact the bank.
Step 12 : Tap Next after keying in the OTP, and you should see the Card Activated notice.
That’s it! Your credit card is now ready for Apple Pay. When you open your Wallet, you should see that debit / credit card listed.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Apple did not announce anything official, but Apple Pay is now available in Malaysia!
Here is what you need to know, and how you can start using Apple Pay in Malaysia!
Apple Pay Is Now Available In Malaysia!
Apple Pay was first launched way back in September 2014, together with the iPhone 6 and iPhone 6 Plus. However, its global availability was slow and some would say, tortuous.
For years, Apple fans in Malaysia have requested for Apple Pay to be introduced in Malaysia, and could only look at Singapore in envy, when Apple Pay was introduced there more than six years ago in April 2016!
But the wait is over! The steady drip of leaks has finally culminated in actual confirmation that yes, Apple Pay is now available in Malaysia!
Apple did not announce anything, but you can now add your debit / credit cards to Apple Pay and start using it in Malaysia!
This makes Malaysia only the second country in Southeast Asia to support Apple Pay. The first was Singapore in April 2016.
Malaysia is also only the 10th territory in Asia to support Apple Pay, after Australia, China, Hong Kong, Macau, Taiwan, Japan, Kazakhstan, New Zealand and Singapore.
What Banks Currently Support Apple Pay In Malaysia?
Right off the bat, I have to warn you that support for Apple Pay is still pretty limited in Malaysia, to just three banks as far as I can tell.
Banks In Malaysia That Support Apple Pay
You will be able to register debit and credit cards issued by these banks :
AmBank
Maybank
Standard Chartered Bank
Banks In Malaysia That Do Not Support Apple Pay
You won’t be able to add debit or credit cards from these banks :
CIMB
Citibank
UOB
OCBC
I will update this article as and when I find out what other banks in Malaysia support, or don’t support, Apple Pay.
To help you register your debit / credit card with Apple Pay, here is my step-by-step guide :
Step 1 : Open the Wallet app in your iPhone.
Step 2 : Tap on the Add button to “Add a credit or debit card to get started using Apple Pay”.
Step 3 : In the next screen, tap on the Continue button.
Step 4 : You will now be asked to “scan” your debit / credit card using your iPhone camera, positioning it within the frame.
Step 5 : The Wallet app will try to pick up important details of your credit card like :
Name
Credit card number
Expiry date
If nothing happens, that means it cannot read the details off the card. Then you will need to tap on the Enter Card Details Manually option at the bottom.
Step 6 : Whether your card details are detected or not, verify the key card details required by Apple Pay :
Name
Card Number
Expiry Date
Security Code
If the detected details are wrong, edit them to make sure they match your debit / credit card.
Step 7 : You will need to key in the Security Code, which is a 3-digit or 4-digit CSC (Card Security Code) / CVV (Card Verification Value) / CVC (Card Verification Code) usually printed on the back of your debit / credit card.
Step 8 : If your credit card is not supported, you will get a pop-up message saying :
Your Issuer Does Not Yet Offer Support for This Card
Ask your issuer if they offer cards that support Apple Pay.
If your card is supported, you will see a list of Terms and Conditions. You will need to tap on Agree to continue.
Step 9 : The screen show details of your credit card while the Wallet app sets it up for Apple Pay. Just wait for a few seconds.
Step 10 : You will now be asked to verify your card for Apple Pay, usually through Text Message. Tap Next to continue with the verification process.
Step 11 : You will receive an SMS with a 6-digit One Time Password (OTP). You need to key that in within 2 minutes :
Card enrolment OTP for your digital wallet is XXXXXX. It will expire after 2 mins. If you have not performed this, please contact the bank.
Step 12 : Tap Next after keying in the OTP, and you should see the Card Activated notice.
That’s it! Your credit card is now ready for Apple Pay. When you open your Wallet, you should see that debit / credit card listed.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Multiple leaks confirm that Apple Pay is launching soon in Malaysia! Here is what you need to know…
Leaks Confirm Apple Pay Is Launching Soon In Malaysia!
Multiple leaks have more or less let the cat out of the bag – that Apple Pay is launching soon in Malaysia!
This would make Malaysia the second country in Southeast Asia to support Apple Pay, and the 10th territory in Asia, after Australia, China, Hong Kong, Macau, Taiwan, Japan, Kazakhstan, New Zealand and Singapore.
AmBank Sent Apple Pay SMS
The first to leak was AmBank, when they sent out an SMS to their customers in July 2022, prematurely telling them that they can now use Apple Pay.
It appeared to have been a test run that ran awry, as their Apple Pay website was not yet ready. But it alerted everyone to the fact that Apple Pay is coming to Malaysia.
Shopee Added Apple Pay As Payment Option
The second to leak was Shopee, which released an Apple Pay option in version 2.91.28 of their app on 2 August 2022.
If you tap on it, you will simply be asked to “ensure there’s an active card in your Apple Pay wallet to proceed“.
Of course, you can’t actually add any credit / debit card to your Apple Pay wallet yet, but you can see that it is listed as a payment option.
Maxis Accidentally Promotes Apple Pay As Payment Option
On 5 August 2022, a Maxis Centre accidentally put out a cardboard sign announcing “Apple Pay accepted here“.
The tweet was deleted by its poster, but the cardboard sign was traced to the Sri Muda Maxis Centre in Shah Alam.
sorry guys had to delete the tweets atas permintaan pihak tertentu. but don’t worry cuz apple pay is coming soon to Malaysia!
AmBank Released Their Apple Pay Portal!
On 8 August 2022, AmBank (accidentally?) released their Apple Pay portal, confirming that the contactless payment system is ready to launch in Malaysia!
The AmBank Apple Pay portal has now been removed, but here are some of the details it revealed :
There is no transaction limit for Apple Pay, as opposed to a transaction limit of RM250 per purchase, with a RM750 daily limit, for other contactless payment platforms.
There is also no transaction limit for online purchases using Apple Pay through your iPhone, iPad or Mac computer.
AmBank also offered some promotions, including cash back for the first purchase using Apple Pay.
There were two unlisted YouTube videos (now removed) showing how to pay for your purchases using Apple Pay. Basically:
a) Look for the Apple Pay and EMV contactless payment logos at the retailer
b) Simply tap your iPhone or Apple Watch on the credit card terminal to pay
c) Use either Face ID, Touch ID or your passcode to verify the payment
Apple Pay Is Now Available In Malaysia!
You would have thought that AmBank would have learned from their July 2022 SMS mistake, but no… they didn’t.
Then again, they may have “accidentally” leaked the Apple Pay website to drum up some hype ahead of the official launch.
Most likely, Apple will roll it out in Malaysia with the next iOS update – probably iOS 15.6.1.
Currently iOS 15.6 does not support Apple Pay in Malaysia. When you try to add a debit / credit card to the Wallet app, you get this pop-up :
To add cards, keys, tickets and passes to Wallet, look for the Add to Wallet button in apps, emails and websites.
Until Apple adds this functionality through an iOS update for Malaysia, there is simply no way to add any card to the Wallet app.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
The Touch ‘n Go eWallet app was quietly restored to the Apple App Store, as quietly as it was removed earlier!
Here is what we know so far…
Touch ‘n Go eWallet Is Now Back On Apple App Store!
