Tag Archives: Lawyer

Apple settles Butterfly Keyboard lawsuit for $50 million!

Apple settles Butterfly Keyboard lawsuit for $50 million!

Apple just agreed to pay $50 million to settle a class action lawsuit over the controversial butterfly keyboard used in its MacBook laptops!

 

Apple Sued For Controversial Butterfly Keyboard!

Apple introduced the controversial butterfly keyboard mechanism to their MacBook laptops from 2015 to 2019, to make them slimmer.

The butterfly mechanism uses mirrored switches that expand like wings, unlike the typical scissor mechanism used in laptop keyboards which uses two interlocking switches that click together when the key is pressed.

While the butterfly mechanism made the keys thinner, they also made the keyboard prone to trapping dust and debris, resulting in sticky and/or easily broken keys.

Apple added a membrane to the butterfly mechanism, in an effort to make it quieter while keeping debris out; but it didn’t help. Small design changes in 2019 also did little to improve the keyboard.

The Wall Street Journal even printed a famous typo-ridden column to demonstrate the butterfly mechanism’s issues in 2019.

Two law firms – Girard Sharp LLP, and  Chimicles Schwartz Kriner & Donaldson-Smith LLP – then bought on a class action lawsuit, claiming that Apple was aware of the problem but failed to rectify the problem and do enough in supporting customers who experienced the problem.

 

Apple Settles Butterfly Keyboard Lawsuit For $50 million!

On July 18, 2022, Apple filed a $50 million settlement in San Jose, California, to settle the class action lawsuit over its butterfly keyboard.

If approved by a judge, the law firms can claim up to $15 million out of the $50 million settlement, for legal fees. Apple denied any wrongdoing, and did not offer any comments.

The rest of the settlement would be used to pay customers who bought a MacBook, MacBook Air, and most MacBook Pro laptops between 2015 and 2019 in seven US states :

  • California
  • Florida
  • Michigan
  • New Jersey
  • New York
  • Washington

Under the proposed settlement, customers who had issues with their butterfly keyboards in those states will receive :

  • up to $395, for those who had to replace multiple keyboards
  • $125 for those who had a single keyboard replacement
  • $50 for those who had to replace key caps

Apple dumped the butterfly keyboard for the more traditional scissor mechanism keyboard in 2019, with the introduction of the 16-inch MacBook Pro and the Magic Keyboard.

 

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Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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John Albert Laylo Was Mistakenly Shot, Not Killed By Antifa!

Philippine government attorney, John Albert Laylo, was mistakenly shot by a gunman, not assassinated by Antifa!

Take a look at the viral claim, and find out what the facts really are!

Updated @ 2022-06-22 : Added updates on the Philly police investigation.
Originally posted @ 2022-06-21

 

Claim : Antifa Suspected Of Assassinating John Albert Laylo!

Within hours of news breaking that Philippine government attorney, John Albert Laylo, was shot and killed in Philadelphia, Vancouver Times posted a story claiming that Philadelphia police are warning the public that an Antifa cell may be responsible.

Police in Philadelphia are warning the public that an Antifa cell may be responsible for assassinating a high-level government attorney. John Albert Laylo was gunned down while he was en route to the airport, travelling with his mother in an Uber. It is unclear why Antifa would choose to murder an elected official from another country, but police have speculated it was due to his relationship with Duterte.

Antifa has committed acts of murder before. In 2020, a Trump supporter was shot dead by a members of the notorious far-left terrorist group.

Philippine Consul General Elmer Cato stated that the Philippines government would help his Laylo’s widow transport his body back to the country.

The mainstream media and big tech want to hide the truth. Beat them at their own game by sharing this article!

 

Truth : Antifa Not Suspected Of Assassinating John Albert Laylo!

This is yet another example of FAKE NEWS created to generate page views and money from gullible people.

Fact #1 : Vancouver Times Is A Fake News Website

Vancouver Times is a “content aggregator” (copy and paste) website that is known for creating fake news to generate more page views and money.

To look legitimate, they copy and paste news from legitimate news organisations. To drive traffic, they create fake news, sometimes masked as “satire”.

To give themselves a veneer of deniability, they label themselves as a “satire website” in their About Us section.

Vancouver Times is the most trusted source for satire on the West Coast. We write satirical stories about issues that affect conservatives.

Here are some of their fake news that we debunked :

Fact #2 : Philly Police Cannot Identify Suspect Yet

The Philly police could not have suspected an Antifa cell as being responsible for John Albert Laylo’s murder, when they did not identify the suspect at that time.

According to Philly police, John Albert Laylo and his mother were travelling in an Uber ride from University City to the Philadelphia International Airport at around 4:10 AM on Saturday, 18 June 2022, when they stopped at a red light.

The shooter who was driving a black Cadillac, pulled up behind their Uber and fired several rounds into their vehicle, before pulling alongside the driver’s side and firing more shots.

Police officers who responded to the shooting transported Laylo to the Penn Presbyterian Hospital, where he was placed on life support. He subsequently died from a single gunshot wound to his head at 10:33 AM on Sunday, 19 June 2022.

On 21 June 2022, police were able to identify the gunman through surveillance video footage, but did not reveal his identity.

Fact #3 : Philly Police Suspects Road Rage, Not Antifa

The Philly police did not warn people that an Antifa cell may be responsible for John Albert Laylo’s murder. Vancouver Times made up that false claim to trigger right wing supporters, in a bid to go viral.

