Tag Archives: Banking

Did Putin Force EU Countries To Pay For Gas In Rubles?!

Did Putin Force EU Countries To Pay For Gas In Rubles?!

Did Russian President Vladimir Putin force EU countries to pay for their gas in rubles?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Putin Forced EU Countries To Pay For Gas In Rubles!

People are sharing a comic of Russian President Vladimir Putin, and a story of how he cleverly forced EU countries like Poland, Austria and Bulgaria to pay for gas in rubles.

12 hours ago: Russia shuts down the gas pipeline to Poland and Bulgaria for refusing to pay with the ruble.

10 hours ago: Poland agrees to pay the price of gas with ruble.

6 hours ago: Austria and Bulgaria agree to pay the price of gas in rubles.

5 hours ago: The European Commission licensing European countries to buy gas with ruble.

 

Truth : Putin Did NOT Force EU Countries To Pay For Gas In Rubles!

The truth is this is just more pro-Russian propaganda and FAKE NEWS, and here are the reasons why…

Fact #1 : EU Countries Have Gas Contracts With Gazprom In USD / Euros

First, we need to establish the fact that EU countries like Poland, Austria and Bulgaria have existing gas contracts with Russian energy company Gazprom.

On 23 March 2022, Russian President Vladimir Putin ordered the Russian central bank, government and Gasprom to demand that “unfriendly countries” must pay for their gas in rubles.

However, as those existing gas contracts are specifically stipulated to be paid in US dollars or Euros, it would be a material breach of contract.

Fact #2 : Poland Refuses To Pay For Gas In Rubles

Gazprom stopped exporting gas to Poland on 27 April 2022, after Poland refused to pay for the gas in rubles.

The Polish state gas company PGNiG, has an existing contract with Gazprom to provide 53% of its gas imports to be paid in Euros. They described the suspension of gas supply as a breach of contract, and said that they will take steps to reinstate the gas supply.

However, Poland continues to refuse to pay Gazprom in rubles.

Fact #3 : Poland Does Not Need Russian Gas

The Polish deputy foreign minister said that Poland has “taken some decisions many years ago to prepare for such a situation“, and can cope without gas from Gazprom.

Poland also formally commissioned a new gas interconnection with Lithuania on 5 May 2022, eventually providing billion cubic metres of LNG per year.

Fact #4 : Bulgaria Refuses To Pay For Gas In Rubles

Gazprom also stopped exporting gas to Bulgaria on 27 April 2022, because Bulgaria refused to pay for the gas in rubles.

Bulgarian Energy Minister Alexander Nikolov said that Gazprom will be in breach of its contract if it stops supplying gas.

However, Bulgaria continues to refuse to pay Gazprom in rubles.

Fact #5 : Bulgaria Does Not Need Russian Gas

Despite relying on Gazprom for 90% of its gas supply, Bulgaria said that it had taken steps to find alternative sources, and that no restrictions on gas consumption was currently required.

Interestingly, Bulgarian gas network operator Bulgartransgaz said that Gazprom was still supplying gas to Bulgaria…

Fact #6 : Austria Refuses To Pay For Gas In Rubles

Austria publicly denounced the fake news that they agreed to pay for Russian gas in rubles. In a Twitter post, Austrian Chancellor Karl Nehammer said :

Before the fake news of Russian propaganda is spread further here. Of course, OMV will continue to pay for gas delivery from Russian in euros.

Fact #7 : EC Did Not Licence Payment For Gas In Rubles

The fake news also falsely claimed that the European Commission licensed European countries to buy gas from Russia with the ruble.

There is no such “licence”.

In fact, the European Commission has specifically stated that EU companies must pay for Russian gas in euros or US dollars to avoid breaching sanctions.

Fact #8 : GazpromBank Is Converting Payments To Rubles

In an effort to comply with existing contracts, as well as Putin’s decree, Gazprom has been working with EU companies to come up with a workaround :

  • EU companies will deposit their payment in euros or US dollars at GazpromBank.
  • Gazprom agrees that payment has been legally completed.
  • GazpromBank converts the euros or dollars into rubles.
  • GazpromBank transfers the payment in rubles to Gazprom.

This workaround was considered legal by the EC, as both Gazprom and GazpromBank are currently not subject to EU sanctions.

Many pro-Russian and pro-CCP netizens are sharing this fake story on WhatsApp, Telegram, Twitter and Facebook.

Please help us FIGHT FAKE NEWS by sharing this fact check article out!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Crypto Boom Scam Alert : Fake Celebrity Endorsements!

Please watch out for the Crypto Boom scam involving fake celebrity endorsements, and warn your family and friends!

 

Crypto Boom Scam Alert : Fake Celebrity Endorsements!

You may have seen advertisements and posts on Facebook and Twitter, claiming that certain celebrities are sharing the secrets of their success.

Here is a recent example involving Jono Armstrong and Tony Fernandes. It’s an extremely long post, so feel free to skip to the next section for the facts!

NEWS THAT SENT SHOCKWAVES: Jono Armstrong And Tony Fernandes Partnership Is Shaking The Financial World And Big Banks Are Terrified

Big banks are loosing their chokehold of the financial markets. Malaysian citizens are from what private investment banks want off the market. Is it a real deal?

 

Crypto Boom : Yet Another Cryptocurrency Scam

Crypto Boom appears to be yet another “automated trading app”, claiming to use a trading robot to generate “daily ROI of up to 60%”.

Cryptocurrency is unregulated, and these cryptocurrency trading apps are of unknown provenance and ownership.

So unless proven otherwise, you should consider such cryptocurrency apps as SCAMS, including Crypto Boom for these reasons…

Fact #1 : That Malaysiakini Article Is Fake

There is no such Malaysiakini article. It’s completely FABRICATED. You can search Malaysiakini’s website if you don’t believe me.

The website it made to look like Malaysiakini, but does not have a Malaysiakini link, but an AWS cloud server link.

https://malaysia2022.s3.ap-south-1.amazonaws.com/MalaysiaJono.html

The Malaysia2022 website does not even exist. The only page on that server slice appears to be that MalaysiaJono.html page.

Fact #2 : Tony Fernandes Never Partnered With Jono Armstrong

As far as we can tell – Tony Fernandes has never met Jono Armstrong, much less partnered with him to bring Crypto Boom to Malaysia.

There was no such interview of Tony Fernandes and Jono Armstrong on Selamat Page Malaysia. Neither was there ever a threatening call by Farid Alias – the Group President and CEO of Maybank.

Fact #2 : Crypto Boom Is A Technology, Marketing + Advertising Service

While Crypto Boom claims to be an automated trading software that can give you “an average daily ROI of up to 60%“, their fine print states otherwise.

If you scroll down to the bottom of their official website, they clarified that they are merely a “technology, marketing and advertising service“.

They also clarified that they are “only used as a marketing tool by third party advertisers and brokers to receive more customers“.

Crypto Boom also warned, in their fine print, that when you sign up – “a broker is automatically assigned to you“, but that “it is your obligation to check if the Broker applies to all local rules and regulations“.

Crypto Boom is a software created by a development company and does not provide investment or brokerage services.

Crypto Boom does not gain or lose profits based on your trading results and operates as a technology, marketing and advertising service.

Crypto Boom does not operate as a financial services firm and is only used as a marketing tool by third party advertisers and brokers to receive more customers. When you signup to Crypto Boom a broker is automatically assigned to you.

It is your obligation to check if the Broker applies to all local rules and regulations and is regulated in your jurisdiction and is allowed to receive customers from your location. If you find out the Broker that was assigned to you is not duly regulated in your jurisdiction please contact us using the support menu in the software.

Fact #3 : No Celebrity Has Endorsed Crypto Boom

You may see other variants of this fake news, localised to the media in your country, with different celebrities endorsing Crypto Boom.

The truth is – no celebrity or business person of any note has ever publicly endorsed Crypto Boom.

If you do a quick online search, you will note that those celebrities have never mentioned Crypto Boom, much less endorsed it.

The fake story claims that Crypto Boom is backed by Richard Branson, Elon Musk and Bill Gates among others, but Crypto Boom themselves admitted that all those “rumours” are false.

The picture of Richard Branson and Bill Gates that was used in the fake Crypto Boom article was not taken at CES 2022. It was taken at the Grand Challenges Annual Meeting, in London on 26 October 2016.

This is the same kind of fake celebrity endorsements that drive the marketing campaigns of other cryptocurrency scams like Bitcoin Revolution.

Read more : Bitcoin Revolution Fake Celebrity Endorsements Exposed!

Fact #4 : SEC Warned About Such Scams

Many financial regulatory agencies like the SEC are warning investors and the public about fraudulent digital asset and “crypto” trading websites.

There have been many cases of people getting defrauded by such “get rich quick” schemes, including pump-and-dump and rug pull scams.

The SEC’s Office of Investor Education and Advocacy (OIEA) and the Commodity Futures Trading Commission’s Office of Customer Education and Outreach (CFTC) warn investors to scrutinize investment opportunities through websites purporting to operate advisory and trading businesses related to digital assets. These websites often contain “red flags” of fraud including claims of high guaranteed returns and promises that the investments carry little or even no risk.

SEC and CFTC staff have recently observed investment scams where fraudsters tout digital asset or “cryptocurrency” advisory and trading businesses. In some cases, the fraudsters claim to invest customers’ funds in proprietary crypto trading systems or in “mining” farms. The fraudsters promise high guaranteed returns (for example, 20-50%) with little or no risk.

After the investors make an investment, typically using a digital asset such as Bitcoin, the fraudsters in some cases stop communicating with the investors altogether. These fraudsters can quickly send your money overseas, with little chance of you being able to get it back. Sometimes the fraudsters direct investors to pay additional costs (such as purported taxes) to withdraw fake “profits” earned from the investment. This is an example of an advance fee fraud scam, where investors are asked to pay a bogus fee in advance of receiving proceeds, money, stock, or warrants.

If anyone tells you that their software or trading service will automatically generate you high ROI, without effort or risk, that’s a scam.

Anyone who develops such a magical system does not need you to invest – they would be keeping it to themselves, and making BILLIONS with no effort or risk.

Please help us fight against such scams – SHARE THIS FACT CHECK with your family and friends!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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IBM z16 : Industry’s First Quantum-Safe System Explained!

IBM just introduced the z16 system, powered by their new Telum processor with an integrated AI accelerator!

Take a look at the z16, and find out why it is the industry’s first quantum-safe system!

 

IBM z16 : Industry’s First Quantum-Safe System!

On 25 April 2022, IBM officially unveiled their new z16 system in Malaysia – the industry’s first quantum-safe system.

IBM Vice President for Worldwide Sales of IBM Z and LinuxONE, Jose Castano, flew to Kuala Lumpur, to give us an exclusive briefing on the new z16 system, and tell us why it is the industry’s first quantum-safe system.

IBM Z and LinuxONE Security CTO Michael Jordan also briefed us on why quantum-safe computing will be critical for enterprises, as quantum computing improves.

Thanks to its Telum processor, the IBM z16 system delivers low and consistent latency for embedding AI into response time-sensitive transactions. This can enable customers to leverage AI inference to better control the outcome of transactions before they complete.

For example, they can leverage AI inference to mitigate risk in Clearing & Settlement applications, to predict which transactions have high risk exposure, and highlight questionable transactions, to prevent costly consequences.

In a use-case example, one international bank uses AI on IBM Z as part of their credit card authorization process instead of using an off-platform inference solution. As a result, the bank can detect fraud during its credit card transaction authorisation processing.

The IBM z16 will offer better AI inference capacity, thanks to its integrated AI accelerator offering up to 1 ms of latency, expanding use cases that include :

  • tax fraud and organised retail theft detection
  • real-time payments and alternative payment methods, including cryptocurrencies
  • speed up business or consumer loan approvals

As the industry’s first quantum-safe system, the IBM z16 is protected by lattice-based crypto graphs – an approach for constructing security primitives that help protect data and systems against current and future threats.

 

IBM z16 : Powered By The New Telum Processor!

The IBM z16 is built around the new IBM Telum processor, which is specifically designed for secure processing, and real-time AI inference.

Here are the key features of the IBM Telum processor that powers the new IBM z16 system :

  • Fabricated on the 7 nm process technology
  • Has 8 processor cores, clocked at over 5 GHz
  • Each processor core has a dedicated 32 MB private L2 cache
  • The eight 32 MB L2 cache can form a virtual 256 MB L3 cache, and a 2 GB L4 cache.
  • Transparent encryption of main memory, with 8-channel fault tolerant memory interface
  • Integrated AI accelerator with 6 TFLOPS compute capacity
  • Centralised AI accelerator architecture, with direct connection to the cache infrastructure

The Telum processor is designed to enable extremely low latency inference for response-time sensitive workloads. With planned system support for up to 200 TFLOPs, the AI acceleration is also designed to scale up to the requirements of the most demanding workloads.

Thanks to the Telum processor, the IBM z16 can process 300 billion inference requests per day, with just one millisecond of latency.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Fact Check : What China Should Worry About Russia Invading Ukraine!

People are sharing a post by Li Guangman on what China should worry about the Russia-Ukraine War.

Take a look at the viral post, and find out what the facts really are!

 

Li Guangman : What China Should Worry About Russia Invading Ukraine!

Chinese and pro-China netizens have been sharing this post by Chinese blogger Li Guangman on what lessons China should learn from the Russian invasion of Ukraine.

It’s a very long post, so feel free to skip to the next section for the facts…

Some worries brought about by the Russia-Ukraine war (says Li Guangman)

After the outbreak of the Russian-Ukrainian war, the robbery behavior in the entire Western world broke many Chinese people’s perceptions, which made me feel a strong and deep worry.

PS. I have no idea who Li Guangman is, but apparently, some Community Party folks think he’s important, and have been sharing his posts.

 

Li Guangman Is Wrong About Why China Should Worry About Russia Invading Ukraine

I have no idea if Li Guangman actually wrote that post, but one thing is for sure – it is full of misinformation.

I’m not going to focus on what lessons China should learn from the Russian invasion of Ukraine, but I will show you what can be easily and factually proven false in that viral post.

Fact #1 : Corporations Do Not Sanction Countries

Li Guangman falsely claimed (intentionally?) that Internet service providers and social media platforms announced sanctions against Russia after they invaded Ukraine.

That never happened, because corporations don’t issue sanctions. Those corporations only decided to stop working with Russia, after Western countries announced sanctions against Russia.

  • Cogent Communications, which is the second-largest Internet connectivity provider in Russia, terminated their contracts there on 4 March 2022 to comply with EU Regulation 2022/350.
  • Lumen terminated their services in Russia on 8 March 2022, to comply with sanction requirements.

Fact #2 : Corporations Chose To Stop Doing Business In Russia

Many corporations decided to stop doing business in Russia, mainly because they are public-listed companies that are answerable to their shareholders, and their customers worldwide.

For many, the limited Russian business they conduct is not worth risking their worldwide business, especially when the rest of the world is stridently against Russia’s invasion of Ukraine.

  • Automotive : Ford, General Motors, Toyota, Volkswagen and Nissan
  • Aviation : Boeing and Airbus
  • Finance : Visa, Mastercard, American Express, PayPal, Western Union, Moody’s, Goldman Sachs, JPMorgan Chase, Citigroup
  • F&B : Burger King, Coca-Cola, McDonald’s, Nestle, PepsiCo, Starbucks, Yum Brands (KFC and Pizza Hut)
  • Energy : BP, Exxon, Shell, Equinox
  • Big Tech : Airbnb, Amazon Web Services, Apple, Hitachi, IBM, Intel, Microsoft, Netflix, Nintendo, Sony, Spotify, TikTok
  • Hotels : Hyatt, Hilton, Marriott

There is also the issue of sanctions – Western sanctions may also prohibit them from selling their products and services to Russia and/or Belarus.

Fact #3 : US Did Not Launch “Disconnection Action” Against Russia

Li Guangman also falsely claimed (intentionally?) that the US launched disconnection action against Russia. That never happened.

The easiest way to do that would be to get ICANN to remove Russian domains from the Internet, which would prevent anyone from accessing any server in Russia.

However, the United States never made such a request. Only Ukraine asked ICANN to do this, but ICANN refused their request.

It is also a very silly claim to make, because it actually benefits the US and Western nations to maintain Internet connectivity to Russia, which allows them to reach out to Russian citizens with the truth.

Fact #4 : Russia Blocked Western Social Media

In fact, Li Guangman (intentionally?) left out the fact that the Russian government itself blocked or restricted access to Western social media platforms like Facebook, Instagram and Twitter.

The truth is – it does not benefit Russia to let their citizens access uncensored information about their invasion of Ukraine. That’s why they blocked access to Western social media platforms.

This is where Russia is attempting to mimic China in its control of what information citizens can access. China is the undisputed leader in Internet censorship.

Fact #5 : Russia Prepared To Cut Itself Off The Internet

Li Guangman also (intentionally?) left out the fact that Russia was more than prepared to cut itself from the Internet.

The Russians started working on the ability to cut themselves from the Internet in the early 2010s, testing that ability in 2019 and in subsequent years.

Russian President Vladimir Putin also signed into law, a set of 2019 amendments called the Sovereign Internet Law (Закон о «суверенном интернете»), that lets the government cut Russia off the rest of the Internet.

Fact #6 : SWIFT Is Controlled By EU, Not US

SWIFT (Society for Worldwide Interbank Financial Telecommunications) messaging network is not American, but Belgian, based in La Hulpe, Belgium.

As a cooperative society under Belgian law, SWIFT is owned by its members – financial institutions, not countries. In fact, its current chairman is Yawar Shah of Pakistan, while its CEO is Javier Pérez-Tasso of Spain.

Li Guangman (intentionally?) forgot to point out that the United States and Britain had been pushing for Russia to be banned from SWIFT, but EU nations refused earlier.

In the end, the European Union agreed to remove seven Russian banks from SWIFT, instead of the entire country.

The EU also excluded Sberbank (largest bank in Russia) and Gazprombank from the SWIFT removal, so they could still buy oil from Russia.

All proof that SWIFT is controlled by the EU, not the US.

Fact #7 : SWIFT Is Just A Messaging Service

SWIFT is a messaging system that securely transfers “messages containing the payment instructions between financial institutions involved in a transaction“.

