Tag Archives: GrabPay

TTDI Ramadan Bazaar Offers Full Digital Payments!

Tech Hunter just launched a a massive Ramadan Bazaar in TTDI called #TechMeToBazaar, where every vendor is fully equipped for digital payments!

 

TTDI Ramadan Bazaar Offers Full Digital Payments!

Tech Hunter just launched a Ramadan Bazaar in Taman Tun Dr. Ismail (TTDI) called #TechMeToBazaar. The massive bazaar boasts over 150 stalls offering local delicacies, and expects to welcome over 200,000 visitors this year.

Thanks to Tech Hunter Global Sdn Bhd (“Tech Hunter”), visitors to the TTDI Ramadan Bazaar can make payments using a variety of digital modes, including debit or credit cards and e-wallets.

All stalls at the TTDI Ramadan Bazaar are fully equipped with payment terminals set up by PayHunter, a Tech Hunter subsidiary, so visitors can simply “wave” their debit or credit cards, or scan the QR codes to digitally transfer money using any e-wallet. Visitors no longer have to worry about bringing enough cash to pay for their buka puasa meals!

TTDI Ramadan Bazaar is also powered by SHOPLINE, a global Smart Commerce Enabler offering omnichannel commerce solutions. SHOPLINE recently integrated its POS system with Tech Hunter’s Smart Mobile Payment Terminal to allow retailers to easily place and checkout a customer’s order via a compact, wireless device – perfect for space-saving and mobile use at the bazaar!

Lastly, YTL Communications’ Yes is the telecommunications provider that powers the 5G connectivity throughout the entire bazaar.

“This Ramadan, we are proud to launch the first ever 5G Ramadan Bazaar, powered by Yes 5G as part of the Tech Me To Bazaar campaign,” said Wing K. Lee, Chief Executive Officer at YTL Communications. “In line with our ongoing mission to enable 5G for All, we are bringing 5G connectivity to one of the most engaged activities of the festive season. Through the Ramadan bazaar at TTDI, we are making 5G accessible for both vendors and customers alike to experience seamless connectivity, fast internet speeds and ultra-low latency through Yes 5G. We welcome all to our Yes booths located within the bazaar, to kickstart their 5G experience powered by Yes”.

 

Promotions @ TTDI Ramadan Bazaar!

Bank Simpanan Nasional (BSN), SHOPLINE, GrabPay Malaysia and YTL Communications came together as sponsors to offer these promotions at the TTDI Ramadan Bazaar :

  • Visitors who use their BSN credit or debit card to make an accumulated spend of RM50 with a maximum combination of three (3) receipts, will stand a chance to win a one-time RM5 cashback during the campaign period from 23 March until 21 April 2023. A total of 4,000 winners will be selected randomly.
  • Visitors can also enjoy RM30 off, with a minimum purchase of RM200 using Grab’s PayLater function in the Grab app. Visitors will need to scan the GrabPay QR code at the stalls, key in the payment amount and “Pay Next Month” or “Pay in 4 Instalments” to enjoy the discount.

The TTDI Ramadan Bazaar is open from 3 PM every day from 23 March until 21 April 2023.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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GrabUnlimited : Is It Worth Becoming A Member?

GrabUnlimited offers a large number of discount vouchers, and the opportunity to earn rebates!

Find out what GrabUnlimited really is all about, and whether it’s worth becoming a member!

 

GrabUnlimited : What Is It?

GrabUnlimited is a subscription plan that offers discount vouchers, and special promotions for Grab services.

Here are some of the benefits that the GrabUnlimited subscription offers :

Special June Promotions

  • 4 x GrabFood discount vouchers (up to 50%) + free delivery (cannot be used at peak hours or in Penang)
  • 6 x GrabFood discount vouchers (up to 38%) + free delivery (cannot be used in Penang)
  • Only in Penang : 10 x GrabFood discount vouchers (up to 50%) + free delivery

Standard Subscription Vouchers

  • 50 x GrabFood free delivery vouchers (up to RM3 off)
  • 10 x GrabMart free delivery vouchers (up to RM3 off)
  • 10 x GrabFood discount vouchers (15% off, only for self pick-up)
  • 1 x RM5 Grab Ride discount (Malaysian airport rides only)

Unlimited Benefits

  • RM1 GrabFood premium delivery discount
  • JustGrab (Top-Rated Drivers) in selected cities (from 9 June 2022 onwards)
  • Earn up to 1.5% in GrabRewards (instead of just 0.5% for non-members)
    You will get 1.5 GrabRewards for every RM1 spent, instead of just RM0.75.
  • Monthly Grab Hot Deals are now limited to GrabUnlimited members.

