Tag Archives: Fraud

Is Trump Using Oprah’s Money To Pay $355 Million Fine?!

Is Donald Trump going to use Oprah Winfrey’s money to pay the $355 million fine for fraudulently overvaluing his properties?!

Take a look at the viral claim, and find out what the FACTS really are!

 

Claim : Trump Will Use Oprah’s Money To Pay $355 Million Fine!

On 20 February 2024, Real Raw News posted an article (archive) claiming that Oprah Winfrey was just sentenced to death, for being an accessory to mass murder in the Maui inferno!

As usual, the article is long, rambling and confusing, so here is an excerpt. Please feel free to skip to the next section for the facts!

Deep State Won’t See a Dime of Trump’s Money

Recommended : Viral Donald Trump Arrest + Escape Photos Explained!

 

Truth : Trump Cannot Use Oprah’s Money To Pay $355 Million Fine!

The truth is – this is just another fake story created by Real Raw News, just to generate page views and money.

Fact #1 : Oprah Winfrey Was Not Arrested / Sentenced To Death

Let me just start by pointing out that Oprah Winfrey has not been arrested, or sentenced to death, for being an accessory to mass murder in the Maui inferno, or any other reason.

Oprah Winfrey is a mega celebrity, and one of the richest women in the world, with a net worth of $3.5 billion as of May 2023. If she was ever arrested, it would have been international news.

Yet, no legitimate media outlet, not even celebrity blogs, have reported that Oprah Winfrey was in any legal trouble, never mind arrested and/or sentenced to death!

We know this for sure because Oprah herself posted about her experience flying to NYC to take part in the photoshoot for the cover of the last issue of British Vogue, on 8 February 2024.

Could she have made it for the photoshoot, if she was supposedly arrested and jailed in Guantanamo Bay, before being courtmartialed, and sentenced to death???

Recommended : Was Oprah Winfrey Just Arrested + Jailed In Gitmo?!

Fact #2 : JAG Has No Powers Over Civilians

The claim that the US Navy JAG convicted Oprah Winfrey for being an accessory to mass murder in the 2023 Maui fire, and sentenced her to death, is absurd.

The Judge Advocate General’s Corps is the military justice branch of the American military. It has no powers or jurisdiction over civilians like Oprah Winfrey. The civilian justice system is separate from the military justice system. JAG officers can only prosecute US military service members.

Only in rare exceptions are JAG officers allowed to prosecute civilians. For example, if the civilian committed a crime on a military base, or while working in a foreign country and the local laws allow it. They can also prosecute civilians with special authority from the President, or Congress.

Fact #3 : JAG Cannot Confiscate Civilian Property

The claim that JAG can confiscate Oprah Winfrey’s assets is also laughable. As the military justice branch of the American military, JAG cannot confiscate civilian property.

Even if somehow permitted to do so under the Justice Department’s asset forfeiture program (2023 guidelines), it would require the minimum oversight of:

  • the Assistant U.S. Attorney (AUSA) or investigative agent in charge of the administrative
    forfeiture matter (and, if applicable, the AUSA in charge of the related criminal matter);
  • investigative agents; and
  • appropriate USMS representatives.

In short, even in the MAGA / QAnon fantasy world where Oprah Winfrey’s assets were somehow confiscated, it would be under the oversight of the US Justice Department.

Recommended : Did EU Legalise Child Porn As WEF Pedophilia Agenda?!

Fact #4 : Seized Assets Cannot Be Given To Trump

Even in the MAGA / Canon fantasy world where Oprah Winfrey was somehow sentenced to death, and had her assets seized, there is no reason why those assets should ever be given to Donald Trump!

The seized assets would belong to the US government, and can be used as it sees fit. And there is simply no reason why it should divert some of those seized asset to a private citizen, even if he is called Donald J. Trump.

The truth is there is no way Oprah Winfrey’s money is ever going to be used to pay Donald Trump’s massive fine for fraudulently overvaluing his properties!

Fact #5 : Donald Trump’s Assets May Be Seized!

Ironically, Donald Trump may have his own assets seized to pay for the massive $355 million fine, with another $100 million in pre-judgement interest!

On 21 February 2024, New York Attorney General Letitia James said that she is prepared to seize assets from Donald Trump if he is unable to find the cash to cover his civil fraud fine.

We are prepared to make sure that the judgment is paid to New Yorkers, and yes, I look at 40 Wall Street each and every day.

Fact #6 : Real Raw News Is A Fake News Website

Real Raw News is a fake news website that capitalises on making shocking but fake stories to generate page views and money.

To protect himself from legal repercussions, the owner and writer, Michael Baxter (real name – Michael Tuffin), claims that his articles are “humour, parody, and satire“.

That disclaimer, which is not clearly mentioned in his articles, lets him keep creating fake news to go viral, and generate money.

Recommended : Was Stephen Colbert Arrested For Fraud + Child Sex?!

A March 2018 screenshot of Michael Tuffin, who goes by the pseudonym Michael Baxter

His articles have been regularly debunked as fake news, so you should NEVER share anything from his website. Here are some of his fake stories that I debunked earlier:

Everything posted by Real Raw News should be regarded as FAKE NEWS, until proven otherwise.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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STR 2024 Scam Alert : Can You Get RM1,000 Per Month?!

Watch out for the STR (Sumbangan Tunai Rahmah) 2024 scam, and find out why you really cannot get RM1,000 per month!

 

STR 2024 Scam : Get RM1,000 Per Month For Free!

Many people are getting messages about getting RM1,000 in free cash through the STR (Sumbangan Tunai Rahmah) scheme on WhatsApp and Telegram, from their family members and friends:

TERKINI: Permohonan untuk bantuan MySTR 2024 RM1000 sebulan
.
📒 Borang Permohonan (Online dan Manual)
📒 Kemaskini Maklumat kerajaan
.
Memohon secara online👇👇
https://xxxx-xxxx-xx-xxx-tunai2024.com/39/kerajaan

Recommended : Bantuan Rakyat Malaysia Scam Alert!

 

STR 2024 Scam : Don’t Fall For The RM1,000 Offer!

This is yet another scam circulating on WhatsApp and Telegram, and here are reasons why…

Fact #1 : STR 2024 Is Only Given Quarterly

First, let me just point out that the 2024 STR (Sumbangan Tunai Rahmah) program is genuine. However, it is restricted to the hardcore poor, and is paid out quarterly.

STR 2024 Application Period Payment Date
Phase 1 1 to 30 Nov 2023 29 January 2024
Phase 2 1 Dec 2023 to 29 Feb 2024 April 2024
Phase 3 1 March to 30 June 2024 August 2024
Phase 4 1 July to 30 Sept. 2024 November 2024

In short – you won’t get the money on a monthly basis, as the scam websites are claiming.

Fact #2 : STR 2024 Scam Targets Your Data + Telegram Account

The real STR (Sumbangan Tunai Rahmah) website will only ask you for your MyKad or user ID to check your STR 2024 status.

The scam websites, on the other hand, will ask you to submit your full name, and your mobile number.

They will send an OTP to your Telegram account, and ask you to key in the OTP to their website. This will allow them to hijack and take over your Telegram account.

To protect your Telegram account from such hijacking, please make sure you turn on Two-Step Verification!

Even if you don’t have a Telegram account, the scammers now have access to your full name and mobile number, which they can use in future scam attacks.

Recommended : PDRM Warning : Watch Out For MyBayar Scam!

Fact #3 : List Of Successful Applicants Is Fake

To convince you that their offer is genuine, the scam websites often show a scrolling list of successful applicants – each one receiving RM1,000. That’s a fake list.

If you check the source code, you can see that the scammer merely created a manual list of fake names. Here is a small segment with the fake details highlighted in bold, to show you what I mean:

<!— record berjaya box —>
<div class=”_record-box”>
<div id=”list” class=”list-box”>
<div class=”list” style=”margin-top: -3.1345px;”>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Kaamil bin Haarith</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>
<div class=”item”>
<div class=”record_logo”>
<img src=”assets/masterweb/avatar.png” alt=””>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Fat’hi bin Jaasir</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>
<div class=”item”>
<div class=”record_logo”>
<img src=”assets/masterweb/avatar.png” alt=””>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Ibrahim bin Khaalid</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>

Fact #4 : STR 2024 Does Not Give RM1,000 Per Month

To help the hardcore poor handle the high inflation in 2024, the Malaysia Ministry of Finance announced an increase in the amount of STR cash aid.

However, even with the increased STR 2024 cash aid, you won’t receive RM1,000 per month. That’s just insane. Here is what the government is giving for STR 2024, in quarterly payments:

Qualifying
Categories
STR 2024 Cash Aid
Household Income
≤ RM2,500
No Children : RM1,000
1-2 Children : RM1,500
3-4 Children : RM2,000
≥5 Children : RM2,500
Household Income
RM2,500 – RM5,000
No Children : RM500
1-2 Children : RM750
3-4 Children : RM1,000
≥5 Children : RM1,250
Senior (Single)
≤ RM5,000
RM600
Single
≤ RM2,500
RM350

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Was Stephen Colbert Arrested For Fraud + Child Sex?!

Was Stephen Colbert just arrested for taking part in the Plandemic fraud, as well as molesting little boys and girls?!

Take a look at the viral claim, and find out what the FACTS really are!

 

Claim : Stephen Colbert Was Arrested For Fraud + Child Sex!

On 28 and 29 November 2023, Real Raw News posted two articles claiming that Stephen Colbert was just arrested for taking part in the Plandemic fraud, as well as molesting little boys and girls!

As usual, the articles were long, rambling and confusing, so here are some excerpts. Please feel free to skip to the next section for the facts!

JAG Arrests Stephen Colbert

JAG Grills Pedophile Stephen Colbert

Recommended : Is Italian Health Minister under investigation for vaccine murder?!

 

Truth : Stephen Colbert Was Not Arrested At All!

The truth is – this is just another FAKE STORY created by Real Raw News, just to generate page views and money.

Everything posted by Real Raw News must be regarded as FAKE NEWS, until proven otherwise.

Fact #1 : Real Raw News Is A Fake News Website

Real Raw News is a FAKE NEWS website that capitalises on creating shocking but fake stories to generate page views and money.

To protect himself from legal repercussions, the owner and writer, Michael Baxter (real name – Michael Tuffin), claims that his articles are “humour, parody, and satire“.

This disclaimer, which is not clearly mentioned in his articles, lets him keep creating fake news to go viral, and generate money.

His articles have been regularly debunked as fake news, so you should NEVER share anything from his website. Here are some of his fake stories that I debunked earlier:

Read more : Moderna CEO Stéphane Bancel Arrested For Vaccine Fraud?

A March 2018 screenshot of Michael Tuffin, who goes by the pseudonym Michael Baxter

Fact #2 : Stephen Colbert Is Recovering From Surgery

It is impossible for Stephen Colbert to be arrested on Monday, 27 November 2023, outside of his home because he was recovering from emergency surgery for a ruptured appendix.

He could not have been arrested while preparing to go for a run in a blue jogging suit, while wearing $60,000 Bulgari Flora sunglasses.

He would end up cancelling two weeks of “The Late Show with Stephen Colbert” as he continues to recover from his surgery.

Fact #3 : Stephen Colbert Is Still Active On Social Media

Stephen Colbert actually posted on Instagram about his surgery for a ruptured appendix on Tuesday, 28 November 2023:

Sorry to say that I have to cancel our shows this week. I’m sure you’re thinking, “Turkey overdose, Steve? Gravy boat capsize?” Actually, I’m recovering from surgery for a ruptured appendix. I’m grateful to my doctors for their care and to Evie and the kids for putting up with me. Going forward, all emails to my appendix will be handled by my pancreas.

This occurred one day after Michael Baxter / Tuffin claimed that JAG investigators arrested Stephen Colbert while he was preparing to go for a jog…

Recommended : Did Australia Approve Mandatory Bill Gates mRNA Vaccine?!

Fact #4 : JAG Has No Powers Over Civilians

The claim that JAG investigators arrested Stephen Colbert is absurd. The Judge Advocate General’s Corps is the military justice branch of the American military. It has no powers or jurisdiction over civilians like Stephen Colbert.

The civilian justice system is separate from the military justice system. JAG officers can only prosecute US military service members.

Only in rare exceptions are JAG officers allowed to prosecute civilians. For example, if the civilian committed a crime on a military base, or while working in a foreign country and the local laws allow it. They can also prosecute civilians with special authority from the President, or Congress.

Fact #5 : JAG Officers Cannot Arrest Anyone

JAG officers are not law enforcement officers. They are really military lawyers, and have no powers to arrest anyone – not even military personnel.

They can investigate crimes, defend or prosecute service members accused of those crimes. But JAG officers cannot actually arrest anyone.

Everything posted by Real Raw News should be regarded as FAKE NEWS.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Free TNG RFID Bar Code Scam Fact Check!

Will your phone get hacked if you scan the TNG RFID bar code?! Take a look at the viral claim, and find out what the facts really are!

Updated @ 2023-11-17 : Added new version, and more details.
Originally posted @ 2023-05-10

 

Claim : Scanning TNG RFID Bar Code Can Hack Your Phone!

This warning about an RFID bar code scam has gone viral on WhatsApp, and social media, claiming that scammers are sending people free TNG RFID stickers, and asking them to scan the bar code.

Allegedly, scanning the TNG RFID bar code will cause your phone to be hacked by these scammers!

They send the RFID to you. When you scan the bar code they hack your hp
It’s a scam

他们将 RFID 发送给您。 当您扫描条形码时,他们会入侵您
这是一个骗局

Mereka menghantar RFID kepada anda. Apabila anda mengimbas kod bar mereka menggodam anda
Ia satu penipuan ☠️👻💩😱😰

If you get this free RFID card via courier, please throw away. Another scam.

Recommended : Bank Letter QR Code Scam : What You Need To Know!

 

Truth : Scanning TNG RFID Bar Code Will NOT Hack Your Phone!

This is yet another example of FAKE NEWS circulating on WhatsApp and social media, and here are the reasons why…

Fact #1 : TNG RFID Bar Code Cannot Hack Your Phone

First of all – let me just say that the TNG RFID bar code cannot hack your phone. In fact, no one can hack your phone just because you scan an RFID bar code.

The bar code is nothing more than a series of numbers, which you can readily see printed under the bar code. These numbers cannot possibly hack your phone / smartphone.

Fact #2 : TNG Bar Code Is Used To Register RFID Sticker

The bar code visible in the clear window of the TNG RFID self-fitment kit is merely the serial number for the RFID sticker (also known as an RFID tag).

This serial number is used to register the RFID sticker, by scanning scan the bar code using the TNG eWallet mobile app. All it does is link the RFID sticker to your TNG eWallet account, so that all toll charges are automatically deducted from that account.

Fact #3 : TNG RFID Swapping Can Be Easily Detected

One of our readers suggested that the scammer might have swapped out the bar code, to trick you into registering a different TNG RFID sticker owned by the scammer.

This would allow the scammer to use his/her TNG RFID sticker to go through highway tolls for free, while you would be charged for his/her travels.

While that is plausible, it would be quickly detected by the victim who would not be able to use the RFID sticker to get through the toll. The victim would also be able to detect the illegal charges to his/her TNG eWallet account.

Read more : TNG RFID Self-Fitment Guide : How To Do It Yourself

Fact #4 : TNG RFID Is Unique To Each Chip

One of our readers suggested that the scammer may be trying to trick people into scanning the barcode of a duplicated RFID sticker. The scammer can then use the duplicate RFID sticker to go through tolls, which would be charged to the victims’ TNG eWallet accounts.

Now, Touch ‘n Go has not revealed much about how it is protecting its RFID stickers, only saying that each TNG RFID sticker has an embedded radio-frequency chip that makes every sticker “unique to each customer”.

But that suggests that the RFID stickers are not only encrypted, the chip has a private key that prevents duplication, which makes a lot of sense. Without such encryption and private key, anyone can literally just read the number off any RFID sticker in a parking lot, and duplicate it in a programmable RFID sticker.

Unless the scammer has somehow stolen the private keys, and can perfectly duplicate the RFID stickers, this seems like an improbable scam. More so when the scammers would be limited to using the tolls for free. Hardly worth the effort, if you ask me.