It is not a payment system, and therefore, does not hold any funds. Neither does it perform cleaning or settlement services.

After a payment instruction has been initiated through SWIFT, the corresponding financial institutions must then “settle” the transaction through a payment system, like TARGET2 in Europe.

Fact #8 : SWIFT Removal Is Only An Inconvenience

While removal from SWIFT is a big deal, it is not the end of the world for those seven Russian banks, because it is merely a messaging system.

Banks can use alternative methods like faxes (yes, they still exist!) or alternative messaging systems like Russia’s own SPFS, China’s CIPS and India’s SFMS.

  • VEB is largely focused on domestic projects, and uses SPFS for overseas transactions
  • Sovcombank says that other sanctions already block it from making overseas payments, so the SWIFT removal has no impact
  • Promsvyazbank said that it had prepared for SWIFT removal, so it will not have a significant impact
  • VTB and Otkritie said that they would not be impacted

So Li Guangman’s claim that SWIFT removal is a weapon of war is… absurd and melodramatic.

Fact #9 : No One Ever Said Satellites Are Safe From Attacks

Li Guangman also falsely claimed (intentionally?) that Western nations had earlier claimed that “satellites are safe and will not be attacked“.

No country ever said that. In fact, the United States Space Force was formed, in part, to protect US satellite communications.

The US Space Force Vice Chief of Space Operations, General David Thompson even shared in November 2021 that :

Both China and Russia are regularly attacking US satellites with non-kinetic means, including lasers, radio frequency jammers, and cyber attacks… every single day

Li Guangman seems incredibly naive and ignorant about daily attacks on satellites, because the alternative explanation would be that he knew but intentionally chose to mislead you.

Fact #10 : Anonymous Is Not A Government Organisation

Li Guangman falsely claimed (intentionally?) that Anonymous is “some government organisations”.

  • Anonymous is a decentralised collective of anonymous hactivists… hence, its name.
  • It is not a government organisation.
  • It has previously attacked several Western governments, including the United States
  • Dozens of people associated with Anonymous cyberattacks have been arrested in the US, UK, Australia, the Netherlands, Spain, India and Turkey.

This is common knowledge, so it is peculiar that Li Guangman is so ignorant about Anonymous… or believes that people are stupid enough to believe him.

Fact #11 : Anonymous Did Not Hack Russian Space Agency

Technically, Anonymous did not hack the Russian Space Agency (Roscosmos), which was really hacked by their affiliates – NB65 and v0g3lSec.

They never shut down the Russian space control centre, or took any Russian satellite out of control. All those are lies that Li Guangman apparently concocted.

Roscosmos Chief Executive, Dmitry Rogozin also denied the claim, saying that “The information of these scammers and petty swindlers is not true. All our space activity control centers are operating normally.

So you have to ask yourself – why would Li Guangman lie about this? These are all on public record. Does he believe that you are so gullible that you would believe everything he says?

Read more : Anonymous Affiliates Are Attacking Russian Space Agency!

Fact #12 : Sanctioned Assets Were Frozen, Not Seized

Li Guangman falsely claimed (intentionally?) that the assets of Russian government and private individuals were looted (stolen) by Western banks / governments.

As part of sanctions against the Russian government, Western countries also sanctioned certain Russian individuals, including the super-rich Russian oligarchs.

However, their assets were frozen, not seized. At least, not yet.

All individuals sanctioned by the US Treasury Department, for example, will have their assets frozen. Those assets would be locked up, and cannot be sold or accessed in any way.

The owner has to get a licence from the department’s Office of Foreign Assets Control to do anything – even to just pay property taxes, or fix a leaking roof.

That’s different from the government actually seizing the frozen assets – this requires the government to first prove that they are linked to a crime. Until that happens, the assets have not been “looted”.

According to Michael Parker, head of the anti-money laundering and sanctions practice at Ferrari & Associates :

These cases need to be built, there has to be a showing of some sort of underlying theory of forfeiture, there has to be a reason that they are forfeited. The mere fact that somebody the United States has said is a target owns this asset isn’t enough to form a basis of seizure under U.S. law.

Fact #13 : Only Assets Of Sanctioned Individuals Were Frozen

Li Guangman also falsely claimed (intentionally?) that ALL assets belonging to the Russian government and private individuals were stolen by Western banks / government.

Not only were they not stolen, only assets belonging to sanctioned individuals and the Russian government were frozen. The assets of other Russian individuals were not affected.

Chinese netizens need not be overly concerned about their money stashed in Western banks.

Even if China decides to do something similarly evil like Russia, and invade another country, Western banks will only be forced to freeze the assets of those in power, like Chinese President Xi Jinping, for example.

Fact #14 : Less Than US$1 Trillion Frozen So Far

Li Guangman also falsely claimed (intentionally?) that Western countries froze US$8 trillion worth of assets.

On 5 March, UK Minister Jacob Rees-Mogg tweeted a chart that showed the value of Russian bank assets that were being sanctioned. That was actually criticised as being overly optimistic, but let’s assume it’s true.

That’s a total of £537.6 billion pounds, or US$703.7 billion. Even if you add US$15 billion of assets targeted by sanctioning seven Russian oligarchs, the total is still under US$719 billion.

So Li Guangman overstated the amount of sanctioned Russian assets by some 11X… if not more.

Fact #15 : Switzerland Only Adopts Military Neutrality

Li Guangman appears to be confused by the concept of “Swiss neutrality”, which refers to military neutrality – Switzerland will not be involved in armed or political conflicts between other states.

Switzerland, however, pursues an active foreign policy, and is frequently involved in peace-building processes globally.

Fact #16 : Switzerland Has Adopted EU Sanctions Since 1998

Li Guangman appears to be living in the past, claiming that Switzerland abandoned its neutrality to sanction Russia.

While Switzerland declined to be part of EU, it has been adopting EU-only sanctions for the past 24 years!

  • 1998 : EU sanctions against Yugoslavia
  • 2000 : EU sanctions against Myanmar
  • 2002 : EU sanctions against Zimbabwe
  • 2006 : EU sanctions against Uzbekistan and Belarus
  • 2022 : EU sanctions against Russia and Belarus

Fact #17 : Tech Companies Have To Comply With Sanctions

Li Guangman appears to be surprised that tech companies are complying with sanctions.

Of course, tech companies have to comply with sanctions. If they don’t, they would be legally liable and punished with fines and other legal actions.

In fact, Russia just announced sanctions against a wide range of American officials, including US President Joe Biden. They are expecting companies to comply with those sanctions as well.

We should also remember that China imposed sanctions of her own on US individuals and organisations, and expected companies to comply with their sanctions.

Did he expect companies to only comply with Russian and Chinese sanctions, but not those from Western countries?

Fact #18 : Russia Started The Conflict

Li Guangman claimed that Russia invading of Ukraine is “a real all-out war waged by the entire Western bloc against Russia“. What utter nonsense.

Western nations have repeatedly warned the world that Russia was planning to invade Ukraine since November 2021, even as Russia and pro-Russia forces derided them.

As early as December 2021, US President Joe Biden even threatened Russia with sweeping Western economic sanctions if it invaded Ukraine.

Russia repeatedly denied it was going to invade Ukraine, dismissing those warnings as “hysteria”. But they were lying, and ultimately invaded Ukraine on 24 February 2022.

So let me be clear to Li Guangman and his supporters – the invasion of Ukraine was a war that Russia actively chose to initiate.

This was not a war “waged by the entire Western bloc against Russia“. This was a war that Russia waged against Ukraine.

Until today, the United States and NATO have repeatedly refused to directly defend Ukraine against attacks by Russia. So to call it an “all-out war” is also ludicrous.

This fake news appears to be part of the disinformation campaign conducted by the Chinese 50 Cent Army (wumao, 五毛) to support Russia’s invasion of Ukraine.

Please help us FIGHT FAKE NEWS by sharing this fact check out!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

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Did Western Countries Just Steal $600 Billion From Russia?!

Did Western countries just steal US$600 BILLION from Russia?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Western Countries Just Stole $600 Billion From Russia!

Pro-China groups and supporters are sharing this post on social media and WhatsApp, claiming that Western Countries took opportunity of the Ukraine War to steal US$600 billion from Russia.

It’s a long post, so feel free to skip to the next section for the facts!

Good morning. Happy Monday
Those who have read English literature would be familiar with the saying ” A rose by any other name would smell just as sweet”.

What they may not know is that thievery by any other name ,as in sanction, is also thievery.

Of course the West would want to sanitize and justify their actions by avoiding the term “thievery” when they stole Afghanistan’s US$ 7 billion last year. Today they are stealing US$600 billion from Russia’s Central Bank apart from other assets belonging to Russian individuals.

 

Truth : Western Countries Did Not Steal $600 Billion From Russia!

This is yet another example of FAKE NEWS created and/or propagated by the Chinese 50 Cent Army (wumao, 五毛), and here are the reasons why…

Fact #1 : US Did Not Steal US$7 Billion From Afghanistan

The US government did not steal US$7 billion from Afghanistan.

This false claim is based on an executive order by the Biden Administration to freeze approximately US$7 billion worth of US-based assets owned by Afghanistan’s central bank – Da Afghanistan Bank (DAB).

The US Feds are holding onto those assets, so they are not actually being taken or used by the US government.

  • US$3.5 billion will be allocated for “the benefit of the Afghan people”.
  • Another US$3.5 billion will be held, as they are subject to “ongoing litigation by US victims of terrorism”.

In essence, the Biden Administration is blocking the Taliban government from using the assets to purchase what they don’t believe would be in “the benefit of the Afghan people”. Chief on their mind would be weapons, and financing of terrorist activities.

One may argue that the Taliban is the Afghan government of the day – as reprehensible as they may be, and therefore have the right to access all of that money.

That may well be true, but it does not mean that the US government stole the money. After all, they did not take or use it for their own purposes.

I should also point out that the US contributed at least $130 billion to Afghanistan, so it would seem silly for them to “steal” $7 billion from Afghanistan, wouldn’t it?

Read more : Did US Government Steal 7 Billion Dollars From Afghanistan?!
Read more : Did US Steal Gold + Oil From Iraq Worth Trillions Of Dollars?!

Fact #2 : US + Allies Froze $400 Billion Of Russian Assets

Right after Russia invaded Ukraine, the US and its European allies sanctioned Russia’s central bank, preventing it from accessing most of its foreign reserves.

Russia had built up about $630 billion worth of foreign currency and gold reserves in various countries, but the US government and its allies froze about $400 billion of those reserves.

So right off the bat, the claim that the US government stole $600 billion from the Russian bank is wrong.

Not only did the wumao writer (intentionally?) get the figure wrong, it was not just the US government. The European Union also sanctioned the Russian central bank.

Fact #3 : Russian Reserves Were Frozen, Not Seized

The foreign currency and gold reserves of the Russian central bank were FROZEN, not seized.

That blocks the Russian central bank from accessing them in any way, but does allow the US government or any other country to take control of those assets, or use them.

For a Western government to seize any frozen asset, they would have to first prove that the assets are linked to a crime. Until that happens, they too cannot access those assets.

These cases need to be built, there has to be a showing of some sort of underlying theory of forfeiture, there has to be a reason that they are forfeited. The mere fact that somebody the United States has said is a target owns this asset isn’t enough to form a basis of seizure under U.S. law.

That’s the difference between “law-based order” where everyone follows the same rules, and “autocratic order” like in China, where the government can and have arbitrarily seized assets belonging to individuals that have fallen out of favour.

Fact #4 : Only Assets Of Sanctioned Individuals Were Frozen

The post falsely claimed that assets belonging to Russian individuals were also stolen.

Not only were they not stolen, only assets belonging to sanctioned individuals were frozen. The assets of other Russian individuals were not affected.

Chinese netizens need not be overly concerned about their money stashed in Western banks.

Even if China decides to do something similarly evil like Russia, and invade another country, Western banks will only be forced to freeze the assets of those in power, like Chinese President Xi Jinping, for example.

Fact #5 : English Piracy Has No Relevance To Spanish Abuses

The viral post falsely claimed that English pirates attacked Spanish galleons filled with gold and silver, because they looked down on the native people of the Caribbeans and Americas.

That’s an astonishingly silly claim. Pirates attacked Spanish galleons because they were after the cargo, not because they had something against the native people.

Whatever the pirates may think of the native people is irrelevant. They were not remotely interested in the abuses that the Spanish conducted in their theft of gold and silver from the Incas.

This is no different from how robbers are only interested in taking your money, and not at all interested in whether you earned your money through hard work, or stole it from someone else.

Fact #6 : Russian Assets Only Frozen After Invasion Of Ukraine

The viral post falsely suggested that the Russian invasion of Ukraine was planned by the West, as a way to steal Russia’s money.

Not only was the money not stolen at all, Western countries had repeatedly threatened sanctions if Russia invaded Ukraine.

The West tried to prevent Russia from invading Ukraine. Russia explicitly chose to ignore their threats, and invade Ukraine.

Fact #6 : China Has Publicly + Unilaterally Threatened Taiwan

The viral post falsely suggested that the West is planning to target China next for its riches, by goading China to shoot first at Taiwan.

That’s another silly claim. The West does not need to goad China to do something that it is already doing – repeatedly provoking tensions with Taiwan, even publicly threatening military action.

China and its 50 Cent Army have also been actively creating and disseminating fake news and threats not just against Taiwan, but against other countries and Western nations.

Read more : Did China Threaten West With Waterloo In South China Sea?
Read more : US Withdraws After Chinese Jamming Attacks?

Fact #7 : US Cannot Refuse To Repay Its Loans

The writer falsely claimed that the US will sanction China’s ownership of $1 trillion worth of US debt if China attacks Taiwan. That’s nonsense.

China has steadily purchased US Treasury securities as an investment, and a way to push down the value of the renminbi (RMB).

These securities are backed by the “full faith and credit” of the United States, and is considered one of the world’s lowest-risk investments, because they have never defaulted on a payment.

If the United States defaults and refuses to pay China what it’s owed, it would suffer a massive hit to its reputation and credit rating, and the yield rate of its debt would skyrocket.

Even though China owns $1.065 trillion worth of US debt (as of October 2021), that is only 3.68% of the $28.9 trillion US national debt.

It would be idiotic for the US to risk over 96% of its rock-solid bonds, by refusing to repay China for its ownership of those bonds.

This fake news appears to be part of the disinformation campaign conducted by the Chinese 50 Cent Army (wumao, 五毛) to support Russia’s invasion of Ukraine.

Please SHARE this fact check with your family and friends, so they know the truth!

 

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Did US Government Steal 7 Billion Dollars From Afghanistan?!

Did the US government just steal 7 BILLION DOLLARS from the poor people in Afghanistan?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : US Government Just Stole 7 Billion Dollars From Afghanistan!

Pro-China groups and supporters are actively claiming that the US government stole 7 billion dollars from the poor people in Afghanistan, even while China donates food to them.

Here are a few example posts on social media.

闭上臭嘴。中国给阿富汗捐赠了免费的粮食五次,美国没收了阿富汗70亿美元。
Shut up stupid. China has donated free food to Afghanistan five times, and the United States has confiscated $7 billion from Afghanistan

The US government invaded Afghanistan in the form of washing powder for ten years! After the United States robbed oil gold, it quietly left! Left homeless children and women! The United States still deducted $7 billion from Afghanistan‘s reserves! American government robbers!

2001年美国打着反恐名义侵略阿富汗,2021年撤离阿富汗 掠夺阿富汗人民70亿美元血汗钱
In 2001, the US invaded Afghanistan in the name of counter-terrorism, and in 2021, it will withdraw from the country, plundering the Afghan people’s hard-earned money worth us $7 billion
臭不要脸 Shameless

China Denounces US as ‘Bandits’ for Seizing $7 Billion as Afghans Starve “Global outrage has continued to grow since the Biden administration stole Afghanistan‘s foreign reserves with nearly 23 million Afghans facing acute hunger.”

 

Truth : US Government Did Not Steal 7 Billion Dollars From Afghanistan!

This is yet another example of FAKE NEWS created and/or propagated by the Chinese 50 Cent Army (wumao, 五毛), and here are the reasons why…

Fact #1 : US Froze 7 Billion Dollars Worth Of Afghan Central Bank Assets

First, let us get this right – the US government did not steal US$7 billion from Afghanistan.

This false claim is based on an executive order by the Biden Administration to freeze approximately US$7 billion worth of US-based assets owned by Afghanistan’s central bank – Da Afghanistan Bank (DAB).

As part of our ongoing work to address the humanitarian and economic crisis in Afghanistan, President Biden signed an Executive Order (E.O.) to help enable certain U.S.-based assets belonging to Afghanistan’s central bank, Da Afghanistan Bank (“DAB”), to be used to benefit the Afghan people.

The E.O. will block property of DAB held in the United States by U.S. financial institutions and require U.S. financial institutions to transfer this property into a consolidated account held at the Federal Reserve Bank of New York.

Fact #2 : US Did Not Take / Use The 7 Billion Dollars

The US Feds are holding onto those assets, so they are not actually being taken or used by the US government.

  • US$3.5 billion will be allocated for “the benefit of the Afghan people”.
  • Another US$3.5 billion will be held, as they are subject to “ongoing litigation by US victims of terrorism”.

In essence, the Biden Administration is blocking the Taliban government from using the assets to purchase what they don’t believe would be in “the benefit of the Afghan people”. Chief on their mind would be weapons, and financing of terrorist activities.

One may argue that the Taliban is the Afghan government of the day – as reprehensible as they may be, and therefore have the right to access all of that money.

That may well be true, but it does not mean that the US government stole the money. After all, they did not take or use it for their own purposes.

Fact #3 : US Contributed $130 Billion To Afghanistan

Since their 2001 invasion toppled the Taliban government, the US government has massively funded the reconstruction and development of Afghanistan.

They spent at least $130 billion in funds for security, governance, development and humanitarian needs in Afghanistan.

The Afghan government was also highly dependent on aid, which contributed 40% of its GDP, and 75% of its public expenditure. Most of it came from the US government.

No doubt the US government felt that it at least has the right to dictate what the 7 billion dollars should be used for.

Fact #4 : US Continues To Contribute To Afghanistan

What most people are not aware is the US government has contributed, and continues to contribute, hundreds of millions of dollars to Afghanistan since the Taliban regained power.

