Will FEMA seize your property if you fail to repay the $750 assistance that is really a loan?! Take a look at the viral claim, and find out what the facts really are!
Claim : FEMA will seize your property if you don’t repay $750 assistance!
Some people are claiming or suggesting that the $750 Serious Needs Assistance is really a loan, and FEMA will seize your property if you fail to repay it!
Philip Anderson : 🚨BREAKING: Hurricane victims are now realizing that the $750 from FEMA that Kamala Harris is offering them is actually a loan, not real relief. And that if they don’t pay it back the feds can seize their property. These people don’t even have property anymore because of the hurricane.
Some have also posted videos, many purportedly claiming that a FEMA inspector is warning people against taking the $750 from FEMA, because their property may be seized!
Jack Straw : Shocking… a scam, $750 is a trap.
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Truth : FEMA will not seize your property if you don’t repay $750 assistance!
This appears to be yet another example of fake news created about FEMA, and here are the reasons why…
$750 FEMA assistance does not need to be repaid
Let me start by pointing out that the $750 FEMA assistance is called the Serious Needs Assistance. The $750 is a one-time payment per household that is given by FEMA, and does not need to be repaid.
FEMA issues this payment to disaster survivors who apply within the first 30 days after a disaster is declared in the area, and is meant as initial and immediate assistance to help survivors cover “essential items like food, water, baby formula, breastfeeding supplies, medication and other emergency supplies“.
To be clear – FEMA will not be asking you to repay the $750 one-time immediate assistance payment, and obviously, it is not going to seize your property!
FEMA refuted claims $750 needs to be repaid
FEMA had earlier addressed the misinformation on 30 September 2024:
Myth: FEMA grant money is a loan that I will need to pay back.
Fact: FEMA disaster assistance are grants which do not need to be repaid.
But when the claims went viral, FEMA spokesperson Jaclyn Rothenberg refuted those claims, stating clearly that Hurricane Helene victims do not need to repay the $750 assistance.
This is not true. We do not ask for this money back.
So you have to wonder – what kind of person would mislead disaster victims so they won’t accept this free $750 assistance that they desperately need???
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FEMA immediate assistance was $500 under Trump
This one-time payment by FEMA isn’t new. In fact, the Serious Needs Assistance was also issued under the Trump Administration, albeit at a lower sum of $500 per household.
After Hurricane Harvey hit Texas and Louisiana in August 2017, FEMA issued one-time payments of $500 to cover “critical needs” like diapers, infant formula, food and fuel (source | source).
If the same FEMA assistance was a payment that does not need to be repaid under the Trump Administration, why would anyone suggest that it is now a loan under the Biden Administration that must be repaid within a year???
You only need to repay FEMA for an advance on insurance settlement
Some people are sharing a screenshot (example), as “evidence” that you need to repay the $750. That’s simply not true.
That is actually a screenshot of a FEMA article (archive), which explained that FEMA grants “do not have to be paid back” in most cases.
The portion highlighted as “evidence” actually refers to an advance on insurance money that some disaster victims may request from FEMA if their insurance claims are delayed. Obviously, such an advance will need to be repaid when the victims receive their insurance settlement!
Does help from FEMA have to be paid back?
No. In most cases, FEMA grants do not have to be paid back. If you have insurance that covers your temporary housing costs, but ask FEMA to advance you some money to help you pay for those costs while your insurance is delayed, you will need to pay that money back to FEMA after your receive your insurance settlement.
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
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