Tag Archives: Bank

Papparich Malaysia Ordered To Close By High Court!

Papparich Group Ordered To Close By High Court!

This is the end for Papparich in Malaysia – it has been ordered by the High Court of Malaya to wind up its business!

 

Papparich Group Ordered To Close By High Court!

Last year, shareholder Chen Khairy Voon and the investment holdings company Agathisfour filed separate Winding-Up Petitions against Papparich Group Sdn Bhd on 15 May 2020 and 22 May 2020 respectively, over alleged unpaid debts of RM37.22 million

Just over a year later, the High Court of Malaya in Shah Alam ordered Papparich Group Sdn Bhd (PGSB) to wind up its business on 5 May 2021.

Chan Siew Mei of KPMG Deal Advisory Sdn Bhd was appointed as the liquidator, as per The Business Times.

According to the public notice, the Winding-Up Petition was directed to be heard before the High Court of Malaya at 9 AM on 11 August 2021.

The public notice also called for any party looking to support or oppose the Petition for the Winding-Up of Papparich Malaysia to appear for the hearing.

 

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Scam Alert : CIMB Customers Hit By Fake SMS Messages!

Scammers continue to target CIMB customers, using many different kinds of fake SMS messages.

Do NOT click or call if you receive any of these fake SMS messages!

And please warn your family and friends!

 

Scam Alert : CIMB Customers Hit By Fake SMS Messages!

Whether you are a CIMB Bank customer or not, you may receive one of these alarming SMS messages :

RM 0.00 CIMB: Confidential!

Dear CIMB users, your account will TERMINATED on 24/12/20. Verify via http://www.cimbclickikm.cc to keep on using CIMB Clicks services.

Please make verification within 24hours to avoid service interruption.

RM0 CIMB: Instant Transfer RM4998.78 to CHAY LEE FEN/HONG LEONG on 23-Dec-2020, 13:06:35. Call the no. at the back of your card for queries.

If you receive any of these SMS messages, please DO NOT click on the link, or call the number. JUST IGNORE THEM, or delete them.

RM0.00 CIMB: MYR 2968.00 was charged on your card num 4204 at Shopee.MY. If this is not your txn, call 1800-9767 now.

Cimb Your account is judged as high risk by the system, PLS re-verify your account. cimbclicksecurity.com

Note : These scams do not just affect CIMB Bank. In fact, all banks are affected :

 

Why These CIMB SMS Messages Are Fake

Let us show you how to identify these fake CIMB SMS messages.

If you spot any of these warning signs, BACK OFF and DO NOT PROCEED!

Warning Sign #1 : Grammatical Mistakes

If you carefully read the first SMS messages above, you can easily spot numerous grammatical mistakes. A bank will never send such poorly worded messages to their customers.

However, they may copy the real SMS message from CIMB to trick you into thinking that this is a real transaction. Such fake SMS messages will have proper grammar.

Warning Sign #2 : Embedded Links

Banks will NEVER embed links (URLs) into the message. If you see embedded links, always think – SCAM SMS!

Unlike the Public Bank SMS scam, they used a copy of the real SMS message to trick you into clicking the URL in the first message.

Warning Sign #3 : Wrong Links

And always check the link – www.cimbclickikm.cc and cimbclicksecurity.com are not the correct addresses for the CIMB Bank websites (www.cimbclicks.com.my or www.cimb.com.my).

The best policy is to manually key in the bank website address. NEVER click on any link in an SMS, even if it looks legit.

When you see any website with .cc links, be wary because the .CC domains are registered in the Cocos (Keeling) Islands – an Australian territory of only 14 km², with only about 600 inhabitants.

Warning Sign #4 : No Personal Login Phrase / Picture

To avoid phishing attacks, banks now give you a secret response (like a picture or a phrase) to confirm that you are visiting their legitimate website.

If the website you are visiting gives you the wrong picture or secret phrase, you have been tricked into visiting a fake website designed to mimic the real bank website.

You should also remember that the bank website must show you secret picture or phrase right after you enter your login, but BEFORE you key in your password.

If you are asked to key in your password without the website displaying the secret phrase or picture, you have been tricked into visiting a fake website designed to mimic the real bank website.

 

CIMB Advice To Protect Against Fake SMS / Email Scams

Here is a list of DOs and DON’Ts to protect yourself against fake SMS / email scams.

Please DO follow these good practices

  1. Pay attention to your transaction alerts and check your account activities regularly. In case of any unusual activity, please contact us immediately.
  2. If you wish to contact us, ONLY call the number on the back of your card or refer to CIMB website “Contact Us” page.
  3. Always check the URL of the website that you are making purchases from. Ensure  the “lock” icon or “https” appears on the website’s address bar.
  4. Always find a reputable seller on online marketplaces by searching for reviews from other customers to know their experience.
  5. To access CIMB Clicks, type the entire URL as follows: www.cimbclicks.com.my
  6. Always remember to log out once you have completed your banking transactions.

Please DO NOT follow these bad practices

  1. Don’t panic and give personal information to fraudsters impersonating representatives of government agencies etc. even if they deploy fear tactics. Immediately call the number on the back of your card to verify with CIMB.
  2. Never apply for personal financing through unverified links or individuals promising a lower rate. CIMB does not impose any application charges for personal financing applications.
  3. Never take instructions from anyone to change the mobile number in CIMB records to any number other than your own mobile number.
  4. When transacting online, never continue with a purchase if you have any doubts if the seller is not genuine.
  5. Never share details such as your card number / User ID / PIN / password / TAC  with anyone or key them in in any website other than CIMB Clicks.
    (Note: CIMB will never ask for  your ‘User ID’, ‘Password’ or ‘TAC’ under any circumstances outside of CIMB Clicks).
  6. Do not click on links or open email attachments from unknown / unreliable senders / sources.
    (Note: Emails from CIMB will always end with @cimb.com such as cimb.marketing@cimb.com

 

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Scam Warning : Public Bank Customers Hit By Fake SMS!

