Tag Archives: Financial Cyberthreats

Jaya Grocer 20th Anniversary Scam Alert!

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Please watch out for the Jaya Grocer 20th Anniversary survey scam!

Find out why it is just a SCAM, and WARN your family and friends!

 

Jaya Grocer 20th Anniversary Survey Scam Alert!

People are now sharing these Jaya Grocer 20th Anniversary messages on WhatsApp :

Jaya Grocer 20th Anniversary!

Click to enter to participate in the survey, have a chance to win $1000!

Jaya Grocer 20th Anniversary!

Through the questionnaire, you will have a chance to get 2000 Ringgit .

 

Jaya Grocer 20th Anniversary Survey : Why This Is A Scam

Unfortunately, this is yet another survey scam, like the FamilyMart 70th Anniversary scam!

For one thing – Jaya Grocer was established in 2007, with its first outlet in Jaya 33 in Petaling Jaya 2007.

So they would only be celebrating their 20th anniversary in 2027!

Jaya Grocer also confirmed that this survey is a scam.

I know many of us are in dire straits during this COVID-19 pandemic, having lost jobs, income or even loved ones.

Unfortunately, scammers are counting on our desperation to prey on us, using the same survey scam they have been using for years :

Now, let me show you how to spot these scams next time!

If you spot any of these warning signs, DO NOT PROCEED and DO NOT SHARE!

Warning Sign #1 : Bad Grammar

Most of these scammers do not have a good command of the English language, so if you spot bad grammar, stay away.

Proper contests or events sponsored by major brands like Jaya Grocer will have a PR or marketing person who will vet the text before allowing it to be posted.

Warning Sign #2 : Offering You Free Money Or Gifts

Please do NOT be naive. No one is going to give you money or free gifts just to participate in a survey!

Jaya Grocer isn’t going to give you FREE money, just because it’s their anniversary.

They are a corporation whose business is to make money, not a charity to give you free money.

Warning Sign #3 : Not Using The Real Jaya Grocer Domain

A genuine Jaya Grocer campaign would use their real domain – www.jayagrocer.com.

Or they would run it off the official Jaya Grocer page on Facebook – www.facebook.com/jayagrocer/.

If you see nonsensical domains like uglyarticle.club, ldxqw.bar, etc. that’s a sign of a SCAM!

Warning Sign #4 : Asking You To Forward The Offer

No brand will insist that you must share the offer with 5 groups or 20 friends on WhatsApp.

Do not click to forward their offer to your family and friends. They will not appreciate being scammed with your help!

Warning Sign #5 : Asking You To Download + Register An App

If you click through and joined the fake survey scam, you will eventually be asked to download and register for an app.

That is VERY DANGEROUS. Never agree to download and register for any unknown app from a website.

Always download your apps from an official App Store like Google Play Store (for Android smartphones) and Apple App Store (for iPhones).

 

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Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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HUAWEI New Year Gift Scam : Don’t Click Or Share!

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Watch out for the HUAWEI New Year Gift scam that’s circulating on WhatsApp!

Do NOT click or share. Just delete it, and WARN YOUR FAMILY AND FRIENDS!

 

HUAWEI New Year Gift Scam : Do NOT Click Or Share!

Scammers are sending out this message on WhatsApp, claiming that HUAWEI is giving away New Year gifts.

Please do NOT click on the message, or share it. Just delete it and warn your family and friends!

 

Why This HUAWEI New Year Gift Offer Is A Scam

Let us show you why this HUAWEI New Year Gift offer (and similar offers) is just a scam.

If you spot any of these warning signs, BACK OFF and DO NOT PROCEED!

Warning Sign #1 : Not Using The Real HUAWEI Domain

A genuine HUAWEI campaign would use the real HUAWEI domain – www.huawei.com.

The use of a different domain (2021-whatsapp3w.bar) should warn you that this is not a legitimate HUAWEI website.

Warning Sign #2 : HUAWEI Does Not Give Away Free Gifts

HUAWEI is a for-profit corporation whose goal is to make money, not give it away.

They are not a charity, and will never give free gifts to celebrate a new year, or anniversary.

They only give free gifts to promote the purchase of their latest products.

Warning Sign #3 : Ridiculous Prizes

While brands may sometimes give away branded swag like a face mask, a t-shirt, or a cap; they will NEVER give away CASH as a prize.

And there is no way they would give away US$5,000 cash prizes. That’s just nuts! It should be cheaper to just give away one of their latest Mate 40 Pro smartphones.

 

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Maybank B40 Subsidy Scam : Do NOT Click Or Call!

