Tag Archives: Banking

Will QR code on free water bottle empty your bank account?!

Will the QR code on a free water bottle really empty your bank account if you scan it?! Take a look at the viral claims, and find out what the facts really are!

 

Claim : QR Code On Free Water Bottle Will Empty Your Bank Account!

People are sharing a video on WhatsApp and social media, claiming or suggesting that water bottles are being distributed by scammers, and scanning the QR code on those water bottles will empty your bank accounts!

Don’t scan any gift QR, it will Zero your bank account.

The scammer put a new thermos bottle on the iron door. Never scan the QR code on a thermos. Once scanned, the money from the bank account was stolen by the fraudsters. Please spread the word

Here is a translated transcript of what the man says in the video below:

After we came out of the house, we saw this tumbler. This is one of the ways they placed the tumbler on our gates. My house received one, my neighbour also received one. See.

So people have to be careful because the bottle says “Scan QR get RM200 cash coupon”. Go Shopping. You have to be careful. My neighbour also received one.

Recommended : Bank Letter QR Code Scam : What You Need To Know!

 

Truth : QR Code On Free Water Bottle Will Not Empty Your Bank Account!

This appears to be yet another example of fake news circulating online, and here are the reasons why…

Fact #1 : Go Shopping Appears To Be Legitimate App

I traced the Go Shopping app to both the Google Play Store (archive), and the Apple App Store (archive), and it appears to be a genuine mobile app. In both stores, it describes itself as:

Go Shopping is an online shopping app primarily serving the Southeast Asian region. It has expanded to over 7 countries, amassing more than 200,000 users. Go Shopping garners support from major source manufacturers, differentiating it from other e-commerce platforms.

As a rapidly growing new e-commerce platform, Go Shopping offers Southeast Asian users high value-for-money shopping, a wide range of products, and various discount plans. Many popular products on the Go Shopping platform are available at substantial discounts of 40% to 60%. Consumers can learn more about products and join flash sale groups

In the Google Play Store, the developer was listed as NWS Hardware Trading, while in the Apple App Store, the developer was listed as Yap Chee Leong.

In the Google Play Store, the Go Shopping app has a 3.5 star rating, and it has a 3.3 star rating in the Apple App Store.

Fact #2 : NWS Hardware Trading Appears To Be Legitimate Company

I looked up NWS Hardware Trading, and it appears to be a genuine company that was incorporated on 10 May 2022 in Malaysia, with the SSM registration number of 003396291-V.

According to CTOS (archive), its official business type was listed as “trading in furniture hardware and aluminium glass door for kitchen and wardrobe“.

However, on two different job recruitment websites (here, here), NWS Hardware Trading uses the same Go Shopping logo, and says that it aims to create “a reliable business platform for shoppers to buy good products and save money“:

About NWS Hardware Trading

WORTH is aimed to present a reliable business platform for the Shoppers to buy the good products and save money. More than 3,000 manufacturers and suppliers have business cooperation with us to help factories clear their inventories.

This basically confirms that NWS Hardware Trading is a legitimate company registered in Malaysia, and it developed and owns the Go Shopping app that is available in both the Google Play Store, and the Apple App Store.

Recommended : Can Restaurant Menu QR Code Hack Your Phone?!

Fact #3 : QR Code Is Not Malicious In Nature

QR code (which is short for Quick Response code) is not nefarious or malicious in nature.

The QR code is merely a type of two dimensional barcode that was invented in 1994 by the Japanese company, Denso Wave, to track automotive parts. It has since been adopted for other purposes because it is more efficient and can support more than just numbers. For example, Version 40 QR code can contain up to 7,089 numbers or 4,296 characters.

Ultimately, a QR code is nothing more than a series of numbers or characters – data which can be used for a variety of purposes, including providing a link to an online restaurant menu.

Fact #4 : QR Code Cannot Empty Bank Accounts

While QR codes are not malicious by nature, scammers can and do create fake QR codes to trick people. In Texas, for example, fake QR codes were placed on parking meters to trick drivers into keying their credit card or bank login information in fake (phishing) websites that look like a genuine payment website.

I tried a number of ways to scan the QR code, but was unsuccessful. The resolution appears to be too poor in the video, or the QR code was too distorted to be scanned successfully. So I cannot confirm that the QR code leads to the Go Shopping app, or a phishing website.

That said, scanning the QR code itself won’t empty your bank account, as people are claiming on WhatsApp and social media. That’s the stuff of bad movie plots.

What can happen though is that scammers can create such water bottles using logos of legitimate companies, and insert QR codes that lead to fake (phishing) websites that masquerade as bank or payment platforms, to trick you into giving up your credit card or bank login details.

Then the scammers can use those details to make fraudulent charges on your credit card, or log into your bank account to transfer money.

Recommended : Malaysia Airlines 6 Months Free Flight Card Scam Alert!

Fact #5 : Go Shopping Is Pretty Obscure

Truth be told, scammers would more likely use more famous or familiar brands or apps like TNG eWallet, Grab, Maybank MAE, etc. to trick you into giving up your credit card or bank login details.

You are more likely to trust a QR code from a well-known brand, rather than an obscure brand like Go Shopping, whose app has only garnered some 10,000 downloads in the Google Play Store.

Although I cannot verify the QR code on the water bottle, this looks like a marketing promotion by NWS Hardware to promote its Go Shopping app.

Fact #6 : You Can Choose Not To Scan QR Code

If you receive such a water bottle, there is a simple solution – you can use it without scanning the QR code.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Can Canada Social Credit System Freeze Bank Accounts?!

Is Canada rolling out a social credit system that will freeze bank accounts of non-compliant citizens?! Take a look at the viral claims, and find out what the facts really are!

 

Claim : Canada Social Credit System Can Freeze Bank Accounts!

People are sharing an article (archive) by The People’s Voice (formerly NewsPunch), which claims that Canada is rolling out a social credit system that can freeze the bank accounts of “non-compliant citizens”!

Here is an excerpt of that very long and (intentionally???) confusing article:

Canada Rolls Out Social Credit System; Non-Compliant Citizens Will Have Bank Accounts Frozen

Recommended : Did Bill Gates Order Govts To Replace Farmers With AI Bots?!

 

Truth : Canada Is Not Implementing Any Social Credit System!

This is yet another example of fake news created / promoted by The People’s Voice, and here are the reasons why…

Fact #1 : Canada Is Not Implementing Any Social Credit System!

Let me start by simply pointing out that Canada is not implementing any social credit system!

The Department of Finance Canada labelled these allegations as “false”, and said that there are no plans to adopt such a system in a March 20, 2024 email (source).

Any allegation that the Government of Canada is trying to introduce social credit scores is categorically false.

Claims that Canada is rolling out a social credit system along the same lines as China’s social credit system isn’t new (example). It appears to have started in 2021, just before the Canadian federal election.

It was not true back in 2021, and it is not true either in 2024. But it goes to show how fake news can be recycled over time to generate controversy (and money???)

Fact #2 : The People’s Voice Provided No Evidence

I should point out that the The People’s Voice  article provided no evidence that Canada is rolling out any social credit system, and no evidence that the non-existent social credit system will freeze the bank accounts of non-compliant citizens.

It merely linked to a Natural News article (previously fact checked) which made similar claims, but also did not provide any evidence that Canada is rolling out a social credit system, or that bank accounts in Canada will be frozen if their owners are “non-compliant”.

Recommended : Did Insider Reveal WEF Global Famine False Flag Op?!

Fact #3 : Open Banking Is Not A Social Credit System

Instead of a social credit system, these articles appear to be pointing at open banking, which is completely different.

Also known as consumer-directed banking, or consumer-led banking, open banking requires banks to “open up” their hitherto private application programming interfaces (APIs) so that consumers can share their financial information securely with other banks or authorised organisations like fintech companies, and payment providers.

Open banking has nothing to do with social credit, and merely allows you – the consumer – to securely share your financial information with other banks, payment providers, and fintech companies that you approve.

Without open banking, you will need to share your financial information manually, and in very insecure ways that can be easily duplicated and shared outside of the approved institutions.

An estimated 9 million Canadians currently share their financial data by providing confidential banking credentials to service providers.

This process, known as screen-scraping, is unsecure and raises security, liability, and privacy risks to consumers and the financial system.

– Department of Finance Canada

Recommended : Is Google Shutting Down Gmail For Good?!

Fact #4 : Open Banking Has Not Even Been Approved In Canada!

Claims that Canada is already rolling out a social credit system through open banking are easily disproven. Not only is open banking not a social credit system, it hasn’t even been approved in Canada!

According to the Department of Finance Canada (archive), the federal government will submit the legislative framework for open banking that will be introduced in Budget 2024, which is slated for 16 April 2024. Even if it is approved, the Canadian government will only introduce open banking in 2025.

To be clear – open banking has not been approved in Canada. Even if it is approved, it won’t be available for use until 2025.

Fact #5 : Open Banking In Canada Will Be Opt-In

I should also point out that the proposed open banking system in Canada is meant to be opt-in, and users will have to consent to share their financial information with the service provider they approve.

In other words – no one can force you to use the open banking system to securely share your financial information.

If you choose to go “old school” and take screenshots that would reveal other private details, and can be freely shared outside of the approved service provider, you do you. Just don’t blame anyone for leaking your personal financial information when you are making it so easy to do that.

Recommended : Is Canada Going To Arrest Citizens Who Promote Fossil Fuels?!

Fact #6 : The People’s Voice Is Known For Fake News

The People’s Voice is the current name for NewsPunch, which possibly changed its name because its brand has been so thoroughly discredited after posting numerous shocking but fake stories.

Founded as Your News Wire in 2014, it was rebranded as NewsPunch in November 2018, before becoming The People’s Voice. A 2017 BuzzFeed report identified NewsPunch as the second-largest source of popular fake news on Facebook that year.

Its articles have been regularly debunked as fake news, so you should never share anything from NewsPunch / The People’s Voice.  Here are some of its fake stories that I fact checked earlier:

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | BusinessTech ARP

 

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Is Canada rolling out Social Credit System for Bank Accounts?!

Is Canada rolling out a social credit system that links bank accounts to obedience scores of its citizens?! Take a look at the viral claims, and find out what the facts really are!

 

Claim : Canada is rolling out Social Credit System for Bank Accounts!

People are sharing an article (archive) by Natural News, which claims that Canada is rolling out a social credit system that links bank accounts to obedience scores of its citizens!

Here is an excerpt of that very long and (intentionally???) confusing article:

Canada rolling out social credit system, citizens’ bank accounts linked to obedience scores

Our neighbors to the north are implementing a new system called “open banking” that will link citizen’s bank accounts to a new social credit scoring system.

Recommended : Did Bill Gates Order Govts To Replace Farmers With AI Bots?!

 

Truth : Canada is not rolling out Social Credit System for Bank Accounts!

This appears to be yet another example of fake news circulating online, and here are the reasons why…

Fact #1 : Canada Is Not Rolling Out Any Social Credit System!

Let me start by simply pointing out that Canada is not rolling out any social credit system!

In fact, the Department of Finance Canada labelled these allegations as “false”, and said that there are no plans to adopt such a system in a March 20, 2024 email (source).

Any allegation that the Government of Canada is trying to introduce social credit scores is categorically false.

Claims that Canada is rolling out a social credit system along the same lines as China’s social credit system isn’t new (example). It appears to have started in 2021, just before the Canadian federal election.

It was not true back in 2021, and it is not true either in 2024. But it goes to show how fake news can be recycled over time to generate controversy (and money???)

Fact #2 : Natural News Provided No Evidence

I should point out that the Natural News article provided no evidence that Canada is rolling out any social credit system, or that bank accounts will be linked to “obedience scores”.

It merely linked to a Slay News article (archive) which made similar claims, but also did not provide any evidence that Canada is rolling out a social credit system, or that bank accounts in Canada will be linked to a social credit score.

Recommended : Did Insider Reveal WEF Global Famine False Flag Op?!

Fact #3 : Open Banking Is Not A Social Credit System

Instead of a social credit system, these articles appear to be pointing at open banking, which is completely different.

Also known as consumer-directed banking, or consumer-led banking, open banking requires banks to “open up” their hitherto private application programming interfaces (APIs) so that consumers can share their financial information securely with other banks or authorised organisations like fintech companies, and payment providers.

Open banking has nothing to do with social credit, and merely allows you – the consumer – to securely share your financial information with other banks, payment providers, and fintech companies that you approve.

Without open banking, you will need to share your financial information manually, and in very insecure ways that can be easily duplicated and shared outside of the approved institutions.

An estimated 9 million Canadians currently share their financial data by providing confidential banking credentials to service providers.

This process, known as screen-scraping, is unsecure and raises security, liability, and privacy risks to consumers and the financial system.

– Department of Finance Canada

Recommended : Is Google Shutting Down Gmail For Good?!

Fact #4 : Open Banking Has Not Even Been Approved In Canada!

Claims that Canada is already rolling out a social credit system through open banking are easily disproven. Not only is open banking not a social credit system, it hasn’t even been approved in Canada!

According to the Department of Finance Canada (archive), the federal government will submit the legislative framework for open banking that will be introduced in Budget 2024, which is slated for 16 April 2024. Even if it is approved, the Canadian government will only introduce open banking in 2025.

To be clear – open banking has not been approved in Canada. Even if it is approved, it won’t be available for use until 2025.

Fact #5 : Open Banking In Canada Will Be Opt-In

I should also point out that the proposed open banking system in Canada is meant to be opt-in, and users will have to consent to share their financial information with the service provider they approve.

In other words – no one can force you to use the open banking system to securely share your financial information.

If you choose to go “old school” and take screenshots that would reveal other private details, and can be freely shared outside of the approved service provider, you do you. Just don’t blame anyone for leaking your personal financial information when you are making it so easy to do that.

Recommended : Is Canada Going To Arrest Citizens Who Promote Fossil Fuels?!

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | BusinessTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

STR 2024 Scam Alert : Can You Get RM1,000 Per Month?!

Watch out for the STR (Sumbangan Tunai Rahmah) 2024 scam, and find out why you really cannot get RM1,000 per month!

 

STR 2024 Scam : Get RM1,000 Per Month For Free!

Many people are getting messages about getting RM1,000 in free cash through the STR (Sumbangan Tunai Rahmah) scheme on WhatsApp and Telegram, from their family members and friends:

TERKINI: Permohonan untuk bantuan MySTR 2024 RM1000 sebulan
.
📒 Borang Permohonan (Online dan Manual)
📒 Kemaskini Maklumat kerajaan
.
Memohon secara online👇👇
https://xxxx-xxxx-xx-xxx-tunai2024.com/39/kerajaan

Recommended : Bantuan Rakyat Malaysia Scam Alert!

 

STR 2024 Scam : Don’t Fall For The RM1,000 Offer!

This is yet another scam circulating on WhatsApp and Telegram, and here are reasons why…

Fact #1 : STR 2024 Is Only Given Quarterly

First, let me just point out that the 2024 STR (Sumbangan Tunai Rahmah) program is genuine. However, it is restricted to the hardcore poor, and is paid out quarterly.

STR 2024 Application Period Payment Date
Phase 1 1 to 30 Nov 2023 29 January 2024
Phase 2 1 Dec 2023 to 29 Feb 2024 April 2024
Phase 3 1 March to 30 June 2024 August 2024
Phase 4 1 July to 30 Sept. 2024 November 2024

In short – you won’t get the money on a monthly basis, as the scam websites are claiming.

Fact #2 : STR 2024 Scam Targets Your Data + Telegram Account

The real STR (Sumbangan Tunai Rahmah) website will only ask you for your MyKad or user ID to check your STR 2024 status.

The scam websites, on the other hand, will ask you to submit your full name, and your mobile number.

They will send an OTP to your Telegram account, and ask you to key in the OTP to their website. This will allow them to hijack and take over your Telegram account.

To protect your Telegram account from such hijacking, please make sure you turn on Two-Step Verification!

Even if you don’t have a Telegram account, the scammers now have access to your full name and mobile number, which they can use in future scam attacks.

Recommended : PDRM Warning : Watch Out For MyBayar Scam!