On 21 June 2021, they told CBS News that the gunman mistook the Nissan car Laylo was riding in, for another dark-coloured Nissan.

The surveillance video they obtained confirmed that “the shooting was targeted, but of mistaken identity“.

The video showed the shooter’s black Cadillac was in close proximity to another Nissan (that was not Laylo’s Uber ride) blocks before reaching the intersection of 38 and Spruce.

Philly police believe that the shooter mistook Laylo’s Uber ride (which was also a dark-coloured Nissan) for that earlier car, and fired as many as 15 shots into it, in what is possibly a case of road rage.

Fact #4 : No Reason For Antifa To Kill A Filipino Lawyer

Vancouver Times (intentionally) framed Antifa for the Laylo’s murder because “Antifa” is a trigger word for right wing activists and supporters who would likely share their fake story, and help it go viral.

Antifa is an anti-fascist and anti-racist movement in the United States, that rose up against alt-right and far right extremist groups, like neo-Nazis and white supremacists.

It has no interest in Philippine politics, much less a Philippine government lawyer. There is simply no reason for Antifa activists to murder John Albert Laylo.

Fact #5 : No Evidence John Albert Laylo Is Married

Vancouver Times appears to have (falsely) claimed that Laylo is married.

There is no evidence he is married. The only family members mentioned in media reports were his mother, Leah Bustamante Laylo, and his sister, Althea Ann Laylo.

My investigations of their social media also showed that his father is Trebla Laylo, and his other sister is Ann Lorraine Taylor Kamatoy.

The Laylo family, January 3, 2021 | Credit : Leah Bustamante Laylo

Fact #5 : There Is No Such Thing As A Publication Ban

Vancouver Times likes to use the “media blackout” claim, to explain why you can’t find any reputable media outlet reporting on Antifa being responsible for John Albert Laylo’s murder.

That’s utter and complete bullshit. No one – not a judge, not even the US government – can control the worldwide media, or prevent anyone from writing about such a momentous arrest.

You can also be sure that even if the mainstream media in the US refused to run the story, it would have been reported by the Filipino media and right-wing websites.

Yet, not a single press / right-wing outlet published their account of this incredible story? That’s because IT NEVER HAPPENED…

Read more : Was Prince Andrew Just Arrested For Human Trafficking + Child Porn?!

Fact #6 : Mainstream Media + Big Tech Would Have Loved The Hype

Vancouver Times is gaslighting you about how mainstream media and Big Tech want to hide the “truth” about Antifa assassinating John Albert Laylo.

They would all loved such shocking news, because it would have driven tons of traffic and engagement to their websites / platforms.

In fact, that was precisely why Vancouver Times created the fake story – to drive traffic, for the ad money.

Everything that Vancouver Times publishes should be regarded as FAKE NEWS, until proven otherwise.

Please help us fight fake news websites like Vancouver Times – SHARE this fact check out, and SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Was Amber Heard Just Arrested For Perjury, Cocaine + Meth?!

Was Amber Heard just arrested for perjury, only for cops to find cocaine and crystal meth on her too?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Amber Heard Was Just Arrested For Perjury, Cocaine + Meth!

After the Johnny Depp – Amber Heard defamation trial concluded, Vancouver Times posted a story that claimed Amber Heard was arrested for perjury and cocaine, only for the cops to find her with cocaine and crystal meth!

Amber Heard has been arrested by state police for multiple criminal offences including perjury and possession of cocaine. Heard is accused of making multiple false statements on the witness stand during her defamation trial. When police went to her residence to execute the arrest warrant, Heard was found to be in possession of a small amount of cocaine and crystal methamphetamine.

This comes after a jury ruled in favour of her ex-husband Johnny Depp, deciding he had been defamed by Heard, giving him USD$15-million in damages. This amount was later slashed by the judge to $10.35 million.

Lawyers previously warned that Amber Heard was is in “serious danger” of facing jail time over perjury charges after the Johnny Depp case. This recent arrest proves the lawyers were right.

Like many high-profile cases, Heard’s arrest has been subject to a publication ban, and it won’t be reported by the mainstream media.

The mainstream media and big tech want to hide the truth. Beat them at their own game by sharing this article!

Read more : Was Paul Pelosi Arrested For Child Porn + Cocaine?!

 

Truth : Amber Heard Was Not Arrested For Perjury, Cocaine or Meth!

This is yet another example of FAKE NEWS created to generate page views and money from gullible people.

Fact #1 : Vancouver Times Is A Fake News Website

Vancouver Times is a “content aggregator” (copy and paste) website that is known for creating fake news to generate more page views and money.

To look legitimate, they copy and paste news from legitimate news organisations. To drive traffic, they create fake news, sometimes masked as “satire”. This time, they didn’t even bother to park it under their “Satire” section.

To give themselves a veneer of deniability, they labelled themselves as a satire website in their About Us section, hidden at the very bottom of the page, after a long list of comments.

Vancouver Times is the most trusted source for satire on the West Coast. We write satirical stories about issues that affect conservatives.

We are not affiliated with the mainstream media (CBC, CTV etc.) in any way, and any similarities between our content and the work of the MSM is purely coincidental.

Here are some of the fake news that they created recently, that we debunked :

Fact #2 : Amber Heard Was Not Arrested

Amber Heard was not arrested, not for perjury, not for cocaine, not for crystal meth.