Fact #5 : There Are Easier + Cheaper Ways To Hack Your Phone

Truth be told – there are far easier and cheaper ways to hack your phone, than send you a free RFID sticker and ask you to scan the bar code.

These scammers will have to put in considerable expense and technical expertise into hacking the TNG eWallet app, and inserting their malware that the fake RFID number would trigger.

But why bother? If they can hack the TNG eWallet, they don’t even need to send you any fake RFID bar code to scan!

Making fake RFID stickers (tags) that look like genuine TNG RFID self-fitment kits costs money. Sending these fake kits also put them at risk, because deliveries can be traced.

There are many other ways to compromise your smartphone. There is simply no reason why scammers to waste time and money on such a convoluted scheme.

Recommended : WhatsApp Block Button Scam : What You Need To Know!

Fact #6 : Packages Do Get Delivered Wrongly

The most plausible explanation for receiving a free TNG RFID sticker out of the blue is that it was wrongly delivered to you. If you receive one, check the name and address on the package. It may not be meant for you. In that case, contact the delivery company and have them resend it to the right person.

I have also personally experienced receiving packages that I did not order, some of which appear to be sent due to a database error of some sort – my name and phone number are on the package, but the address was wrong or non-existent.

Out of an abundance of caution, just don’t install any RFID sticker that you did not order. Or you can call up TNG to verify that the RFID sticker is legitimate.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Can You Get Free Cash Via MyKasih App?!

Is the MyKasih Foundation giving out RM1000 or RM1200 cash aid via its mobile app?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Get Free Cash Via MyKasih App!

Many people are getting messages about getting free cash through the MyKasih Foundation on WhatsApp and Telegram, from their family members and friends:

Terkini: Bantuan Percuma RM1000 Ke Dalam MyKad : Rujuk Cara Semakan & Syarat Kelayakan

Latest: Free RM1000 Assistance Into MyKad : How To Check & Eligibility Conditions

Jom claim RM1200

MyKasih Foundation : Cek MyKad Boleh Dapat Wang RM1000 Secara Percuma

MyKasih Foundation : Check MyKad To Get Free RM1000

Bantuan Tambahan STR 2023 MySARA RM800: Semakan Status & Tarikh Bayaran

Additional STR 2023 MySARA Assistance RM800: Check Status & Payment Date

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

Truth : MyKasih Free Cash App Is A Scam!

This is yet another example of SCAMS circulating on WhatsApp and Telegram, and here are reasons why…

Fact #1 : MyKasih Free Cash Initiative Is A Scam!

First, let me just point out that these messages on WhatsApp and Telegram, as well as the websites promoting the MyKasih free cash initiative is a scam!

The Malaysian government have already labelled these free cash offers as FAKE NEWS on Facebook and Twitter. Here is a non-exhaustive list of links that have been identified as scam links:

my.mykasihh.online

l.my-kasihapp.com

apps-mykasih.co/twe

There’s no need to memorise these links. These scammers will keep changing them.

Just know that the official MyKasih website is www.mykasih.com.my. Do NOT go to any other website when it comes to the MyKasih Foundation website.

Fact #2 : Those Accounts Were Hijacked

Those viral messages are actually coming from WhatsApp and Telegram accounts that have been hijacked by scammers. That’s why they are so convincing.

Those are really the actual WhatsApp and Telegram accounts of your family members or friends. But they have been taken over by scammers using tricks like the screenshot hack.

Take this opportunity to tighten the security of your own Telegram and WhatsApp accounts, by turning on two-step verification!

Recommended : Can StopNCII Remove All Nude / Deep Fake Photos?!

Fact #3 : SARA Cash Aid Is Only RM600

As part of its initiative to help the hardcore poor handle the high inflation this year, the Malaysia Ministry of Finance announced SARA (Sumbangan Asas Rahmah).

However, the SARA cash aid is only RM600, and limited to the hardcore poor. There is no way for anyone to get RM800, RM1000 or RM1,200 in SARA cash aid from the government.

RM100 x 6 months is credited directly into the MyKad of eligible hardcore poor, allowing them to purchase a limited list of essential goods from grocery stores and supermarkets across Malaysia, from July to December 2023.

In Sabah and Sarawak, the RM600 is credited directly into the bank account, or provided as cash through Bank Simpanan Nasional branches.

Fact #4 : SARA Recipients Are Automatically Selected

There is no need to apply for SARA cash aid. For one thing – it only applies to the hardcore poor. If you are reading this on a computer or a smartphone, you very likely do not qualify as “hardcore poor”.

SARA recipients are automatically determined using the existing eKasih Hardcore Poor data, and includes those who had earlier qualified for the STR 2023 cash aid.

Fact #5 : Real Website Asks Only For Your MyKad

Qualification for the SARA cash aid of RM600 is based entirely on your MyKad number.

On the official Sumbangan Asas Rahmah (SARA) website, you can check for your eligibility using your MyKad number only.

The fake websites look just like the real SARA website, but instead of asking for your MyKad number, they will ask you for your mobile number and ask you to submit a TAC number.

Needless to say – these are scam websites. You should NEVER submit your phone number or any TAC codes.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | CybersecurityTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Sam Bankman-Fried Convicted : Guilty Of FTX Fraud!

Sam Bankman-Fried (SBF) has been found guilty and convicted on all counts of defrauding customers of his crypto-exchange, FTX!

 

Sam Bankman-Fried Convicted : Guilty Of FTX Fraud!

Sam Bankman-Fried, who is also known simply as SBF, has been found guilty on all counts of defrauding the customers of his crypto-exchange, FTX, on Thursday, 2 November 2023.

The former crypto billionaire stood and faced the jury that delivered its verdict after just four hours of deliberations. He was found guilt on all seven counts of wire fraud and conspiracy to launder money, and now faces decades in prison at a separate sentencing hearing set for 28 March 2024.

The jury verdict brought an end to nearly a month of court proceedings, which saw his closest friends and partners turn witness against the former crypto king, and one of cryptocurrency’s most public faces.

Sam Bankman-Fried perpetrated one of the biggest financial frauds in American history – a multibillion-dollar scheme designed to make him the King of Crypto. This case has always been about lying, cheating, and stealing, and we have no patience for it.

– Manhattan US Attorney Damian Williams

SBF maintained his innocence right to the end, maintaining that while he made mistakes, he acted in good faith. After his conviction, his lawyer issued this statement:

We respect the jury’s decision. But we are very disappointed with the result. Mr Bankman-Fried maintains his innocence and will continue to vigorously fight the charges against him

– Sam Bankman-Fried’s lawyer, Mark Cohen

It is currently unknown if SBF plans to appeal the verdict. In any case, this won’t be the last we see of him, as Bankman-Fried is also set to go on trial on a second set of charges brought by prosecutors earlier this year, for alleged foreign bribery and bank fraud conspiracies.

Recommended : SBF Allegedly Hid $8 Billion In Korean Friend Account!

 

Sam Bankman-Fried Conviction : Warning To Other Fraudsters

After the jury convicted SBF, Manhattan US Attorney Damian Williams warned other fraudsters to take note of his fate.

When I became US attorney, I promised we would be relentless in rooting out corruption in our financial markets. This is what relentless looks like. This case moved at lightning speed – that was not a coincidence, that was a choice.

This case is also a warning to every fraudster who thinks they’re untouchable, that their crimes are too complex for us to catch, that they are too powerful to prosecute, or that they are clever enough to talk their way out of it if caught.

Those folks should think again and cut it out. And if they don’t, I promise we’ll have enough handcuffs for all of them.

Recommended : SEC Charges Reveal Fraud Committed By SBF In FTX!

 

Sam Bankman-Fried Conviction : All But Guaranteed

Sam Bankman-Fried’s conviction was all but guaranteed after three of his former close friends and colleagues, including former on-off girlfriend, Caroline Ellison, pleaded guilty and agreed to testify against him in hopes of reducing their own sentences. They are to be sentenced at a later date.

They helped convict SBF by presenting evidence that the crypto-trading firm Alameda Research received deposits on behalf of FTX customers from the early days of the exchange, when traditional banks were unwilling to let it open an account.

Bankman-Fried was accused of swindling FTX customers out of some $10bn. Prosecutors said that his fraud extended from 2019 to November 2022, when FTX collapsed under the weight of a liquidity crisis, caused by the lending of customer funds to Alameda Research, without FTX customer’s knowledge or approval.

Instead of safeguarding FTX customer funds, SBF used the money to repay Alameda lenders, buy property and make investments, as well as political donations. When FTX went bankrupt in November 2022, Alameda owed it US$8 billion.

He took the money. He knew it was wrong. He did it anyway, because he thought he was smarter and better and that he could figure his way out of it.

– Assistant US Attorney Nicolas Roos

Recommended : Caroline Ellison, Gary Wang Plead Guilty To FTX Fraud!

Before FTX’s collapse of his companies, Sam Bankman-Fried was known for appearing frequently in Washington and in the media to promote cryptocurrency. Despite a market downturn, the rapid growth of FTX earned him the moniker – king of crypto, which now appears to be a mirage.

Caroline Ellison testified that Sam Bankman-Fried directed her to shuttle customer funds into Alameda after the spring 2022 crypto downturn. Alameda was saddled with billions of dollars in open-term loans, and lenders started demanding their money back that summer. Alameda couldn’t repay the loans, and Bankman-Fried blamed Ellison for not hedging the fund’s money earlier that year.

Wang similarly implicated his former friend, naming “Sam Bankman-Fried, Nishad Singh and Caroline Ellison”, when the prosecution asked, “Who are the main people you committed these crimes with?”

Wang also told jurors that Sam Bankman-Fried wasn’t shocked by FTX’s massive debt. After telling him about the debt, SBF said “that sounds correct” with “a neutral demeanor”.

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He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Is It Dangerous To Exit WhatsApp Exit Scam Groups?!

Is it dangerous to exit WhatsApp scam groups? Or quitting such scam groups on WhatsApp cause your phone to be hacked?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : It Is Dangerous To Exit WhatsApp Scam Groups!

People are sharing this warning about quitting WhatsApp scam groups using the Exit Group link option! Take a look!

Here’s another Scam chat group. DO NOT CLICK ON ITS EXIT GROUP BUTTON to exit, instead go to your top right 3dots and click on exit group or report.

Clicking on the group’s exit button might have dire consequences..

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

Truth : It’s Not Dangerous To Exit WhatsApp Scam Groups!

This viral warning was likely created by well-meaning but clueless Internet “experts” who are apparently not tech-savvy enough to understand what’s going on.

Fact #1 : No Evidence Of WhatsApp Exit Group Hacking

First, let me just point out that there is no evidence that anyone was ever hacked after using the Exit Group link to get out of any WhatsApp group, whether they are scam groups or otherwise.

Even if an enterprising hacker / scammer was able to create a message with a fake Exit Group button that downloads an APK (Android Package Kit) file, it won’t automatically install that file. You will need to manually install the APK file from the Downloads folder.

Those who know how to do that would be tech-savvy enough to avoid installing APK files from unknown sources. Those who don’t know how to do that would not be able to install the downloaded APK file.

Fact #2 : WhatsApp Exit Group Option Is Genuine

The truth is – the Exit Group link that you may see in new messages from strangers is not a scam or a trick. It also does not download or install any APK file.

The Exit Group link is actually a safety feature in WhatsApp, that appears if you have been added to a WhatsApp group by someone who is not in your contact list – like a scammer, for example.

Once you open the new group you have been added to, WhatsApp warns you that you were added by someone who isn’t a contact. You are then given the option to exit the group, or click OK to continue.

There is really nothing malicious about this Exit group link in WhatsApp. Clicking on it to exit any WhatsApp group won’t harm you in any way, or cause your phone to be hacked.

Recommended : Can Israel Seismic Wave Card Hack Your Phone?!

Fact #3 : Older Exit Group Methods Still Work

The WhatsApp Exit group link offers an easy way to quickly remove yourself from a group you don’t want to be in. However, the older exit group methods still work, in case you prefer to use them:

Exit Group Only

  1. Go into the group chat you wish to leave.
  2. Tap on the kebab menu / vertical ellipsis (⋮) icon on the upper right corner.
  3. Select MoreExit group.

An even better option is to actually report the scam group, while quitting it and removing the chat at the same time.

Report + Exit Group Only

  1. Go into the group chat you wish to leave.
  2. Tap on the kebab menu / vertical ellipsis (⋮) icon on the upper right corner.
  3. Select More > Report
  4. Make sure the Exit group and delete chat option is checked.
  5. Tap Report to report and quit from the group, and delete the chat.

Fact #4 : WhatsApp + Telegram Scam Groups Are Real

Before I leave, I just want to remind all of you that there are many scam groups on WhatsApp and Telegram.

If you are added to any of these scam groups, just exit them without a thought. Do not read anything posted in these scam groups, lest you fall for the scam!

That’s why scammers often try to convince you to check out the group first, and “don’t rush to leave the group”:

Hello everyone! Please don’t rush to leave the group, thank you all for taking the time to read this message!

Ignore whatever they post in those scam groups. Hit the Exit group link, or better still – REPORT the group to WhatsApp / Telegram!

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Bank Letter QR Code Scam : What You Need To Know!

Are scammers sending bank letters with a QR code that can steal your money?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Bank Letter With QR Code Is A Scam!

People are sharing a photo of a letter from a bank, claiming that the QR code in the letter can steal your money if you scan it with your phone!

Circulating In WhatsApp : If you get a letter from the bank like this and ask to update the book using the QR CODE provided in the letter that was sent, don’t ever scan it, you will lose all your daily savings or old age savings, this is another scammer’s work and method take your money, please spread it to everyone so that siblings, relatives, neighbors & family members are not affected by this kind of scam…

Peng Seong, the one : ⛔️ Another Scam ‼️

Do NOT scan the QR code per the letter even with bank’s letterhead without verifying with the bank

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

Truth : Bank Letter With QR Code Is Not A Scam!

This is likely another example of FAKE NEWS circulating on WhatsApp and social media platforms, and here are reasons why…

Fact #1 : This Is Old Fake News

First, let me just point out that this photo is not new. It first went viral, with a voice message in August 2022, and has subsequently gone viral on and off over the last year or so.

Fact #2 : CIMB Letter Was Genuine

The letter, which was sent by CIMB, is genuine. CIMB even posted a reply to one viral tweet, that the letter was genuine:

FYI, this [letter] is genuinely from our bank. You can refer to the link below for more information: [link no longer available]

[U]ntuk makluman, ia adalah sah dari pihak kami. Anda boleh rujuk pautan di bawah bagi maklumat lanjut: [link no longer available]

Fact #3 : CIMB Letter Was Only Sent To Business Customers

The letter was not meant for consumers, and was only sent to CIMB business customers, to request that they update their company/organisation’s information.

Re: Update on your records to improve your banking experience

We refer to the above mattes and our letter dated 27/06/2022.

We note that you have vet to update your company/organisations information with us.

As part of the Bank’s ongoing process to know our customers better and provide a seamless banking experience, we would like to remind you to return the completed Customer Information Update form to us

This letter appears to be CIMB’s efforts to comply with KYC (Know Your Customer) requirements set out by regulators like Bank Negara Malaysia (BNM).

Recommended : Can StopNCII Remove All Nude / Deep Fake Photos?!

Fact #4 : QR Code Leads To CIMB Website

QR codes is a type of barcode, which allows people and companies to share / deliver information, that can include links. QR codes can lead you to malicious websites, but they cannot deliver malware, or hack your computer or smartphone.

The QR code in the CIMB bank letter isn’t malicious. It actually codes for a link to the CIMB website. You can verify it by simply scanning the QR code in that “CIMB scam letter”. You will see that it only leads to http://www.cimb.com.my/bizupdate [which no longer exists]

Ultimately, this viral warning was likely created by well-meaning but clueless Internet “experts” who are apparently not tech-savvy enough to even verify the QR code by simply scanning it!

Fact #5 : Form Was To Be Emailed / Delivered

The CIMB letter asked its business customers to download and fill in a form. However, that form was not to be submitted online.