Scammers continue to target Public Bank customers, using many different kinds of fake SMS messages.

Do NOT click or call if you receive any of these fake SMS messages!

 

Public Bank : Fake SMS Scam Warning! Do NOT Click / Call!

Whether you are a Public Bank customer or not, you may receive one of these alarming SMS messages.

Please DO NOT click on the link, or call the number. JUST IGNORE THEM, or delete them.

The safest thing to do is NEVER CLICK ON A LINK in any SMS. If you need to log into your bank account, key in the website address manually.

RM0 PBB/PIBB: Your PBB account will TERMINATED on 02Dec20 01:30:00 AM. Please make verification via http://www.mypbebank.cc to avoid service interruption. Verify now keep on using PBB services.

RM0 Credit Cash out RM3,000 form card ending no 7102 successful on 01 DEC. Information system sending. Call PBB 1800-81-9566 for any query

Warning: Your account is marked as insecure, please click Return PAC immediately to confirm that it is safe to use. (https://pbevip.vip/)

PBe Your account is in a high-risk state PLS log in immediately and return the PAC to protect your account security https://www.pbebanks.top

PBe Warning: Phishing URLs are frequent recently, PLS log in immediately to strengthen account security. 2Mar21 13:14 https://se1.pbevip.top/

PB e Your account is in a high-risk by the system, PLS re-verify your account https://pbbanks.red/ <security reminder is normal>

RM0 PIBB: Thank you for using your card ending 1098@senQ MYR 2899, Pls call 03-56260232 now, if you didn’t use it

RM0 PBB/PIBB: Trx amt MYR2699.00  @LAZADA for card ending 5738. Call PB 1-800-81-2337 now if didn t perform.

PBB: Your account is judged as high risk by the system. PLS re-verify your account https://www.pbebanks.asia/ <security reminder is normal>

PB e Alarm Your banking Suit now is marked as insecure, PLS re-verify your account https://online-pbebank.com <security reminder is normal>

 

Public Bank Fake SMS Scam : What Happens If You Click?

Clicking on the links will often lead you to a phishing website, a fake website designed to look like a Public Bank website.

You will be asked to key in your personal information, including your Public Bank user name and password. DO NOT KEY IN YOUR INFORMATION!

But if you are free and want to help screw these scammers, key in fake information as many times as possible.

Note : These scams do not just affect Public Bank. In fact, all banks are affected :

 

Public Bank : How To Identify Fake SMS Messages

With a little help from Public Bank, let’s show you how to identify fake SMS messages.

If you spot any of these warning signs, BACK OFF and DO NOT PROCEED!

Warning Sign #1 : Grammatical Mistakes

Read the two SMS messages above, and you can easily spot numerous grammatical mistakes. A bank will never send such poorly worded messages to their customers.

Warning Sign #2 : Embedded Links

Banks will NEVER embed links (URLs) into the message. If you see embedded links, always think – SCAM SMS!

Warning Sign #3 : Wrong Links

And always check the link – www.mypbebank.cc is not the correct address for the Public Bank website (www.pbebank.com)

When you see any website with .cc links, be wary because the .CC domains are registered in the Cocos Islands – an Australian territory of only 14 km², with only about 600 inhabitants.

The same goes for generic, top level domains like .TOP, .VIP, .TOP, .RED.ASIA, etc.

Warning Sign #4 : No Personal Login Phrase / Picture

To avoid phishing attacks, banks now give you a secret response (like a picture or a phrase) to confirm that you are visiting their legitimate website.

If the website you are visiting gives you the wrong picture or secret phrase, you have been tricked into visiting a fake website designed to mimic the real bank website.

You should also remember that the bank website must show you secret picture or phrase right after you enter your login, but BEFORE you key in your password.

If you are asked to key in your password without the website displaying the secret phrase or picture, you have been tricked into visiting a fake website designed to mimic the real bank website.

 

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Public Bank Segambut Closed After COVID-19 Case!

Public Bank closed their Segambut branch in Kuala Lumpur, after an employee there tested positive for COVID-19!

Find out what happened, and whether you should be concerned!

 

Public Bank Segambut : Employee Positive For COVID-19!

On 15 April 2021, Public Bank announced that an employee at their Segambut branch in KL tested positive for COVID-19.

Public Bank closed their Segambut branch, for deep cleaning and sanitisation, from 16 April 2021 until further notice.

Other employees who came into close contact with the affected staff member have been placed under home quarantine.

 

Public Bank Segambut : Official Statement On COVID-19 Exposure

This was the notice Maybank posted on the COVID-19 case at their Segambut store.:

KUALA LUMPUR – Public Bank Berhad (“PBB”) confirms that one (1) of its employees from Public Bank – Segambut branch, in W.P Kuala Lumpur had tested positive for COVID-19 on 15 April 2021.

The affected branch has been temporarily closed from 16 April 2021. Deep cleaning and sanitization activities have been carried out in accordance with Kementerian Kesihatan Malaysia guidelines. As an added precaution, employees who had come into close contact with the affected employee had been placed on home-quarantine. Rest assured that we have taken all necessary precautionary measures to ensure the health and safety of our customers, employees and the community.

Customers are encouraged to perform their banking transactions online via www.pbebank.com, or download our PB engage MY mobile app.

 

Public Bank Segambut COVID-19 Infection : Do NOT Panic

Even though a branch employee was infected, you should not panic…

They are definitely tracing contacts, which is why it is important to log your movements with MySejahtera, or the physical logbook.

While banks offer physical logbooks, we highly recommend that you use the MySejahtera mobile app, because it allows for easier and faster contact tracing.

Using the MySejahtera mobile app also obviates the need to sign a physical logbook, which usually means using a shared pen – an unnecessary risk factor.

