Tag Archives: Finance

Will QR code on free water bottle empty your bank account?!

Will the QR code on a free water bottle really empty your bank account if you scan it?! Take a look at the viral claims, and find out what the facts really are!

 

Claim : QR Code On Free Water Bottle Will Empty Your Bank Account!

People are sharing a video on WhatsApp and social media, claiming or suggesting that water bottles are being distributed by scammers, and scanning the QR code on those water bottles will empty your bank accounts!

Don’t scan any gift QR, it will Zero your bank account.

The scammer put a new thermos bottle on the iron door. Never scan the QR code on a thermos. Once scanned, the money from the bank account was stolen by the fraudsters. Please spread the word

Here is a translated transcript of what the man says in the video below:

After we came out of the house, we saw this tumbler. This is one of the ways they placed the tumbler on our gates. My house received one, my neighbour also received one. See.

So people have to be careful because the bottle says “Scan QR get RM200 cash coupon”. Go Shopping. You have to be careful. My neighbour also received one.

Recommended : Bank Letter QR Code Scam : What You Need To Know!

 

Truth : QR Code On Free Water Bottle Will Not Empty Your Bank Account!

This appears to be yet another example of fake news circulating online, and here are the reasons why…

Fact #1 : Go Shopping Appears To Be Legitimate App

I traced the Go Shopping app to both the Google Play Store (archive), and the Apple App Store (archive), and it appears to be a genuine mobile app. In both stores, it describes itself as:

Go Shopping is an online shopping app primarily serving the Southeast Asian region. It has expanded to over 7 countries, amassing more than 200,000 users. Go Shopping garners support from major source manufacturers, differentiating it from other e-commerce platforms.

As a rapidly growing new e-commerce platform, Go Shopping offers Southeast Asian users high value-for-money shopping, a wide range of products, and various discount plans. Many popular products on the Go Shopping platform are available at substantial discounts of 40% to 60%. Consumers can learn more about products and join flash sale groups

In the Google Play Store, the developer was listed as NWS Hardware Trading, while in the Apple App Store, the developer was listed as Yap Chee Leong.

In the Google Play Store, the Go Shopping app has a 3.5 star rating, and it has a 3.3 star rating in the Apple App Store.

Fact #2 : NWS Hardware Trading Appears To Be Legitimate Company

I looked up NWS Hardware Trading, and it appears to be a genuine company that was incorporated on 10 May 2022 in Malaysia, with the SSM registration number of 003396291-V.

According to CTOS (archive), its official business type was listed as “trading in furniture hardware and aluminium glass door for kitchen and wardrobe“.

However, on two different job recruitment websites (here, here), NWS Hardware Trading uses the same Go Shopping logo, and says that it aims to create “a reliable business platform for shoppers to buy good products and save money“:

About NWS Hardware Trading

WORTH is aimed to present a reliable business platform for the Shoppers to buy the good products and save money. More than 3,000 manufacturers and suppliers have business cooperation with us to help factories clear their inventories.

This basically confirms that NWS Hardware Trading is a legitimate company registered in Malaysia, and it developed and owns the Go Shopping app that is available in both the Google Play Store, and the Apple App Store.

Recommended : Can Restaurant Menu QR Code Hack Your Phone?!

Fact #3 : QR Code Is Not Malicious In Nature

QR code (which is short for Quick Response code) is not nefarious or malicious in nature.

The QR code is merely a type of two dimensional barcode that was invented in 1994 by the Japanese company, Denso Wave, to track automotive parts. It has since been adopted for other purposes because it is more efficient and can support more than just numbers. For example, Version 40 QR code can contain up to 7,089 numbers or 4,296 characters.

Ultimately, a QR code is nothing more than a series of numbers or characters – data which can be used for a variety of purposes, including providing a link to an online restaurant menu.

Fact #4 : QR Code Cannot Empty Bank Accounts

While QR codes are not malicious by nature, scammers can and do create fake QR codes to trick people. In Texas, for example, fake QR codes were placed on parking meters to trick drivers into keying their credit card or bank login information in fake (phishing) websites that look like a genuine payment website.

I tried a number of ways to scan the QR code, but was unsuccessful. The resolution appears to be too poor in the video, or the QR code was too distorted to be scanned successfully. So I cannot confirm that the QR code leads to the Go Shopping app, or a phishing website.

That said, scanning the QR code itself won’t empty your bank account, as people are claiming on WhatsApp and social media. That’s the stuff of bad movie plots.

What can happen though is that scammers can create such water bottles using logos of legitimate companies, and insert QR codes that lead to fake (phishing) websites that masquerade as bank or payment platforms, to trick you into giving up your credit card or bank login details.

Then the scammers can use those details to make fraudulent charges on your credit card, or log into your bank account to transfer money.

Recommended : Malaysia Airlines 6 Months Free Flight Card Scam Alert!

Fact #5 : Go Shopping Is Pretty Obscure

Truth be told, scammers would more likely use more famous or familiar brands or apps like TNG eWallet, Grab, Maybank MAE, etc. to trick you into giving up your credit card or bank login details.

You are more likely to trust a QR code from a well-known brand, rather than an obscure brand like Go Shopping, whose app has only garnered some 10,000 downloads in the Google Play Store.

Although I cannot verify the QR code on the water bottle, this looks like a marketing promotion by NWS Hardware to promote its Go Shopping app.

Fact #6 : You Can Choose Not To Scan QR Code

If you receive such a water bottle, there is a simple solution – you can use it without scanning the QR code.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Money | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

RM500 Bantuan Awal Ramadhan 2024 Scam Alert!

Is the Malaysian government giving every citizen RM500 for Ramadhan 2024?! Take a look at the viral claim, and find out why it’s just a scam!

 

RM500 Bantuan Awal Ramadhan For 2024 Scam Alert!

People are sharing links to websites that purportedly offer RM500 from the Malaysian government as Ramadhan 2024 aid (Bantuan Awal Ramadhan).

Terkini : Kerajaan umum satu lagi bayaran bantuan khas Aidilfitri RM1,000 akan disalurkan pada 8 April ini secara berperingkat.

Senarai Penerima : http://sumbangan=xxxx=xxxxx.madani2024.my.id

Latest : The general government another Aidilfitri special aid payment of RM1,000 will be distributed on April 8 in stages.

List of Beneficiaries : http://sumbangan=xxxx=xxxxx.madani2024.my.id

Bantuan Awal Ramadan RM500 Mula Dikreditkan Secara Berperingkat

Ramadan Early Aid RM500 Begins to be Credited Gradually

These scams do not only appear on WhatsApp and Telegram, but also TikTok.

Recommended : Can You Get Free Cash Via MyKasih App?!

 

Why RM500 Bantuan Awal Ramadhan 2024 Is A Scam!

This is yet another example of FAKE NEWS circulating on WhatsApp, and social media platforms, and here are the reasons why!

Fact #1 : There Is No RM500 Bantuan Awal Ramadhan For 2024

Let me start by pointing out that there is no such thing as the RM500 Bantuan Awal Ramadhan aid for 2024.

On 6 March 2024, the Malaysia Ministry of Finance called it fake news, and warning people against sharing it:

THIS IS FAKE NEWS!

The Ministry of Finance stresses that the Ramadan Aid 2024 claim is FALSE.

Be careful and don’t be easily fooled by such news on social media.

Visit the portal and follow the Ministry of Finance’s official social media channels for the latest and most accurate information.

Recommended : Warning – PDRM Parking Fine Scam Alert!

Fact #2 : Photo Taken From 2023

The photo used in this scam was actually taken from a website posting about the 2023 Ramadhan aid given by Federal Territory Islamic Religious Council (Mаjlіѕ Agаmа Iѕlаm Wilayah Pеrѕеkutuаn, MAIWP).

In its official announcement, MAIWP gave a special one-off RM500 Ramadan financial aid on 27 March 2023. However, this financial aid was limited to existing recipients of monthly financial aid from MAIWP.

Not only was this one-time financial aid limited to 2023, there was no application, and the money was automatically given to eligible recipients.

Ramadan 1444H assistance to recipients of monthly financial assistance.

RM500 One Off

The distribution of aid will be implemented in stages on March 27, 2023 (Monday) corresponding to 5 Ramadan 1444H.

Fact #3 : It’s A Phishing Scam

I investigated one of the links, and it appears to be a phishing website registered in Indonesia, using the domain “madani2024.my.id” that was created on 29 February 2024.

This phishing website attempts to trick you into giving up your Telegram account access, by asking for:

  • your phone number
  • your Telegram account password
  • your Telegram OTP

Once the scammers have that information, they can take over your Telegram account, which can then be used to scam

It is likely that the other scammers may try to steal your WhatsApp account, and/or trick you into giving up your bank account login details.

Do NOT click on the links, and do NOT share them with your family and friends!

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Crime | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Is Canada rolling out Social Credit System for Bank Accounts?!

Is Canada rolling out a social credit system that links bank accounts to obedience scores of its citizens?! Take a look at the viral claims, and find out what the facts really are!

 

Claim : Canada is rolling out Social Credit System for Bank Accounts!

People are sharing an article (archive) by Natural News, which claims that Canada is rolling out a social credit system that links bank accounts to obedience scores of its citizens!

Here is an excerpt of that very long and (intentionally???) confusing article:

Canada rolling out social credit system, citizens’ bank accounts linked to obedience scores

Our neighbors to the north are implementing a new system called “open banking” that will link citizen’s bank accounts to a new social credit scoring system.

Recommended : Did Bill Gates Order Govts To Replace Farmers With AI Bots?!

 

Truth : Canada is not rolling out Social Credit System for Bank Accounts!

This appears to be yet another example of fake news circulating online, and here are the reasons why…

Fact #1 : Canada Is Not Rolling Out Any Social Credit System!

Let me start by simply pointing out that Canada is not rolling out any social credit system!

In fact, the Department of Finance Canada labelled these allegations as “false”, and said that there are no plans to adopt such a system in a March 20, 2024 email (source).

Any allegation that the Government of Canada is trying to introduce social credit scores is categorically false.

Claims that Canada is rolling out a social credit system along the same lines as China’s social credit system isn’t new (example). It appears to have started in 2021, just before the Canadian federal election.

It was not true back in 2021, and it is not true either in 2024. But it goes to show how fake news can be recycled over time to generate controversy (and money???)

Fact #2 : Natural News Provided No Evidence

I should point out that the Natural News article provided no evidence that Canada is rolling out any social credit system, or that bank accounts will be linked to “obedience scores”.

It merely linked to a Slay News article (archive) which made similar claims, but also did not provide any evidence that Canada is rolling out a social credit system, or that bank accounts in Canada will be linked to a social credit score.

Recommended : Did Insider Reveal WEF Global Famine False Flag Op?!

Fact #3 : Open Banking Is Not A Social Credit System

Instead of a social credit system, these articles appear to be pointing at open banking, which is completely different.

Also known as consumer-directed banking, or consumer-led banking, open banking requires banks to “open up” their hitherto private application programming interfaces (APIs) so that consumers can share their financial information securely with other banks or authorised organisations like fintech companies, and payment providers.

Open banking has nothing to do with social credit, and merely allows you – the consumer – to securely share your financial information with other banks, payment providers, and fintech companies that you approve.

Without open banking, you will need to share your financial information manually, and in very insecure ways that can be easily duplicated and shared outside of the approved institutions.

An estimated 9 million Canadians currently share their financial data by providing confidential banking credentials to service providers.

This process, known as screen-scraping, is unsecure and raises security, liability, and privacy risks to consumers and the financial system.

– Department of Finance Canada

Recommended : Is Google Shutting Down Gmail For Good?!

Fact #4 : Open Banking Has Not Even Been Approved In Canada!

Claims that Canada is already rolling out a social credit system through open banking are easily disproven. Not only is open banking not a social credit system, it hasn’t even been approved in Canada!

According to the Department of Finance Canada (archive), the federal government will submit the legislative framework for open banking that will be introduced in Budget 2024, which is slated for 16 April 2024. Even if it is approved, the Canadian government will only introduce open banking in 2025.

To be clear – open banking has not been approved in Canada. Even if it is approved, it won’t be available for use until 2025.

Fact #5 : Open Banking In Canada Will Be Opt-In

I should also point out that the proposed open banking system in Canada is meant to be opt-in, and users will have to consent to share their financial information with the service provider they approve.

In other words – no one can force you to use the open banking system to securely share your financial information.

If you choose to go “old school” and take screenshots that would reveal other private details, and can be freely shared outside of the approved service provider, you do you. Just don’t blame anyone for leaking your personal financial information when you are making it so easy to do that.

Recommended : Is Canada Going To Arrest Citizens Who Promote Fossil Fuels?!

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | BusinessTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Why viral warning on New EPF Nominee Rules is fake news!

Find out why the viral warning on the new EPF (KWSP) Nominee rules is really fake news, and warn your family and friends!

 

Claim : New EPF Nominee Rules Will Channel Money To Amanah Raya!

This warning about new EPF (KWSP) Nominee rules has gone viral on WhatsApp recently:

Forward as received

Malaysian pls read:

NEW EPF RULES

If ONE (1) of your Nominees in the EPF Nominees list dies, automatically the whole arrangement (EPF Nominees list) is VOID ..

Recommended : Malaysia Airlines 6 Months Free Flight Card Scam Alert!

 

Truth : New EPF Nominee Rules Will Not Channel Money To Amanah Raya!

This is yet another example of fake news circulating on WhatsApp, and here are reasons why…

Let me start by pointing out that the Employees Provident Fund (EPF / KWSP) has publicly refuted the viral warning.

The EPF emphasises that the information in the chain email is NOT TRUE.

I will now go through the claims, and share with you what EPF / KWSP has said about those allegations:

Whole EPF Nominee List Is Void When A Nominee Dies?!

False. EPF clearly states that it is not true that your nominee list is deemed void whenever one of your beneficiaries die.

If an EPF member nominates more than one beneficiary, and one of them dies, then only the portion bequeathed to that deceased beneficiary will be invalid.

If the EPF member dies without updating his/her EPF nominee list, the surviving beneficiaries will receive their portions accordingly.

Meanwhile, the portion bequeathed to the deceased beneficiary will be subject to procedures under “EPF savings without nomination”, where the priority for the right to claim shall go to the next of kin or appointed administrator in charge of your estate.

Recommended : STR 2024 Scam Alert : Can You Get RM1,000 Per Month?!

Your EPF Money Goes To Amanah Raya If No Beneficiary?!

False. If an EPF member nominates a single beneficiary, and the beneficiary dies, the nomination is void unless a new beneficiary is nominated. However, if the EPF member dies without nominating a beneficiary (or the sole beneficiary has died), the following conditions apply:

If the member has less than RM25,000 in his/her EPF Account, the initial sum of RM2,500 will be paid to his/her next of kin. The balance will be paid two months after the member’s death.

If the member has more than RM25,000 in his/her EPF Account, the initial sum of RM2,500 will be paid to his/her next of kin. The second payment (not more than RM17,500) will be paid to the next of kin two months after date of death. The balance of the savings will be paid upon submitting the Letter of Administration / Grant of Probate / Distribution Order / Faraid Certificate from estate administrators such as Amanah Raya Berhad or the Court or the Land Office.

For Muslim members, the Faraid Law will apply, in which case the beneficiary will act as an administrator or “wasi” who will be responsible for distributing the savings in accordance to the Faraid Law.

You Must Produce Death Certificate To Change Nomination?!

False. EPF members do not need to produce the death certificate of a deceased beneficiary to change their nomination.

EPF members can change or update their nomination at any time, by completing a new KWSP 4 Form. This will automatically revoke any earlier nomination made.

Family Members Must Go To EPF Counter Within 3 Days?!

False. The family of EPF members who happen to die together with their nominees do not need to go to the EPF counter within 3 days, to prevent their savings from being “surrendered to Amanah Raya”.