On October 28, 2021, the US government announced more than $144 million in additional humanitarian assistance to Afghanistan.

Today, the United States announced more than $144 million in humanitarian assistance to the people affected by the ongoing humanitarian crisis in Afghanistan.

This funding from the U.S. Agency for International Development (USAID) and the U.S. Department of State brought total U.S. humanitarian aid in Afghanistan and for Afghan refugees in the region to nearly $474 million in 2021 alone.

Then the US government announced more than $308 million in humanitarian assistance to Afghanistan on January 11, 2022.

The new contribution from the United States will provide life-saving aid for the most vulnerable, to include women, girls, minority populations, and people with disabilities.

This assistance includes food and nutrition assistance; support for health care facilities and mobile health teams; winterization programs—including the provision of emergency cash grants, shelter kits, heaters, blankets, and warm clothing; and logistics and transportation support to ensure that aid workers and critical relief supplies can make it to the hardest to reach areas.

Fact #5 : Chinese Contribution To Afghanistan Is Paltry

China announced humanitarian aid worth 200 million yuan in September 2021.

While that sounds impressive, it is a paltry $31.4 million – just 4% of what the US has (so far) contributed in 2021 and 2022.

In fact, China is contributing far less than Japan, which has far less economic and geopolitical interest in Afghanistan. Even Sweden has pledged to donate almost twice as much as China.

As this table shows, the truth is quite different from what Chinese propaganda want you to believe.

Country Aid Pledged
To Afghanistan
United States $421 million
European Union $277 million
Germany $182 million
United Kingdom $113 million
France $80 million
Denmark $74 million
Japan $60 million
Sweden $53 million
China $31.4 million
Netherlands $30 million
Canada $27 million

Fact #6 : China Seem More Interested In Publicity

Even though the Chinese pledged the aid in September 2021, they only managed to deliver five shipments of food, medical and humanitarian aid, up until 9 April 2022.

What you will notice though is that each delivery is accompanied by its own distribution ceremony for photo opportunities, and coverage in Chinese media outlets like CGTN, Xinhua, Global Times, etc.

From their constant publicity, you would think that the Chinese alone are supporting the entire Afghanistan on their mighty shoulders.

The truth is – China has always been miserly in its humanitarian aid, and the Chinese know it.

That’s why they often hype up their contribution, even shamelessly hyping up the sale of Chinese COVID-19 vaccines as a contribution to the world.

By casting aspersions on the United States, they deflect criticism for their lack of support of the Afghan people.

Read more : Did China provide 2 billion vaccine doses to the world?

Now that you know the truth, please help us FIGHT FAKE NEWS by sharing this article with your family and friends!

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Did US Steal Gold + Oil From Iraq Worth Trillions Of Dollars?!

Did the US steal tens of trillions of dollars worth of gold and oil from Iraq?

Take a look at the viral claim, and find out what the facts really are!

 

Claim : US Stole Gold + Oil From Iraq Worth Trillions Of Dollars!

People are sharing pictures of US soldiers posing with gold bars, as evidence that the United States sold gold and oil from Iraq worth tens of trillions of dollars!

These pictures have been revived as part of the information warfare surrounding the Russian invasion of Ukraine.

Here the US thieves in Iraq. Bringing democracy aka stealing a country’s gold. Same thing they want to do in Russia. But Russia is no Iraq or Libya.

The #US ransacked and plundered the whole of #Iraq. Banks, museums, all of their gold reserves. The US is the biggest gang of thiefs in the whole history. They have raped most of the planet in the las 50 years. #Ukraine #UkraineRussianWar #UkraineRussiaWar #Russia #Putin #NATO

🇺🇸 “liberates” gold & oil while 🇷🇺 liberates humans.

#Denaƶification & #Demilitarization of #UkroNaƶiLand

 

Truth : US Did Not Steal Gold + Oil From Iraq At All!

This is yet another example of FAKE NEWS created and/or propagated to deflect criticism of Russia’s invasion of Ukraine, and here are the reasons why…

Fact #1 : US Did Not Steal $30 Trillion Of Iraqi Oil

Claims that the US stole $30 trillion worth of oil from Iraq is false. The United States did lose track of 8.7 billion dollars worth of Iraqi funds though.

After the invasion of Iraq concluded, Iraqi oil was sold to help fund the Development Fund of Iraq (DFI).

Other sources of funds include surplus funds (about USD 10 billion) from the UN Oil-For-Food Program, and the sale of seized Iraqi assets. The United States did not truck away Iraqi oil, as claimed.

In July 2010, the US Special Inspector General for Iraq Reconstruction (SIGIR) discovered that the US Department of Defense could not account properly for USD 8.7 billion of DFI funds.

This led the Iraqi Parliament to request the United Nation’s help in demanding that the US return $17 billion of “oil money” that it said was stolen from the Iraqi people :

All the indications are that the institutions of the United States of America committed financial corruption by stealing the money of the Iraqi people, which was allocated to develop Iraq, (and) that it was about $17 billion.
… Our committee decided to send this issue to you … to look into it and restore the stolen money.

There is no evidence that the unaccounted money was repatriated to the United States, or officially taken by the United States.

Even assuming that it was not poor accounting and all of the $8.7 billion was truly stolen, that is a far cry (0.029%) from the $30 trillion that was “allegedly” stolen.

It is also rendered ludicrous by the fact that the United States spent USD 60 billion in the reconstruction of Iraq.

Also consider the fact that Iraqi oil production only reached 4.4 million barrels per day in 2016. Assuming an average sale price of USD 60 per barrel, it would take them 311 years to sell enough oil to make $30 trillion.

Stealing $30 trillion worth of oil would require 1.7 billion oil trucks, or 46,000 of these trucks every day for 100 years!

Fact #2 : US Did Not Steal $20 Trillion Of Iraqi Gold

The United States also did not steal gold from Iraq, certainly not $20 trillion worth of gold!

All those photos of US soldiers with Iraqi gold bars are genuine, but they only show them taking photos with the gold they seized in Iraq.

The Iraqi gold bars (as well as currency and other valuables) that US soldiers seized were transported to the US Army’s headquarters in Kuwait.

There, they were examined by the Secret Service and/or the US Department of Treasury to determine their authenticity and value, before being returned to the Central Iraqi Treasury or the Development Fund of Iraq (DFI).

This is a picture of Lt. Col. Scott Schmidt, who was in charge of the 230th Finance Battalion. The battalion’s job was to seize Iraqi assets like currency, gold bars and other valuables.

In 2003, Iraq had under 6 tonnes of gold reserves, worth less than $70 million. So how can the United States possibly steal 20 trillion dollars worth of gold from Iraq? $20 trillion worth of gold would weigh at least 1,714,285 tonnes in 2003.

Guess how much gold mankind has ever mined in history? Only 190,040 tonnes as of 2019 – which is 11% of what people are claiming that the United States stole from Iraq.

As of October 2019, the value of all the gold in the world was just USD 9.2 trillion – 46% of what the conspiracy theory claims the United States stole from Iraq… and that’s only because gold prices have gone up considerably.

Even with the much higher gold price, it would take an additional 90 years of mining gold before the entire world has $20 trillion worth of gold for the US to steal.

Now that you know the truth, please help us FIGHT FAKE NEWS by sharing this fact check out!

 

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Watch Out For Nestle 2022 Anniversary Phishing Scam!

Please watch out for the Nestle 2022 Anniversary phishing scam!

Find out why it is just a SCAM, and WARN your family and friends!

 

Nestle 2022 Anniversary Phishing Scam Alert!

People are now sharing the Nestle 2022 Anniversary message on WhatsApp (translated into English) :

CONGRATULATIONS!

Your family has been chosen to receive a lucky drag for the Nestle 2022 Anniversary at the Nestle office.

This contest has been approved by the Malaysian court / police, with the cooperation of Bank Negera Malaysia (BNM).

The link attached to the a website with the following instructions :

  1. Winners must keep the PIN-CEK number as evidence for winner verification and prize collection
  2. There are two ways to submit the contest form – through WhatsApp or this website.
  3. The contest form must be completed with your details. Incomplete forms will be rejected by the sponsor without notice.
  4. Every valid application will be shortlisted. There is no limit to the number of applications.
  5. First Prize Winner : RM10,500
    Second Prize Winner : RM9,300
    Third Prize Winner : RM8,500
  6. To redeem your prize, just use your WhatsApp to :
    a) Fill in the Nestle winner application number
    b) Fill in your full name and identity card number
    c) Attach a clear picture of your BANK ATM CARD – front and back
    d) Go to the nearest ATM machine, and WhatsApp the details above to +60124181128

 

Nestle 2022 Anniversary Phishing Scam : How Does It Work?

The Nestle 2022 Anniversary phishing scam is DANGEROUS. Please warn your family and friends to AVOID it.

Fact #1 : There Is No Such Nestle Giveaway!

There is no such anniversary giveaway by Nestle Malaysia. There is no reason for Nestle Malaysia to give out so much money.

They are a business, not a charity. They are in the business of selling you products, not giving you money.

Businesses do sponsor giveaway contests, but they are generally low value. Nestle Malaysia, for example, is currently giving away RM30 Shopee vouchers.

Fact #2 : Nestle Would Not Use Free Websites

Nestle is a large multinational company. It would not be using free website services like Wix.

Nestle Malaysia has its own website (https://www.nestle.com.my/) and Facebook page (https://www.facebook.com/Nestle.Malaysia) where they post official contests and promotions.

Always verify if a contest is genuine by visiting the official website / social media page.

Fact #3 : Nestle Would Never Ask For Pictures Of Your ATM Card!

Nestle, and any legitimate brand, would NEVER ask you to send them pictures of your bank ATM card!

Sending the pictures of your ATM card will allow them to clone the card, or trick bank staff into giving the scammers access to your bank account.

NEVER EVER SEND ANYONE PICTURES OF YOUR BANK ATM CARD!

Fact #4 : Nestle Would Never Ask You To Go To An ATM

No legitimate contest would require you to go to an ATM machine to receive money.

NEVER TRUST ANYONE WHO ASKS YOU TO GO TO AN ATM MACHINE.

Fact #5 : Nestle Would Never Ask For Your PIN / TAC

Nestle would never ask you for your ATM card’s PIN or any TAC number you may receive.

Giving out those details is how scammers get access to your bank account.

NEVER GIVE OUT YOUR PIN OR TAC NUMBER!

Fact #6 : This Lets Scammers Withdraw Money From Your Bank Account

I know many of us are in dire straits during this COVID-19 pandemic, having lost jobs, income or even loved ones.

Unfortunately, scammers are counting on our desperation to prey on us, using such anniversary scams.

This particular Nestle 2022 Anniversary Scam is a real danger, because it will allow scammers to gain access to your bank account and withdraw money.

Also watch out for the other anniversary scams that I have covered over the years :

Please WARN your family and friends about these scams!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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MEPS Fee For ATM Cash Withdrawal Now In Effect!

Please take note – all banks in Malaysia have reinstated the MEPS fee for ATM cash withdrawals!

Here is what you need to know!

 

MEPS Fee For ATM Cash Withdrawal Waived To Reduce Infection Risk

Bank Negera earlier announced that the MEPS fee for cash withdrawal across the country would be waived from 6 April 2020 until the end of the Movement Control Order (MCO / PKP).

This waiver was designed to reduce people’s movement, allowing them to withdraw cash from the nearest bank, rather than travelling to a specific bank.

It would also allow people to switch to ATMs from a different bank, if there is a queue at their bank; thus reducing the risk of infection.

 

MEPS Fee For ATM Cash Withdrawal Reinstated!

On 15 December 2021, banks in Malaysia announced that the MEPS fee of RM1 for each interbank cash withdrawal at the ATM will be reinstated, effective 1 February 2022.

The policy applies to all banks in Malaysia, which means you will no longer be able to withdraw cash from a different bank’s ATM for free.

Starting today – 1 February 2022, each interbank cash withdrawal will incur a MEPS fee of RM1.

Please note that the MEPS fee is only for INTERBANK cash withdrawal. It does NOT apply if you are withdrawing from the ATM’s bank itself.

For example, if you are using a Maybank ATM to withdraw cash from your UOB bank account, you will be charged that MEPS fee of RM1 per transaction. You will not be charged the fee, if you are using that Maybank ATM to withdraw cash from your Maybank account.

Below are three examples of the announcements.

Maybank

Kindly be informed that effective 1 February 2022, the ATM interbank cash withdrawal fee of RM1.00 will be reinstated by banks.

Maybank customers can continue to perform cash withdrawal transactions at Maybank’s ATM for free*

* Customers who opt for non-annual fee will be entitled to eight free cash withdrawal transactions per month for Basic Accounts and four free cash withdrawal transactions per month for Non-basic Accounts.

CIMB

Dear valued customers,

Effective 1 February 2022, a transaction fee of RM1.00 will be charged for interbank cash withdrawal transactions performed other than at CIMB Bank/CIMB Islamic ATMs/self-service terminals.

You can continue to perform cash withdrawal transactions at our ATMs/self-service terminals  without fee.

RHB

Dear Valued Customers,

Kindly be informed that effective 1 February 2022, RM1 fee will be charged to RHB Debit Cardholders for each interbank cash withdrawal at ATM of another bank. Customers may continue to perform cash withdrawal with no additional fee at any RHB Bank ATMs.

Thank you.

 

Reinstatement Of MEPS Fee At ATM : Bad Idea For Now…

It is unfortunate that the MEPS fee for interbank cash withdrawal has been reinstated so soon. The COVID-19 pandemic is far from over, with Malaysia still recording four to five thousand new cases every day.

This move will likely lead to overcrowding and long queues at certain banks, especially at the end of every month.

If you have more than one bank account, you can transfer your money from one bank to another bank for free online. This will allow you to select the bank with the most convenient ATM to withdraw from, for free.

But if you only have one bank account, you should protect yourself by making sure you are fully-vaccinated (with the booster dose as well), and strictly follow COVID-19 precautions while queuing up.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Maybank Online + Banking Services Up + Running!

Maybank online and banking services were temporarily down, and are now up and running!

Here is what you need to know…

 

Maybank Online + Banking Services Temporarily Down!

At 3:55 PM on 17 January 2022, Maybank sent out an alert that these online and banking services were temporarily down :

  • Maybank2U web and mobile banking services
  • ATMs and self-service terminals (SSTs)
  • branch banking
  • debit card usage

Maybank credit card were unaffected by this downtime.

Just over an hour later at 4:58 PM, Maybank announced that they restored services!

Maybank did not reveal the reasons why those online and banking services went down. However, the downtime does not appear to apply to everyone using the Maybank2U online portal.

When I checked at 4:10 PM, I managed to log into two Maybank personal accounts and a company account. I was also able to transfer money from a Maybank account to another bank.

Fortunately, they were able to restore services very quickly – in just over an hour.

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Can SIM Swap Attack Empty Bank Accounts Without Warning?

Can a SIM swap attack clear out your bank accounts without warning?

Take a look at the viral warning, and find out what the facts really are!

 

Claim : SIM Swap Attack Can Empty Bank Accounts Without Warning!

This message has gone viral on social media and WhatsApp, warning about a new high tech fraud called SIM Swap Fraud that can empty bank accounts without warning.

The message includes a link to a Straits Times report about a young couple who lost $120,000 in a fake text message scam targeting OCBC Bank customers.

Your BANK Account could be Emptied without an Alert!

Dear All, Please let’s be very careful.. There is a new HIGH TECH FRAUD in town called the SIM SWAP FRAUD, and hundreds of persons are already VICTIMS.

 

Truth : SIM Swap Attack Are Real, But Don’t Work Like That

The truth is – SIM swap attacks are real and very dangerous, but they do not work like the viral message claims.

Here is what you need to know about the viral message, and SIM swap attacks.

Fact #1 : SIM Swap Attacks Are Not New

SIM swap attacks are really not that new. They have been around at least since 2015.

Fact #2 : Viral Message Is Partly Fake

The viral message is correct about the risk of SIM swap attacks, but pretty much wrong about everything else.

In fact, the method by which the SIM swap attack works is completely made up. So the viral message is really FAKE NEWS.

Fact #3 : Straits Times Article Was Not About SIM Swap

The fake news creator added a link to a Straits Time article, to mislead you.

That’s because the article isn’t about a SIM swap attack, but a phishing attack, where the victim received an SMS  with a link that took him to a fake website that “looked exactly like the OCBC login page“.

The victim then keyed in his bank login details, thus handing over control of his bank account to the scammers. He also ignored automated messages warning him that his “account was being setup on another phone“.

It had nothing to do with a SIM swap attack. It was an SMS-based phishing attack.

Fact #4 : SIM Swap Attack Generally Does Not Require Any Action

In most SIM swap attacks, scammers use your personal information, either purchased from other criminals or obtained through earlier phishing attacks or social engineering, to request for a SIM card replacement.

All that does not require any action on your part. In most cases, you only realise you’ve been hit when you lose access to your mobile number.

Fact #5 : SIM Swap Attack May Require Action In Some Cases

The Press 1 claim in the viral message is partially correct, but it only happens in a particular circumstance.

In India, scammers have tricked people by offering a free network upgrade, or to help improve signal quality on their phones :

  1. The scammer will call the victim, claiming to be from their mobile service provider.
  2. The scammer will try to get the victim to reveal his/her 20-digit SIM card number.
  3. The scammer will use the 20-digit SIM number to initiate a SIM swap with the mobile service provider.
  4. The mobile service provider will automatically send an SMS to confirm the swap.
  5. Once the victim confirms the swap, his/her SIM card will stop working.
  6. The scammer now has access to the victim’s mobile number.

Fact #6 : SIM Swap Attack Does Not Hack Your Phone

The SIM swap attack does not involve any hacking of your phone.

You only lose access to your mobile number. Your phone is not hacked.

Fact #7 : SIM Swap Attack Does Not Empty Bank Accounts

Once the scammers successfully gain control of your mobile number, they can use it to intercept one-time passwords (OTP) like TAC numbers.

This allows them to change passwords to your bank accounts, social media accounts, etc. which is why SIM swap attacks are so dangerous and damaging.

However, it does not mean your bank accounts are immediately emptied. For one thing – the scammers need to know your bank login.

That’s why SIM swap victims often have had their bank logins and passwords stolen earlier though phishing attacks. The scammers only need their mobile numbers to receive OTP / TAC numbers to authenticate the transfers.