Apple quietly removed the Touch ‘n Go eWallet (TNG eWallet) from the App Store in the first week of May 2022.
The TNG eWallet download page earlier stated “App Not Available – The app is currently not available in your country or region“.
It was also removed from the App Store search listing. The Boost eWallet now appears, instead of the TNG eWallet.
Even though the Touch ‘n Go eWallet app is no longer available in the Apple App Store, you can continue to use it if you had already installed it earlier.
The TNG Digital team stated that they are working to resolve the issue with Apple, and confirmed that the app that is installed in your iPhone will continue to work with all features fully-functioning.
Fortunately, the Touch ‘n Go eWallet (TNG eWallet) app was quietly restored to the Apple App Store on 11 May 2022.
Was Touch ‘n Go eWallet NFC Feature Removed For Apple Users?
Neither Apple nor Touch ‘n Go eWallet stated why the TNG eWallet app was removed from the App Store.
At that time, believed Apple removed it because of the recently-added NFC top-up feature for physical Touch ‘n Go cards.
That’s because Apple Pay is the only mobile wallet / eWallet allowed to use the iPhone and iPad’s NFC capabilities for contactless payments.
That limitation has resulted in an antitrust charge by the European Union :
The European Commission has informed Apple of its preliminary view that it abused its dominant position in markets for mobile wallets on iOS devices. By limiting access to a standard technology used for contactless payments with mobile devices in stores (‘Near-Field Communication (NFC)’ or ‘tap and go’), Apple restricts competition in the mobile wallets market on iOS.
The Commission takes issue with the decision by Apple to prevent mobile wallets app developers, from accessing the necessary hardware and software (‘NFC input’) on its devices, to the benefit of its own solution, Apple Pay.
However, the newly-approved Touch ‘n Go eWallet version 1.7.73 continued to feature the NFC reload option.
Therefore, it seems more likely that Apple removed the app earlier due to the Face Verification feature in the Touch ‘n Go eWallet app.
In fact, the new Touch ‘n Go eWallet version 1.7.73 now lacks the Face Verification feature. Their FAQ also stated that :
Face verification is being upgraded for iOS users, this feature will be temporarily disabled. Kindly use your PIN as alternate authentication.
The previous version of Touch ‘n Go eWallet could have contravened this App Store Review Guidelines rule :
2.5.13 Apps using facial recognition for account authentication must use LocalAuthentication (and not ARKit or other facial recognition technology) where possible, and must use an alternate authentication method for users under 13 years old.
But at least Apple iPhone users can rest assured that they will continue to get the latest Touch ‘n Go eWallet app. They just have to live without the Face Verification feature for now…
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
The Touch ‘n Go eWallet app was just removed from the Apple App Store!
Here is what we know so far…
Touch ‘n Go eWallet Removed From Apple App Store!
Apple quietly removed the Touch ‘n Go eWallet (TNG eWallet) from the App Store a few days ago.
The TNG eWallet download page now states “App Not Available – The app is currently not available in your country or region“.
It was also removed from the App Store search listing. The Boost eWallet now appears, instead of the TNG eWallet.
Interestingly, the download page in the official Touch ‘n Go eWallet website is also not functioning, with a 404 error – Page not found.
It is however still available in the Google Play Store, so Android users can still download it just fine.
Even though the Touch ‘n Go eWallet app is no longer available in the Apple App Store, you can continue to use it if you had already installed it earlier.
The TNG Digital team stated that they are working to resolve the issue with Apple, and confirmed that the app that is installed in your iPhone will continue to work with all features fully-functioning.
This does not mean the removal is to be taken lightly. Until the app is restored to the App Store, you will no longer be able to update the app.
Over time, you may lose out on new features. But more importantly, you will no longer receive security and fixes.
Why Was Touch ‘n Go eWallet Removed From App Store?!
Neither Apple nor Touch ‘n Go eWallet stated why the TNG eWallet app was removed from the App Store.
However, I believe Apple removed it because of the recently-added NFC top-up feature for physical Touch ‘n Go cards.
That’s because Apple Pay is the only mobile wallet / eWallet allowed to use the iPhone and iPad’s NFC capabilities for contactless payments.
That limitation has resulted in an antitrust charge by the European Union :
The European Commission has informed Apple of its preliminary view that it abused its dominant position in markets for mobile wallets on iOS devices. By limiting access to a standard technology used for contactless payments with mobile devices in stores (‘Near-Field Communication (NFC)’ or ‘tap and go’), Apple restricts competition in the mobile wallets market on iOS.
The Commission takes issue with the decision by Apple to prevent mobile wallets app developers, from accessing the necessary hardware and software (‘NFC input’) on its devices, to the benefit of its own solution, Apple Pay.
If this was the reason for the TNG eWallet app’s removal, it will be yet another example of Apple’s egregious anti-competitive nature, and yet another strike against their walled garden.
If they continue to lock down the NFC feature on the iPhone / iPad to force the use of Apple Pay, they will invite more anti-trust actions, and possibly turn people to the Android platform.
Unfortunately, there’s really nothing much Apple users can do.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
The Penang Smart Parking glitch that reduced everyone’s account balance to just RM4.40 has been FIXED!
Here is what you need to know…
Penang Smart Parking Glitch Reduced Balance To RM4.40!
On 19 January 2022, drivers in Penang received a surprise when their Penang Smart Parking app showed a balance of just RM 4.40.
Many took to social media to ask if their accounts were hacked, or claim that the Penang Smart Parking app was hacked.
Currently, it does NOT appear to be a hack, as everyone reported the same RM4.40 balance in their account.
Penang Smart Parking Glitch Fixed, Balances Synced By Tomorrow!
When the problem first cropped up, the Penang Smart Parking team asked the public not to worry if their account balance shows RM4.40, as their eWallet balances remain secure and intact.
At 5:51 PM, the PSP team announced that they successfully fixed the problem, and restored the correct eWallet record.
All transactions will be synchronised after operating hours today at 6:00 PM, and is expected to be completed by 6 AM on 20 January 2022.
Please Support My Work!
Support my work through a bank transfer / PayPal / credit card!
Name : Adrian Wong Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp
Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
Receiving limit : 20 transactions per day, or 5000 BRL per month (approx. US$977 / £775 / S$1361 / A$1412 / RM 4,181)
If you need to exceed that limit, you need to register for a WhatsApp Business account, which lets you accept unlimited payments, and credit card payments.
However, you will need to pay a flat 3.99% processing fee, irrespective of the payment sum.
In addition, WhatsApp insists that free transfers are strictly restricted to “personal transfers between friends and family”.
All businesses, even very small ones who do NOT exceed those limits, must also use WhatsApp Business and pay the 3.99% processing fee.
Otherwise, they risk the blocking of their personal account, if WhatsApp catches them receiving payments.
WhatsApp Payments : How Does It Work?
WhatsApp currently restricts access to their setup methods to users in Brazil, but from what we can tell – here is basically how WhatsApp Payments work.
Setting It Up The First Time
Install WhatsApp and setup your WhatsApp account, if you have not already done so.
Sign up for a Facebook Pay account, if you have not already done so.
Create and verify your 6-digit Facebook Pay PIN.
If you wish to use your fingerprint to authenticate payment, select the Use Fingerprint option.