EPF will disburse the money as if the EPF member died without nominating a beneficiary (see above).

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | MoneyTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

CNY 2024 : No Highway Tolls + Speed Limit Reduction!

The Malaysian government just announced two days of toll-free travel and a speed limit reduction for the CNY 2024 holidays!

 

CNY 2024 : No Highway Tolls On February 8-9!

On Wednesday, 7 February 2024, the Ministry of Works announced that there will be no highway tolls from February 8 to 9, in conjunction with Chinese New Year 2024!

In a short public announcement, the Ministry announced that the toll-free travel would apply to all Class 1 private vehicles for two days, from 12:01 AM on Thursday, February 8, to 11:59 PM on Friday, February 9, on exiting the toll booths.

This toll-free travel will extend to all highways, except at the toll plazas at the national borders:

  • the Bangunan Sultan Iskandar (BSI) Toll Plaza
  • the Tanjung Kupang Toll Plaza

The expected financial implication of these two days of toll-free travel is estimated to be about RM42.99 million.

Recommended : Motorists Can Renew Licence + Road Tax Via MyJPJ App!
Recommended : 2024 Public + School Holidays For Malaysia!

 

CNY 2024 : Speed Limit Reduction For 6 Days!

In conjunction with the CNY holidays, the Ministry of Works also ordered a reduction in all speed limits on all roads.

For 6 days from 8 to 13 February 2024, the speed limit will be reduced from 90 km/h to 80 km/h, on all federal roads.

This speed reduction are amongst the moves made to improve safety and reduce the risk of accidents during the CNY 2024 festivities.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Travel | Business | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Touch ‘n Go eWallet To Charge 1% Fee For Credit Card Reloads!

TNG Digital just announced a 1% fee for all credit card reloads to the Touch ‘n Go eWallet! Here is what you need to know…

 

Touch ‘n Go eWallet To Charge 1% Fee For Credit Card Reloads!

TNG Digital just announced a 1% fee for all credit card reloads to the Touch ‘n Go eWallet, from 24 February 2024 onwards!

Touch ‘n Go eWallet users will have to switch to DuitNow Transfer, and debit card, for their reloads.

TNG Digital say that it made this move to reduce the high cost of credit card reloads that it has been subsidising all this while, and to curb the cashing out of the credit card reloads to bank accounts.

This move is to curb excessive cashing out of credit card balance to bank accounts and offset the heavy cost of credit card reloads which TNGD has been subsidising since its inception.

Users are encouraged to use bank transfers via DuitNow which has exactly the same process as fund transfer among bank accounts.

– TNG Digital CEO Alan Ni

TNG Digital had earlier reduced the amount of credit card reloads that Touch ‘n Go eWallet users can transfer to their bank accounts. In March 2023, it reduced the amount of transferable credit card reloads to RM1,000 per month.

Upon exceeding that RM1,000 limit, users can choose to further use their credit cards for reloads with a 1% fee. The new February 2024 policy basically removes the free credit card reload for the first RM1,000.

Recommended : Free TNG RFID Bar Code Scam Fact Check!

 

How To Avoid 1% Fee On Touch ‘n Go eWallet Reloads

From 24 February 2024 onwards, the only ways to get free reloads on the Touch ‘n Go eWallet is to use DuitNow Transfer, or your debit card.

Reloading using your debit card is no different from using your credit card, so it should be easy for you to simply switch to your debit card.

Transferring using DuitNow Transfer is, unfortunately, not so straightforward with the Touch ‘n Go eWallet. For those who are not familiar with using DuitNow Transfer, here’s a quick guide:

Look For Your DuitNow Account Number

Step 1 : Open and log into your Touch ‘n Go eWallet.

Step 2 : Click on the Profile button at the upper right corner of the screen.

Step 3 : Under your name, you will see your 12-digit DuitNow account number. Write it down, or click on the copy button to copy it.

Reload Using Your DuitNow Account Number

Step 1 : Log into your preferred bank’s app or website.

Step 2 : Select the Transfers option.

Step 3 : Select the Transfer to other banks option.

Step 4 : Select Touch ‘n Go eWallet or DuitNow Transfer option.

Step 5 : Key in your Touch ‘n Go eWallet DuitNow account number.

Step 6 : Key in the amount you want to transfer, and click the Next or Transfer.

Step 7 : In the transfer summary page, verify the details and click Proceed. If you wish, you can also select “Add as Favourite” to make it easier to transfer more funds in the future.

As you can see, the DuitNow Transfer isn’t as user-friendly as using the credit card, which could put off many users. So a better alternative might be to use your debit card instead. Even so, I foresee many people switch to alternative e-wallets for payments.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Software | MoneyTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

STR 2024 Scam Alert : Can You Get RM1,000 Per Month?!

Watch out for the STR (Sumbangan Tunai Rahmah) 2024 scam, and find out why you really cannot get RM1,000 per month!

 

STR 2024 Scam : Get RM1,000 Per Month For Free!

Many people are getting messages about getting RM1,000 in free cash through the STR (Sumbangan Tunai Rahmah) scheme on WhatsApp and Telegram, from their family members and friends:

TERKINI: Permohonan untuk bantuan MySTR 2024 RM1000 sebulan
.
📒 Borang Permohonan (Online dan Manual)
📒 Kemaskini Maklumat kerajaan
.
Memohon secara online👇👇
https://xxxx-xxxx-xx-xxx-tunai2024.com/39/kerajaan

Recommended : Bantuan Rakyat Malaysia Scam Alert!

 

STR 2024 Scam : Don’t Fall For The RM1,000 Offer!

This is yet another scam circulating on WhatsApp and Telegram, and here are reasons why…

Fact #1 : STR 2024 Is Only Given Quarterly

First, let me just point out that the 2024 STR (Sumbangan Tunai Rahmah) program is genuine. However, it is restricted to the hardcore poor, and is paid out quarterly.

STR 2024 Application Period Payment Date
Phase 1 1 to 30 Nov 2023 29 January 2024
Phase 2 1 Dec 2023 to 29 Feb 2024 April 2024
Phase 3 1 March to 30 June 2024 August 2024
Phase 4 1 July to 30 Sept. 2024 November 2024

In short – you won’t get the money on a monthly basis, as the scam websites are claiming.

Fact #2 : STR 2024 Scam Targets Your Data + Telegram Account

The real STR (Sumbangan Tunai Rahmah) website will only ask you for your MyKad or user ID to check your STR 2024 status.

The scam websites, on the other hand, will ask you to submit your full name, and your mobile number.

They will send an OTP to your Telegram account, and ask you to key in the OTP to their website. This will allow them to hijack and take over your Telegram account.

To protect your Telegram account from such hijacking, please make sure you turn on Two-Step Verification!

Even if you don’t have a Telegram account, the scammers now have access to your full name and mobile number, which they can use in future scam attacks.

Recommended : PDRM Warning : Watch Out For MyBayar Scam!

Fact #3 : List Of Successful Applicants Is Fake

To convince you that their offer is genuine, the scam websites often show a scrolling list of successful applicants – each one receiving RM1,000. That’s a fake list.

If you check the source code, you can see that the scammer merely created a manual list of fake names. Here is a small segment with the fake details highlighted in bold, to show you what I mean:

<!— record berjaya box —>
<div class=”_record-box”>
<div id=”list” class=”list-box”>
<div class=”list” style=”margin-top: -3.1345px;”>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Kaamil bin Haarith</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>
<div class=”item”>
<div class=”record_logo”>
<img src=”assets/masterweb/avatar.png” alt=””>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Fat’hi bin Jaasir</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>
<div class=”item”>
<div class=”record_logo”>
<img src=”assets/masterweb/avatar.png” alt=””>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Ibrahim bin Khaalid</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>

Fact #4 : STR 2024 Does Not Give RM1,000 Per Month

To help the hardcore poor handle the high inflation in 2024, the Malaysia Ministry of Finance announced an increase in the amount of STR cash aid.

However, even with the increased STR 2024 cash aid, you won’t receive RM1,000 per month. That’s just insane. Here is what the government is giving for STR 2024, in quarterly payments:

Qualifying
Categories
STR 2024 Cash Aid
Household Income
≤ RM2,500
No Children : RM1,000
1-2 Children : RM1,500
3-4 Children : RM2,000
≥5 Children : RM2,500
Household Income
RM2,500 – RM5,000
No Children : RM500
1-2 Children : RM750
3-4 Children : RM1,000
≥5 Children : RM1,250
Senior (Single)
≤ RM5,000
RM600
Single
≤ RM2,500
RM350

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | CybersecurityTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

How To Appeal Rejected eMADANI Application!

Find out why your eMADANI application may be rejected, and how to appeal!

 

6.5 Million Malaysians Received Free RM100 eMADANI Credit!

On 27 July 2023, Prime Minister Anwar Ibrahim announced that the Malaysian government will give a special, one-off RM100 eWallet credit under the eMADANI programme.

The eMADANI programme kicked off on 4 December 2023, giving 10 million Malaysian citizens the opportunity to receive the RM100 eWallet credit.

As of Wednesday, 6 December 2023, some 6.5 million people have had their eMADANI applications approved. According to the Deputy Finance Minister Datuk Seri Ahmad Maslan, another 1.8 million eMADANI applications are being processed.

However, many reported they failed to get the free RM100 eWallet credit. Find out why your eMADANI application may be rejected, and how to appeal!

Recommended : How To Get Free RM100 eMADANI eWallet Credit!

 

Why Your eMADANI Application May Be Rejected!

First, it is important to find out why your eMADANI application may be rejected.

You May Not Qualify

The eMADANI programme is limited to some 10 million Malaysian citizens, who meet these requirements:

  • you must be a Malaysian citizen who is 21 years or older, as of 1 January 2023
  • you received the Rahmah Cash Assistance (Sumbangan Tuna Rahmah) as of 7 November 2023,
    OR
    you have an annual income of RM100,000 or less, based on LHDN records as of 15 July 2023

Those who do not meet those qualifications won’t be able to receive the free RM100 eWallet credit.

You Received eBeliaRahmah

Those who received the eBeliaRahmah assistance earlier are automatically disqualified for the eMADANI programme, because they have already received eWallet cash to promote the use of cashless payments amongst the youth.

You Did Not Submit Your Tax Return

Unfortunately, the eMADANI programme is using your LHDN tax return for the 2022 assessment year to determine your income level, if you are not receiving the Rahmah Cash Assistance.

People who did not file a 2022 tax return will, unfortunately, not qualify for the free RM100 eWallet credit, even if they earned too little to require filing taxes with LHDN.

Recommended : eWallet May Be Blocked If eMADANI Credit Is Transferred!

 

How To Appeal Rejected eMADANI Application!

After applying for eMADANI, your application will be approved and rejected within 1-5 days. Unfortunately, if your application is rejected, the notification will not tell you WHY it was rejected.

The good news is – there is a dispute process. Sort of.

Contact The eWallet Service Provider

The first thing you can try is to reach out to the eWallet service provider you registered with, to find out why your application was rejected.

MAE: 1300-88-6688 or email mgcc@maybank.com.my

Setel: Email to hello@setel.com or click here

ShopeePay: +603-2777 9222 or click here

Touch ‘n Go eWallet: +603-5022 3888 or click here 

It is possible that you may need to submit additional information, or documents, like a copy of your identification card for verification.

If you are using the Shopee app, you can raise a dispute with their customer service.

  • Select eMadani Claimants as your user type.
  • Select “eMadani Unable to claim
  • Fill in your personal details.
  • Upload any necessary photos or screenshots.

Contact The Ministry Of Finance

If you cannot resolve the problem through the eWallet service providers, you can try contacting the Ministry of Finance through these dedicated channels of eMADANI:

Email : emadani@treasury.gov.my

Telephone : 03-8882-4565

Toll-free : 1 800 88 2747

If you found this article useful, please SHARE it with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Business | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

eWallet May Be Blocked If eMADANI Credit Is Transferred!

Be warned – your eWallet account may be blocked, if you attempt to transfer your free RM100 eMADANI credit! Here is what you need to know…

 

eMADANI : 10 Million Malaysian Citizens To Get Free RM100!

On 27 July 2023, Prime Minister Anwar Ibrahim announced that the Malaysian government will give a special, one-off RM100 eWallet credit.

On Wednesday, 29 November 2023, the government announced that the eMADANI programme will benefit some 10 million Malaysian citizens and 2 million businesses, with a total budget of RM 1 billion.

The eMADANI programme is a new initiative that is designed to stimulate the micro, small and medium enterprises (PMKS), as well as promote cashless payments, and alleviate inflationary pressures on the rakyat.

From 4 December 2023 until 20 February 2024, eligible Malaysians can register and receive RM100 in one of these four eWallets:

  • MAE
  • Setel
  • ShopeePay, and
  • Touch ‘n Go eWallet

Please note that these four eWallet providers will also be offering additional incentives in the form of vouchers, cashbacks, discounts, reward points, and coins. So be sure to “shop around” for the best offers, before deciding on which eWallet to use!

Recommended : How To Get Free RM100 eMADANI eWallet Credit!

 

eWallet May Be Blocked If eMADANI Credit Is Transferred!

On Monday, 4 December 2023, the Malaysia Ministry of Finance issued a statement warning that your eWallet may be blocked if you attempt to transfer your free RM100 eMADANI credit out!

This is partly because the eMADANI programme is meant to promote the digital economy, and the use of cashless payments in Malaysia.

The RM100 eWallet credit must be spent physically in retail stores and businesses using the the eWallet of your choice, except:

  • peer-to-peer transfers
  • cash redemptions
  • bill payments through the eWallet
  • government fee payments through the eWallet
  • telco postpaid payments and prepaid reloads through the eWallet
  • game payments through the eWallet
  • parking and toll payments
  • investment activities through the eWallet
  • e-commerce or online transactions

On top of that, the Ministry is aware of online scams offering “cash out” services to people. To avoid people being tricked into transferring their eMADANI credit out, the Malaysian government may order the blocking of eWallet accounts used in such activities, as well as the eMADANI credit involved.

So please make sure you do not transfer your RM100 eMADANI credit out of your eWallet. Do not fall for scams offering you the option to “cash out” the money. Instead, use the eMADANI credit to purchase at retail stores.

Please SHARE this article out, to warn your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Business | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

EPF “Flexible” Account 3 : What We Know So Far!

What exactly is the EPF “flexible” Account 3, and how does it affect your retirement plans? Here is what we know so far…

 

EPF Account 3 To Be Implemented In April 2024

When Prime Minister Anwar Ibrahim tabled the 2024 Budget on 13 October 2023, he also announced that the government will introduce a flexible EPF account, which would allow people to withdraw their retirement savings immediately.

On 21 November 2023, the Deputy Finance Minister I, Datuk Seri Ahmad Maslan, announced that the “flexible” EPF Account 3 will be implemented in April 2024:

EPF will announce its dividend in February 2024, and the Finance Ministry will then announce a detailed plan on the flexible account. The third account will be implemented starting from April next year.

EPF Chief Executive Officer Datuk Seri Amir Hamzazh Azizan said that it is fine-tuning details of the “flexible” third account:

We are looking at all possibilities, whether it (withdrawals) is free for all or whether it should be guided.

The concept at the moment is to have a flexible account because we have learned during Covid that sometimes there would be circumstances that make it difficult to go from day to day.

Recommended : 2024 Public + School Holidays For Malaysia!

 

EPF “Flexible” Account 3 : What We Know So Far!

Here is what we know so far about the EPF “flexible” third account, or Account 3:

EPF Account 1 Won’t Be Affected

Currently, EPF contributions are divided into two accounts:

  • Account 1 : 70% of monthly contribution
  • Account 2 : 30% of monthly contribution

EPF chief strategy officer, Nurhisham Hussein, said in July 2023 that the percentage of contribution for the proposed “flexible” Account 3 has yet to be determined, but would be about 5% to 10% of the monthly contribution.