Fact #8 : SIM Swap Attack Can Be Used To Cheat Friends Too!

Stealing money from your bank account requires extra work, so scammers who do not have your bank login details will resort to cheating your friends.

With access to your phone number, they can easily gain access to your social media accounts (Facebook, Twitter, Instagram) as well as instant messaging apps (WhatsApp, Telegram).

Once they have control, they can send messages to your friends, pretending to be you. Naturally, they will concoct some story to ask your friends for money.

The idea is to use your (now) stolen accounts to convince your friends that you genuinely need their help. The money that they transfer goes directly to the scammers, or their mules (people who rent their bank accounts to scammers).

Now that you know the facts behind the SIM swap attack or scam, please SHARE this article with your family and friends!

 

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UOB Buys Citibank Malaysia, Indonesia, Thailand + Vietnam!

UOB just announced that they will take over Citibank consumer business in Malaysia, Indonesia, Thailand and Vietnam!

Here is what you need to know…

 

UOB Buys Citibank Malaysia, Indonesia, Thailand + Vietnam!

On 14 January 2022, UOB announced that they won the bid to take over Citibank consumer business in Malaysia, Indonesia, Thailand and Vietnam.

The acquisition of Citibank in Malaysia, Indonesia, Thailand and Vietnam will cost UOB about S$5 billion (about RM15.5 billion or USD 3.72 billion).

When completed around early 2024, the acquisition of Citibank Malaysia, Indonesia, Thailand and Vietnam will expand UOB’s retail customer base to approximately 10 billion in the region (including Singapore).

The sale comes more than 8 months after Citi announced in April 2021 that it would be exiting the consumer banking market in 13 markets. Citi, however, will continue to retain its Singapore assets.

The acquisition will affect some 5,000 Citi employees in those four countries, about 36% of whom have worked at Citi for more than a decade.

 

Official Statement By Citibank Malaysia On UOB Purchase

On 14 January 2022, Citibank Malaysia issued this advisory on the acquisition of Citi’s Consumer Banking business in Malaysia :

Dear Valued Customer,

I am writing to let you know that Citi in Malaysia has reached an agreement with UOB Group for the acquisition of Citi’s Consumer Banking business in Malaysia.

This is a positive outcome for Citi, our people, and our customers.

UOB Group will acquire Citi’s consumer business which includes credit cards, personal loans, retail banking, mortgages and wealth management solutions for high net-worth individuals.

We are delighted to find a strong partner in UOB Group, a leading Pan-Asian institution committed to providing great products, services and customer experiences. They have established a strong presence in Southeast Asia backed by a global network of 500 offices and have a reputation for building lasting relationships with customers.

Rest assured, there will be no immediate impact to your credit card accounts, loan accounts, deposits, investments, or any other product you may hold with us. This announcement is the start of a process that we expect will take time, with closing of the transaction subject to regulatory approvals.

Until such time, all our Consumer Banking business operations, Citibank service teams including our Relationship Managers, branches, call centers, Citibank Online and mobile banking services, will continue to serve you as usual.

Citi remains committed to serving you with excellence. Together with UOB Group, we will be sharing further updates with you in the future.

 

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Will Section 106A Let LHDN Access Your Bank Accounts?

Will the Section 106A amendment let LHDN access your bank accounts, without consent or knowledge?

Let’s take a look at the controversial amendment, and find out what FACTS really are!

 

Section 106A : Does It Let LHDN Access Your Bank Accounts?

Section 106A was just added to the Income Tax Act 1967, with the passing of the Finance Bill 2021 on 15 December 2021.

This section empowers the Inland Revenue Board (LHDN or HASiL) to access bank account information for the purpose of making garnishee order applications.

The director-general may, by notice under his hand, require any financial institution to furnish, within a specified time in the notice, the bank account information of that person, if any, or the purpose of making an application to court for a garnishee order

A garnishee order is used by creditors to collect debts from debtors by “garnishing” their bank accounts, and is nothing new.

However, much was made about Subsection (2) which states that financial institutions ordered to furnish the bank account information will not be allowed to disclose to anyone that such a request has been made.

So what’s really going on?

 

Section 106A Lets LHDN Access Bank Accounts For A LIMITED Purpose…

Many people have been sharing articles on Section 106A, claiming that it will allow LHDN to collect information on how much money they really have, in order to collect additional taxes.

Some even suggested (jokingly or otherwise) that people should withdraw their cash to keep at home, to avoid LHDN “garnishing” their hard-earned money.

The truth is – Section 106A only lets LHDN access bank account information for a specific and LIMITED purpose.

Let me summarise the key points :

  • LHDN can only ask for your bank account information for the explicit purpose of making a garnishee order application.
  • Before such a garnishee proceeding can begin, you would have already undergone a civil proceeding, which ended with a judgement against yourself.
  • Hence, the requirement that the Director-General must have a “notice under his hand”, before LHDN can proceed with the garnishee order application.
  • Before LHDN can make a garnishee order application, it must know which bank accounts you have. This is where they use Section 106A to make that request to the bank.
  • Only once LHDN has obtained your bank account information, can it make an application to the court for a garnishee order, to recover the tax you owe.
  • Subsection (2) prohibits financial institutions from informing you about such potential garnishee proceedings, to prevent you from moving your money out of those bank accounts.

Section 106A does NOT allow LHDN to request for bank account information for other purposes, whether it is to determine how rich you are, or for tax audit purposes.

Section 106A is also limited to banks, including Islamic banks and development financial institutions. It does not extend to investment fund accounts, so it wouldn’t really help LHDN in looking for people evading taxes.

 

Section 106A Access To Bank Accounts : Official LHDN Statement

On 18 December 2021, LHDN issued a press statement clarifying its access to your bank account. It is in Bahasa Malaysia, so here is my English translation :

ACCESS TO TAXPAYER BANK ACCOUNT HAS LIMITS

Inland Revenue Board (HASiL) refers to several news reports about HASiL’s power to access taxpayer bank accounts without first obtaining the account holder’s consent.

HASiL would like to clarify that the new S106A amendment of the Income Tax Act (ACP) 1967 that was approved in the Finance Bill 2021 on 15 December 2021 has granted HASiL the right to obtain taxpayer bank account information only for cases that involve garnishee orders in any court that has decided to allow the garnishee proceeding.

Garnishee proceeding is a process to enforce monetary judgements by seizing or freezing debts that must be repaid to any party, in this case HASiL, if there are tax arrears that have not be paid by the taxpayer.

This new amendment will help HASiL administer the country’s direct tax system more effectiveness by minimising tax leakage by taxpayer’s failure to pay their existing tax arrears, while increasing the rate of voluntary tax compliance.

Nevertheless, the power under this new amendment does not give HASiL absolute power to access taxpayer bank accounts frivolously. It must undergo a specific judicial process, and is limited to accesses that have already undergone civil proceedings earlier.

Taxpayers who are willing to handle their tax obligations in an orderly manner do not need to worry about this S106A ACP 1967 amendment as it does not apply to them.

In conclusion, the new S106A ACP 1967 amendment only gives HASiL the power to obtain taxpayer bank account information after garnishee proceedings are permitted by the court. HASiL once again stress that taxpayer bank account information that do not involve garnishee action cannot be accessed by HASiL through this amendment.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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How To Pay PDRM Traffic Summons Using Maybank ATM!

You can now pay your PDRM traffic summons using any Maybank ATM!

Here is what you need to know!

 

Pay Your PDRM Fines Through Pos Malaysia / Maybank ATM!

On 12 December 2021, PDRM announced that you will be able to pay your traffic summons with the 80% discount through :

  • all Pos Malaysia branches across the country
  • all Maybank ATM machines anywhere in Malaysia

Note : We have no idea if this option will extend beyond the discount period.

Read more : 80% Traffic Offence Discount Extended For PDRM + JPJ!

 

How To Pay PDRM Traffic Summons Using Maybank ATM!

Some of you have had trouble paying your PDRM traffic summons using the Maybank ATM, so here is our (partial) guide :

Step 1 : Insert your ATM card, and key in your PIN number

Step 2 : Select the PAYBILLS option.

Step 3 : Select PDRM SUMMONS PAYMENT.

Step 4 : Tap CONTINUE in this disclaimer screen.

Step 5 : Key in your MyKad (I/C) number, and tap YES.

Step 6 : Your compoundable summons will now be displayed, with the total amount to be paid (after the 80% discount).

Step 7 : Unfortunately, I have none under my name, so I cannot proceed further. But at this point, you will be allowed to make payment through the Maybank ATM, either through a cash deposit, or your Maybank account.

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

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Pay Your PDRM Fines Through Pos Malaysia / Maybank ATM!

PDRM now allows you to pay your fines (with an 80% discount) through Pos Malaysia or the Maybank ATM!

Here is what you need to know…

 

80% Discount For PDRM + JPJ Traffic Fines Extended!

To alleviate the heavy traffic to their servers, both PDRM and JPJ announced that they would extend their 80% discount on traffic offences!

  • PDRM : Until 31 December 2021
  • JPJ : Until 31 December 2021

Read more : 80% Traffic Offence Discount Extended For PDRM + JPJ!

 

Pay Your PDRM Fines Through Pos Malaysia / Maybank ATM!

In addition to extending their 80% discount offer until the end of the year, PDRM also added two new payment methods across the country.

From 12 until 31 December 2021, you will be able to pay your PDRM fines with the 80% discount through

  • all Pos Malaysia branches across the country
  • all Maybank ATM machines anywhere in Malaysia

Note : We have no idea if this option will extend beyond the discount period.

 

How To Pay PDRM Fines Using Maybank ATM Machine

If you are looking to pay using a Maybank ATM machine, here are the steps :

  1. Insert your ATM card and key in your PIN number.
  2. Select the PAYBILLS option.
  3. Key in your MyKad (IC) number.
  4. The Maybank ATM machine will list your outstanding PDRM traffic fines.
  5. You can then make payment through the Maybank ATM machine.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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National Recovery Plan Phase 2 SOP : 11 October Edition!

Here is the latest SOP for Phase 2 of the National Recovery Plan (PPN) for Malaysia!

Please SHARE this out, so your friends are updated on the latest Phase 2 SOP as well!

For Phase 1 SOP, please see PPN 1 SOP : 16 August 2021 Edition!
For Phase 3 SOP, please see PPN 3 SOP : 11 October Edition!
For Phase 4 SOP, please see PPN 4 SOP : 11 October Edition!

 

National Recovery Plan Phase 2 SOP : Where Does It Apply?

This Phase 2 SOP currently applies to Kelantan, Perak, PenangSabah and Kedah.

 

National Recovery Plan Phase 2 SOP : 24 September 2021 Video!

This video shows the latest National Recovery Plan SOP slides (24 September 2021) for Phase 2, followed by our English translation.

 

National Recovery Plan Phase 2 SOP : 11 October Update!

This is the latest National Recovery Plan Phase 2 SOP that was released on 11 October 2021.

General Health Protocol In Phase 2 Areas

  • Licence holders and premise owners must provide MySejahtera QR code and a manual logbook to register customers.
  • Hand sanitiser must be provided at the entrance, and customers must use it before entering.
  • The use of MySejahtera is mandatory is areas with good Internet connectivity. The use of logbook is only allowed in areas with no Internet connectivity, or other reasonable excuse.
  • Licence holders and premise owners must ensure that customers and workers check in using MySejahtera. or the manual logbook if there’s no Internet connectivity.
  • Employers, employees, customers and visitors are required to check in using MySejahtera or write their names and phone numbers legibly in the logbook (if there is no Internet connectivity).
  • In shopping malls, customers only need to scan their body temperatures ONCE at the mall entry point. It is not necessary to scan their body temperature at every premise in the mall.
  • Those with body temperatures exceeding 37.5 degrees Celsius are NOT ALLOWED to enter.
  • Malls and premise owners must ensure that only customers with Low Risk or Casual Contact Low Risk in MySejahtera are allowed to enter.
  • Licence holders and premise owners must ensure that customers must maintain physical distance of at least 1 metre entering or leaving their premises.
  • Individuals 18 years and below are not encouraged to be in public places and facilities.
  • Premise owners and business licence holders must restrict the number of customers within their premises to ensure at least 1 metre physical distancing.
  • Every premise must publicly display the limit of customers allowed inside at any one time. The use of a numbered queue system is encouraged to control the number of customers.
  • All building owners must provide QR Codes for each floor / level.
  • It is MANDATORY for employees, suppliers and customers to properly wear face masks while within the premise.
  • There must be good VENTILATION at the premise according to ventilation and indoor air quality guidelines issued by the Department of Occupational Safety and Health (JKKP). Updated!
  • It is MANDATORY to wear a face mask, especially in crowded public areas, EXCEPT in these places or situations :
    a) hotel room or paid accommodation, alone or with your own family
    b) Personal working space
    c) Sporting activities and outdoor recreation
    d) Personal vehicle, alone or with your own family
    e) Indoor or outdoor public areas, when there are no other individuals
    f) While eating or drinking in public areas, when there are no other individuals (except in restaurants or other food & beverage premises)

Benefits For Fully Vaccinated People In Phase 2 Areas

Inter-District + Interstate Travel

  • Inter-district and interstate travel is ALLOWED for fully-vaccinated individuals who must show their COVID-19 digital vaccination certificate or card, and identity card or passport as evidence.
  • Fully-vaccinated individuals are ALLOWED to bring children who are 17 years old or younger, while complying with general health protocols.

Overseas Travellers

  • Malaysian citizens or foreigners who have homes in Malaysia (including PR and Malaysia My Second Home participants) arriving from overseas, are ALLOWED to undergo mandatory quarantine at home if they are fully vaccinated, on accepting a digital Home Surveillance Order (HSO) subject to these conditions:
    – Show proof of a valid negative RT-PCR test taken within 3 days of departure
    – Have a valid and complete COVID-19 vaccination certificate (depending on the type of vaccine).
    – Have no symptoms during the health screening conducted at the International entry point.
    – Have suitable accommodations to undergo quarantine
  • Individuals who arrive from overseas and are not fully vaccinated, or have not been vaccinated, must undergo mandatory quarantine in a KKM-approved quarantine centre.
  • The mandatory quarantine for travellers from all countries is 14 days, and can be extended a further 7 days, based on the risk assessment on Day 14.
  • Travellers must conduct a self-assessment using the Home Assessment Tool (HAT) in the MySejahtera app, every day until the end of the quarantine period (14 or 21 days after arrival).
  • Travellers must undergo a COVID-19 RT-PCR screening test on arrival. The RT-PCR screening test for COVID-19 must be released on Day 10, or Day 18 (for travellers undergoing a 21-day quarantine).

Religion

  • Prayer activities at the mosque and surau for individuals who are fully vaccinated are ALLOWED, subject to the rules and SOP by the state religious authority.
  • Prayer activities at non-Muslim religious houses for individuals who are fully vaccinated are ALLOWED, subject to the rules and SOP by the Ministry of National Unity.

Dine-In

  • Restaurant operators, including hotels, sports and recreational club houses, food shops, food stalls, food trucks, roadside hawkers, food courts, food carts, and food kiosks are ALLOWED to offer dine-in services, subject to these conditions :
    – only accept customers who are fully-vaccinated, and asymptomatic.
    – premise owners MUST display a notice at the entrance stating that only fully-vaccinated customers who are asymptomatic are allowed in
    – only workers who are fully-vaccinated and asymptomatic are allowed to work at these vaccination rates :
    a) 40% : allowed to operate with 60% worker capacity
    b) 60% : allowed to operate with 80% worker capacity
    c) 80% : allowed to operate with 100% worker capacity
    – premise owners must arrange the tables with physical distancing, and ensure the premise has good ventilation.
    – dine-in is allowed with a maximum capacity of 50% per table, with physical distance of at least 1 metre.
  • Individuals who are fully-vaccinated are ALLOWED to bring their children who are 17 years or younger to dine-in.

Sports + Recreation

  • All OUTDOOR sports and recreational activities with physical contact are LIMITED to fully-vaccinated individuals, from 6 AM until 10 PM.
  • All OUTDOOR sports and recreational facilities are ALLOWED to operate for fully-vaccinated individuals and their children who are below 18 years old for activities involving contact, subject to strict SOP. Worker capacity (both management and operations) cannot exceed 60%.
  • All INDOOR sports and recreational activities, with or without physical contact, done individually or in groups, are LIMITED to those individuals who are fully vaccinated, from 6 AM to 10 PM.
  • All INDOOR sports and recreational facilities are ALLOWED to operate, but only open to fully-vaccinated individuals and their children who are below 18 years old, up to 50% capacity. Worker capacity (both management and operations) cannot exceed 60%.
  • The operation of both OUTDOOR and INDOOR sports and recreational facilities are subject to the rules of the local authorities / relevant authorities.
  • Competitions or championships are limited to the Ministry of Youth and Sports (KBS), Malaysian Football League – MFL) and those who received special permission from KBS.
  • Group sports and recreational activities / training (without or without contact) are limited to fully-vaccinated individuals and their children who below 18 years old, with supervision and limited to 50% capacity of the venue / area, or up to 50 persons at any one time, including the coach / instructor / parents, whichever is fewer.
  • Spectator / supporter presence at sports and recreational venues are limited to 20% of capacity or 5,000 people (whichever is lower), and limited to fully-vaccinated individuals who are 18 years or older only. Updated!

Recreational Fishing

  • Recreational fishing, including fishing pond, is ALLOWED for fully-vaccinated individuals, from 6 AM until 10 PM. Updated!

Picnic + Camping

  • Picnic and camping are ALLOWED. Updated!
  • Fully vaccinated individuals are ALLOWED to bring children 18 years and younger for such activities, subject to strict SOP.

Tourism

  • Interstate tourism is ALLOWED for fully-vaccinated individuals. Updated!
  • Fully-vaccinated individuals are ALLOWED to undertake tourism activities, by showing their COVID-19 digital vaccination certificate or card when checking in. Updated!
  • Hotel and homestay operators must ensure that individuals who enter their premises prove that they are fully-vaccinated by showing their COVID-19 digital vaccination certificate or card.
  • Individuals who are fully-vaccinated are ALLOWED to bring their children who are 18 years or younger for tourism activities at the hotel and homestay.
  • Visits by prior appointment are ALLOWED for fully-vaccinated individuals to public cultural premises like museum, gallery, archive, handicraft centre, memorial, library and cultural complex, cultural village or center, cultural shows, up to 50% capacity.
  • Tourism centre / premise / product like zoo, farm, aquarium, snorkelling, scuba diving, fishing and jungle are allowed to operate on the condition that all operators and visitors / guests are fully-vaccinated.