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Watch out for the new Maybank B40 subsidy scam! It is a phishing attack to gain access to your Maybank account!

Do NOT click or call. Just delete it, and WARN YOUR FAMILY AND FRIENDS!

 

Maybank B40 Subsidy Scam : Do NOT Click Or Call!

Scammers are sending out this SMS claiming that Maybank (MBB) will issue the B40 subsidy after you fill in some information.

Please do NOT click on the message, or call the telephone number. Just delete it and warn your family and friends!

 

Why This Maybank B40 Subsidy Offer Is Just A Scam

Let us show you why this Maybank B40 subsidy offer (and similar offers) is just a scam.

If you spot any of these warning signs, BACK OFF and DO NOT PROCEED!

Warning Sign #1 : No Such B40 Subsidy Program

The Malaysian government has not announced any B40 subsidy program.

Neither would Maybank offer free money for the B40. It’s a bank, not a charity.

Warning Sign #2 : Bad Grammar

The bad English grammar should be a warning sign that this is not a legitimate offer.

Warning Sign #3 : Not Using The Real Maybank Domain

A genuine Maybank campaign would use the real Maybank domain – www.maybank.com.my.

The use of a different domain should warn you that this is not a legitimate Maybank website.

In fact, Google Chrome will warn you that this website is a phishing attack – to get your personal and banking information.

Warning Sign #4 : Asking You For Your Information

The banks – whether they are Maybank, Public Bank, CIMB, etc – will NEVER ask you to fill in your personal details.

Think about it – they already have your information because you have an account with them!

Even if there is a legitimate B40 subsidy programme, they only need you to log into your Maybank account. They do NOT need you to register your details again.

These scammers ask you for these details so they can use them in phishing calls, to convince you that they are really from Maybank.

Warning Sign #5 : Asking You For Your Bank Login!!!

This is a BIG warning sign. Banks will NEVER ask you for your user name and password.

If you key in this information, you are basically giving these scammers access to your Maybank account.

They will call or message you and try to get your TAC (Transaction Authorisation Code) number that is sent to your mobile number. DO NOT GIVE THAT TO THEM!

If you sent them your user name and password, please contact the bank immediately, and change your password!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Fact Check : Donald Trump Attacks Top Glove On Twitter?

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Did Donald Trump attack Top Glove to protect American companies, and prevent it from becoming a Fortune 500 company?

Find out what’s going on with Donald Trump and Top Glove, and what the FACTS really are!

 

Top Glove In Trouble With US Government : A Quick Primer

On 15 July 2020, US Customs and Border Protection (CBP) placed a detention order on disposable gloves manufactured by two Top Glove subsidiaries – Top Glove Sdn Bhd and TG Medical Sdn Bhd.

That action led to a massive sell-off in Malaysian and Singaporean bourses, with Top Glove shedding 9.63% (RM 2.10) in Malaysia and 9.18% (96 cents) in Singapore on 16 July 2020.

 

Claim : Donald Trump Attacked Top Glove On Twitter!

After that announcement, a screenshot of Donald Trump attacking Top Glove on Twitter started going viral.

It suggests that Top Glove was being targeted for being too successful, and Donald Trump wanted to protect American companies.

I’ve got to cause the Malaysian market to fall. We can’t let Topglove be a Fortune 500 company, we’ve to protect our own. Amazon shall not be taken over by some Chinese business man. #MAGA #MakeAMERICAgreatAGAIN

12:11 PM – 15 Jul 2020

Note : We intentionally placed a HOAX overlay on the screenshot to prevent it from being further abused.

 

Donald Trump Did NOT Attack Top Glove On Twitter : Here Are The Facts!

As our intentional placement of the HOAX overlay shows, that tweet is FAKE.

Skeptics may ask – how do you know Donald Trump did not attack Top Glove on Twitter?

Fact #1 : Donald Trump Did Not Post That Tweet

If you check Donald Trump’s Twitter feed, you won’t find the post at all. It doesn’t exist.

Donald Trump was “offline” for about 12 hours on 15 July 2020. He did not post anything after his 7:43 AM tweet, only posting on 7:39 PM when he commented about Joe Biden.

Fact #2 : No Mention Of It In Any Media Outlet

Donald Trump may be a buffoon, but he is a buffoon whose tweets are anxiously covered by media outlets all over the world.

Such a tweet, which was allegedly retweeted over 10,900 times, would have been covered by the Malaysian press, if not international media outlets.

Yet, you won’t find a single mention of this tweet online.