If you happen to be in that Public Bank branch when that affected employee was present, you will be contacted and asked to self-quarantine and undergo a COVID-19 screening test.

The SARS-CoV-2 virus is easily destroyed by soap, so the deep cleaning operation will definitely clean the branch of any infectious particles.

But most important of all – we need to remember to always wear a face mask in public. Face masks have been proven to prevent the spread and reduce the risk of being infected.

You should also keep physically distanced from other people, and maintain good hand hygiene.

 

COVID-19 : How To Keep Safe During CMCO!

Here are a few simple steps to stay safe :

Recommended : Soap vs Sanitiser : Which Works Better Against COVID-19?
Recommended : Surgical Mask : How To CORRECTLY Wear + Remove!
Recommended : COVID-19 Food Safety : Fruits, Vegetables, Takeouts

 

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Scammer vs Scalper : Five RTX 30 Series Cards Gone!

A scammer just cheated a scalper out of FIVE GeForce RTX 30 series cards in a COD deal!

Find out how he got cheated in a Cash-On-Delivery exchange, and learn from his mistake!

 

Scammer vs Scalper : Five RTX 30 Series Cards Gone!

Scalpers have been taking advantage of the graphics card shortage, and massive increase in GPU mining, to make a killing on every graphics card they lay their hands on.

But the high prices and massive profits associated with graphics cards have also attracted scammers, who prowl online marketplaces looking for their greedy marks…

One scalper today shared how he was cheated of five NVIDIA GeForce RTX 30 series graphics cards. What was even more shocking – he got scammed in a Cash On Delivery deal!

What Did The Scalper Lose?

The scalper lost five GIGABYTE graphics cards :

  • RTX 3070 AORUS Master (S/N : 210841066018)
  • RTX 3070 AORUS Master (S/N : lost)
  • RTX 3070 Gaming OC (S/N : 210841068841)
  • RTX 3070 Gaming OC : (S/N 210341039296)
  • RTX 3060 Gaming OC : (S/N 210441056468)

How Much Did The Scalper Lose?

We have no idea how much the deal was supposed to be, but he was quoting freaking high prices of :

  • RM4,699 (~US$1,135) for ASUS ROG Strix RTX 3060
  • RM5,500 (~US$1,329) for ASUS RTX 3060 Ti TUF Gaming

As you can tell, that is something like 2.5X more than what the cards really cost.

Based on that, we guesstimate that the entire deal was probably “worth” RM 34,000 (~US$8,200) to the scalper.

How Did The Scammer Fool The Scalper?

Here’s the interesting part – how the scammer fooled the scalper in a Cash On Delivery (COD) deal.

The scalper is not very clear about certain aspects, but from what we can gather with some investigations of our own…

  1. The scammer arranged to meet the scalper in a shopping centre, probably to gain his trust.
  2. He made an Instant Transfer, which failed. He probably set the transaction limit low.
  3. He blamed the bank transfer transaction limit, and said he would ask his wife (???) to change the limit.
  4. He then offered to transfer the money via a CIMB IBG GIRO transfer.
  5. The scammer likely initiated a Scheduled Transaction (which can be cancelled), and showed the scalper the online transaction receipt.
  6. By giving the scalper only a glance at the transaction receipt, or covering up the scheduled part of the receipt, he conveys the impression he had already transferred the money.
  7. To his credit, the scalper checked his own bank account and saw that the money was not deposited.
  8. The scammer then called the bank in front of the scalper, who confirmed that a GIRO transfer cannot be cancelled.
  9. The scammer sent the scalper a picture of his identity card and bank transaction receipt (probably through WhatsApp), to seal the deal.
  10. Once he walked away with the five graphics cards, the scammer quickly deleted the picture of his identity card and the bank transaction receipt, and cancelled the scheduled transaction.

So that was how the scalper went from potentially making a killing on his five GeForce graphics cards, to getting slaughtered by a scammer in a Cash On Delivery deal!

The scalper wondered if there was “Black Magic” involved. The truth is – the scammer used his greed to stop him from just walking away with his cards.

What Do We Know About The Scammer?

The scalper provided these details about the scammer who cheated him of his five graphics cards :

  • Surname : Ng
  • Race : Chinese
  • Identifying Features : Scar below right eye, tattoo on back of neck
  • Identity Card Number (partial) : 800831
  • State of Origin : Johor
  • Mobile Number : 013-277-6995
  • Vehicle Type : Honda HRV (Charcoal colour)
  • Vehicle Number Plate : 3553 or 5335

We have to point out that we cannot vouch for the authenticity of the scalper’s claims, or the details he shared.

 

Scammer vs Scalper : The Original Post

This was what the scalper posted on the issue :

*Scammer Alert *

Chinese Guy , Have Scar below right eye , tattoo behind neck
Beware of this person phone number 013-277-6995 Surname NG
IC No 800831, ic from Johor, Driving Honda HRV Charcoal Colour car plate could be (3553 or 5335) security doesn’t allow to take the file , too blur , i can only remember that, This person contacted me at Carousell ,mainly fishing graphic card seller in Carousell, couldn’t speak english , starting he will text in malay , He is scamming a lot of Graphic Card , Im a seller , i met him and COD at Cheras Connaught Avenue and Eko Cheras, his tactic is he will make instant transfer first , then failed, then he say he will ask his wife to change the limit , and then he will transfer you CIMB IBG GIRO transfer, and cancel it (after you leave) , i did check my bank account , money is not in, after that just in front of you he call the bank , the bank said once GIRO transfer has been made it cannot be cancel , he will ask u to snap his car plate no , but later give more excuse say that his wife drove away the car, but he came alone, im not sure is there any Black Magic ,he will keep on mentioned about his Wife he will send you the receipt and ic , he was nervous too , after he send me his ic , his uc image face was totally covered , after sending u the receipt he will quickly leave within a sec but he will delete the IC and Receipt , after the next sec you leave , so u are not able to trace him. mainly talking about mining have few farm in Seremban, and how do police trace using a thermal gun, evolving from using old bitcoin mine machine to graphic card, want to get 60 pieces, as a victim , i know that this is very stupid but I hope that no one will be the next victim after me.
5 pieces of graphic card has been scammed
rtx 3070 aorus master SN210841066018
RTX 3070 AORUS MASTER SERIES NUMBER LOST
RTX 3070 GAMING OC SN210841068841
RTX 3070 GAMING OC SN210341039296
RTX 3060 GAMING OC SN210441056468

 

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Seafood Scams On Facebook : How To Detect Them!

