Apple did not announce anything official, but Apple Pay is now available in Malaysia!
Here is what you need to know, and how you can start using Apple Pay in Malaysia!
Apple Pay Is Now Available In Malaysia!
Apple Pay was first launched way back in September 2014, together with the iPhone 6 and iPhone 6 Plus. However, its global availability was slow and some would say, tortuous.
For years, Apple fans in Malaysia have requested for Apple Pay to be introduced in Malaysia, and could only look at Singapore in envy, when Apple Pay was introduced there more than six years ago in April 2016!
But the wait is over! The steady drip of leaks has finally culminated in actual confirmation that yes, Apple Pay is now available in Malaysia!
Apple did not announce anything, but you can now add your debit / credit cards to Apple Pay and start using it in Malaysia!
This makes Malaysia only the second country in Southeast Asia to support Apple Pay. The first was Singapore in April 2016.
Malaysia is also only the 10th territory in Asia to support Apple Pay, after Australia, China, Hong Kong, Macau, Taiwan, Japan, Kazakhstan, New Zealand and Singapore.
What Banks Currently Support Apple Pay In Malaysia?
Right off the bat, I have to warn you that support for Apple Pay is still pretty limited in Malaysia, to just three banks as far as I can tell.
Banks In Malaysia That Support Apple Pay
You will be able to register debit and credit cards issued by these banks :
- AmBank
- Maybank
- Standard Chartered Bank
Banks In Malaysia That Do Not Support Apple Pay
You won’t be able to add debit or credit cards from these banks :
- CIMB
- Citibank
- UOB
- OCBC
I will update this article as and when I find out what other banks in Malaysia support, or don’t support, Apple Pay.
Read more : How To Add MySJ Vaccine Certificate To Apple Wallet + Health
How To Register Apple Pay In Malaysia?
To help you register your debit / credit card with Apple Pay, here is my step-by-step guide :
Step 1 : Open the Wallet app in your iPhone.
Step 2 : Tap on the Add button to “Add a credit or debit card to get started using Apple Pay”.
Step 3 : In the next screen, tap on the Continue button.
Step 4 : You will now be asked to “scan” your debit / credit card using your iPhone camera, positioning it within the frame.
Step 5 : The Wallet app will try to pick up important details of your credit card like :
- Name
- Credit card number
- Expiry date
If nothing happens, that means it cannot read the details off the card. Then you will need to tap on the Enter Card Details Manually option at the bottom.
Step 6 : Whether your card details are detected or not, verify the key card details required by Apple Pay :
- Name
- Card Number
- Expiry Date
- Security Code
If the detected details are wrong, edit them to make sure they match your debit / credit card.
Step 7 : You will need to key in the Security Code, which is a 3-digit or 4-digit CSC (Card Security Code) / CVV (Card Verification Value) / CVC (Card Verification Code) usually printed on the back of your debit / credit card.
Step 8 : If your credit card is not supported, you will get a pop-up message saying :
Your Issuer Does Not Yet Offer Support for This Card
Ask your issuer if they offer cards that support Apple Pay.
If your card is supported, you will see a list of Terms and Conditions. You will need to tap on Agree to continue.
Step 9 : The screen show details of your credit card while the Wallet app sets it up for Apple Pay. Just wait for a few seconds.
Step 10 : You will now be asked to verify your card for Apple Pay, usually through Text Message. Tap Next to continue with the verification process.
Step 11 : You will receive an SMS with a 6-digit One Time Password (OTP). You need to key that in within 2 minutes :
Card enrolment OTP for your digital wallet is XXXXXX. It will expire after 2 mins. If you have not performed this, please contact the bank.
Step 12 : Tap Next after keying in the OTP, and you should see the Card Activated notice.
That’s it! Your credit card is now ready for Apple Pay. When you open your Wallet, you should see that debit / credit card listed.
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.
He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.
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