Rather, the letter specifically asked its business customers to email the completed form to a legitimate CIMB email address, or to physically mail or courier it to the bank itself.

Scan the QR Code below to download the form. Once you have completed the form, please submit by email to cimb_updates@cimb.com or mail/courier to the address below within 21 days from the date of this letter, failing which, the Bank reserves the right to suspend or close the account in accordance with the account terms and conditions.

In a real scam, you will be asked to taken to a fake CIMB bank website, and asked to logged into your bank account. That’s how the scammer gets hold of your bank login credentials.

However, even that scam won’t work without access to your TAC (Transaction Authorisation Code), which is sent to your phone by SMS, or authenticated through the bank’s mobile app.

For certain, scammers cannot log into your bank account by simply gaining your company’s information through a form, unless you actually include your company’s bank account login details!

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Can Scammers Hack Your Phone If You Call Back?!

Can scammers hack your phone if you answer their calls, or call back?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Scammers Can Hack Your Phone If You Call Back!

People are sharing this advice about scammers hacking your phone if you answer their calls, or call back!

Very Very Urgent …

Please pass this message to your family and friends NOW.

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

Truth : Scammers Cannot Hack Your Phone If You Call Back!

This is yet another example of FAKE NEWS circulating on WhatsApp and social media platforms, and here are reasons why…

Fact #1 : This Is Old Fake News

First, let me just point out that this fake message isn’t even new. It has been circulating on WhatsApp and social media platforms since April 2020, if not earlier.

Fact #2 : This Hoax Is Based On One Ring / Wangiri Scam

This hoax appears to be based on the 2019 FCC warning about the “One Ring” or “Wangiri” scam, where scammers use robocall devices to give victims a miss call, in hopes that they would call back and get charged for Pay-Per-Call services.

The Federal Communications Commission is alerting consumers to reported waves of “One Ring” or “Wangiri” scam robocalls targeting specific area codes in bursts, often calling multiple times in the middle of the night. These calls are likely trying to prompt consumers to call the number back, often resulting in per minute toll charges similar to a 900 number. Consumers should not call these numbers back.

Recent reports indicate these calls are using the “222” country code of the West African nation of Mauritania. News reports have indicated widespread overnight calling in New York State and Arizona.

Generally, the One Ring scam takes place when a robocaller calls a number and hangs up after a ring or two. They may call repeatedly, hoping the consumer calls back and runs up a toll that is largely paid to the scammer.

Consumer Tips: · Do not call back numbers you do not recognize, especially those appearing to originate overseas. · File a complaint with the FCC if you received these calls: www.fcc.gov/complaints · If you never make international calls, consider talking to your phone company about blocking outbound international calls to prevent accidental toll calls. · Check your phone bill for charges you don’t recognize.

This scam, however, does not involve hacking any phone. It only requires you to call back the number, which is a Pay-Per-Call service.

Once you call back, you will get charged a premium rate, as the scammers try to keep you on the line for as long as possible.

Recommended : Can Israel Seismic Wave Card Hack Your Phone?!

Fact #3 : Scammers Cannot Hack Phone Through Calls

It is simply not possible to hack your phone through a voice call, even if you’re using VOIP (Voice Over Internet Protocol), or apps like WhatsApp or Telegram.

What is possible though is voice phishing, also known as vishing. This is a form of social engineering, where scammers pose as a bank or police officer (or someone with authority) to obtain your bank account information, or trick you into transferring money into their bank accounts.

Fact #4 : 90# Telephone Scam Only Works With PBX / PABX

The #90 or 90# scam is a very old phone scam that only works on business landline phones that use a PBX (Private Branch Exchange) or PABX (Private Automatic Branch Exchange) system. Here is the official US FCC warning about this scam.

In this very old scam, the scammer pretends to be a telco employee looking into a technical problem with your phone lines, and asks you to help him by either mailing 90# or transferring the call to an outside line. If you do that, you will enable the scammer to place premium-rate calls that will billed to your phone number.

To be clear – these codes do NOT work on mobile phones or smartphones, because they do not run on PBX or PABX systems.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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PayNow PDF Malware Scam : What You Need To Know!

Is there a new malware scam involving a PayNow PDF?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : WhatsApp Block Button Is A Scam!

People are sharing this warning about a new malware scam involving a PayNow PDF. Take a look!

I just received below the latest and new scams Modus Operandi from my Uncle. Forward to warn and share.
======================

The scammers have changed their modus operandi. They don’t ask you to download the app.
My neighbour told me yesterday that her sister (a cancer patient) wanted a part-time helper to clean her house. Hence, she went to Facebook. I called the number and made the request. The advertiser asked whether she had a Paynow, and she said that she had. He directed her to make the partial payment, and he will send the invoice to confirm. (Note: He did not ask her to download an app, as people are getting alerts). When she received the invoice in the PDF format, she did not suspect any foul play and clicked it. The invoice showed the amount paid and the balance to be paid. After that, she went to sleep. The next morning, her phone could not be switched on.
She used her laptop to check her DBS bank account. Her $20K was gone, and her two fixed deposits of $25K, which had not reached the maturity date, were also gone—the total loss was $ 70K.
When she went to the bank and asked why her fixed deposit was also gone, the receptionist told her that digital banking allows you to transfer the amount back to your account to facilitate withdrawals without going to the bank.
Police told her the malware was embedded in the PDF document.
So folks, beware that the scammers are always changing their modus operandi to con your money $$$! 😡😡😡

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

No Evidence There Is Any PayNow PDF Scam!

This is likely another example of FAKE NEWS circulating on WhatsApp and social media platforms, and here are reasons why…

Fact #1 : No Evidence Of PayNow PDF Scam

First, let me just point out that there is no evidence that anyone was ever scammed by a PayNow PDF invoice.

There has been no actual news report of such a case, never mind multiple cases involving malicious PayNow PDF documents.

Frankly, I don’t know of any PDF malware that can shut down a phone, and transfer money from a bank account, including liquidating fixed deposits!

Fact #2 : PDF Malware Generally Target Computers

PDF documents can contain malware, but malicious PDFs generally target Windows computers. In fact, many aren’t actual PDF documents, but are instead executable files masquerading as PDF files – invoice.pdf.exe, for example.

Malicious PDF documents or executables targeted at Windows computers won’t work on smartphones. The malicious PDF must not only be specifically designed to target smartphones, it must target the right operating system – iOS or Android. A malicious PDF targeting Android won’t work on an Apple iPhone, for instance.

On top of that, many PDF malware actually exploit vulnerabilities in a specific PDF reader – most commonly, the industry-standard Adobe Acrobat Reader. Most smartphones do not have Adobe Acrobat Reader installed, and instead rely on a variety of PDF readers like Samsung Note, OneDrive, Google Drive, Kindle, etc.

Embedded PDF malware that target vulnerabilities in the Adobe Acrobat Reader won’t work with other PDF readers. That’s probably why it’s rare to see PDF malware that target smartphones.

Recommended : Can StopNCII Remove All Nude / Deep Fake Photos?!

Fact #3 : PayNow Scams So Far Involve Phishing

Singapore reported 477 cases of PayNow scams in 2021, with 133 more cases in 2022. However, they were not due to PDF malware. Rather, their victims were deceived into giving scammers their digital banking credentials.

In other words, PayNow scams have so far involved phishing attacks, in which victims are tricked into logging into fake websites, or giving up their Internet banking login details by phone.

In one of these scams, victims received phone calls from people pretending to be bank employees. The callers would ask for the victims’ personal details, such as their Internet banking usernames and passwords, under the pretext that the bank needed them to verify transactions in their accounts.

Fact #4 : Singapore Police Warned About Android Malware

It seems likely that the viral warning is based on a misunderstanding of a Singapore Police Force warning about Android malware withdrawing money through PayNow.

Issued on 17 June 2023, the Singaporean police warned that scammers were tricking victims into installing an Android Package Kit (APK) file through WhatsApp and Facebook Messenger. Once installed, the malware allows the scammers to remotely access the victims’ devices, and steal their passwords.

The victims are then directed to fake websites that mimic banks like DBS to key in their banking credentials. The login information obtained through this phishing attack then allows the scammers to withdraw their victims’ money through PayNow.

To be clear – this PayNow scam does NOT involve any PDF. It requires the victim to install an APK file – to gain access of your 2FA (Two-Factor Authentication) device, and provide bank login information through a fake (phishing) website.

This allows the scammers to log into your bank account using the login info you provided, and authenticate all transfers using your mobile phone.

Recommended : Nurse Lost RM380K After Pressing Instagram ‘Like’ Button?!

Fact #5 : Here Are Some Common Cybersecurity Tips

Here are some simple cybersecurity tips to help you avoid getting scammed online:

  • Never install APK files (for Android) from unknown or untrustworthy sources.
  • Never sideload IPA files (for Apple iOS) from unknown or untrustworthy sources.
  • Always check the entire filename, including its file extension:
    – PDF documents should end with .pdf, and not .pdf.apk or .pdf.ipa or .pdf.exe.
    – Word documents should end with .doc or .docx, and not .doc.apk or .doc.ipa or .doc.exe.
  • Never click on any link to go to any bank website. Always type in the link yourself into a web browser, or better still – use the official app issued by the bank.
  • Never give your bank login details to any person, even if they claim to be a police officer, a bank officer, or even a cybersecurity expert!
  • Never give your 2FA authentication code / TAC or OTP number to any person, even if they claim to be a police officer, a bank officer, or even a cybersecurity expert!

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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WhatsApp Block Button Scam : What You Need To Know!

Will clicking on the WhatsApp block button install a malicious app that will hack your phone?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : WhatsApp Block Button Is A Scam!

People are sharing this advice on a new WhatsApp scam involving the Block button in messages. Take a look!

New Type of Scam in Whatsapp.

Don’t press the “Block” button within the message because when you press on it then, you are effectively downloading this Malicious App. Instead go to WhatsApp setting (3 dots on the right hand top) and block the message.

Do the same if you received this kind of message in your SMS. Someone already got scammed by this fake template.

Whatsapp 中的新型诈骗。
不要按消息中的“阻止”按钮,因为当您按下该按钮时,您实际上是在下载此恶意应用程序,而是转到 WhatsApp 设置(右上角的 3 个点)并阻止该消息。
如果您在短信中收到此类消息,请执行相同的操作。

New Type of Scam in Whatsapp. Don’t press the “Block” button within the message because when you press on it then, you are effectively downloading this Malicious App. Instead go to WhatsApp setting (3 dots on the right hand top) and block the message. Do the same if you received this kind of message in your SMS. Someone already got scammed by this fake template.

Recommended : Can Mexico Did It Photo Infect Your Phone With Virus?!

 

Truth : WhatsApp Block Button Is New Feature!

This is yet another example of FAKE NEWS circulating on WhatsApp and social media platforms, and here are reasons why…

Fact #1 : No Evidence Of WhatsApp Block Button Scam

First, let me just point out that there is no evidence that anyone was scammed by the WhatsApp block button in messages.

Even if an enterprising hacker / scammer was able to create a message with a fake block button that downloads an APK (Android Package Kit) file, it won’t automatically install that file. You will need to manually install the APK file from the Downloads folder.

Those who know how to do that would be tech-savvy enough to avoid installing APK files from unknown sources. Those who don’t know how to do that would not be able to install the downloaded APK file.

Fact #2 : WhatsApp Block Button Is Part Of New Safety Tools

The truth is – the Block button that you may see in new messages from strangers is not a scam. It also does not download or install any APK file.

The Block button is actually part of the new Safety Tools feature that WhatsApp started introducing in July 2023.

The Safety Tools feature will only appear when you receive a message from an unknown number. You will be given some details about the safety of this new contact – whether you are in common groups, and in some cases – the country of origin.

You are given the option of either blocking this new contact, or adding it to your Contact list. You can also click on the Safety tools link for more details.

Recommended : Can Israel Seismic Wave Card Hack Your Phone?!

Fact #3 : Older Blocking Method Still Exists

The new WhatsApp Safety Tools offer an easy way to quickly block and remove obvious spammers and scammers. However, it may not be readily apparent whether the new contact is genuine, or just a spammer / scammer.

If you start messaging with this new contact – to find out if their identity / purpose, the Safety Tools option will disappear. But don’t worry – you can still block this new contact if you realise that he/she is a spammer / scammer.

  1. Go to the messaging screen for the person you want to block.
  2. Tap on the kebab menu / vertical ellipsis (⋮) icon on the upper right corner.
  3. Select More > Block.
    You can also select More > Report (to report block the scammer)

Alternatively, you can block multiple contacts using this method:

  1. Open WhatsApp, and go to the Chats screen.
  2. Tap on the kebab menu / vertical ellipsis (⋮) icon on the upper right corner.
  3. Select Settings.
  4. Tap on the Privacy option.
  5. Scroll down and tap on Blocked contacts.
  6. Tap on the Add Contacts () icon at the upper right corner.
  7. Search for the contacts you want to remove, and select them.

Now, blocking people does not remove your contact details or profile photo from their phones and devices.

However, they will no longer be able to call you, or send you messages. They will also not be able to see changes to your status updates including when you’re online / last seen, or changes you make to your profile photo.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Nurse Lost RM380K After Pressing Instagram ‘Like’ Button?!

Did a Malaysian nurse lose RM380,000 after pressing the Instagram Like button?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Nurse Lost RM380K After Pressing Instagram Like Button!

People are sharing an article which claims that a Malaysian nurse lost RM380,000 after pressing the Like button in Instagram for RM5 commissions! Here is an excerpt from the article:

M’sian Nurse Loses RM380K After Pressing Instagram ‘Like’ Button For RM5 Commission

Too late to unlike

Recommended : Scam Alert : How Fake Job Syndicates Operate!

 

Nurse Did Not Lose RM380K After Pressing Instagram Like Button!

First of all, I would like to applaud the website for writing about job scams, but that’s really a misleading title.

Unfortunately, many people don’t read beyond the headlines. People are even asking if they will get “hacked” like the nurse if they like Instagram posts!

The truth is – the Malaysian nurse did not lose RM380,000 because she pressed on the Like button in Instagram. In fact, Instagram and its Like button have nothing to do with the actual scam!

Social Media Jobs Are An Easy Lure

As I have earlier written on how fake job syndicates operate, the “job” and “platform” are not important. These scammers generally offer social media jobs, because that’s what most people already use, so it’s easy to hook victims.

These syndicates will offer quick and easy tasks to do on social media, for example – liking Instagram photos and Facebook posts. Other (non-social media) tasks include liking YouTube videos and/or subscribing to YouTube channels, or even making comments on businesses in Google Maps.

Whether the job is on Instagram / Facebook / YouTube / Google Maps, etc. is irrelevant. The first few “jobs” you are given are the bait. You will be paid for those simple tasks, like RM5 for liking an Instagram post, or RM10 for subscribing to a YouTube channel. Such an easy way to make money!

Paying For Jobs Is The Scam!

After you get the first payment, you will be asked to participate in a “prepaid job”. All you have to do is pay a “deposit” for the opportunity to make a lot of money in high-paying “jobs”.

At this point, you may feel that this is a genuine side job opportunity. After all, they paid you for the earlier jobs, didn’t they? Real scammers wouldn’t pay their victims, right? WRONG!

Once you make that first deposit, you are “hooked”. The scammers will not let you withdraw the money, but insist that you must continue with the next “prepaid job”, which would require another deposit. Then, you will be asked to pay again to participate in another “prepaid task”, and so on.

On paper, you appear to be earning a lot of money, but you won’t be able to withdraw any of that money. By the time you realise it’s a scam, you would have lost a LOT of money. That is the scam, not pressing on the Instagram Like button.

Recommended : How A University Student Lost RM22K In Online Job Scam!

Trying To Recover The Money Is The Scam!

In the nurse’s case, she fell for their trap to participate in the “prepaid assignment”. She ended up making 36 transactions worth RM387,000 to 21 different bank accounts over 13 days! She not only emptied her savings, she even loaned money from her friends and family members!

Why would any victim do that? Simple – the more money you invest in this fake job offer, the more desperate you will be to recover the money you “invested” and “earned”. To quit would mean losing everything, so you will feel that you have “no choice” but to continue.