Seafood scams on Facebook have been proliferating recently, and Facebook just doesn’t care.

So it is up to all of us to spread the word and WARN EVERYONE about these seafood scams on Facebook.

Updated @ 2021-03-07 : Added another confirmed seafood scam page and two reported bank accounts.

Originally posted @ 2021-02-14

 

Seafood Scams On Facebook : What’s Going On?

We were first alerted to the world of Facebook seafood scams by people who were cheated by Ocean Sense and East Malaysia Seafood Agent.

These Facebook seafood scam pages have a simple modus operandi :

  • offer online seafood delivery at very attractive prices and even free delivery
  • advertise on Facebook to reach out to people, and avert Facebook’s ire
  • ghost you after you deposit money into their bank accounts
  • delete your negative comments on their Facebook page

Even though many people reported Ocean Sense and East Malaysia Seafood Agent as scam pages, Facebook declined to take action and they are STILL ACTIVE.

 

Seafood Scams On Facebook : How To Detect Them!

The problem with seafood scams on Facebook is how easily scammers create them. Even if they get banned by Facebook, they will simply create a new one.

Facebook also partly enables them to continue with their scam by ignoring reports, claiming that there is nothing on the scam pages that go against their Community Standards. Duh – as if the scammers will post on Facebook admitting that they are scammers.

So how do we detect these seafood scams on Facebook?

Step 1 : Check List Of Reported / Confirmed Seafood Scams

The first thing you should do is run a quick search online on the name of the seafood vendor. See if anyone has reported them to be a scam.

Confirmed Seafood Scams On Facebook

Multiple people have reported that these Facebook seafood vendors have cheated them :

Reported Seafood Scams On Facebook

These Facebook pages have been reported to be scam pages, but we haven’t been able to independently verify their reports :

Step 2 : Check With The Commercial Crimes Department

Next, use the Commercial Crimes Department’s website to check for bank accounts that have outstanding police reports.

For example, the CIMB 8604503834 has two outstanding police reports lodged against it.

DO NOT BANK ANY MONEY to any account flagged by the Commercial Crimes Department’s website.

Step 3 : Check List Of Reported Company + Bank Accounts

Just because a bank account has not been flagged by the Commercial Crimes Department’s website doesn’t mean it’s safe.

That’s because many people do not bother to lodge a police report, or it may be a recent scam.

Here is a list of reported company and bank accounts, which you should AVOID :

Name Bank Account
Yap Kok Keong CIMB 7635-3713-28
A&B Bintang Trading CIMB 8604-5038-34
Car Boutique Venture CIMB 8604-5267-74
GS 028 Seafood Trading CIMB 8604-5270-14
Lee Pea Ching CIMB 7075-3700-47

Step 4 : Look For An Address

Genuine seafood vendors on Facebook will share with you their address, so you can drop by and select your seafood if you wish.

But don’t just trust the address they post. Always check the address on Google Maps, and use Street View to check if the shop really exists.

Step 5 : Look For Angry Emojis

A genuine seafood vendor may have one or two angry emojis by dissatisfied customers, but scam pages will have A LOT of them.

Hover over the reaction emojis, and look at how many are positive (likes or wow), and how many are negative (angry).

Scam pages will have a lot of angry emojis because they often delete negative comments, so angry customers have only one option – show angry emojis to warn potential customers.

Step 6 : PM People With Angry Emojis

To find out for sure if this is a scam, just PM (private message) those who left an angry emoji react to the Facebook page.

That’s how we were able to confirm that Ocean Sense and East Malaysia Seafood Agent are seafood scam pages.

Step 7 : Pay Only By Credit Card / Cash On Delivery

If you are still enticed by the great offer and want to take a risk, insist on paying with a credit card, or cash on delivery.

NEVER PAY to a bank account directly, because there is simply NO PROTECTION, and NO WAY for you to get your money back.

Using a credit card protects you against fraud, because the payment is not instantly credited to the vendor.

If you did not receive the seafood you ordered, simply call up the bank and inform them. They will refund the money.

If the seafood vendor insists on a direct bank transfer and refuses even cash on delivery, it is highly likely that they are scammers.

 

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RM1K MCO Fine For Standing 0.8m Apart In Queue?

Can you really get a RM1,000 MCO fine for standing just 0.8 metres apart in a queue?

Find out what happened to Bernard He, and what the FACTS really are!

 

Claim : RM1K MCO Fine For Standing 0.8m Apart In Queue!

On 4 February, Bernard He Linjun was queuing up for his turn at cash deposit machine at a bank, when the police came to check for compliance with the MCO SOP.

The police officers took pictures at the bank, asked customers for their MyKad identity cards, and then instructed them to wait outside after using the ATM machines.

Bernard thought he was safe because he logged his visit using MySejahtera, and had queued up properly – standing inside the designated queue box.

Nevertheless, when his turn came, he was issued a RM1,000 MCO fine for not complying with the social distancing SOP!

When he questioned the police officer, he was told that while he was standing inside the marked box, they were all less than 1 metre apart.

According to the police, the boxes were only 0.8 metres apart, and the bank did not adjust their spacing even after being warned about this earlier.

As this was a technical violation of the law, they had to issue him the compound. They also fined the bank for violating the SOP.

He ended his post with the advice that people should help to warn businesses and other people about such SOP requirements, so they won’t get fined like him.