Fact #3 : List Of Successful Applicants Is Fake

To convince you that their offer is genuine, the scam websites often show a scrolling list of successful applicants – each one receiving RM1,000. That’s a fake list.

If you check the source code, you can see that the scammer merely created a manual list of fake names. Here is a small segment with the fake details highlighted in bold, to show you what I mean:

<!— record berjaya box —>
<div class=”_record-box”>
<div id=”list” class=”list-box”>
<div class=”list” style=”margin-top: -3.1345px;”>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Kaamil bin Haarith</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>
<div class=”item”>
<div class=”record_logo”>
<img src=”assets/masterweb/avatar.png” alt=””>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Fat’hi bin Jaasir</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>
<div class=”item”>
<div class=”record_logo”>
<img src=”assets/masterweb/avatar.png” alt=””>
</div>
<div class=”center”>
<div class=”h1″><span class=”name”>Ibrahim bin Khaalid</span></div>
<div class=”h2″>Berjaya RM 1.000,00</div>
</div>
</div>

Fact #4 : STR 2024 Does Not Give RM1,000 Per Month

To help the hardcore poor handle the high inflation in 2024, the Malaysia Ministry of Finance announced an increase in the amount of STR cash aid.

However, even with the increased STR 2024 cash aid, you won’t receive RM1,000 per month. That’s just insane. Here is what the government is giving for STR 2024, in quarterly payments:

Qualifying
Categories
STR 2024 Cash Aid
Household Income
≤ RM2,500
No Children : RM1,000
1-2 Children : RM1,500
3-4 Children : RM2,000
≥5 Children : RM2,500
Household Income
RM2,500 – RM5,000
No Children : RM500
1-2 Children : RM750
3-4 Children : RM1,000
≥5 Children : RM1,250
Senior (Single)
≤ RM5,000
RM600
Single
≤ RM2,500
RM350

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Go Back To > Fact Check | CybersecurityTech ARP

 

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Did The WEF Just Declare War On Coffee?!

Did the World Economic Forum (WEF) just declare war on coffee, saying that people should not have more than 2-3 cups per year?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : The WEF Declares War On Coffee!

People are sharing an article (archive) by The People’s Voice (formerly NewsPunch), which claims that the World Economic Forum (WEF) just declared war on coffee, saying that people should not have more than 2-3 cups per year!

WEF Declares War on Coffee: ‘No More Than 2 or 3 Cups Each Per Year’

Recommended : Is Interpol Investigating Klaus Schwab For Genocide?!

 

Truth : The WEF Did Not Declare War On Coffee!

This is yet another example of FAKE NEWS created / promoted by The People’s Voice, and here are the reasons why…

Fact #1 : Hubert Keller Is Not Part Of WEF

First, let me just point out that Hubert Keller is not part of the World Economic Forum (WEF) organisation. He is a senior managing partner at the Lombard Odier Group – an independent Swiss banking group.

On 17 January, 2024, he participated in a panel on “Putting a Price on Nature” during the WEF 2024 meeting, together with:

  • Uyunkar Domingo Peas Nampichkai, President of the Board of Directors, Amazon Sacred Headwaters Alliance
  • Ronald W. Hovsepian, CEO of Indigo Ag, Inc.
  • Nick Studer, President and CEO of Oliver Wyman
  • Marina Silva, Brazil Minister of Environment and Climate Change
  • Gretchen Daily, Bing Professor in Environmental Science, Stanford University

As you can see, none of the panel participants work for the WEF. So it is ridiculous to claim or suggest that Hubert Keller represents the World Economic Forum, or sets its policies.

Fact #2 : Hubert Keller + WEF Did Not Declare War On Coffee

It it also important to note that neither Hubert Keller, nor the WEF, declared war on coffee. Neither did they say that people should drink “no more than 2 or 3 cups each per year”.

Needless to say, The People’s Voice provided no evidence that either Hubert Keller or the WEF declared war on coffee, or say that people should drink “no more than 2 or 3 cups each per year”.

In the video clip (archive) it used as “evidence”, all Hubert Keller did was point out that each tonne (not cup) of coffee emits between 15 and 20 tonnes of CO2, and that the quality of the coffee monocultures being produced is deteriorating rapidly due to climate change.

Not once did Hubert Keller say that people should not drink coffee, or they should limit themselves to just 2-3 cups per year.

Recommended : Did WHO Unveil Global Police Force With Arrest Powers?!

Fact #3 : Hubert Keller Was Promoting Regenerative Farming

What The People’s Voice article does not mention is that Hubert Keller was promoting regenerative food production, as this Lombard Odier article points out:

Many in the finance industry are focussed on voluntary carbon markets, he said, “but at Lombard Odier we are more cautious about carbon markets. Ultimately, big corporations, who are the natural buyers of carbon credits, are going to concentrate on real emissions reductions on the ground. So we have concerns over whether voluntary carbon markets can achieve the scale we need.”

Instead, he said, “We are focussing our attention on regenerative food production. Why? Because 85% of the pressure on Nature stems from our food systems, so it is the development of regenerative food production that will unlock value in Nature’s assets. It will increase the life and resilience of those assets. It will increase the carbon sequestration. And it will create nature-positive commodities at a time when the world is putting a price on the environmental cost of production. Economic systems powered by Nature’s regenerative approach can outcompete today’s economic systems.”

You can watch his full explanation in this WEF 2024 video here, from around the 20:25 minute.

Fact #4 : Hubert Keller Spoke About Improving Coffee Cultivation

Ironically, Hubert Keller was actually speaking about improving coffee cultivation – quite the opposite of declaring war on coffee.

The viral video clip is short, showing Hubert Keller speaking for just 41 seconds. If the video clip is longer, you would actually see Hubert Keller then speaks specifically about improving coffee cultivation.

At around the 26:38 mark of the full video, Hubert Keller suggests that using capital to acquire small coffee farms and transform them using the regenerative agroforestry model, thus improving its production while sequestering carbon and restoring biodiversity, without increasing costs for the consumer.

In short – he was recommending that the coffee industry adopts the regenerative farming method to improve productivity, longevity, and biodiversity, while helping to mitigate climate change.

Recommended : Did George Soros Just Suffer A Stroke At WEF 2024?!

Fact #5 : The People’s Voice Is Known For Publishing Fake News

The People’s Voice is the current name for NewsPunch, which possibly changed its name because its brand has been so thoroughly discredited after posting numerous shocking but fake stories.

Founded as Your News Wire in 2014, it was rebranded as NewsPunch in November 2018, before becoming The People’s Voice. A 2017 BuzzFeed report identified NewsPunch as the second-largest source of popular fake news on Facebook that year.

Its articles have been regularly debunked as fake news, so you should never share anything from NewsPunch / The People’s Voice.  Here are some of its fake stories that I fact checked earlier:

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | ScienceTech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Is PADU Being Used To Monitor All Your Personal Data?!

Is the government using PADU – the Central Database Hub – to collect and monitor all of your personal data, including your banking information?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : PADU Lets The Government Monitor All Your Data!

People are sharing this message on WhatsApp and social media platforms, which claims or suggests that the new PADU Central Database Hub allows the government to collect and monitor all of your personal data, including your banking information!

Soon for everyone….. Government new method to monitor All Malaysian assets and income.. it’s called PADU.. it links all personal information from your Mycard to your passport to all your officials document’s , including insurance , property & land titles, Electric and water bills to JPJ vechical grant.
All your bank transitions, From PDRM summons including bank loans, credit cards, Business registration and accounts. even your phone SIM card.. In the future a Malaysian can’t even fart, Without the government’s knowledge

Recommended : PADU Central Database Hub : What You Need To Know!

 

Truth : PADU Does Not Let Government Monitor All Your Data

This appears to be yet another example of FAKE NEWS circulating on WhatsApp, and social media platforms, and here are the reasons why…

Fact #1 : PADU Combines Existing Data

Malaysia introduced the PADU Central Database Hub – on Tuesday, 2 January 2024. Developed in just 7 months, PADU is designed to give the government a better way to distribute subsidies, and make other policy decisions going forward.

PADU accomplishes this by combining data from over 400 government agencies, and related organisations, into one central database, hence its name – Pangkalan Data Utama (PADU), or Central Database Hub in English.

The data that PADU stores was always there, just split up into databases owned and managed by different government agencies, and related organisations. All that PADU does is consolidate data from all those different sources into a central database.

Fact #2 : You Are Not Required To Register For PADU

The Malaysian government does not actually require you to register to access PADU. Registering for a PADU account is not mandatory.

In fact, the government has set a deadline limiting public access to PADU. Those who register for a PADU account can check, update, and add information, until 31 March 2024.

Whether you register your account or not, PADU already has your data. The data remains in PADU, even if you refuse to register for an account.

Recommended : How To Appeal Rejected eMADANI Application!

Fact #3 : PADU Has No Access To Banking Data

While PADU is designed to determine whether you qualify for subsidies and other government assistance, there are limits to what the PADU can collect.

Claims that PADU will give the government access to all of your “bank transactions” and data, including “bank loans, credit cards, business registration and accounts”, etc. are false.

That’s because the PADU Central Database Hub is forbidden from collecting banking data by the Banking and Financial Institutions Act 1989 (BAFIA).

Fact #4 : PADU Has No Access To Your SIM Card

Just to be clear – PADU has no access to your SIM card. It only has your mobile phone number.

For more information about the PADU Central Database Hub, please read our FAQ.

Please help us fight fake news – SHARE this article, and SUPPORT our work!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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eWallet May Be Blocked If eMADANI Credit Is Transferred!

Be warned – your eWallet account may be blocked, if you attempt to transfer your free RM100 eMADANI credit! Here is what you need to know…

 

eMADANI : 10 Million Malaysian Citizens To Get Free RM100!

On 27 July 2023, Prime Minister Anwar Ibrahim announced that the Malaysian government will give a special, one-off RM100 eWallet credit.

On Wednesday, 29 November 2023, the government announced that the eMADANI programme will benefit some 10 million Malaysian citizens and 2 million businesses, with a total budget of RM 1 billion.

The eMADANI programme is a new initiative that is designed to stimulate the micro, small and medium enterprises (PMKS), as well as promote cashless payments, and alleviate inflationary pressures on the rakyat.

From 4 December 2023 until 20 February 2024, eligible Malaysians can register and receive RM100 in one of these four eWallets:

  • MAE
  • Setel
  • ShopeePay, and
  • Touch ‘n Go eWallet

Please note that these four eWallet providers will also be offering additional incentives in the form of vouchers, cashbacks, discounts, reward points, and coins. So be sure to “shop around” for the best offers, before deciding on which eWallet to use!

Recommended : How To Get Free RM100 eMADANI eWallet Credit!

 

eWallet May Be Blocked If eMADANI Credit Is Transferred!

On Monday, 4 December 2023, the Malaysia Ministry of Finance issued a statement warning that your eWallet may be blocked if you attempt to transfer your free RM100 eMADANI credit out!

This is partly because the eMADANI programme is meant to promote the digital economy, and the use of cashless payments in Malaysia.

The RM100 eWallet credit must be spent physically in retail stores and businesses using the the eWallet of your choice, except:

  • peer-to-peer transfers
  • cash redemptions
  • bill payments through the eWallet
  • government fee payments through the eWallet
  • telco postpaid payments and prepaid reloads through the eWallet
  • game payments through the eWallet
  • parking and toll payments
  • investment activities through the eWallet
  • e-commerce or online transactions

On top of that, the Ministry is aware of online scams offering “cash out” services to people. To avoid people being tricked into transferring their eMADANI credit out, the Malaysian government may order the blocking of eWallet accounts used in such activities, as well as the eMADANI credit involved.

So please make sure you do not transfer your RM100 eMADANI credit out of your eWallet. Do not fall for scams offering you the option to “cash out” the money. Instead, use the eMADANI credit to purchase at retail stores.

Please SHARE this article out, to warn your family and friends!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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eMADANI : How To Get Free RM100 eWallet Credit!

Ten million Malaysian citizens will soon receive a special RM100 eWallet credit through the eMADANI programme! Here is what you need to know!

 

eMADANI : 10 Million Malaysian Citizens To Get Free RM100!

On 27 July 2023, Prime Minister Anwar Ibrahim announced that the Malaysian government will give a special, one-off RM100 eWallet credit.

On Wednesday, 29 November 2023, the government announced that the eMADANI programme will benefit some 10 million Malaysian citizens and 2 million businesses, with a total budget of RM 1 billion.

The eMADANI programme is a new initiative that is designed to stimulate the micro, small and medium enterprises (PMKS), as well as promote cashless payments, and alleviate inflationary pressures on the rakyat.

Here is what you need to know about the eMADANI programme, and the one-off RM100 eWallet credit…

Recommended : How To Appeal Rejected eMADANI Application!

 

eMADANI : How To Get Free RM100 eWallet Credit!

Here is what you need to know about the eMADANI programme, and how to get the free RM100 eWallet credit:

Who Qualifies For eMADANI RM100 Free Credit?

The eMADANI programme, and the free RM100 eWallet credit, is open to Malaysian citizens who are 21 years and older as of 1 January 2023; and have either:

However, those who received the eBeliaRahmah contribution earlier will not qualify for the eMADANI programme, as they have already received eWallet cash to promote the use of cashless payments amongst the youth.

The government estimates that 10 million Malaysians will qualify for the eMADANI free RM100 eWallet credit.

When Can You Redeem The RM100 eWallet Credit?

Those who qualify for the RM100 eWallet credit will be able to redeem it through selected eWallets (see below) from 8 AM on 4 December 2023 until 11:59 PM on 20 February 2024.

Which eWallets Do You Need?

You will need one of these four eWallets to receive the free RM100 credit through the eMADANI programme:

  • MAE
  • Setel
  • ShopeePay, and
  • Touch ‘n Go eWallet

Please note that these four eWallet providers will also be offering additional incentives in the form of vouchers, cashbacks, discounts, reward points, and coins. So be sure to “shop around” for the best offers, before deciding on which eWallet to use!

Recommended : Watch Out For TNG eWallet SMS Phishing Scam!

How Do You Get The Free RM100 eWallet Credit?

To obtain the free RM100 eWallet credit, follow these steps:

  1. Download the eWallet of your choice (from the list of four above) from the Apple App Store, Google Play Store, or HUAWEI AppGallery.
  2. If you have not registered and verified your eWallet account, please do so first.
  3. In the eWallet of your choice, tap on the eMADANI redemption link.
  4. Key in the required information in the eMADANI redemption page, and tap on the Send button.
  5. You will be informed if your application is successful.

If successful, the RM100 will be credited into the eWallet, and you can use the money immediately.

Please note that you can only redeem the RM100 eWallet credit from one eWallet provider.

Where Can You Spend The RM100?

The RM100 eWallet credit must be spent physically in retail stores and businesses using the the eWallet of your choice, except:

  • peer-to-peer transfers
  • cash redemptions
  • bill payments through the eWallet
  • government fee payments through the eWallet
  • telco postpaid payments and prepaid reloads through the eWallet
  • game payments through the eWallet
  • parking and toll payments
  • investment activities through the eWallet
  • e-commerce or online transactions

When Must You Spend The RM100?

Please note that the RM100 eWallet credit must be spent by 11:59 PM on 29 February 2024.

From 1 March 2024 onwards, any unspent eMADANI credit will automatically expire, and be removed from the eWallet.

 

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Support my work through a bank transfer /  PayPal / credit card!

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Free TNG RFID Bar Code Scam Fact Check!

Will your phone get hacked if you scan the TNG RFID bar code?! Take a look at the viral claim, and find out what the facts really are!

Updated @ 2023-11-17 : Added new version, and more details.
Originally posted @ 2023-05-10

 

Claim : Scanning TNG RFID Bar Code Can Hack Your Phone!

This warning about an RFID bar code scam has gone viral on WhatsApp, and social media, claiming that scammers are sending people free TNG RFID stickers, and asking them to scan the bar code.

Allegedly, scanning the TNG RFID bar code will cause your phone to be hacked by these scammers!

They send the RFID to you. When you scan the bar code they hack your hp
It’s a scam

他们将 RFID 发送给您。 当您扫描条形码时,他们会入侵您
这是一个骗局

Mereka menghantar RFID kepada anda. Apabila anda mengimbas kod bar mereka menggodam anda
Ia satu penipuan ☠️👻💩😱😰

If you get this free RFID card via courier, please throw away. Another scam.