Fact #3 : Top Glove Cannot Possibly Be In Fortune 500

Fortune 500 is an annual list of the 500 most profitable American companies. Top Glove is not an American company, and therefore, would not qualify for the Fortune 500 list.

So it would not be logical for Donald Trump to be worried about Top Glove entering the Fortune 500 list.

Fact #4 : Top Glove Revenue Too Low To Be In Fortune 1000

Fortune 500 is not based on market capitalisation, but revenue for the fiscal year.

While Top Glove is the world’s largest manufacturer of gloves, its annual revenue is only RM 2.4 billion (about US$ 562 million).

Liberty Oilfield Services is ranked #1000 in the Fortune 1000 list for 2020, with an annual revenue of US$1,990.3 million – 3.5X Top Glove’s revenue!

Never mind about Fortune 500, Top Glove cannot even make it into the Fortune 1000 list!

While there is a Global 500 list, Top Glove does not have enough revenue to qualify.

Fact #5 : It Would Be Impossible For Anyone To Take Over Amazon

Amazon is no. 2 on Fortune 500, with an annual revenue of US$280 BILLION – about 500X more than Top Glove.

On top of that, it has a market capitalisation of US$1.46 TRILLION, with CEO Jeff Bezos owning 11.1% of its shares.

Anyone who wants to buy Bezos out, will need to fork out some US$162 BILLION. Any takers?

Even Donald Trump and his entire family isn’t rich enough to THINK about buying out Jeff Bezos!

PS. Someone suggested to us that the post was written by a Chinese native who wanted to say t hat Top Glove might “overtake”, not “take over” Amazon. As you can tell – that’s not happening either.. LOL!

Fact #6 : Top Glove Detention Order Due To Labour Issues

Top Glove Managing Director Datuk Lee Kim Meow identified labour issues as the reason for the CBP detention order.

According to him, a consultant they hired narrowed down two possibilities for the detention order :

  • Passport retention of Top Glove’s migrant workers
  • Recruitment fees previously paid by their migrant workers

Fact #7 : Top Glove Was Dogged By Forced Labour Controversies

Back in December 2018, The Guardian claimed that Top Glove was subjecting their migrant workers to forced labour, forced overtime, debt bondage and other labour controversies.

Just last month (June 2020), Channel 4 News reported that Top Glove employees were forced to live in cramped conditions during the COVID-19 pandemic.

On top of that, they were only paid £1.08 (~RM 5.60) an hour, while being forced to work for long hours with excessive overtime.

The workers, who are mostly migrants, claimed that they had to pay up to US$5000 in recruitment fees, leaving them in debt bondage.

 

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Ransomware Warning : 1 in 3 Attacks Target Business Users!

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INTERPOL and Kaspersky are urging organisations to protect their data against ransomware, because 1 in 3 attacks target business users!

 

Ransomware Warning : 1 in 3 Attacks Target Business Users!

Recent Kaspersky research revealed that in 2019, WannaCry is still the most prevalent ransomware circulating, and some 30% of people targeted by ransomware were business users!

  • 30% of ransomware attacks targeted business users
  • Organisations lost, on average, US$1.46 million in costs, fines and repetitional damage in 2019
  • WannaCry attacked 164,433 users in 2019, and accounted for 21% of all ransomware attacks.
  • GrandCrab accounted for 11% of attacks, while Stop accounted for 4%.

WannaCry, arguably the world’s most famous ransomware, reached its peak 3 years ago – on 12 May 2017 – but continues to wreak havoc on unsuspecting victims.

GrandCrab is famous for its ransomware-as-a-service model, rented out to cybercriminals by its developers. Meanwhile, Stop spreads through compromised software and websites, as well as adware.

 

Ransomware : How To Protect Your Business

Here are some tips that Kaspersky is recommending to stay protected against ransomware :

  • Explain to employees how following simple rules can help a company avoid ransomware incidents.
  • Always have fresh back-up copies of your files so you can replace them in case they are lost (e.g. due to malware or a broken device).
  • Don’t just rely on a physical backup, but also store your backup in the cloud for greater reliability.
  • Always update your operating system and software to eliminate recent vulnerabilities.
  • Use anti-ransomware software, which will prevent ransomware from exploiting vulnerabilities in software and applications – especially important for customers who continue to use Windows 7.

And if a corporate device is encrypted by ransomware, please remember that the attack is a criminal offence. You should NOT pay the ransom.

Instead, report the ransomware attack to your local law enforcement agency, and find a decryptor that may work for you. Some are available for FREE.

 

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