Key in your full legal first and last names and your CPF (identity card number)
Add and verify at least one supported debit / debit-enabled combo card. You can add a credit card, but they can only be used to pay businesses.
To Make Payments On WhatsApp
Open a chat with the person or business you wish to send money to.
Tap the Attach (paperclip) icon, and select Payment.
Key in the amount you wish to send.
Authenticate the payment using the 6-digit Facebook Pay PIN or your fingerprint.
The money will be transferred to the recipient, and you will both receive notifications in the chat window.
WhatsApp Payments : What Cards Are Supported?
Currently, WhatsApp will support these Visa / Mastercard debit or credit cards in Brazil :
Banco do Brasil
Nubank
Sicredi
WhatsApp Payments : How Secure Is It?
To assure everyone that their transactions are secure, WhatsApp listed these security and privacy steps :
Encryption between your phone and WhatsApp servers keeps your payment information secure.
Advanced data storage contains multiple layers of hardware and software protection.
Facebook Pay PIN protection and device biometrics adds extra security before sending money.
You can only send money from your WhatsApp account once you have provided the correct debit or credit card information and verified that you’re the authorized user.
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
Samsung Malaysia just announced that Samsung Pay will now support Axiata Digital’s Boost e-wallet! Here are the details!
Samsung Pay Now Supports Boost e-Wallet!
As part of Samsung Pay’s third anniversary, Samsung Malaysia is partnering with Axiata Digital to add support for the Boost e-wallet to Samsung Pay.
With the Boost integration, Samsung Pay users will have an easier option to perform cashless payments with cash merchants and small business owners, even if they do not have a physical credit or debit card.
The Boost integration will be particularly useful for small businesses operating in night markets, food trucks and bazaars.
The Boost option will also be useful for students and younger users who do not have credit or debit cards. They can just use the Boost functionality for peer-to-peer money transfers.
In addition to online banking, the Boost e-wallet can be topped up using any Visa, Mastercard or AMEX credit or debit cards.
Samsung Pay + Boost : Additional Benefits
Both Samsung Pay and Boost each offer their own reward systems, so using the Boost QR payment within the Samsung Pay app will give you both Samsung Reward Points and Boost Coins.
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
Beware of a new GrabPay scam that can quickly suck your debit cards and bank account dry!
Don’t link your debit card or bank account with GrabPay, and SHARE this warning with your family and friends!
GrabPay Scam Alert : Don’t Link Your Bank Account!
On 16 May 2020, Muhammad Syahir recounted how he was cheated of almost RM 900 through a GrayPay scam. Here is a brief summary of what happened :
The scammer created a new Instagram account, pretending to be the victim’s friend.
He messaged the victim asking for his phone number.
After receiving the victim’s phone number, he messaged him through Instagram to tell him about the GrabPay 8th Anniversary Campaign.
The victim was asked to look out for a GrabPay code, which would reveal what he won.
After sending the GrabPay code (not a TAC code) to the scammer, the victim saw RM 425 being debited into his GrabPay account. Unbeknownst to him, that money was from his own bank account!
A few minutes later, the victim received a notification that the RM 425 was paid to UNIPIN (M) SDN. BHD.
The scammer messaged him again on Instagram, asking for a second code that was sent to the victim.
The victim then received another notification from GrabPay stating that another RM 425 was paid to UNIPIN (M) SDN. BHD.
After that, the scammer blocked the victim on Instagram. That was when the victim got suspicious.
When the victim checked his bank account, he discovered that he lost RM 896.30 to the scammer.
In total, the scammer made 5 withdrawals through GrabPay – four from his debit card, and one from his bank account.
Another person – Patrick Saw – also fell for the same GrabPay scam, losing RM 405.
GrabPay Scam Alert : GrabPay Flaws?
Muhammad Syahir highlighted what he felt were major flaws with GrabPay :
GrabPay allows credit / debit card transactions without CVV verification or OTP from the bank.
GrabPay will not notify you about any first-time login attempt of a different gadget in a different location.
GrabPay does not require users to set-up a secured PIN for any big transactions – e.g. more than RM100.
If your bank account is linked to your GrabPay e-wallet, there won’t be any SMS notification for bank transfers to your e-wallet.
According to his experience, the scammer only needed to use the Grab Activation Code to withdraw money from all bank accounts / debit cards linked to your GrabPay app.
GrabPay Scam Alert : How To Avoid It?
To avoid falling prey to such a scam, here is what you should do :
NEVER accept a friendship request from a new social media account, until you have verified with your friend (through a phone call or face-to-face) that he/she created that new account.
NEVER send any code you receive to anyone. Even if it is a friend, why does he/she need the code that was sent to YOU?
Businesses will never give away free money for anniversaries. Don’t fall for such an old trick!
NEVER link your debit card or bank account to an e-wallet. Only link a credit card, because they are insured and protected against fraud. If you get scammed, you can call the bank to ask for a refund.
GrabPay Scam Alert : Original Post + Police Report
Here was what Muhammad Syahir posted earlier, together with his police report :
SCAM ALERT VIA GRAB PAY!
It happened to me last night and I have lost almost RM1K in a few minutes via Grab Pay.
The incident happened when one of my close friends re-created a new Instagram account and requested to follow me. He messaged me and asked for my phone number via Instagram message. Without any doubt, I gave him my phone number, knowing that he probably has lost my phone number.
He posted a few photos to his newly-created Instagram account so it does not look like a phishing account.
After that, he sent another message to me about GrabPay 8th year special campaign. He was telling me that I will send a message with a code to your phone and please let me know the code and I will see what you have won.
Grab Activation Code was sent to my phone number. It was an activation code not TAC code. I gave the activation code to him without any doubt because I know that he is my friend. Also, I was thinking of this is just an activation code, it has nothing to do with my bank accounts.
The tricks started here. I saw RM425 was debited to my GrabPay account and I did not know that it was from my bank account which was linked to the GrabPay account. After a few minutes, I received a new notification from the GrabPay that RM425 was paid to UNIPIN (M) SDN BHD.
The scammer then messaged me again on Instagram. Another activation code was sent to your phone, please let me know the code. Then, I have received another notification from GrabPay that another RM425 was paid to UNIPIN (M) SDN BHD.
When I was about to reply him a message, he blocked me up. That was the time that I know something fishy has happened. When I checked my Maybank2u, I have lost a total amount of RM896.30 from my bank account. The scammer has cleared all the money in my bank account and left RM60 balance to my GrabPay.
The scammer did a total of 5 transactions as you can see from my GrabPay activity picture below. 4 transactions were made directly via debit card which is linked to my GrabPay account and 1 transaction was made via Maybank2u. The scammer even managed to access my Maybank2u account from the GrabPay account.
It happened to me in a blink of an eye where you were blinded by this scammer who cat fished your close friend to do this scam.
On top of that, let me highlight the flaws of the GrabPay app:
1) Grab allows credit/debit card transaction without the bank’s authorization OTP and also the CVV verification.
2) Grab does not notify the user via email for any first-time login attempts of different gadgets in different location.
3) Upon registering this app for the past few years, Grab did not put a clause for the users to mandatorily set up their secured pin for any big transactions that are more than RM100.
4) Your bank account that is linked to your GrabPay will not notify you via sms for any debit transaction from the bank to the GrabPay.