She may be at risk of being charged for perjury, but that has not happened yet.

Vancouver Times created that fake claim to drive traffic to their website.

Fact #3 : There Is No Such Thing As A Publication Ban

If Amber Heard was arrested, it would have been worldwide news, even if it was just for perjury and not the possession of cocaine or meth.

Vancouver Times likes to use the “media blackout” claim, to explain why you can’t find any reputable media outlet reporting on this. Not even TMZ!

That’s utter and complete bullshit. No one – not a judge, not even the FBI – can control the worldwide media, or prevent anyone from writing about such a momentous arrest.

You can also be sure that even if the mainstream media refused to run the story, it would have been gleefully published by celebrity bloggers and websites.

Yet, not a single press / gonzo outlet published their account of this incredible story? That’s because IT NEVER HAPPENED…

Remember the fake story of how Pfizer CEO Albert Bourla was arrested by the FBI for fraud? That was also fake…

Read more : Was Pfizer CEO Arrested For Fraud By FBI In #PfizerGate?

Fact #4 : Mainstream Media + Big Tech Would Have Loved The Hype

Vancouver Times is gaslighting you about how mainstream media and Big Tech want to hide the “truth” about Amber Heard’s arrest.

They would all loved it if she really was arrested for perjury and possession of cocaine and meth. The news would have driven tons of traffic and engagement to their websites / platforms.

In fact, that was precisely why Vancouver Times created the fake story – to drive traffic, for the ad money.

Everything that Vancouver Times publishes should be regarded as FAKE NEWS, until proven otherwise.

Please help us fight fake news websites like Vancouver Times – SHARE this fact check out!

And please support our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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ICJ To Judge Malaysia Over COVID-19 Vaccine Injury Cases?!

Is the International Court of Justice (ICJ) going to judge Malaysia over side effects caused by the COVID-19 vaccine?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : ICJ To Judge Malaysia Over COVID-19 Vaccine Injury Cases!

People are sharing a video and a message on WhatsApp, claiming that the International Court of Justice – ICJ – will soon judge Malaysia over side effects caused by the COVID-19 vaccine!

They also claim that both the Health Minister, Khairy Jamaluddin, and the Director-General of Health, Noor Hisham Abdullah, could stand before the ICJ and the International Criminal Court (ICC) for crimes against the people.

The post is very long, so feel free to skip to the next section for the facts…

[Khairy and Noor Hisham will face the International Court of Justice]

Malaysia will be the first country in the offce world to immediately refer AEFI cases or deaths due to Covid-19 vaccines to civil, criminal and judicial courts…

 

Truth : ICJ Is NOT Going To Judge Malaysia Over Vaccine Injury Cases!

This is yet another example of misinformation created by anti-vaccination activists to mislead you into thinking that the COVID-19 vaccines are dangerous.

Even though I’m no lawyer, these facts will show you why this is nothing more than just theatrics…

Fact #1 : ICJ Only Accepts Cases From Countries

The International Court of Justice (ICJ) is the principal judicial organ of the United Nations based in The Hague, Netherlands.

Its role is to settle legal disputes between States (countries), and to give advisory opinions on legal questions by authorised UN organs and agencies.

The ICJ only entertains legal disputes submitted by States (countries). It does not entertain legal disputes brought forward by any individual or corporation.

So it is most peculiar for any individual to claim that they filed any case with the ICJ…

Fact #2 : PCA Only Accepts Cases From Countries

The Permanent Court of Arbitration (PCA) is a non-UN intergovernmental organisation, also located in The Hague, Netherlands.

Tribunals under the PCA only have jurisdiction for disputes that are based on the PCA founding documents (the Conventions on Pacific Settlement of International Disputes), or based on bilateral and multilateral treaties.

More importantly, the PCA only arbitrates between member countries, and does not accept cases from individuals or companies.

So it is peculiar for any individual to claim that they intend to file, or have already filed, a case with the PCA.

Fact #3 : Malaysia Is Not An ICC Member

The International Criminal Court (ICC) is an intergovernmental organisation and tribunal, also based in The Hague, Netherlands.

It only has jurisdiction in States (countries) that have signed and ratified the Rome Statute. While Malaysia signed the Rome Statute in March 2019, it has not ratified it and is therefore not yet a member of the ICC.

The ICC therefore does not have jurisdiction over Malaysia, and filing any complaint with the ICC over any matter regarding Malaysia would be pointless.

Fact #4 : There Is No Arbitration Court Of Malaysia

If you look at the letter that the lawyer, Mohamad Zainuddin, held up as evidence of the court case, it actually refers to an Arbitration Court of Malaysia.

IN ARBITRATION COURT OF MALAYSIA
KUALA LUMPUR

As far as I can tell – there is no such Arbitration Court of Malaysia. The leading arbitration institution in Malaysia is the Asia International Arbitration Centre (AIAC).

I could be wrong of course, so if you do know of such an arbitration court in Malaysia, do let me know.

Fact #5 : The Letter Appears To Refer To A Civil Claim

Again, I’m no lawyer, but the letter he held appears to be referring to a civil claim for damages.