 

RM1K MCO Fine For Standing 0.8m Apart In Queue : The Facts

Some netizens have suggested that he may not be telling the truth. After all, similar claims have proven to be false in the past.

Others have also suggested that he was complaining on Facebook to gain sympathy, fame or attention.

However, Bernard was telling the truth, and here are the reasons why….

Fact #1 : He Posted A Picture Of His Compound

On 5 February 2021, Bernard posted a picture of the police compound he received.

It showed that he was, indeed, fined RM1,000 on 4 February 2021, for not complying with the social distancing SOP.

Fact #2 : There Is A 1 Metre Social Distancing Requirement In Public

There is a 1 metre social distancing requirement in public, including businesses like banks and shopping malls.

This applies throughout Malaysia, irrespective of whether the area is under RMCO, CMCO or MCO restrictions.

Even though it is hard for anyone to visually differentiate between 0.8 metre and a full metre, the police are technically correct to say that standing 0.8 metre from someone else is breaking the law.

To be safe, try to stand further away (1.5 to 2 metres) from other people. If they complain, use Bernard’s example as evidence that this is no joke.

Do also note that the social distancing rule is extended to a minimum of 3 metres for dynamic sporting activities.

Fact #3 : You Can Appeal The Decision

If you feel that the police wrongly issued the MCO fine, you can appeal it.

In Bernard’s case, he was relying on the bank to accurately space out their “social distancing boxes” for their customers.

He may not necessarily win his appeal, but he has a good reason to appeal.

After all, no one brings a measuring tape to ensure social distancing, and we all rely on marked boxes to comply with the SOP.

 

Bernard’s Posts On His RM1K MCO Fine

For those who can read Chinese, here was what Bernard He posted about how he received a RM1,000 MCO fine for not complying with the social distancing SOP :

 

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Scam Alert : East Malaysia Seafood Agent On Facebook!

There is another seafood scam page on Facebook called East Malaysia Seafood Agent (海鲜海产代理 or 东马海产代理)!

Please SHARE this scam alert, and help bring down that scam page!

 

Scam Alert : East Malaysia Seafood Agent On Facebook!

Please be warned that there is another seafood scam page on Facebook called East Malaysia Seafood Agent (海鲜海产代理 or 东马海产代理)!

It is related to Ocean Sense, another seafood scam page on Facebook.

Like Ocean Sense, East Malaysia Seafood Agent offers fresh and frozen seafood at very attractive prices, with free delivery and discounts for large purchases :

Cannada lobster
加拿大波士顿龙
Sex : mix
Size : 1.5 – 6 kg per 1
Price : 78 per kg
Take over 10KG free shipping
10公斤以上包邮

Alaska King crab fresh and huge
阿拉斯加 帝王蟹
Sex : mix
Size : 2 – 5 kg per 1
Price : 88 per kg
Take over 10KG Free Shipping
10公斤以上免邮

PM and message us for more details
Contact : 016 868 6538 Ah Yap

However, one of our readers confirmed that he was cheated by this vendor, and he shared with us the details of what happened.

Noticeably, the vendor behaved very similarly to Ocean Sense, replying in PM and deleting negative comments. That’s why the page has many Angry reacts, by people who were blocked from commenting.

 

East Malaysia Seafood Agent Scam : What Happened?

This customer ordered a large quantity of lobsters and Alaska king crabs from East Malaysia Seafood Agent, and was told to bank the money to :

Yap Kok Keong
CIMB 7634-371-328

This is the EXACT SAME person and bank account for Ocean Sense!

We checked the CIMB account number with the Commercial Crimes Department’s website, which showed that no report has been lodged against it… yet.

However, it doesn’t mean it is a safe account. At least 61 people have looked up the same number.

Oddly enough, when he asked for the bank account for the company (whose SSM record he furnished above), he issued him an invoice at a different company, and told him to bank it into “his relative’s company” instead :

Car Boutique Venture
CIMB 8604-5267-74

We checked the CIMB account number with the Commercial Crimes Department’s website, which showed that no report has been lodged against it… yet.

However, it doesn’t mean it is a safe account. At least 19 people have looked up the same number.

By this time, he was very suspicious, and decided to take a small gamble.

He said that he would bank a deposit of RM 200 into that Yap Kok Keong personal account, and pay the remainder on delivery.

As expected, he never delivered the seafood and then ghosted this customer.

 

Help REPORT East Malaysia Seafood Agent On Facebook!

Even though he reported East Malaysia Seafood Agent page as a scam to Facebook, the page is still active, and the person running this page is actively deleting negative comments.

Here is how you can help prevent more people from being scammed.

Step 1 : Report To The Police!

If you are one of those who were scammed, please report to the police ASAP.

This would help get the bank accounts blacklisted, and listed in the Commercial Crimes Department’s database.

Step 2 : Publicise The Scam!

Share this article, or the news about East Malaysia Seafood Agent, with your family and friends.

Alert your community via social media – Facebook, Twitter, WhatsApp, Telegram, etc.

Step 3 : Report The Scam To Facebook!

Facebook is quite lax about scams. They need many people to report a page as a scam before they will even bother to take action.

So follow these steps to report the East Malaysia Seafood Agent Facebook page as a scam.

  1. Go to the East Malaysia Seafood Agent Facebook page.
  2. Tap on the … menu on the upper right corner.
  3. Select Find support or Report Page.

  1. Select Fraud or Scam and Other.
  2. Click Next.

  1. Select Report Page.

  1. Tick the I believe that this goes against Facebook’s Community Standards check box.
  2. Click on the Report button.

That’s it! You have done your part in reporting a scammer.

But for this to work, many more people must report the page as a scam. So please share this out, and get your family and friends to help report them.

Facebook is very lax, and will likely claim that the page doesn’t contravene their Community Standards. But without enough reports, they will take it more seriously.