He also said that Account 1 would remain with its 70% contribution, and that contribution to Account 2 would be reduced instead, to fund Account 3. When implemented, the ratio would look something like this:

  • Account 1 : 70% of monthly contribution
  • Account 2 : 20% to 25% of monthly contribution
  • Account 3 : 5% to 10% of month contribution

EPF Account 3 Will Apply To All

When introduced, Account 3 will apply to all EPF contributors. This was confirmed by Deputy Finance Minister I, Datuk Seri Ahmad Maslan, on 24 October 2023.

It can be accessed by all members, be they from the B40, M40 or T20 groups.

EPF Account 3 Will Have Lower Dividend

While there was speculation that the flexible Account 3 would have no dividend, EPF chief strategy officer Nurhisham Hussein, dispelled that notion on 11 July 2023.

However, the proposed EPF Account 3 is expected to have a lower dividend rate when implemented. The lower dividend rate has not been revealed.

Recommended : 2024 Petrol + Diesel Subsidies To Use 3 Methods!

You Can Transfer To Account 1/2

The lower dividend rate for Account 3 will be a real concern for contributors who want to save for their retirement, and do not plan to withdraw their savings early.

Even a small reduction in the dividend rate will make a big difference, because of the snowball effect of compound interest over time.

Fortunately, Nurhisham said that members will have the option to transfer their Account 3 savings into Account 1 or Account 2, if they prefer to avoid the lower dividend rate.

Hopefully, this can be implemented with a single opt-in registration, and would not require the money to be transferred on a monthly basis.

EPF Account 3 Will Offer Immediate Withdrawals

In the past, contributors can request to withdraw from their Account 2 to fund certain large purchases:

  • To pay for education
  • To purchase or build a house
  • To pay for a housing loan
  • To cover medical expenses

Unlike Account 2, the proposed “flexible” third account will function like a savings account, and allow contributors to withdraw, as and when they wish.

EPF Accounts To Be Renamed

When EPF introduces Account 3, it will also introduce new names for the three accounts, to better reflect their purposes:

  • Account 1 : Retirement Account
  • Account 2 : Value-Added Account
  • Account 3 : Flexible Account

The renaming will help people better understand the use and purpose of each account.

Recommended : Can You Get Free Cash Via MyKasih App?!

 

EPF “Flexible” Third Account : Is It Useful?

Personally, I feel that the EPF “flexible” Account 3 is like swatting an elephant with a lidi stick.

EPF contribution amounts to 23% to 24% of your monthly salary. Even if Account 3 receives 10% of that contribution, that amounts of just 2.3% to 2.4% of your monthly salary.

Account 3 is targeted at the informal sector workers, many whom earn minimum wage or close to it. Let’s say you earn RM3,000 a month – TWICE the minimum wage of RM1,500.

  • Your Account 3 will only receive RM72 a month.
  • After 1 year, your Account 3 will only have RM864.

As you can see – that is not a lot of money, even for people who earn twice the minimum wage. Yes, it is better than borrowing money from loansharks, but the small percentage that funds Account 3 means you don’t really have much to work with.

On top of that, you are actually “losing” money even if you don’t actually withdraw any money. Parking all the money in Account 3 will garner lower dividends. It may be small, but the difference snowballs over time because of compound interest.

As it is, EPF announced in mid-November 2023, that some 48% of its contributors – 6.3 million people – have less than RM10,000 in their accounts!

If you can afford it, you should transfer all money stored in the “flexible” third account, to Account 1 or Account 2, when this scheme is implemented.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

eMADANI : How To Get Free RM100 eWallet Credit!

Ten million Malaysian citizens will soon receive a special RM100 eWallet credit through the eMADANI programme! Here is what you need to know!

 

eMADANI : 10 Million Malaysian Citizens To Get Free RM100!

On 27 July 2023, Prime Minister Anwar Ibrahim announced that the Malaysian government will give a special, one-off RM100 eWallet credit.

On Wednesday, 29 November 2023, the government announced that the eMADANI programme will benefit some 10 million Malaysian citizens and 2 million businesses, with a total budget of RM 1 billion.

The eMADANI programme is a new initiative that is designed to stimulate the micro, small and medium enterprises (PMKS), as well as promote cashless payments, and alleviate inflationary pressures on the rakyat.

Here is what you need to know about the eMADANI programme, and the one-off RM100 eWallet credit…

Recommended : How To Appeal Rejected eMADANI Application!

 

eMADANI : How To Get Free RM100 eWallet Credit!

Here is what you need to know about the eMADANI programme, and how to get the free RM100 eWallet credit:

Who Qualifies For eMADANI RM100 Free Credit?

The eMADANI programme, and the free RM100 eWallet credit, is open to Malaysian citizens who are 21 years and older as of 1 January 2023; and have either:

However, those who received the eBeliaRahmah contribution earlier will not qualify for the eMADANI programme, as they have already received eWallet cash to promote the use of cashless payments amongst the youth.

The government estimates that 10 million Malaysians will qualify for the eMADANI free RM100 eWallet credit.

When Can You Redeem The RM100 eWallet Credit?

Those who qualify for the RM100 eWallet credit will be able to redeem it through selected eWallets (see below) from 8 AM on 4 December 2023 until 11:59 PM on 20 February 2024.

Which eWallets Do You Need?

You will need one of these four eWallets to receive the free RM100 credit through the eMADANI programme:

  • MAE
  • Setel
  • ShopeePay, and
  • Touch ‘n Go eWallet

Please note that these four eWallet providers will also be offering additional incentives in the form of vouchers, cashbacks, discounts, reward points, and coins. So be sure to “shop around” for the best offers, before deciding on which eWallet to use!

Recommended : Watch Out For TNG eWallet SMS Phishing Scam!

How Do You Get The Free RM100 eWallet Credit?

To obtain the free RM100 eWallet credit, follow these steps:

  1. Download the eWallet of your choice (from the list of four above) from the Apple App Store, Google Play Store, or HUAWEI AppGallery.
  2. If you have not registered and verified your eWallet account, please do so first.
  3. In the eWallet of your choice, tap on the eMADANI redemption link.
  4. Key in the required information in the eMADANI redemption page, and tap on the Send button.
  5. You will be informed if your application is successful.

If successful, the RM100 will be credited into the eWallet, and you can use the money immediately.

Please note that you can only redeem the RM100 eWallet credit from one eWallet provider.

Where Can You Spend The RM100?

The RM100 eWallet credit must be spent physically in retail stores and businesses using the the eWallet of your choice, except:

  • peer-to-peer transfers
  • cash redemptions
  • bill payments through the eWallet
  • government fee payments through the eWallet
  • telco postpaid payments and prepaid reloads through the eWallet
  • game payments through the eWallet
  • parking and toll payments
  • investment activities through the eWallet
  • e-commerce or online transactions

When Must You Spend The RM100?

Please note that the RM100 eWallet credit must be spent by 11:59 PM on 29 February 2024.

From 1 March 2024 onwards, any unspent eMADANI credit will automatically expire, and be removed from the eWallet.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Business | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Free TNG RFID Bar Code Scam Fact Check!

Will your phone get hacked if you scan the TNG RFID bar code?! Take a look at the viral claim, and find out what the facts really are!

Updated @ 2023-11-17 : Added new version, and more details.
Originally posted @ 2023-05-10

 

Claim : Scanning TNG RFID Bar Code Can Hack Your Phone!

This warning about an RFID bar code scam has gone viral on WhatsApp, and social media, claiming that scammers are sending people free TNG RFID stickers, and asking them to scan the bar code.

Allegedly, scanning the TNG RFID bar code will cause your phone to be hacked by these scammers!

They send the RFID to you. When you scan the bar code they hack your hp
It’s a scam

他们将 RFID 发送给您。 当您扫描条形码时,他们会入侵您
这是一个骗局

Mereka menghantar RFID kepada anda. Apabila anda mengimbas kod bar mereka menggodam anda
Ia satu penipuan ☠️👻💩😱😰

If you get this free RFID card via courier, please throw away. Another scam.

Recommended : Bank Letter QR Code Scam : What You Need To Know!

 

Truth : Scanning TNG RFID Bar Code Will NOT Hack Your Phone!

This is yet another example of FAKE NEWS circulating on WhatsApp and social media, and here are the reasons why…

Fact #1 : TNG RFID Bar Code Cannot Hack Your Phone

First of all – let me just say that the TNG RFID bar code cannot hack your phone. In fact, no one can hack your phone just because you scan an RFID bar code.

The bar code is nothing more than a series of numbers, which you can readily see printed under the bar code. These numbers cannot possibly hack your phone / smartphone.

Fact #2 : TNG Bar Code Is Used To Register RFID Sticker

The bar code visible in the clear window of the TNG RFID self-fitment kit is merely the serial number for the RFID sticker (also known as an RFID tag).

This serial number is used to register the RFID sticker, by scanning scan the bar code using the TNG eWallet mobile app. All it does is link the RFID sticker to your TNG eWallet account, so that all toll charges are automatically deducted from that account.

Fact #3 : TNG RFID Swapping Can Be Easily Detected

One of our readers suggested that the scammer might have swapped out the bar code, to trick you into registering a different TNG RFID sticker owned by the scammer.

This would allow the scammer to use his/her TNG RFID sticker to go through highway tolls for free, while you would be charged for his/her travels.

While that is plausible, it would be quickly detected by the victim who would not be able to use the RFID sticker to get through the toll. The victim would also be able to detect the illegal charges to his/her TNG eWallet account.

Read more : TNG RFID Self-Fitment Guide : How To Do It Yourself

Fact #4 : TNG RFID Is Unique To Each Chip

One of our readers suggested that the scammer may be trying to trick people into scanning the barcode of a duplicated RFID sticker. The scammer can then use the duplicate RFID sticker to go through tolls, which would be charged to the victims’ TNG eWallet accounts.

Now, Touch ‘n Go has not revealed much about how it is protecting its RFID stickers, only saying that each TNG RFID sticker has an embedded radio-frequency chip that makes every sticker “unique to each customer”.

But that suggests that the RFID stickers are not only encrypted, the chip has a private key that prevents duplication, which makes a lot of sense. Without such encryption and private key, anyone can literally just read the number off any RFID sticker in a parking lot, and duplicate it in a programmable RFID sticker.

Unless the scammer has somehow stolen the private keys, and can perfectly duplicate the RFID stickers, this seems like an improbable scam. More so when the scammers would be limited to using the tolls for free. Hardly worth the effort, if you ask me.

Fact #5 : There Are Easier + Cheaper Ways To Hack Your Phone

Truth be told – there are far easier and cheaper ways to hack your phone, than send you a free RFID sticker and ask you to scan the bar code.

These scammers will have to put in considerable expense and technical expertise into hacking the TNG eWallet app, and inserting their malware that the fake RFID number would trigger.

But why bother? If they can hack the TNG eWallet, they don’t even need to send you any fake RFID bar code to scan!

Making fake RFID stickers (tags) that look like genuine TNG RFID self-fitment kits costs money. Sending these fake kits also put them at risk, because deliveries can be traced.

There are many other ways to compromise your smartphone. There is simply no reason why scammers to waste time and money on such a convoluted scheme.

Recommended : WhatsApp Block Button Scam : What You Need To Know!

Fact #6 : Packages Do Get Delivered Wrongly

The most plausible explanation for receiving a free TNG RFID sticker out of the blue is that it was wrongly delivered to you. If you receive one, check the name and address on the package. It may not be meant for you. In that case, contact the delivery company and have them resend it to the right person.

I have also personally experienced receiving packages that I did not order, some of which appear to be sent due to a database error of some sort – my name and phone number are on the package, but the address was wrong or non-existent.

Out of an abundance of caution, just don’t install any RFID sticker that you did not order. Or you can call up TNG to verify that the RFID sticker is legitimate.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Malaysia : Free Highway Tolls For Deepavali 2023!

The government of Malaysia just announced free highway tolls for two days for Deepavali 2023! Here is what you need to know!

 

Malaysia : Free Highway Tolls For Deepavali 2023!

On Friday, 10 November 2023, Malaysia Works Minister Alexander Nanta Linggi announced free highway tolls for two days:

  • Saturday, 11 November 2023
  • Sunday, 12 November 2023

The toll-free travel will apply to all types of vehicles travelling on all highways in Malaysia, except the toll plazas at the national borders in Johor:

  • the Bangunan Sultan Iskandar (BSI) Toll Plaza
  • the Tanjung Kupang Toll Plaza

The toll-free period will begin at 12:01 AM on Saturday, 11 November 2023, and end at 11:59 PM on Sunday, 12 November, 2023.

About 11.8 million vehicles are expected to use the highways in Malaysia during this two-day toll-free period.

Recommended : 2024 Public + School Holidays For Malaysia!

The Works Ministry, through a meeting together with concession companies, has agreed on the implementation of this free toll which starts on Nov 11 (Saturday) at 12.01 am until Nov 12 (Sunday) at 11.59 pm.

This initiative is to celebrate all Malaysians, especially the Indian Hindu community who celebrate Deepavali. This is also in line with the desire of the unity government to help ease the burden of the people regardless of diversity of religions, races and beliefs.

With the implementation of this free toll, it is hoped that highway users will be able to plan their journey well. Highway users are also advised to comply with the recommended travel time schedule or travel time advisory (TTA).

Safety aspects and safe driving must be observed so that all highway users can arrive at their destinations safely.

 

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Travel | Business | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

2024 Petrol + Diesel Subsidies To Use 3 Methods!

Malaysia is planning to use 3 methods to channel petrol and diesel subsidies in 2024! Here is what we know so far…

 

Malaysia To Use 3 Methods For 2024 Petrol + Diesel Subsidies

On Monday, 6 November 2023, Economy Minister Rafizi Ramli revealed that Malaysia will use three methods to channel petrol and diesel subsidies in 2024, after the government has household income data from the PADU (Pangkalan Data Utama) central database hub that will is expected to be completed in January 2024.

According to Rafizi, the government has identified several ways to channel the petrol and diesel subsidies, but the new system will only be implemented if the cabinet approves the proposal to be presented this month (November).

The coordination of diesel and petrol subsidies is planned for 2024, through the implementation of Padu which is expected to be completed in January next year.

In addition to how the subsidies would be implemented, the engagement plan will be announced after the cabinet’s decision is reached through a proposal that will be presented this month (November).

The plan will be implemented after the cabinet’s decision is reached, in line with the engagement plan (of Padu implementation) which is set to balance the speculative inflation risks.

Recommended : Does Penang Bridge Have A Massive Crack?!

 

2024 Petrol + Diesel Subsidies To Be Based On Net Income

Rafizi said that the three methods will be based on net individual and household income.

  • The first method is based on the individual’s net income, which is the person’s take-home pay, after taxes.
  • The second method is based on the household’s net income through social protection or assistance schemes.
  • The third method is based on a combination of household and individual income, but implemented through a subsidy card.

Firstly, the subsidy provision will be based on an individual’s net income through a social protection scheme, whereas the second method will involve the net income of the households through a combination of social protection and social assistance.

Thirdly, it will be based on both individual and household net income eligibility, where a subsidy card will be implemented. Following this, specific decisions on the methods will be announced based on the specified targets in the future.

Recommended : Traffic Lights Now Have CCTV Cameras To Catch Drivers?!

According to Rafizi, the proposed scheme for 2024 petrol and diesel subsidies was based on a nationwide survey conducted in June, to identify subsidy methods that would be suitable for Malaysians.

The planning for diesel and petrol subsidies has already taken place through several meetings held by the government since May with the Finance Ministry, Domestic and Consumer Affairs Ministry, the Prime Minister’s Economic Planning Unit as well as Bank Negara Malaysia (BNM).