To help you make that decision to “stick with the programme”, the syndicate have fake users in their Telegram group continuously posting bank deposit screenshots, while claiming that they just received their earnings.

The truth is – any money you send to their mule accounts will be quickly transferred to the scammers’ account. You will never see the money again.

As one student shared, he lost over RM22,000 in just two days, because he was so engrossed in trying to get back the money he “invested” earlier:

There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages.

They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.

Just like that, two days, RM22300, gone.

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

Again, I’m glad to see more publicity about fake job scams. But it is important that YOU understand that the scam does not involve the pressing of the Like button in Instagram, or Facebook, or YouTube, or any other online platform.

This is ultimately just another case of a fake job scam. In this nurse’s case, the scammers used the simple job of liking Instagram posts as the lure, but it will be different for other victims. These scammers will use any convenient platform to give you simple jobs to trick you into falling for their scam.

Just remember – there is no such thing as easy social media jobs. Even unscrupulous social media promoters do not need to pay anyone to like a post, or follow someone. They simply use bots (automated software)!

Don’t fall for such fake job scams. No matter how enticing the offer is – NEVER pay for any job.

Please SHARE this article out, and WARN your family and friends!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Can SIM swap attack empty bank account without warning?!

Can a SIM swap attack empty your bank account without warning?! Take a look at the viral warnings, and find out what the facts really are!

Updated @ 2023-10-07 : Added new viral message, and other updates.
Originally posted @ 2022-01-16

 

Claim : SIM Swap Attack Can Empty Bank Account Without Warning!

This message has gone viral on social media and WhatsApp, warning about a new high tech fraud called SIM Swap Fraud that can empty bank accounts without warning.

The message includes a link to a Straits Times report about a young couple who lost $120,000 in a fake text message scam targeting OCBC Bank customers.

Your BANK Account could be Emptied without an Alert!

Dear All, Please let’s be very careful.. There is a new HIGH TECH FRAUD in town called the SIM SWAP FRAUD, and hundreds of persons are already VICTIMS.

Here is a new variant circulating in 2023:

My cousin received a call , asking if he had been vaccinated, if vaccinated to press 1.

If not vaccinated, press 2. As a result, he pressed 1, the phone was blocked and his online bank information/account were all transferred. Please be Alert and Careful and forward to more people to know about this new trick/scam. Forwarded as received.

Recommended : Beware Of Telegram Screenshot Hack + Scam!

 

Truth : SIM Swap Attack Is Real, But Don’t Work Like That

The truth is – SIM swap attacks are real and very dangerous, but they do not work like the viral messages claim.

Here is what you need to know about the viral message, and SIM swap attacks.

Fact #1 : SIM Swap Attacks Are Not New

SIM swap attacks are really not new. Scammers have been using SIM swap attacks since 2015, if not earlier.

Fact #2 : SIM Swap Warnings Are Mostly False

The viral message is correct about the risk of SIM swap attacks, but pretty much wrong about everything else.

In fact, the method by which the SIM swap attack works is completely made up. So the viral message is really FAKE NEWS.

There’s no way your bank account will be emptied without any action on your part. Neither will your bank accounts be emptied because you participate in a COVID-19 vaccination SMS survey.

Fact #3 : No Evidence Of Such Fraud

There is no evidence of SIM swap attacks requiring users to complete the process by responding to an SMS survey about vaccination.

Neither is there any evidence that SIM swap attacks alone can lead to your bank accounts being emptied.

Fact #4 : Straits Times Article Was Not About SIM Swap Attack

One of the viral messages include a link to a Straits Time article to mislead you. That’s because the article was about a phishing attack, not a SIM swap attack.

In that phishing attack, the victim received an SMS  with a link that took him to a fake website that “looked exactly like the OCBC login page“. He then keyed in his bank login details, thus handing over control of his bank account to the scammers.

The victim also ignored automated messages warning him that his “account was being setup on another phone“. That had nothing to do with a SIM swap attack. It was an SMS-based phishing attack.

Recommended : How To Turn On Two-Step Verification In Telegram!

Fact #5 : SIM Swap Attacks Generally Do Not Require Any Action

In most SIM swap attacks, scammers use your personal information, either purchased from other criminals or obtained through earlier phishing attacks or social engineering, to request for a SIM card replacement.

All that does not require any action on your part. In most cases, you only realise you’ve been hit when you lose access to your mobile number.

Fact #6 : SIM Swap Attack May Require Action In Some Cases

The Press 1 claim in the viral message is partially correct, but it only happens in a particular circumstance.

In India, scammers have tricked people by offering a free network upgrade, or to help improve signal quality on their phones :

  1. The scammer will call the victim, claiming to be from their mobile service provider.
  2. The scammer will try to get the victim to reveal his/her 20-digit SIM card number.
  3. The scammer will use the 20-digit SIM number to initiate a SIM swap with the mobile service provider.
  4. The mobile service provider will automatically send an SMS to confirm the swap.
  5. Once the victim confirms the swap, his/her SIM card will stop working.
  6. The scammer now has access to the victim’s mobile number.

Fact #7 : SIM Swap Attack Does Not Hack Your Phone

The SIM swap attack does not involve any hacking of your phone.

You only lose access to your mobile number. Your phone is not hacked.

Recommended : Can Greeting Photos + Videos Hack Your Phone?!

Fact #8 : SIM Swap Attack Does Not Empty Bank Accounts

Once the scammers successfully gain control of your mobile number, they can use it to intercept one-time passwords (OTP) like TAC numbers.

This allows them to change passwords to your bank accounts, social media accounts, etc. which is why SIM swap attacks are so dangerous and damaging.

However, it does not mean your bank accounts are immediately emptied. For one thing – the scammers need to know your bank login.

That’s why SIM swap victims often have had their bank logins and passwords stolen earlier though phishing attacks. The scammers only need their mobile numbers to receive OTP / TAC numbers to authenticate the transfers.

Fact #9 : SIM Swap Attack Can Be Used To Cheat Friends Too!

Stealing money from your bank account requires extra work, so scammers who do not have your bank login details will resort to cheating your friends.

With access to your phone number, they can easily gain access to your social media accounts (Facebook, Twitter, Instagram) as well as instant messaging apps (WhatsApp, Telegram).

Once they have control, they can send messages to your friends, pretending to be you. Naturally, they will concoct some story to ask your friends for money.

The idea is to use your (now) stolen accounts to convince your friends that you genuinely need their help. The money that they transfer goes directly to the scammers, or their mules (people who rent their bank accounts to scammers).

Now that you know the facts behind the SIM swap attack or scam, please SHARE this article with your family and friends!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Was Jasmine Caught Repackaging Local Rice As Imported Rice?!

Was Jasmine Food Corporation caught on a viral video repackaging local rice as imported rice to make more profit?!

Take a look at the viral video, and find out what the facts really are!

 

Claim : Jasmine Was Caught Repackaging Local Rice As Imported Rice!

A video has gone viral on WhatsApp and social media, with people claiming that it shows Jasmine Food Corporation repacking local rice as imported rice to make more profit. Here are two examples circulating on WhatsApp:

Cheap rice is being re-bagged as imported rice. Another scam by greedy traders. Please viral this. Location – Kuala Kurau This is exactly what’s happening !! From previously RM 25 per bag of 10 kg now it’s RM 39 for 5 kg claiming imported rice

Cheap rice is being re-bagged as imported rice. Another scam by greedy traders. Please viral this. Location – Kuala Kurau

Recommended : Switching From Maxis To Digi Saves Me RM1.9K / Year!

 

Truth : Jasmine Food Did Not Repackage Local Rice As Imported Rice

This is yet another example of FAKE NEWS circulating on WhatsApp and social media, and here are the reasons why…

Fact #1 : Video Appears To Originate In TikTok

The two video examples I received appear to have been originally posted on TikTok by @azizcheani145 on 4 September 2023.

The TikTok account did not include any information, or description, with his video. So the messages that accompany the viral video in WhatsApp and social media do not appear to originate from that TikTok account.

Fact #2 : Video Was Recorded In Kedah

The messages accompanying the video claimed that it was recorded in Kuala Kurau, Perak. That’s not true.

On 4 September 2023, Jasmine Food Corporation (JFC) confirmed that the video was recorded at its factory located in Tunjang, Alor Setar, Kedah. JFC also stated that the video was recorded on Saturday, 2 September 2023.

Fact #3 : Video Shows Imported Rice

The video does not show bags of local rice being poured out, to be repackaged as imported rice.

If you look carefully, there are two types of packaging visible. They both have a blue Imported White Rice (Beras Putih Import – BPI) logo.

Jasmine Food Corporation confirmed the two types of packaging are for their Jasmine Super Special Import and Jasmine Sawah Mas (imported) rice.

Therefore, the claim that JFC was repackaging local white rice to resell as more expensive imported white rice is false.

Recommended : MPH Free Books : Don’t Fall For This Scam!

Fact #4 : JFC Was Repackaging Rice

According to JFC, the video actually shows the repackaging of rice that stores and supermarkets have returned because the bags were torn, or contain (excess) broken rice.

JFC said that this repackaging process is a normal procedure to ensure that the quality of their rice, as part of their replacement policy to wholesalers for rice that do not meet quality standards.

Fact #5 : JFC Issued A Public Statement

On 4 September 2023, Jasmine Food Corporation (JFC) issued this public statement to clarify the video. Here is the machine translation of their statement, and their original statement in Bahasa Malaysia:

ABOUT VIRAL VIDEOS ON SOCIAL MEDIA CONCERNING PACKAGING OF LOCAL RICE INTO IMPORTED RICE

04 September, Shah Alam – Jasmine Food Corporation Sdn. Bhd. (JFC) takes seriously the spread of videos on social media and claims that local rice has been repackaged as imported rice.

The JFC confirmed that the viral video was recorded inside the Jasmine factory in Tunjang, Alor Setar, Kedah on 2 September 2023 (Saturday). However, the claim that the opened rice package is local rice as stated in the video is NOT TRUE. Instead it is Imported White Rice (BPI).

BP repackaging is a normal process when there is an incident of broken rice or dusty rice when the rice is in the store and supermarket. This process is made to ensure that the quality of rice produced by JFC is always in good condition when purchased by our customers. JFC practices a replacement policy to wholesalers for rice that does not meet the quality and standards set by the authorities.

The public is advised not to spread false information or make any speculations that may cause confusion. The JFC does not hesitate to take legal action against those who try to discredit the company.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

[/su_note]

 

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MPH Free Books : Don’t Fall For This Scam!

Is MPH giving away free books on financial planning and stocks?! Find out what’s going on, and warn your family and friends!

Updated @ 2023-09-26 : Added a new version of this scam
Updated @ 2023-08-14 : Added new versions of this scam

Originally posted @ 2023-05-20

 

Watch Out For MPH Free Books Scam!

Scammers are running Facebook advertisements that claim MPH is giving away free books because it has either achieved 500,000 fans, or is shutting down its bookstores!

🎉To celebrate MPH Books breaking 500,000 fans in Malaysia, thank you for your support
👋MPH Books specially prepares best-selling books on financial planning and stocks to give to everyone for free. I hope everyone has to help!
limited quantity available. (Free shipping)

📢📢 Sorry everyone, I have to say goodbye to everyone
Due to the continuous decline in store performance, the store cannot continue to operate normally
👋👋So the head office decided to close the store and give away the remaining financial and stock books in the store to everyone for free. I hope everyone has to help!
📣📣Finally, thank you again for your long-term support and trust. The book donation activity is the only feedback activity we can do at present!
limited quantity available. (free shipping available)

Recommended : PDRM Warning : Watch Out For MyBayar Scam!

 

MPH Free Books Scam : What You Need To Know!

This MPH free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friend!

Fact #1 : MPH Did Not Close Bookstores In 2023

MPH closed many of its physical stores since June 2020, as it shifted during the COVID-19 pandemic lockdowns to an online store with a “digitally-driven omnichannel business model”.

MPH has not announced closing down any further bookstores in 2023.

Fact #2 : MPH Reported These Pages / Ads As Fake

MPH is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 9, 2023:

⚠️𝐅𝐀𝐊𝐄 𝐏𝐀𝐆𝐄𝐒 𝐀𝐋𝐄𝐑𝐓!⁣⚠️⁣⁣

Hey readers, we noticed that irresponsible parties have been impersonating the MPH brand by creating fake pages and ads to confuse and lure our customers to share their data.⁣⁣⁣

Please note that MPH is not associated in any way with these pages and we DO NOT run any free book giveaways nor do we request customers to PM us your personal details.

We would also like to take this opportunity to thank our followers and customers for updating us about these pages. We sincerely thank YOU for your continuous support!⁣

Stay vigilant & protect yourself from scams!⁣⁣

#fakepagesalert #scammeralert

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

Fact #3 : MPH Is A Business, Not A Charity

Please do NOT be naive. MPH is a business, not a charity. Just because it hits 500,000 fans in Malaysia, it’s not going to give away its books.

Heck, why should it give away books even if it’s closing down its bookstores? It would be more logical for MPH to offer discounts to clear its books, so it won’t lose so much money.

In fact, MPH itself pointed out in its scam warning – “we DO NOT run any free book giveaways“. Why should they? They are a corporation whose business is not make money, not a charity to give you free books!

Fact #4 : Giveaways Were Not Posted In Official Website / FB Page

If MPH was really giving away free books, it would have posted the offer on:

These scams are being run off fake Facebook pages that are brand new, and have nothing to do with the real MPH:

  • MPH Group Publishing
  • MPH Book
  • MPH English Bookstore

Fact #5 : MPH Does Not Use WhatsApp To Communicate

MPH offers a multitude of contact options by email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!

Please add librarian Gek Tiang’s Whatsapp message ”Pm“ to get free stock books (free shipping) Whatsapp: https://xxxx.xx/601170131707

Recommended : How A University Student Lost RM22K In Online Job Scam!

Fact #6 : Scammers Will Try To Scare You

Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!

There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/601170131707

There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!

Fact #7 : One Victim Lost RM480K To Investment Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report. By then, it was too late – she had already lost every sen she “invested”.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Marshall Minor III Wireless Earphones Scam Alert!

Please watch out for the Marshall Minor III wireless earphones scam! Take a look at the scam, and find out what the facts really are!

 

Marshall Minor III Wireless Earphones Scam Alert!

Scammers are running Facebook ads that promote an awesome discount for the Marshall Minor III wireless earphones! Here is one recent example:

😣”Frustrating” 😣I had to queue for 5 hours at IOI City Mall to buy MARSHALL MINOR III wireless headphones for only RM179 (original price RM596), I was surprised because I thought they only sold directly I heard it’s open for sale online in 2 more days https://www.marshall-ash.asia/ms And also get the same discount as buying at the store. Free shipping nationwide.

But the 4 hours of queuing was worth it. As a Marshall fan, I was very excited when I heard the news that the Minor III series was coming out. And don’t waste your time waiting, the design is very beautiful, more stylish than the old version 💯 Great sound quality. Clear bus, fast Bluetooth connection, suitable for all types of devices, super battery life, 5 hours of continuous use and 25 hours with charging box, waterproof. The best thing about these headphones is the close-to-ear design. Comfortable, can play sports without worrying about falling. If you don’t buy it, you will be very disappointed.

I let my colleagues borrow it to play games because it sounded so realistic. There is no delay in movement.
Many people ask me if the store still has promotions? I just saw information that the store has a discount in the next 2 days. Order quickly. At the end of the promotion, the price will return to the original price of RM596. I leave the purchase link here for those who want to buy: https://www.marshall-ash.asia/ms

Recommended : Bantuan Rakyat Malaysia Scam Alert!

 

Marshall Minor III Offer : Why Is It A Scam?!

This is yet another example of SCAMS circulating on Facebook, and here are there reasons why…

Fact #1 : Marshall Minor III Price Absurdly Low

The first thing about scams involving electronics, is that they often promise ridiculous great deals. If it’s too good to be true, it often is just a scam.

In this particular scam, scammers are offering the Marshall Minor III wireless earphones for just RM179 (US$39). That’s absurd, as the Marshall Minor II wireless earphones has an official retail price of $159 (approximately RM699)!