 

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Scam Alert : Ocean Sense Seafood On Facebook!

A new seafood scam page on Facebook called Ocean Sense have already scammed several people!

Please SHARE this scam alert, and help bring down that scam page!

Note : There is a similar scam, involving the same person and bank account. See this article for more details!

 

Scam Alert : Ocean Sense Seafood On Facebook!

Please be warned that several people have allegedly been scammed by Ocean Sense – a seafood vendor on Facebook.

Ocean Sense offers fresh and frozen seafood at very attractive prices, with free delivery and discounts for large purchases :

Shipping fee 25
Take over rm300 free shipping
Take over rm500 10% discount (Each item )

Alaska king crab frozen
MYR 80 size – S (800g-1.5kg)
MYR 90 size – M (2kg -3.5kg)
MYR 100 size – L (4kg-5.5kg)
___________________________

Alaska king crab live
MYR 100 size – S (800g-1.5kg)
MYR 135 size – M (2kg-3.5kg)
MYR 170 size – L (4kg -5.5kg)
___________________________

Canada lobster live
MYR 75 size – S (1kg-2.5 kg)
MYR 85 size – M (3kg -4.5kg)
MYR 95 size – L (5kg -6.5kg)
_____________________________

Snow crab live
MYR 89 per kg 1-3kg per pic

However, several customers reported that the vendor would block them after receiving payment, and delete any negative comments on their page.

SCAMMER ALERT

“OCEAN SENSE” – seafood supplier.

Do not purchase from this vendor. It is a scam. Blocks purchasers from FB/FB messenger and mobile number after monies for orders are banked into his account.

FB business name: Ocean Sense
Vendor / Acc name: Yap Kok Keong
Payment Account: CIMB 7634-3713-28

Be careful with online purchases during this depressed period of time!

We checked the CIMB account number with the Commercial Crimes Department’s website, which showed that no report has been lodged against it… yet.

However, it doesn’t mean it is a safe account. At least 61 people have looked up the same number.

In fact, a similar East Malaysia Seafood Agent page is also using the same CIMB bank account owned by Yap Kok Keong!

Another Ocean Sense customer just shared screenshots of his interaction with the same vendor, who used a different bank account :

A&B Bintang Trading
CIMB 8604-5038-34

After paying Ocean Sense RM500, he was told that seafood he purchased would arrive at 11 AM. But there was no sign of it at 12 PM, which was when the buyer realised he was cheated.

According to the Commercial Crimes Department’s website, this CIMB bank account had two police reports lodged against it.

You should AVOID dealing with A&B Bintang Trading, and definitely DO NOT send money to CIMB 8604503834.

If you have been cheated by this company, please LODGE A REPORT at the nearest police station!

We reached out to Ocean Sense, and after some digging, they claim that they are based in Tawau, and that their customers can purchase seafood from them at this address :

Ocean Sense
1st Block, Batu 13,
Jalan Airport
91000 Balung,
Tawau,
 Sabah

Contact : Tommy Tan
Tel. : 010-775-9395

However, there is no Jalan Airport in Tawau, and Jalan Airport Baru is just an empty road leading to the Tawau Airport.

 

Help REPORT Ocean Sense Seafood On Facebook!

Even though these customers have reported Ocean Sense as a scam to Facebook, the page is still active, and the person running this page is actively deleting negative comments.

Here is how you can help prevent more people from being scammed.

Step 1 : Report To The Police!

If you are one of those who were scammed, please report to the police ASAP.

This would help get the bank accounts blacklisted, and listed in the Commercial Crimes Department’s database.

Step 2 : Publicise The Scam!

Share this article, or the news about Ocean Sense, with your family and friends.

Alert your community via social media – Facebook, Twitter, WhatsApp, Telegram, etc.

Step 3 : Report The Scam To Facebook!

Facebook is quite lax about scams. They need many people to report a page as a scam before they will even bother to take action.

So follow these steps to report the Ocean Sense Facebook page as a scam.

  1. Go to the Ocean Sense Facebook page.
  2. Tap on the … menu on the upper right corner.
  3. Select Find support or Report Page.

  1. Select Fraud or Scam and Other.
  2. Click Next.

  1. Select Report Page.

  1. Tick the I believe that this goes against Facebook’s Community Standards check box.
  2. Click on the Report button.

That’s it! You have done your part in reporting a scammer.

But for this to work, many more people must report the page as a scam. So please share this out, and get your family and friends to help report them.

Facebook is very lax, and will likely claim that the page doesn’t contravene their Community Standards. But without enough reports, they will take it more seriously.

 

Recommended Reading

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Maybank Taman Malim Jaya Closed After COVID-19 Case!

Maybank closed their Taman Malim Jaya branch in Melaka, after an employee there tested positive for COVID-19!

Find out what happened, and whether you should be concerned!

 

Maybank Taman Malim Jaya : Employee Positive For COVID-19!

On 8 January 2021, Maybank announced that an employee at their Taman Malim Jaya branch in Melaka tested positive for COVID-19.

Maybank immediately closed their Taman Malim Jaya branch, including their self-service terminals (SST) for deep cleaning and sanitisation, from 8 January 2021 until further notice.

Maybank customers should proceed to Maybank Islamic Melaka in Bukit Baru, or Maybank Cheng in Taman Cheng Baru, for their banking needs.

 

Maybank Taman Malim Jaya : Official Statement On COVID-19 Exposure

This was the notice Maybank posted on the Taman Malim Jaya branch closure over COVID-19 exposure :

 

Maybank Taman Malim Jaya COVID-19 Infection : Do NOT Panic

Even though a branch employee was infected, you should not panic…

They are definitely tracing contacts, which is why it is important to log your movements with MySejahtera, or the physical logbook.

While banks offer physical logbooks, we highly recommend that you use the MySejahtera mobile app, because it allows for easier and faster contact tracing.