Hence, it can be said that the proposal (for the subsidy rollout) is the result of input provided by the government, economic experts as well as the people.

Apart from that, the cabinet will also establish a communication, engagement and support plan to alleviate the people’s burden, which will be executed as a unified effort by the entire government machinery.

The proposed 2024 petrol and diesel subsidies programme will only involve peninsular Malaysia, with diesel subsidies to be reduced in phases. The reduction in diesel subsidies will not involve Sabah and Sarawak, due to the extensive use of diesel in those two states.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | AutomotiveTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Can You Get Free Cash Via MyKasih App?!

Is the MyKasih Foundation giving out RM1000 or RM1200 cash aid via its mobile app?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Get Free Cash Via MyKasih App!

Many people are getting messages about getting free cash through the MyKasih Foundation on WhatsApp and Telegram, from their family members and friends:

Terkini: Bantuan Percuma RM1000 Ke Dalam MyKad : Rujuk Cara Semakan & Syarat Kelayakan

Latest: Free RM1000 Assistance Into MyKad : How To Check & Eligibility Conditions

Jom claim RM1200

MyKasih Foundation : Cek MyKad Boleh Dapat Wang RM1000 Secara Percuma

MyKasih Foundation : Check MyKad To Get Free RM1000

Bantuan Tambahan STR 2023 MySARA RM800: Semakan Status & Tarikh Bayaran

Additional STR 2023 MySARA Assistance RM800: Check Status & Payment Date

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

Truth : MyKasih Free Cash App Is A Scam!

This is yet another example of SCAMS circulating on WhatsApp and Telegram, and here are reasons why…

Fact #1 : MyKasih Free Cash Initiative Is A Scam!

First, let me just point out that these messages on WhatsApp and Telegram, as well as the websites promoting the MyKasih free cash initiative is a scam!

The Malaysian government have already labelled these free cash offers as FAKE NEWS on Facebook and Twitter. Here is a non-exhaustive list of links that have been identified as scam links:

my.mykasihh.online

l.my-kasihapp.com

apps-mykasih.co/twe

There’s no need to memorise these links. These scammers will keep changing them.

Just know that the official MyKasih website is www.mykasih.com.my. Do NOT go to any other website when it comes to the MyKasih Foundation website.

Fact #2 : Those Accounts Were Hijacked

Those viral messages are actually coming from WhatsApp and Telegram accounts that have been hijacked by scammers. That’s why they are so convincing.

Those are really the actual WhatsApp and Telegram accounts of your family members or friends. But they have been taken over by scammers using tricks like the screenshot hack.

Take this opportunity to tighten the security of your own Telegram and WhatsApp accounts, by turning on two-step verification!

Recommended : Can StopNCII Remove All Nude / Deep Fake Photos?!

Fact #3 : SARA Cash Aid Is Only RM600

As part of its initiative to help the hardcore poor handle the high inflation this year, the Malaysia Ministry of Finance announced SARA (Sumbangan Asas Rahmah).

However, the SARA cash aid is only RM600, and limited to the hardcore poor. There is no way for anyone to get RM800, RM1000 or RM1,200 in SARA cash aid from the government.

RM100 x 6 months is credited directly into the MyKad of eligible hardcore poor, allowing them to purchase a limited list of essential goods from grocery stores and supermarkets across Malaysia, from July to December 2023.

In Sabah and Sarawak, the RM600 is credited directly into the bank account, or provided as cash through Bank Simpanan Nasional branches.

Fact #4 : SARA Recipients Are Automatically Selected

There is no need to apply for SARA cash aid. For one thing – it only applies to the hardcore poor. If you are reading this on a computer or a smartphone, you very likely do not qualify as “hardcore poor”.

SARA recipients are automatically determined using the existing eKasih Hardcore Poor data, and includes those who had earlier qualified for the STR 2023 cash aid.

Fact #5 : Real Website Asks Only For Your MyKad

Qualification for the SARA cash aid of RM600 is based entirely on your MyKad number.

On the official Sumbangan Asas Rahmah (SARA) website, you can check for your eligibility using your MyKad number only.

The fake websites look just like the real SARA website, but instead of asking for your MyKad number, they will ask you for your mobile number and ask you to submit a TAC number.

Needless to say – these are scam websites. You should NEVER submit your phone number or any TAC codes.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | CybersecurityTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Joe Biden Caught Receiving Laundered Chinese Money?!

Was Joe Biden just caught receiving almost a quarter million dollars worth of laundered Chinese money?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Joe Biden Caught Receiving Laundered Chinese Money!

People are sharing videos, articles, etc. that claim or suggest that US President Joe Biden just got caught receiving almost a quarter million dollars worth of laundered Chinese money!

House Oversight Committee : Comer Reveals How Joe Biden Received Laundered China Money

House Oversight Committee : Comer Releases Evidence of Direct Payment to Joe Biden

Russia Today : Biden took $40,000 in ‘laundered Chinese money’ – House Oversight chair 

The People’s Voice : Joe Biden Received $40,000 In ‘Laundered Chinese Money’

Recommended : Did ICC Just Issue Arrest Warrant For Joe Biden?!

 

Still No Evidence Joe Biden Received Chinese Money!

This is yet another example of FAKE NEWS created / propagated by Republicans (and useful idiots) of the MAGA persuasion, as well as pro-Russia supporters (vatniks), and here are the reasons why…

Fact #1 : Joe Biden Has Not Been Referred For Impeachment

The Chairman of the House Committee on Oversight and Accountability, James Comer – a Republican from Kentucky, has publicly claimed TWICE that he has evidence of Joe Biden receiving Chinese money.

Yet, the House Committee on Oversight and Accountability has not yet referred President Joe Biden for impeachment proceedings, or call for a Special Council to prosecute him. What are they waiting for?

Fact #2 : There Was No Evidence Of Corruption

On both occasions, Comer only provided a scan copy of a personal cheque issued to Joe Biden by his brother, James Biden and James’ wife, Sara Biden, as “evidence” of corruption.

October 20, 2023 Press Release

House Committee on Oversight and Accountability Chairman James Comer (R-Ky.) today announced the committee obtained bank records revealing a $200,000 direct payment from James and Sara Biden to Joe Biden in the form of a personal check.

November 1, 2023 Press Release

House Committee on Oversight and Accountability Chairman James Comer (R-Ky.) today released a video and bank records memorandum revealing how Joe Biden received $40,000 in laundered China money from the account of his brother, James Biden, and his sister-in-law, Sara Biden, in the form of a personal check.

Neither personal cheques from his brother or his brother’s wife are actual evidence that President Joe Biden received “laundered Chinese money”. They are only evidence that Joe Biden received money from his brother, and his brother’s wife.

If that is the bar for evidence of corruption and/or receiving “laundered Chinese money”, then many of us who received money from our relatives are guilty of corruption and/or receiving laundered foreign money. That sounds stupid? Yes, that’s exactly how stupid the so-called “evidence” against Joe Biden really looks.

Recommended : Was Joe Biden Caught Groping Girl On Viral Video?

Fact #3 : Cheques Were For Personal Loan Repayment

The two cheques clearly stated that they were to pay Joe Biden for a (personal) loan. You know – the kind family members often give out to their brothers or sisters who are in financial trouble. The words “Loan repayment” was even stated clearly in the front of the two cheques.

I should point out that Comer was not able to prove that these were not loan repayment cheques. He only said he would view the $200,000 cheque as “troubling” even if it was for a loan repayment, because it came on the same day James Biden received $200,000 from a struggling health company he did business with.

Wow! Imagine that – it was “troubling” for Comer to see someone receive repayment for a personal loan he made out to his own brother, just because it appears that his brother received the money from a company he did business with.

Fact #4 : Joe Biden Loaned His Brother Money

James Comer also claimed that he did not “believe” that Joe Biden actually loaned his brother money.

When Democratic members of his committee and a lawyer for James Biden said that the committee has documents to prove that Joe Biden did indeed loan $200,000 to James Biden, Comer declared that the Democrats were “lying”, and said that “at the end of the day, there’s no document that shows there was a loan”.

CNN fact checker Daniel Dale revealed on 31 October 2023, that they were able to obtain the same banking records that Comer’s committee received, and they showed that President Joe Biden loaned his brother $200,000 less than two months prior to the James Biden “loan repayment” cheque for the same amount.

The banking records that both CNN and Comer’s committee had access to showed that Joe Biden sent a $200,000 wire transfer to James Biden on January 12, 2018. James Biden then issued the $200,000 loan repayment cheque on March 1, 2018.

The top Democrat on Comer’s committee, Rep. Jamie Raskin, even wrote to rebuke Comer, pointing out that there is “clear evidence that this transaction was a short-term, interest-free loan between brothers“.

[T]he bank records provided to the Committee clearly show that President Biden had $200,000 wired to his brother on January 12, 2018.

Despite this clear evidence that James Biden received a loan from his brother on January 12, 2018, and paid him back 48 days later with a check for the same amount marked ‘loan repayment,’ you continue to misrepresent the facts.”

In short – Comer’s committee appears to have documents showing that there was a loan from Joe Biden to James Biden, so the loan repayment was legitimate, and not actual evidence of corruption or money laundering.

Recommended : Was President Joe Biden Caught Molesting A Little Girl?!

Fact #5 : Joe Biden Was A Private Citizen At That Time

This may seem like a small point, but it is an important one to make. These personal loans and loan repayments between Joe Biden and his brother all occurred in 2017-2018.

At that time, Joe Biden was not President. Heck, he was not even a Presidential candidate – he did not announce his 2020 Presidential bid until April 25, 2019.

In other words – there is simply no question of Joe Biden abusing the power of his office (he had none at that time) to enrich himself with foreign money.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | MoneyTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Malaysia Faces US Sanctions Over Hamas Support?!

Is Malaysia facing US sanctions after the US House of Representative passed a bill to sanction Hamas supporters?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Malaysia Faces US Sanctions Over Hamas Support!

People are sharing this warning on WhatsApp, which claims that Malaysia is facing US sanctions after the US House of Representative passed a bill to sanction Hamas supporters!

Malaysia already in RM1.5 trillion in debt and now will be sanctioned by US. Ringgit surely touch RM5 to US dollar and expect country to be affected economically resulting in more hardship for all Malaysians

The US House of Representatives approved a bill to sanction foreign supporters of supporters of the Hamas and the Palestinian Islamic Jihad 4terrorist movements on Wednesday night.

Ready to brace another impact on our economy! 😭

To support the claim, the viral WhatsApp warning includes a link to an MSN article, which has the title – US House approves bill to sanction Hamas supporters

Recommended : Did Israel Tear Up UN Human Rights Notice On War With Hamas?!

 

No Evidence Malaysia Faces US Sanctions Over Hamas Support!

This is yet another example of FAKE NEWS created / propagated on WhatsApp, and here are the reasons why…

Fact #1 : US House Bill Was Introduced In January 2023

First, I should point out that the US house bill in question – H.R. 340 : Hamas and Other Palestinian Terrorist Groups International Financing Prevention Act (PDF), was actually introduced on January 12, 2023 (history).

Also known as the “Hamas International Financing Prevention Act“, H.R. 340 was introduced almost 9 months before the terrible October 7 attack.

In short – this bill had nothing to do with the October 7 attack of Israel by Hamas, but its passage was accelerated by the attack.

Fact #2 : Bill Only Passed US House Of Representatives

Next, I should point out that the bill is not yet law – it only passed in the US House of Representatives, with a 363-46 vote.

The bill now heads to the US Senate for its consideration. It is uncertain whether this bill would actually pass in the US Senate in its current form.

Even if it passes the US Senate, it must be signed into law by President Joe Biden, who has the power to veto it. GovTrack rates it as having only 37% chance in being enacted.

Until it is signed into law – no country or entity faces US sanctions through this bill.

Recommended : Is Hamas Keeping Jewish Children In Cages?!

Fact #3 : MSN Article Did Not State Malaysia Faces US Sanctions

The MSN article – which is actually an article by The Jerusalem Post, was shared in the viral warning as “evidence” that Malaysia faces US sanctions over it support of Hamas.

However, anyone who spends just a few minutes to read the article would quickly realise that Malaysia was never mentioned at all. In fact, the article did not mention that any country is at risk of being sanctioned by the US for supporting Hamas.

Fact #4 : Sanctions Are Only Imposed On Foreign Persons

The bill – in its current form – only requires the US President to impose sanctions on any “foreign person” that:

a) “assists in sponsoring”, or providing “significant financial, material, or technology support” or “goods and other services” to enable acts of terrorism; or

b) engages, directly or indirectly, in a significant transaction with a senior member of Hamas, Palestinian Islamic Jihad, Al-Aqsa Martyrs Brigade, the Lion’s Den, or their affiliates / successors.

However, HR340 leaves it to the President to determine which “foreign person” actually qualifies to be sanctioned. On top of that, the President can issue a waiver on a case-by-case basis.

Fact #5 : Only Limited Measures Are Imposed On Foreign States

The bill – in its current form – does not impose any sanctions on foreign states. It only imposes limited “measures” on foreign states that:

a) provides “significant material or financial support” for acts of terrorism; or

b) engages, directly or indirectly, in a significant transaction that contributes to the terrorist activities of Hamas, Palestinian Islamic Jihad, Al-Aqsa Martyrs Brigade, the Lion’s Den, or their affiliates / successors.

Again, HR340 leaves it to the President to determine which “foreign state” actually qualifies to be targeted, and the President can issue a waiver on a case-by-case basis.

Even if a foreign state is identified by the US President as materially supporting terroristic activities by Hamas, HR340 only requires:

  • the President to suspend US assistance to that foreign state for at least 1 year,
  • the Treasury Secretary to oppose and vote against any loan, financial assistance, or technical assistance by any international financial institution to that foreign state for a period of 1 year
  • the President to prohibit the export of American weapons to that foreign state

Again – the bill does not technically impose sanctions on foreign states, only limited measures or penalties.

Recommended : Israel FM Eli Cohen Confirm Hamas Put Children In Cages?!

Fact #6 : HR340 Is Unlikely To Impact Malaysia At All

Even if it passes the US Senate in its current form, and is signed into law by President Joe Biden, HR340 – the Hamas International Financing Prevention Act is unlikely to have any impact on Malaysia.

For one thing – the bill only targets foreign states that provide “significant material or financial support for acts of international terrorism”.

And even if Malaysia is somehow identified as such a country, the limited measures imposed by HR340 will have minimal impact, if at all.

According to the US Department of State, the US government only invests $1 million annually to train Malaysian military service members as part of its International Military Education and Training. The US also provided $220 million in security assistance for the FY2018-2022 – about $44 million per year.

Assuming everything remained the same, Malaysia would only stand to lose a total of $45 million per year in US assistance. That’s a drop in the bucket – 0.05% of Malaysia’s 2023 budget of about $84 billion.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | BusinessTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Sam Bankman-Fried Convicted : Guilty Of FTX Fraud!

Sam Bankman-Fried (SBF) has been found guilty and convicted on all counts of defrauding customers of his crypto-exchange, FTX!

 

Sam Bankman-Fried Convicted : Guilty Of FTX Fraud!

Sam Bankman-Fried, who is also known simply as SBF, has been found guilty on all counts of defrauding the customers of his crypto-exchange, FTX, on Thursday, 2 November 2023.

The former crypto billionaire stood and faced the jury that delivered its verdict after just four hours of deliberations. He was found guilt on all seven counts of wire fraud and conspiracy to launder money, and now faces decades in prison at a separate sentencing hearing set for 28 March 2024.

The jury verdict brought an end to nearly a month of court proceedings, which saw his closest friends and partners turn witness against the former crypto king, and one of cryptocurrency’s most public faces.