ADJUDICATION MATTER NO:L-10-011-2022

SPECIAL TRIBUNAL OF ADJUDICATION
COVID-19 EXPERIMENTAL-PREMATURE VACCINE

[Order 15 Rule 1, 4, 12 of the Rules of High Court 2012 [Class Action] [The Application by Claimants for Special Tribunal of Adjudication for Civil Liability and Special Damages including Exemplary Compensation against twenty [20] Respondents in this action being fully responsible in executing the Covid-19 Experimental-premature Vaccine]

The letter does not refer to the ICC, the PCA or even the ICJ. Neither does it mention any charges of crimes against humanity.

Fact #6 : COVID-19 Vaccines Are No Longer Experimental

The letter refers to the COVID-19 vaccine as “experimental-premature”, which is false.

The COVID-19 vaccines are only experimental whilst they are under development, or undergoing clinical trials.

They are no longer experimental once they successfully clear their clinical trials, and receive either an emergency use authorisation or full approval from a health authority like the US FDA or EMA.

Phase 3 trials, incidentally, ended in 2020 for the Pfizer and AstraZeneca COVID-19 vaccines, and they both received their EUA in December 2020.

I should also point out that the Pfizer vaccine received its full FDA approval on 23 August 2021, while the AstraZeneca vaccine received its full EU approval on 29 January 2021.

The European Medicines Agency (EMA) also renewed the authorisation for these vaccines :

  • Moderna Spikevax : 4 October 2021
  • Pfizer COMIRNATY : 3 November 2021
  • Johnson & Johnson Janssen : 3 January 2022

None of those COVID-19 vaccines are experimental. They have all passed their clinical tests, and have been approved. You should also know that no experimental vaccine can be administered to the public.

Read more : What’s The Difference Between EUA vs Full FDA Approval?

Fact #7 : COVID-19 Vaccines Proven Safe

The COVID-19 vaccines were proven safe and effective in the massive Phase 2/3 trials that involved hundreds of thousands of volunteers.

These COVID-19 vaccine clinical trials are much larger than the usual clinical trials for new drugs or vaccines.

On top of that, they continue to undergo post-marketing surveillance, to catch very rare side effects like myocarditis (risk of less than 1 in million).

With so much clinical data, there is no way anyone can say that the vaccines are dangerous, or experimental.

Read more : What’s The Difference Between Full FDA Approval vs. EUA?
Read more : Vaccine Myocarditis Risk Less Than 1 In Million!

Now that you know the facts, please help to fight fake news – SHARE this article out!

And please protect yourself, and your family, by vaccinating them against COVID-19!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Will COVID-19 Vaccination Void Your Life Insurance Contract?!

An attorney, Todd Callender, has gone viral after claiming that your COVID-19 vaccination will void your life insurance contract!

Take a look at his claims, and find out what the facts really are!

 

Todd Callender : COVID-19 Vaccination Will Void Your Life Insurance!

People are sharing a video of Todd Callender, an attorney, who claimed on a TruNews interview that getting the COVID-19 vaccination will void your life insurance contract!

Death By ‘Suicide’: Life Insurance Companies Will Likely Deny Most COVID Jab Claims

Attorney Todd Callender: “The court specifically found that participation in clinical trials is so hazardous that it voids the coverage of the insurance contract. ‘You should have known.’ They treated it, for purposes of the law, as a suicide. The court is saying, ‘Participating in a phase three clinical trial is suicide.’ That’s the conclusion.”

Here is a short transcript of what he said in the video for your reference.

He quotes an unspecified court case that happened “three weeks ago“, where “the judge looked at this and effectively told the person who took the experimental shot – who died – called it a suicide“.

He then goes on to say, “He characterised it as a suicide because you knew, or should have known, that you were taking part in a highly dangerous activity called the Phase 3 clinical trial, and therefore you voided the coverage under the contract. The insurance company does not have to pay that contract.

 

Truth : COVID-19 Vaccination Will NOT Void Your Life Insurance!

This is yet another example of anti-vaccination FAKE VIDEOS that anti-vaccination activists are concocting to mislead people about the safety of the COVID-19 vaccines, and here are the reasons why…

Fact #1 : No Judge Ruled Death From Vaccine As Suicide

Oddly enough, Callender did not specify where this court case occurred, or the exact details of the case that he claimed would be a landmark case.

That’s because – there is no such court case. There is no known court case in which a judge ruled that a person who died after receiving COVID-19 vaccination was considered a suicide.

Fact #2 : Fake Story Originated As Court Case In France

This fake story appears to originate with a right-wing, anti-vaccination German website, which posted a story about a French millionaire who died from the vaccine and had his life insurance voided.

That website claimed that it was originally published by the family’s lawyer, Carlo Alberto Brusa, on his Facebook page.

However, Brusa’s Facebook page has ZERO post about any court case, going all the way back to 27 December 2020 – when COVID-19 vaccinations first kicked off in France.

As far as anyone can tell – this story was completely FABRICATED.

Read more : Did French Court Rule Millionaire’s Vaccine Death As Suicide?!

Fact #3 : There Was No Such Court Case In France

There are several articles and videos – all referencing the Greek or German website, which leads us back to Brusa. And yet, there is ZERO evidence :

  • that a French millionaire actually died from his COVID-19 vaccination.
  • that any insurance company refused to pay a life insurance policy, because the insured died from COVID-19 vaccination.
  • that any French court ruled that a death from vaccination is considered a suicide.
  • of any case or court document regarding the case

If a French court did indeed rule that dying from a COVID-19 vaccine is considered a suicide, it would have been HUGE NEWS with major legal implications, and covered worldwide!