Recommended : Bank Letter QR Code Scam : What You Need To Know!

 

Truth : Scanning TNG RFID Bar Code Will NOT Hack Your Phone!

This is yet another example of FAKE NEWS circulating on WhatsApp and social media, and here are the reasons why…

Fact #1 : TNG RFID Bar Code Cannot Hack Your Phone

First of all – let me just say that the TNG RFID bar code cannot hack your phone. In fact, no one can hack your phone just because you scan an RFID bar code.

The bar code is nothing more than a series of numbers, which you can readily see printed under the bar code. These numbers cannot possibly hack your phone / smartphone.

Fact #2 : TNG Bar Code Is Used To Register RFID Sticker

The bar code visible in the clear window of the TNG RFID self-fitment kit is merely the serial number for the RFID sticker (also known as an RFID tag).

This serial number is used to register the RFID sticker, by scanning scan the bar code using the TNG eWallet mobile app. All it does is link the RFID sticker to your TNG eWallet account, so that all toll charges are automatically deducted from that account.

Fact #3 : TNG RFID Swapping Can Be Easily Detected

One of our readers suggested that the scammer might have swapped out the bar code, to trick you into registering a different TNG RFID sticker owned by the scammer.

This would allow the scammer to use his/her TNG RFID sticker to go through highway tolls for free, while you would be charged for his/her travels.

While that is plausible, it would be quickly detected by the victim who would not be able to use the RFID sticker to get through the toll. The victim would also be able to detect the illegal charges to his/her TNG eWallet account.

Read more : TNG RFID Self-Fitment Guide : How To Do It Yourself

Fact #4 : TNG RFID Is Unique To Each Chip

One of our readers suggested that the scammer may be trying to trick people into scanning the barcode of a duplicated RFID sticker. The scammer can then use the duplicate RFID sticker to go through tolls, which would be charged to the victims’ TNG eWallet accounts.

Now, Touch ‘n Go has not revealed much about how it is protecting its RFID stickers, only saying that each TNG RFID sticker has an embedded radio-frequency chip that makes every sticker “unique to each customer”.

But that suggests that the RFID stickers are not only encrypted, the chip has a private key that prevents duplication, which makes a lot of sense. Without such encryption and private key, anyone can literally just read the number off any RFID sticker in a parking lot, and duplicate it in a programmable RFID sticker.

Unless the scammer has somehow stolen the private keys, and can perfectly duplicate the RFID stickers, this seems like an improbable scam. More so when the scammers would be limited to using the tolls for free. Hardly worth the effort, if you ask me.

Fact #5 : There Are Easier + Cheaper Ways To Hack Your Phone

Truth be told – there are far easier and cheaper ways to hack your phone, than send you a free RFID sticker and ask you to scan the bar code.

These scammers will have to put in considerable expense and technical expertise into hacking the TNG eWallet app, and inserting their malware that the fake RFID number would trigger.

But why bother? If they can hack the TNG eWallet, they don’t even need to send you any fake RFID bar code to scan!

Making fake RFID stickers (tags) that look like genuine TNG RFID self-fitment kits costs money. Sending these fake kits also put them at risk, because deliveries can be traced.

There are many other ways to compromise your smartphone. There is simply no reason why scammers to waste time and money on such a convoluted scheme.

Recommended : WhatsApp Block Button Scam : What You Need To Know!

Fact #6 : Packages Do Get Delivered Wrongly

The most plausible explanation for receiving a free TNG RFID sticker out of the blue is that it was wrongly delivered to you. If you receive one, check the name and address on the package. It may not be meant for you. In that case, contact the delivery company and have them resend it to the right person.

I have also personally experienced receiving packages that I did not order, some of which appear to be sent due to a database error of some sort – my name and phone number are on the package, but the address was wrong or non-existent.

Out of an abundance of caution, just don’t install any RFID sticker that you did not order. Or you can call up TNG to verify that the RFID sticker is legitimate.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Joe Biden Caught Receiving Laundered Chinese Money?!

Was Joe Biden just caught receiving almost a quarter million dollars worth of laundered Chinese money?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Joe Biden Caught Receiving Laundered Chinese Money!

People are sharing videos, articles, etc. that claim or suggest that US President Joe Biden just got caught receiving almost a quarter million dollars worth of laundered Chinese money!

House Oversight Committee : Comer Reveals How Joe Biden Received Laundered China Money

House Oversight Committee : Comer Releases Evidence of Direct Payment to Joe Biden

Russia Today : Biden took $40,000 in ‘laundered Chinese money’ – House Oversight chair 

The People’s Voice : Joe Biden Received $40,000 In ‘Laundered Chinese Money’

Recommended : Did ICC Just Issue Arrest Warrant For Joe Biden?!

 

Still No Evidence Joe Biden Received Chinese Money!

This is yet another example of FAKE NEWS created / propagated by Republicans (and useful idiots) of the MAGA persuasion, as well as pro-Russia supporters (vatniks), and here are the reasons why…

Fact #1 : Joe Biden Has Not Been Referred For Impeachment

The Chairman of the House Committee on Oversight and Accountability, James Comer – a Republican from Kentucky, has publicly claimed TWICE that he has evidence of Joe Biden receiving Chinese money.

Yet, the House Committee on Oversight and Accountability has not yet referred President Joe Biden for impeachment proceedings, or call for a Special Council to prosecute him. What are they waiting for?

Fact #2 : There Was No Evidence Of Corruption

On both occasions, Comer only provided a scan copy of a personal cheque issued to Joe Biden by his brother, James Biden and James’ wife, Sara Biden, as “evidence” of corruption.

October 20, 2023 Press Release

House Committee on Oversight and Accountability Chairman James Comer (R-Ky.) today announced the committee obtained bank records revealing a $200,000 direct payment from James and Sara Biden to Joe Biden in the form of a personal check.

November 1, 2023 Press Release

House Committee on Oversight and Accountability Chairman James Comer (R-Ky.) today released a video and bank records memorandum revealing how Joe Biden received $40,000 in laundered China money from the account of his brother, James Biden, and his sister-in-law, Sara Biden, in the form of a personal check.

Neither personal cheques from his brother or his brother’s wife are actual evidence that President Joe Biden received “laundered Chinese money”. They are only evidence that Joe Biden received money from his brother, and his brother’s wife.

If that is the bar for evidence of corruption and/or receiving “laundered Chinese money”, then many of us who received money from our relatives are guilty of corruption and/or receiving laundered foreign money. That sounds stupid? Yes, that’s exactly how stupid the so-called “evidence” against Joe Biden really looks.

Recommended : Was Joe Biden Caught Groping Girl On Viral Video?

Fact #3 : Cheques Were For Personal Loan Repayment

The two cheques clearly stated that they were to pay Joe Biden for a (personal) loan. You know – the kind family members often give out to their brothers or sisters who are in financial trouble. The words “Loan repayment” was even stated clearly in the front of the two cheques.

I should point out that Comer was not able to prove that these were not loan repayment cheques. He only said he would view the $200,000 cheque as “troubling” even if it was for a loan repayment, because it came on the same day James Biden received $200,000 from a struggling health company he did business with.

Wow! Imagine that – it was “troubling” for Comer to see someone receive repayment for a personal loan he made out to his own brother, just because it appears that his brother received the money from a company he did business with.

Fact #4 : Joe Biden Loaned His Brother Money

James Comer also claimed that he did not “believe” that Joe Biden actually loaned his brother money.

When Democratic members of his committee and a lawyer for James Biden said that the committee has documents to prove that Joe Biden did indeed loan $200,000 to James Biden, Comer declared that the Democrats were “lying”, and said that “at the end of the day, there’s no document that shows there was a loan”.

CNN fact checker Daniel Dale revealed on 31 October 2023, that they were able to obtain the same banking records that Comer’s committee received, and they showed that President Joe Biden loaned his brother $200,000 less than two months prior to the James Biden “loan repayment” cheque for the same amount.

The banking records that both CNN and Comer’s committee had access to showed that Joe Biden sent a $200,000 wire transfer to James Biden on January 12, 2018. James Biden then issued the $200,000 loan repayment cheque on March 1, 2018.

The top Democrat on Comer’s committee, Rep. Jamie Raskin, even wrote to rebuke Comer, pointing out that there is “clear evidence that this transaction was a short-term, interest-free loan between brothers“.

[T]he bank records provided to the Committee clearly show that President Biden had $200,000 wired to his brother on January 12, 2018.

Despite this clear evidence that James Biden received a loan from his brother on January 12, 2018, and paid him back 48 days later with a check for the same amount marked ‘loan repayment,’ you continue to misrepresent the facts.”

In short – Comer’s committee appears to have documents showing that there was a loan from Joe Biden to James Biden, so the loan repayment was legitimate, and not actual evidence of corruption or money laundering.

Recommended : Was President Joe Biden Caught Molesting A Little Girl?!

Fact #5 : Joe Biden Was A Private Citizen At That Time

This may seem like a small point, but it is an important one to make. These personal loans and loan repayments between Joe Biden and his brother all occurred in 2017-2018.

At that time, Joe Biden was not President. Heck, he was not even a Presidential candidate – he did not announce his 2020 Presidential bid until April 25, 2019.

In other words – there is simply no question of Joe Biden abusing the power of his office (he had none at that time) to enrich himself with foreign money.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Bank Letter QR Code Scam : What You Need To Know!

Are scammers sending bank letters with a QR code that can steal your money?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Bank Letter With QR Code Is A Scam!

People are sharing a photo of a letter from a bank, claiming that the QR code in the letter can steal your money if you scan it with your phone!

Circulating In WhatsApp : If you get a letter from the bank like this and ask to update the book using the QR CODE provided in the letter that was sent, don’t ever scan it, you will lose all your daily savings or old age savings, this is another scammer’s work and method take your money, please spread it to everyone so that siblings, relatives, neighbors & family members are not affected by this kind of scam…

Peng Seong, the one : ⛔️ Another Scam ‼️

Do NOT scan the QR code per the letter even with bank’s letterhead without verifying with the bank

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

Truth : Bank Letter With QR Code Is Not A Scam!

This is likely another example of FAKE NEWS circulating on WhatsApp and social media platforms, and here are reasons why…

Fact #1 : This Is Old Fake News

First, let me just point out that this photo is not new. It first went viral, with a voice message in August 2022, and has subsequently gone viral on and off over the last year or so.

Fact #2 : CIMB Letter Was Genuine

The letter, which was sent by CIMB, is genuine. CIMB even posted a reply to one viral tweet, that the letter was genuine:

FYI, this [letter] is genuinely from our bank. You can refer to the link below for more information: [link no longer available]

[U]ntuk makluman, ia adalah sah dari pihak kami. Anda boleh rujuk pautan di bawah bagi maklumat lanjut: [link no longer available]

Fact #3 : CIMB Letter Was Only Sent To Business Customers

The letter was not meant for consumers, and was only sent to CIMB business customers, to request that they update their company/organisation’s information.

Re: Update on your records to improve your banking experience

We refer to the above mattes and our letter dated 27/06/2022.

We note that you have vet to update your company/organisations information with us.

As part of the Bank’s ongoing process to know our customers better and provide a seamless banking experience, we would like to remind you to return the completed Customer Information Update form to us

This letter appears to be CIMB’s efforts to comply with KYC (Know Your Customer) requirements set out by regulators like Bank Negara Malaysia (BNM).

Recommended : Can StopNCII Remove All Nude / Deep Fake Photos?!

Fact #4 : QR Code Leads To CIMB Website

QR codes is a type of barcode, which allows people and companies to share / deliver information, that can include links. QR codes can lead you to malicious websites, but they cannot deliver malware, or hack your computer or smartphone.

The QR code in the CIMB bank letter isn’t malicious. It actually codes for a link to the CIMB website. You can verify it by simply scanning the QR code in that “CIMB scam letter”. You will see that it only leads to http://www.cimb.com.my/bizupdate [which no longer exists]

Ultimately, this viral warning was likely created by well-meaning but clueless Internet “experts” who are apparently not tech-savvy enough to even verify the QR code by simply scanning it!

Fact #5 : Form Was To Be Emailed / Delivered

The CIMB letter asked its business customers to download and fill in a form. However, that form was not to be submitted online.

Rather, the letter specifically asked its business customers to email the completed form to a legitimate CIMB email address, or to physically mail or courier it to the bank itself.

Scan the QR Code below to download the form. Once you have completed the form, please submit by email to cimb_updates@cimb.com or mail/courier to the address below within 21 days from the date of this letter, failing which, the Bank reserves the right to suspend or close the account in accordance with the account terms and conditions.

In a real scam, you will be asked to taken to a fake CIMB bank website, and asked to logged into your bank account. That’s how the scammer gets hold of your bank login credentials.

However, even that scam won’t work without access to your TAC (Transaction Authorisation Code), which is sent to your phone by SMS, or authenticated through the bank’s mobile app.

For certain, scammers cannot log into your bank account by simply gaining your company’s information through a form, unless you actually include your company’s bank account login details!

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Can Scammers Hack Your Phone If You Call Back?!

Can scammers hack your phone if you answer their calls, or call back?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Scammers Can Hack Your Phone If You Call Back!

People are sharing this advice about scammers hacking your phone if you answer their calls, or call back!

Very Very Urgent …

Please pass this message to your family and friends NOW.

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

Truth : Scammers Cannot Hack Your Phone If You Call Back!

This is yet another example of FAKE NEWS circulating on WhatsApp and social media platforms, and here are reasons why…

Fact #1 : This Is Old Fake News

First, let me just point out that this fake message isn’t even new. It has been circulating on WhatsApp and social media platforms since April 2020, if not earlier.

Fact #2 : This Hoax Is Based On One Ring / Wangiri Scam

This hoax appears to be based on the 2019 FCC warning about the “One Ring” or “Wangiri” scam, where scammers use robocall devices to give victims a miss call, in hopes that they would call back and get charged for Pay-Per-Call services.

The Federal Communications Commission is alerting consumers to reported waves of “One Ring” or “Wangiri” scam robocalls targeting specific area codes in bursts, often calling multiple times in the middle of the night. These calls are likely trying to prompt consumers to call the number back, often resulting in per minute toll charges similar to a 900 number. Consumers should not call these numbers back.

Recent reports indicate these calls are using the “222” country code of the West African nation of Mauritania. News reports have indicated widespread overnight calling in New York State and Arizona.

Generally, the One Ring scam takes place when a robocaller calls a number and hangs up after a ring or two. They may call repeatedly, hoping the consumer calls back and runs up a toll that is largely paid to the scammer.

Consumer Tips: · Do not call back numbers you do not recognize, especially those appearing to originate overseas. · File a complaint with the FCC if you received these calls: www.fcc.gov/complaints · If you never make international calls, consider talking to your phone company about blocking outbound international calls to prevent accidental toll calls. · Check your phone bill for charges you don’t recognize.

This scam, however, does not involve hacking any phone. It only requires you to call back the number, which is a Pay-Per-Call service.

Once you call back, you will get charged a premium rate, as the scammers try to keep you on the line for as long as possible.

Recommended : Can Israel Seismic Wave Card Hack Your Phone?!

Fact #3 : Scammers Cannot Hack Phone Through Calls

It is simply not possible to hack your phone through a voice call, even if you’re using VOIP (Voice Over Internet Protocol), or apps like WhatsApp or Telegram.

What is possible though is voice phishing, also known as vishing. This is a form of social engineering, where scammers pose as a bank or police officer (or someone with authority) to obtain your bank account information, or trick you into transferring money into their bank accounts.

Fact #4 : 90# Telephone Scam Only Works With PBX / PABX

The #90 or 90# scam is a very old phone scam that only works on business landline phones that use a PBX (Private Branch Exchange) or PABX (Private Automatic Branch Exchange) system. Here is the official US FCC warning about this scam.

In this very old scam, the scammer pretends to be a telco employee looking into a technical problem with your phone lines, and asks you to help him by either mailing 90# or transferring the call to an outside line. If you do that, you will enable the scammer to place premium-rate calls that will billed to your phone number.