 

GrabUnlimited : My Humble Opinion

GrabUnlimited is being pitched to the media as a great way to save and earn money (paradoxical, I know!).

At first glance, it does look attractive, offering you 38% or 50% discount vouchers, as well as free delivery vouchers worth RM180. And who doesn’t want to “earn” 1.5%?

The real purpose though is to lock you into their platform, to discourage you from using their rivals / alternatives.

And if you look at the fine print, you will realise that those benefits and vouchers come with caveats that make them much less attractive.

  • You get 1.5 GrabRewards for every RM1 you spend – twice that of non-members, which you can use to redeem discounted Grab vouchers for a rebate “up to 1.5%”.
  • The 50% discount voucher is really a RM8.50 discount voucher with a minimum spend of RM20. The additional discount comes from Grab automatically applying one of the GrabUnlimited RM3 free delivery vouchers. It is also limited to “selected restaurants”.
  • The 38% discount voucher is really a RM7.50 discount voucher with a minimum spend of RM25. The additional discount comes from Grab automatically applying one of the GrabUnlimited RM3 free delivery vouchers. It is also limited to “selected restaurants”.
  • The 15% off Self Pick-Up discount is capped at RM12, which works out to a maximum order value of RM80.
  • The RM3 GrabFood free delivery voucher requires a minimum spend of RM20, and is not valid for Mix & Match orders.
  • The RM3 GrabMart free delivery voucher requires a minimum spend of RM40, and is not valid for Mix & Match orders.

That is why Grab limited their monthly Hot Deals and Top-Rated Drivers to GrabUnlimited members. They used to be available to everyone.

That does not mean it’s a bad idea to subscribe. If you use Grab regularly to order food or grocery deliveries, you can save quite a lot. You just have to make sure you meet the voucher requirements.

And you should definitely not fall into the trap of only using Grab. Always check alternative delivery services to see if they offer a better deal.

Finally, if you do not use Grab regularly (like me), you should obviously not subscribe at all. It would only be a waste of your money.

 

GrabUnlimited : What You Must Know…

GrabUnlimited Membership Cost

GrabUnlimited is a subscription-based membership programme that costs RM4.90 per month, which works out to RM58.80 per year.

New subscribers will be charged 1 sen for the first month, but will have to pay the full subscription price thereafter.

Existing GrabUnlimited members outside of Penang, Kuching and Johor Bahru who subscribed in April and May will be charged only 1 sen in June, but will have to pay the full subscription price from July onwards.

How To Subscribe To GrabUnlimited

Here is what you need to do to subscribe to this plan :

  1. Open the Grab app
  2. Go to Account > Subscriptions
  3. Tap on GrabUnlimited
  4. Review the plan details, and tap on Get this plan
  5. Pay for the subscription using your GrabPay Wallet

GrabUnlimited Automatically Renews Monthly

You may be interested to try out GrabUnlimited due to the 1 sen promotional price for the first month.

But please be warned that once you subscribe, it will automatically renew every month, and you will be charged the full price.

if you don’t want to pay the full price after trying it out, make sure you cancel the plan before the next billing date.

Cancelling GrabUnlimited

This is the official way to cancel your GrabUnlimited subscription :

  1. Open the Grab app
  2. Go to Account > Subscriptions
  3. Tap on GrabUnlimited
  4. Tap on View Details
  5. Tap on Cancel Plan

If you accidentally cancelled your subscription, you can resubscribe anytime before the next billing date at no additional cost.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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GrabPay Scam : Don’t Link Your Debit Card / Bank Account!

Beware of a new GrabPay scam that can quickly suck your debit cards and bank account dry!

Don’t link your debit card or bank account with GrabPay, and SHARE this warning with your family and friends!

 

GrabPay Scam Alert : Don’t Link Your Bank Account!

On 16 May 2020, Muhammad Syahir recounted how he was cheated of almost RM 900 through a GrayPay scam. Here is a brief summary of what happened :

  • The scammer created a new Instagram account, pretending to be the victim’s friend.
  • He messaged the victim asking for his phone number.
  • After receiving the victim’s phone number, he messaged him through Instagram to tell him about the GrabPay 8th Anniversary Campaign.
  • The victim was asked to look out for a GrabPay code, which would reveal what he won.