These articles were first posted in January 2022, and more than 3 months later, no one else covered it except for a few small anti-vaccination websites?

That’s because it never happened.

Fact #4 : Vaccines Only Get EUA After Clearing Phase 3 Trials

Callender falsely claimed that the life insurance was voided because that person was considered to have participated in a Phase 3 clinical trial.

That’s not possible, because COVID-19 vaccinations can only be given to the public, AFTER the vaccine has successfully completed its Phase 3 clinical trial, and received either an emergency use authorisation or full approval from a health authority like the US FDA or EMA.

Phase 3 trials, incidentally, ended in 2020 for both the Pfizer and Moderna COVID-19 vaccines, and they both received their EUA in December 2020.

I should also point out that the Pfizer vaccine received its full FDA approval on 23 August 2021, while the Moderna vaccine received its full FDA Approval on 31 January 2022.

The European Medicines Agency (EMA) also renewed the authorisation for these vaccines :

  • Moderna Spikevax : 4 October 2021
  • Pfizer COMIRNATY : 3 November 2021
  • AstraZeneca Vaxzevria : 9 November 2021
  • Johnson & Johnson Janssen : 3 January 2022

So none of those COVID-19 vaccines are experimental. They have all passed their clinical tests, and have been approved.

Read more : What’s The Difference Between EUA vs Full FDA Approval?

Fact #5 : COVID-19 Vaccines Proven Safe

The COVID-19 vaccines were proven safe and effective in the massive Phase 2/3 trials that involved hundreds of thousands of volunteers.

These COVID-19 vaccine clinical trials are much larger than the usual clinical trials for new drugs or vaccines.

On top of that, they continue to undergo post-marketing surveillance, to catch very rare side effects like myocarditis (risk of less than 1 in million).

With so much clinical data, there is no way any insurance company or court can say that the vaccines are dangerous, or experimental.

Read more : What’s The Difference Between Full FDA Approval vs. EUA?
Read more : Vaccine Myocarditis Risk Less Than 1 In Million!

Fact #6 : COVID-19 Vaccination Will Not Affect Life Insurance

Insurance companies and regulators across the world have come out to publicly state that these claims are FALSE.

They also publicly stated that COVID-19 vaccination will not affect your life insurance.

American Council of Life Insurance (ACLI)

We said it before and, unfortunately, we must say it again because misinformation about life insurance claims and the COVID-19 vaccine continues to spread.

Policyholders should rest assured that nothing has changed in the claims-paying process as a result of COVID-19 vaccinations. Life insurance policies are very clear on how they work, and what cause, if any, might lead to the denial of a claim. A policyholder’s decision to receive or not receive a vaccine for COVID-19 is not one of them. Nothing has changed in life insurers’ claims paying process.  

Policyholders should reach out to their life insurance companies, agents or financial professionals for their COVID-related questions. They will be happy to help.

Insurance Control and Resolution Authority of France (ACPR)

The conditions of the death of the insured have no effect on the payment to the beneficiary of the sums paid on a life insurance contract.

Exclusion clauses are provided for contractually… In practice, the risks targeted by the exclusions are not very diversified and, to our knowledge, no contract contains clauses which would make it possible to exclude as a cause of death, the aftermath and consequences of vaccination, or more generally of taking medical treatment, on the prescription of a doctor.

Canadian Life and Health Insurance Association (CLHIA)

Contrary to misinformation being shared online, receiving a COVID-19 vaccine will have no effect on the ability to obtain coverage or benefits from life insurance or supplementary health insurance.

The CLHIA is aware of misinformation that is being spread through social media claiming that individuals who get the vaccine will not be able to get life insurance or may be denied their disability or life insurance benefits. These claims are incorrect and have no basis in fact whatsoever.

Association of British Insurers (ABI)

There are some claims being made that having the Covid-19 vaccine will impact your life insurance cover. This is false.

Receiving a vaccination against Covid-19 will not impact your insurance cover, be it life insurance, private medical insurance or other forms of insurance.

Financial Services Council of Australia (FSC)

The Financial Services Council (FSC) is today reassuring Australians that taking a COVID-19 vaccine will not invalidate life insurance policies despite false rumours suggesting otherwise.

FSC CEO Sally Loane said the false rumours, which have been circulating on social media, incorrectly suggest the COVID-19 vaccine is an “experimental medical treatment” and therefore having the vaccine is a “self-inflicted injury” which could void life insurance policies.

“To be clear – the COVID-19 vaccine is not experimental treatment. Receiving approved treatment from a qualified medical professional at an approved medical facility is not a self-inflicted injury,” Ms Loane said.

“One of the main reasons why people hold life insurance policies is to provide peace of mind for themselves and their families. The FSC would like to reassure Australians that when they get vaccinated, their life insurance will be there for them, completely unaffected.

“This scare mongering is wrong, it is entirely inappropriate and it needs to stop immediately.”

In other words, insurance companies in the United States and across the world will not deny payment of a life insurance in the event someone dies from a COVID-19 vaccine.

These statements were posted MONTHS ago… so I have to ask Todd Callender – why do you lie?

Now that you know the facts, please help to fight fake news – SHARE this article out!

And please protect yourself, and your family, by vaccinating them against COVID-19!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Health | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Did French Court Rule Millionaire’s Vaccine Death As Suicide?!