To be clear – these codes do NOT work on mobile phones or smartphones, because they do not run on PBX or PABX systems.

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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PayNow PDF Malware Scam : What You Need To Know!

Is there a new malware scam involving a PayNow PDF?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : WhatsApp Block Button Is A Scam!

People are sharing this warning about a new malware scam involving a PayNow PDF. Take a look!

I just received below the latest and new scams Modus Operandi from my Uncle. Forward to warn and share.
======================

The scammers have changed their modus operandi. They don’t ask you to download the app.
My neighbour told me yesterday that her sister (a cancer patient) wanted a part-time helper to clean her house. Hence, she went to Facebook. I called the number and made the request. The advertiser asked whether she had a Paynow, and she said that she had. He directed her to make the partial payment, and he will send the invoice to confirm. (Note: He did not ask her to download an app, as people are getting alerts). When she received the invoice in the PDF format, she did not suspect any foul play and clicked it. The invoice showed the amount paid and the balance to be paid. After that, she went to sleep. The next morning, her phone could not be switched on.
She used her laptop to check her DBS bank account. Her $20K was gone, and her two fixed deposits of $25K, which had not reached the maturity date, were also gone—the total loss was $ 70K.
When she went to the bank and asked why her fixed deposit was also gone, the receptionist told her that digital banking allows you to transfer the amount back to your account to facilitate withdrawals without going to the bank.
Police told her the malware was embedded in the PDF document.
So folks, beware that the scammers are always changing their modus operandi to con your money $$$! 😡😡😡

Recommended : WhatsApp Block Button Scam : What You Need To Know!

 

No Evidence There Is Any PayNow PDF Scam!

This is likely another example of FAKE NEWS circulating on WhatsApp and social media platforms, and here are reasons why…

Fact #1 : No Evidence Of PayNow PDF Scam

First, let me just point out that there is no evidence that anyone was ever scammed by a PayNow PDF invoice.

There has been no actual news report of such a case, never mind multiple cases involving malicious PayNow PDF documents.

Frankly, I don’t know of any PDF malware that can shut down a phone, and transfer money from a bank account, including liquidating fixed deposits!

Fact #2 : PDF Malware Generally Target Computers

PDF documents can contain malware, but malicious PDFs generally target Windows computers. In fact, many aren’t actual PDF documents, but are instead executable files masquerading as PDF files – invoice.pdf.exe, for example.

Malicious PDF documents or executables targeted at Windows computers won’t work on smartphones. The malicious PDF must not only be specifically designed to target smartphones, it must target the right operating system – iOS or Android. A malicious PDF targeting Android won’t work on an Apple iPhone, for instance.

On top of that, many PDF malware actually exploit vulnerabilities in a specific PDF reader – most commonly, the industry-standard Adobe Acrobat Reader. Most smartphones do not have Adobe Acrobat Reader installed, and instead rely on a variety of PDF readers like Samsung Note, OneDrive, Google Drive, Kindle, etc.

Embedded PDF malware that target vulnerabilities in the Adobe Acrobat Reader won’t work with other PDF readers. That’s probably why it’s rare to see PDF malware that target smartphones.

Recommended : Can StopNCII Remove All Nude / Deep Fake Photos?!

Fact #3 : PayNow Scams So Far Involve Phishing

Singapore reported 477 cases of PayNow scams in 2021, with 133 more cases in 2022. However, they were not due to PDF malware. Rather, their victims were deceived into giving scammers their digital banking credentials.

In other words, PayNow scams have so far involved phishing attacks, in which victims are tricked into logging into fake websites, or giving up their Internet banking login details by phone.

In one of these scams, victims received phone calls from people pretending to be bank employees. The callers would ask for the victims’ personal details, such as their Internet banking usernames and passwords, under the pretext that the bank needed them to verify transactions in their accounts.

Fact #4 : Singapore Police Warned About Android Malware

It seems likely that the viral warning is based on a misunderstanding of a Singapore Police Force warning about Android malware withdrawing money through PayNow.

Issued on 17 June 2023, the Singaporean police warned that scammers were tricking victims into installing an Android Package Kit (APK) file through WhatsApp and Facebook Messenger. Once installed, the malware allows the scammers to remotely access the victims’ devices, and steal their passwords.

The victims are then directed to fake websites that mimic banks like DBS to key in their banking credentials. The login information obtained through this phishing attack then allows the scammers to withdraw their victims’ money through PayNow.

To be clear – this PayNow scam does NOT involve any PDF. It requires the victim to install an APK file – to gain access of your 2FA (Two-Factor Authentication) device, and provide bank login information through a fake (phishing) website.

This allows the scammers to log into your bank account using the login info you provided, and authenticate all transfers using your mobile phone.

Recommended : Nurse Lost RM380K After Pressing Instagram ‘Like’ Button?!

Fact #5 : Here Are Some Common Cybersecurity Tips

Here are some simple cybersecurity tips to help you avoid getting scammed online:

  • Never install APK files (for Android) from unknown or untrustworthy sources.
  • Never sideload IPA files (for Apple iOS) from unknown or untrustworthy sources.
  • Always check the entire filename, including its file extension:
    – PDF documents should end with .pdf, and not .pdf.apk or .pdf.ipa or .pdf.exe.
    – Word documents should end with .doc or .docx, and not .doc.apk or .doc.ipa or .doc.exe.
  • Never click on any link to go to any bank website. Always type in the link yourself into a web browser, or better still – use the official app issued by the bank.
  • Never give your bank login details to any person, even if they claim to be a police officer, a bank officer, or even a cybersecurity expert!
  • Never give your 2FA authentication code / TAC or OTP number to any person, even if they claim to be a police officer, a bank officer, or even a cybersecurity expert!

Please help us FIGHT FAKE NEWS by sharing this fact check article out, and please SUPPORT our work!

 

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Name : Adrian Wong
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Nurse Lost RM380K After Pressing Instagram ‘Like’ Button?!

Did a Malaysian nurse lose RM380,000 after pressing the Instagram Like button?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Nurse Lost RM380K After Pressing Instagram Like Button!

People are sharing an article which claims that a Malaysian nurse lost RM380,000 after pressing the Like button in Instagram for RM5 commissions! Here is an excerpt from the article:

M’sian Nurse Loses RM380K After Pressing Instagram ‘Like’ Button For RM5 Commission

Too late to unlike

Recommended : Scam Alert : How Fake Job Syndicates Operate!

 

Nurse Did Not Lose RM380K After Pressing Instagram Like Button!

First of all, I would like to applaud the website for writing about job scams, but that’s really a misleading title.

Unfortunately, many people don’t read beyond the headlines. People are even asking if they will get “hacked” like the nurse if they like Instagram posts!

The truth is – the Malaysian nurse did not lose RM380,000 because she pressed on the Like button in Instagram. In fact, Instagram and its Like button have nothing to do with the actual scam!

Social Media Jobs Are An Easy Lure

As I have earlier written on how fake job syndicates operate, the “job” and “platform” are not important. These scammers generally offer social media jobs, because that’s what most people already use, so it’s easy to hook victims.

These syndicates will offer quick and easy tasks to do on social media, for example – liking Instagram photos and Facebook posts. Other (non-social media) tasks include liking YouTube videos and/or subscribing to YouTube channels, or even making comments on businesses in Google Maps.

Whether the job is on Instagram / Facebook / YouTube / Google Maps, etc. is irrelevant. The first few “jobs” you are given are the bait. You will be paid for those simple tasks, like RM5 for liking an Instagram post, or RM10 for subscribing to a YouTube channel. Such an easy way to make money!

Paying For Jobs Is The Scam!

After you get the first payment, you will be asked to participate in a “prepaid job”. All you have to do is pay a “deposit” for the opportunity to make a lot of money in high-paying “jobs”.

At this point, you may feel that this is a genuine side job opportunity. After all, they paid you for the earlier jobs, didn’t they? Real scammers wouldn’t pay their victims, right? WRONG!

Once you make that first deposit, you are “hooked”. The scammers will not let you withdraw the money, but insist that you must continue with the next “prepaid job”, which would require another deposit. Then, you will be asked to pay again to participate in another “prepaid task”, and so on.

On paper, you appear to be earning a lot of money, but you won’t be able to withdraw any of that money. By the time you realise it’s a scam, you would have lost a LOT of money. That is the scam, not pressing on the Instagram Like button.

Recommended : How A University Student Lost RM22K In Online Job Scam!

Trying To Recover The Money Is The Scam!

In the nurse’s case, she fell for their trap to participate in the “prepaid assignment”. She ended up making 36 transactions worth RM387,000 to 21 different bank accounts over 13 days! She not only emptied her savings, she even loaned money from her friends and family members!

Why would any victim do that? Simple – the more money you invest in this fake job offer, the more desperate you will be to recover the money you “invested” and “earned”. To quit would mean losing everything, so you will feel that you have “no choice” but to continue.

To help you make that decision to “stick with the programme”, the syndicate have fake users in their Telegram group continuously posting bank deposit screenshots, while claiming that they just received their earnings.

The truth is – any money you send to their mule accounts will be quickly transferred to the scammers’ account. You will never see the money again.

As one student shared, he lost over RM22,000 in just two days, because he was so engrossed in trying to get back the money he “invested” earlier:

There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages.

They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.

Just like that, two days, RM22300, gone.

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

Again, I’m glad to see more publicity about fake job scams. But it is important that YOU understand that the scam does not involve the pressing of the Like button in Instagram, or Facebook, or YouTube, or any other online platform.

This is ultimately just another case of a fake job scam. In this nurse’s case, the scammers used the simple job of liking Instagram posts as the lure, but it will be different for other victims. These scammers will use any convenient platform to give you simple jobs to trick you into falling for their scam.

Just remember – there is no such thing as easy social media jobs. Even unscrupulous social media promoters do not need to pay anyone to like a post, or follow someone. They simply use bots (automated software)!

Don’t fall for such fake job scams. No matter how enticing the offer is – NEVER pay for any job.

Please SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Can SIM swap attack empty bank account without warning?!

Can a SIM swap attack empty your bank account without warning?! Take a look at the viral warnings, and find out what the facts really are!

Updated @ 2023-10-07 : Added new viral message, and other updates.
Originally posted @ 2022-01-16

 

Claim : SIM Swap Attack Can Empty Bank Account Without Warning!

This message has gone viral on social media and WhatsApp, warning about a new high tech fraud called SIM Swap Fraud that can empty bank accounts without warning.

The message includes a link to a Straits Times report about a young couple who lost $120,000 in a fake text message scam targeting OCBC Bank customers.

Your BANK Account could be Emptied without an Alert!

Dear All, Please let’s be very careful.. There is a new HIGH TECH FRAUD in town called the SIM SWAP FRAUD, and hundreds of persons are already VICTIMS.

Here is a new variant circulating in 2023:

My cousin received a call , asking if he had been vaccinated, if vaccinated to press 1.

If not vaccinated, press 2. As a result, he pressed 1, the phone was blocked and his online bank information/account were all transferred. Please be Alert and Careful and forward to more people to know about this new trick/scam. Forwarded as received.

Recommended : Beware Of Telegram Screenshot Hack + Scam!

 

Truth : SIM Swap Attack Is Real, But Don’t Work Like That

The truth is – SIM swap attacks are real and very dangerous, but they do not work like the viral messages claim.

Here is what you need to know about the viral message, and SIM swap attacks.

Fact #1 : SIM Swap Attacks Are Not New

SIM swap attacks are really not new. Scammers have been using SIM swap attacks since 2015, if not earlier.

Fact #2 : SIM Swap Warnings Are Mostly False

The viral message is correct about the risk of SIM swap attacks, but pretty much wrong about everything else.

In fact, the method by which the SIM swap attack works is completely made up. So the viral message is really FAKE NEWS.

There’s no way your bank account will be emptied without any action on your part. Neither will your bank accounts be emptied because you participate in a COVID-19 vaccination SMS survey.

Fact #3 : No Evidence Of Such Fraud

There is no evidence of SIM swap attacks requiring users to complete the process by responding to an SMS survey about vaccination.

Neither is there any evidence that SIM swap attacks alone can lead to your bank accounts being emptied.

Fact #4 : Straits Times Article Was Not About SIM Swap Attack

One of the viral messages include a link to a Straits Time article to mislead you. That’s because the article was about a phishing attack, not a SIM swap attack.

In that phishing attack, the victim received an SMS  with a link that took him to a fake website that “looked exactly like the OCBC login page“. He then keyed in his bank login details, thus handing over control of his bank account to the scammers.

The victim also ignored automated messages warning him that his “account was being setup on another phone“. That had nothing to do with a SIM swap attack. It was an SMS-based phishing attack.

Recommended : How To Turn On Two-Step Verification In Telegram!

Fact #5 : SIM Swap Attacks Generally Do Not Require Any Action

In most SIM swap attacks, scammers use your personal information, either purchased from other criminals or obtained through earlier phishing attacks or social engineering, to request for a SIM card replacement.

All that does not require any action on your part. In most cases, you only realise you’ve been hit when you lose access to your mobile number.

Fact #6 : SIM Swap Attack May Require Action In Some Cases

The Press 1 claim in the viral message is partially correct, but it only happens in a particular circumstance.

In India, scammers have tricked people by offering a free network upgrade, or to help improve signal quality on their phones :

  1. The scammer will call the victim, claiming to be from their mobile service provider.
  2. The scammer will try to get the victim to reveal his/her 20-digit SIM card number.
  3. The scammer will use the 20-digit SIM number to initiate a SIM swap with the mobile service provider.
  4. The mobile service provider will automatically send an SMS to confirm the swap.
  5. Once the victim confirms the swap, his/her SIM card will stop working.
  6. The scammer now has access to the victim’s mobile number.

Fact #7 : SIM Swap Attack Does Not Hack Your Phone

The SIM swap attack does not involve any hacking of your phone.

You only lose access to your mobile number. Your phone is not hacked.

Recommended : Can Greeting Photos + Videos Hack Your Phone?!

Fact #8 : SIM Swap Attack Does Not Empty Bank Accounts

Once the scammers successfully gain control of your mobile number, they can use it to intercept one-time passwords (OTP) like TAC numbers.

This allows them to change passwords to your bank accounts, social media accounts, etc. which is why SIM swap attacks are so dangerous and damaging.

However, it does not mean your bank accounts are immediately emptied. For one thing – the scammers need to know your bank login.

That’s why SIM swap victims often have had their bank logins and passwords stolen earlier though phishing attacks. The scammers only need their mobile numbers to receive OTP / TAC numbers to authenticate the transfers.

Fact #9 : SIM Swap Attack Can Be Used To Cheat Friends Too!

Stealing money from your bank account requires extra work, so scammers who do not have your bank login details will resort to cheating your friends.

With access to your phone number, they can easily gain access to your social media accounts (Facebook, Twitter, Instagram) as well as instant messaging apps (WhatsApp, Telegram).

Once they have control, they can send messages to your friends, pretending to be you. Naturally, they will concoct some story to ask your friends for money.

The idea is to use your (now) stolen accounts to convince your friends that you genuinely need their help. The money that they transfer goes directly to the scammers, or their mules (people who rent their bank accounts to scammers).

Now that you know the facts behind the SIM swap attack or scam, please SHARE this article with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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US Gov Stole $50 Trillion Of Gold + Oil From Iraq?!

Did the US government steal $50 trillion worth of gold and oil from Iraq?! Take a look at the viral claims, and find out what the facts really are!

Updated @ 2023-09-19 : Refreshed with updated info
Originally published @ 2022-04-12

 

Claim : US Gov Stole $50 Trillion Of Gold + Oil From Iraq!

People are sharing photos of US soldiers posing with gold bars, as evidence that the United States sold gold and oil from Iraq worth tens of trillions of dollars!

These photos was revived on the 20th anniversary of Operation Iraqi Freedom, and then on the 22nd anniversary of the 9/11 attacks, as part of the information warfare surrounding the Russian invasion of Ukraine. It is also being shared and promoted on pro-CCP and pro-Russia groups on social media, WhatsApp, Telegram, etc.

Here the US thieves in Iraq. Bringing democracy aka stealing a country’s gold. Same thing they want to do in Russia. But Russia is no Iraq or Libya.