Using the MySejahtera mobile app also obviates the need to sign a physical logbook, which usually means using a shared pen – an unnecessary risk factor.

If you happen to be in that Maybank branch when that affected employee was present, you will be contacted and asked to self-quarantine and undergo a COVID-19 screening test.

The SARS-CoV-2 virus is easily destroyed by soap, so the deep cleaning operation will definitely clean the branch of any infectious particles.

But most important of all – we need to remember to always wear a face mask in public. Face masks have been proven to prevent the spread and reduce the risk of being infected.

You should also keep physically distanced from other people, and maintain good hand hygiene.

 

COVID-19 : How To Keep Safe During CMCO!

Here are a few simple steps to stay safe :

Recommended : Soap vs Sanitiser : Which Works Better Against COVID-19?
Recommended : Surgical Mask : How To CORRECTLY Wear + Remove!
Recommended : COVID-19 Food Safety : Fruits, Vegetables, Takeouts

 

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Go Back To > BusinessHome

 

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Maybank TTDI Closed After COVID-19 Exposure!

Maybank closed their TTDI (Taman Tun Dr Ismail) branch, after an employee there was confirmed to be in close contact with a COVID-19 patient under investigation!

 

Maybank TTDI : COVID-19 Exposure?

On 6 January 2021, Maybank announced that an employee at their TTDI branch at Lorong Rahim Kajai 14 was confirmed to be in close contact with a COVID-19 patient under investigation.

Even though the close contact happened outside of the branch, Maybank closed their TTDI branch, for cleaning and sanitisation, until further notice.

The self-serviced terminals (SST), which was closed for one day for cleaning and sanitisation, will be available for use from 7 January 2021 onwards.

 

Maybank TTDI : Official Statement On COVID-19 Exposure

This was the notice Maybank posted on the TTDI branch closure over COVID-19 exposure :

 

Maybank TTDI COVID-19 Infection : Do NOT Panic

Even though it is possible that one of the branch employees was infected, you should not panic…

They are definitely tracing contacts, which is why it is important to log your movements with MySejahtera, or the physical logbook.

While banks offer physical logbooks, we highly recommend that you use the MySejahtera mobile app, because it allows for easier and faster contact tracing.

Using the MySejahtera mobile app also obviates the need to sign a physical logbook, which usually means using a shared pen – an unnecessary risk factor.

If you happen to be in that Maybank branch when that affected employee was present, you will be contacted and asked to self-quarantine and undergo a COVID-19 screening test.

The SARS-CoV-2 virus is easily destroyed by soap, so the deep cleaning operation will definitely clean the branch of any infectious particles.

But most important of all – we need to remember to always wear a face mask in public. Face masks have been proven to prevent the spread and reduce the risk of being infected.

You should also keep physically distanced from other people, and maintain good hand hygiene.

 

COVID-19 : How To Keep Safe During CMCO!

Here are a few simple steps to stay safe :

Recommended : Soap vs Sanitiser : Which Works Better Against COVID-19?
Recommended : Surgical Mask : How To CORRECTLY Wear + Remove!
Recommended : COVID-19 Food Safety : Fruits, Vegetables, Takeouts

 

Recommended Reading

Go Back To > BusinessHome

 

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Maybank Alor Setar Main Closed After COVID-19 Exposure!

Maybank closed their Alor Setar Main branch today, after an employee there was confirmed to be in close contact with a COVID-19 patient under investigation!

 

Maybank Alor Setar Main : COVID-19 Exposure?

On 7 January 2021, Maybank announced that an employee at their Alor Setar Main headquarters at Jalan Sehala was confirmed to be in close contact with a COVID-19 patient under investigation.

Even though the close contact happened outside of the branch, Maybank closed their Alor Setar Main branch, for cleaning and sanitisation, until further notice.

As a precautionary measure, Maybank closed their Alor Setar Main headquarters, excluding its self-service terminals, for cleaning and sanitisation, until further notice.

 

Maybank Alor Setar Main : Official Statement On COVID-19 Exposure

This was the notice Maybank posted on the Alor Setar Main branch closure over COVID-19 exposure :

 

Maybank Alor Setar Main COVID-19 Infection : Do NOT Panic

Even though it is possible that one of the branch employees was infected, you should not panic…

They are definitely tracing contacts, which is why it is important to log your movements with MySejahtera, or the physical logbook.

While banks offer physical logbooks, we highly recommend that you use the MySejahtera mobile app, because it allows for easier and faster contact tracing.

Using the MySejahtera mobile app also obviates the need to sign a physical logbook, which usually means using a shared pen – an unnecessary risk factor.

If you happen to be in that Maybank branch when that affected employee was present, you will be contacted and asked to self-quarantine and undergo a COVID-19 screening test.

The SARS-CoV-2 virus is easily destroyed by soap, so the deep cleaning operation will definitely clean the branch of any infectious particles.

But most important of all – we need to remember to always wear a face mask in public. Face masks have been proven to prevent the spread and reduce the risk of being infected.

You should also keep physically distanced from other people, and maintain good hand hygiene.

 

COVID-19 : How To Keep Safe During CMCO!

Here are a few simple steps to stay safe :

Recommended : Soap vs Sanitiser : Which Works Better Against COVID-19?
Recommended : Surgical Mask : How To CORRECTLY Wear + Remove!
Recommended : COVID-19 Food Safety : Fruits, Vegetables, Takeouts

 

Recommended Reading

Go Back To > BusinessHome

 

Support Tech ARP!

If you like our work, you can help support us by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!

Alliance Bank : 5 Branches Closed After COVID-19 Exposure!

Alliance Bank shut down 5 branches after at least three employees were confirmed to be positive for COVID-19.

Find out what happened, and whether you should be concerned!

 

Alliance Bank : At Least Three Employees Positive For COVID-19

Alliance Bank closed these five branches / offices after at least three employees tested positive for COVID-19.