Did a court in France rule that a millionaire’s death from the COVID-19 vaccine is considered a suicide?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : French Court Ruled Millionaire’s Vaccine Death As Suicide!

People are sharing videos and articles claiming that a French court recently ruled that a millionaire’s death from the COVID-19 vaccine is considered a suicide!

Apparently, the French businessman insured his life for millions of euros, but when he died from his COVID-19 vaccination, the insurance company refused to pay up, claiming that he died from taking an experimental vaccine.

So his family sued, and the French court allegedly ruled in favour of the insurance company, stating that the deceased knew about the side effects of the experimental vaccine. Therefore, his death is, in fact, a suicide.

Here is the example that everyone has been sharing, or quoting in videos. It’s very long, so feel free to skip to the next section for the facts.

In France, the court equated vaccination with suicide, taking the side of an insurance company that refused to pay money to the family of an insured millionaire who died from vaccination.

The case caused a huge resonance in society. An elderly businessman who died from vaccination, which was officially confirmed, insured his life for several million. However, after his death, the relatives were left with nothing, writes Unser Mitteleuropa.

 

Truth : French Court Did NOT Rule Millionaire’s Vaccine Death As Suicide!

This is yet another example of anti-vaccination FAKE NEWS that anti-vaccination activists are concocting to mislead people about the safety of the COVID-19 vaccines, and here are the reasons why…

Fact #1 : It Was Based On A Single German Article

I traced the provenance of this fake story to a right-wing, anti-vaccination German website called Unser Mitteleuropa, literally Our Central Europe.

It claimed that the story was published by the family’s lawyer, Carlo Alberto Brusa, on his Facebook page. However, Unser Mitteleuropa did not provide any link to that story, or any actual court documents.

I scrolled through Brusa’s Facebook page all the way back to 27 December 2020 – when COVID-19 vaccinations first kicked off in France – and could not find a single reference to any court case he might have been working on.

There was no post about any French court calling his client’s vaccine death “a suicide”. Only a ton of posts and videos for his anti-lockdown, anti-vaccination Reaction 19 movement.

Fact #2 : There Is No Such Case In France

As far as I can tell – this entire story is completely made-up. Completely fabricated.

  • No French millionaire actually died from his COVID-19 vaccination.
  • No insurance company refused to pay life insurance because of death from vaccination.
  • No French court ruled that a death from vaccine is considered a suicide.
  • There is no document of such a case, except for two unrelated letters (see Fact #3)

None of these articles or videos mentioned the name of the dead millionaire, the insurance company, or the which court or judge presided over the case.

If a French court did indeed rule that dying from a COVID-19 vaccine is considered a suicide, it would have been HUGE NEWS, and covered world-wide!

Unser Mitteleuropa first posted their article on 12 January 2022, and more than 2 months later, no one else covered it except for a few small anti-vaccination websites?

That’s because it never happened.

Fact #3 : Life Insurance Letters Unrelated To Case

Instead of actual court documents proving that the French court indeed ruled that the (non-existent) man’s death from (non-existent) vaccine death was “a suicide”, the article shared two completely unrelated letters from German insurance companies.

In the first, Techniker Krankenkasse said that any potential side effects from the COVID-19 vaccine are not covered by their health insurance (this is not life insurance), as the vaccination is provided by the state authorities and so, any side effects would be covered by the state authorities.

In the second letter, Die Haftpfichtkasse wrote that their accident insurance (again, not life insurance) does not cover any potential side effects from COVID-19 vaccination. It is, after all, an accident insurance policy.

Fact #4 : COVID-19 Vaccines Are Not Experimental

These fake stories are based on the claim that COVID-19 vaccines are experimental, which is completely bogus.

COVID-19 vaccines are no longer experimental, after they receive either an emergency use authorisation or full approval from a health authority like the US FDA or EMA.

That only happens if they successfully complete their Phase 3 trials, and undergo a stringent review process. So it is not possible to use an experimental vaccine for mass vaccination.

I should also point out that the Pfizer vaccine received its full FDA approval on 23 August 2021, while the Moderna vaccine received its full FDA Approval on 31 January 2022.

The European Medicines Agency (EMA) also renewed the authorisation for these vaccines :

  • Moderna Spikevax : 4 October 2021
  • Pfizer COMIRNATY : 3 November 2021
  • AstraZeneca Vaxzevria : 9 November 2021
  • Johnson & Johnson Janssen : 3 January 2022

So none of those COVID-19 vaccines are experimental. They have all passed their clinical tests, and have been approved.

Fact #5 : COVID-19 Vaccines Proven Safe

The COVID-19 vaccines were proven safe and effective in the massive Phase 2/3 trials that involved hundreds of thousands of volunteers.

These COVID-19 vaccine clinical trials are much larger than the usual clinical trials for new drugs or vaccines.

On top of that, they continue to undergo post-marketing surveillance, to catch the very rare side effects like myocarditis (risk of less than 1 in million).

With so much clinical data, there is no way any insurance company or court can say that the vaccines are dangerous, or experimental.

Read more : What’s The Difference Between Full FDA Approval vs. EUA?
Read more : Vaccine Myocarditis Risk Less Than 1 In Million!

Fact #6 : COVID-19 Vaccination Does Not Affect Life Insurance

COVID-19 vaccination does not affect life insurance payment.

The Insurance Control and Resolution Authority of France (ACPR) said that, “the conditions of the death of the insured have no effect on the payment to the beneficiary of the sums paid on a life insurance contract.