Marshall is a high-end audiophile brand, and its electronics are never cheap. Even if they offer a discount, it wouldn’t be anything like 70% to 75%. That’s just ridiculous.

For your safety, here are legit purchase options online for the Marshall Minor III earbuds :

Fact #2 : Facebook Advertisement Is Fake

The Facebook advertisement appears to be created by a handsome influencer called 𝐀𝐥𝐯𝐢𝐧𝐧 𝐂𝐡𝐨𝐧𝐠 瑾.鍾.瑾. with 5.5 million followers.

But that’s what the scammers put in the intro. If you look carefully, this scam page only has 13 followers!

Recommended : Warning – PDRM Parking Fine Scam Alert!

Fact #3 : That Is “Push” Puttichai Kasetsin

The page is not owned by any influencer or digital creator called 𝐀𝐥𝐯𝐢𝐧𝐧 𝐂𝐡𝐨𝐧𝐠 瑾.鍾.瑾.

Those are actually photos of Puttichai Kasetsin – a Thai actor, model, DJ and TV host who is also known as “Push”.

Recommended : Media Prima / Nielsen Fake Job Scam Alert!

Fact #4 : IOI City Mall Does Not Have A Marshall Outlet

The claim by these scammers that Alvinn Chong queued up for 5 hours at the IOI City Mall to buy the Marshall Minor III wireless earphones is easily debunked.

If you check the IOI City Mall tenant listing, you will quickly discover that it does not have a Marshall outlet.

Fact #5 : Queue Photos Are From Vietnam

The two photos which claim to show long queues for the Marshall Minor III wireless earphones were not taken in Malaysia. They were actually taken in Vietnam.

This photo does not show people in IOI City Mall queueing up outside a Marshall outlet. It actually shows people queuing up for the opening of the 15th Pandora store at the Long Bien Aeon Mall, on 28 April 2022.

Incidentally, Pandora is a Danish jewellery brand, and does not sell Marshall audio products…

Recommended : PDRM Warning : Watch Out For MyBayar Scam!

The second queue photo is also from Vietnam, but taken many years ago on 11 November 2017. It does not show people queuing up to buy any Marshall products either.

They were actually queuing up at Royal City Shopping Center in Hanoi, for the opening ceremony of the second H&M store in Vietnam.

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

Fact #6 : Scam Website Not Affiliated With ASH Asia

ASH Asia is an authorised distributor of Marshall products in Malaysia, Thailand and Vietnam.

However, the scam page (https://www.marshall-ash.asia/ms) has nothing to do with ASH Asia, whose official Marshall Minor III page is https://ash-asia.com/ms.

On top of that, ASH Asia does not sell the Marshall Minor III directly (like the scam page). Instead, ASH Asia sells the wireless earphones through Shopee and Lazada.

Recommended : How A University Student Lost RM22K In Online Job Scam!

In fact, if you check the main domain itself, you will get an error message, stating:

Your domain name has been successfully pointed! Please publish a Landing Page with the above domain name to use the service. Thank you!

This not only gives it away as a scam website, it also suggests that the scammers are operating out of Vietnam.

Fact #7 : Scam Website Admits Selling Fake Marshall Minor III

Ironically, the scam website itself has a disclaimer, warning potential buyers that it is not selling genuine Marshall Minor III wireless earphones, but a replica instead…

Most people won’t notice it because if you click to order, the website is designed to skip past this warning.

Recommended : Scam Alert : How Fake Job Syndicates Operate!

Fact #8 : Package Apparently Contained “Trash”?

To assure you that this is safe, the scammers say that you only need to pay on delivery. Sounds good, doesn’t it? That guarantees that you will at least receive the item, doesn’t it?

Not quite, as one person who claimed to have purchased from this scam website explained…

I was attracted and clicked in, filling in my address and phone number. Three days later, I got a call saying that my package would arrive through DHL-COD, and asked me to make sure I was home.

I started looking forward to it, but when I thought about it, I became more suspicious. Since when does DHL provide Cash On Delivery service? I can’t believe they would dare to pay for first-class service without any payment from me. I figured it might be a scam!

What’s the scam? You may not have any doubts when you receive the package. When I open it immediately and take a look, then I realized it was full of garbage. [Unfortunately] I had already paid the delivery person, who ran away.

我被吸引点了进去,填了地址电话。跟着三天后有电话来说我的包裹会到,DHL-COD的,确定我在家等。我开始很期待。跟着想,越想越不对。DHL有COD的服务咩?我还没过账他们就这么敢与服务一流到我不敢相信。我猜可能是诈骗!骗什么?当你收到包裹时是不会怀疑,立刻打开来看的。然后才发现里面是垃圾。人跑了钱给了。。。

If true, the scam involves giving you an empty package filled with trash to receive your cash payment. After which, you have no recourse.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | MobileTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Bantuan Rakyat Malaysia Scam Alert!

Watch out for the Bantuan Rakyat Malaysia scam on WhatsApp, Telegram, Facebook and Twitter!

Find out how this scam works, and WARN your family and friends!

 

Bantuan Rakyat Malaysia 2023 Scam Alert!

These scam messages about Bantuan Tunai Rakyat (BTR) 2023, or Bantuan Percuma Kerajaan Malaysia 2023, is going viral on WhatsApp, Telegram, and social media platforms like Facebook and Twitter.

CARA SEMAKAN TARIKH BAGI PENERIMA BANTUAN RM600 DIKREDITKAN SETIAP BULAN

Untuk mereka yang layak, anda boleh lakukan semakan dengan mengikuti cara yang diterangkan.

Baca Cara Semakan Bantuan 👇
https://bntuanrakyatmalaysia.lynk.eu.org/

SHARE INFO ini kepada rakan-rakan dan saudara mara untuk manfaat semua

HOW TO CHECK THE DATE FOR RECIPIENTS OF ASSISTANCE RM600 CREDIT EVERY MONTH

For those who are eligible, you can check by following the described method.

Read How to Check Help 👇
https://bntuanrakyatmalaysia.lynk.eu.org/

SHARE this INFO to friends and relatives for the benefit of all

As one lady shared in the video below, she got tricked by the scammers, who took over her Telegram account to send the same scam message to all of her contacts!

While she claimed that she did not click any link, I will show you how she got scammed…

Recommended : Beware Of Telegram Screenshot Hack + Scam!

 

Bantuan Rakyat Malaysia Scam : How Does It Work?

Warning : To show you how the scammers work, I will share the links they use. I will highlight those dangerous links in red. Do NOT go to those links.

Super Long Link

To trick people into clicking on the scam links, the scammers intentionally use a misleading and very long URL, so you are less likely to notice the domain.

This is the scam link : https://bntuanrakyatmalaysia.lynk.eu.org/

Note how the scammer used a long list of descriptive keywords – “bantuan“, “rakyat“, “malaysia“, “lynk“, which helps to mislead people, and make it more difficult for them to notice that the domain is “eu.org“.

Obviously, eu.org is not a Malaysian government domain (which ends with .gov.my), and it has nothing to do with Malaysia or financial aid. This domain also has nothing to do with the European Union.

EU.org provides free subdomains, and so scammers use it to not only run their scams, but to give their scams a more “legitimate-looking domain”.

Pro Tip : Always check the domain of a link before you click on it. Avoid super-long links like this because they are often used to mask the domain name.

Recommended : Will Scanning RFID Bar Codes Hack Your Phone?!

Fake Telegram Invitation

After clicking to go to https://bntuanrakyatmalaysia.lynk.eu.org/, you will be taken to what looks like an invitation to join a Telegram group. But in reality, it is a fake Telegram invitation.

A real Telegram invitation will have a link like this – https://t.me/XXXXXXXX. But this scam page has the link – https://bntuanrakyatmalaysia.lynk.eu.org/my.php.

Also, a real Telegram invitation can detect if you are using Windows / Mac or Android / iOS, and suggest that  the right download for your device.

The invitation also has a glaring typo – the link says Massage Now, rather than Message Now. Hilarious!

In any case, a real Telegram invitation will not ask you to Message Now. Rather, it will allow you to either View In Telegram, or Preview channel in the web browser itself.

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

Fake Telegram Login Page

If you click on Join Group, you will be taken to this Telegram login page. Even though it offers you a list of countries to select from, the only option is Malaysia.

WARNING – THIS IS A SCAM PAGE. This is what is known in cybersecurity as a “phishing attack”.

First of all, Telegram invitations will never ask you to log into your Telegram account. It will simply launch the Telegram app and load the group for you.

Secondly, if you look at the link, it leads to the same scam domain, specifically https://bntuanrakyatmalaysia.lynk.eu.org/my.php.

Do NOT log into your Telegram account in this page.

Recommended : Scam Alert : How Fake Job Syndicates Operate!

If you log into your Telegram account using this phishing page, then the scammers will gain access to your Telegram account, and take it over for their own use.

They can then use your Telegram account to send the same scam message, or worse, cheat your family and friends of their money!

Recommended : Can Restaurant Menu QR Code Hack Your Phone?!

The lady in the viral video likely logged into this phishing page, thus giving the scammers control of her Telegram account. That was likely how they were able to message everyone on her contact list.

She also likely did not enable Two-Step Verification in Telegram, which would let her recover her account even after scammers have gained access.

That is why people who were hit by this scam had to call and inform their relatives and friends, or publicly post about it to warn all of their contacts.

Unfortunately, it is not always possible to warn all of their contacts, and inevitably, someone will get cheated of their hard-earned money. That’s why these scams are so popular – they really work, and scammers are making a ton of money!

Help us fight against these scammers. SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Cybersecurity | Software | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Warning – PDRM Parking Fine Scam Alert!

Scammers are targeting motorists with the PDRM parking fine scam! Make sure you warn your family and friends!

Here is what you need to know about the PDRM parking fine scam!

 

PDRM Parking Fine Scam Email

People are getting emails warning them that they just committed a parking violation, while offering them a cheap fine if they pay quickly.

Fines Inquiry and Payment

Dear recipient,

We are writing to draw your attention to a recent traffic violation in Malaysian jurisdiction.

Our traffic enforcement staff have observed your vehicle parked in a no-parking zone. This contravenes section (no. 2016-691] of the Road Traffic Act.

The fine is set at MYR 50. Payment of the fine is required within 7 days of the date of notification, to avoid further legal consequences.

If the fine is not paid within the time limit, you may be subject to legal action, resulting in an increase in the original fine.

Payment deadline: [08/26/2023]

Methods of payment accepted:

Cordially,

Malaysian Police Department

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

 

PDRM Parking Fine Email Is A Scam!

These PDRM parking fine emails are scam emails. This was confirmed by PDRM itself.

On 7 August 2023, the Cyber Crime division of the Royal Malaysia Police (PDRM) posted an alert warning motorists not to fall for the MyBayar scam.

These emails are designed to scare its victims into action. Hence, it offers a very cheap way to quickly “settle the problem”. However, if you take a breath, and analyse the email CAREFULLY, you will see many problems with it.

  • Letter is from PDRM : The Royal Malaysia Police (PDRM) will never write to you by email.
  • Letter is in English : The Royal Malaysia Police (PDRM) will never write to you in English.
  • Typo in the name : The fake email used My Bayar PDRM, instead of MyBayar PDRM.
  • Lack of name and personal details : The fake email refers generically to “Dear recipient“, without listing your full name and MyKad number.
  • Lack of vehicle details : The fake email doesn’t mention the vehicle make and plate number.
  • Lack of location details : The fake email does not mention where the offence occurred, or even when it occurred.
  • Fine is much too low : PDRM traffic fines are never as low as RM50. The cheapest fine is RM150 for Category 4 offences, but you can pay as low as RM70 within 15 days.
  • No such law : The fake email refers to the Road Traffic Act. There is no such act in Malaysia. The proper name is the Road Transport Act 1987 (Act 333).
  • No such section : If you look at the Malaysia Road Transport Act 1987 (PDF download), you will see that there is no such thing as Section 2016-691.

The email appears to be from My Bayar PDRM (typo in the name), but if you inspect the email address, you will see that it was sent by “in-to-no-reply@silverbackgames.xxx” or “hello@sooqr.com” or some other email address.

Obviously, this email did not originate from an official PDRM email address! This should immediately tell you that this is a fake or scam email!

Recommended : How A University Student Lost RM22K In Online Job Scam!

If you click on the Pay My Fine link in the scam email, you will be taken to a fake My Bayar PDRM website (with the same typo in the name).

You may notice that you now have 7 days to pay the RM 50 fine, instead of just 5 days in the email. Odd, isn’t it?

Also odd is the fact that the page does not mention your name, your MyKad number, your vehicle type and model, or even its plate number! The page also doesn’t mention where the offence took place, or the time you were caught committing said offence.

Do NOT proceed after this point… This is a scam website!

But if you have itchy fingers, and click on the Pay The Fine button, you will be asked to pay for the RM50 fine using your debit or credit card.

Needless to say, PLEASE DO NOT SUBMIT YOUR DEBIT / CREDIT CARD DETAILS!!!

If you provide these scammers with your debit / credit card details and TAC / OTP numbers, they will be able to charge ANY AMOUNT they want to your credit card, or withdraw ANY AMOUNT they want from your bank account!

Recommended : Wedding Invitation Scam : Don’t Install APK File!

It’s even worse if you are asked to log into your bank account to pay the fine. DO NOT DO THAT!

If you provide them with your bank login and password, as well as OTP/TAC number, these scammers will be able to transfer money out of your bank account!

Please note – this is a scam! This is a phishing attack to gain access to your credit card and/or bank account.

Regardless of how you get any notification from PDRM about any traffic offence you may have committed, you should always check the status through these official MyBayar PDRM options:

Please SHARE this warning with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Automotive | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Media Prima / Nielsen Fake Job Scam Alert!

Please watch out for the Media Prima Digital / Nielsen fake job scam! Don’t forget to warn your family and friends!

 

Media Prima / Nielsen Job Scam : How They Reel You In…

Scammers are targeting people through WhatsApp, offering an easy way to make extra money through a part-time job you can do online.

I am Shirley , a permanent employee at Media Prima Digital Company in the recruitment department. The HR department sent me this number and asked me to contact you to get you to a job opportunity.

I just want to share some work-from-home freelance job information offer .You don’t have to spend a lot of time on the job.I can explain if you are interested

The job appears to be very simple – just use your Instagram account to follow Media Prima Digital’s brand partners, to boost their follower count and exposure.

Our job is to use Instagram to follow our various partner brands and work with Malaysian brand influencers to increase their exposure. We hire freelancers to work with the hope of earning extra income every day.

You don’t have to do any marketing for the brand, you just have to subscribe Brand. The salary will be paid daily using TnG or Bank transfer.

Recommended : How Fake Job Syndicates Operate!

Best of all, the scammers are promising that you can make easy money doing nothing more than help Media Prima Digital boost their brand partners on Instagram…

This job is like freelancing. You can do it from anywhere and anytime if you can use social media. RM 110-550 per day if you can do it energetically without even a little worry. You can earn up to RM 3,300-16,500 per month.

Wow! That’s more than what many people earn in Malaysia, so why the heck not, right? Just use Instagram to help big brands “cheat” on their follower counts. Unethical, but not illegal, right? And easy money to make.

The scammer will let you try one or two tasks to show you just how easy it is to make quick money. Wow – you can earn RM10 just by following one Instagram account? Easy!

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Media Prima / Nielsen Job Scam Runs On Telegram

To get paid, the scammer hands you over to the actual fake job syndicate on Telegram…

Why Telegram? Telegram is popular with scammers because it not only offers end-to-end encryption, it won’t expose their actual telephone numbers.

Go to telegram and add to our receptionist. Use this username @AD or you can easily add her using this Link. https://t.me/KL999654

After successfully adding her send her a message. (I’m a new member.) code: JZ 450032 (ML-OS)Please send me a screenshot to confirm after sending code message to her.

She will invite you to join our working group where you can accomplish many tasks and earn more salary.

Recommended : Watch Out For Telegram Phishing Attack!

This “receptionist” will quickly pay you the RM10 (the bait), to “prove” that this is a genuine operation. She will then explain what you need to do to earn RM200 to RM300 a day. That’s more than what most people make in a day!