*The scammer just need the Grab Activation Code and he can take all the money from your linked bank accounts on the Grab app. Such a flaw app!
Please be aware of this scam and help me to share this news. I have also tag a person who has faced the same case last week. You may also check on his Facebook profile. Patrick Saw has lost RM405 from the scammer who has approached him the same way as mine.
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
If you missed your last chance to get a free TNG RFID tag, don’t worry. Shell and TNG are offering another chance to get a free TNG RFID tag!
Here are the details on HOW and WHERE you can get yourself a free TNG RFID tag from Shell!
TNG RFID Tags : How To Get One FREE @ Shell!
To promote TNG RFID tags before they start implementing RFID fuel payments, Shell and Touch ‘n Go will give away 10,000 free TNG RFID tags at select Shell stations!
To get a free TNG RFID tag, all you have to do is spend at least RM50 using your Touch ‘n Go eWallet at these Shell stations.
Shell Wangsa Maju 2
Shell Taman Connaught
Shell STN Minyak Kota Warisan 1
Shell PLUS Highway Jalan Duta Klang Bound (entrance of NKVE Jalan Duta)
Shell Desa Aman Puri
Shell Jalan Kuchai Lama 2
Shell Kota Damansara Seksyen 6
Shell Sri Hartamas
Shell Jalan Kepong 2 (Lot 4086 Jalan Kepong)
Shell Jalan Cheras KM 5.5 (PT 7430 HSD)
But please note again that they only have 10,000 free TNG RFID tags to give away, and this promotion will only last from 15 February to 31 March 2020.
So go get your free TNG RFID from those select Shell stations ASAP!
TNG RFID Tag : What Is It?
TNG RFID is an electronic payment system that uses an RFID (radio-frequency identification) tag to pass through tolls.
The TNG RFID Tag is affixed to the vehicle’s windscreen or headlamp, and linked to the user’s Touch ‘n Go eWallet account.
Whenever the vehicle approaches a toll, an overhead scanner its encrypted code and automatically deducts the fare, allowing the user to pass without stopping.
It can be purchased from Touch ‘n Go fitment centres for RM 35, and comes with a one-time replacement on the same vehicle (no time period).
TNG RFID Tag : Which Highways Support It?
The TNG RFID Tag is currently enabled for all Class 1 vehicles at these highways :
Ampang-Kuala Lumpur Elevated Highway (AKLEH)
Besraya Expressway (BESRAYA)
Butterworth – Kulim Expressway (BKE)
Butterworth Outer Ring Road (BORR)
Duta – Ulu Kelang Expressway (DUKE)
Guthrie Corridor Expressway (GCE)
Cheras – Kajang Highway (GRANDSAGA)
Lebuhraya Grand Sepadu (GRANDSEPADU)
Jambatan Sultan Abdul Halim Muádzam Shah (JKSB)
Penang Bridge (JPP)
Shah Alam Expressway (KESAS)
Kuala Lumpur – Karak Expressway (KLK)
Lebuhraya KL – Kuala Selangor (LATAR)
Lebuhraya Damansara-Puchong (LDP)
Lebuhraya Kajang – Seremban (LEKAS) (Ampangan Plaza only)
Lebuhraya Laluan Kedua Malaysia-Singapura (LINKEDUA)
Lebuhraya Kemuning – Shah Alam (LKSA)
Maju Expressway (MEX)
New Pantai Expressway (NPE)
Projek Lebuhraya Utara Selatan (PLUS) – Toll Plaza Mambau
– Toll Plaza Lukut
– Toll Plaza Kempas
– Toll Plaza Lima Kedai
– Toll Plaza Perling
– Toll Plaza Tanjung Kupang
– Toll Plaza Bangunan Sultan Iskandar
– Toll Plaza Jitra
Kajang Dispersal Link Expressway (SILK)
SMART Highway (SMART)
Sistem Penyuraian Trafik KL Barat (SPRINT
Touch ‘n Go also shared that the PLUS highways will fully implement their RFID system in April 2020.
TNG RFID Tag : Where To Get It?
There are about 80 mobile fitment booths nationwide, with three permanent fitment centres in the Klang Valley :
[adrotate group=”2″]
DUKE R&T Tol Segambut
Address : Plaza Tol Segambut, Kepong, Kuala Lumpur
Opening Hours : Mon to Sun (10 AM to 8 PM)
Location : Google Map | Waze
Giant Hypermarket Kelana Jaya
Address : No 33, Jalan SS6/12, Kelana Jaya, Selangor
Opening Hours : Mon to Sun (11 AM to 8 PM)
Location : Google Map | Waze
Touch ‘n Go Customer Experience Centre
Address : Tower 2A, Avenue 5, No. 8, Jalan Kerinchi, Kuala Lumpur
Opening Hours (Mon to Thu) : 9 AM to 1 PM, 2 PM to 5 PM
Opening Hours (Friday) : 9 AM to 12:30 PM, 2:30 PM to 5 PM
Location : Google Map | Waze
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
Touch ‘n Go and Shell Malaysia just announced that they will introduce RFID fuelling through the use of TNG RFID. They also announced two promotions to promote TNG RFID at Shell stations!
TNG + Shell Announce RFID Fuel Payment
Touch ‘n Go and Shell Malaysia will sign a memorandum of understanding to introduce and use TNG RFID for fuel payments at Shell stations nationwide.
The introduction of TNG RFID fuelling will add a new benefit for TNG RFID users that currently number over 1 million to date.
The TNG RFID tag has an embedded radio-frequency chip, and is installed on the windscreen or headlamp of the vehicle.
An overhead scanner at the fuelling bay will read the signal from the TNG RFID tag, and deduct the cost of the fuel from the user’s TNG eWallet.
TNG + Shell Announce RFID + eWallet Offers
To spur the use of TNG RFID, Touch ‘n Go and Shell also announced two offers :
15 February to 31 March 2020 : They will give away 10,000 free TNG RFID tags at select Shell stations to car owners who spend at least RM 50 using their Touch ‘n Go eWallet.
17 February to 14 March 2020 : e-Tunai recipients will receive a cash back of RM 5 + RM 2 when they spend a minimum of RM 20 using their Touch ‘n Go eWallet at Shell stations nationwide.
TNG RFID is an electronic payment system that uses an RFID (radio-frequency identification) tag to pass through tolls.
The TNG RFID Tag is affixed to the vehicle’s windscreen or headlamp, and linked to the user’s Touch ‘n Go eWallet account.
Whenever the vehicle approaches a toll, an overhead scanner its encrypted code and automatically deducts the fare, allowing the user to pass without stopping.
It can be purchased from Touch ‘n Go fitment centres for RM 35, and comes with a one-time replacement on the same vehicle (no time period).
TNG RFID Tag : Which Highways Support It?