There are only two possibilities for the denial of a life insurance claim :

  • if the insured commits suicide, or
  • if the beneficiary is convicted of voluntarily causing the death of the insured.

The ACPR also clarified this issue to French newspaper Libération, stating :

Exclusion clauses are provided for contractually… In practice, the risks targeted by the exclusions are not very diversified and, to our knowledge, no contract contains clauses which would make it possible to exclude as a cause of death, the aftermath and consequences of vaccination, or more generally of taking medical treatment, on the prescription of a doctor.

In other words, insurance companies in France cannot deny payment of a life insurance in the event someone dies from any vaccination, or medical treatment.

Fact #7 : Insurance Companies Are Not Denying Life Insurance Claims

Insurance companies and associations have stated that COVID-19 vaccinations do NOT impact life insurance claims. They have never called deaths from getting a COVID-19 vaccine “suicide”.

Canadian Life and Health Insurance Association (CLHIA)

Contrary to misinformation being shared online, receiving a COVID-19 vaccine will have no effect on the ability to obtain coverage or benefits from life insurance or supplementary health insurance.

The CLHIA is aware of misinformation that is being spread through social media claiming that individuals who get the vaccine will not be able to get life insurance or may be denied their disability or life insurance benefits. These claims are incorrect and have no basis in fact whatsoever.

American Council of Life Insurers (ACLI)

Insurance companies pay death benefits on policies, when the insured dies, regardless of the cause of death, except in very narrow and limited circumstances.

Life insurance policy contracts are very clear on how policies work, and what cause, if any, might lead to the denial of a benefit. A vaccine for COVID-19 is not one of them.

Manulife

The COVID-19 vaccination in no way negatively impacts your current insurance policies or valid Group Benefits coverage, nor does it factor into new insurance applications you may apply for with us.

Allianz

Your Allianz life insurance policy does not contain a specific policy exclusion for COVID-19.

However, there is an exclusion which may apply if your claim relates to overseas travel. By this we mean, we will not pay any benefits to the extent a claim arises because you didn’t follow advice issued by the government relating to an overseas location.

Now that you know the facts, please help to fight fake news – SHARE this article out!

And please protect yourself, and your family, by vaccinating them against COVID-19!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Reiner Fuellmich COVID-19 Grand Jury Video Fact Checked!

The Reiner Fuellmich COVID-19 Grand Jury video keeps going viral on social media and WhatsApp groups.

Let’s take a look at what this COVID-19 Grand Jury is all about, and what the facts really are!

 

Reiner Fuellmich COVID-19 Grand Jury : What Does Video Claim?

There are several variants of the video circulating on social media, and WhatsApp group. Generally about 18 minutes in length, the video shows part of the Reiner Fuellmich COVID-19 Grand Jury Proceeding.

These proceedings, grandiosely named “Grand Jury Proceeding by the Peoples’ Court of Public Opinion, Empowering Public Conscience through Natural Law” consists of multiple 5 videos recorded over 5 days of “proceedings”.

The Grand Jury claims to be “a group of international lawyers and a judge” conducting a “criminal investigation” to present to a jury “all available evidence of COVID-19 Crimes Against Humanity“.

 

Reiner Fuellmich COVID-19 Grand Jury : Just Videos Of An RPG

This is yet another example of fake news created and propagated by Reiner Fuellmich and his group of anti-vaccination activists and COVID-19 deniers. Here are the reasons why…

Fact #1 : There Is No Peoples’ Court of Public Opinion

The first thing you should know is that – there is no such thing as a “Peoples’ Court of Public Opinion“.

It is merely a grandiose, make-believe name they created for their videos, and people who watch them.

As they themselves explain, “This investigation is of the people, by the people and for the people and shall be referred to as the ‘Peoples´ Court of Public Opinion’.

By that definition – all websites and videos on the Internet are People’s Courts of Public Opinions as well.

Fact #2 : This Is Not A Legal Court

Lest there be any confusion – this is not a legal court where real lawyers present real evidence to a real jury, in front of a real judge, with real laws and rules governing the process, and real consequences.

As the group themselves admit, they were “unable to find a court to hear the actual evidence in the current system’s courts of law“.

In other words – they could not find a single court in the entire world to take their claims seriously. That’s how weak their case really is.

Fact #3 : Their Judge Was Expelled

Despite claiming to be a distinguished group of legal experts, they could only rope in Rui Fonseca e Castro, a former judge from Portugal.

Rui Fonseca e Castro used to be a judge in Portugal, but was suspended in September 2021 and then dismissed by the Superior Council of Magistracy (CSM) on 9 October 2021.

The CSM voted to dismiss Rui Fonseca e Castro as a judge for abusing his position as a judge to post videos on social networks to “encourage the violation of the law and health rules” concerning COVID-19.

Fact #3 : It Was Just A Role-Play Game

The whole Grand Jury Proceeding of the Peoples´ Court of Public Opinion by Reiner Fuellmich was nothing more than a role-playing game (RPG).

What you basically have is a group of anti-vaccination activists and/or COVID-19 deniers pretending to conduct an online “Grand Jury” proceeding.

The videos have a small overlay on the lower right corner – Model Proceeding, probably a legal device (e.g. This Is Not Real!) to avoid being sued for misrepresenting themselves.