The finance department is sending money to you, please inform me when you receive it! Now let me give you a detailed description of our part-time work

The main job is to help Instagram users follow their page. You get RM2 for completing one task. RM80+ commission per day depending on your hours. The daily income is between RM 200 and RM 300, as long as you have enough time to do it, you can join

You will get RM2-RM18 commission for completing the task and an additional RM80 salary, which will be calculated based on your working hours today, ending at 8pm

Complete a task for RM2, accumulate RM10 and you can automatically receive commission. The more tasks you do, the more commissions you earn and the higher your salary

Update the task every 20 minutes and send me screenshots when you’re done so I know how much you’ve accomplished. The timeout task has expired and does not need to be completed. Do the latest task in the group

Only RM2 per task? But okay, they are also offering a daily commission. You work it out, and decide – what the heck, you can still get a decent sum every day. So you agree to participate.

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

After you chug along, accumulating a small but nice sum over several hours, they hit you with the scam… you have to invest your money for the next job.

Subscribe to Tasks:
In order to thank you for your support to our company we hereby announce the welfare task and strive for the quota for everyone
Subscription Rule (2-4 orders) This task is based on market demand, we are recruiting customers to transfer subscription to increase transaction flow.
Increase market turnover. 5 to 10 minutes to complete the task, such as subscribe RM100, get RM130, 30% profit.
===========================
MYR 100 Cash back MYR 130 (Newbie subscription)
MYR 200 Cash back MYR 260
MYR 300 Cash back MYR 390
MYR 600 Cash back MYR 780
MYR 1000 Cashback MYR 1300

This is when your receptionist will pressure you into at least taking the “newbie subscription” of “just RM100”. She will assure you that you will instantly get RM30 profit.

In the meantime, people in the Telegram group will publicly announce that they are buying subscriptions of RM300, RM600, etc. These are likely just accounts run by the scammers.

If you hesitate, the receptionist will tell you that you cannot proceed without subscribing to this task. If you refuse, you will also lose the money you earned earlier. This is how they trap you.

If you jump right into it, the group will likely pay you the first time, to tempt you into investing more the next time around. That’s when they take your money for good.

Recommended : How A University Student Lost RM20K In Online Job Scam!

Don’t think that you can’t really lose much on such fake job scams. One university student recently explained how he lost over RM22,000 in a similar job scam.

There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages. They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.

So please AVOID such online job offers, and help us fight these scammers – SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

 

Support Us!

If you like our work, please support us by visiting our sponsors, or donating to our fund. Thank you!

PDRM Warning : Watch Out For MyBayar Scam!

PDRM is warning motorists not to fall for the MyBayar scam! Here is what you need to know about the MyBayar PDRM scam!

 

PDRM Warning : Watch Out For MyBayar Scam

On 7 August 2023, the Cyber Crime division of the Royal Malaysia Police (PDRM) posted an alert warning motorists not to fall for the MyBayar scam.

The MyBayar PDRM scam starts with an official-looking email that warns motorists that they have been caught contravening the law, and offers a cheap RM50 fine if paid within 5 days:

Last notice of contravention before prosecution

Dear recipient,

We are writing to draw your attention to a recent traffic violation in Malaysian jurisdiction.

Our traffic enforcement staff have observed your vehicle parked in a no-parking zone. This contravenes section (no. 2016-691] of the Road Traffic Act.

As a result of this infringement, a fine of MYR 50 has been imposed. This fine must be paid within 5 days of the date of this notification to avoid further legal consequences.

Failure to pay the fine within the allotted time may result in legal proceedings being taken against you, which could lead to increased fines, penalties and the possible suspension of your driving license.

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

 

MyBayar PDRM Scam : How Does It Work?!

Many people who received the MyBayar PDRM email might be shocked to find out that they were caught committing a traffic violation, and then relieved that it was only RM50 if they paid quickly.

That’s how the scammers trap their victims – by offering a cheap RM50 fine, when we all know that fines for traffic offences are at least RM150, and can go all the way up to RM1,000!

Those who received this fake MyBayar PDRM email would be tempted to quickly pay the cheap RM50 fine, before it becomes a lot more expensive!

But if you take a closer look at the email, you will spot some problems with it:

  • Weird English : The email title of “Last notice of contravention before prosecution” is nonsensical.
  • Typo in the name : The fake email used My Bayar PDRM, instead of MyBayar PDRM.
  • Lack of name and personal details : The fake email refers generically to “Dear recipient“, without listing your full name and MyKad number.
  • Lack of vehicle details : The fake email doesn’t mention the vehicle make and plate number.
  • Lack of location details : The fake email does not mention where the offence occurred, or even when it occurred.
  • Fine is much too low : PDRM traffic fines are never as low as RM50. The cheapest fine is RM150 for Category 4 offences, but you can pay as low as RM70 within 15 days.
  • No such law : The fake email refers to the Road Traffic Act. There is no such act in Malaysia. The proper name is the Road Transport Act 1987 (Act 333).
  • No such section : If you look at the Malaysia Road Transport Act 1987 (PDF download), you will see that there is no such thing as Section 2016-691.

The email appears to be from My Bayar PDRM (typo in the name), but if you inspect the email address, you will see that it was sent by “in-to-no-reply@silverbackgames.xxx” or “hello@sooqr.com” or some other email address.

Obviously, this email did not originate from an official PDRM email address! This should immediately tell you that this is a fake or scam email!

Recommended : How A University Student Lost RM22K In Online Job Scam!

If you click on the Pay My Fine link in the scam email, you will be taken to a fake My Bayar PDRM website (with the same typo in the name).

You may notice that you now have 7 days to pay the RM 50 fine, instead of just 5 days in the email. Odd, isn’t it?

Also odd is the fact that the page does not mention your name, your MyKad number, your vehicle type and model, or even its plate number! The page also doesn’t mention where the offence took place, or the time you were caught committing said offence.

Do NOT proceed after this point… This is a scam website!

But if you have itchy fingers, and click on the Pay The Fine button, you will be asked to pay for the RM50 fine using your debit or credit card.

Needless to say, PLEASE DO NOT SUBMIT YOUR DEBIT / CREDIT CARD DETAILS!!!

If you provide these scammers with your debit / credit card details and TAC / OTP numbers, they will be able to charge ANY AMOUNT they want to your credit card, or withdraw ANY AMOUNT they want from your bank account!

Recommended : Wedding Invitation Scam : Don’t Install APK File!

It’s even worse if you are asked to log into your bank account to pay the fine. DO NOT DO THAT!

If you provide them with your bank login and password, as well as OTP/TAC number, these scammers will be able to transfer money out of your bank account!

Please note – this is a scam! This is a phishing attack to gain access to your credit card and/or bank account.

Regardless of how you get any notification from PDRM about any traffic offence you may have committed, you should always check the status through these official MyBayar PDRM options:

Please SHARE this warning with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Automotive | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

Watch out for the Bantuan Tunai Rakyat Malaysia 2023 scam on WhatsApp, Telegram, Facebook and Twitter!

Find out how this scam works, and WARN your family and friends!

 

Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

These scam messages about Bantuan Tunai Rakyat (BTR) 2023, or Bantuan Percuma Kerajaan Malaysia 2023, is going viral on WhatsApp, Telegram, and social media platforms like Facebook and Twitter.

Bantuan percuma kerajaan 2023 khas untuk yang mana bergelar usahawan,pendidik,suri rumah,kerani dan yang kerja sendiri di waktu sekarang, boleh dapatkan geran RM2500 😱 🧕👩‍🍳👩‍💻👷‍♂️👨‍🎓👨‍🌾
✅ Bantuan ni percuma
✅ Tak perlu bayar semula
✅ Maksimum sehingga RM2,500 / RM5,000
JOM CLAIM:

Free government assistance 2023 especially for those who are entrepreneurs, educators, housewives, clerks and self-employed at the moment, can get a grant of RM2500 😱 🧕👩‍🍳👩‍💻👷‍♂️👨‍🎓👨‍🌾
✅ This help is free
✅ No need to pay again
✅ Maximum up to RM2,500 / RM5,000
CLAIM HERE:

As one lady shared in the video below, she got tricked by the scammers, who took over her Telegram account to send the same scam message to all of her contacts!

While she claimed that she did not click any link, I will show you how she got scammed…

Recommended : Beware Of Telegram Screenshot Hack + Scam!

 

Bantuan Tunai Rakyat Malaysia Scam : How Does It Work?

Warning : To show you how the scammers work, I will share the links they use. I will highlight those dangerous links in red. Do NOT go to those links.

Super Long Link

To trick people into clicking on the scam links, the scammers intentionally use a misleading and very long URL, so you are less likely to notice the domain.

This is the scam link : http://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com

Note how the scammer used a long list of descriptive keywords – “bantuan“, “kerajaan“, “my“, “fase 3“, which helps to mislead people, and make it more difficult for them to notice that the domain is “financialanchorllc.com“.

Obviously, financialanchorllc.com is not a Malaysian government domain (which ends with .gov.my), and it has nothing to do with Malaysia or financial aid.

A quick WHOIS check reveals that the ownership of this domain is hidden by a paid service – which is not what a genuine government agency would do.

Pro Tip : Always check the domain of a link before you click on it. Avoid super-long links like this because they are often used to mask the domain name.

Recommended : Will Scanning RFID Bar Codes Hack Your Phone?!

Fake Telegram Invitation

After clicking to go to https://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com, you will be taken to what looks like an invitation to join a Telegram group. But in reality, it is a fake Telegram invitation.

A real Telegram invitation will have a link like this – https://t.me/XXXXXXXX. But this scam page has the link – https://bantuan-kerajaan-my-fase-3-trd.financialanchorllc.com.

Also, a real Telegram invitation can detect if you are using Windows / Mac or Android / iOS, and suggest that  the right download for your device.

A real Telegram invitation will not ask you to Join Group. Rather, it will allow you to either View In Telegram, or Preview channel in the web browser itself.

Recommended : Bursa Malaysia Stock Investment Scam Alert!

Fake Telegram Login Page

If you click on Join Group, you will be taken to this Telegram login page.

WARNING – THIS IS A SCAM PAGE. This is what is known in cybersecurity as a “phishing attack”.

First of all, Telegram invitations will never ask you to log into your Telegram account. It will simply launch the Telegram app and load the group for you.

Secondly, if you look at the link, it leads to the same scam domain, specifically https://bantuan-kerajaan-my-fase3-gcc.financialanchorllc.com/main/index.php.

Do NOT log into your Telegram account in this page.

Recommended : Scam Alert : How Fake Job Syndicates Operate!

If you log into your Telegram account using this phishing page, then the scammers will gain access to your Telegram account, and take it over for their own use.

They can then use your Telegram account to send the same scam message, or worse, cheat your family and friends of their money!

Recommended : Can Restaurant Menu QR Code Hack Your Phone?!

The lady in the viral video likely logged into this phishing page, thus giving the scammers control of her Telegram account. That was likely how they were able to message everyone on her contact list.

She also likely did not enable Two-Step Verification in Telegram, which would let her recover her account even after scammers have gained access.

That is why people who were hit by this scam had to call and inform their relatives and friends, or publicly post about it to warn all of their contacts.

Unfortunately, it is not always possible to warn all of their contacts, and inevitably, someone will get cheated of their hard-earned money. That’s why these scams are so popular – they really work, and scammers are making a ton of money!

Help us fight against these scammers. SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

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Did Oprah Winfrey Just Die Suddenly In Hospital?!

Did Oprah Winfrey just die suddenly in the hospital from a dangerous disease, or after committing suicide in her living room?!

Take a look at the viral claims, and find out what the facts really are!

 

Claim : Oprah Winfrey Just Died Suddenly In Hospital!

A multitude of videos are claiming that Oprah Winfrey just died suddenly in the hospital. One even claimed that she committed suicide in her living room!

Breaking News: American media proprietor Oprah Winfrey was found dead on her residence right after committing suicide on her living room

RIP…Oprah Winfrey’s Tears Of Grief: ‘She Passed Away Today And My Life Will Never…

RIP…Oprah Winfrey Left Fans In Tears & Devastating, She Died Suddenly and Tragically…

Oprah Winfrey Is Dead. Last Video a week Before Death. RIP Legend

5 minutes ago/ We report extremely sad news about TV Queen Oprah Winfrey, Sad details.

Prayers Up: Oprah Winfrey Is Currently On Her Death Bed And Family Asking For Prayers

Prayers Up, Oprah Winfrey Is Currently On Life Support After Diagnosed With Dangerous Disease.

Sad News Oprah Winfrey Tearfully Begged For Help As She Is Fighting For Her Life In ICU

Prayers Up: Oprah Winfrey Rushed To Hospital In Critical Condition After Suffering From This

Officially! funeral of Oprah Winfrey confirmed / 30 minutes ago

Recommended : Is Madonna Fighting For Her Life From Vaccine Injury?!

 

Truth : Oprah Winfrey Did Not Die Suddenly In A Hospital!

This is yet another example of FAKE NEWS circulating on social media, and YouTube, and here are the reasons why…

Fact #1 : Oprah Winfrey Is Still Alive + Well!

Oprah Winfrey (born Orpah Gail Winfrey on January 29, 1954) is still very much alive and well, as of July 12, 2023.

That was when she posted on Facebook about the fourth episode of “The Covenant of Water: The Podcast” with Abraham Verghese!

A day earlier – on July 11, she posted a video of herself speaking about her Love & Happiness Journal.

To be clear – Oprah Winfrey was not hospitalised for any serious disease. She did not commit suicide, or die in the hospital. She is still alive and well!

Fact #2 : No Legitimate Media Reported Her Death

These YouTube videos have been circulating for weeks and months, but people don’t seem to notice that no legitimate media has reported Oprah Winfrey’s death or suicide.

Oprah Winfrey is the “Queen of All Media” and one of the most influential woman in the world. If anything happened to her – even if she just fell down, it would have been worldwide news.

Yet, no legitimate media outlet reported that Oprah was hospitalised or died suddenly in a hospital from any cause. Only a bunch of small-time YouTube channels?!

That’s because it never happened. Oprah Winfrey is still alive, period.

Fact #3 : Scammers Using Fake Oprah Winfrey Death Video

Scammers were found to use a fake video claiming that Oprah Winfrey committed suicide to trick people into installing malware.

The “shocking video” was found to be linked to a fake Fox News Facebook app that, when installed, will request for permission to access the user’s basic information, and post on their behalf.

You should NEVER install any app to view any video, and you should certainly not allow any app to post on your behalf!

Note that scammers may send you the scam links via text messages. Even though telcos have now banned links in SMS messages, scammers can send you similar messages via WhatsApp or Telegram.

Recommended : Did Simon Cowell Just Die In A Car Accident?!

Fact #4 : Oprah Winfrey Death Hoax Is Driven By Fake Fact Check Too

This Oprah Winfrey death hoax, ironically, is also being driven by another fake fact check article by MediaMass Project.

News of television host Oprah Winfrey’s death spread quickly earlier this week causing concern among fans across the world. However the July 2023 report has now been confirmed as a complete hoax and just the latest in a string of fake celebrity death reports. Thankfully, the former host of ‘The Oprah Winfrey Show’ is alive and well.

Their claim of a viral R.I.P. Oprah Winfrey Facebook page is false. There is no such Facebook page. It is their standard fake excuse for writing about fake celebrity deaths.

The statement from Oprah Winfrey’s unnamed reps confirming that she is not dead is exactly the same as statements from other celebrities whose reps MediaMass claimed were victims of death hoaxes, like Taylor Swift, Bruce Willis, Celine Dion, Morgan Freeman, Simon Cowell, Madonna, Cristiano Ronaldo, Arnold Schwarzenegger, Robert Pattinson, Justin Bieber, Harrison Ford, Sylvester StalloneTom Hanks, Toby Keith, Lucy Liu, Clint Eastwood, Dolly Parton, and Melanie Laurent.

She joins the long list of celebrities who have been victimized by this hoax. He’s still alive and well, stop believing what you see on the Internet.

Hidden in the description page for the MediaMass Project is a disclaimer that they are a “satire” website. That’s the usual “cover” for websites peddling fake news.