The TNG RFID Tag is currently enabled for all Class 1 vehicles at these highways :
Ampang-Kuala Lumpur Elevated Highway (AKLEH)
Besraya Expressway (BESRAYA)
Butterworth – Kulim Expressway (BKE)
Butterworth Outer Ring Road (BORR)
Duta – Ulu Kelang Expressway (DUKE)
Guthrie Corridor Expressway (GCE)
Cheras – Kajang Highway (GRANDSAGA)
Lebuhraya Grand Sepadu (GRANDSEPADU)
Jambatan Sultan Abdul Halim Muádzam Shah (JKSB)
Penang Bridge (JPP)
Shah Alam Expressway (KESAS)
Kuala Lumpur – Karak Expressway (KLK)
Lebuhraya KL – Kuala Selangor (LATAR)
Lebuhraya Damansara-Puchong (LDP)
Lebuhraya Kajang – Seremban (LEKAS) (Ampangan Plaza only)
Lebuhraya Laluan Kedua Malaysia-Singapura (LINKEDUA)
Lebuhraya Kemuning – Shah Alam (LKSA)
Maju Expressway (MEX)
New Pantai Expressway (NPE)
Projek Lebuhraya Utara Selatan (PLUS) – Toll Plaza Mambau
– Toll Plaza Lukut
– Toll Plaza Kempas
– Toll Plaza Lima Kedai
– Toll Plaza Perling
– Toll Plaza Tanjung Kupang
– Toll Plaza Bangunan Sultan Iskandar
– Toll Plaza Jitra
Kajang Dispersal Link Expressway (SILK)
SMART Highway (SMART)
Sistem Penyuraian Trafik KL Barat (SPRINT
Touch ‘n Go also shared that the PLUS highways will fully implement their RFID system in April 2020.
TNG RFID Tag : Where To Get It?
There are about 80 mobile fitment booths nationwide, with three permanent fitment centres in the Klang Valley :
[adrotate group=”2″]
DUKE R&T Tol Segambut
Address : Plaza Tol Segambut, Kepong, Kuala Lumpur
Opening Hours : Mon to Sun (10 AM to 8 PM)
Location : Google Map | Waze
Giant Hypermarket Kelana Jaya
Address : No 33, Jalan SS6/12, Kelana Jaya, Selangor
Opening Hours : Mon to Sun (11 AM to 8 PM)
Location : Google Map | Waze
Touch ‘n Go Customer Experience Centre
Address : Tower 2A, Avenue 5, No. 8, Jalan Kerinchi, Kuala Lumpur
Opening Hours (Mon to Thu) : 9 AM to 1 PM, 2 PM to 5 PM
Opening Hours (Friday) : 9 AM to 12:30 PM, 2:30 PM to 5 PM
Location : Google Map | Waze
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
Giant Hypermarket Tampoi (in front of Customer Service)
10 AM to 10 PM
TNG RFID Tag : What Is It?
TNG RFID is an electronic payment system that uses an RFID (radio-frequency identification) tag to pass through tolls.
The TNG RFID Tag is affixed to the vehicle’s windscreen or headlamp, and linked to the user’s Touch ‘n Go eWallet account.
Whenever the vehicle approaches a toll, an overhead scanner its encrypted code and automatically deducts the fare, allowing the user to pass without stopping.
TNG RFID Tag : Which Highways Support It?
The TNG RFID Tag is currently enabled for all Class 1 vehicles at these highways :
Ampang-Kuala Lumpur Elevated Highway (AKLEH)
Besraya Expressway (BESRAYA)
Butterworth – Kulim Expressway (BKE)
Butterworth Outer Ring Road (BORR)
Duta – Ulu Kelang Expressway (DUKE)
Guthrie Corridor Expressway (GCE)
Cheras – Kajang Highway (GRANDSAGA)
Lebuhraya Grand Sepadu (GRANDSEPADU)
Jambatan Sultan Abdul Halim Muádzam Shah (JKSB)
Penang Bridge (JPP)
Shah Alam Expressway (KESAS)
Kuala Lumpur – Karak Expressway (KLK)
Lebuhraya KL – Kuala Selangor (LATAR)
Lebuhraya Damansara-Puchong (LDP)
Lebuhraya Kajang – Seremban (LEKAS) (Ampangan Plaza only)
Lebuhraya Laluan Kedua Malaysia-Singapura (LINKEDUA)
Lebuhraya Kemuning – Shah Alam (LKSA)
Maju Expressway (MEX)
New Pantai Expressway (NPE)
Projek Lebuhraya Utara Selatan (PLUS) – Toll Plaza Mambau
– Toll Plaza Lukut
– Toll Plaza Kempas
– Toll Plaza Lima Kedai
– Toll Plaza Perling
– Toll Plaza Tanjung Kupang
– Toll Plaza Bangunan Sultan Iskandar
– Toll Plaza Jitra
Kajang Dispersal Link Expressway (SILK)
SMART Highway (SMART)
Sistem Penyuraian Trafik KL Barat (SPRINT
Touch ‘n Go also shared that the PLUS highways will fully implement their RFID system in April 2020.
TNG RFID Tag : Where To Get It?
There are about 80 mobile fitment booths nationwide, with three permanent fitment centres in the Klang Valley :
[adrotate group=”2″]
DUKE R&T Tol Segambut
Address : Plaza Tol Segambut, Kepong, Kuala Lumpur
Opening Hours : Mon to Sun (10 AM to 8 PM)
Location : Google Map | Waze
Giant Hypermarket Kelana Jaya
Address : No 33, Jalan SS6/12, Kelana Jaya, Selangor
Opening Hours : Mon to Sun (11 AM to 8 PM)
Location : Google Map | Waze
Touch ‘n Go Customer Experience Centre
Address : Tower 2A, Avenue 5, No. 8, Jalan Kerinchi, Kuala Lumpur
Opening Hours (Mon to Thu) : 9 AM to 1 PM, 2 PM to 5 PM
Opening Hours (Friday) : 9 AM to 12:30 PM, 2:30 PM to 5 PM
Location : Google Map | Waze
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
Please be warned that Touch ‘n Go plan to shut down all TNG RFID Fitment Centres from 12-14 February 2020! Here is what we know so far…
Free RFID Tags @ TNG RFID Fitment Centres To End
During the 18-month pilot programme, Touch ‘n Go had been giving out free TNG RFID tags. That will end when they start charging RM35 for each TNG RFID Tag from 15 February 2020 onwards.
After that announcement, there was been a rush for the free TNG RFID tags, with reports of long queues, and mobile fitment booths running out of RFIG tags.
TNG RFID Fitment Centres To Close From 12-14 February!
It’s about to get even worse, because Touch ‘n Go apparently just issued a notice that they are shutting down their RFID Fitment Centres from 12-14 February 2020!
Now, you have to get your free TNG RFID tags today, or tomorrow, because all Touch ‘n Go RFID Fitment Centres will close from 12-14 February 2020. And as far as we know, this includes their mobile fitment booths as well.
TNG RFID is an electronic payment system that uses an RFID (radio-frequency identification) tag to pass through tolls.
The TNG RFID Tag is affixed to the vehicle’s windscreen or headlamp, and linked to the user’s Touch ‘n Go eWallet account.
Whenever the vehicle approaches a toll, an overhead scanner its encrypted code and automatically deducts the fare, allowing the user to pass without stopping.
TNG RFID Tag : Which Highways Support It?