The #US ransacked and plundered the whole of #Iraq. Banks, museums, all of their gold reserves. The US is the biggest gang of thiefs in the whole history. They have raped most of the planet in the last 50 years. #Ukraine #UkraineRussianWar #UkraineRussiaWar #Russia #Putin #NATO

🇺🇸 “liberates” gold & oil while 🇷🇺 liberates humans.

#Denaƶification & #Demilitarization of #UkroNaƶiLand

Recommended : Germany Just Accused US Of Blowing Up Nord Stream 2?!

 

Truth : US Gov Did Not Steal Gold + Oil From Iraq At All!

This is yet another example of FAKE NEWS created and/or propagated to deflect criticism of Russia’s invasion of Ukraine, and here are the reasons why…

Fact #1 : US Did Not Steal $30 Trillion Of Iraqi Oil

Claims that the US stole $30 trillion worth of oil from Iraq are false. The United States did lose track of 8.7 billion dollars worth of Iraqi funds though.

After the invasion of Iraq concluded, Iraqi oil was sold to help fund the Development Fund of Iraq (DFI). Other sources of funds include surplus funds (about USD 10 billion) from the UN Oil-For-Food Program, and the sale of seized Iraqi assets.

The United States did not truck away Iraqi oil, as claimed. In July 2010, the US Special Inspector General for Iraq Reconstruction (SIGIR) discovered that the US Department of Defense could not account properly for USD 8.7 billion of DFI funds.

This led the Iraqi Parliament to request the United Nation’s help in demanding that the US return $17 billion of “oil money” that it said was stolen from the Iraqi people :

All the indications are that the institutions of the United States of America committed financial corruption by stealing the money of the Iraqi people, which was allocated to develop Iraq, (and) that it was about $17 billion.

… Our committee decided to send this issue to you … to look into it and restore the stolen money.

Recommended : Did US Army Lose + Recover Stolen Sarin Gas Rockets?!

Stealing $30 trillion worth of oil would require 1.7 billion oil trucks, or 46,000 of these trucks every day for 100 years!

Fact #2 : US Spent $60 Billion To Reconstruct Iraq

There is no evidence that the unaccounted money was repatriated to the United States, or officially taken by the United States.

Even assuming that it was not poor accounting and all of the $8.7 billion was truly stolen, that is a far cry (0.029%) from the $30 trillion that was “allegedly” stolen.

It is also rendered ludicrous by the fact that the United States spent US$60 billion in the reconstruction of Iraq – almost 7X of what it allegedly stole.

Also consider the fact that Iraqi oil production only reached 4.4 million barrels per day in 2016. Assuming an average sale price of USD 60 per barrel, it would take them 311 years to sell enough oil to make $30 trillion.

Fact #3 : US Did Not Steal $20 Trillion Of Iraqi Gold

The United States also did not steal gold from Iraq, certainly not $20 trillion worth of gold!

All those photos of US soldiers with Iraqi gold bars are genuine, but they only show them taking photos with the gold they seized in Iraq.

The Iraqi gold bars (as well as currency and other valuables) that US soldiers seized were transported to the US Army’s headquarters in Kuwait.

Recommended : Did Russian Missiles Destroy Port Of Odessa In Ukraine?!

There, they were examined by the Secret Service and/or the US Department of Treasury to determine their authenticity and value, before being returned to the Central Iraqi Treasury or the Development Fund of Iraq (DFI).

This is a picture of Lt. Col. Scott Schmidt, who was in charge of the 230th Finance Battalion. The battalion’s job was to seize Iraqi assets like currency, gold bars and other valuables.

Fact #4 : The Entire World Does Not Have So Much Gold!

In 2003, Iraq had under 6 tonnes of gold reserves, worth less than $70 million. So how can the United States possibly steal 20 trillion dollars worth of gold from Iraq? $20 trillion worth of gold would weigh at least 1,714,285 tonnes in 2003.

Guess how much gold mankind has ever mined in history? Only 208,874 tonnes as of February 2023 – which is just 12% of what people are claiming that the United States stole from Iraq.

As of January 2023, the value of all the gold in the world is only USD 13 trillionless than 2/3 of what the conspiracy theory claims the United States stole from Iraq… and that’s only because gold prices have gone up tremendously since 2003.

Even with the much higher gold price, it would take an additional 90 years of mining gold before the entire world has $20 trillion worth of gold for the US government to steal.

Now that you know the truth, please help us FIGHT FAKE NEWS by sharing this fact check out!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Bantuan Rakyat Malaysia Scam Alert!

Watch out for the Bantuan Rakyat Malaysia scam on WhatsApp, Telegram, Facebook and Twitter!

Find out how this scam works, and WARN your family and friends!

 

Bantuan Rakyat Malaysia 2023 Scam Alert!

These scam messages about Bantuan Tunai Rakyat (BTR) 2023, or Bantuan Percuma Kerajaan Malaysia 2023, is going viral on WhatsApp, Telegram, and social media platforms like Facebook and Twitter.

CARA SEMAKAN TARIKH BAGI PENERIMA BANTUAN RM600 DIKREDITKAN SETIAP BULAN

Untuk mereka yang layak, anda boleh lakukan semakan dengan mengikuti cara yang diterangkan.

Baca Cara Semakan Bantuan 👇
https://bntuanrakyatmalaysia.lynk.eu.org/

SHARE INFO ini kepada rakan-rakan dan saudara mara untuk manfaat semua

HOW TO CHECK THE DATE FOR RECIPIENTS OF ASSISTANCE RM600 CREDIT EVERY MONTH

For those who are eligible, you can check by following the described method.

Read How to Check Help 👇
https://bntuanrakyatmalaysia.lynk.eu.org/

SHARE this INFO to friends and relatives for the benefit of all

As one lady shared in the video below, she got tricked by the scammers, who took over her Telegram account to send the same scam message to all of her contacts!

While she claimed that she did not click any link, I will show you how she got scammed…

Recommended : Beware Of Telegram Screenshot Hack + Scam!

 

Bantuan Rakyat Malaysia Scam : How Does It Work?

Warning : To show you how the scammers work, I will share the links they use. I will highlight those dangerous links in red. Do NOT go to those links.

Super Long Link

To trick people into clicking on the scam links, the scammers intentionally use a misleading and very long URL, so you are less likely to notice the domain.

This is the scam link : https://bntuanrakyatmalaysia.lynk.eu.org/

Note how the scammer used a long list of descriptive keywords – “bantuan“, “rakyat“, “malaysia“, “lynk“, which helps to mislead people, and make it more difficult for them to notice that the domain is “eu.org“.

Obviously, eu.org is not a Malaysian government domain (which ends with .gov.my), and it has nothing to do with Malaysia or financial aid. This domain also has nothing to do with the European Union.

EU.org provides free subdomains, and so scammers use it to not only run their scams, but to give their scams a more “legitimate-looking domain”.

Pro Tip : Always check the domain of a link before you click on it. Avoid super-long links like this because they are often used to mask the domain name.

Recommended : Will Scanning RFID Bar Codes Hack Your Phone?!

Fake Telegram Invitation

After clicking to go to https://bntuanrakyatmalaysia.lynk.eu.org/, you will be taken to what looks like an invitation to join a Telegram group. But in reality, it is a fake Telegram invitation.

A real Telegram invitation will have a link like this – https://t.me/XXXXXXXX. But this scam page has the link – https://bntuanrakyatmalaysia.lynk.eu.org/my.php.

Also, a real Telegram invitation can detect if you are using Windows / Mac or Android / iOS, and suggest that  the right download for your device.

The invitation also has a glaring typo – the link says Massage Now, rather than Message Now. Hilarious!

In any case, a real Telegram invitation will not ask you to Message Now. Rather, it will allow you to either View In Telegram, or Preview channel in the web browser itself.

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

Fake Telegram Login Page

If you click on Join Group, you will be taken to this Telegram login page. Even though it offers you a list of countries to select from, the only option is Malaysia.

WARNING – THIS IS A SCAM PAGE. This is what is known in cybersecurity as a “phishing attack”.

First of all, Telegram invitations will never ask you to log into your Telegram account. It will simply launch the Telegram app and load the group for you.

Secondly, if you look at the link, it leads to the same scam domain, specifically https://bntuanrakyatmalaysia.lynk.eu.org/my.php.

Do NOT log into your Telegram account in this page.

Recommended : Scam Alert : How Fake Job Syndicates Operate!

If you log into your Telegram account using this phishing page, then the scammers will gain access to your Telegram account, and take it over for their own use.

They can then use your Telegram account to send the same scam message, or worse, cheat your family and friends of their money!

Recommended : Can Restaurant Menu QR Code Hack Your Phone?!

The lady in the viral video likely logged into this phishing page, thus giving the scammers control of her Telegram account. That was likely how they were able to message everyone on her contact list.

She also likely did not enable Two-Step Verification in Telegram, which would let her recover her account even after scammers have gained access.

That is why people who were hit by this scam had to call and inform their relatives and friends, or publicly post about it to warn all of their contacts.

Unfortunately, it is not always possible to warn all of their contacts, and inevitably, someone will get cheated of their hard-earned money. That’s why these scams are so popular – they really work, and scammers are making a ton of money!

Help us fight against these scammers. SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Warning – PDRM Parking Fine Scam Alert!

Scammers are targeting motorists with the PDRM parking fine scam! Make sure you warn your family and friends!

Here is what you need to know about the PDRM parking fine scam!

 

PDRM Parking Fine Scam Email

People are getting emails warning them that they just committed a parking violation, while offering them a cheap fine if they pay quickly.

Fines Inquiry and Payment

Dear recipient,

We are writing to draw your attention to a recent traffic violation in Malaysian jurisdiction.

Our traffic enforcement staff have observed your vehicle parked in a no-parking zone. This contravenes section (no. 2016-691] of the Road Traffic Act.

The fine is set at MYR 50. Payment of the fine is required within 7 days of the date of notification, to avoid further legal consequences.

If the fine is not paid within the time limit, you may be subject to legal action, resulting in an increase in the original fine.

Payment deadline: [08/26/2023]

Methods of payment accepted:

Cordially,

Malaysian Police Department

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

 

PDRM Parking Fine Email Is A Scam!

These PDRM parking fine emails are scam emails. This was confirmed by PDRM itself.

On 7 August 2023, the Cyber Crime division of the Royal Malaysia Police (PDRM) posted an alert warning motorists not to fall for the MyBayar scam.

These emails are designed to scare its victims into action. Hence, it offers a very cheap way to quickly “settle the problem”. However, if you take a breath, and analyse the email CAREFULLY, you will see many problems with it.

  • Letter is from PDRM : The Royal Malaysia Police (PDRM) will never write to you by email.
  • Letter is in English : The Royal Malaysia Police (PDRM) will never write to you in English.
  • Typo in the name : The fake email used My Bayar PDRM, instead of MyBayar PDRM.
  • Lack of name and personal details : The fake email refers generically to “Dear recipient“, without listing your full name and MyKad number.
  • Lack of vehicle details : The fake email doesn’t mention the vehicle make and plate number.
  • Lack of location details : The fake email does not mention where the offence occurred, or even when it occurred.
  • Fine is much too low : PDRM traffic fines are never as low as RM50. The cheapest fine is RM150 for Category 4 offences, but you can pay as low as RM70 within 15 days.
  • No such law : The fake email refers to the Road Traffic Act. There is no such act in Malaysia. The proper name is the Road Transport Act 1987 (Act 333).
  • No such section : If you look at the Malaysia Road Transport Act 1987 (PDF download), you will see that there is no such thing as Section 2016-691.

The email appears to be from My Bayar PDRM (typo in the name), but if you inspect the email address, you will see that it was sent by “in-to-no-reply@silverbackgames.xxx” or “hello@sooqr.com” or some other email address.

Obviously, this email did not originate from an official PDRM email address! This should immediately tell you that this is a fake or scam email!

Recommended : How A University Student Lost RM22K In Online Job Scam!

If you click on the Pay My Fine link in the scam email, you will be taken to a fake My Bayar PDRM website (with the same typo in the name).

You may notice that you now have 7 days to pay the RM 50 fine, instead of just 5 days in the email. Odd, isn’t it?

Also odd is the fact that the page does not mention your name, your MyKad number, your vehicle type and model, or even its plate number! The page also doesn’t mention where the offence took place, or the time you were caught committing said offence.

Do NOT proceed after this point… This is a scam website!

But if you have itchy fingers, and click on the Pay The Fine button, you will be asked to pay for the RM50 fine using your debit or credit card.

Needless to say, PLEASE DO NOT SUBMIT YOUR DEBIT / CREDIT CARD DETAILS!!!

If you provide these scammers with your debit / credit card details and TAC / OTP numbers, they will be able to charge ANY AMOUNT they want to your credit card, or withdraw ANY AMOUNT they want from your bank account!

Recommended : Wedding Invitation Scam : Don’t Install APK File!

It’s even worse if you are asked to log into your bank account to pay the fine. DO NOT DO THAT!

If you provide them with your bank login and password, as well as OTP/TAC number, these scammers will be able to transfer money out of your bank account!

Please note – this is a scam! This is a phishing attack to gain access to your credit card and/or bank account.

Regardless of how you get any notification from PDRM about any traffic offence you may have committed, you should always check the status through these official MyBayar PDRM options:

Please SHARE this warning with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

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Media Prima / Nielsen Fake Job Scam Alert!

Please watch out for the Media Prima Digital / Nielsen fake job scam! Don’t forget to warn your family and friends!

 

Media Prima / Nielsen Job Scam : How They Reel You In…

Scammers are targeting people through WhatsApp, offering an easy way to make extra money through a part-time job you can do online.

I am Shirley , a permanent employee at Media Prima Digital Company in the recruitment department. The HR department sent me this number and asked me to contact you to get you to a job opportunity.

I just want to share some work-from-home freelance job information offer .You don’t have to spend a lot of time on the job.I can explain if you are interested

The job appears to be very simple – just use your Instagram account to follow Media Prima Digital’s brand partners, to boost their follower count and exposure.

Our job is to use Instagram to follow our various partner brands and work with Malaysian brand influencers to increase their exposure. We hire freelancers to work with the hope of earning extra income every day.

You don’t have to do any marketing for the brand, you just have to subscribe Brand. The salary will be paid daily using TnG or Bank transfer.

Recommended : How Fake Job Syndicates Operate!

Best of all, the scammers are promising that you can make easy money doing nothing more than help Media Prima Digital boost their brand partners on Instagram…

This job is like freelancing. You can do it from anywhere and anytime if you can use social media. RM 110-550 per day if you can do it energetically without even a little worry. You can earn up to RM 3,300-16,500 per month.

Wow! That’s more than what many people earn in Malaysia, so why the heck not, right? Just use Instagram to help big brands “cheat” on their follower counts. Unethical, but not illegal, right? And easy money to make.

The scammer will let you try one or two tasks to show you just how easy it is to make quick money. Wow – you can earn RM10 just by following one Instagram account? Easy!

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Media Prima / Nielsen Job Scam Runs On Telegram

To get paid, the scammer hands you over to the actual fake job syndicate on Telegram…

Why Telegram? Telegram is popular with scammers because it not only offers end-to-end encryption, it won’t expose their actual telephone numbers.

Go to telegram and add to our receptionist. Use this username @AD or you can easily add her using this Link. https://t.me/KL999654

After successfully adding her send her a message. (I’m a new member.) code: JZ 450032 (ML-OS)Please send me a screenshot to confirm after sending code message to her.

She will invite you to join our working group where you can accomplish many tasks and earn more salary.

Recommended : Watch Out For Telegram Phishing Attack!

This “receptionist” will quickly pay you the RM10 (the bait), to “prove” that this is a genuine operation. She will then explain what you need to do to earn RM200 to RM300 a day. That’s more than what most people make in a day!

The finance department is sending money to you, please inform me when you receive it! Now let me give you a detailed description of our part-time work

The main job is to help Instagram users follow their page. You get RM2 for completing one task. RM80+ commission per day depending on your hours. The daily income is between RM 200 and RM 300, as long as you have enough time to do it, you can join

You will get RM2-RM18 commission for completing the task and an additional RM80 salary, which will be calculated based on your working hours today, ending at 8pm

Complete a task for RM2, accumulate RM10 and you can automatically receive commission. The more tasks you do, the more commissions you earn and the higher your salary

Update the task every 20 minutes and send me screenshots when you’re done so I know how much you’ve accomplished. The timeout task has expired and does not need to be completed. Do the latest task in the group

Only RM2 per task? But okay, they are also offering a daily commission. You work it out, and decide – what the heck, you can still get a decent sum every day. So you agree to participate.