Fact #4 : They Spend Their Time Role-Playing

Reiner Fuellmich is part of the Berlin Corona Committee – a group that loves role-playing games, probably because they cannot do anything real.

I covered their BasisCamp role-playing game back in August 2021, where they pretended to be the German government.

They went viral with a video of their announcement of a moratorium against COVID-19 vaccination in Germany, allegedly because there is no longer an epidemic.

Obviously, that did not happen. It was theatrics back then, and it’s just theatrics this time too.

Read more : Did Germany Put All COVID-19 Vaccines On Hold?

Fact #5 : Grand Jury Claims Have Been Proven False

The video being shared is basically Reiner Fuellmich’s opening statement in his make-believe COVID-19 Grand Jury.

In his 18-minute statement, he lists a litany of COVID-19 claims that have long been proven false. Here is just a small selection :

After over 2 years of the COVID-19 pandemic, it seems absurd that Fuellmich is unaware of these facts.

Don’t risk your life or your family’s lives on the bad science and misinformation promoted by Reiner Fuellmich and his compatriots.

Please help me fight fake news, by sharing this fact check with your family and friends!

 

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Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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UK Police Opened Criminal Investigation Of Covid-19 Vaccine?

Did the UK police open a criminal investigation of the COVID-19 vaccine?!

Take a look at the viral advertisement, and find out what the facts really are!

 

Claim : UK Police Opened Criminal Investigation Of COVID-19 Vaccine!

Netizens are sharing a photo of a newspaper advertisement, ostensibly by the South Yorkshire Police with a Metropolitan criminal number 6029679/21.

The newspaper advertisement claims that the police are calling for information to help in their criminal investigation of the COVID-19 vaccine, involving murder, fraud and breaches of the Nuremberg Code.

NATIONAL EMERGENCY

Metropolitan Police Crime Number 6029679/21

CRIMINAL INVESTIGATION

Related crimes and threats to the public health, gross negligent manslaughter and misconduct in the public office

A further 18 offences have also been cited, including murder, fraud, GBH and multiple breaches of the Nuremberg Code.

Do you have information to help?

This is not to make financial claims for injury from the COVID-19 vaccine

Have you lost a loved one due to the Covid Vaccine? Do you suffer headaches, blood clots, blindness, heart issues, strokes or myocarditis since the Covid-19 vaccine?

We’d also like to hear from those illegally threatened with ‘No Jab, No Job’.

Bayliss of Broad Yorkshire Law

South Yorkshire Police : Please immediately report any COVID-19 related injuries & deaths including any undue influence to take the injection including ‘No Jab / No Job’.

THE TRUTH IS OUT

 

Truth : There Is No UK Police Investigation Of COVID-19 Vaccine!

This is yet another example of fake news being created about the COVID-19 vaccine, but this time by an actual lawyer in the UK…

Fact #1 : It Was An Advertisement In A Small Newspaper

The picture is genuine. That was an advertisement that was published in a small newspaper called Rotherham Advertiser on 14 January 2022.

Fact #2 : South Yorkshire Police Did Not Place That Advertisement

The advertisement was not published by the South Yorkshire Police, but by Lois Bayliss from a law firm called Broad Yorkshire Law.

The South Yorkshire Police has disavowed the advertisement.

South Yorkshire Police did not and does not support this advert.

They also reached out to Rotherham Advertiser, which quickly removed the advertisement from its website. Unfortunately, people can and still continue to share pictures of the printed advertisement.

Fact #3 : South Yorkshire Police Called For The Lawyer To Be Investigated

The South Yorkshire Police also called for the law firm to be investigated by the SRA for publishing the false advertisement.

We have asked the Solicitors Regulation Authority (SRA) to investigate the apparent involvement of a Solicitors’ firm with the advert.

Fact #4 : Rotherham Advertiser Won’t Do It Again

Andrew Mosley, the newspaper’s editor, told Reuters that they won’t allow advertisements that misuses police logos.

I do not intend allowing our advertising team to accept the advert again and have spoken with them about the content and unacceptable use of police logos.

Fact #5 : There Is No Metropolitan Police Investigation Of COVID-19 Vaccine

The Metropolitan Police crime reference number of 6029679/21 that was listed in the advertisement is genuine.

However, such crime reference numbers are given out to everyone who reports a crime to the Metropolitan Police. It does not indicate that a crime has actually occurred, or is being investigated.

After receiving the report of a crime, the police conducts an “investigative assessment” to determine if :

  • the case should be investigated further, or
  • the investigation will be closed

The Metropolitan Police stated on 13 January 2022 that they would not be conducting an investigation :

In this case, following assessment of the claims, it was determined that no investigation was needed.

Fact #6 : SRA Is Investigating Broad Yorkshire Law

The Solicitors Regulation Agency (SRA) told Dr. Graham Pointer that it is proceeding with further investigation of potential misconduct by Lois Bayliss and her law firm, Broad Yorkshire Law :

The SRA has received several reports regarding the advertisement in the Rotherham Advertiser which includes the details of Lois Bayliss of Broad Yorkshire Law Limited. The advertisement relates to the Covid-19 vaccine. These reports have all been passed to me in the Assessment and Early Resolution Team of the SRA. I am an Investigation Officer, and my role is to assess the concerns raised and decide whether further investigation is required.

My assessment has been completed and I have decided that the matter needs further investigation.

The information you have provided will be passed to another Investigation Officer to look more closely at the complaints we have received.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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