  • After sending the GrabPay code (not a TAC code) to the scammer, the victim saw RM 425 being debited into his GrabPay account. Unbeknownst to him, that money was from his own bank account!
  • A few minutes later, the victim received a notification that the RM 425 was paid to UNIPIN (M) SDN. BHD.
  • The scammer messaged him again on Instagram, asking for a second code that was sent to the victim.
  • The victim then received another notification from GrabPay stating that another RM 425 was paid to UNIPIN (M) SDN. BHD.
  • After that, the scammer blocked the victim on Instagram. That was when the victim got suspicious.
  • When the victim checked his bank account, he discovered that he lost RM 896.30 to the scammer.
  • In total, the scammer made 5 withdrawals through GrabPay – four from his debit card, and one from his bank account.

Another person – Patrick Saw – also fell for the same GrabPay scam, losing RM 405.

 

GrabPay Scam Alert : GrabPay Flaws?

Muhammad Syahir highlighted what he felt were major flaws with GrabPay :

  1. GrabPay allows credit / debit card transactions without CVV verification or OTP from the bank.
  2. GrabPay will not notify you about any first-time login attempt of a different gadget in a different location.
  3. GrabPay does not require users to set-up a secured PIN for any big transactions – e.g. more than RM100.
  4. If your bank account is linked to your GrabPay e-wallet, there won’t be any SMS notification for bank transfers to your e-wallet.

According to his experience, the scammer only needed to use the Grab Activation Code to withdraw money from all bank accounts / debit cards linked to your GrabPay app.

 

GrabPay Scam Alert : How To Avoid It?

To avoid falling prey to such a scam, here is what you should do :

  • NEVER accept a friendship request from a new social media account, until you have verified with your friend (through a phone call or face-to-face) that he/she created that new account.
  • NEVER send any code you receive to anyone. Even if it is a friend, why does he/she need the code that was sent to YOU?
  • Businesses will never give away free money for anniversaries. Don’t fall for such an old trick!
  • NEVER link your debit card or bank account to an e-wallet. Only link a credit card, because they are insured and protected against fraud. If you get scammed, you can call the bank to ask for a refund.

 

GrabPay Scam Alert : Original Post + Police Report

Here was what Muhammad Syahir posted earlier, together with his police report :

SCAM ALERT VIA GRAB PAY!
It happened to me last night and I have lost almost RM1K in a few minutes via Grab Pay.

The incident happened when one of my close friends re-created a new Instagram account and requested to follow me. He messaged me and asked for my phone number via Instagram message. Without any doubt, I gave him my phone number, knowing that he probably has lost my phone number.

He posted a few photos to his newly-created Instagram account so it does not look like a phishing account.

After that, he sent another message to me about GrabPay 8th year special campaign. He was telling me that I will send a message with a code to your phone and please let me know the code and I will see what you have won.

Grab Activation Code was sent to my phone number. It was an activation code not TAC code. I gave the activation code to him without any doubt because I know that he is my friend. Also, I was thinking of this is just an activation code, it has nothing to do with my bank accounts.

The tricks started here. I saw RM425 was debited to my GrabPay account and I did not know that it was from my bank account which was linked to the GrabPay account. After a few minutes, I received a new notification from the GrabPay that RM425 was paid to UNIPIN (M) SDN BHD.

The scammer then messaged me again on Instagram. Another activation code was sent to your phone, please let me know the code. Then, I have received another notification from GrabPay that another RM425 was paid to UNIPIN (M) SDN BHD.

When I was about to reply him a message, he blocked me up. That was the time that I know something fishy has happened. When I checked my Maybank2u, I have lost a total amount of RM896.30 from my bank account. The scammer has cleared all the money in my bank account and left RM60 balance to my GrabPay.

The scammer did a total of 5 transactions as you can see from my GrabPay activity picture below. 4 transactions were made directly via debit card which is linked to my GrabPay account and 1 transaction was made via Maybank2u. The scammer even managed to access my Maybank2u account from the GrabPay account.

It happened to me in a blink of an eye where you were blinded by this scammer who cat fished your close friend to do this scam.