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

After you chug along, accumulating a small but nice sum over several hours, they hit you with the scam… you have to invest your money for the next job.

Subscribe to Tasks:
In order to thank you for your support to our company we hereby announce the welfare task and strive for the quota for everyone
Subscription Rule (2-4 orders) This task is based on market demand, we are recruiting customers to transfer subscription to increase transaction flow.
Increase market turnover. 5 to 10 minutes to complete the task, such as subscribe RM100, get RM130, 30% profit.
===========================
MYR 100 Cash back MYR 130 (Newbie subscription)
MYR 200 Cash back MYR 260
MYR 300 Cash back MYR 390
MYR 600 Cash back MYR 780
MYR 1000 Cashback MYR 1300

This is when your receptionist will pressure you into at least taking the “newbie subscription” of “just RM100”. She will assure you that you will instantly get RM30 profit.

In the meantime, people in the Telegram group will publicly announce that they are buying subscriptions of RM300, RM600, etc. These are likely just accounts run by the scammers.

If you hesitate, the receptionist will tell you that you cannot proceed without subscribing to this task. If you refuse, you will also lose the money you earned earlier. This is how they trap you.

If you jump right into it, the group will likely pay you the first time, to tempt you into investing more the next time around. That’s when they take your money for good.

Recommended : How A University Student Lost RM20K In Online Job Scam!

Don’t think that you can’t really lose much on such fake job scams. One university student recently explained how he lost over RM22,000 in a similar job scam.

There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages. They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.

So please AVOID such online job offers, and help us fight these scammers – SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

 

Support Us!

If you like our work, please support us by visiting our sponsors, or donating to our fund. Thank you!

PDRM Warning : Watch Out For MyBayar Scam!

PDRM is warning motorists not to fall for the MyBayar scam! Here is what you need to know about the MyBayar PDRM scam!

 

PDRM Warning : Watch Out For MyBayar Scam

On 7 August 2023, the Cyber Crime division of the Royal Malaysia Police (PDRM) posted an alert warning motorists not to fall for the MyBayar scam.

The MyBayar PDRM scam starts with an official-looking email that warns motorists that they have been caught contravening the law, and offers a cheap RM50 fine if paid within 5 days:

Last notice of contravention before prosecution

Dear recipient,

We are writing to draw your attention to a recent traffic violation in Malaysian jurisdiction.

Our traffic enforcement staff have observed your vehicle parked in a no-parking zone. This contravenes section (no. 2016-691] of the Road Traffic Act.

As a result of this infringement, a fine of MYR 50 has been imposed. This fine must be paid within 5 days of the date of this notification to avoid further legal consequences.

Failure to pay the fine within the allotted time may result in legal proceedings being taken against you, which could lead to increased fines, penalties and the possible suspension of your driving license.

Recommended : Bantuan Tunai Rakyat Malaysia 2023 Scam Alert!

 

MyBayar PDRM Scam : How Does It Work?!

Many people who received the MyBayar PDRM email might be shocked to find out that they were caught committing a traffic violation, and then relieved that it was only RM50 if they paid quickly.

That’s how the scammers trap their victims – by offering a cheap RM50 fine, when we all know that fines for traffic offences are at least RM150, and can go all the way up to RM1,000!

Those who received this fake MyBayar PDRM email would be tempted to quickly pay the cheap RM50 fine, before it becomes a lot more expensive!

But if you take a closer look at the email, you will spot some problems with it:

  • Weird English : The email title of “Last notice of contravention before prosecution” is nonsensical.
  • Typo in the name : The fake email used My Bayar PDRM, instead of MyBayar PDRM.
  • Lack of name and personal details : The fake email refers generically to “Dear recipient“, without listing your full name and MyKad number.
  • Lack of vehicle details : The fake email doesn’t mention the vehicle make and plate number.
  • Lack of location details : The fake email does not mention where the offence occurred, or even when it occurred.
  • Fine is much too low : PDRM traffic fines are never as low as RM50. The cheapest fine is RM150 for Category 4 offences, but you can pay as low as RM70 within 15 days.
  • No such law : The fake email refers to the Road Traffic Act. There is no such act in Malaysia. The proper name is the Road Transport Act 1987 (Act 333).
  • No such section : If you look at the Malaysia Road Transport Act 1987 (PDF download), you will see that there is no such thing as Section 2016-691.

The email appears to be from My Bayar PDRM (typo in the name), but if you inspect the email address, you will see that it was sent by “in-to-no-reply@silverbackgames.xxx” or “hello@sooqr.com” or some other email address.

Obviously, this email did not originate from an official PDRM email address! This should immediately tell you that this is a fake or scam email!

Recommended : How A University Student Lost RM22K In Online Job Scam!

If you click on the Pay My Fine link in the scam email, you will be taken to a fake My Bayar PDRM website (with the same typo in the name).

You may notice that you now have 7 days to pay the RM 50 fine, instead of just 5 days in the email. Odd, isn’t it?

Also odd is the fact that the page does not mention your name, your MyKad number, your vehicle type and model, or even its plate number! The page also doesn’t mention where the offence took place, or the time you were caught committing said offence.

Do NOT proceed after this point… This is a scam website!

But if you have itchy fingers, and click on the Pay The Fine button, you will be asked to pay for the RM50 fine using your debit or credit card.

Needless to say, PLEASE DO NOT SUBMIT YOUR DEBIT / CREDIT CARD DETAILS!!!

If you provide these scammers with your debit / credit card details and TAC / OTP numbers, they will be able to charge ANY AMOUNT they want to your credit card, or withdraw ANY AMOUNT they want from your bank account!

Recommended : Wedding Invitation Scam : Don’t Install APK File!

It’s even worse if you are asked to log into your bank account to pay the fine. DO NOT DO THAT!

If you provide them with your bank login and password, as well as OTP/TAC number, these scammers will be able to transfer money out of your bank account!

Please note – this is a scam! This is a phishing attack to gain access to your credit card and/or bank account.

Regardless of how you get any notification from PDRM about any traffic offence you may have committed, you should always check the status through these official MyBayar PDRM options:

Please SHARE this warning with your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Automotive | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Maybank Online + Card Services Finally Up + Running!

Maybank just announced that all of its online, mobile and card services are up and running after going offline earlier today! Here is what you need to know…

 

Maybank Online + Card Services Finally Up + Running!

At 3:46 PM on 7 August 2023, Maybank sent out an alert that all of its online, mobile and card services are temporarily unavailable

  • Maybank2U web banking services
  • M2U and MAE mobile banking apps
  • debit and credit card usage

The only good news is that ATM and counter services appear to be unaffected by this downtime.

This announcement came hours after people started complaining that they could not log into the Maybank website.

As of 4 PM, none of Maybank’s online or mobile services are working. Neither will you be able to use your Maybank debit or credit card to make payments.

Update @ 4:30 PM : Maybank just announced that it restored Maybank2U web, the MAE app, and both debit card and credit card services!

Recommended : Maybank FB Ads Scam : How To Recover Your Money?!

 

Earlier : Maybank Online + Card Services All Down!

The Maybank downtime appeared to occur at around 1 PM or so, with Maybank initially asking users to switch to the MAE mobile app:

Good day and any inconvenience is much regretted. Based on our checking, the MAE app is operating fine at the moment.uled maintenance to improve your experience and will be back up shortly. Sorry for the inconvenience.

However, some Maybank users soon pointed out that their MAE app wasn’t working either!

Be Right Back!

We’re experiencing communication error. Please try again later.

That’s when Maybank support staff claimed that they were experiencing “intermittent slowness” on their MAE app and Maybank2U web platforms:

Kindly be informed that we are experiencing an intermittent slowness on our MAE App & M2U web platforms.
We are working to resolve the matter as soon as possible. Our sincere apologies for any inconvenience caused. Thank you for your patience and continuous support.

It was only about two hours later that Maybank finally admitted that all of its mobile and online banking services were down, as well as its debit and credit card services.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Money | Business | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

How A University Student Lost RM22K In Online Job Scam!

Find out how a university student just lost over RM22,000 in an online job scam!

Please SHARE this article to warn your family and friends to avoid such online job scams!

 

Online Job Scam Are Targeting The Poor + Desperate!

Online job scams have been around for a long, long time. But fake job syndicates have become more active recently, probably because more people are getting laid off, and inflation is eating into our money.

Online job scams come in a variety of ways, but most commonly, you get unsolicited messages through WhatsApp or iMessage, offering you the opportunity to make a lot of money through part-time work, in the comfort of your own home.

This is especially appealing to people who are currently jobless and desperate. Or in this recent case – a university student who is just starting out in life.

I am Shirley , a permanent employee at XXXX Company in the recruitment department. The HR department sent me this number and asked me to contact you to get you to a job opportunity.

Hello! I am Miss Aisyah Binte Ahmed, from The Recruitment Dept. at YYYY Digital, Malaysia. Our company is hiring part-time and full-time online Employees. Can I briefly share the details with you?

Recommended : Scam Alert : How Fake Job Syndicates Operate!

 

How A University Student Lost RM22K In Online Job Scam!

I had earlier written about how fake job syndicates cheat people of their hard-earned money, but I didn’t realise that these scammers are also targeting university students!

A university student recently shared how he quickly lost over RM20,000 to an online job scam, despite being warned that it could be a scam!

How They Reel The Student In…

These online job scams always start by offering their victims an EASY way to make A LOT of money!

It all started two days ago, when an unknown person asked me if I’m interested in a part time job. I usually don’t decline offers like this because I’m also a student looking for internship or job opportunities.

He gave me simple tasks, like subscribing to YouTube channels and get RM10 for each subscription. I was interested as money did really go to my account.

Then, I was added into a group. They would give these free tasks of subscribing to YouTube channels.

These scammers also know that people are now wary of scams, and will always demonstrate their willingness to pay… at least in the beginning.

And occasionally will provide merchant tasks throughout the day, which you bank in a certain amount of money to them, which was said to help improve crypto merchant’s reputation or some sort, then they’ll return you a good amount of earnings after the task is completed. It takes around half an hour to do so. So for these two days I earned around RM500.

This is how the scammers establish trust with their victims, and convince them to “invest” to get even more money!

Recommended : Watch Out For Telegram Phishing Attack!

The Scam Happens Very Quickly

The “merchant tasks” is when they start scamming you, and the scam occurs very quickly. You may think that you’re earning a lot of money, but you will never see a cent of it.

So here’s where the fishing begins. A merchant task has started. A rule was stated that I must complete all the tasks given or I will not get the money that I banked in before.

It doesn’t matter how little you “invest” in this “merchant task” scheme. Once you are in, they will quickly use your “earnings” to force you to keep paying them!

I chose the least risk package, give RM300 to get RM360. Then, I was required to continue the next task. Same, I chose the smallest amount RM2000 to get RM2600. Again, need to continue the next task, I chose the smallest RM5000 to get RM7000. Then, RM15000 to get RM19500.

Then, RM40000 to get RM52000. At this point, I still haven’t realize it’s a scam. All I’m focussed on is I need to take back the money that I banked in, so I’m just thinking about completing the tasks given.

By The Time He Realised… It Was TOO LATE!

Because the university student was so engrossed in getting back the money he “invested” earlier, he didn’t realise that he was giving the scammers more and more money… until it was much too late.

There’s one trick that this scammer is using. He let me start with a small investment, then proceed with stages. They force me to continue because I want to rescue the money that I put in in the previous task. So it keeps getting bigger and bigger.

Unfortunately, by the time the university student realised his mistake, it was much too late… He had already lost over RM22K!

At that time, I have not enough money in my bank to fork out RM40k. So I panic and find my friend to lend me some money.

Luckily my friend as a sideliner noticed that this is a scam and stopped me. I woke up finding that evervthing was too late. Just like that, two days, RM22300, gone.

Recommended : Must You Disable Facebook Auto-Fill To Block Scams?!

Scammers caught on CCTV by hacker

Many People In The Group Are Scammers

As the university student later realised, many of the people in the group are part of the online job scam syndicate. Their job is to give the victims the perception that this is a legitimate job with many people participating.

During merchant tasks, I’m asked to leave the big group and will be joining a small group of 3-4 members. One of the scary parts in this operation after I realize it’s a scam is that, all the group members in the group are actually controlled by the same person.

Out of the 4 members, two might be playing rich vips who will play the highest package, pressuring you to play with more money, the other person looks like a newcomer like me and plays along with me, choosing the lowest package.

Precautions Were Useless

The university student was actually warned by his parents that it could be a scam. He even prepared for the possibility he could be scammed:

Some Precautions | Made While Attempting This:

I was being very careful with this. I shared with my parents on the first night. My parents did warned me about it being a scam, but didn’t stop me from it since I’m earning something. They just ask me to be extra cautious.

I have two bank accounts, so I moved most of my savings such that I have a “small” account and a “big” account, to prevent losses if anything goes wrong.

I also created a new chat account with another phone number solely for this “part time job”. I also made a plan and promise to only invest my earnings, so I cannot touch my savings.

But as German Field Marshal Helmuth von Moltke once said, “No plan survives contact with the enemy“, and the student’s precaution was useless when he got “emotionally invested” in getting his money back, and ended up taking out all of his saving from the “big account”!

I believe we always read about news of scams in Malaysia, asking why are they so dumb, why they fall into these type of scams. Until I’m in their shoes. I was being very cautious taking the above steps and always remind myself to not be greedy, play only the least risk.

The worse part is, when I’m within that situation and cannot think straight. I even use my savings from my “big” account, just because I want to rescue the money I put in.

Recommended : How To Block Facebook Ads + Pay Scammers!

The university student is now “emotionally depressed” and “thinking about suicide” over the loss of so much money. But do the scammers care? No, they couldn’t care less if people commit suicide over the loss of their hard-earned money.

He has also contacted his bank fraud hotline, and lodged a police report. Unfortunately, he is unlikely to ever recover any of the money he lost. But I hope he understands that his life matters more to his family than money, and he can always make back the money as long as he lives.

Please SHARE this article out, and WARN your family and friends!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Wedding Invitation Scam : Don’t Install APK File!

Please watch out for the wedding invitation scam, and find out why you should NEVER install any APK file from strangers!

Find out what’s going on, and warn your family and friends!

 

Wedding Invitation Scam Gone Viral!

A new scam has gone viral on social media in Malaysia – the wedding invitation scam. In this scam, scammers contact their victims on WhatsApp, pretending to send them an APK file as a wedding invitation!

Here is the Malay version of the scam messages, and their English translations.

Dengan rasa kesyukuran, Menjemput Tuan ZAITON OTHMAN Ke Majlis Perkawinan Anak Kami
Sila Klik instal Apk untuk dapatkan kad kahwin digital kami ⬇️⬇️
Sila klik instal nampak kad kahwin digital kami 🙏, agar nak tau Siapa 😀

With gratitude, Inviting Mr. Zaiton Othman to our Son’s Wedding
Please click install Apk to get our digital wedding card ⬇️⬇️
Please click install to see our digital wedding card 🙏, to know who this is 😀

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Wedding Invitation Scam : Don’t Install APK File!

This is yet another example of a Mobile Application Scam, and here are the reasons why…

Fact #1 : APK Is Android Installation File

First, it is important to know that APK files are not used to deliver wedding invitations, or photos and videos.

Short for Android Package Kit, an APK file is used to install software in Android devices. Think of it as the Android equivalent of an EXE installation file for Windows software.

Fact #2 : You Should Never Install APK File, Unless You’re An Expert

APK files, by definition, are merely installation files for Android devices. They can be used for legitimate purposes, as well as nefarious purposes.

However, legitimate Android apps are mostly delivered through proper mobile app platforms like Google Play Store and the HUAWEI App Gallery, where they are often scanned for malware before people are allowed to download and install.