Sam Bankman-Fried perpetrated one of the biggest financial frauds in American history – a multibillion-dollar scheme designed to make him the King of Crypto. This case has always been about lying, cheating, and stealing, and we have no patience for it.

– Manhattan US Attorney Damian Williams

SBF maintained his innocence right to the end, maintaining that while he made mistakes, he acted in good faith. After his conviction, his lawyer issued this statement:

We respect the jury’s decision. But we are very disappointed with the result. Mr Bankman-Fried maintains his innocence and will continue to vigorously fight the charges against him

– Sam Bankman-Fried’s lawyer, Mark Cohen

It is currently unknown if SBF plans to appeal the verdict. In any case, this won’t be the last we see of him, as Bankman-Fried is also set to go on trial on a second set of charges brought by prosecutors earlier this year, for alleged foreign bribery and bank fraud conspiracies.

Recommended : SBF Allegedly Hid $8 Billion In Korean Friend Account!

 

Sam Bankman-Fried Conviction : Warning To Other Fraudsters

After the jury convicted SBF, Manhattan US Attorney Damian Williams warned other fraudsters to take note of his fate.

When I became US attorney, I promised we would be relentless in rooting out corruption in our financial markets. This is what relentless looks like. This case moved at lightning speed – that was not a coincidence, that was a choice.

This case is also a warning to every fraudster who thinks they’re untouchable, that their crimes are too complex for us to catch, that they are too powerful to prosecute, or that they are clever enough to talk their way out of it if caught.

Those folks should think again and cut it out. And if they don’t, I promise we’ll have enough handcuffs for all of them.

Recommended : SEC Charges Reveal Fraud Committed By SBF In FTX!

 

Sam Bankman-Fried Conviction : All But Guaranteed

Sam Bankman-Fried’s conviction was all but guaranteed after three of his former close friends and colleagues, including former on-off girlfriend, Caroline Ellison, pleaded guilty and agreed to testify against him in hopes of reducing their own sentences. They are to be sentenced at a later date.

They helped convict SBF by presenting evidence that the crypto-trading firm Alameda Research received deposits on behalf of FTX customers from the early days of the exchange, when traditional banks were unwilling to let it open an account.

Bankman-Fried was accused of swindling FTX customers out of some $10bn. Prosecutors said that his fraud extended from 2019 to November 2022, when FTX collapsed under the weight of a liquidity crisis, caused by the lending of customer funds to Alameda Research, without FTX customer’s knowledge or approval.

Instead of safeguarding FTX customer funds, SBF used the money to repay Alameda lenders, buy property and make investments, as well as political donations. When FTX went bankrupt in November 2022, Alameda owed it US$8 billion.

He took the money. He knew it was wrong. He did it anyway, because he thought he was smarter and better and that he could figure his way out of it.

– Assistant US Attorney Nicolas Roos

Recommended : Caroline Ellison, Gary Wang Plead Guilty To FTX Fraud!

Before FTX’s collapse of his companies, Sam Bankman-Fried was known for appearing frequently in Washington and in the media to promote cryptocurrency. Despite a market downturn, the rapid growth of FTX earned him the moniker – king of crypto, which now appears to be a mirage.

Caroline Ellison testified that Sam Bankman-Fried directed her to shuttle customer funds into Alameda after the spring 2022 crypto downturn. Alameda was saddled with billions of dollars in open-term loans, and lenders started demanding their money back that summer. Alameda couldn’t repay the loans, and Bankman-Fried blamed Ellison for not hedging the fund’s money earlier that year.

Wang similarly implicated his former friend, naming “Sam Bankman-Fried, Nishad Singh and Caroline Ellison”, when the prosecution asked, “Who are the main people you committed these crimes with?”

Wang also told jurors that Sam Bankman-Fried wasn’t shocked by FTX’s massive debt. After telling him about the debt, SBF said “that sounds correct” with “a neutral demeanor”.

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Business | MoneyTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Bank Letter QR Code Scam : What You Need To Know!

Are scammers sending bank letters with a QR code that can steal your money?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Bank Letter With QR Code Is A Scam!

People are sharing a photo of a letter from a bank, claiming that the QR code in the letter can steal your money if you scan it with your phone!

Circulating In WhatsApp : If you get a letter from the bank like this and ask to update the book using the QR CODE provided in the letter that was sent, don’t ever scan it, you will lose all your daily savings or old age savings, this is another scammer’s work and method take your money, please spread it to everyone so that siblings, relatives, neighbors & family members are not affected by this kind of scam…

Peng Seong, the one : ⛔️ Another Scam ‼️

Do NOT scan the QR code per the letter even with bank’s letterhead without verifying with the bank

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

Truth : Bank Letter With QR Code Is Not A Scam!

This is likely another example of FAKE NEWS circulating on WhatsApp and social media platforms, and here are reasons why…

Fact #1 : This Is Old Fake News

First, let me just point out that this photo is not new. It first went viral, with a voice message in August 2022, and has subsequently gone viral on and off over the last year or so.

Fact #2 : CIMB Letter Was Genuine

The letter, which was sent by CIMB, is genuine. CIMB even posted a reply to one viral tweet, that the letter was genuine:

FYI, this [letter] is genuinely from our bank. You can refer to the link below for more information: [link no longer available]

[U]ntuk makluman, ia adalah sah dari pihak kami. Anda boleh rujuk pautan di bawah bagi maklumat lanjut: [link no longer available]

Fact #3 : CIMB Letter Was Only Sent To Business Customers

The letter was not meant for consumers, and was only sent to CIMB business customers, to request that they update their company/organisation’s information.

Re: Update on your records to improve your banking experience

We refer to the above mattes and our letter dated 27/06/2022.

We note that you have vet to update your company/organisations information with us.

As part of the Bank’s ongoing process to know our customers better and provide a seamless banking experience, we would like to remind you to return the completed Customer Information Update form to us

This letter appears to be CIMB’s efforts to comply with KYC (Know Your Customer) requirements set out by regulators like Bank Negara Malaysia (BNM).

Recommended : Can StopNCII Remove All Nude / Deep Fake Photos?!

Fact #4 : QR Code Leads To CIMB Website

QR codes is a type of barcode, which allows people and companies to share / deliver information, that can include links. QR codes can lead you to malicious websites, but they cannot deliver malware, or hack your computer or smartphone.

The QR code in the CIMB bank letter isn’t malicious. It actually codes for a link to the CIMB website. You can verify it by simply scanning the QR code in that “CIMB scam letter”. You will see that it only leads to http://www.cimb.com.my/bizupdate [which no longer exists]

Ultimately, this viral warning was likely created by well-meaning but clueless Internet “experts” who are apparently not tech-savvy enough to even verify the QR code by simply scanning it!

Fact #5 : Form Was To Be Emailed / Delivered

The CIMB letter asked its business customers to download and fill in a form. However, that form was not to be submitted online.

Rather, the letter specifically asked its business customers to email the completed form to a legitimate CIMB email address, or to physically mail or courier it to the bank itself.

Scan the QR Code below to download the form. Once you have completed the form, please submit by email to cimb_updates@cimb.com or mail/courier to the address below within 21 days from the date of this letter, failing which, the Bank reserves the right to suspend or close the account in accordance with the account terms and conditions.

In a real scam, you will be asked to taken to a fake CIMB bank website, and asked to logged into your bank account. That’s how the scammer gets hold of your bank login credentials.

However, even that scam won’t work without access to your TAC (Transaction Authorisation Code), which is sent to your phone by SMS, or authenticated through the bank’s mobile app.

For certain, scammers cannot log into your bank account by simply gaining your company’s information through a form, unless you actually include your company’s bank account login details!

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | CybersecurityTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

PayNow PDF Malware Scam : What You Need To Know!

Is there a new malware scam involving a PayNow PDF?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : WhatsApp Block Button Is A Scam!

People are sharing this warning about a new malware scam involving a PayNow PDF. Take a look!

I just received below the latest and new scams Modus Operandi from my Uncle. Forward to warn and share.
======================

The scammers have changed their modus operandi. They don’t ask you to download the app.
My neighbour told me yesterday that her sister (a cancer patient) wanted a part-time helper to clean her house. Hence, she went to Facebook. I called the number and made the request. The advertiser asked whether she had a Paynow, and she said that she had. He directed her to make the partial payment, and he will send the invoice to confirm. (Note: He did not ask her to download an app, as people are getting alerts). When she received the invoice in the PDF format, she did not suspect any foul play and clicked it. The invoice showed the amount paid and the balance to be paid. After that, she went to sleep. The next morning, her phone could not be switched on.
She used her laptop to check her DBS bank account. Her $20K was gone, and her two fixed deposits of $25K, which had not reached the maturity date, were also gone—the total loss was $ 70K.
When she went to the bank and asked why her fixed deposit was also gone, the receptionist told her that digital banking allows you to transfer the amount back to your account to facilitate withdrawals without going to the bank.
Police told her the malware was embedded in the PDF document.
So folks, beware that the scammers are always changing their modus operandi to con your money $$$! 😡😡😡

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

No Evidence There Is Any PayNow PDF Scam!

This is likely another example of FAKE NEWS circulating on WhatsApp and social media platforms, and here are reasons why…

Fact #1 : No Evidence Of PayNow PDF Scam

First, let me just point out that there is no evidence that anyone was ever scammed by a PayNow PDF invoice.

There has been no actual news report of such a case, never mind multiple cases involving malicious PayNow PDF documents.

Frankly, I don’t know of any PDF malware that can shut down a phone, and transfer money from a bank account, including liquidating fixed deposits!

Fact #2 : PDF Malware Generally Target Computers

PDF documents can contain malware, but malicious PDFs generally target Windows computers. In fact, many aren’t actual PDF documents, but are instead executable files masquerading as PDF files – invoice.pdf.exe, for example.

Malicious PDF documents or executables targeted at Windows computers won’t work on smartphones. The malicious PDF must not only be specifically designed to target smartphones, it must target the right operating system – iOS or Android. A malicious PDF targeting Android won’t work on an Apple iPhone, for instance.

On top of that, many PDF malware actually exploit vulnerabilities in a specific PDF reader – most commonly, the industry-standard Adobe Acrobat Reader. Most smartphones do not have Adobe Acrobat Reader installed, and instead rely on a variety of PDF readers like Samsung Note, OneDrive, Google Drive, Kindle, etc.

Embedded PDF malware that target vulnerabilities in the Adobe Acrobat Reader won’t work with other PDF readers. That’s probably why it’s rare to see PDF malware that target smartphones.

Recommended : Can StopNCII Remove All Nude / Deep Fake Photos?!

Fact #3 : PayNow Scams So Far Involve Phishing

Singapore reported 477 cases of PayNow scams in 2021, with 133 more cases in 2022. However, they were not due to PDF malware. Rather, their victims were deceived into giving scammers their digital banking credentials.

In other words, PayNow scams have so far involved phishing attacks, in which victims are tricked into logging into fake websites, or giving up their Internet banking login details by phone.

In one of these scams, victims received phone calls from people pretending to be bank employees. The callers would ask for the victims’ personal details, such as their Internet banking usernames and passwords, under the pretext that the bank needed them to verify transactions in their accounts.

Fact #4 : Singapore Police Warned About Android Malware

It seems likely that the viral warning is based on a misunderstanding of a Singapore Police Force warning about Android malware withdrawing money through PayNow.

Issued on 17 June 2023, the Singaporean police warned that scammers were tricking victims into installing an Android Package Kit (APK) file through WhatsApp and Facebook Messenger. Once installed, the malware allows the scammers to remotely access the victims’ devices, and steal their passwords.

The victims are then directed to fake websites that mimic banks like DBS to key in their banking credentials. The login information obtained through this phishing attack then allows the scammers to withdraw their victims’ money through PayNow.

To be clear – this PayNow scam does NOT involve any PDF. It requires the victim to install an APK file – to gain access of your 2FA (Two-Factor Authentication) device, and provide bank login information through a fake (phishing) website.

This allows the scammers to log into your bank account using the login info you provided, and authenticate all transfers using your mobile phone.

Recommended : Nurse Lost RM380K After Pressing Instagram ‘Like’ Button?!

Fact #5 : Here Are Some Common Cybersecurity Tips

Here are some simple cybersecurity tips to help you avoid getting scammed online:

  • Never install APK files (for Android) from unknown or untrustworthy sources.
  • Never sideload IPA files (for Apple iOS) from unknown or untrustworthy sources.
  • Always check the entire filename, including its file extension:
    – PDF documents should end with .pdf, and not .pdf.apk or .pdf.ipa or .pdf.exe.
    – Word documents should end with .doc or .docx, and not .doc.apk or .doc.ipa or .doc.exe.
  • Never click on any link to go to any bank website. Always type in the link yourself into a web browser, or better still – use the official app issued by the bank.
  • Never give your bank login details to any person, even if they claim to be a police officer, a bank officer, or even a cybersecurity expert!
  • Never give your 2FA authentication code / TAC or OTP number to any person, even if they claim to be a police officer, a bank officer, or even a cybersecurity expert!

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | CybersecurityTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Nurse Lost RM380K After Pressing Instagram ‘Like’ Button?!

Did a Malaysian nurse lose RM380,000 after pressing the Instagram Like button?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Nurse Lost RM380K After Pressing Instagram Like Button!

People are sharing an article which claims that a Malaysian nurse lost RM380,000 after pressing the Like button in Instagram for RM5 commissions! Here is an excerpt from the article:

M’sian Nurse Loses RM380K After Pressing Instagram ‘Like’ Button For RM5 Commission

Too late to unlike

Recommended : Scam Alert : How Fake Job Syndicates Operate!

 

Nurse Did Not Lose RM380K After Pressing Instagram Like Button!

First of all, I would like to applaud the website for writing about job scams, but that’s really a misleading title.

Unfortunately, many people don’t read beyond the headlines. People are even asking if they will get “hacked” like the nurse if they like Instagram posts!

The truth is – the Malaysian nurse did not lose RM380,000 because she pressed on the Like button in Instagram. In fact, Instagram and its Like button have nothing to do with the actual scam!

Social Media Jobs Are An Easy Lure

As I have earlier written on how fake job syndicates operate, the “job” and “platform” are not important. These scammers generally offer social media jobs, because that’s what most people already use, so it’s easy to hook victims.

These syndicates will offer quick and easy tasks to do on social media, for example – liking Instagram photos and Facebook posts. Other (non-social media) tasks include liking YouTube videos and/or subscribing to YouTube channels, or even making comments on businesses in Google Maps.

Whether the job is on Instagram / Facebook / YouTube / Google Maps, etc. is irrelevant. The first few “jobs” you are given are the bait. You will be paid for those simple tasks, like RM5 for liking an Instagram post, or RM10 for subscribing to a YouTube channel. Such an easy way to make money!

Paying For Jobs Is The Scam!

After you get the first payment, you will be asked to participate in a “prepaid job”. All you have to do is pay a “deposit” for the opportunity to make a lot of money in high-paying “jobs”.

At this point, you may feel that this is a genuine side job opportunity. After all, they paid you for the earlier jobs, didn’t they? Real scammers wouldn’t pay their victims, right? WRONG!

Once you make that first deposit, you are “hooked”. The scammers will not let you withdraw the money, but insist that you must continue with the next “prepaid job”, which would require another deposit. Then, you will be asked to pay again to participate in another “prepaid task”, and so on.

On paper, you appear to be earning a lot of money, but you won’t be able to withdraw any of that money. By the time you realise it’s a scam, you would have lost a LOT of money. That is the scam, not pressing on the Instagram Like button.

Recommended : How A University Student Lost RM22K In Online Job Scam!

Trying To Recover The Money Is The Scam!

In the nurse’s case, she fell for their trap to participate in the “prepaid assignment”. She ended up making 36 transactions worth RM387,000 to 21 different bank accounts over 13 days! She not only emptied her savings, she even loaned money from her friends and family members!