The TNG RFID Tag is currently enabled for all Class 1 vehicles at these highways :
Ampang-Kuala Lumpur Elevated Highway (AKLEH)
Besraya Expressway (BESRAYA)
Butterworth – Kulim Expressway (BKE)
Butterworth Outer Ring Road (BORR)
Duta – Ulu Kelang Expressway (DUKE)
Guthrie Corridor Expressway (GCE)
Cheras – Kajang Highway (GRANDSAGA)
Lebuhraya Grand Sepadu (GRANDSEPADU)
Jambatan Sultan Abdul Halim Muádzam Shah (JKSB)
Penang Bridge (JPP)
Shah Alam Expressway (KESAS)
Kuala Lumpur – Karak Expressway (KLK)
Lebuhraya KL – Kuala Selangor (LATAR)
Lebuhraya Damansara-Puchong (LDP)
Lebuhraya Kajang – Seremban (LEKAS) (Ampangan Plaza only)
Lebuhraya Laluan Kedua Malaysia-Singapura (LINKEDUA)
Lebuhraya Kemuning – Shah Alam (LKSA)
Maju Expressway (MEX)
New Pantai Expressway (NPE)
Projek Lebuhraya Utara Selatan (PLUS) – Toll Plaza Mambau
– Toll Plaza Lukut
– Toll Plaza Kempas
– Toll Plaza Lima Kedai
– Toll Plaza Perling
– Toll Plaza Tanjung Kupang
– Toll Plaza Bangunan Sultan Iskandar
– Toll Plaza Jitra
Kajang Dispersal Link Expressway (SILK)
SMART Highway (SMART)
Sistem Penyuraian Trafik KL Barat (SPRINT
Touch ‘n Go also shared that the PLUS highways will fully implement their RFID system in April 2020.
TNG RFID Tag : Where To Get It?
There are about 80 mobile fitment booths nationwide, with three permanent fitment centres in the Klang Valley :
[adrotate group=”2″]
DUKE R&T Tol Segambut
Address : Plaza Tol Segambut, Kepong, Kuala Lumpur
Opening Hours : Mon to Sun (10 AM to 8 PM)
Location : Google Map | Waze
Giant Hypermarket Kelana Jaya
Address : No 33, Jalan SS6/12, Kelana Jaya, Selangor
Opening Hours : Mon to Sun (11 AM to 8 PM)
Location : Google Map | Waze
Touch ‘n Go Customer Experience Centre
Address : Tower 2A, Avenue 5, No. 8, Jalan Kerinchi, Kuala Lumpur
Opening Hours (Mon to Thu) : 9 AM to 1 PM, 2 PM to 5 PM
Opening Hours (Friday) : 9 AM to 12:30 PM, 2:30 PM to 5 PM
Location : Google Map | Waze
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
Touch ‘n Go will start charging RM 35 for their TNG RFID tags starting 15 February 2020. They also announced a RM 100,000 contest to promote TNG RFID! Here are the full details…
TNG RFID Tag To Cost RM35 From 15 Feb 2020 Onwards!
During the 18-month pilot programme, Touch ‘n Go has been giving out free TNG RFID tags. That will end when they start charging RM35 for each TNG RFID Tag from 15 February 2020 onwards.
If you want to get your free TNG RFID Tag, you can still do so until 14 February – yes, Valentine’s Day! We strongly recommend you get your free tag ASAP!
All TNG RFID tags are covered by a lifetime one-time replacement warranty, in case they are damaged or vandalised. You only need to purchase a separate RFID tag when you change your car.
In addition, if you add your existing Touch ‘n Go cards to your Touch ‘n Go eWallet to avoid them going dormant. And you will be able to receive your e-refunds on those cards.
Touch ‘n Go also announced a two-month promotion to kickstart their nationwide rollout – the Ultimate RFID Toll Pass!
From 15 February until 15 April 2020, 40 lucky winners will walk away with an Ultimate RFID Toll Pass worth RM 2,500 each in their Touch ‘n Go eWallet!
All you have to do is simply install and register for both the Touch ‘n Go eWallet, and the TNG RFID Tag!
TNG RFID Tag : What Is It?
TNG RFID is an electronic payment system that uses an RFID (radio-frequency identification) tag to pass through tolls.
The TNG RFID Tag is affixed to the vehicle’s windscreen or headlamp, and linked to the user’s Touch ‘n Go eWallet account.
Whenever the vehicle approaches a toll, an overhead scanner its encrypted code and automatically deducts the fare, allowing the user to pass without stopping.
TNG RFID Tag : Which Highways Support It?
The TNG RFID Tag is currently enabled for all Class 1 vehicles at these highways :
Ampang-Kuala Lumpur Elevated Highway (AKLEH)
Besraya Expressway (BESRAYA)
Butterworth – Kulim Expressway (BKE)
Butterworth Outer Ring Road (BORR)
Duta – Ulu Kelang Expressway (DUKE)
Guthrie Corridor Expressway (GCE)
Cheras – Kajang Highway (GRANDSAGA)
Lebuhraya Grand Sepadu (GRANDSEPADU)
Jambatan Sultan Abdul Halim Muádzam Shah (JKSB)
Penang Bridge (JPP)
Shah Alam Expressway (KESAS)
Kuala Lumpur – Karak Expressway (KLK)
Lebuhraya KL – Kuala Selangor (LATAR)
Lebuhraya Damansara-Puchong (LDP)
Lebuhraya Kajang – Seremban (LEKAS) (Ampangan Plaza only)
Lebuhraya Laluan Kedua Malaysia-Singapura (LINKEDUA)
Lebuhraya Kemuning – Shah Alam (LKSA)
Maju Expressway (MEX)
New Pantai Expressway (NPE)
Projek Lebuhraya Utara Selatan (PLUS) – Toll Plaza Mambau
– Toll Plaza Lukut
– Toll Plaza Kempas
– Toll Plaza Lima Kedai
– Toll Plaza Perling
– Toll Plaza Tanjung Kupang
– Toll Plaza Bangunan Sultan Iskandar
– Toll Plaza Jitra
Kajang Dispersal Link Expressway (SILK)
SMART Highway (SMART)
Sistem Penyuraian Trafik KL Barat (SPRINT
Touch ‘n Go also shared that the PLUS highways will fully implement their RFID system in April 2020.
TNG RFID Tag : Where To Get It?
There are about 80 mobile fitment booths nationwide, with three permanent fitment centres in the Klang Valley :
[adrotate group=”2″]
DUKE R&T Tol Segambut
Address : Plaza Tol Segambut, Kepong, Kuala Lumpur
Opening Hours : Mon to Sun (10 AM to 8 PM)
Location : Google Map | Waze
Giant Hypermarket Kelana Jaya
Address : No 33, Jalan SS6/12, Kelana Jaya, Selangor
Opening Hours : Mon to Sun (11 AM to 8 PM)
Location : Google Map | Waze
Touch ‘n Go Customer Experience Centre
Address : Tower 2A, Avenue 5, No. 8, Jalan Kerinchi, Kuala Lumpur
Opening Hours (Mon to Thu) : 9 AM to 1 PM, 2 PM to 5 PM
Opening Hours (Friday) : 9 AM to 12:30 PM, 2:30 PM to 5 PM
Location : Google Map | Waze
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
Razer Pay came out in full force at MyFintech Week 2019, but we were very disappointed with what we discovered when we tried it out for ourselves.
We found some truly mind-boggling issues and bizarre design choices in Razer Pay. We reached out to the Razer Pay team for their feedback, and hope they will fix these issues ASAP!