Regardless of their reasons, anything posted by MediaMass.net must be considered as fake news, until proven otherwise.

Recommended : Did Elton John Ban US Over Anti-Grooming Laws?!

Fact #5 : This Is Just Fake Celebrity News

This is yet another example of fake celebrity news circulating on social media and fake news websites, just like these examples:

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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How A University Student Lost RM22K In Online Job Scam!

Find out how a university student just lost over RM22,000 in an online job scam!

Please SHARE this article to warn your family and friends to avoid such online job scams!

 

Online Job Scam Are Targeting The Poor + Desperate!

Online job scams have been around for a long, long time. But fake job syndicates have become more active recently, probably because more people are getting laid off, and inflation is eating into our money.

Online job scams come in a variety of ways, but most commonly, you get unsolicited messages through WhatsApp or iMessage, offering you the opportunity to make a lot of money through part-time work, in the comfort of your own home.

This is especially appealing to people who are currently jobless and desperate. Or in this recent case – a university student who is just starting out in life.

I am Shirley , a permanent employee at XXXX Company in the recruitment department. The HR department sent me this number and asked me to contact you to get you to a job opportunity.

Hello! I am Miss Aisyah Binte Ahmed, from The Recruitment Dept. at YYYY Digital, Malaysia. Our company is hiring part-time and full-time online Employees. Can I briefly share the details with you?

Recommended : Scam Alert : How Fake Job Syndicates Operate!

 

How A University Student Lost RM22K In Online Job Scam!

I had earlier written about how fake job syndicates cheat people of their hard-earned money, but I didn’t realise that these scammers are also targeting university students!

A university student recently shared how he quickly lost over RM20,000 to an online job scam, despite being warned that it could be a scam!

How They Reel The Student In…

These online job scams always start by offering their victims an EASY way to make A LOT of money!

It all started two days ago, when an unknown person asked me if I’m interested in a part time job. I usually don’t decline offers like this because I’m also a student looking for internship or job opportunities.

He gave me simple tasks, like subscribing to YouTube channels and get RM10 for each subscription. I was interested as money did really go to my account.

Then, I was added into a group. They would give these free tasks of subscribing to YouTube channels.

These scammers also know that people are now wary of scams, and will always demonstrate their willingness to pay… at least in the beginning.

And occasionally will provide merchant tasks throughout the day, which you bank in a certain amount of money to them, which was said to help improve crypto merchant’s reputation or some sort, then they’ll return you a good amount of earnings after the task is completed. It takes around half an hour to do so. So for these two days I earned around RM500.

This is how the scammers establish trust with their victims, and convince them to “invest” to get even more money!

Recommended : Watch Out For Telegram Phishing Attack!

The Scam Happens Very Quickly

The “merchant tasks” is when they start scamming you, and the scam occurs very quickly. You may think that you’re earning a lot of money, but you will never see a cent of it.

So here’s where the fishing begins. A merchant task has started. A rule was stated that I must complete all the tasks given or I will not get the money that I banked in before.

It doesn’t matter how little you “invest” in this “merchant task” scheme. Once you are in, they will quickly use your “earnings” to force you to keep paying them!

I chose the least risk package, give RM300 to get RM360. Then, I was required to continue the next task. Same, I chose the smallest amount RM2000 to get RM2600. Again, need to continue the next task, I chose the smallest RM5000 to get RM7000. Then, RM15000 to get RM19500.

Then, RM40000 to get RM52000. At this point, I still haven’t realize it’s a scam. All I’m focussed on is I need to take back the money that I banked in, so I’m just thinking about completing the tasks given.

By The Time He Realised… It Was TOO LATE!

Because the university student was so engrossed in getting back the money he “invested” earlier, he didn’t realise that he was giving the scammers more and more money… until it was much too late.

There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages. They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.

Unfortunately, by the time the university student realised his mistake, it was much too late… He had already lost over RM22K!

At that time, I have not enough money in my bank to fork out RM40k. So I panic and find my friend to lend me some money.

Luckily my friend as a sideliner noticed that this is a scam and stopped me. I woke up finding that evervthing was too late. Just like that, two days, RM22300, gone.

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

Scammers caught on CCTV by hacker

Many People In The Group Are Scammers

As the university student later realised, many of the people in the group are part of the online job scam syndicate. Their job is to give the victims the perception that this is a legitimate job with many people participating.

During merchant tasks, I’m asked to leave the big group and will be joining a small group of 3-4 members. One of the scary parts in this operation after I realize it’s a scam is that, all the group members in the group are actually controlled by the same person.

Out of the 4 members, two might be playing rich vips who will play the highest package, pressuring you to play with more money, the other person looks like a newcomer like me and plays along with me, choosing the lowest package.

Precautions Were Useless

The university student was actually warned by his parents that it could be a scam. He even prepared for the possibility he could be scammed:

Some Precautions | Made While Attempting This:

I was being very careful with this. I shared with my parents on the first night. My parents did warned me about it being a scam, but didn’t stop me from it since I’m earning something. They just ask me to be extra cautious.

I have two bank accounts, so I moved most of my savings such that I have a “small” account and a “big” account, to prevent losses if anything goes wrong.

I also created a new chat account with another phone number solely for this “part time job”. I also made a plan and promise to only invest my earnings, so I cannot touch my savings.

But as German Field Marshal Helmuth von Moltke once said, “No plan survives contact with the enemy“, and the student’s precaution was useless when he got “emotionally invested” in getting his money back, and ended up taking out all of his saving from the “big account”!

I believe we always read about news of scams in Malaysia, asking why are they so dumb, why they fall into these type of scams. Until I’m in their shoes. I was being very cautious taking the above steps and always remind myself to not be greedy, play only the least risk.

The worse part is, when I’m within that situation and cannot think straight. I even use my savings from my “big” account, just because I want to rescue the money I put in.

Recommended : How To Block Facebook Ads + Pay Scammers!

The university student is now “emotionally depressed” and “thinking about suicide” over the loss of so much money. But do the scammers care? No, they couldn’t care less if people commit suicide over the loss of their hard-earned money.

He has also contacted his bank fraud hotline, and lodged a police report. Unfortunately, he is unlikely to ever recover any of the money he lost. But I hope he understands that his life matters more to his family than money, and he can always make back the money as long as he lives.

Please SHARE this article out, and WARN your family and friends!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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MOF : Extra RM600 STR Benefits Is Fake News!

The Malaysia Ministry of Finance just issued a warning, calling the viral news about extra RM600 STR benefits fake news!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : You Can Qualify For Extra RM600 STR Benefits!

People are sharing a message on WhatsApp, which claims to provide you with the opportunity to get RM600 of extra STR (Sumbangan Tunai Rahman) cash benefits!

Here is the original message in Malay (with the scam link removed) and our English translation:

ADA PENERIMA STR YANG LAYAK DAPAT RM600 TAMBAHAN: BERIKUT SENARAI PENUH PENERIMANYA

Senarai Penuh Penerimanya 👇
<link removed>

Bank lagi info di Channel Telegram ==> <link removed>

SHARE INFO dengan rakan-rakan dan keluarga

THERE ARE STR RECIPIENTS WHO ARE ELIGIBLE FOR AN EXTRA RM600: THE FOLLOWING IS THE FULL LIST OF RECIPIENTS

Full List of Recipients 👇
<link removed>

More info on the Telegram Channel ==> <link removed>

SHARE INFO with friends and family

Recommended : Prevention of Terrorism Act : Does POTA Ban News Sharing?!

 

Truth : There Are No Extra RM600 STR Benefits!

This is yet another example of FAKE NEWS and SCAMS circulating on WhatsApp, and social media platforms, and here are the reasons why!

On Wednesday, 5 July 2023, the Malaysia Ministry of Finance posted an official press release labelling the claim of extra RM600 STR (Sumbangan Tunai Rahmah) as fake news.

Here is the official notice in Malay and the English translation:

PERHATIAN BERITA PALSU

Kementerian Kewangan ingin menegaskan bahawa maklumat mengenai tambahan Sumbangan Tunai Rahmah (STR) sebanyak RM600 adalah palsu. Berhati-hati dan jangan mudah terpedaya dengan berita sebegini di Telegram. Tidak pasti, jangan kongsi.

STR Fasa 3 sudah disalurkan pada 26 Jun yang lepas. Bagi memastikan program STR 3 ini disasarkan kepada mereka yang layak, tempoh permohonan rayuan juga akan dibuka mulai 3 hingga 31 Julai 2023. Pemohon boleh mengemukakan dokumen berkaitan untuk semakan semula oleh Lembaga Hasil Dalam Negeri Malaysia (LHDNM).

BEWARE OF FAKE NEWS

The Ministry of Finance would like to stress that the information regarding the additional Rahmah Cash Contribution (STR) of RM600 is false. Be careful and don’t be easily fooled by this kind of news on Telegram. Don’t share if you’re not sure.

STR Phase 3 was channeled last June 26. To ensure that the STR 3 program is targeted at those who are eligible, the appeal application period will also be open from 3 to 31 July 2023. Applicants can submit relevant documents for review by the Inland Revenue Board of Malaysia (IRB).

[/su_note]

The MOF pointed out that STR Phase 3 was already fully disbursed as of June 26. However, they opened an appeal application period from 3 to 31 July, to ensure that all qualifying recipients have the opportunity to apply for this financial aid.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Malaysia To Ban SMS With Personal Details!

Telcos in Malaysia will soon ban SMS messages with personal information, as part of the MCMC’s initiative to prevent scams! Here is what you need to know!

 

Malaysia To Ban SMS With Personal Details!

On Sunday, 2 July 2023, four Malaysian telcos – Maxis, Celcom, Digital and U Mobile will ban SMS messages containing personal information , as part of the MCMC’s initiative to prevent scams.

In addition to the May ban of SMS links, both local and international users will be prevented from sending any SMS message containing:

  • personal details
  • mobile or fixed line phone number
  • banking details like account number
  • MyKad number

All SMS messages containing these forbidden items will not be blocked, but their senders won’t be charged for those blocked messages.

Read more : Malaysian Telcos Ban SMS Links To Prevent Scams!

 

No Ban For SMS With Personal Details Via Short Codes

It should be noted that this ban on SMS messages with personal details do NOT apply to businesses using legitimate Enterprise short codes. They will still be allowed to issue SMS messages with URLs (links), phone numbers, and personal details.

Here are the current Enterprise short codes for Celcom and DIGI, from which you “may” continue to receive SMS messages with hyperlinks (URLs) and personal information.

Telco Enterprise Short Codes
Celcom CelcomDigi / EASYRELOAD
Celcom / CELCOM
2000 / 2901 / 20000 / 78888
28888 / 28882 / 22288 / 28282 / 22888
2001 / 22002 / 22009 / 21888 / 22022 /
22033 / 22162 / 22244 / 22262 / 22990 /
23000 / 23222 / 23777 / 25000 / 25555 /
26664 / 26668 / 26674 / 26680 / 26699 /
27100 / 27200 / 27999 / 28000 / 29888 /
29992 / 29999 / 39131 / 39140 / 39146 /
39170 / 39172 / 39230 / 39231 / 39240 /
39254 / 39258 / 39281 / 39291 / 39442 /
39466 / 39470 / 39471 / 39496 / 39504 /
39505 / 39506 / 39509 / 39513 / 39514 /
39515 / 39518 / 39881 / 39437 / 39132 /
39133 / 39144 / 39162 / 39177 / 39498 /
39502 / 39511 / 39512 / 39495
Digi CelcomDigi / Digi / DigiRewards
200 / 2901 / 2691 / 5001 / 27676
20000 / 21000 / 28879 / 28888 /
28882 / 22288 / 28282 / 22888

Maxis has 5-digit short codes like 1XXXX, 2XXXX, and 6XXXX, but has chosen to block SMS messages containing personal information from their Enterprise short codes:

In order to prevent individuals from becoming online scam scams, the Malaysia Communication and Multimedia Commission (MCMC) has issued a directive to all telcos on 14 February 2023 to block sending and receiving of short messaging service (SMS) from local, international mobile numbers and applications containing below contents:

  • URL link and any clickable link e.g. shorten URL; shorten URL;
  • Request for user’s personal information e.g name, IC number, account number and
  • Mobile and fixed line number

Blockings are being implemented in stages; started from 2 May 2023 for SMS between individuals; the next and last stage is the blocking of SMS containing the above 3 elements from mobile and applications such as Enterprise SMS service and Maxis IoT SIM from 2 July 2023.

Recommended : Scam Alert : Watch Out For Telegram Phishing Attack!

 

Risky SMS Ban Helpful, But Other Platforms Still A Risk

While this measure is really helpful in reducing scams, the ban is limited to SMS messages. It does not prevent scammers from sending similar scam messages through instant messaging platforms like WhatsApp, Telegram, Facebook Messenger, WeChat, etc.

I should also point out that links are not inherently bad. Links in messages, even SMS messages, are mostly safe.

Perfectly Fine

  • Clicking on a link to read an article / terms and conditions of a promotion
  • Clicking on a link to enrol in a promotion which does not require you to log into any website
  • Clicking on a link to check in for a flight, or get a travel update

However, they can be used to send you to a phishing website which is designed to look like a genuine bank / payment website. Hence, it is critical that you should NEVER log into any website through a link.

NEVER DO THIS

  • Clicking on a link to log into a bank website
  • Clicking on a link to make a purchase or payment
  • Clicking on a link to log into any account / email

Phishing attacks work by tricking you into going into a fake website that looks like the real website. But you still have to log into the fake website to give the scammers your login details.

If you click on a link, and you are asked to login – this is likely a phishing attack. But don’t worry – as long as you refuse to log into any website after clicking on a link, the phishing attack fails.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Wedding Invitation Scam : Don’t Install APK File!

Please watch out for the wedding invitation scam, and find out why you should NEVER install any APK file from strangers!

Find out what’s going on, and warn your family and friends!

 

Wedding Invitation Scam Gone Viral!

A new scam has gone viral on social media in Malaysia – the wedding invitation scam. In this scam, scammers contact their victims on WhatsApp, pretending to send them an APK file as a wedding invitation!

Here is the Malay version of the scam messages, and their English translations.

Dengan rasa kesyukuran, Menjemput Tuan ZAITON OTHMAN Ke Majlis Perkawinan Anak Kami
Sila Klik instal Apk untuk dapatkan kad kahwin digital kami ⬇️⬇️
Sila klik instal nampak kad kahwin digital kami 🙏, agar nak tau Siapa 😀

With gratitude, Inviting Mr. Zaiton Othman to our Son’s Wedding
Please click install Apk to get our digital wedding card ⬇️⬇️
Please click install to see our digital wedding card 🙏, to know who this is 😀

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Wedding Invitation Scam : Don’t Install APK File!

This is yet another example of a Mobile Application Scam, and here are the reasons why…

Fact #1 : APK Is Android Installation File

First, it is important to know that APK files are not used to deliver wedding invitations, or photos and videos.

Short for Android Package Kit, an APK file is used to install software in Android devices. Think of it as the Android equivalent of an EXE installation file for Windows software.

Fact #2 : You Should Never Install APK File, Unless You’re An Expert

APK files, by definition, are merely installation files for Android devices. They can be used for legitimate purposes, as well as nefarious purposes.

However, legitimate Android apps are mostly delivered through proper mobile app platforms like Google Play Store and the HUAWEI App Gallery, where they are often scanned for malware before people are allowed to download and install.

Therefore, you should never download and install an APK file outside of legitimate mobile app platforms, unless you are an expert who needs to “sideload” an APK for a specific reason.

Now, this does not mean that only Android devices are vulnerable. Apple is slated to offer the ability to sideload apps too with iOS 17.

Fact #3 : Scammers Use APK Files To Install Malware

In most, if not all, cases where you receive an APK file from a stranger on WhatsApp, Telegram, through email or social media platforms, it is likely to contain malware.

Scammers use APK files containing malware to gain access to your phone. After you install these malware APK files, scammers can do anything – read your messages, steal your photos and videos, gain access to your TAC / OTP alerts, etc.