Therefore, you should never download and install an APK file outside of legitimate mobile app platforms, unless you are an expert who needs to “sideload” an APK for a specific reason.

Now, this does not mean that only Android devices are vulnerable. Apple is slated to offer the ability to sideload apps too with iOS 17.

Fact #3 : Scammers Use APK Files To Install Malware

In most, if not all, cases where you receive an APK file from a stranger on WhatsApp, Telegram, through email or social media platforms, it is likely to contain malware.

Scammers use APK files containing malware to gain access to your phone. After you install these malware APK files, scammers can do anything – read your messages, steal your photos and videos, gain access to your TAC / OTP alerts, etc.

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #4 : APK File Scam Not Limited To Wedding Invitations

These mobile application scams are not just limited to wedding invitations, or offers to deliver illicit photos and videos. Scammers have also convinced their victims to install these APK malware files to :

  • book cheap temporary maid / cleaning services
  • book cheap air-conditioning services
  • book exclusive restaurants
  • receive special discounts
  • make investment transactions

Fact #5 : Scammers Use Social Engineering + Stolen Data

It is important to remember that scammers will use a combination of social engineering and stolen / purchased data to convince you to install their APK malware.

They may know your name, your MyKad number, your address and your telephone number. They may even know who is in your family, and even have your bank account or credit card details. All that information can be purchased from unscrupulous sources.

In some cases, scammers have taken over social media accounts and used them to trick the account holder’s family and friends into installing such APK malware files.

No matter who tells you to do it – even if they are your family member or friend, NEVER download and install an APK file.

Recommended : Scam Alert : How Fake Job Syndicates Operate!

Fact #6 : Bank Negara Malaysia Warned About Mobile App Scam

Bank Negara Malaysia has long warned consumers about such mobile application scams.

Be wary of clickable hyperlinks that redirects you to a site, or downloads an application to your phone. Banks will no longer send you any clickable hyperlinks via SMS!

Only download applications from your smartphone’s official application platforms (e.g. Google Play Store, [Apple] App Store, Huawei App Gallery).

Fact #7 : PDRM Confirmed This Is A Scam

On Monday, 19 June 2023, PDRM Commercial Crimes Investigation Department (CCID) Director Datuk Seri Ramli Mohamed Yoosuf warned the public about this wedding invitation scam:

This new tactic asks for an individual to open the link prepared to receive the wedding invitation. However, that’s the trick to steal information from the public and to make online transfer. The public are advised to avoid getting caught up in any message from questionable sources.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Jomo Kwame Sundaram Stock Advice Scam Alert!

WATCH OUT for scammers pretending to be Jomo Kwame Sundaram offering stock advice on Facebook!

Find out what’s going on, and warn your family and friends!

 

Jomo Kwame Sundaram Stock Advice Scam Alert!

Scammers are running Facebook advertisements that claim that famed Malaysian economist, Jomo Kwame Sundaram, is created a WhatsApp group offering free stock investment advice!

I am Jomo Kwame Sundaram
A prominent Malaysian economist.
On June 14th, I said in the stock exchange group:
There have been abnormal transactions in the Southeast Asian stock market in the past two days
Indonesian stock market soars on the 15th, with huge volatility
Now the local exchange has access to supervise the stock movement
Next, Malaysia’s stock market will also experience abnormal fluctuations
Please pay attention to: ADVCON, KPSCE, ICON, MBL these stocks
Related stock abnormal information, I will continue to send in the group
If you haven’t joined the stock exchange group
Please join in time, I will share the stock information I have for free
Master stock information and avoid losing money in the stock market

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Jomo Kwame Sundaram Stock Advice Scam : What You Need To Know!

These Jomo Kwame Sundaram stock investment scams are being promoted heavily on Facebook in 2023, so please alert your family and friends!

Fact #1 : Jomo Kwame Sundaram Reported These Fake Ads

These fake Jomo Kwame Sundaram stock advice advertisements have been promoted on Facebook for several months now. On April 15, 2023, Jomo himself posted about this scam:

*Warning Letter from Jomo Kwame Sundaram*

I regret to inform you that someone is impersonating me. They have established an official website in my name, with many old photographs and other material to give this impression.

I am presented as an education and investment consultant, neither of which is true. There is even a contact telephone number for my supposed assistant.

I have reported the impersonation to Facebook and MCMC with no indication of any action so far. This happened several years ago as well when there was an earlier effort of this type.

I have never given investment advice, and have no intention whatsoever of doing so. It is highly irresponsible for anyone to claim they know the future. Whatever I do on economic and other matters is free for the public, and I urge you not to pay money to anyone who claims to be advising you in my name.

As I have been giving lectures in Tsinghua University in the past week, when this problem began, I did not realize how quickly the problem was growing and failed to act more promptly.

Please warn your friends and loved ones.

Thank you for your cooperation.

jomo

Unfortunately, as many people have discovered, Meta / Facebook does not appear to care about these fake ads. You can report them till kingdom come, but they will just keep running on Facebook as long as these scammers pay for them!

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #2 : Jomo Kwame Sundaram Is A Renown Economist

Jomo Kwame Sundaram is a world-renown economist, who writes extensively on economic policies. However, as he explained above, he is not an investment consultant!

He has better things to do than to offer you free stock investment advice! In May 7, he just published an article called “Inflation phobia, myths and dogma exacerbate policy responses” in the Review of Keynesian Economics.

Fact #3 : One Victim Lost RM480K To Investment Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar investment scam, and lost almost RM480,000 (about US$104,000).

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Bursa Malaysia Stock Investment Scam Alert!

Warning – both Datuk Muhamad Umar Swift and Bursa Malaysia are NOT giving out free stock investment advice or books!

Find out what’s going on, and warn your family and friends!

 

Bursa Malaysia Stock Investment Scam Alert!

Scammers are running Facebook advertisements that claim that Datuk Muhamad Umar Swift and/or Bursa Malaysia are giving free investment advice, or free books on stock investing!

Hi everyone, I am Datuk Muhamad Umar Swift
The Chief Executive Officer of Bursa Malaysia Bhd.
Since 2023, the Malaysian stock market has been relatively sluggish🤕🤕🤕
This may be because many stock market investors do not understand stock market trading
I have been blindly following the investment, resulting in a lot of losses
I have also received many letters from investors recently:
Ask if I have improved my trading skills?
Here I recommend a few stock books to everyone!
This can effectively improve your trading skills 💖💖💖
I also prepared 2,000 stock books for everyone📖📖📖
Free gift to Malaysian stock market investors, yes, it’s free!
Please add my assistant’s wapp, she will mail you books for free👇👇👇

Recommended : How To Block Facebook Ads + Pay Scammers!

 

Bursa Malaysia Investment Scam : What You Need To Know!

These Datuk Muhamad Umar Swift and/or Bursa Malaysia free book / investment group scams are being promoted heavily on Facebook in 2023, so please alert your family and friends!

Fact #1 : Bursa Malaysia Reported These Ads As Fake

Bursa Malaysia is aware of these fake advertisements on Facebook, posting this scam alert on May 17, 2023:

[SCAM ALERT] Don’t be fooled by Facebook ads or pages that offer stock advice. Scammers are known to impersonate Bursa Malaysia representatives to lure you into their fake investment schemes. If you have come across ads or pages like this, be sure to report it to Bursa2U along with a screenshot and source link at bursa2u@bursamalaysia.com or call Bursa Malaysia’s Help Centre at +603-2732 0067. Remember to check the Securities Commission Investor Alert List at http://sc.com.my/investor-alert before investing. Contact the National Scam Response Centre hotline 997 if you have been a victim of scam.

[AMARAN SCAM] Jangan terpedaya dengan iklan atau halaman Facebook yang menawarkan nasihat saham. “Scammer” seringkali menyamar sebagai wakil Bursa Malaysia untuk memujuk anda ke dalam skim pelaburan palsu mereka. Jika anda menjumpai iklan atau halaman seperti ini, pastikan anda melaporkannya kepada Bursa2U berserta tangkapan skrin dan sumber pautan ke bursa2u@bursamalaysia.com atau hubungi Pusat Khidmat Bursa Malaysia di talian +603-2732 0067 . Semak Senarai Amaran Pelabur Suruhanjaya Sekuriti di http://sc.com.my/investor-alert sebelum melabur. Hubungi talian hotline Pusat Respons Scam Kebangsaan 997 jika anda menjadi mangsa penipuan.

#StayAlert #ScamAlert #TakNakScam #JanganKenaScam

Fact #2 : Bursa Malaysia Is Not A Charity

Please do NOT be naive. Bursa Malaysia is not only the stock exchange of Malaysia, it is also a public listed company, whose focus is to make money, not a charity to give you free books or advice!

Datuk Muhamad Umar Swift is not only the CEO of Bursa Malaysia Berhad, he is also the director of its subsidiary companies. He certainly has more important (and profitable) things to do than to create a WhatsApp group to answer YOUR questions or advice YOU on what stocks to buy!

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #3 : Bursa Malaysia Does Not Use WhatsApp To Communicate

Bursa Malaysia offers a multitude of contact options by snail mail, online forms on their Bursa2U portal, email or telephone.

What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” using WhatsApp, or ask you to join the Bursa Malaysia WhatsApp group, be warned!

Datuk Muhamad Umar Swift (fake) : I’m sorry because too many people have privately messaged me, please click to add administrator 👇whatsapp👇, send “PM” to join our company’s free communication group! https://wa.me/6019527xxxx

The real Datuk Muhamad Umar Swift, and Bursa Malaysia, will never ask you to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.

Fact #4 : One Victim Lost RM480K To Investment Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Maybank ATM Card: How to disable Debit Card feature!

Find out how to disable the Debit Card feature of your Maybank ATM card, and why you should do that right away!

 

Maybank ATM Card Is Also Visa payWave Debit Card

Many Maybank customers may not know this, but your ATM card is not just an ATM card – it doubles as a Visa payWave debit card as well.

Since Maybank introduced its first combined ATM + Visa Debit card in March 2008, it has progressively migrated all existing ATM cards to the new combined card.

Today, all Maybank ATM cards are effectively Visa payWave debit cards, even though we may not have applied for the debit card or payWave functions.

Recommended : How To Pay PDRM Traffic Summons Using Maybank ATM!

 

Maybank ATM Card : Why You Should Disable Debit Card Feature!

Banks are promoting the use of debit cards, because they charge an interchange fee for every debit card transaction. That is why banks are “forcing” these combined ATM + debit card onto customers.

However, debit cards only offer minimal fraud protection (if at all), as payments are considered to be directly withdrawn from your bank account. That is why personal finance experts always recommend using a credit card, instead of a debit card.

Even worse, these debit cards often include contactless payment technologies like Visa payWave or Mastercard contactless. This allows anyone to directly withdraw money from your account without even requiring the PIN number!

Transaction
Amount
Required Action
Above RM250 Tap and use PIN to approve
RM250 and below Just tap. No PIN required.

Now, to be clear, the debit card and payWave feature will only be enabled after you perform at least one (1) successful PIN transaction at any point-of-sales terminal. But once that is done – both debit card and payWave features will remain activated.

This is one of the many reasons why money-savvy people do not use debit cards at all. It’s not only much safer to use credit cards, they also help build your credit rating and some benefits like cash back rebates, points, etc. There literally isn’t any benefit to using debit cards.

Unfortunately, many banks aren’t giving you the option of opting out. You may not want one, but you may not have a choice. The Maybank ATM card, for example, is a Visa payWave debit card which you cannot opt-out of. You cannot ask for a pure ATM card, and neither will Maybank disable the debit card or payWave features. I know. I asked.

Recommended : Facebook Ads Scam Hits Many Maybank Customers!

 

Maybank ATM Card : How To Disable Debit Card + payWave!

To be clear – there is no way to actually disable the debit card or payWave functionality of your Maybank ATM card. But you can effectively disable both features by setting the debit card purchase limit to zero.

In this guide, I will show you how to do that using your Maybank2U online account, or at the Maybank ATM.

Maybank2U Online Account

Step 1 : Log into your Maybank2U account

Step 2 : On the right corner of the Maybank2U screen, click on the Settings option.

Step 3 : Click on the Cards tab, and it should show you the Manage Debit Cards section by default.

As you can see, by default, the Maybank ATM-debit card has a purchase limit of RM1,000 per transaction.

Step 4 : Click on the Edit icon, and you will be able to change the Purchase Limit, from RM0 all the way to RM10,000.

Step 5 : Select RM0.00 from the drop-down list, and the click the SAVE button.

Step 6 : Look for this yellow banner at the bottom of the screen, and click the REQUEST button to request the 6-digit SMS TAC on your registered mobile number.

Step 7 : Once you receive the 6-digit SMS TAC, key it into the box, and click on the CONFIRM button.

If you keyed in the correct SMS TAC, you should see this notice telling you that your new purchase limit has been set.

Now that you have successfully reduced your Purchase Limit to RM0.00, it doesn’t matter that Maybank refuses to disable the debit card or payWave function. They both just won’t be able to transfer any money from your account!

Maybank2U Online Account

Step 1 : Insert your ATM card and key in your PIN number.

Step 2 : Select Other Transaction in the main menu.

Step 3 : Select the  Change Limit / Language / Maybank One option.

Step 4 : Select the Purchase Limit option.

Step 5 : Select No Purchase to prevent the card from being used to make any purchases.

Alternatively, you can select Preferred Limit. Then you need to key in RM 0.00, and then select Yes to confirm that decision.

After you set No Purchase or a Preferred Limit of RM0.00, the debit card and payWave functionality of your Maybank ATM card is effectively disabled.

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Sunway + Jeffrey Cheah Free Books Scam Alert!

Please note – Jeffrey Cheah and the Sunway Group are not giving away free books on stock investing, to help new investors!

Find out what’s going on, and warn your family and friends!

 

Sunway + Jeffrey Cheah Free Books Scam Alert!

Scammers are running Facebook advertisements that claim that Tan Sri Dr Jeffrey Cheah and/or the Sunway Group are giving away free books on stock investing, to help new investors!

Hello everyone, I am Jeffrey Cheah, Chairman and Founder of Sunway Group
Since 2023, the Malaysian stock market has been relatively sluggish🤕🤕🤕
This may be because many stock market investors do not understand stock market trading
I have been blindly following the investment, resulting in a lot of losses
I have also received many letters from investors recently:
Ask if I have improved my trading skills?
Here I recommend a few stock books to everyone!
This can effectively improve your trading skills 💖💖💖
I also prepared 2,000 stock books for everyone📖📖📖
Free gift to Malaysian stock market investors, yes, it’s free!
Please add my assistant’s wapp, she will mail you books for free👇👇👇

Recommended : TNG RFID Bar Code Scanning Scam Debunked!

 

Sunway / Jeffrey Cheah Free Books Scam : What You Need To Know!

This Sunway / Jeffrey Cheah free book scam is being promoted heavily on Facebook in May and June 2023, so please alert your family and friend!

Fact #1 : Sunway Group Reported These Pages / Ads As Fake

The Sunway Group is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert:

SCAM ALERT

Please be alert of several scams using fake Facebook accounts, bearing the names “Sunway Investment” and “Sunway Global Investment”, claiming to be affiliated with Sunway entities.

These Facebook accounts have NO association with Sunway Group nor that of our chairman.

We urge all to be cautious and to not fall victim to these scams, and report these fake accounts to Facebook immediately.

Fact #2 : Sunway Group Is A Business, Not A Charity

Please do NOT be naive. The Sunway Group (Sunway Berhad) is a public listed company, whose focus is to make money, not a charity to give you free books!

Fact #3 : Giveaways Were Not Posted In Official Website / FB Page

If the Sunway Group was really giving away free books, it would have posted the offer on:

These scams are being run off fake Facebook pages that are brand new, and have nothing to do with Tan Sri Dr. Jeffrey Cheah, or the real Sunway Group.

Recommended : Can SIM Swap empty bank accounts without warning?!

Fact #4 : Sunway Group Does Not Use WhatsApp To Communicate

The Sunway Group offers a multitude of contact options by online forms, email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!

Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928

The Sunway Group will also not ask you to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.

Fact #5 : Scammers Will Try To Scare You

Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!

There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/60113906928

There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!

Recommended : How To Block Facebook Ads + Pay Scammers!