Why would any victim do that? Simple – the more money you invest in this fake job offer, the more desperate you will be to recover the money you “invested” and “earned”. To quit would mean losing everything, so you will feel that you have “no choice” but to continue.

To help you make that decision to “stick with the programme”, the syndicate have fake users in their Telegram group continuously posting bank deposit screenshots, while claiming that they just received their earnings.

The truth is – any money you send to their mule accounts will be quickly transferred to the scammers’ account. You will never see the money again.

As one student shared, he lost over RM22,000 in just two days, because he was so engrossed in trying to get back the money he “invested” earlier:

There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages.

They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.

Just like that, two days, RM22300, gone.

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

Again, I’m glad to see more publicity about fake job scams. But it is important that YOU understand that the scam does not involve the pressing of the Like button in Instagram, or Facebook, or YouTube, or any other online platform.

This is ultimately just another case of a fake job scam. In this nurse’s case, the scammers used the simple job of liking Instagram posts as the lure, but it will be different for other victims. These scammers will use any convenient platform to give you simple jobs to trick you into falling for their scam.

Just remember – there is no such thing as easy social media jobs. Even unscrupulous social media promoters do not need to pay anyone to like a post, or follow someone. They simply use bots (automated software)!

Don’t fall for such fake job scams. No matter how enticing the offer is – NEVER pay for any job.

Please SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Can SIM swap attack empty bank account without warning?!

Can a SIM swap attack empty your bank account without warning?! Take a look at the viral warnings, and find out what the facts really are!

Updated @ 2023-10-07 : Added new viral message, and other updates.
Originally posted @ 2022-01-16

 

Claim : SIM Swap Attack Can Empty Bank Account Without Warning!

This message has gone viral on social media and WhatsApp, warning about a new high tech fraud called SIM Swap Fraud that can empty bank accounts without warning.

The message includes a link to a Straits Times report about a young couple who lost $120,000 in a fake text message scam targeting OCBC Bank customers.

Your BANK Account could be Emptied without an Alert!

Dear All, Please let’s be very careful.. There is a new HIGH TECH FRAUD in town called the SIM SWAP FRAUD, and hundreds of persons are already VICTIMS.

Here is a new variant circulating in 2023:

My cousin received a call , asking if he had been vaccinated, if vaccinated to press 1.

If not vaccinated, press 2. As a result, he pressed 1, the phone was blocked and his online bank information/account were all transferred. Please be Alert and Careful and forward to more people to know about this new trick/scam. Forwarded as received.

Recommended : Beware Of Telegram Screenshot Hack + Scam!

 

Truth : SIM Swap Attack Is Real, But Don’t Work Like That

The truth is – SIM swap attacks are real and very dangerous, but they do not work like the viral messages claim.

Here is what you need to know about the viral message, and SIM swap attacks.

Fact #1 : SIM Swap Attacks Are Not New

SIM swap attacks are really not new. Scammers have been using SIM swap attacks since 2015, if not earlier.

Fact #2 : SIM Swap Warnings Are Mostly False

The viral message is correct about the risk of SIM swap attacks, but pretty much wrong about everything else.

In fact, the method by which the SIM swap attack works is completely made up. So the viral message is really FAKE NEWS.

There’s no way your bank account will be emptied without any action on your part. Neither will your bank accounts be emptied because you participate in a COVID-19 vaccination SMS survey.

Fact #3 : No Evidence Of Such Fraud

There is no evidence of SIM swap attacks requiring users to complete the process by responding to an SMS survey about vaccination.

Neither is there any evidence that SIM swap attacks alone can lead to your bank accounts being emptied.

Fact #4 : Straits Times Article Was Not About SIM Swap Attack

One of the viral messages include a link to a Straits Time article to mislead you. That’s because the article was about a phishing attack, not a SIM swap attack.

In that phishing attack, the victim received an SMS  with a link that took him to a fake website that “looked exactly like the OCBC login page“. He then keyed in his bank login details, thus handing over control of his bank account to the scammers.

The victim also ignored automated messages warning him that his “account was being setup on another phone“. That had nothing to do with a SIM swap attack. It was an SMS-based phishing attack.

Recommended : How To Turn On Two-Step Verification In Telegram!

Fact #5 : SIM Swap Attacks Generally Do Not Require Any Action

In most SIM swap attacks, scammers use your personal information, either purchased from other criminals or obtained through earlier phishing attacks or social engineering, to request for a SIM card replacement.

All that does not require any action on your part. In most cases, you only realise you’ve been hit when you lose access to your mobile number.

Fact #6 : SIM Swap Attack May Require Action In Some Cases

The Press 1 claim in the viral message is partially correct, but it only happens in a particular circumstance.

In India, scammers have tricked people by offering a free network upgrade, or to help improve signal quality on their phones :

  1. The scammer will call the victim, claiming to be from their mobile service provider.
  2. The scammer will try to get the victim to reveal his/her 20-digit SIM card number.
  3. The scammer will use the 20-digit SIM number to initiate a SIM swap with the mobile service provider.
  4. The mobile service provider will automatically send an SMS to confirm the swap.
  5. Once the victim confirms the swap, his/her SIM card will stop working.
  6. The scammer now has access to the victim’s mobile number.

Fact #7 : SIM Swap Attack Does Not Hack Your Phone

The SIM swap attack does not involve any hacking of your phone.

You only lose access to your mobile number. Your phone is not hacked.

Recommended : Can Greeting Photos + Videos Hack Your Phone?!

Fact #8 : SIM Swap Attack Does Not Empty Bank Accounts

Once the scammers successfully gain control of your mobile number, they can use it to intercept one-time passwords (OTP) like TAC numbers.

This allows them to change passwords to your bank accounts, social media accounts, etc. which is why SIM swap attacks are so dangerous and damaging.

However, it does not mean your bank accounts are immediately emptied. For one thing – the scammers need to know your bank login.

That’s why SIM swap victims often have had their bank logins and passwords stolen earlier though phishing attacks. The scammers only need their mobile numbers to receive OTP / TAC numbers to authenticate the transfers.

Fact #9 : SIM Swap Attack Can Be Used To Cheat Friends Too!

Stealing money from your bank account requires extra work, so scammers who do not have your bank login details will resort to cheating your friends.

With access to your phone number, they can easily gain access to your social media accounts (Facebook, Twitter, Instagram) as well as instant messaging apps (WhatsApp, Telegram).

Once they have control, they can send messages to your friends, pretending to be you. Naturally, they will concoct some story to ask your friends for money.

The idea is to use your (now) stolen accounts to convince your friends that you genuinely need their help. The money that they transfer goes directly to the scammers, or their mules (people who rent their bank accounts to scammers).

Now that you know the facts behind the SIM swap attack or scam, please SHARE this article with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Cybersecurity | MobileTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

MPH Free Books : Don’t Fall For This Scam!

Is MPH giving away free books on financial planning and stocks?! Find out what’s going on, and warn your family and friends!

Updated @ 2023-09-26 : Added a new version of this scam
Updated @ 2023-08-14 : Added new versions of this scam

Originally posted @ 2023-05-20

 

Watch Out For MPH Free Books Scam!

Scammers are running Facebook advertisements that claim MPH is giving away free books because it has either achieved 500,000 fans, or is shutting down its bookstores!

🎉To celebrate MPH Books breaking 500,000 fans in Malaysia, thank you for your support
👋MPH Books specially prepares best-selling books on financial planning and stocks to give to everyone for free. I hope everyone has to help!
limited quantity available. (Free shipping)

📢📢 Sorry everyone, I have to say goodbye to everyone
Due to the continuous decline in store performance, the store cannot continue to operate normally
👋👋So the head office decided to close the store and give away the remaining financial and stock books in the store to everyone for free. I hope everyone has to help!
📣📣Finally, thank you again for your long-term support and trust. The book donation activity is the only feedback activity we can do at present!
limited quantity available. (free shipping available)

Recommended : PDRM Warning : Watch Out For MyBayar Scam!

 

MPH Free Books Scam : What You Need To Know!

This MPH free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friend!

Fact #1 : MPH Did Not Close Bookstores In 2023

MPH closed many of its physical stores since June 2020, as it shifted during the COVID-19 pandemic lockdowns to an online store with a “digitally-driven omnichannel business model”.

MPH has not announced closing down any further bookstores in 2023.

Fact #2 : MPH Reported These Pages / Ads As Fake

MPH is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 9, 2023:

⚠️𝐅𝐀𝐊𝐄 𝐏𝐀𝐆𝐄𝐒 𝐀𝐋𝐄𝐑𝐓!⁣⚠️⁣⁣

Hey readers, we noticed that irresponsible parties have been impersonating the MPH brand by creating fake pages and ads to confuse and lure our customers to share their data.⁣⁣⁣

Please note that MPH is not associated in any way with these pages and we DO NOT run any free book giveaways nor do we request customers to PM us your personal details.

We would also like to take this opportunity to thank our followers and customers for updating us about these pages. We sincerely thank YOU for your continuous support!⁣

Stay vigilant & protect yourself from scams!⁣⁣

#fakepagesalert #scammeralert

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

Fact #3 : MPH Is A Business, Not A Charity

Please do NOT be naive. MPH is a business, not a charity. Just because it hits 500,000 fans in Malaysia, it’s not going to give away its books.

Heck, why should it give away books even if it’s closing down its bookstores? It would be more logical for MPH to offer discounts to clear its books, so it won’t lose so much money.

In fact, MPH itself pointed out in its scam warning – “we DO NOT run any free book giveaways“. Why should they? They are a corporation whose business is not make money, not a charity to give you free books!

Fact #4 : Giveaways Were Not Posted In Official Website / FB Page

If MPH was really giving away free books, it would have posted the offer on:

These scams are being run off fake Facebook pages that are brand new, and have nothing to do with the real MPH:

  • MPH Group Publishing
  • MPH Book
  • MPH English Bookstore

Fact #5 : MPH Does Not Use WhatsApp To Communicate

MPH offers a multitude of contact options by email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!

Please add librarian Gek Tiang’s Whatsapp message ”Pm“ to get free stock books (free shipping) Whatsapp: https://xxxx.xx/601170131707

Recommended : How A University Student Lost RM22K In Online Job Scam!

Fact #6 : Scammers Will Try To Scare You

Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!

There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/601170131707

There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!

Fact #7 : One Victim Lost RM480K To Investment Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report. By then, it was too late – she had already lost every sen she “invested”.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

How To Get Special Deals On Maxis Mobile + Broadband!

If you want the very best mobile + broadband deals from Maxis, there is only one way – you must first quit Maxis! Here is how it worked for me…

 

Don’t Bother Asking For Special Deals On Maxis Mobile / Broadband!

I have been a loyal Maxis customer for many years, and every time my contract comes up for renewal, I will ask for special deals to stay on. The most I will get is a free smartphone to renew my contract for another 2 years.

But finally, I had enough. I was stuck with 0-1 bar of mobile connectivity from March until September 2023, and Maxis wouldn’t even compensate me for the poor reception. So I gritted my teeth and waited out my contract.

Once my contract expired, I quickly decided that I would save over RM1,900 per year migrating to Digi. But out of (misplaced?) loyalty to Maxis, I called their customer care hotline, and even went to a Maxis Center to check if there are any deals for me to stay on.

As usual, Maxis had nothing to offer me as a loyal customer. But there was a surprise for me this year – I will not be receiving a free smartphone to continue my contract, unless I choose to upgrade to the new Maxis 5G plans… with an increase, of course!

So learn from my experience – don’t bother asking Maxis for any special deals to stay on as a loyal customer. To be fair, other telcos likely don’t offer deals to loyal customers to stay on as well. But I have only been a Maxis customer, and can only speak from my own experience.

Read more : Switching From Maxis To Digi Saves Me RM1.9K / Year!

 

How To Get Special Deals On Maxis Mobile + Broadband!

I discovered that the only way that Maxis will ever offer me any special deals to stay on, is if I actually quit their service. And even then, Maxis only did it at the very cusp of my migration process.

When Maxis was ready to hand over my five mobile numbers to Digi, a member of their retention department called me and offered these great deals to stay on.

Existing Maxis 4G Package : RM423 Per Month

First, I should point out that my existing Maxis package bundled a RM98 principal line with four supplementary lines, and 100 Mbps fibre broadband. By bundling with broadband, my principal line has unlimited data, albeit only on the 4G network. There is no 5G connectivity.

However, Maxis only allows a single Share 48 supplementary line with 30 GB of data for the RM98 principal line. So I have to pay a ridiculous RM38 for the remaining three supplementary lines, with just 1 GB of data.

The total pre-tax cost was RM399 per month, or RM4,788 per year.

Maxis 4G Plans 4G Data Cost
Postpaid 98 Unlimited RM 98
Postpaid Share 48 30 GB RM 48
Talk and Surf 1 1 GB RM 38
Talk and Surf 1 1 GB RM 38
Talk and Surf 1 1 GB RM 38
100 Mbps Fibre Unlimited RM 139
Total Before Tax RM 399

300 Mbps Broadband Offer : RM100 Per Month

First, Maxis agreed to match Digi’s offer of just RM100 per month for 300 Mbps. That’s RM39 (28%) cheaper than my current 100 Mbps plan, and RM49 (33%) off their current 300 Mbps plan.

Over two years, I will save RM1,176! But I was only getting this special offer because I was really quitting Maxis.

Bundled
Broadband
Maxis
Normal
Maxis
Special
Digi
100 Mbps RM 129 RM 90 RM 90
300 Mbps RM 149 RM 100 RM 100

Special Maxis 5G Offer #1 : RM245 Per Month

For the five mobile lines, Maxis offered me a RM245 plan, which would give every user 120 GB of 5G data per month.

There is a 2-year contract, but Maxis will throw in five free smartphones – a Vivo Y36 (8 GB + 256 GB) or equivalent per account.

Not only does that give all of us a heck of a lot of mobile data, and a new smartphone per person, it is also RM15 cheaper than my current package!

Maxis 5G Plans 5G Data Cost
Special Postpaid 49 120 GB RM 49
Special Postpaid 49 120 GB RM 49
Special Postpaid 49 120 GB RM 49
Special Postpaid 49 120 GB RM 49
Special Postpaid 49 120 GB RM 49
Total Before Tax RM 245

Special Maxis 5G Offer #2 : RM281 Per Month

Maxis also offered me a more expensive RM281 monthly plan, consisting of a principal line with 300 GB of data, and four supplementary lines with 50 GB of data.

It would come with a more expensive HONOR 90 smartphone with 12 GB RAM and 512 GB storage, with a 2-year contract.

I should point out that the supplementary lines are not only RM10 cheaper, they come with 50X more data, and 5G connectivity!!! Makes you want to tear your hair out, doesn’t it?

Maxis 5G Plans 5G Data Cost
Special Postpaid 169 300 GB RM 169
Special Postpaid 28 50 GB RM 28
Special Postpaid 28 50 GB RM 28
Special Postpaid 28 50 GB RM 28
Special Postpaid 28 50 GB RM 28
Total Before Tax RM 281

Special Maxis 4G Offer : Only RM200 Per Month!

If I prefer to stick with 4G connectivity only, Maxis offered me a 4G-only plan for just RM200 a month, without contract or free smartphone.

Basically, my supplementary lines would now get a ton of data, and I would save RM60 per month on my existing Maxis package!

Maxis 4G Plans 4G Data Cost
Special Postpaid 48 70 GB RM 48
Special Postpaid 48 70 GB RM 48
Special Postpaid 48 70 GB RM 48
Special Postpaid 28 50 GB RM 28
Special Postpaid 28 50 GB RM 28
Total Before Tax RM 200

 

Why I Declined The Special Deals On Maxis Mobile + Broadband!