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #4 : APK File Scam Not Limited To Wedding Invitations

These mobile application scams are not just limited to wedding invitations, or offers to deliver illicit photos and videos. Scammers have also convinced their victims to install these APK malware files to :

  • book cheap temporary maid / cleaning services
  • book cheap air-conditioning services
  • book exclusive restaurants
  • receive special discounts
  • make investment transactions

Fact #5 : Scammers Use Social Engineering + Stolen Data

It is important to remember that scammers will use a combination of social engineering and stolen / purchased data to convince you to install their APK malware.

They may know your name, your MyKad number, your address and your telephone number. They may even know who is in your family, and even have your bank account or credit card details. All that information can be purchased from unscrupulous sources.

In some cases, scammers have taken over social media accounts and used them to trick the account holder’s family and friends into installing such APK malware files.

No matter who tells you to do it – even if they are your family member or friend, NEVER download and install an APK file.

Recommended : Scam Alert : How Fake Job Syndicates Operate!

Fact #6 : Bank Negara Malaysia Warned About Mobile App Scam

Bank Negara Malaysia has long warned consumers about such mobile application scams.

Be wary of clickable hyperlinks that redirects you to a site, or downloads an application to your phone. Banks will no longer send you any clickable hyperlinks via SMS!

Only download applications from your smartphone’s official application platforms (e.g. Google Play Store, [Apple] App Store, Huawei App Gallery).

Fact #7 : PDRM Confirmed This Is A Scam

On Monday, 19 June 2023, PDRM Commercial Crimes Investigation Department (CCID) Director Datuk Seri Ramli Mohamed Yoosuf warned the public about this wedding invitation scam:

This new tactic asks for an individual to open the link prepared to receive the wedding invitation. However, that’s the trick to steal information from the public and to make online transfer. The public are advised to avoid getting caught up in any message from questionable sources.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Jomo Kwame Sundaram Stock Advice Scam Alert!

WATCH OUT for scammers pretending to be Jomo Kwame Sundaram offering stock advice on Facebook!

Find out what’s going on, and warn your family and friends!

 

Jomo Kwame Sundaram Stock Advice Scam Alert!

Scammers are running Facebook advertisements that claim that famed Malaysian economist, Jomo Kwame Sundaram, is created a WhatsApp group offering free stock investment advice!

I am Jomo Kwame Sundaram
A prominent Malaysian economist.
On June 14th, I said in the stock exchange group:
There have been abnormal transactions in the Southeast Asian stock market in the past two days
Indonesian stock market soars on the 15th, with huge volatility
Now the local exchange has access to supervise the stock movement
Next, Malaysia’s stock market will also experience abnormal fluctuations
Please pay attention to: ADVCON, KPSCE, ICON, MBL these stocks
Related stock abnormal information, I will continue to send in the group
If you haven’t joined the stock exchange group
Please join in time, I will share the stock information I have for free
Master stock information and avoid losing money in the stock market

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Jomo Kwame Sundaram Stock Advice Scam : What You Need To Know!

These Jomo Kwame Sundaram stock investment scams are being promoted heavily on Facebook in 2023, so please alert your family and friends!

Fact #1 : Jomo Kwame Sundaram Reported These Fake Ads

These fake Jomo Kwame Sundaram stock advice advertisements have been promoted on Facebook for several months now. On April 15, 2023, Jomo himself posted about this scam:

*Warning Letter from Jomo Kwame Sundaram*

I regret to inform you that someone is impersonating me. They have established an official website in my name, with many old photographs and other material to give this impression.

I am presented as an education and investment consultant, neither of which is true. There is even a contact telephone number for my supposed assistant.

I have reported the impersonation to Facebook and MCMC with no indication of any action so far. This happened several years ago as well when there was an earlier effort of this type.

I have never given investment advice, and have no intention whatsoever of doing so. It is highly irresponsible for anyone to claim they know the future. Whatever I do on economic and other matters is free for the public, and I urge you not to pay money to anyone who claims to be advising you in my name.

As I have been giving lectures in Tsinghua University in the past week, when this problem began, I did not realize how quickly the problem was growing and failed to act more promptly.

Please warn your friends and loved ones.

Thank you for your cooperation.

jomo

Unfortunately, as many people have discovered, Meta / Facebook does not appear to care about these fake ads. You can report them till kingdom come, but they will just keep running on Facebook as long as these scammers pay for them!

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Fact #2 : Jomo Kwame Sundaram Is A Renown Economist

Jomo Kwame Sundaram is a world-renown economist, who writes extensively on economic policies. However, as he explained above, he is not an investment consultant!

He has better things to do than to offer you free stock investment advice! In May 7, he just published an article called “Inflation phobia, myths and dogma exacerbate policy responses” in the Review of Keynesian Economics.

Fact #3 : One Victim Lost RM480K To Investment Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar investment scam, and lost almost RM480,000 (about US$104,000).

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Watch Out For The Kinokuniya Free Books Scam!

Is Books Kinokuniya giving away free books on stock investing, to celebrate gaining 3 million fans?!

Find out what’s going on, and warn your family and friends!

 

Watch Out For The Kinokuniya Free Books Scam!

Scammers are running Facebook advertisements that claim Books Kinokuniya is giving away free books on stock investing, to celebrate its 50th anniversary!

Hello everyone, this is Books Kinokuniya, the largest bookstore in Malaysia.
🎉🎉🎉 Signups will soon exceed 3 million. In order to thank our fans for their continuous support, we will send a gift to our fans.
👋Books Kinokuniya store has prepared 1,000 sets of stock books. Free gift to all friends who support Books Kinokuniya.
Please add administrator WhatAPP. And send the mailing address, we will mail the book to you for free.

Hello everyone, this is Books Kinokuniya, the largest bookstore in Malaysia.
🎉🎉🎉 Signups will soon exceed 3 million. In order to thank our fans for their continuous support, we will send a gift to our fans.
Books Kinokuniya has prepared 1,000 sets of books in stock. Free gift for all friends who support Books Kinokuniya.
Please click on the conversation to add assistant Whats and register the mailing address, we will mail the book to the registered address for you free of charge.

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Kinokuniya Free Books Scam : What You Need To Know!

This Kinokuniya free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friends!

Fact #1 : Kenanga Reported These Pages / Ads As Fake

Books Kinokuniya is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 17, 2023:

⚠️⚠️⚠️
Dear customers,
We have been made aware of several Facebook accounts that are impersonating us about giving out free books. These accounts go by the name Books Kinokuniya Malaysia, but are NOT operated by us and we are not related to these accounts in any way. PLEASE DO NOT RESPOND TO ANY OF THESE, Books Kinokuniya Malaysia DOES NOT communicate with customers directly via Whatsapp or add our customers into Whatsapp group chat.
Follow our official social media accounts and website as follows :
Facebook : Books Kinokuniya Malaysia (https://www.facebook.com/KinokuniyaMalaysia/)
Instagram : Kinokuniyamalaysia (https://www.instagram.com/kinokuniyamalaysia/)
Corporate Site : www.kinokuniya.com.my
Webstore : https://malaysia.kinokuniya.com/
Kinokuniya Malaysia takes this matter seriously and has reported to the relevant authorities on this matter.
If you have any queries, you may email to our Customer Service at mys@kinokuniya.com or call us at 03-21648133

Fact #2 : Books Kinokuniya Is A Business, Not A Charity

Please do NOT be naive. Books Kinokuniya is an investment bank – a business, not a charity. It is not going to give away books just because it has many fans!

Even if it achieved some kind of milestone, it would make sense for Kinokuniya to offer discounts. After all, it’s a corporation whose purpose is to make money, not a charity to give you free books!

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Fact #3 : Kinokuniya Does Not Use WhatsApp To Communicate

As mentioned in their warning above, Kinokuniya has a Facebook page, an Instagram page, a corporate website as well as a website. What it does not have is a WhatsApp account!

So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!

Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928

Fact #4 : Kinokuniya Will Not Ask You To Join WhatsApp Groups

Kinokuniya has stated that it will never ask anyone to join a WhatsApp group for any reason, whether it’s for free books.

Kinokuniya is also a bookstore, not a stock broker or an investment firm. It will never offer you free investment advice, stock tips, or help you buy and sell stocks, etc.

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Fact #5 : One Victim Lost RM480K To A Free Book Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Bursa Malaysia Stock Investment Scam Alert!

Warning – both Datuk Muhamad Umar Swift and Bursa Malaysia are NOT giving out free stock investment advice or books!

Find out what’s going on, and warn your family and friends!

 

Bursa Malaysia Stock Investment Scam Alert!

Scammers are running Facebook advertisements that claim that Datuk Muhamad Umar Swift and/or Bursa Malaysia are giving free investment advice, or free books on stock investing!

Hi everyone, I am Datuk Muhamad Umar Swift
The Chief Executive Officer of Bursa Malaysia Bhd.
Since 2023, the Malaysian stock market has been relatively sluggish🤕🤕🤕
This may be because many stock market investors do not understand stock market trading
I have been blindly following the investment, resulting in a lot of losses
I have also received many letters from investors recently:
Ask if I have improved my trading skills?
Here I recommend a few stock books to everyone!
This can effectively improve your trading skills 💖💖💖
I also prepared 2,000 stock books for everyone📖📖📖
Free gift to Malaysian stock market investors, yes, it’s free!
Please add my assistant’s wapp, she will mail you books for free👇👇👇

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Bursa Malaysia Investment Scam : What You Need To Know!

These Datuk Muhamad Umar Swift and/or Bursa Malaysia free book / investment group scams are being promoted heavily on Facebook in 2023, so please alert your family and friends!

Fact #1 : Bursa Malaysia Reported These Ads As Fake

Bursa Malaysia is aware of these fake advertisements on Facebook, posting this scam alert on May 17, 2023:

[SCAM ALERT] Don’t be fooled by Facebook ads or pages that offer stock advice. Scammers are known to impersonate Bursa Malaysia representatives to lure you into their fake investment schemes. If you have come across ads or pages like this, be sure to report it to Bursa2U along with a screenshot and source link at bursa2u@bursamalaysia.com or call Bursa Malaysia’s Help Centre at +603-2732 0067. Remember to check the Securities Commission Investor Alert List at http://sc.com.my/investor-alert before investing. Contact the National Scam Response Centre hotline 997 if you have been a victim of scam.

[AMARAN SCAM] Jangan terpedaya dengan iklan atau halaman Facebook yang menawarkan nasihat saham. “Scammer” seringkali menyamar sebagai wakil Bursa Malaysia untuk memujuk anda ke dalam skim pelaburan palsu mereka. Jika anda menjumpai iklan atau halaman seperti ini, pastikan anda melaporkannya kepada Bursa2U berserta tangkapan skrin dan sumber pautan ke bursa2u@bursamalaysia.com atau hubungi Pusat Khidmat Bursa Malaysia di talian +603-2732 0067 . Semak Senarai Amaran Pelabur Suruhanjaya Sekuriti di http://sc.com.my/investor-alert sebelum melabur. Hubungi talian hotline Pusat Respons Scam Kebangsaan 997 jika anda menjadi mangsa penipuan.

#StayAlert #ScamAlert #TakNakScam #JanganKenaScam

Fact #2 : Bursa Malaysia Is Not A Charity

Please do NOT be naive. Bursa Malaysia is not only the stock exchange of Malaysia, it is also a public listed company, whose focus is to make money, not a charity to give you free books or advice!

Datuk Muhamad Umar Swift is not only the CEO of Bursa Malaysia Berhad, he is also the director of its subsidiary companies. He certainly has more important (and profitable) things to do than to create a WhatsApp group to answer YOUR questions or advice YOU on what stocks to buy!

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Fact #3 : Bursa Malaysia Does Not Use WhatsApp To Communicate

Bursa Malaysia offers a multitude of contact options by snail mail, online forms on their Bursa2U portal, email or telephone.

What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” using WhatsApp, or ask you to join the Bursa Malaysia WhatsApp group, be warned!

Datuk Muhamad Umar Swift (fake) : I’m sorry because too many people have privately messaged me, please click to add administrator 👇whatsapp👇, send “PM” to join our company’s free communication group! https://wa.me/6019527xxxx

The real Datuk Muhamad Umar Swift, and Bursa Malaysia, will never ask you to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.

Fact #4 : One Victim Lost RM480K To Investment Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

Support Tech ARP!

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Maybank ATM Card: How to disable Debit Card feature!

Find out how to disable the Debit Card feature of your Maybank ATM card, and why you should do that right away!

 

Maybank ATM Card Is Also Visa payWave Debit Card

Many Maybank customers may not know this, but your ATM card is not just an ATM card – it doubles as a Visa payWave debit card as well.

Since Maybank introduced its first combined ATM + Visa Debit card in March 2008, it has progressively migrated all existing ATM cards to the new combined card.

Today, all Maybank ATM cards are effectively Visa payWave debit cards, even though we may not have applied for the debit card or payWave functions.

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Maybank ATM Card : Why You Should Disable Debit Card Feature!

Banks are promoting the use of debit cards, because they charge an interchange fee for every debit card transaction. That is why banks are “forcing” these combined ATM + debit card onto customers.

However, debit cards only offer minimal fraud protection (if at all), as payments are considered to be directly withdrawn from your bank account. That is why personal finance experts always recommend using a credit card, instead of a debit card.

Even worse, these debit cards often include contactless payment technologies like Visa payWave or Mastercard contactless. This allows anyone to directly withdraw money from your account without even requiring the PIN number!

Transaction
Amount
Required Action
Above RM250 Tap and use PIN to approve
RM250 and below Just tap. No PIN required.

Now, to be clear, the debit card and payWave feature will only be enabled after you perform at least one (1) successful PIN transaction at any point-of-sales terminal. But once that is done – both debit card and payWave features will remain activated.

This is one of the many reasons why money-savvy people do not use debit cards at all. It’s not only much safer to use credit cards, they also help build your credit rating and some benefits like cash back rebates, points, etc. There literally isn’t any benefit to using debit cards.

Unfortunately, many banks aren’t giving you the option of opting out. You may not want one, but you may not have a choice. The Maybank ATM card, for example, is a Visa payWave debit card which you cannot opt-out of. You cannot ask for a pure ATM card, and neither will Maybank disable the debit card or payWave features. I know. I asked.

Recommended : Facebook Ads Scam Hits Many Maybank Customers!

 

Maybank ATM Card : How To Disable Debit Card + payWave!

To be clear – there is no way to actually disable the debit card or payWave functionality of your Maybank ATM card. But you can effectively disable both features by setting the debit card purchase limit to zero.

In this guide, I will show you how to do that using your Maybank2U online account, or at the Maybank ATM.

Maybank2U Online Account

Step 1 : Log into your Maybank2U account

Step 2 : On the right corner of the Maybank2U screen, click on the Settings option.

Step 3 : Click on the Cards tab, and it should show you the Manage Debit Cards section by default.

As you can see, by default, the Maybank ATM-debit card has a purchase limit of RM1,000 per transaction.

Step 4 : Click on the Edit icon, and you will be able to change the Purchase Limit, from RM0 all the way to RM10,000.

Step 5 : Select RM0.00 from the drop-down list, and the click the SAVE button.

Step 6 : Look for this yellow banner at the bottom of the screen, and click the REQUEST button to request the 6-digit SMS TAC on your registered mobile number.

Step 7 : Once you receive the 6-digit SMS TAC, key it into the box, and click on the CONFIRM button.

If you keyed in the correct SMS TAC, you should see this notice telling you that your new purchase limit has been set.

Now that you have successfully reduced your Purchase Limit to RM0.00, it doesn’t matter that Maybank refuses to disable the debit card or payWave function. They both just won’t be able to transfer any money from your account!

Maybank2U Online Account

Step 1 : Insert your ATM card and key in your PIN number.

Step 2 : Select Other Transaction in the main menu.

Step 3 : Select the  Change Limit / Language / Maybank One option.

Step 4 : Select the Purchase Limit option.

Step 5 : Select No Purchase to prevent the card from being used to make any purchases.

Alternatively, you can select Preferred Limit. Then you need to key in RM 0.00, and then select Yes to confirm that decision.

After you set No Purchase or a Preferred Limit of RM0.00, the debit card and payWave functionality of your Maybank ATM card is effectively disabled.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Cybersecurity | MoneyTech ARP

 

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Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!