Fact #6 : One Victim Lost RM480K To A Free Book Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!

Scam Alert : How Fake Job Syndicates Operate!

Find out how fake job syndicates operate, and how they reel you into their scams, and cheat YOU of your hard-earned money!

Make sure you SHARE this article, to warn your family and friends to avoid the fake job scams!

 

Fake Job Scams : What Are They?

Fake job scams have been around for a long, long time. But fake job syndicates have become more active recently, probably because more people are getting laid off, and inflation is eating into our money.

Fake job scams come in a variety of ways, but most commonly, you get unsolicited messages through WhatsApp or iMessage, offering you the opportunity to make a lot of money through part-time work, in the comfort of your own home.

Good day YouTubers!! This is Alexa from Youtube Entertainment. We invite you to participate in our event by liking and subscribing to our channel and we will give you XXX. Please reply “YES” if you are interested. Thank you.

Hi, I’m the recruitment manager of XYZ company. XYZ invites you to do regular work at home.

You can easily earn [large amounts of money] with your mobile phone every day, and your salary will be settled on the same day.

Please add my WhatsApp to sign up. The number of places is limited, only for today.

Hey! You have been selected for a job. Daily salary XXXX to YYYYY. WhatsApp [number removed]. Reply YES to apply.

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Scam Alert : How Fake Job Syndicates Operate!

I personally have received many of such fake job offers, and have always ignored them. But when I saw a sudden surge of fake job offers, I decided to look into it. I also wanted to find out how they worked.

So I took a dive into two different fake job scams last week, and here was what I found…

How They Reel Their Victims In

It all starts with scammers tasked with “fishing” for victims. They will try to contact you by email, Facebook Messenger, SMS, WhatsApp, Telegram, or iMessage. Regardless of the method, the hook is simple – we are offering you an EASY way to make A LOT of money!

Once you are suitably impressed, these “fishing” scammers will offer you a simple task to show you just how easy it is to make a lot of money. To entice me, the two scammers offered me a pretty good sum of money for a very simple task:

Syndicate A : Subscribe to this YouTube channel, and send me the screenshot to receive XXXX.

Syndicate B : Like this YouTube video, and send me the screenshot to receive YYYY.

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The Fishing Scammer Hands You Over To The Syndicate

After you complete that task, the fishing scammer then hands you off to the actual fake job syndicate, ostensibly for payment. You are asked to contact the company secretary / account manager on Telegram, with a “payment code”.

From what I surmise, the “payment code” is actually the fishing scammer’s referral code – they get paid for every victim they send the syndicate.

This will be your last contact with these fishing scammers. They are off to reel in more victims!

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Syndicate Baits You With Payment

The syndicate secretary / account manager will ask you to register your details with them, but they are not too particular with any details, except for your phone number. If you give them the fake number, they will know because they will check with the fishing scammer using their referral code. But feel free to give them other fake details – they won’t care.

The fake job syndicate will then send you the payment for that “test” job, using a mule account. If you ask them why they are sending you the money through a different company account or even a random person’s account, they will tell you that they have many bank accounts because of daily transaction limits.

Syndicate Baits You With Simple Tasks

The syndicate will then add you to their Telegram channel offering multiple tasks per day. Instead of YouTube channels or videos, you are tasked to very simple tasks like:

  • open a link to a product page on an online shopping platform
  • take a screenshot of that product page
  • post that screenshot to the Telegram group
  • share that screenshot with your syndicate agent

You will breeze through the first three tasks easily, and the fake job syndicate will pay you promptly.

Fantastic, isn’t it? What could go wrong? After all, there are hundreds of other people participating in the same tasks, and getting paid!

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Syndicate Tempts You With Pay To Earn Scam

At this point, you have done some calculations, and realise that you can easily make good money every day doing these simple tasks.

That’s when the fake job syndicate offers you the opportunity to make some serious cash. But there’s one catch – you need to PAY them to get access to jobs with serious money.

For every dollar you prepay, the fake job syndicate promises that you will get that back PLUS 10% to 30%, within minutes. Just in case you are worried about losing your money, hey, they are offering a refund. Honest!

And how can they offer you so much money for so little work? The syndicate throws in the magic word – cryptocurrency! Of course! That’s the only way anyone can make tons of money easily, with both eyes closed!

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Syndicate Pressurises You With Bots

To convince you that they are legit, you will see many people posting screenshots of their payments to the Telegram group. They will also publicly announce how much they are investing. In some cases, they also post excitedly about how much money they already made, and how much they plan to make today.

This is just a charade to make you believe that people are really making money through this scheme. Most of these “participants” appear to be bot accounts, with a few sock puppet accounts. If you monitor these accounts over time, you will see them change names. I even spotted one of these fake participants (mercado livre in the screenshot above) become the Telegram group admin!

The genuine victims are those asking questions in the group like “We have to prepay?” But oddly enough, no one else in the group (except the Telegram group admin) will respond. That’s not how real people behave.

And if you check their receipts, you will notice some discrepancies in their receipts, which suggest that they were edited:

  • transfers within the same bank were labelled as transfers “to other banks”.
  • account numbers are too short / long for that particular bank

The others are possibly genuine receipts (by people who were scammed earlier), with their dates and times changed.

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Once You Pay, It’s Game Over

I managed to get in touch with two victims of this scam, who claimed that once they deposited the prepaid amount, they were ghosted and removed from the Telegram group.

So that appears to be the scam – they bait you with a bit of money, until you are convinced that they are real. Then once you prepay them for the “big job”, they dump you right away.

Your assigned syndicate agent will block you, and you will get kicked off the Telegram group, which often disappears after scamming a few victims. Often, you will find your Telegram conversations with them mysteriously deleted. By then, it’s much too late – you have already lost your money.

To ensure they don’t lose money, they will price the introductory offer low enough to entice victims, but high enough to cover their costs and then some. But they will inevitably score some big fish, which is why the fake job scam persists.

Now that you know how the fake job scam works, please DO NOT get trapped into it! NEVER pay to get a job. It is just a scam!

Please SHARE this article out, and WARN your family and friends!

 

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Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
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Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Was Mr Burns Inspired By Jacob Rothschild?!

Was Mr Burns from The Simpsons inspired by billionaire British baron banker, Jacob Rothschild?!

Take a look at the viral claim, and find out what the facts really are!

 

Claim : Mr Burns Was Inspired By Jacob Rothschild!

People are sharing a photo comparison the claims to prove that Mr Burns from The Simpsons was inspired by Jacob Rothschild, who has a net worth of 500 trillion and is the most powerful man in the world!

The Most Powerful Man In The World!

Mr Burns from The Simpsons is based off Jacob Rothschild
network 500 trillion
Owners every central bank in the world
Financed both sides of every war since 
Napoleon

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Truth : Mr Burns Was Not Inspired By Jacob Rothschild!

This is yet another example of FAKE NEWS created by conspiracy theorists, and here are the reasons why…

Fact #1 : That Is Not A Photo Of Jacob Rothschild

Let me start by simply pointing out that viral photo is not a photo of Jacob Rothschild.

The source for this photo appears to be a 2014 Imgur post, which claims that the man is a French teacher in an elementary school.

My wife has always claimed her elementary school French teacher looked exactly like Mr. Burns. She wasn’t wrong.

This appears to be corroborated by people in the comments, which further suggest that his name is Mr. Buchilli or Mr. Buchili, possibly from the York Street Public School in Ottawa, Canada.

UrbanGentleman : LOL Mr.Buchili [dont remember how to spell his name] – as funny as this is, he was actually a great french teacher.

nanchang : Do you remember what his full name was and what school he taught at? My aunt thinks that he was her French teacher too haha

Bitchmasterz : Oh snap just found my 8th grade French teacher Mr.Roy @ York St. School 1983.

nadur82 : Mr.buchilli !!!!!!!

Fact #2 : Mr Burns Was Not Based On Jacob Rothschild

The Mr Burns character, appearance and mannerisms were NOT based on Jacob Rothschild. They were based on several different people, and none of them are Jacob Rothschild.

Matt Groening based the Mr Burns character mostly on his high school teacher, Mr. Bailey, as well as oil tycoon,  John D. Rockefeller and his grandson, David Rockefeller.

But when it comes to appearance, animator David Silverman modelled Mr Burns after Fox founder, Barry Diller, with a body of “a praying mantis”.

In no way was Mr Burns based on Jacob Rothschild’s character, appearance or mannerism.

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Fact #3 : Jacob Rothschild Does Not Have 500 Trillion Dollars

The 4th Baron Rothschild, Jacob Rothschild is a very wealthy man, but he is far from being the richest man in the world.

As of 2023, Jacob Rothschild’s net worth is estimated to be over $44 billion dollars. That is a lot of money, but far from the top billionaires which all have over 100 billion dollars.

Needless to say, neither Jacob Rothschild nor the world’s richest people, have a trillion dollars, never mind 500 trillion dollars!

Fact #4 : There Is Less Than 22 Trillion Dollars In The World

It is impossible for any person, or even country, to have 500 trillion dollars, because there is less than 22 trillion dollars in the world today!

The US Federal Reserve estimates that, as of January 2023, there is anywhere from $2.3 trillion to $21.27 trillion, depending on how you define “money”:

M0: Referred to as the monetary base, M0 includes all the money in circulation, including money banks hold in reserve. According to the Federal Reserve, there was about $2.3 trillion in circulation as of January 2023.

M1: It includes all the M0 money supply, adding the money held in travelers’ checks, demand deposits, other types of checkable deposits and negotiable orders of withdrawal. As of January 2023, the seasonally adjusted stock of M1 totaled $19.64 trillion.

M2: It includes all of the currency from the M1 money supply, and expands to include mutual funds, smaller time deposits, money market securities and other types of time deposits. M2 currencies are usually less liquid than M1, meaning you can’t convert M2 money into cash as easily. The total stock of M2 was $21.27 trillion in January.

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Fact #5 : Napoleon Died 115 Years Before Jacob Rothschild Was Born

Jacob Rothschild was born Nathaniel Charles Jacob Rothschild on 29 April 1936 – almost 115 years before Napoleon died on 5 May 1821.

Unless Jacob Rothschild has a time machine, it is simply impossible for him to have financed any war since Napoleon’s death.

Fact #6 : Central Banks Are Generally Owned By The State

With the exception of the United States Federal Reserve, and the European Central Bank, all other central banks are owned by the state – the countries which created them.

The US Federal Reserve has 12 regional banks, with stock owned by member banks. However, it is governed by a board appointed by the President of the United States, and confirmed by the US Senate.

The European Central Bank, on the other hand, are owned by the central banks of all countries in the European Union, which are each owned by their respective countries.

Neither Jacob Rothschild, nor the Rothschild family, own any central bank.

Please help us fight fake news – SHARE this article, and SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

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Watch Out For Kenanga Free Books Scam!

Is the Kenanga Investment Bank giving away free books on stock investing, to celebrate its 50th anniversary?!

Find out what’s going on, and warn your family and friends!

 

Watch Out For Kenanga Free Books Scam!

Scammers are running Facebook advertisements that claim Kenanga Investment Bank is giving away free books on stock investing, to celebrate its 50th anniversary!

good news 🎉 good news 🎉 good news 🎉
Kenanga Investment Bank Berhad,
Now it is the largest independent investment bank in Malaysia Established in 1973, it is about to celebrate its 50th anniversary 🎉🎉🎉
Kenanga Group will give away 2,000 stock books for free If you are interested in the stock book, you can get it for free Please click on the messenger to get the book for free 📖📖📖
The number of books is limited, and the activity will stop after the gift is completed 👇👇👇

Hi everyone, this is Kenanga Investment Bank Berhad
Now it is the largest independent investment bank in Malaysia
Established in 1973, it is about to celebrate its 50th anniversary 🎉🎉🎉
During these 50 years, we have helped countless stock investors make profits in the stock market
In order to thank investors for their support all the way, 💝💝💝🎊🎊🎊
We will give out the first gift for stock market investors 🎁🎁🎁
Kenang Group has prepared 5000 stock books (1000 sets) 📚📖📖
Free gift to investors who support Kenang Group all the way
Please click on the session, add the assistant’s wapp, and register the mailing address
We will mail the book to your registered address for free
The number of stock books is limited, while supplies last 💝💝💝

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Kenanga Free Books Scam : What You Need To Know!

This Kenanga free book scam is being promoted heavily on Facebook in May 2023, so please alert your family and friends!

Fact #1 : Kenanga Reported These Pages / Ads As Fake

Kenanga is aware of these fake advertisements being run by scam Facebook pages, posting this scam alert on May 12, 2023:

Once again we would like to remind our clients and the public to be careful of scammers impersonating our brand to provide fraudulent product and services.

We are not offering any free books/e-books or make anyone join a WhatsApp group.

If you received any of this communication recently, stop responding and report the page/numbers immediately.

If you have been scammed, contact the National Scam Response Centre hotline 997.

Fact #2 : Kenanga Is A Business, Not A Charity

Please do NOT be naive. Kenanga is an investment bank – a business, not a charity. Just because it is celebrating its 50th anniversary in 2023, does not mean it’s giving anything away.

Even if it wanted to celebrate its anniversary by giving away books, it would be giving them to clients, not to the public!

Kenanga is a public-listed company, whose focus is to make money, not a charity to give you free books!

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Fact #3 : Giveaways Were Not Posted In Official Website / FB Page

If Kenanga was really giving away free books, it would have posted the offer on:

These scams are being run off fake Facebook pages that are brand new, and have nothing to do with the real Kenanga.

Fact #4 : Kenanga Does Not Use WhatsApp To Communicate

Kenanga offers a multitude of contact options by online forms, email or telephone number. What it does not have is a WhatsApp account. So when scammers message you to collect your “free books” by messaging a WhatsApp number, be warned!

Please add my WhatsApp message, send me your mailing information, and I will mail you stock books for you for free! My WhatsApp: https://xxxx.xx/60113906928

Fact #5 : Kenanga Will Not Ask You To Join WhatsApp Groups

Just to be clear, Kenanga states that it will never ask anyone to join a WhatsApp group for any reason, whether it’s for investment advice, stock tips, or to buy and sell stocks, etc.

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Fact #6 : Scammers Will Try To Scare You

Scammers will try to scare you into contacting them, by telling you that stock is running out. Just ignore them!

There are only 3 free places left, which have been reserved for you, please add and leave a message as soon as possible Whatsapp : https://xxxx.xx/60113906928

There are many friends who have claimed it, please tell us whether you have added it successfully! If you do not add or reply, it means that you will give up the quota by default and automatically transfer it to the next friend. Thank you for your understanding!

Fact #7 : One Victim Lost RM480K To A Free Book Scam!

In November 2022, a 60 year-old housewife from Port Dickson fell for a similar “free book” scam, and lost almost RM480,000.

After being offered the free book on Facebook, she was asked to join a WhatsApp group called Family Discussion, where she was asked to convinced to “invest”.

The WhatsApp group administrator instructed her to download an application called Forza, and open a savings account. She was then asked to deposit money into certain bank accounts, and upload the slips using that Forza app as proof.

The lady withdrew her savings and borrowed from her children and friends to invest RM476,100. However, when she wanted to withdraw the interest paid by the company, her account was blocked. The group administrator told her that she would need to deposit an additional RM427,200 to withdraw the interest.

That was when the lady realised she had been scammed, and lodged a police report.

Please help us FIGHT SCAMMERS by sharing this fact check article out, and please SUPPORT our work!

 

Please Support My Work!

Support my work through a bank transfer /  PayPal / credit card!

Name : Adrian Wong
Bank Transfer : CIMB 7064555917 (Swift Code : CIBBMYKL)
Credit Card / Paypal : https://paypal.me/techarp

Dr. Adrian Wong has been writing about tech and science since 1997, even publishing a book with Prentice Hall called Breaking Through The BIOS Barrier (ISBN 978-0131455368) while in medical school.

He continues to devote countless hours every day writing about tech, medicine and science, in his pursuit of facts in a post-truth world.

 

Recommended Reading

Go Back To > Fact Check | Cybersecurity | Tech ARP

 

Support Tech ARP!

Please support us by visiting our sponsors, participating in the Tech ARP Forums, or donating to our fund. Thank you!