On top of that, let me highlight the flaws of the GrabPay app:

1) Grab allows credit/debit card transaction without the bank’s authorization OTP and also the CVV verification.
2) Grab does not notify the user via email for any first-time login attempts of different gadgets in different location.
3) Upon registering this app for the past few years, Grab did not put a clause for the users to mandatorily set up their secured pin for any big transactions that are more than RM100.
4) Your bank account that is linked to your GrabPay will not notify you via sms for any debit transaction from the bank to the GrabPay.

*The scammer just need the Grab Activation Code and he can take all the money from your linked bank accounts on the Grab app. Such a flaw app!

Please be aware of this scam and help me to share this news. I have also tag a person who has faced the same case last week. You may also check on his Facebook profile. Patrick Saw has lost RM405 from the scammer who has approached him the same way as mine.

 

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Exclusive Tour Of New Grab Regional Centre of Excellence!

Grab just launched their new Regional Centre off Excellence in Malaysia! With it came the rare opportunity to check out the new office space, so join us for our exclusive tour of the new Grab Regional Centre of Excellence!

 

The New Grab Regional Centre of Excellence

Officiated by YB Datuk Ignatius Darell Leiking, the Minister of International Trade and Industry, the 54,000 square feet Grab Regional Centre of Excellence will house their core business strategy and operational functions, including legal, customer experience, financial services as well as creative services.

This Grab Regional Centre of Excellence follows the launch of Grab’s 7th R&D Centre, which would jointly create at least 400 new high-value jobs. This would bring their total employee count to 1,000.

The Grab Regional Centre of Excellence Team

The legal team will provide advice on regulatory, policy and legal issues that impact the entire region; while the customer experience team will provide quality customer support for several countries.

The creative and design team will develop  creative assets for regional marketing campaigns and projects; and the financial services team will implement financial, procurement and risk management policies across all countries where Grab operate in the region.

The Grab R&D Team

The tech and engineering team in Malaysia’s R&D Centre will focus on building trust and safety solutions and capabilities that not only solve safety issues for citizens in Malaysia, but also across the whole of Southeast Asia.

 

Exclusive Tour Of The Grab Regional Centre of Excellence

The Grab Regional Centre of Excellence spans two floors, with a combined floor space of 54,000 square feet. Let’s check out what it looks like on the main floor.

 

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The Future Of Grab – An Everyday App For Consumers

Grab today unveiled The Future of Grab – their vision of a future of seamless mobility, on-demand food delivery, logistics, cashless payments and financial services – all within their mobile app. Here are the full details!

 

The Future Of Grab – An Everyday App For Consumers

After hitting their 1 billion ride milestone across Southeast Asia, they surveyed 500 of their customers. A majority responded that they wanted an everyday app that would complement their daily lives. Six months later, Grab is ready to share their vision of the future in this video :

Here is a summary of the services that will be forthcoming :

Transportation

Grab will focus on serving the first- and last-mile needs of a multi-modal transportation system in the future. Consumers will be able to mix and match different transportation option, based on their travel preferences and budget.

With better integration of public and private transportation options in one platform, consumers can ride and pay for multiple modes of transportation through the Grab app. For example, they will be able to take an on-demand shuttle bus to the MRT, and finally take a JustGrab taxi to their final destination – arranged and paid through the app.

Payments

GrabPay will see expanded use as a mobile wallet, with consumers enjoying the benefits of going cashless, while accumulating benefits through GrabRewards. GrabPay and GrabRewards will also become revenue drivers for micro-entrepreneurs and small businesses.

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Financial Services

Their fintech offerings will create new economic opportunities for unbanked and underbanked consumers, drivers and small businesses across Southeast Asia. Grab plans to add another 100 million micro-entrepreneurs by 2020.

Lifestyle

The future will see most of a consumer’s daily needs for on-demand transportation, food and delivery fulfilled by a single app.

 

The Future Of Grab Starts Soon

Consumers in Malaysia will soon be able to start seeing the Future of Grab materialise with GrabFood and GrabPay.

GrabFood is currently being beta-tested, and will be formally launched at the end of May 2018. It will allow consumers to order and pay for their food to be delivered to their doorsteps, while enjoying GrabRewards points for every order.

Grab will also expand the use of GrabPay beyond transportation and food, turning it into a mobile wallet for use with traditional, cash-based merchants in coming months.

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