Cruise Ships

  • Cruise ships are ALLOWED to operate at 50% capacity, on the condition that all crew members and passengers are fully-vaccinated.
  • Pub and night club activities onboard are FORBIDDEN.

Manufacturing + Construction Sectors

  • Manufacturing and construction activities not listed in the Essential Manufacturing and Construction list are ALLOWED, according to these fully vaccinated rates :
    a) 40% : Allowed to operate at 60% worker capacity
    b) 60% : Allowed to operate at 80% worker capacity
    c) 80% : Allowed to operate at 100% worker capacity
  • Workers must undergo RTK antigen tests every two weeks, at employer’s cost

Mining + Quarrying

  • For mining and quarrying companies that achieved these fully vaccinated rates :
    a) 80% to 100% : Allowed to operate at 100% worker capacity
    b) Less than 80% : Allowed to operate at 80% worker capacity
  • Workers must undergo RTK antigen tests every two weeks, at employer’s cost

Trade + Distribution

  • Only open to fully-vaccinated customers :
    1. Photographic equipment and photography shop
    2. Preloved (second hand) shop
    3. Flower and nursery shop
    4. Handicraft and souvenir shop
    5. Antique shop
    6. Games shop
    7. Carpet shop
    8. Creative content and equipment shop
    9. Outdoor equipment (including camping, fishing and other equipment)
    10. Cosmetics, skincare and perfume
    11. Tobacco shop (including vape and electronic cigarette)
    12. House and kitchen appliance shop
    13. Furniture shop
    14. Sporting goods shop
    15. Car accessories shop
    16. Car sales and distribution
    17. Clothes, fashion and accessories shop
    18. Jewellery shop
    19. Barber shop
    20. Beauty salon / center
    21. House show room
  • Premise owners must ensure that customers who wish to enter MUST show their digital COVID-19 vaccination certificate or card, to prove that they are fully-vaccinated.
  • Fully-vaccinated individuals are ALLOWED to bring children who are 18 years old or younger to these premises.

Spa, Wellness + Massage Parlours

  • Spa, wellness and massage parlours are ALLOWED to operate, on the condition that both customers and operators are fully-vaccinated, from 1 October 2021 onwards.
  • Employees and customers must be fully-vaccinated, not COVID-19 positive and not close contacts to positive cases, and not symptomatic.
  • Walk-in is not allowed. Only customers with prior appointments are allowed.
  • Employees must wear disposable gloves, face mask and face shield while at work.
  • Employees must replace their disposable gloves, liners for the bed or mattress or chair, and clean all equipment including face shield before attending to each customer.
  • The ventilation system must be maintained according to schedule.
  • MOTAC will monitor these conditions :
    – spa operators must declare how many employees are fully-vaccinated to MOTAC before they are allowed to operate
    – SOP Self-Compliance Program, especially ventilation within the premise.
    – MOTAC will monitor compliance by conducting periodical spot checks
    – COVID-19 screening test of symptomatic employees

Night Market + Weekend Market

  • Only fully-vaccinated individuals are allowed to enter a night market or weekend market.
  • Night market and weekend market are allowed to operate, subject to customers proving that they are fully-vaccinated by showing their COVID-19 digital vaccination certificate or card.

Driving School

  • Driving schools are ALLOWED to operate, with the condition that all workers, teaching staff and candidates must be fully-vaccinated, with COVID-19 digital vaccination certificate or card as evidence.
  • Only employees who are fully-vaccinated and asymptomatic are allowed to work at these vaccination rates :
    a) 40% : Allowed to operate at 60% worker capacity
    b) 60% : Allowed to operate at 80% worker capacity
    c) 80% : Allowed to operate at 100% worker capacity

Creative + Entertainment Industry

  • All creative industry practitioners who are fully-vaccinated are ALLOWED to resume these activities :
    – development and broadcast of recorded or live-streamed creative content
    – broadcast or livestream of information and entertainment with fully-vaccinated spectators up to 50% capacity of the studio space.
    – in-studio or outdoor filming
    – busking
    – lounge hotel performances to fully-vaccinated guests
    – live performances like theatre, musical, music and comedy (pre-registered) with fully-vaccinated attendees up to 50% of premise capacity.
    – cinema activities are ALLOWED with fully-vaccinated workers and cinema goers, up to 50% of cinema capacity.

Government + Private Official Events

  • Official events by the government or private sector, including inaugurations and so on, are allowed, subject to these conditions :
    – Organisers and participants must be fully-vaccinated, not positive for COVID-19, not close contact to positive cases and not symptomatic.
    – Individuals who have not been vaccinated must undergo pre-event testing using a (saliva) self-test kit before attending, witnessed by the organiser or a medical practitioner.
    – Limited to 50% capacity of the event space.
    – Only packed food is allowed to be provided.

MICE

  • Seminar, workshop, course, training and talk are allowed, subject to these conditions :
    – Organisers and participants must be fully-vaccinated, not positive for COVID-19, not close contact to positive cases and not symptomatic.
    – Individuals who have not been vaccinated must undergo pre-event testing using a (saliva) self-test kit before attending, witnessed by the organiser or a medical practitioner.
    – Limited to 50% capacity of the event space.
    – Only packed food is allowed to be provided.

Travel Restrictions In Phase 2 Areas

  • Interstate travel is ALLOWED only for FULLY-VACCINATED INDIVIDUALS. New!
  • Interstate travel is FORBIDDEN in Enhanced Movement Control Order (EMCO / PKPD) areas. New!
  • The area will be controlled by the police (PDRM), with help from ATM, APM and RELA. Updated!
  • Fully-vaccinated individuals are ALLOWED to travel in vehicles at full capacity.
  • For those who are not fully-vaccinated :
    – Only two (2) household representatives may leave to purchase food, medicine, dietary supplement and basic necessities.
    – Up to three (3) people, including the patient, may leave to seek healthcare, medical care, screening test, vaccination, security or emergencies.
  • Taxis and e-hailing rides are limited to just TWO (2) people in the vehicle, including the driver, and the passenger must sit in the back.
  • Vehicles carrying goods or involved in the economic chain or industry (except worker transportation) is allowed to travel at full capacity.
  • Official and government vehicles are allowed to travel at full capacity.
  • Airports, ports and logistic sector are ALLOWED to operate 24 hours.
  • Public transportation (train, bus, LRT, MRT, ERL, monorail, taxi, ferry) are allowed to operate at full capacity.
  • Unloading of non-essential goods in factories is limited to delivery and receipt of goods or cargo in existing stockpiles for the purpose of import and export only with limited workers. Unloading of essential goods is not subject to these restrictions and can proceed as usual.
  • Disaster or humanitarian aid from NGO must obtain permission from the state or district Disaster Management Committee, and the aid must be channelled through the Disaster Operational Control Centre (PKOB) of the affected area.
  • Travel for Short Term Business Visitors under the One Stop Centre (OSC) initiative for official or business purposes are ALLOWED with police permission.

Civil Service

  • Subject to the current orders by the Secretary to the Government of Malaysia.
  • Civil service will operate in hybrid mode with this approach :
    – Office attendance must not exceed 60% at any one time (except for frontliners, security, defence and enforcement), and 40% must work from home, in rotation.
    – Counter services are subject to the current orders from the Secretary to the Government of Malaysia (KSN).
    – Civil servants going to office must receive official attendance order and worker’s pass.

Private Sector

  • Approved essential services must have official approval from the relevant Ministry or Agency.
  • Employee travel is limited to approved operations letter or worker’s pass or employer’s letter of authority.
  • Employee capacity for the private sector (essential services) is limited to 80%, including both operations and management. Employee capacity can be increased to 100% when employee vaccination is 80% or higher.
  • All offices not listed under essential services are allowed to operate at these vaccination rates :
    a) 40% : Allowed to operate at 60% worker capacity
    b) 60% : Allowed to operate at 80% worker capacity
    c) 80% : Allowed to operate at 100% worker capacity

MICE

  • Face-to-face meeting are ALLOWED for fully-vaccinated individuals, limited to 50% of meeting room capacity.
  • Meetings must be conducted via video conferencing for individuals who are not fully-vaccinated.
  • It is encouraged to conduct meetings through video conferencing.
  • Critical interviews are ALLOWED either face-to-face or online.

Business Activities In Phase 2 Areas

  • Restaurants, food shops, food stalls, food trucks, hawkers, food courts, hawker centres. food kiosks are ALLOWED to operate from 6 AM until 12 midnight.
  • Sale of food only allowed through takeaway, drive-through or delivery, except dine-in services for fully-vaccinated customers. Dine-in services for social events are FORBIDDEN.
  • Park & dine services are FORBIDDEN.
  • Grocers, convenience stores and mini marts are ALLOWED to operate from 6 AM until 12 midnight.
  • Pharmacies and self-care stores are ALLOWED to operate from 6 AM until 10 PM.
  • Hardware stores, vehicle workshops, childcare stores and religious stores are ALLOWED to operate from 6 AM until 10 PM.
  • Healthcare services like hospitals, clinics and medical laboratories are ALLOWED to operate 24 hours, or up to their licensed operating hours.
  • Petrol stations can operate from 6 AM until 12 midnight, except for those on tolled highways which can operate 24 hours.
  • Supermarkets, shopping malls, and departmental stores allowed to operate from 6 AM until 10 PM.
  • Bookstores and stationery, computer, telecommunications, and electrical shops are ALLOWED to open from 6 AM until 10 PM.
  • Barber, hair saloon and beauty saloons are ALLOWED to open from 6 AM until 10 PM.
  • Veterinarian clinics and pet food stores are ALLOWED to open from 6 AM until 10 PM.
  • Laundry services, car wash and optical stores are allowed to operate from 6 AM until 10 PM. Self-service laundromats must ensure an employee is present on-premise.

  • Daily and public markets are ALLOWED to open from 6 AM until 4 PM, subject to the local authorities, proper SOP and under RELA / PBT supervision.
  • Controlled Fresh Produce Market (PST) are ALLOWED to open from 7 AM until 2 PM.
  • Permanent Farm Market (PTK), MyFarm Outlet (MFO) and Local Farmer’s Association Complex (PPK) are ALLOWED to open from 6 AM until 4 PM.
  • Wholesale markets are ALLOWED to open according to their licensed time, subject to the full vaccination of all employees, complying with the SOP and under RELA / PBT supervision. Updated!
  • Farmer’s market and morning market are ALLOWED to open from 7 AM until 11 AM, limited to main commodities determined by the Ministry of Agriculture and Food Industries (MAFI).
  • Night market and weekend market are ALLOWED to operate, subject to SOP and monitoring by RELA or local authorities.
  • Only fully-vaccinated people may enter a night market or weekend market, by showing their COVID-19 digital vaccination certificate or card.
  • The operation of mines and quarries is ALLOWED, subject to the Mining and Quarrying SOP.
  • Fishing for livelihood is ALLOWED.

Education In Phase 2 Areas

  • Reopening of schools under the Ministry of Education (KPM), or educational institutes registered with KPM for face-to-face learning are based on risk assessment and opinions of the Ministry of Health (KKM) and the National Security Council (MKN).
  • Primary School Reopening
    a) Special needs students (MBK) in National Special Education Schools and Integrated Special Education Program can attend classes without rotation.
    b) all other students will continue with online classes.
  • Secondary School Reopening
    a) Form 6 Semester 2, International Baccalaureate Diploma Program (IBDP) Year 2 and Pre-University Program Semester 3 students in Malaysia Sports School (SSM) can attend classes without rotation.
    b) Special needs students (MBK) in National Special Education / Vocational Schools or PPKI can attend classes without rotation.
    c) Students sitting for international IGCSE (International General Certificate for Secondary Education) O Level, A-Level and Australia Higher School Certificate and International Baccalaureate Diploma Programme can attend classes without rotation.
    d) all other students will continue with online classes.
  • Students are allowed to travel inter-state to attend school or other education institute with a confirmation letter from the Ministry of Education.
  • Students are allowed to be accompanied by a guardian / parent while travelling to and from their school or other education institute.
  • Teachers or lecturers who are involved in face-to-face classes are allowed to travel interstate, with confirmation letter from the Ministry of Education.
  • Students who need to travel from Peninsular Malaysia to Sabah, Sarawak or Labuan and vice versa must comply with existing quarantine rules.
  • Students are allowed to travel interstate to their hostels with confirmation letter from the Ministry of Education.
  • Students staying in hostels must test themselves using the COVID-19 Self-Test Kit three times – before registering to enter, on the 6th day and on the 14th day in their hostel.
  • Industrial training and skills training centres, including vocational college, TVET and so on are allowed to operate starting 15 October 2021.
  • All schools and skill training institutes other than those under KPM, tahfiz centre and other educational institutes are subject to their relevant Ministry or Agency.
  • All institutes of higher learning will be open in stages to students who are fully-vaccinated.
  • All learning activities in institutes of higher learning – face-to-face, in groups – are allowed for fully-vaccinated students. Hybrid learning will be conducted for students on campus, while online learning will continue for students who are unable to return to campus.
  • International and professional exams, as well as research activities requiring lab access in tertiary education facilities are ALLOWED.
  • Students in boarding schools or universities are ALLOWED to continue hybrid studies.
  • Private and public kindergartens, kindergartens in private, international and expatriate schools and mind development centres are ALLOWED to operate for parents or guardians who are working. Their operators and employees must be fully-vaccinated.
  • Home care or rehabilitation centres of children, the disabled (OKU), senior citizens, women and other care facilities are allowed to operate, subject to the SOP.
  • Parents or guardians sending their children to childcare centres are allowed to transport them at full vehicle capacity.

Religion

  • Prayer activities are ALLOWED for individuals who are fully-vaccinated, subject to the rules and SOP of the state Islamic religious authority.
  • Islamic wedding ceremony (akad nikah) is ALLOWED only in the Islamic Religious Office / Department with the attendance capacity set by the State Religious Authority.
  • Prayer activities are ALLOWED for individuals who are fully-vaccinated, subject to the rules and SOP of the Ministry of National Unity (KPN).
  • Non-Muslim marriage registrations are allowed at the National Registration Department (JPN), houses of worship and religious associations, subject to limits set by JPN.
  • Burial activities are allowed according to limits set by the State Religion Authority (Islam) or the National Unity Ministry (Non-Muslim).

Sports + Recreation (for partially-vaccinated / unvaccinated)

  • Individual sports and recreational activities without physical contact and physical distancing of 1-3 metres are allowed in OUTDOOR spaces, from 6 AM until 10 PM.
  • All OUTDOOR sports and recreational facilities are ALLOWED to open, with supervision and up to 60% worker capacity (both management and operations).
  • Operations of all OUTDOOR sports and recreational facilities are subject to the local authorities.
  • Athlete / coach / official / technical support participation in overseas championships or competitions or matches are subject to the approval of the Immigration Department. Updated!
  • Picnics and camping are FORBIDDEN for individuals who are not fully vaccinated.

 

National Recovery Plan Phase 2 SOP : Essential Services

Essential Services Allowed To Operate In Phase 2 Areas

  1. Food and beverages, including for animals
  2. Healthcare and medical services, including dietary supplements, veterinarian services, etc.
  3. Water supply
  4. Energy supply
  5. Security and safety, defence, emergency, social and humanitarian services
  6. Waste disposal and public sanitisation and sewerage
  7. Land, water and air transportation
  8. Port, shipyard, airport services and operations, including loading, unloading, cargo handling and piloting, storage or transportation of commodities
  9. Communications including media, telecommunications and Internet, post and courier, as well as broadcasting (for the purpose of conveying information, news and the like.
  10. Banking, insurance, takaful and capital markets (60% capacity)
  11. Community credit and pawn shops
  12. E-commerce and information technology
  13. Production, distillation, storage, supply and distribution of fuels and lubricants
  14. Hotels and accommodation (only for quarantine purposes, segregation, employment for essential services and not for tourism).
  15. Construction
  16. Forestry services (limited to enforcement) and wildlife
  17. Legislative and judiciary.
  18. Lawyers and commissioners of oaths
  19. Accounting services
  20. Professional services and consultants (subject to the Professional Body’s regulatory authority)
  21. Logistics limited to delivery of essential services

Essential Services According To Sector In Phase 2 Areas

All industries are FORBIDDEN, except for the following sectors :

Manufacturing

  1. Aerospace (components and maintenance, repair and overhaul – MRO)
  2. Food and beverage
  3. Packaging and printing materials, only related to essential services
  4. Personal care and cleaning products
  5. Healthcare and medical medicine
  6. Personal care items, personal protective equipment (PPE), including rubber gloves and fire safety equipment
  7. Components for medical devices.
  8. Electrical and electronics of global economic chain importance
  9. Oil and gas, including petrochemicals and petrochemical products
  10. Machinery and equipment
  11. Textiles for PPE production only
  12. Production, distillation, storage, supply and distribution of fuels and lubricants
  13. Automotive (vehicles and components)
  14. Ceramics
  15. Cement
  16. Rubber
  17. Iron and steel
  18. Furniture factory

Agriculture, Fisheries, Livestock, Plantation and Commodities

  1. Agriculture, fisheries and livestock and their supply chains
  2. Plantation and commodities including their supply chain (oil palm, rubber, pepper, cocoa, lumber, kenaf, biodiesel and agricommodity certification)
  3. Logging activity is subject to the Ministry of Energy and Natural Resources (KeTSA).