Razer Pay
From what we understand, the current Razer Pay app is a brand new app. No longer a reskinned version of MOLPay they bought over last year.
Yet it feels half-baked, even though it is chock-full of features. You can transfer money to your friends, perform mobile top-ups, and even purchase game credits or streaming services.
Why Razer Pay Is Still Not Ready For Prime Time
Installation was a breeze, but once we started the registration process, we noticed a few troubling things…
Issue #1 : No Confirmation Of Critical Information
Razer Pay will require you to key in three pieces of critical information :
a password to protect your app, and ensure that only you can access it and make changes
a passcode to authorise payments
your email address for verification and password recovery
A mistake in any of the above will result in a registration failure, or worse – getting locked out of your own Razer Pay account.
This is why most app designers will insist that you key in those information TWICE, so they can verify that you entered them correctly.
Unfortunately, the Razer Pay team chose to ignore industry best practices… so GG to those who are prone to typos…
Issue #2 : SMS OTP Failure
After you key in your phone number, Razer Pay will send a 6-digit One Time Password (OTP) to your phone number.
However, the OTP SMS never arrived.
Fortunately, they did not forget to include a Resend code option, because everyone we knew who tried it over a few days received it only on the second try.
Corrected : After we pointed out to them, Razer Pay said they switched to a different OTP service provider.
These things happen, of course, but considering they were demonstrating and promoting the app and service at MyFintech Week 2019, they should have gone with a more reliable service provider.
Issue #3 : Your Registration Will Fail If You Use A Referral QR Code
Now this was really bizarre… Using a referral QR code will cause the account registration to fail.
It will just get stuck at “Creating your account…”
In the end, you will have to kill the app, which means losing whatever you keyed in earlier.
But don’t waste your time trying again, because it will keep failing…
Corrected : After we pointed out to them, the Razer Pay team identified the problem and resolved it for Android users… but iOS users had to wait a few more days for the fix.
Issue #4 : They Use Your Phone Number As The Personal Invite Code!
Razer Pay offers you a pitiful RM 1 (US$0.24) for each person you refer. But to support your endeavour to earn a free cup of coffee, they offer you two options – a QR code and a manual code.
When you click to share the code manually, you will note that it lists your PHONE NUMBER as the Personal Code!
This would be a SERIOUS breach of privacy, if they are actually using your phone number as the referral code, even if it was hidden in a QR code.
After all, many people post their referral codes online, and do not expect to share their phone numbers, which are highly personal and private…
The Razer Pay team later clarified that when you click on the Share icon, the app will generate a QR code with an encrypted invitation code, like this :
Apparently, that encrypted invitation code is generated using your actual phone number… so someone on their team decided to put it there.
It’s mind-boggling why they decided to post your phone number under Share Your Invite Code, because it would only lead users to assume that their phone number is the actual referral code.
And even though it’s encrypted, anyone would be able to figure out your actual phone number if they have the encryption algorithm (through hacking or leaks). It would be better to create a separate account number, which offers an additional layer of obfuscation.
Not Corrected : Razer Pay said that they would remove the phone number as Personal Code, but as of today, it is still there.
Issue #5 : The Manual Referral Code Does Not Work
Razer Pay actually includes an option to key in a referral code manually. That implies two things :
the Personal Code (as shared in Issue #4) is the manual referral code
you can install Razer Pay and add your friend’s referral code after registration
However, neither are true… because even if you try to use the phone number, you will get the error code that “This code does not exist“.
If you extract the encrypted code (e.g. edc34d7b95f740a7a213f04fd212eacc) and key that in instead, you will get a different error code in broken English – “You register before accepting the invitation, you cannot accept the invitation”
In other words, the manual referral code entry option is pointless, because there is no way to add any referral code after you register…
According to Razer Pay, the problem may occur if the code is generated after the user registers his or her account.
However, we tried this with another account and it didn’t work. Oh well…
Razer Pay Still Has A LONG Way To Go
Now everyone and their grandfathers want to create their own e-wallet. It’s getting really absurd, because guess what – we all lived with a single wallet but now you want us to juggle multiple e-wallets???
Eventually, people will settle on one, maybe two e-wallets… and for those who are trying to become the e-wallet of choice, it pays to prepare well and execute flawlessly.
For now, Razer Pay still has a long way to go before we will even consider using it as a secondary e-wallet, never mind our primary e-wallet, or an actual replacement for our wallets.
If we have one piece of advice for them, it would be to actually test their app and services before deploying. Generally, users do not like to feel like beta testers, especially when it comes to finance…
Note : We have only commented so far on the registration and referral features. If we start talking about the other features… well, it’s gonna be a really long review!
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
At the Malaysia Tech Week 2019, Razer Fintech announced the Razer Pay Iriz contest, as well as a QR code giveaway! We also snagged a SPECIAL Starbucks QR code just for you guys!
So don’t miss this opportunity to get some great freebies from Razer Pay, and the chance to win a Proton Iriz too!
The Razer Pay Iriz Contest
The Razer Pay Iriz Contest started on 1 June 2019, and ends on 30 June 2019, so you still have a chance!
All you have to do is just use Razer Pay for a chance to win a special Razer Edition 2019 Proton Iriz!
The Malaysian Minister of Communications and Multimedia, Gobind Singh Neo, even came to impart his signature on the Razer Edition 2019 Proton Iriz!
The Razer Pay Iriz contest was organised by Razer Fintech in collaboration with Proton, 7-Eleven, Starbucks, the Malaysia Digital Economy Corporation, and MyFintech Week 2019.
Razer Pay QR Code Giveaway
In addition to the contest, Razer is also giving away these QR codes which you can redeem from now until 30 June 2019.
Officially, you have to go to the Razer Pay booth at Malaysia Tech Week 2019 to obtain these QR codes, but just for you guys, we prepared these QR codes so you can redeem them in the comfort of your home or office! 😀
If you wish to share these with your friends, please refer them to THIS ARTICLE instead. Thank you!
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
Bubble tea lovers rejoice! Tealive and TNG Digital just kicked off a year-long partnership. What this means is special deals on selected Tealive drinks for Touch ‘n Go eWallet users!
Here are the full details of the Tealive and TNG Digital partnership!
Tealive To Offer Great Deals For Touch ‘n Go eWallet Users!
At the launch event today, Bryan Loo, CEO of Loob Holdings, revealed that their last collaboration with TNG Digital saw 833,000 drinks sold in just 6 weeks.
They are now partnering with TNG Digital for a full year, to promote the Touch ‘n Go eWallet to bubble tea lovers.
Syahrunizam Samsudin, CEO of TNG Digital said, “Malaysians are passionate about tea, and technology allows us to enable these moments. We are extremely excited that Tealive shares this vision with us and together, we want to make a difference in the lives of Malaysians in the simplest and most meaningful way.”
The Tealive Ramadan Deal!
Tealive will kick off a Ramadan campaign, where users can enjoy their favourite Tealive drink for just RM 2.50 when they pay with their Touch ‘n Go eWallet.
The campaign will begin on 5 May 2019 and last until 15 June 2019.
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
With the early access programme for Maybank Visa customers, Samsung is getting ready to roll out Samsung Pay on a massive scale in Malaysia. After their announcement of the official availability of Samsung Pay for Maybank customers, we were given the opportunity to check out just how easy it is to use Samsung Pay, instead of our credit or debit cards.