While the special deals offered by the Maxis retention department were enticing – free phones! more data! more speed! – Digi still offered a substantially better deal.

My parents, for example, do not need 50 GB of data. They just needed something more reasonable than 1 GB, and I wanted to pay a more reasonable price for their lines.

On top of that, staying with Maxis would not solve my biggest problem – poor connectivity. I have been suffering from poor reception for six months (and counting), and sticking with Maxis for another 2 years was unthinkable.

Maxis may have once been known for having “better coverage” than other telcos. But if they cannot restore proper connectivity after 6 months (and counting), it’s time to move on. I also did not like the fact that they refused to compensate me for the poor connectivity all those months.

But this article is not about dissing Maxis. I wrote this article to share with you the best way to get such special deals from Maxis.

I called them, I even spent time at the Maxis Centre to talk to the staff. There was simply NO special deal or offer for an existing customer. You must literally quit Maxis – sign an agreement to port out to another telco, and be on the verge of switching, before Maxis will ever offer you these special deals.

Even if you want to stick with Maxis, you should still quit and port out to another telco at the end of your contract. This way, you will get access to these special deals. You will only lose out if you stay loyal.

As for me, I bid adieu to Maxis, and started my journey with Digi hours later. It was easy. You should give it a try!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | MobileTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Switching From Maxis To Digi Saves Me RM1.9K / Year!

I just saved over RM1,900 per year by simply switching from Maxis to Digi! Here is what happened!

 

Switching From Maxis To Digi Saved Me RM1.9K / Year!

My contract with Maxis just expired, and I decided to see if it was worth renewing with them, or switching to Digi. I had earlier asked my neighbours using Digi, and most of them seemed happy with their service.

So I compared the latest mobile and broadband packages from both Maxis and Digi, and I was shocked by how much cheaper Digi was, compared to Maxis. Take a look at what I found!

Existing Maxis 4G Package : RM423 Per Month

My existing Maxis package bundled a RM98 principal line with four supplementary lines, and 100 Mbps fibre broadband. By bundling with broadband, my principal line has unlimited data, albeit only on the 4G network. There is no 5G connectivity.

However, Maxis only allows a single Share 48 supplementary line with 30 GB of data for the RM98 principal line. So I have to pay a ridiculous RM38 for the remaining three supplementary lines, with just 1 GB of data.

The total cost was RM423 per month, or RM5,075.28 per year. Maxis offered to let me continue with this 4G-only package, but I would no longer get any free smartphone for a 2 year contract.

Maxis 4G Plans 4G Data Cost
Postpaid 98 Unlimited RM 98
Postpaid Share 48 30 GB RM 48
Talk and Surf 1 1 GB RM 38
Talk and Surf 1 1 GB RM 38
Talk and Surf 1 1 GB RM 38
4G Backup Unlimited RM 0
100 Mbps Fibre Unlimited RM 139
Total Before Tax RM 399
6% Service Tax RM 23.94
TOTAL PAYABLE RM 422.94

New Maxis 5G Package : RM445 Per Month

If I wanted a free smartphone with a 2 year contract, I would need to upgrade to the new Maxis 5G plans. The existing RM98 4G plan has been replaced by a new RM109 5G plan – a RM 11 per month premium for 5G connectivity.

From what I understand, tying it with Maxis fibre broadband would still get me unlimited mobile data, but only on 4G. The 5G data is limited to 150 GB, which is more than plenty especially since 5G connectivity is limited.

What I cannot understand is why Maxis continues to limit this RM109 principal line to just one RM48 Share line. If I want all four supplementary lines to have more than 1 GB of data, I would need to upgrade my principal line to their RM199 plan! Ridiculous!

The only good news is they dropped the price of their 100 Mbps broadband from RM139 to RM129. But it makes more sense to upgrade to 300 Mbps for just RM149 per month. Even so, the new Maxis package works out to an unpalatable RM572.40 per month, or RM6,868.80 per year!

Maxis 5G Plans 5G Data Cost
Postpaid 199 4G : Unlimited
5G : 300 GB
RM 199
Postpaid Share 48 30 GB RM 48
Postpaid Share 48 30 GB RM 48
Postpaid Share 48 30 GB RM 48
Postpaid Share 48 30 GB RM 48
4G Backup Unlimited RM 0
300 Mbps Fibre Unlimited RM 149
Total Before Tax RM 540
6% Service Tax RM 32.40
TOTAL PAYABLE RM 572.40

Sorry, mum and dad, you guys are just going to have to put up with just 1 GB of data if we stick with Maxis.

With their sacrifice, I can get by with just paying Maxis RM445.20 per month, or RM5,342.40 per year. That’s a small 5% increase of RM267.12 per year.

This new package would also get me one of these smartphones with a 24-month contract:

  • Samsung A14
  • vivo A78
  • HONOR 90 Lite
Maxis 5G Plans 5G Data Cost
Postpaid 109 4G : Unlimited
5G : 150 GB
RM 109
Postpaid Share 48 30 GB RM 48
Talk and Surf 1 1 GB RM 38
Talk and Surf 1 1 GB RM 38
Talk and Surf 1 1 GB RM 38
4G Backup Unlimited RM 0
300 Mbps Fibre Unlimited RM 149
Total Before Tax RM 420
6% Service Tax RM 25.20
TOTAL PAYABLE RM 445.20

Digi 5G + 4G Package : Only RM286 Per Month!

But when I checked out the Digi plans, they completely wipe out Maxis.

The Digi RM90 principal line offers free 5G connectivity, with 60 GB of data per month. Unlike Maxis, tying up with Digi Fibre Broadband does not give me unlimited mobile data, but that’s okay – 60 GB is plenty.

More importantly, Digi lets me add up to six supplementary family lines, and their cheapest RM20 family line comes with 10 GB of data per month! That goes up to 15 GB with a 1-year contract, and 25 GB with a 2-year contract!

On top of that – Digi offers 300 Mbps fibre broadband for only RM 100 per month! Granted – there is no 4G backup, but that’s RM49 cheaper than Maxis! Would you pay RM49 per month for “4G backup”? Heck, no!

The Digi package is a mix of 4G and 5G, but that’s okay, because my parents no longer have to worry about how much data they have left.

Digi Plans Data Cost
Postpaid 90 5G : 60 GB RM 90
Postpaid Family 20 4G : 25 GB RM 20
Postpaid Family 20 4G : 25 GB RM 20
Postpaid Family 20 4G : 25 GB RM 20
Postpaid Family 20 4G : 25 GB RM 20
4G Backup NA NA
300 Mbps Fibre Unlimited RM 100
Total Before Tax RM 270
6% Service Tax RM 16.20
TOTAL PAYABLE RM 286.20

And here is the cherry on the top – for a 24-month contract, Digi gives you one of these two bonuses:

  • a free smartphone worth up to RM1,099 (HONOR 9o Lite / Samsung A14), or
  • extra 60 GB of mobile data, or
  • unlimited social media data, or
  • 5 GB of international roaming data in 70 countries

Needless to say, this Digi package is a much better deal, as it only costs RM286 per month, or RM3,434.40 per year!

 

How Much I Save Over 2 Years Switching From Maxis To Digi

In the end, I switched to the Digi Postpaid 90 principal line, and gave all of my supplementary lines a decent 25 GB of mobile data.

Over a standard two-year contract, I will end up saving RM 3,281.76, and get a free smartphone worth RM 1,099. That’s a total saving of RM 4,380.76! Just think of what you can do with all that money!

If I renewed with Maxis, I would have upgraded to their new 5G plan to get that free smartphone and unlimited data. However, my parents would have to continue suffering with 1 GB of data, and I would have to pay an additional RM 3,816 over 2 years compared to Digi!

If I wanted my parents to have a decent amount of mobile data, I would have to really pay Maxis through my nose, and fork out an extra RM 6,868.80 – exactly twice of what the Digi package costs. It just doesn’t make sense to do that.

No matter how I calculate, it just doesn’t make sense (sen?) to stick with Maxis. I will save anywhere from RM1,900 to RM3,400 per year switching to Digi. It really pays to shop around!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | MobileTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

US Gov Stole $50 Trillion Of Gold + Oil From Iraq?!

Did the US government steal $50 trillion worth of gold and oil from Iraq?! Take a look at the viral claims, and find out what the facts really are!

Updated @ 2023-09-19 : Refreshed with updated info
Originally published @ 2022-04-12

 

Claim : US Gov Stole $50 Trillion Of Gold + Oil From Iraq!

People are sharing photos of US soldiers posing with gold bars, as evidence that the United States sold gold and oil from Iraq worth tens of trillions of dollars!

These photos was revived on the 20th anniversary of Operation Iraqi Freedom, and then on the 22nd anniversary of the 9/11 attacks, as part of the information warfare surrounding the Russian invasion of Ukraine. It is also being shared and promoted on pro-CCP and pro-Russia groups on social media, WhatsApp, Telegram, etc.

Here the US thieves in Iraq. Bringing democracy aka stealing a country’s gold. Same thing they want to do in Russia. But Russia is no Iraq or Libya.

The #US ransacked and plundered the whole of #Iraq. Banks, museums, all of their gold reserves. The US is the biggest gang of thiefs in the whole history. They have raped most of the planet in the last 50 years. #Ukraine #UkraineRussianWar #UkraineRussiaWar #Russia #Putin #NATO

🇺🇸 “liberates” gold & oil while 🇷🇺 liberates humans.

#Denaƶification & #Demilitarization of #UkroNaƶiLand

Recommended : Germany Just Accused US Of Blowing Up Nord Stream 2?!

 

Truth : US Gov Did Not Steal Gold + Oil From Iraq At All!

This is yet another example of FAKE NEWS created and/or propagated to deflect criticism of Russia’s invasion of Ukraine, and here are the reasons why…

Fact #1 : US Did Not Steal $30 Trillion Of Iraqi Oil

Claims that the US stole $30 trillion worth of oil from Iraq are false. The United States did lose track of 8.7 billion dollars worth of Iraqi funds though.

After the invasion of Iraq concluded, Iraqi oil was sold to help fund the Development Fund of Iraq (DFI). Other sources of funds include surplus funds (about USD 10 billion) from the UN Oil-For-Food Program, and the sale of seized Iraqi assets.

The United States did not truck away Iraqi oil, as claimed. In July 2010, the US Special Inspector General for Iraq Reconstruction (SIGIR) discovered that the US Department of Defense could not account properly for USD 8.7 billion of DFI funds.

This led the Iraqi Parliament to request the United Nation’s help in demanding that the US return $17 billion of “oil money” that it said was stolen from the Iraqi people :

All the indications are that the institutions of the United States of America committed financial corruption by stealing the money of the Iraqi people, which was allocated to develop Iraq, (and) that it was about $17 billion.

… Our committee decided to send this issue to you … to look into it and restore the stolen money.

Recommended : Did US Army Lose + Recover Stolen Sarin Gas Rockets?!

Stealing $30 trillion worth of oil would require 1.7 billion oil trucks, or 46,000 of these trucks every day for 100 years!

Fact #2 : US Spent $60 Billion To Reconstruct Iraq

There is no evidence that the unaccounted money was repatriated to the United States, or officially taken by the United States.

Even assuming that it was not poor accounting and all of the $8.7 billion was truly stolen, that is a far cry (0.029%) from the $30 trillion that was “allegedly” stolen.

It is also rendered ludicrous by the fact that the United States spent US$60 billion in the reconstruction of Iraq – almost 7X of what it allegedly stole.

Also consider the fact that Iraqi oil production only reached 4.4 million barrels per day in 2016. Assuming an average sale price of USD 60 per barrel, it would take them 311 years to sell enough oil to make $30 trillion.

Fact #3 : US Did Not Steal $20 Trillion Of Iraqi Gold

The United States also did not steal gold from Iraq, certainly not $20 trillion worth of gold!

All those photos of US soldiers with Iraqi gold bars are genuine, but they only show them taking photos with the gold they seized in Iraq.

The Iraqi gold bars (as well as currency and other valuables) that US soldiers seized were transported to the US Army’s headquarters in Kuwait.

Recommended : Did Russian Missiles Destroy Port Of Odessa In Ukraine?!

There, they were examined by the Secret Service and/or the US Department of Treasury to determine their authenticity and value, before being returned to the Central Iraqi Treasury or the Development Fund of Iraq (DFI).

This is a picture of Lt. Col. Scott Schmidt, who was in charge of the 230th Finance Battalion. The battalion’s job was to seize Iraqi assets like currency, gold bars and other valuables.

Fact #4 : The Entire World Does Not Have So Much Gold!

In 2003, Iraq had under 6 tonnes of gold reserves, worth less than $70 million. So how can the United States possibly steal 20 trillion dollars worth of gold from Iraq? $20 trillion worth of gold would weigh at least 1,714,285 tonnes in 2003.

Guess how much gold mankind has ever mined in history? Only 208,874 tonnes as of February 2023 – which is just 12% of what people are claiming that the United States stole from Iraq.

As of January 2023, the value of all the gold in the world is only USD 13 trillionless than 2/3 of what the conspiracy theory claims the United States stole from Iraq… and that’s only because gold prices have gone up tremendously since 2003.

Even with the much higher gold price, it would take an additional 90 years of mining gold before the entire world has $20 trillion worth of gold for the US government to steal.

Now that you know the truth, please help us FIGHT FAKE NEWS by sharing this fact check out!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | MilitaryTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Bantuan Rakyat Malaysia Scam Alert!

Watch out for the Bantuan Rakyat Malaysia scam on WhatsApp, Telegram, Facebook and Twitter!

Find out how this scam works, and WARN your family and friends!

 

Bantuan Rakyat Malaysia 2023 Scam Alert!

These scam messages about Bantuan Tunai Rakyat (BTR) 2023, or Bantuan Percuma Kerajaan Malaysia 2023, is going viral on WhatsApp, Telegram, and social media platforms like Facebook and Twitter.

CARA SEMAKAN TARIKH BAGI PENERIMA BANTUAN RM600 DIKREDITKAN SETIAP BULAN

Untuk mereka yang layak, anda boleh lakukan semakan dengan mengikuti cara yang diterangkan.

Baca Cara Semakan Bantuan 👇
https://bntuanrakyatmalaysia.lynk.eu.org/

SHARE INFO ini kepada rakan-rakan dan saudara mara untuk manfaat semua

HOW TO CHECK THE DATE FOR RECIPIENTS OF ASSISTANCE RM600 CREDIT EVERY MONTH

For those who are eligible, you can check by following the described method.

Read How to Check Help 👇
https://bntuanrakyatmalaysia.lynk.eu.org/

SHARE this INFO to friends and relatives for the benefit of all

As one lady shared in the video below, she got tricked by the scammers, who took over her Telegram account to send the same scam message to all of her contacts!

While she claimed that she did not click any link, I will show you how she got scammed…

Recommended : Beware Of Telegram Screenshot Hack + Scam!

 

Bantuan Rakyat Malaysia Scam : How Does It Work?

Warning : To show you how the scammers work, I will share the links they use. I will highlight those dangerous links in red. Do NOT go to those links.

Super Long Link

To trick people into clicking on the scam links, the scammers intentionally use a misleading and very long URL, so you are less likely to notice the domain.

This is the scam link : https://bntuanrakyatmalaysia.lynk.eu.org/

Note how the scammer used a long list of descriptive keywords – “bantuan“, “rakyat“, “malaysia“, “lynk“, which helps to mislead people, and make it more difficult for them to notice that the domain is “eu.org“.

Obviously, eu.org is not a Malaysian government domain (which ends with .gov.my), and it has nothing to do with Malaysia or financial aid. This domain also has nothing to do with the European Union.

EU.org provides free subdomains, and so scammers use it to not only run their scams, but to give their scams a more “legitimate-looking domain”.

Pro Tip : Always check the domain of a link before you click on it. Avoid super-long links like this because they are often used to mask the domain name.