Construction

  1. Maintenance and repair works
  2. Public infrastructure construction works
  3. Construction works that provide approved employee accommodation at construction sites.
  4. Construction works that house workers in approved Centralised Workers Quarters (CLQ).
  5. Construction works of small projects carried out by G1, G2, G3 and G4 contractors.
  6. Renovation of personal homes or commercial buildings.
  7. Land investigation work.
  8. Construction of Government Funded Project.
  9. Professionals / consultants involved in permitted construction works
  10. Services in the supply chain for permitted construction works
  11. Site preparation work, like surveying work, earthworks, marking and clearing of site
  12. Road and highway construction work

Trade + Distribution (Without Vaccination)

  1. Shopping malls INCLUDING supermarkets, hypermarkets, departmental stores and all listed essential services.
  2. Supermarkets and hypermarkets
  3. Departmental stores
  4. Pharmacies, self-care stores, convenience stores and mini marts.
  5. Restaurants
  6. Laundry services, including self-service laundromats
  7. Pet care and pet food stores
  8. Eyewear and optical goods stores
  9. Hardware stores
  10. E-commerce – all product categories
  11. Wholesale and distribution – for all essential products only
  12. Bookstores and stationery shops
  13. Computer and telecommunications
  14. Electrical goods shops
  15. Carwashes
  16. Vehicle workshops, maintenance and spare parts
  17. Other specialty retail store (petrol stations)

Trade + Distribution (For Fully-Vaccinated)

  1. Photographic equipment and photography shop
  2. Preloved (second hand) shop
  3. Flower and nursery shop
  4. Handicraft and souvenir shop
  5. Antique shop
  6. Games shop
  7. Carpet shop
  8. Creative content and equipment shop
  9. Outdoor equipment (including camping, fishing and other equipment)
  10. Cosmetics, skincare and perfume
  11. Tobacco shop (including vape and electronic cigarette)
  12. House and kitchen appliance shop
  13. Furniture shop
  14. Sporting goods shop
  15. Car accessories shop
  16. Car sales and distribution
  17. Clothes, fashion and accessories shop
  18. Jewellery shop
  19. Barber shop
  20. Beauty center or salon
  21. House show room

 

National Recovery Plan Phase 2 SOP : NEGATIVE LIST

These activities are FORBIDDEN using the National Recovery Plan Recovery Phase 2 SOP.

  • Cybercafes and cybercenters
  • Feasts, festivals, weddings, engagements, receptions, aqiqah ceremonies, tahlil, anniversaries, birthdays, reunions, retreats and other social events.
  • All MICE (Meetings, Incentives, Conventions and Exhibitions) events that are face-to-face.
  • Theme parks, family entertainment centres, indoor playgrounds, karaoke, including family karaoke.
  • Interstate and inter-district tourism by individuals who are not fully-vaccinated. Updated!
  • Local tourism involving foreign tourists entering Malaysia.
  • Sports and recreational activities exceeding the allowed capacity.
  • Sports and recreational activities and operations that exceed the allowed time, except for those sponsored by Ministry of Youth and Sports (KBS), Malaysian Football League (MFL) and with special KBS permission only.
  • All championships, competitions, and matches, EXCEPT those organised by the KBS, MFL and with special KBS permission only.
  • Night club or pub activities
  • Any activity that involves many people gathering in one place until it is hard to maintain physical distancing, and compliance with the Director General of Health’s orders.
  • Any other matter that may be decided by the Government from time to time.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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KL + Selangor EMCO 3.0 SOP : 7 July 2021 Edition!

Here is the latest SOP for the new EMCO 3.0 lockdown of KL and Selangor!

Please SHARE this out, so your friends are updated on the latest SOP as well!

Updated @ 2021-07-08 : Added new sectors allowed to open in Selangor.

Updated @ 2021-07-02 : Added a number of changes to the EMCO SOP for KL + Selangor
Originally posted @ 2021-07-01

 

KL + Selangor EMCO 3.0 SOP : Starts On 3 July 2021!

On 1 July 2021, the Malaysia National Security Council (MKN) announced that certain areas in KL and Selangor will come under EMCO lockdown with new SOP!

Selangor

The EMCO (Enhanced Movement Control Order) lockdown will last for 14 days, from 3 July until 16 July 2021 for these areas in Selangor :

  1. Petaling District : Petaling, Damansara, Sungai Buloh, Bukit Raja
  2. Hulu Langat District : Hulu Langat, Ampang, Cheras, Kajang, Semenyih, Beranang
  3. Sepang District : Dengkil, Labu, Sepang
  4. Gombak District : Batu, Rawang, Setapak, Hulu Kelang, Kuang
  5. Kuala Langat District : Tanjung 12 (1), Tanjung 12 (2), Teluk Panglima Garang, Morib, Bandar, Jugra, Batu
  6. Klang District : Kapar, Klang
  7. Kuala Selangor District : Ijok, Bestari Jaya, Jeram
  8. Hulu Selangor District : Serendah, Rasa, Ulu Yam, Batang Kali

Kuala Lumpur

The EMCO (Enhanced Movement Control Order) lockdown will last for 14 days, from 3 July until 16 July 2021 for these areas in Kuala Lumpur :

  1. Projek Perumahan Rakyat (PPR) Sri Semarak
  2. Projek Perumahan Rakyat (PPR) Batu Muda
  3. Flat Seksyen 2 Wangsa Maju
  4. Flat Seksyen 1 Wangsa Maju
  5. Kampung Padang Balang
  6. Taman Koperasi Polis (Fasa 1 & 2)
  7. Flat Sri Sabah
  8. Kampung Puah
  9. Projek Perumahan Rakyat (PPR) Kampung Baru Air Panas
  10. Flat Desa Pandan (Termasuk Baiduri & Delima)
  11. Kampung Batu Muda
  12. Projek Perumahan Rakyat (PPR) Kerinchi
  13. Bandar Baru Sentul
  14. Taman Ikan Emas

 

KL + Selangor EMCO 3.0 SOP Video : 2 July 2021 Edition!

This video shows the latest MKN EMCO 3.0 SOP slides (2 July 2021), followed by our English translation.

Please note that this new EMCO SOP will only be effective starting 3 July 2021.

 

KL + Selangor EMCO 3.0 SOP List : 7 July 2021 Edition!

This is the new EMCO / PKPD SOP that was updated on 7 July 2021.

Travel Restrictions

  • All entry and exit into EMCO areas will be closed and controlled by the police (PDRM).
  • All residents in EMCO areas are FORBIDDEN to leave their house.
  • Only one (1) household representative may leave to purchase essential supplies within a radius of 10 kilometres.
  • Up to three (3) people, including the patient, may leave to seek healthcare, medical care or vaccination. Updated!
  • Interstate and inter-district travel for the purpose of going for vaccination is ALLOWED by showing the appointment in MySejahtera, website or SMS.
  • Individuals under home quarantine – Home Surveillance Order (HSO) – are FORBIDDEN to leave their homes.
  • No one is allowed to leave their homes after 8 PM, except for emergencies or with police permission.
  • Only one (1) person is allowed in each personal vehicle (of all types). Additional passenger requires police permission, on a case-to-case basis.
  • Vehicles carrying goods or involved in the economic chain or industry (except worker transportation) is allowed to travel at full capacity.
  • Official and government vehicles are allowed to travel at full capacity.
  • Public transportation (train, bus, LRT, MRT, ERL, monorail, taxi, ferry, e-hailing ride) are allowed to operate at 50% capacity.
  • Taxis and e-hailing rides are limited to just TWO (2) people in the vehicle, including the driver.
  • Airports and ports are ALLOWED to operate as normal.
  • Only essential services, like utilities, cleaning and sewerage, are allowed to operate from 8 AM until 8 PM.
  • Only workers providing essential services or those conducting official government work, with employer’s letter or valid worker’s pass, are allowed to work.
  • Only workers in essential services and factories and permitted business premises can use MITI permission letters that were issued earlier.
  • Non-essential workers are FORBIDDEN to leave EMCO areas, and are FORBIDDEN to work during EMCO. Employers must comply with this rule, and allow employees to work from home.
  • Residents are allowed to leave EMCO areas for emergencies like sickness or death, with police permission. Consideration will be granted by PDRM and KKM based on a case-to-case basis.
  • Travel for purposes not listed in the SOP requires police permission.

Business Activities

  • Restaurants, eateries, food trucks, roadside vendors, mobile vendors, food courts, hawker centres, food stalls and food kiosks are ALLOWED to operate from 8 AM until 8 PM.
  • Food and drinks are only allowed to be purchased through take-away, drive-through and delivery.
  • Dine-in and park & dine services are FORBIDDEN.
  • Groceries, convenience stores, stores selling daily essentials are ALLOWED to operate from 8 AM until 8 PM.
  • Supermarkets and hypermarkets are ALLOWED to operate, limited to the food, drinks and essential supplies sections only, from 8 AM until 8 PM.
  • Hospitals, clinics and medical laboratories are ALLOWED to operate up to 24 hours, or according to their licence.
  • Pharmacies, medicine shops, veterinaries, pet food stores are ALLOWED to operate from 8 AM until 8 PM.
  • Petrol stations are ALLOWED to operate from 6 AM until 8 PM, except for those on tolled highways which can operate 24 hours.
  • Wholesale markets are ALLOWED to operate from 12:01 AM until 6 AM.
  • Public markets, permanent farmer’s markets (PTK) and MyFarm Outlets (MFO) are ALLOWED to operate from 6 AM until 2 PM.
  • Daily markets, morning markets, farmer’s markets, night markets, late night bazaars are FORBIDDEN.
  • Critical maintenance, repairs and wiring works are ALLOWED on appointment basis. New!
  • Vaccination centres in EMCO areas are ALLOWED to operate.
  • All educational institutes must CLOSE during EMCO.
  • All sports, social, recreational and cultural activities are FORBIDDEN.
  • Quarantine-based centralised training programmes for teams in the Malaysian Football League (MFL) are ALLOWED using Camp Based Training.
  • Government and private face-to-face meetings are FORBIDDEN.
  • KKM will conduct targeted screening tests on all residents in EMCO areas.
  • Food assistance from NGO / company / individual must be channeled through the District Disaster Management Committee coordinated under the District or State Disaster Operational Control Centres.

Religion

  • Islamic religious activities are subject to the decision of the State Religious Authority.
  • Non-Islamic religious activities are subject to the decision of the Ministry of National Unity (KPN).

Children Care

  • Childcare, private kindergartens and kindergartens in private, international and expatriate schools, and enrichment centres for children aged 4 to 6 years old are FORBIDDEN to operate, except for children whose both parents or guardians are frontliners or working in essential services.
  • Residential care centers or rehabilitation centers for children with disabilities (OKU), female senior citizens and other care centers are ALLOWED to operate in accordance to the SOP.
  • Parents or guardians sending their children to a childcare center are ALLOWED to drive with as many children as the vehicle capacity allows.

Essential Services

  • Government office operations in EMCO areas are subject to the instructions of the Chief Secretary to the Government during Phase 1 of the Movement Control Order.
  • Civil servants in essential services are limited to 20% (not including frontliners, security and defence personnel).
  • Government counter services are closed completely, except :
    a) health services
    b) police station
    c) international entry gateways involving customs, immigration and quarantine.
  • The number of workers in the private sector providing essential services is limited to 60% (including operations and management).

General Health Protocol

  • Licence holders and premise owners must ensure that customers must maintain physical distance of at least 1 metre entering or leaving their premises.
  • Licence holders and premise owners must provide MySejahtera QR code and a manual logbook to register customers.
  • Hand sanitiser must be provided at the entrance, and customers must use it before entering.
  • The use of MySejahtera is mandatory is areas with good Internet connectivity. The use of logbook is only allowed in areas with no Internet connectivity, or other reasonable excuse.
  • Licence holders and premise owners must ensure that customers and workers check in using MySejahtera. or the manual logbook if there’s no Internet connectivity.

List Of Essential Services Updated!

A. Manufacturing Sector

  • Dry Food : sugar, cooking oil, flour, rice, break, milk products, grains, milk powder, biscuits, sardine, instant noodles, condensed milk, evaporated milk, salt, vermicelli, noodles, sauces, soy sauce, spices, baby food, animal food
  • Frozen Food : chicken, beef, mutton, seafood, vegetables
  • Drinks : mineral water, chocolate malt, coffee, tea, fresh milk
  • Self-care : baby diapers, adult diapers, medicines, hand sanitiser, face mask
  • Aerospace : Maintenance, Repair and Overhaul (MRO)
  • Machinery and equipment (M&E) : only for the production of healthcare and food products
  • Electrical and electronics (E&E) : including its supply chains

* Only involves packaging, labelling and transportation

B. Service Sector

  • Water, electricity and energy
  • Healthcare
  • Banking
  • Veterinary and animal feed
  • Security (security and safety), defence, emergency, welfare and humanitarian aid
  • Land, water and air transportation
  • Shipyard and airport port services and operations, including unloading and cargo handling, lighter transport, piloting and storage or stockpiling of commodities
  • Hotels and lodging (only for the purpose of quarantine, segregation, essential service work and not for tourism)
  • Communications include media, telecommunications and the internet, post and courier as well as broadcasting (for the purpose of conveying news, information and the like)
  • Cleaning, solid waste management and sewerage
  • Information technology and E-commerce (for messaging and deliveries only).
  • Delivery of food, beverage and parcel, including p-hailing (parcel hailing)

* Any activity that is part of chain in this service sector list.

EMCO SOP NEGATIVE LIST

  • All economic sectors, other than those listed in A. Manufacturing Sector and B. Services Sector in the Essential Services list.
  • All entertainment activities are FORBIDDEN.
  • All sports and recreational activities are FORBIDDEN. Public parks must close.
  • All tourism activities in and out, or inside EMCO areas are FORBIDDEN.
  • All official or unofficial public or private events, and any kind of social events are FORBIDDEN.
  • All forms of face-to-face seminars, courses, training, classes or any other educational or learning activities are FORBIDDEN.

 

Please Support My Work!

If you would like to support my work, you can do so via bank transfer /  PayPal / credit card.

Name : Adrian Wong

Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Thank you in advanced! ❤️

 

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Papparich Group Ordered To Close By High Court!

This is the end for Papparich in Malaysia – it has been ordered by the High Court of Malaya to wind up its business!

 

Papparich Group Ordered To Close By High Court!

Last year, shareholder Chen Khairy Voon and the investment holdings company Agathisfour filed separate Winding-Up Petitions against Papparich Group Sdn Bhd on 15 May 2020 and 22 May 2020 respectively, over alleged unpaid debts of RM37.22 million

Just over a year later, the High Court of Malaya in Shah Alam ordered Papparich Group Sdn Bhd (PGSB) to wind up its business on 5 May 2021.

Chan Siew Mei of KPMG Deal Advisory Sdn Bhd was appointed as the liquidator, as per The Business Times.

According to the public notice, the Winding-Up Petition was directed to be heard before the High Court of Malaya at 9 AM on 11 August 2021.

The public notice also called for any party looking to support or oppose the Petition for the Winding-Up of Papparich Malaysia to appear for the hearing.

 

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Scam Alert : CIMB Customers Hit By Fake SMS Messages!

Scammers continue to target CIMB customers, using many different kinds of fake SMS messages.

Do NOT click or call if you receive any of these fake SMS messages!

And please warn your family and friends!

 

Scam Alert : CIMB Customers Hit By Fake SMS Messages!

Whether you are a CIMB Bank customer or not, you may receive one of these alarming SMS messages :

RM 0.00 CIMB: Confidential!

Dear CIMB users, your account will TERMINATED on 24/12/20. Verify via http://www.cimbclickikm.cc to keep on using CIMB Clicks services.

Please make verification within 24hours to avoid service interruption.

RM0 CIMB: Instant Transfer RM4998.78 to CHAY LEE FEN/HONG LEONG on 23-Dec-2020, 13:06:35. Call the no. at the back of your card for queries.

If you receive any of these SMS messages, please DO NOT click on the link, or call the number. JUST IGNORE THEM, or delete them.

RM0.00 CIMB: MYR 2968.00 was charged on your card num 4204 at Shopee.MY. If this is not your txn, call 1800-9767 now.

Cimb Your account is judged as high risk by the system, PLS re-verify your account. cimbclicksecurity.com

Note : These scams do not just affect CIMB Bank. In fact, all banks are affected :

 

Why These CIMB SMS Messages Are Fake

Let us show you how to identify these fake CIMB SMS messages.

If you spot any of these warning signs, BACK OFF and DO NOT PROCEED!

Warning Sign #1 : Grammatical Mistakes

If you carefully read the first SMS messages above, you can easily spot numerous grammatical mistakes. A bank will never send such poorly worded messages to their customers.

However, they may copy the real SMS message from CIMB to trick you into thinking that this is a real transaction. Such fake SMS messages will have proper grammar.

Warning Sign #2 : Embedded Links

Banks will NEVER embed links (URLs) into the message. If you see embedded links, always think – SCAM SMS!

Unlike the Public Bank SMS scam, they used a copy of the real SMS message to trick you into clicking the URL in the first message.

Warning Sign #3 : Wrong Links

And always check the link – www.cimbclickikm.cc and cimbclicksecurity.com are not the correct addresses for the CIMB Bank websites (www.cimbclicks.com.my or www.cimb.com.my).

The best policy is to manually key in the bank website address. NEVER click on any link in an SMS, even if it looks legit.

When you see any website with .cc links, be wary because the .CC domains are registered in the Cocos (Keeling) Islands – an Australian territory of only 14 km², with only about 600 inhabitants.

Warning Sign #4 : No Personal Login Phrase / Picture

To avoid phishing attacks, banks now give you a secret response (like a picture or a phrase) to confirm that you are visiting their legitimate website.

If the website you are visiting gives you the wrong picture or secret phrase, you have been tricked into visiting a fake website designed to mimic the real bank website.

You should also remember that the bank website must show you secret picture or phrase right after you enter your login, but BEFORE you key in your password.

If you are asked to key in your password without the website displaying the secret phrase or picture, you have been tricked into visiting a fake website designed to mimic the real bank website.

 

CIMB Advice To Protect Against Fake SMS / Email Scams

Here is a list of DOs and DON’Ts to protect yourself against fake SMS / email scams.

Please DO follow these good practices

  1. Pay attention to your transaction alerts and check your account activities regularly. In case of any unusual activity, please contact us immediately.
  2. If you wish to contact us, ONLY call the number on the back of your card or refer to CIMB website “Contact Us” page.
  3. Always check the URL of the website that you are making purchases from. Ensure  the “lock” icon or “https” appears on the website’s address bar.
  4. Always find a reputable seller on online marketplaces by searching for reviews from other customers to know their experience.
  5. To access CIMB Clicks, type the entire URL as follows: www.cimbclicks.com.my
  6. Always remember to log out once you have completed your banking transactions.