In this article, you will learn about Samsung Pay’s key features, and find out just how easy it is to use Samsung Pay.
Samsung Pay : More Than A Payment Service
Samsung Pay is a secure and easy-to-use mobile payment service that can be used almost everywhere that credit / debit / prepaid cards are accepted. It offers these key features :
Simple : To make a payment on Samsung Pay, users can simply swipe up on their eligible Galaxy smartphone, scan their fingerprint and pay.
Secure : Samsung Pay uses three levels of security to enable secure payments – fingerprint authentication, tokenization and Samsung KNOX, Samsung’s defense-grade mobile security platform.
Almost Anywhere : Samsung Pay is compatible with the majority of existing and new terminals, allowing users to pay almost anywhere you can swipe or tap your card.
Samsung Pay is currently compatible with the following Samsung smartphones :
In the first video, we make a payment at Marks & Spencer (M&S). They are still using the older MST terminal, but look at how easy and fast it is to use Samsung Pay, instead of a credit card.
It is the same experience at Starbucks, which is also using an older MST terminal. This gives Samsung Pay a huge advantage, as they do not rely exclusively on the new but much rare NFC terminals.
[adrotate banner=”4″]
The steps on using Samsung Pay can be summarised as such :
Swipe up on the screen of your Samsung smartphone, and Samsung Pay appears
Swipe left and right in Samsung Pay to select the credit / debit / prepaid card you want to use
Press on the fingerprint sensor or key in the pin number to authenticate the transaction
Tap your Samsung smartphone on the credit card terminal
That’s it! Whether it’s an older MST terminal, or the newer NFC terminal, the payment’s authenticated and accepted.
Samsung Pay Support In Malaysia
Samsung Pay is currently supported by Maybank, and these participating merchants :
Leisure & Entertainment
– Box of Bricks
– Comics Mart
– S&J
Fashion
– Charles & Keith
– Crocs
– Pepe Jeans London
– PK Time
– Quiksilver
– Soda
– Sports Direct
– Stadium
– Studio R
– Under Armour
– Urban Republic
– Vans
– Why Pay More
Homes
– Bubee
– Muji
– Samsung Experience Store
Food & Beverages
– Baskin-Robbins
– Carl’s Jr.
– Chatime
– Garrett Popcorn
– Hakata Ippudo
– Kenny Rogers Roasters
– Komugi
– Krispy Kreme
– La Juiceria
– McDonald’s
– NY Steak Shack
– Red Lobster
– Shojikiya
– Starbucks
– The Library
– The Manhattan Fish Market
Convenience Store
– Family Mart
Samsung Malaysia will be announcing the other banks and merchants that will be supporting Samsung Pay during the official launch in the coming weeks. So stay tuned!
Support Tech ARP!
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
Samsung Malaysia just announced their partnership with Maybank, one of the largest banks in Malaysia, to introduce Samsung Pay. Samsung Pay is the only mobile wallet that allows users to pay with their Samsung smartphones at terminals that support either NFC or MST payments.
Maybank will be the first bank to join the Samsung Pay ecosystem in Malaysia. Working closely with Samsung, they are now able to offer their customers the exclusive opportunity to start using Samsung Pay.
Since last month, hundreds of thousands of Maybank Visa cardholders were given access to Samsung Pay. The early access programme ends on 11 February 2017, so if you haven’t signed up, go do it now!
Maybank customers who try out Samsung Pay will also get to win RM 100 cashback for purchases paid via Samsung Pay. Every RM 500 spent via Samsung Pay will entitle you to a qualifying entry. Hurry, because this cashback is only limited to 500 lucky customers!
[adrotate banner=”5″]
Samsung Pay : More Than A Payment Service
Samsung Pay is a secure and easy-to-use mobile payment service that can be used almost everywhere that credit / debit / prepaid cards are accepted. It offers these key features :
Simple : To make a payment on Samsung Pay, users can simply swipe up on their eligible Galaxy smartphone, scan their fingerprint and pay.
Secure : Samsung Pay uses three levels of security to enable secure payments – fingerprint authentication, tokenization and Samsung KNOX, Samsung’s defense-grade mobile security platform.
Almost Anywhere : Samsung Pay is compatible with the majority of existing and new terminals, allowing users to pay almost anywhere you can swipe or tap your card.
Samsung Pay is currently compatible with the following Samsung smartphones :
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
18 March 2016 – Since the boom of e-commerce, credit cards have been the target of many cybercriminals who have designed many malware and phishing schemes to steal banking credentials. The numerous threats that have preyed on the traditional credit card payment system, coupled with new technology, has led to the development of different payment processing technologies that not only allow for more convenient transactions, but also ones that are more secured.
Trend Micro Incorporated released its annual security roundup report, “Setting the Stage: Landscape Shifts Dictate Future Threat Response Strategies,” which dissects the most significant security incidents from 2015. Mobile devices continued being hotbeds for cybercriminals looking to exploit security flaws.
Mobile payments may be convenient for people armed with smartphones that support it, especially right now with the arrival of Visa Checkout in Malaysia that allows you to pay easily on across all your devices but the problem with using popular technology is that threats are always sure to follow, the same way they did with cloud computing and the Android platform.
“What both MasterCard and Visa are trying to do here is consolidate the payment activity that they’re doing online so they have a chance to inject a bit of extra security,” says Eric Skinner, Vice President of Solutions Marketing, Trend Micro Inc. “It’s a great opportunity for them to do more fraud protection and reinforce a more controlled checkout process.”
The attack on mobile devices can range from:
Forcing a device’s system to go on endless reboot, draining its battery.
Rendering Android devices silent and unable to make calls due to unresponsive screens.
Exposing a device’s memory content.
Giving hackers the ability to replace legitimate apps with malicious versions in order to steal information from the user.
Next Gen Payment Technologies
EMV Credit Cards – Also called Chip-and-PIN cards, these cards feature a chip that stores a cryptogram that detects modified transactions. It also requires a PIN for extra authentication.
Contactless RFID Credit Cards – This payment technology uses passive Radio Frequency Identification that allows cardholders to wave the cards in front of RF terminals to complete transactions.
[adrotate group=”2″]Mobile Wallets – First launched in Japan in 2004, this technology works on NFC enabled smartphones, and has since been implemented by Google and Apple through their mobile platforms.
Apple Pay
Android Pay
New Payment Processing Architectures – three next gen payment architectures designed to improve secure mobile payments.
Encryption and tokenization
Cloud-based PoS systems
Secure Element systems.
Since personal mobile devices are heavily used in the enterprise setting, it is important for corporate data to never reside in them. But this would be impractical given the need for employee mobility. Enterprises hoping to keep confidential data within their own servers can invest in virtual mobile infrastructure.
A solution like this allows employees to access company files and records without ever having to save the data on their physical gadget. In case an employee device ever gets rendered useless by mobile exploits or compromised by malware, the data remains separate and intact.
Enable your users to safely leverage mobile technology for their work. Mobile Security Solutions from Trend Micro will help you find the balance between empowering mobile employees to be more productive, and protecting their sensitive information. Accomplish both without incurring the expense and time of deploying multiple new applications.
If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!