Recommended : Will Scanning RFID Bar Codes Hack Your Phone?!

Fake Telegram Invitation

After clicking to go to https://bntuanrakyatmalaysia.lynk.eu.org/, you will be taken to what looks like an invitation to join a Telegram group. But in reality, it is a fake Telegram invitation.

A real Telegram invitation will have a link like this – https://t.me/XXXXXXXX. But this scam page has the link – https://bntuanrakyatmalaysia.lynk.eu.org/my.php.

Also, a real Telegram invitation can detect if you are using Windows / Mac or Android / iOS, and suggest that  the right download for your device.

The invitation also has a glaring typo – the link says Massage Now, rather than Message Now. Hilarious!

In any case, a real Telegram invitation will not ask you to Message Now. Rather, it will allow you to either View In Telegram, or Preview channel in the web browser itself.

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

Fake Telegram Login Page

If you click on Join Group, you will be taken to this Telegram login page. Even though it offers you a list of countries to select from, the only option is Malaysia.

WARNING – THIS IS A SCAM PAGE. This is what is known in cybersecurity as a “phishing attack”.

First of all, Telegram invitations will never ask you to log into your Telegram account. It will simply launch the Telegram app and load the group for you.

Secondly, if you look at the link, it leads to the same scam domain, specifically https://bntuanrakyatmalaysia.lynk.eu.org/my.php.

Do NOT log into your Telegram account in this page.

Recommended : Scam Alert : How Fake Job Syndicates Operate!

If you log into your Telegram account using this phishing page, then the scammers will gain access to your Telegram account, and take it over for their own use.

They can then use your Telegram account to send the same scam message, or worse, cheat your family and friends of their money!

Recommended : Can Restaurant Menu QR Code Hack Your Phone?!

The lady in the viral video likely logged into this phishing page, thus giving the scammers control of her Telegram account. That was likely how they were able to message everyone on her contact list.

She also likely did not enable Two-Step Verification in Telegram, which would let her recover her account even after scammers have gained access.

That is why people who were hit by this scam had to call and inform their relatives and friends, or publicly post about it to warn all of their contacts.

Unfortunately, it is not always possible to warn all of their contacts, and inevitably, someone will get cheated of their hard-earned money. That’s why these scams are so popular – they really work, and scammers are making a ton of money!

Help us fight against these scammers. SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Cybersecurity | Software | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Warning – PDRM Parking Fine Scam Alert!

Scammers are targeting motorists with the PDRM parking fine scam! Make sure you warn your family and friends!

Here is what you need to know about the PDRM parking fine scam!

 

PDRM Parking Fine Scam Email

People are getting emails warning them that they just committed a parking violation, while offering them a cheap fine if they pay quickly.

Fines Inquiry and Payment

Dear recipient,

We are writing to draw your attention to a recent traffic violation in Malaysian jurisdiction.

Our traffic enforcement staff have observed your vehicle parked in a no-parking zone. This contravenes section (no. 2016-691] of the Road Traffic Act.

The fine is set at MYR 50. Payment of the fine is required within 7 days of the date of notification, to avoid further legal consequences.

If the fine is not paid within the time limit, you may be subject to legal action, resulting in an increase in the original fine.

Payment deadline: [08/26/2023]

Methods of payment accepted:

Cordially,

Malaysian Police Department

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

 

PDRM Parking Fine Email Is A Scam!

These PDRM parking fine emails are scam emails. This was confirmed by PDRM itself.

On 7 August 2023, the Cyber Crime division of the Royal Malaysia Police (PDRM) posted an alert warning motorists not to fall for the MyBayar scam.

These emails are designed to scare its victims into action. Hence, it offers a very cheap way to quickly “settle the problem”. However, if you take a breath, and analyse the email CAREFULLY, you will see many problems with it.

  • Letter is from PDRM : The Royal Malaysia Police (PDRM) will never write to you by email.
  • Letter is in English : The Royal Malaysia Police (PDRM) will never write to you in English.
  • Typo in the name : The fake email used My Bayar PDRM, instead of MyBayar PDRM.
  • Lack of name and personal details : The fake email refers generically to “Dear recipient“, without listing your full name and MyKad number.
  • Lack of vehicle details : The fake email doesn’t mention the vehicle make and plate number.
  • Lack of location details : The fake email does not mention where the offence occurred, or even when it occurred.
  • Fine is much too low : PDRM traffic fines are never as low as RM50. The cheapest fine is RM150 for Category 4 offences, but you can pay as low as RM70 within 15 days.
  • No such law : The fake email refers to the Road Traffic Act. There is no such act in Malaysia. The proper name is the Road Transport Act 1987 (Act 333).
  • No such section : If you look at the Malaysia Road Transport Act 1987 (PDF download), you will see that there is no such thing as Section 2016-691.

The email appears to be from My Bayar PDRM (typo in the name), but if you inspect the email address, you will see that it was sent by “in-to-no-reply@silverbackgames.xxx” or “hello@sooqr.com” or some other email address.

Obviously, this email did not originate from an official PDRM email address! This should immediately tell you that this is a fake or scam email!

Recommended : How A University Student Lost RM22K In Online Job Scam!

If you click on the Pay My Fine link in the scam email, you will be taken to a fake My Bayar PDRM website (with the same typo in the name).

You may notice that you now have 7 days to pay the RM 50 fine, instead of just 5 days in the email. Odd, isn’t it?

Also odd is the fact that the page does not mention your name, your MyKad number, your vehicle type and model, or even its plate number! The page also doesn’t mention where the offence took place, or the time you were caught committing said offence.

Do NOT proceed after this point… This is a scam website!

But if you have itchy fingers, and click on the Pay The Fine button, you will be asked to pay for the RM50 fine using your debit or credit card.

Needless to say, PLEASE DO NOT SUBMIT YOUR DEBIT / CREDIT CARD DETAILS!!!

If you provide these scammers with your debit / credit card details and TAC / OTP numbers, they will be able to charge ANY AMOUNT they want to your credit card, or withdraw ANY AMOUNT they want from your bank account!

Recommended : Wedding Invitation Scam : Don’t Install APK File!

It’s even worse if you are asked to log into your bank account to pay the fine. DO NOT DO THAT!

If you provide them with your bank login and password, as well as OTP/TAC number, these scammers will be able to transfer money out of your bank account!

Please note – this is a scam! This is a phishing attack to gain access to your credit card and/or bank account.

Regardless of how you get any notification from PDRM about any traffic offence you may have committed, you should always check the status through these official MyBayar PDRM options:

Please SHARE this warning with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Automotive | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Media Prima / Nielsen Fake Job Scam Alert!

Please watch out for the Media Prima Digital / Nielsen fake job scam! Don’t forget to warn your family and friends!

 

Media Prima / Nielsen Job Scam : How They Reel You In…

Scammers are targeting people through WhatsApp, offering an easy way to make extra money through a part-time job you can do online.

I am Shirley , a permanent employee at Media Prima Digital Company in the recruitment department. The HR department sent me this number and asked me to contact you to get you to a job opportunity.

I just want to share some work-from-home freelance job information offer .You don’t have to spend a lot of time on the job.I can explain if you are interested

The job appears to be very simple – just use your Instagram account to follow Media Prima Digital’s brand partners, to boost their follower count and exposure.

Our job is to use Instagram to follow our various partner brands and work with Malaysian brand influencers to increase their exposure. We hire freelancers to work with the hope of earning extra income every day.

You don’t have to do any marketing for the brand, you just have to subscribe Brand. The salary will be paid daily using TnG or Bank transfer.

Recommended : How Fake Job Syndicates Operate!

Best of all, the scammers are promising that you can make easy money doing nothing more than help Media Prima Digital boost their brand partners on Instagram…

This job is like freelancing. You can do it from anywhere and anytime if you can use social media. RM 110-550 per day if you can do it energetically without even a little worry. You can earn up to RM 3,300-16,500 per month.

Wow! That’s more than what many people earn in Malaysia, so why the heck not, right? Just use Instagram to help big brands “cheat” on their follower counts. Unethical, but not illegal, right? And easy money to make.

The scammer will let you try one or two tasks to show you just how easy it is to make quick money. Wow – you can earn RM10 just by following one Instagram account? Easy!

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Media Prima / Nielsen Job Scam Runs On Telegram

To get paid, the scammer hands you over to the actual fake job syndicate on Telegram…

Why Telegram? Telegram is popular with scammers because it not only offers end-to-end encryption, it won’t expose their actual telephone numbers.

Go to telegram and add to our receptionist. Use this username @AD or you can easily add her using this Link. https://t.me/KL999654

After successfully adding her send her a message. (I’m a new member.) code: JZ 450032 (ML-OS)Please send me a screenshot to confirm after sending code message to her.

She will invite you to join our working group where you can accomplish many tasks and earn more salary.

Recommended : Watch Out For Telegram Phishing Attack!

This “receptionist” will quickly pay you the RM10 (the bait), to “prove” that this is a genuine operation. She will then explain what you need to do to earn RM200 to RM300 a day. That’s more than what most people make in a day!

The finance department is sending money to you, please inform me when you receive it! Now let me give you a detailed description of our part-time work

The main job is to help Instagram users follow their page. You get RM2 for completing one task. RM80+ commission per day depending on your hours. The daily income is between RM 200 and RM 300, as long as you have enough time to do it, you can join

You will get RM2-RM18 commission for completing the task and an additional RM80 salary, which will be calculated based on your working hours today, ending at 8pm

Complete a task for RM2, accumulate RM10 and you can automatically receive commission. The more tasks you do, the more commissions you earn and the higher your salary

Update the task every 20 minutes and send me screenshots when you’re done so I know how much you’ve accomplished. The timeout task has expired and does not need to be completed. Do the latest task in the group

Only RM2 per task? But okay, they are also offering a daily commission. You work it out, and decide – what the heck, you can still get a decent sum every day. So you agree to participate.

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

After you chug along, accumulating a small but nice sum over several hours, they hit you with the scam… you have to invest your money for the next job.

Subscribe to Tasks:
In order to thank you for your support to our company we hereby announce the welfare task and strive for the quota for everyone
Subscription Rule (2-4 orders) This task is based on market demand, we are recruiting customers to transfer subscription to increase transaction flow.
Increase market turnover. 5 to 10 minutes to complete the task, such as subscribe RM100, get RM130, 30% profit.
===========================
MYR 100 Cash back MYR 130 (Newbie subscription)
MYR 200 Cash back MYR 260
MYR 300 Cash back MYR 390
MYR 600 Cash back MYR 780
MYR 1000 Cashback MYR 1300

This is when your receptionist will pressure you into at least taking the “newbie subscription” of “just RM100”. She will assure you that you will instantly get RM30 profit.

In the meantime, people in the Telegram group will publicly announce that they are buying subscriptions of RM300, RM600, etc. These are likely just accounts run by the scammers.

If you hesitate, the receptionist will tell you that you cannot proceed without subscribing to this task. If you refuse, you will also lose the money you earned earlier. This is how they trap you.

If you jump right into it, the group will likely pay you the first time, to tempt you into investing more the next time around. That’s when they take your money for good.

Recommended : How A University Student Lost RM20K In Online Job Scam!

Don’t think that you can’t really lose much on such fake job scams. One university student recently explained how he lost over RM22,000 in a similar job scam.

There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages. They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.

So please AVOID such online job offers, and help us fight these scammers – SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

 

Support Us!

If you like our work, please support us by visiting our sponsors, or donating to our fund. Thank you!

PDRM Warning : Watch Out For MyBayar Scam!

PDRM is warning motorists not to fall for the MyBayar scam! Here is what you need to know about the MyBayar PDRM scam!

 

PDRM Warning : Watch Out For MyBayar Scam

On 7 August 2023, the Cyber Crime division of the Royal Malaysia Police (PDRM) posted an alert warning motorists not to fall for the MyBayar scam.

The MyBayar PDRM scam starts with an official-looking email that warns motorists that they have been caught contravening the law, and offers a cheap RM50 fine if paid within 5 days:

Last notice of contravention before prosecution

Dear recipient,

We are writing to draw your attention to a recent traffic violation in Malaysian jurisdiction.

Our traffic enforcement staff have observed your vehicle parked in a no-parking zone. This contravenes section (no. 2016-691] of the Road Traffic Act.

As a result of this infringement, a fine of MYR 50 has been imposed. This fine must be paid within 5 days of the date of this notification to avoid further legal consequences.

Failure to pay the fine within the allotted time may result in legal proceedings being taken against you, which could lead to increased fines, penalties and the possible suspension of your driving license.

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

 

MyBayar PDRM Scam : How Does It Work?!

Many people who received the MyBayar PDRM email might be shocked to find out that they were caught committing a traffic violation, and then relieved that it was only RM50 if they paid quickly.

That’s how the scammers trap their victims – by offering a cheap RM50 fine, when we all know that fines for traffic offences are at least RM150, and can go all the way up to RM1,000!

Those who received this fake MyBayar PDRM email would be tempted to quickly pay the cheap RM50 fine, before it becomes a lot more expensive!

But if you take a closer look at the email, you will spot some problems with it:

  • Weird English : The email title of “Last notice of contravention before prosecution” is nonsensical.
  • Typo in the name : The fake email used My Bayar PDRM, instead of MyBayar PDRM.
  • Lack of name and personal details : The fake email refers generically to “Dear recipient“, without listing your full name and MyKad number.
  • Lack of vehicle details : The fake email doesn’t mention the vehicle make and plate number.
  • Lack of location details : The fake email does not mention where the offence occurred, or even when it occurred.
  • Fine is much too low : PDRM traffic fines are never as low as RM50. The cheapest fine is RM150 for Category 4 offences, but you can pay as low as RM70 within 15 days.
  • No such law : The fake email refers to the Road Traffic Act. There is no such act in Malaysia. The proper name is the Road Transport Act 1987 (Act 333).
  • No such section : If you look at the Malaysia Road Transport Act 1987 (PDF download), you will see that there is no such thing as Section 2016-691.

The email appears to be from My Bayar PDRM (typo in the name), but if you inspect the email address, you will see that it was sent by “in-to-no-reply@silverbackgames.xxx” or “hello@sooqr.com” or some other email address.

Obviously, this email did not originate from an official PDRM email address! This should immediately tell you that this is a fake or scam email!

Recommended : How A University Student Lost RM22K In Online Job Scam!

If you click on the Pay My Fine link in the scam email, you will be taken to a fake My Bayar PDRM website (with the same typo in the name).

You may notice that you now have 7 days to pay the RM 50 fine, instead of just 5 days in the email. Odd, isn’t it?

Also odd is the fact that the page does not mention your name, your MyKad number, your vehicle type and model, or even its plate number! The page also doesn’t mention where the offence took place, or the time you were caught committing said offence.

Do NOT proceed after this point… This is a scam website!

But if you have itchy fingers, and click on the Pay The Fine button, you will be asked to pay for the RM50 fine using your debit or credit card.

Needless to say, PLEASE DO NOT SUBMIT YOUR DEBIT / CREDIT CARD DETAILS!!!

If you provide these scammers with your debit / credit card details and TAC / OTP numbers, they will be able to charge ANY AMOUNT they want to your credit card, or withdraw ANY AMOUNT they want from your bank account!

Recommended : Wedding Invitation Scam : Don’t Install APK File!

It’s even worse if you are asked to log into your bank account to pay the fine. DO NOT DO THAT!

If you provide them with your bank login and password, as well as OTP/TAC number, these scammers will be able to transfer money out of your bank account!

Please note – this is a scam! This is a phishing attack to gain access to your credit card and/or bank account.

Regardless of how you get any notification from PDRM about any traffic offence you may have committed, you should always check the status through these official MyBayar PDRM options:

Please SHARE this warning with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Automotive | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!