Please DO NOT follow these bad practices

  1. Don’t panic and give personal information to fraudsters impersonating representatives of government agencies etc. even if they deploy fear tactics. Immediately call the number on the back of your card to verify with CIMB.
  2. Never apply for personal financing through unverified links or individuals promising a lower rate. CIMB does not impose any application charges for personal financing applications.
  3. Never take instructions from anyone to change the mobile number in CIMB records to any number other than your own mobile number.
  4. When transacting online, never continue with a purchase if you have any doubts if the seller is not genuine.
  5. Never share details such as your card number / User ID / PIN / password / TAC  with anyone or key them in in any website other than CIMB Clicks.
    (Note: CIMB will never ask for  your ‘User ID’, ‘Password’ or ‘TAC’ under any circumstances outside of CIMB Clicks).
  6. Do not click on links or open email attachments from unknown / unreliable senders / sources.
    (Note: Emails from CIMB will always end with @cimb.com such as cimb.marketing@cimb.com

 

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Scam Warning : Public Bank Customers Hit By Fake SMS!

Scammers continue to target Public Bank customers, using many different kinds of fake SMS messages.

Do NOT click or call if you receive any of these fake SMS messages!

 

Public Bank : Fake SMS Scam Warning! Do NOT Click / Call!

Whether you are a Public Bank customer or not, you may receive one of these alarming SMS messages.

Please DO NOT click on the link, or call the number. JUST IGNORE THEM, or delete them.

The safest thing to do is NEVER CLICK ON A LINK in any SMS. If you need to log into your bank account, key in the website address manually.

RM0 PBB/PIBB: Your PBB account will TERMINATED on 02Dec20 01:30:00 AM. Please make verification via http://www.mypbebank.cc to avoid service interruption. Verify now keep on using PBB services.

RM0 Credit Cash out RM3,000 form card ending no 7102 successful on 01 DEC. Information system sending. Call PBB 1800-81-9566 for any query

Warning: Your account is marked as insecure, please click Return PAC immediately to confirm that it is safe to use. (https://pbevip.vip/)

PBe Your account is in a high-risk state PLS log in immediately and return the PAC to protect your account security https://www.pbebanks.top

PBe Warning: Phishing URLs are frequent recently, PLS log in immediately to strengthen account security. 2Mar21 13:14 https://se1.pbevip.top/

PB e Your account is in a high-risk by the system, PLS re-verify your account https://pbbanks.red/ <security reminder is normal>

RM0 PIBB: Thank you for using your card ending 1098@senQ MYR 2899, Pls call 03-56260232 now, if you didn’t use it

RM0 PBB/PIBB: Trx amt MYR2699.00  @LAZADA for card ending 5738. Call PB 1-800-81-2337 now if didn t perform.

PBB: Your account is judged as high risk by the system. PLS re-verify your account https://www.pbebanks.asia/ <security reminder is normal>

PB e Alarm Your banking Suit now is marked as insecure, PLS re-verify your account https://online-pbebank.com <security reminder is normal>

 

Public Bank Fake SMS Scam : What Happens If You Click?

Clicking on the links will often lead you to a phishing website, a fake website designed to look like a Public Bank website.

You will be asked to key in your personal information, including your Public Bank user name and password. DO NOT KEY IN YOUR INFORMATION!

But if you are free and want to help screw these scammers, key in fake information as many times as possible.

Note : These scams do not just affect Public Bank. In fact, all banks are affected :

 

Public Bank : How To Identify Fake SMS Messages

With a little help from Public Bank, let’s show you how to identify fake SMS messages.

If you spot any of these warning signs, BACK OFF and DO NOT PROCEED!

Warning Sign #1 : Grammatical Mistakes

Read the two SMS messages above, and you can easily spot numerous grammatical mistakes. A bank will never send such poorly worded messages to their customers.

Warning Sign #2 : Embedded Links

Banks will NEVER embed links (URLs) into the message. If you see embedded links, always think – SCAM SMS!

Warning Sign #3 : Wrong Links

And always check the link – www.mypbebank.cc is not the correct address for the Public Bank website (www.pbebank.com)

When you see any website with .cc links, be wary because the .CC domains are registered in the Cocos Islands – an Australian territory of only 14 km², with only about 600 inhabitants.

The same goes for generic, top level domains like .TOP, .VIP, .TOP, .RED.ASIA, etc.

Warning Sign #4 : No Personal Login Phrase / Picture

To avoid phishing attacks, banks now give you a secret response (like a picture or a phrase) to confirm that you are visiting their legitimate website.

If the website you are visiting gives you the wrong picture or secret phrase, you have been tricked into visiting a fake website designed to mimic the real bank website.

You should also remember that the bank website must show you secret picture or phrase right after you enter your login, but BEFORE you key in your password.

If you are asked to key in your password without the website displaying the secret phrase or picture, you have been tricked into visiting a fake website designed to mimic the real bank website.

 

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Public Bank Segambut Closed After COVID-19 Case!

Public Bank closed their Segambut branch in Kuala Lumpur, after an employee there tested positive for COVID-19!

Find out what happened, and whether you should be concerned!

 

Public Bank Segambut : Employee Positive For COVID-19!

On 15 April 2021, Public Bank announced that an employee at their Segambut branch in KL tested positive for COVID-19.

Public Bank closed their Segambut branch, for deep cleaning and sanitisation, from 16 April 2021 until further notice.

Other employees who came into close contact with the affected staff member have been placed under home quarantine.

 

Public Bank Segambut : Official Statement On COVID-19 Exposure

This was the notice Maybank posted on the COVID-19 case at their Segambut store.:

KUALA LUMPUR – Public Bank Berhad (“PBB”) confirms that one (1) of its employees from Public Bank – Segambut branch, in W.P Kuala Lumpur had tested positive for COVID-19 on 15 April 2021.

The affected branch has been temporarily closed from 16 April 2021. Deep cleaning and sanitization activities have been carried out in accordance with Kementerian Kesihatan Malaysia guidelines. As an added precaution, employees who had come into close contact with the affected employee had been placed on home-quarantine. Rest assured that we have taken all necessary precautionary measures to ensure the health and safety of our customers, employees and the community.

Customers are encouraged to perform their banking transactions online via www.pbebank.com, or download our PB engage MY mobile app.

 

Public Bank Segambut COVID-19 Infection : Do NOT Panic

Even though a branch employee was infected, you should not panic…

They are definitely tracing contacts, which is why it is important to log your movements with MySejahtera, or the physical logbook.

While banks offer physical logbooks, we highly recommend that you use the MySejahtera mobile app, because it allows for easier and faster contact tracing.

Using the MySejahtera mobile app also obviates the need to sign a physical logbook, which usually means using a shared pen – an unnecessary risk factor.

If you happen to be in that Public Bank branch when that affected employee was present, you will be contacted and asked to self-quarantine and undergo a COVID-19 screening test.

The SARS-CoV-2 virus is easily destroyed by soap, so the deep cleaning operation will definitely clean the branch of any infectious particles.

But most important of all – we need to remember to always wear a face mask in public. Face masks have been proven to prevent the spread and reduce the risk of being infected.

You should also keep physically distanced from other people, and maintain good hand hygiene.

 

COVID-19 : How To Keep Safe During CMCO!

Here are a few simple steps to stay safe :

Recommended : Soap vs Sanitiser : Which Works Better Against COVID-19?
Recommended : Surgical Mask : How To CORRECTLY Wear + Remove!
Recommended : COVID-19 Food Safety : Fruits, Vegetables, Takeouts

 

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Scammer vs Scalper : Five RTX 30 Series Cards Gone!

A scammer just cheated a scalper out of FIVE GeForce RTX 30 series cards in a COD deal!

Find out how he got cheated in a Cash-On-Delivery exchange, and learn from his mistake!

 

Scammer vs Scalper : Five RTX 30 Series Cards Gone!

Scalpers have been taking advantage of the graphics card shortage, and massive increase in GPU mining, to make a killing on every graphics card they lay their hands on.

But the high prices and massive profits associated with graphics cards have also attracted scammers, who prowl online marketplaces looking for their greedy marks…

One scalper today shared how he was cheated of five NVIDIA GeForce RTX 30 series graphics cards. What was even more shocking – he got scammed in a Cash On Delivery deal!

What Did The Scalper Lose?

The scalper lost five GIGABYTE graphics cards :

  • RTX 3070 AORUS Master (S/N : 210841066018)
  • RTX 3070 AORUS Master (S/N : lost)
  • RTX 3070 Gaming OC (S/N : 210841068841)
  • RTX 3070 Gaming OC : (S/N 210341039296)
  • RTX 3060 Gaming OC : (S/N 210441056468)

How Much Did The Scalper Lose?

We have no idea how much the deal was supposed to be, but he was quoting freaking high prices of :

  • RM4,699 (~US$1,135) for ASUS ROG Strix RTX 3060
  • RM5,500 (~US$1,329) for ASUS RTX 3060 Ti TUF Gaming

As you can tell, that is something like 2.5X more than what the cards really cost.

Based on that, we guesstimate that the entire deal was probably “worth” RM 34,000 (~US$8,200) to the scalper.

How Did The Scammer Fool The Scalper?

Here’s the interesting part – how the scammer fooled the scalper in a Cash On Delivery (COD) deal.

The scalper is not very clear about certain aspects, but from what we can gather with some investigations of our own…

  1. The scammer arranged to meet the scalper in a shopping centre, probably to gain his trust.
  2. He made an Instant Transfer, which failed. He probably set the transaction limit low.
  3. He blamed the bank transfer transaction limit, and said he would ask his wife (???) to change the limit.
  4. He then offered to transfer the money via a CIMB IBG GIRO transfer.
  5. The scammer likely initiated a Scheduled Transaction (which can be cancelled), and showed the scalper the online transaction receipt.
  6. By giving the scalper only a glance at the transaction receipt, or covering up the scheduled part of the receipt, he conveys the impression he had already transferred the money.
  7. To his credit, the scalper checked his own bank account and saw that the money was not deposited.
  8. The scammer then called the bank in front of the scalper, who confirmed that a GIRO transfer cannot be cancelled.
  9. The scammer sent the scalper a picture of his identity card and bank transaction receipt (probably through WhatsApp), to seal the deal.
  10. Once he walked away with the five graphics cards, the scammer quickly deleted the picture of his identity card and the bank transaction receipt, and cancelled the scheduled transaction.

So that was how the scalper went from potentially making a killing on his five GeForce graphics cards, to getting slaughtered by a scammer in a Cash On Delivery deal!

The scalper wondered if there was “Black Magic” involved. The truth is – the scammer used his greed to stop him from just walking away with his cards.

What Do We Know About The Scammer?

The scalper provided these details about the scammer who cheated him of his five graphics cards :

  • Surname : Ng
  • Race : Chinese
  • Identifying Features : Scar below right eye, tattoo on back of neck
  • Identity Card Number (partial) : 800831
  • State of Origin : Johor
  • Mobile Number : 013-277-6995
  • Vehicle Type : Honda HRV (Charcoal colour)
  • Vehicle Number Plate : 3553 or 5335

We have to point out that we cannot vouch for the authenticity of the scalper’s claims, or the details he shared.

 

Scammer vs Scalper : The Original Post

This was what the scalper posted on the issue :

*Scammer Alert *

Chinese Guy , Have Scar below right eye , tattoo behind neck
Beware of this person phone number 013-277-6995 Surname NG
IC No 800831, ic from Johor, Driving Honda HRV Charcoal Colour car plate could be (3553 or 5335) security doesn’t allow to take the file , too blur , i can only remember that, This person contacted me at Carousell ,mainly fishing graphic card seller in Carousell, couldn’t speak english , starting he will text in malay , He is scamming a lot of Graphic Card , Im a seller , i met him and COD at Cheras Connaught Avenue and Eko Cheras, his tactic is he will make instant transfer first , then failed, then he say he will ask his wife to change the limit , and then he will transfer you CIMB IBG GIRO transfer, and cancel it (after you leave) , i did check my bank account , money is not in, after that just in front of you he call the bank , the bank said once GIRO transfer has been made it cannot be cancel , he will ask u to snap his car plate no , but later give more excuse say that his wife drove away the car, but he came alone, im not sure is there any Black Magic ,he will keep on mentioned about his Wife he will send you the receipt and ic , he was nervous too , after he send me his ic , his uc image face was totally covered , after sending u the receipt he will quickly leave within a sec but he will delete the IC and Receipt , after the next sec you leave , so u are not able to trace him. mainly talking about mining have few farm in Seremban, and how do police trace using a thermal gun, evolving from using old bitcoin mine machine to graphic card, want to get 60 pieces, as a victim , i know that this is very stupid but I hope that no one will be the next victim after me.
5 pieces of graphic card has been scammed
rtx 3070 aorus master SN210841066018
RTX 3070 AORUS MASTER SERIES NUMBER LOST
RTX 3070 GAMING OC SN210841068841
RTX 3070 GAMING OC SN210341039296
RTX 3060 GAMING OC SN210441056468

 

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Seafood Scams On Facebook : How To Detect Them!

Seafood scams on Facebook have been proliferating recently, and Facebook just doesn’t care.

So it is up to all of us to spread the word and WARN EVERYONE about these seafood scams on Facebook.

Updated @ 2021-03-07 : Added another confirmed seafood scam page and two reported bank accounts.

Originally posted @ 2021-02-14

 

Seafood Scams On Facebook : What’s Going On?

We were first alerted to the world of Facebook seafood scams by people who were cheated by Ocean Sense and East Malaysia Seafood Agent.

These Facebook seafood scam pages have a simple modus operandi :

  • offer online seafood delivery at very attractive prices and even free delivery
  • advertise on Facebook to reach out to people, and avert Facebook’s ire
  • ghost you after you deposit money into their bank accounts
  • delete your negative comments on their Facebook page

Even though many people reported Ocean Sense and East Malaysia Seafood Agent as scam pages, Facebook declined to take action and they are STILL ACTIVE.

 

Seafood Scams On Facebook : How To Detect Them!

The problem with seafood scams on Facebook is how easily scammers create them. Even if they get banned by Facebook, they will simply create a new one.

Facebook also partly enables them to continue with their scam by ignoring reports, claiming that there is nothing on the scam pages that go against their Community Standards. Duh – as if the scammers will post on Facebook admitting that they are scammers.

So how do we detect these seafood scams on Facebook?

Step 1 : Check List Of Reported / Confirmed Seafood Scams

The first thing you should do is run a quick search online on the name of the seafood vendor. See if anyone has reported them to be a scam.

Confirmed Seafood Scams On Facebook

Multiple people have reported that these Facebook seafood vendors have cheated them :

Reported Seafood Scams On Facebook

These Facebook pages have been reported to be scam pages, but we haven’t been able to independently verify their reports :

Step 2 : Check With The Commercial Crimes Department

Next, use the Commercial Crimes Department’s website to check for bank accounts that have outstanding police reports.

For example, the CIMB 8604503834 has two outstanding police reports lodged against it.

DO NOT BANK ANY MONEY to any account flagged by the Commercial Crimes Department’s website.

Step 3 : Check List Of Reported Company + Bank Accounts

Just because a bank account has not been flagged by the Commercial Crimes Department’s website doesn’t mean it’s safe.

That’s because many people do not bother to lodge a police report, or it may be a recent scam.

Here is a list of reported company and bank accounts, which you should AVOID :

Name Bank Account
Yap Kok Keong CIMB 7635-3713-28
A&B Bintang Trading CIMB 8604-5038-34
Car Boutique Venture CIMB 8604-5267-74
GS 028 Seafood Trading CIMB 8604-5270-14
Lee Pea Ching CIMB 7075-3700-47

Step 4 : Look For An Address

Genuine seafood vendors on Facebook will share with you their address, so you can drop by and select your seafood if you wish.

But don’t just trust the address they post. Always check the address on Google Maps, and use Street View to check if the shop really exists.

Step 5 : Look For Angry Emojis

A genuine seafood vendor may have one or two angry emojis by dissatisfied customers, but scam pages will have A LOT of them.

Hover over the reaction emojis, and look at how many are positive (likes or wow), and how many are negative (angry).

Scam pages will have a lot of angry emojis because they often delete negative comments, so angry customers have only one option – show angry emojis to warn potential customers.

Step 6 : PM People With Angry Emojis

To find out for sure if this is a scam, just PM (private message) those who left an angry emoji react to the Facebook page.

That’s how we were able to confirm that Ocean Sense and East Malaysia Seafood Agent are seafood scam pages.

Step 7 : Pay Only By Credit Card / Cash On Delivery

If you are still enticed by the great offer and want to take a risk, insist on paying with a credit card, or cash on delivery.

NEVER PAY to a bank account directly, because there is simply NO PROTECTION, and NO WAY for you to get your money back.

Using a credit card protects you against fraud, because the payment is not instantly credited to the vendor.

If you did not receive the seafood you ordered, simply call up the bank and inform them. They will refund the money.

If the seafood vendor insists on a direct bank transfer and refuses even cash on delivery, it is highly likely that they are scammers.

 

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RM1K MCO Fine For Standing 0.8m Apart In Queue?

Can you really get a RM1,000 MCO fine for standing just 0.8 metres apart in a queue?

Find out what happened to Bernard He, and what the FACTS really are!

 

Claim : RM1K MCO Fine For Standing 0.8m Apart In Queue!

On 4 February, Bernard He Linjun was queuing up for his turn at cash deposit machine at a bank, when the police came to check for compliance with the MCO SOP.

The police officers took pictures at the bank, asked customers for their MyKad identity cards, and then instructed them to wait outside after using the ATM machines.

Bernard thought he was safe because he logged his visit using MySejahtera, and had queued up properly – standing inside the designated queue box.

Nevertheless, when his turn came, he was issued a RM1,000 MCO fine for not complying with the social distancing SOP!

When he questioned the police officer, he was told that while he was standing inside the marked box, they were all less than 1 metre apart.

According to the police, the boxes were only 0.8 metres apart, and the bank did not adjust their spacing even after being warned about this earlier.

As this was a technical violation of the law, they had to issue him the compound. They also fined the bank for violating the SOP.

He ended his post with the advice that people should help to warn businesses and other people about such SOP requirements, so they won’t get fined like him.

 

RM1K MCO Fine For Standing 0.8m Apart In Queue : The Facts

Some netizens have suggested that he may not be telling the truth. After all, similar claims have proven to be false in the past.

Others have also suggested that he was complaining on Facebook to gain sympathy, fame or attention.

However, Bernard was telling the truth, and here are the reasons why….

Fact #1 : He Posted A Picture Of His Compound

On 5 February 2021, Bernard posted a picture of the police compound he received.

It showed that he was, indeed, fined RM1,000 on 4 February 2021, for not complying with the social distancing SOP.

Fact #2 : There Is A 1 Metre Social Distancing Requirement In Public

There is a 1 metre social distancing requirement in public, including businesses like banks and shopping malls.

This applies throughout Malaysia, irrespective of whether the area is under RMCO, CMCO or MCO restrictions.

Even though it is hard for anyone to visually differentiate between 0.8 metre and a full metre, the police are technically correct to say that standing 0.8 metre from someone else is breaking the law.

To be safe, try to stand further away (1.5 to 2 metres) from other people. If they complain, use Bernard’s example as evidence that this is no joke.

Do also note that the social distancing rule is extended to a minimum of 3 metres for dynamic sporting activities.

Fact #3 : You Can Appeal The Decision

If you feel that the police wrongly issued the MCO fine, you can appeal it.

In Bernard’s case, he was relying on the bank to accurately space out their “social distancing boxes” for their customers.

He may not necessarily win his appeal, but he has a good reason to appeal.

After all, no one brings a measuring tape to ensure social distancing, and we all rely on marked boxes to comply with the SOP.

 

Bernard’s Posts On His RM1K MCO Fine

For those who can read Chinese, here was what Bernard He posted about how he received a RM1,000 MCO fine for not complying with the social distancing SOP :

 

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Scam Alert : East Malaysia Seafood Agent On Facebook!

There is another seafood scam page on Facebook called East Malaysia Seafood Agent (海鲜海产代理 or 东马海产代理)!

Please SHARE this scam alert, and help bring down that scam page!

 

Scam Alert : East Malaysia Seafood Agent On Facebook!

Please be warned that there is another seafood scam page on Facebook called East Malaysia Seafood Agent (海鲜海产代理 or 东马海产代理)!

It is related to Ocean Sense, another seafood scam page on Facebook.

Like Ocean Sense, East Malaysia Seafood Agent offers fresh and frozen seafood at very attractive prices, with free delivery and discounts for large purchases :

Cannada lobster
加拿大波士顿龙🦞
Sex : mix
Size : 1.5 – 6 kg per 1
Price : 78 per kg
Take over 10KG free shipping✔️
10公斤以上包邮✔️

Alaska King crab fresh and huge🦀
阿拉斯加 帝王蟹🦀
Sex : mix
Size : 2 – 5 kg per 1
Price : 88 per kg
✔️Take over 10KG Free Shipping
✔️10公斤以上免邮

PM and message us for more details📲
Contact : 016 868 6538 Ah Yap

However, one of our readers confirmed that he was cheated by this vendor, and he shared with us the details of what happened.

Noticeably, the vendor behaved very similarly to Ocean Sense, replying in PM and deleting negative comments. That’s why the page has many Angry reacts, by people who were blocked from commenting.

 

East Malaysia Seafood Agent Scam : What Happened?

This customer ordered a large quantity of lobsters and Alaska king crabs from East Malaysia Seafood Agent, and was told to bank the money to :

Yap Kok Keong
CIMB 7634-371-328

This is the EXACT SAME person and bank account for Ocean Sense!

We checked the CIMB account number with the Commercial Crimes Department’s website, which showed that no report has been lodged against it… yet.

However, it doesn’t mean it is a safe account. At least 61 people have looked up the same number.

Oddly enough, when he asked for the bank account for the company (whose SSM record he furnished above), he issued him an invoice at a different company, and told him to bank it into “his relative’s company” instead :

Car Boutique Venture
CIMB 8604-5267-74

We checked the CIMB account number with the Commercial Crimes Department’s website, which showed that no report has been lodged against it… yet.

However, it doesn’t mean it is a safe account. At least 19 people have looked up the same number.

By this time, he was very suspicious, and decided to take a small gamble.

He said that he would bank a deposit of RM 200 into that Yap Kok Keong personal account, and pay the remainder on delivery.

As expected, he never delivered the seafood and then ghosted this customer.

 

Help REPORT East Malaysia Seafood Agent On Facebook!

Even though he reported East Malaysia Seafood Agent page as a scam to Facebook, the page is still active, and the person running this page is actively deleting negative comments.

Here is how you can help prevent more people from being scammed.

Step 1 : Report To The Police!

If you are one of those who were scammed, please report to the police ASAP.

This would help get the bank accounts blacklisted, and listed in the Commercial Crimes Department’s database.

Step 2 : Publicise The Scam!

Share this article, or the news about East Malaysia Seafood Agent, with your family and friends.

Alert your community via social media – Facebook, Twitter, WhatsApp, Telegram, etc.

Step 3 : Report The Scam To Facebook!

Facebook is quite lax about scams. They need many people to report a page as a scam before they will even bother to take action.

So follow these steps to report the East Malaysia Seafood Agent Facebook page as a scam.

  1. Go to the East Malaysia Seafood Agent Facebook page.
  2. Tap on the … menu on the upper right corner.
  3. Select Find support or Report Page.

  1. Select Fraud or Scam and Other.
  2. Click Next.

  1. Select Report Page.

  1. Tick the I believe that this goes against Facebook’s Community Standards check box.
  2. Click on the Report button.

That’s it! You have done your part in reporting a scammer.

But for this to work, many more people must report the page as a scam. So please share this out, and get your family and friends to help report them.

Facebook is very lax, and will likely claim that the page doesn’t contravene their Community Standards. But without enough reports, they will take it more seriously.

 

Recommended Reading

Go Back To > Scam Alerts | BusinessHome

 

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Maybank Taman Malim Jaya Closed After COVID-19 Case!

Maybank closed their Taman Malim Jaya branch in Melaka, after an employee there tested positive for COVID-19!

Find out what happened, and whether you should be concerned!

 

Maybank Taman Malim Jaya : Employee Positive For COVID-19!

On 8 January 2021, Maybank announced that an employee at their Taman Malim Jaya branch in Melaka tested positive for COVID-19.

Maybank immediately closed their Taman Malim Jaya branch, including their self-service terminals (SST) for deep cleaning and sanitisation, from 8 January 2021 until further notice.

Maybank customers should proceed to Maybank Islamic Melaka in Bukit Baru, or Maybank Cheng in Taman Cheng Baru, for their banking needs.

 

Maybank Taman Malim Jaya : Official Statement On COVID-19 Exposure

This was the notice Maybank posted on the Taman Malim Jaya branch closure over COVID-19 exposure :

 

Maybank Taman Malim Jaya COVID-19 Infection : Do NOT Panic

Even though a branch employee was infected, you should not panic…

They are definitely tracing contacts, which is why it is important to log your movements with MySejahtera, or the physical logbook.

While banks offer physical logbooks, we highly recommend that you use the MySejahtera mobile app, because it allows for easier and faster contact tracing.

Using the MySejahtera mobile app also obviates the need to sign a physical logbook, which usually means using a shared pen – an unnecessary risk factor.

If you happen to be in that Maybank branch when that affected employee was present, you will be contacted and asked to self-quarantine and undergo a COVID-19 screening test.

The SARS-CoV-2 virus is easily destroyed by soap, so the deep cleaning operation will definitely clean the branch of any infectious particles.

But most important of all – we need to remember to always wear a face mask in public. Face masks have been proven to prevent the spread and reduce the risk of being infected.

You should also keep physically distanced from other people, and maintain good hand hygiene.

 

COVID-19 : How To Keep Safe During CMCO!

Here are a few simple steps to stay safe :

Recommended : Soap vs Sanitiser : Which Works Better Against COVID-19?
Recommended : Surgical Mask : How To CORRECTLY Wear + Remove!
Recommended : COVID-19 Food Safety : Fruits, Vegetables, Takeouts

 

Recommended Reading

Go Back To > BusinessHome

 

Support Tech ARP!

If you like our work, you can help support us by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!

Maybank TTDI Closed After COVID-19 Exposure!

Maybank closed their TTDI (Taman Tun Dr Ismail) branch, after an employee there was confirmed to be in close contact with a COVID-19 patient under investigation!

 

Maybank TTDI : COVID-19 Exposure?

On 6 January 2021, Maybank announced that an employee at their TTDI branch at Lorong Rahim Kajai 14 was confirmed to be in close contact with a COVID-19 patient under investigation.

Even though the close contact happened outside of the branch, Maybank closed their TTDI branch, for cleaning and sanitisation, until further notice.

The self-serviced terminals (SST), which was closed for one day for cleaning and sanitisation, will be available for use from 7 January 2021 onwards.

 

Maybank TTDI : Official Statement On COVID-19 Exposure

This was the notice Maybank posted on the TTDI branch closure over COVID-19 exposure :

 

Maybank TTDI COVID-19 Infection : Do NOT Panic

Even though it is possible that one of the branch employees was infected, you should not panic…

They are definitely tracing contacts, which is why it is important to log your movements with MySejahtera, or the physical logbook.

While banks offer physical logbooks, we highly recommend that you use the MySejahtera mobile app, because it allows for easier and faster contact tracing.

Using the MySejahtera mobile app also obviates the need to sign a physical logbook, which usually means using a shared pen – an unnecessary risk factor.

If you happen to be in that Maybank branch when that affected employee was present, you will be contacted and asked to self-quarantine and undergo a COVID-19 screening test.

The SARS-CoV-2 virus is easily destroyed by soap, so the deep cleaning operation will definitely clean the branch of any infectious particles.

But most important of all – we need to remember to always wear a face mask in public. Face masks have been proven to prevent the spread and reduce the risk of being infected.

You should also keep physically distanced from other people, and maintain good hand hygiene.

 

COVID-19 : How To Keep Safe During CMCO!

Here are a few simple steps to stay safe :

Recommended : Soap vs Sanitiser : Which Works Better Against COVID-19?
Recommended : Surgical Mask : How To CORRECTLY Wear + Remove!
Recommended : COVID-19 Food Safety : Fruits, Vegetables, Takeouts

 

Recommended Reading

Go Back To > BusinessHome

 

Support Tech ARP!

If you like our work, you can help support us by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!

Maybank Alor Setar Main Closed After COVID-19 Exposure!

Maybank closed their Alor Setar Main branch today, after an employee there was confirmed to be in close contact with a COVID-19 patient under investigation!

 

Maybank Alor Setar Main : COVID-19 Exposure?

On 7 January 2021, Maybank announced that an employee at their Alor Setar Main headquarters at Jalan Sehala was confirmed to be in close contact with a COVID-19 patient under investigation.

Even though the close contact happened outside of the branch, Maybank closed their Alor Setar Main branch, for cleaning and sanitisation, until further notice.

As a precautionary measure, Maybank closed their Alor Setar Main headquarters, excluding its self-service terminals, for cleaning and sanitisation, until further notice.

 

Maybank Alor Setar Main : Official Statement On COVID-19 Exposure

This was the notice Maybank posted on the Alor Setar Main branch closure over COVID-19 exposure :

 

Maybank Alor Setar Main COVID-19 Infection : Do NOT Panic

Even though it is possible that one of the branch employees was infected, you should not panic…

They are definitely tracing contacts, which is why it is important to log your movements with MySejahtera, or the physical logbook.

While banks offer physical logbooks, we highly recommend that you use the MySejahtera mobile app, because it allows for easier and faster contact tracing.

Using the MySejahtera mobile app also obviates the need to sign a physical logbook, which usually means using a shared pen – an unnecessary risk factor.

If you happen to be in that Maybank branch when that affected employee was present, you will be contacted and asked to self-quarantine and undergo a COVID-19 screening test.

The SARS-CoV-2 virus is easily destroyed by soap, so the deep cleaning operation will definitely clean the branch of any infectious particles.

But most important of all – we need to remember to always wear a face mask in public. Face masks have been proven to prevent the spread and reduce the risk of being infected.

You should also keep physically distanced from other people, and maintain good hand hygiene.

 

COVID-19 : How To Keep Safe During CMCO!

Here are a few simple steps to stay safe :

Recommended : Soap vs Sanitiser : Which Works Better Against COVID-19?
Recommended : Surgical Mask : How To CORRECTLY Wear + Remove!
Recommended : COVID-19 Food Safety : Fruits, Vegetables, Takeouts

 

Recommended Reading

Go Back To > BusinessHome

 

Support Tech ARP!

If you like our work, you can help support us by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!

Alliance Bank : 5 Branches Closed After COVID-19 Exposure!

Alliance Bank shut down 5 branches after at least three employees were confirmed to be positive for COVID-19.

Find out what happened, and whether you should be concerned!

 

Alliance Bank : At Least Three Employees Positive For COVID-19

Alliance Bank closed these five branches / offices after at least three employees tested positive for COVID-19.

  • Alliance Bank Jalan Ipoh, Kuala Lumpur
  • Alliance Bank direct marketing office at Jalan Ipoh, Kuala Lumpur
  • Alliance Bank Star Boulevard KLCC, Kuala Lumpur
  • Alliance Bank Jalan Gaya, Kota Kinabalu, Sabah
  • Alliance Bank lending hub in Puchong Jaya, Selangor

All five branches will remain closed for sanitisation, until further notice.

At least three Alliance Bank employees are known to be positive for COVID-19 :

  • Employee 1 worked at the Puchong Jaya lending hub, and was last at work on 22 December 2020.
  • Employee 2 worked at the Jalan Ipoh branch, and visited the Star Boulevard branch. This employee was last at work on 24 December 2020.
  • Employee 3 worked at the direct marketing office, and was last at work on 28 December 2020.

Alliance Bank did not mention why their Jalan Gaya branch in Kota Kinabalu, Sabah, was also closed for sanitisation.

It could have been due to infected employee(s), or an exposure to a customer with COVID-19.

 

Alliance Bank COVID-19 Exposure : Do NOT Panic!

Even though quite a number of Alliance Bank branches were affected, you should not panic…

They are definitely tracing contacts, which is why it is important to log your movements with MySejahtera, or the physical logbook.

While banks offer physical logbooks, we highly recommend that you use the MySejahtera mobile app, because it allows for easier and faster contact tracing.

Using the MySejahtera mobile app also obviates the need to sign a physical logbook, which usually means using a shared pen – an unnecessary risk factor.

If you happen to be in close contact with any of those affected Alliance Bank employees, you will be contacted and asked to self-quarantine and undergo a COVID-19 screening test.

The SARS-CoV-2 virus is easily destroyed by soap, so the sanitisation operations will definitely clean the branches of any infectious particles.

But most important of all – we need to remember to always wear a face mask in public. Face masks have been proven to prevent the spread and reduce the risk of being infected.

 

COVID-19 : How To Keep Safe During CMCO!

Here are a few simple steps to stay safe :

Recommended : Soap vs Sanitiser : Which Works Better Against COVID-19?
Recommended : Surgical Mask : How To CORRECTLY Wear + Remove!
Recommended : COVID-19 Food Safety : Fruits, Vegetables, Takeouts

 

Recommended Reading

Go Back To > BusinessHome

 

Support Tech ARP!

If you like our work, you can help support us by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!

Scam Alert : Bank Negara Malaysia Scam Email!

Bank Negara Malaysia is warning the public about an email scam using their board member to scam victims of their money!

Find out what this Bank Negara email scam involves, and make sure you WARN your family and friends!

 

Bank Negara Malaysia Email Scam : Watch Out For It!

You may have received this email purporting to be from Chin Suit Fang, a Bank Negara Malaysia board member, and Chairman of the Board Audit Committee.

It warns you that you have just 48 hours to address an outward payment from your bank account (not necessarily RHB), or Bank Negara Malaysia will freeze your account for investigations.

Bank Negara Malaysia confirmed that this is a fake scam email, even though Chin Suit Fang is really on the Board of Directors for BNM, and that’s really her photo.

 

Bank Negara Malaysia Email Scam : Why It’s Fake

For those who want to learn more how to spot such email scams, and specifically why this Bank Negara Malaysia email is a scam, here are the details :

Tip #1 : Check The Email Address

If you check the email address, you will see that it’s from BNM.gov.my@banknegaramalaysia.onmicrosoft.com.

That is not a valid Bank Negara Malaysia email account, which always ends with @bnm.gov.my.

Tip #2 : Do You Really Have That Much Money?

It is impossible for Bank Negara Malaysia to question you over such a large transfer when you don’t have that much money in the bank in the first place!

Tip #3 : Did You Really Transfer That Much Money?

If you really have that much money, did you really transfer so much out?

First thing to do is NOT to respond to the email, or click on any link.

No, the first thing you should do is check your bank account. If there has been no such transfer, the email is evidently false.

Tip #4 : Bank Transfers Are Generally Limited To RM50K A Day

Unless you performed the transfer over-the-counter at the bank, and submitted a Bank Negara Malaysia declaration form, it is simply impossible to transfer more than RM50,000 a day.

Online transfers are limited to just RM50,000 a day, and in some cases, to just RM20,000 a day.

Tip #5 : Bank Negara Malaysia Directors Will Not Email You 

Even if you are in the habit of transferring half a million ringgit to other people (call me please?), Bank Negara Malaysia will not email you to ask you about it.

If they require you to submit documents, you can be assured that it will be by an official letter.

Even if you are a famous personality or a politically significant person, no Bank Negera Malaysia director is going to write you an email.

Do you really think it is the job of a BNM director to write demand letters?

Tip #6 : Why Would They Include Their Personal Picture?

Why on Earth would any person include their personal picture in an official email?

Heck, do YOU even include a picture of yourself in your emails to your family and friends? Of course, not!

The only reason why scammers do this is to trick you into believing that this is really an email from a Bank Negara Malaysia director.

Tip #7 : Look At The Horrendous Grammar

The email isn’t even well-written, with bad grammar and odd capitalisation of various words.

Is this the kind of email a Bank Negara Malaysia director would pen? Seriously?

No, this is the kind of English that is written by someone with a poor command of the English language.

 

Recommended Reading

Go Back To > Fact Checks | Home

 

Support Tech ARP!

If you like our work, you can help support our work by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!