  • Alliance Bank Jalan Ipoh, Kuala Lumpur
  • Alliance Bank direct marketing office at Jalan Ipoh, Kuala Lumpur
  • Alliance Bank Star Boulevard KLCC, Kuala Lumpur
  • Alliance Bank Jalan Gaya, Kota Kinabalu, Sabah
  • Alliance Bank lending hub in Puchong Jaya, Selangor

All five branches will remain closed for sanitisation, until further notice.

At least three Alliance Bank employees are known to be positive for COVID-19 :

  • Employee 1 worked at the Puchong Jaya lending hub, and was last at work on 22 December 2020.
  • Employee 2 worked at the Jalan Ipoh branch, and visited the Star Boulevard branch. This employee was last at work on 24 December 2020.
  • Employee 3 worked at the direct marketing office, and was last at work on 28 December 2020.

Alliance Bank did not mention why their Jalan Gaya branch in Kota Kinabalu, Sabah, was also closed for sanitisation.

It could have been due to infected employee(s), or an exposure to a customer with COVID-19.

 

Alliance Bank COVID-19 Exposure : Do NOT Panic!

Even though quite a number of Alliance Bank branches were affected, you should not panic…

They are definitely tracing contacts, which is why it is important to log your movements with MySejahtera, or the physical logbook.

While banks offer physical logbooks, we highly recommend that you use the MySejahtera mobile app, because it allows for easier and faster contact tracing.

Using the MySejahtera mobile app also obviates the need to sign a physical logbook, which usually means using a shared pen – an unnecessary risk factor.

If you happen to be in close contact with any of those affected Alliance Bank employees, you will be contacted and asked to self-quarantine and undergo a COVID-19 screening test.

The SARS-CoV-2 virus is easily destroyed by soap, so the sanitisation operations will definitely clean the branches of any infectious particles.

But most important of all – we need to remember to always wear a face mask in public. Face masks have been proven to prevent the spread and reduce the risk of being infected.

 

COVID-19 : How To Keep Safe During CMCO!

Here are a few simple steps to stay safe :

Recommended : Soap vs Sanitiser : Which Works Better Against COVID-19?
Recommended : Surgical Mask : How To CORRECTLY Wear + Remove!
Recommended : COVID-19 Food Safety : Fruits, Vegetables, Takeouts

 

Recommended Reading

Go Back To > BusinessHome

 

Support Tech ARP!

If you like our work, you can help support us by visiting our sponsors, participating in the Tech ARP Forums, or even donating to our fund. Any help you can render is greatly appreciated!

Maybank B40 Subsidy Scam : Do NOT Click Or Call!

Watch out for the new Maybank B40 subsidy scam! It is a phishing attack to gain access to your Maybank account!

Do NOT click or call. Just delete it, and WARN YOUR FAMILY AND FRIENDS!

 

Maybank B40 Subsidy Scam : Do NOT Click Or Call!

Scammers are sending out this SMS claiming that Maybank (MBB) will issue the B40 subsidy after you fill in some information.

Please do NOT click on the message, or call the telephone number. Just delete it and warn your family and friends!

 

Why This Maybank B40 Subsidy Offer Is Just A Scam

Let us show you why this Maybank B40 subsidy offer (and similar offers) is just a scam.

If you spot any of these warning signs, BACK OFF and DO NOT PROCEED!

Warning Sign #1 : No Such B40 Subsidy Program

The Malaysian government has not announced any B40 subsidy program.

Neither would Maybank offer free money for the B40. It’s a bank, not a charity.

Warning Sign #2 : Bad Grammar

The bad English grammar should be a warning sign that this is not a legitimate offer.

Warning Sign #3 : Not Using The Real Maybank Domain

A genuine Maybank campaign would use the real Maybank domain – www.maybank.com.my.

The use of a different domain should warn you that this is not a legitimate Maybank website.

In fact, Google Chrome will warn you that this website is a phishing attack – to get your personal and banking information.

Warning Sign #4 : Asking You For Your Information

The banks – whether they are Maybank, Public Bank, CIMB, etc – will NEVER ask you to fill in your personal details.

Think about it – they already have your information because you have an account with them!

Even if there is a legitimate B40 subsidy programme, they only need you to log into your Maybank account. They do NOT need you to register your details again.

These scammers ask you for these details so they can use them in phishing calls, to convince you that they are really from Maybank.

Warning Sign #5 : Asking You For Your Bank Login!!!

This is a BIG warning sign. Banks will NEVER ask you for your user name and password.

If you key in this information, you are basically giving these scammers access to your Maybank account.

They will call or message you and try to get your TAC (Transaction Authorisation Code) number that is sent to your mobile number. DO NOT GIVE THAT TO THEM!

If you sent them your user name and password, please contact the bank immediately, and change your password!

 

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Scam Alert : Bank Negara Malaysia Scam Email!

Bank Negara Malaysia is warning the public about an email scam using their board member to scam victims of their money!

Find out what this Bank Negara email scam involves, and make sure you WARN your family and friends!

 

Bank Negara Malaysia Email Scam : Watch Out For It!

You may have received this email purporting to be from Chin Suit Fang, a Bank Negara Malaysia board member, and Chairman of the Board Audit Committee.

It warns you that you have just 48 hours to address an outward payment from your bank account (not necessarily RHB), or Bank Negara Malaysia will freeze your account for investigations.

Bank Negara Malaysia confirmed that this is a fake scam email, even though Chin Suit Fang is really on the Board of Directors for BNM, and that’s really her photo.

 

Bank Negara Malaysia Email Scam : Why It’s Fake

For those who want to learn more how to spot such email scams, and specifically why this Bank Negara Malaysia email is a scam, here are the details :

Tip #1 : Check The Email Address

If you check the email address, you will see that it’s from BNM.gov.my@banknegaramalaysia.onmicrosoft.com.

That is not a valid Bank Negara Malaysia email account, which always ends with @bnm.gov.my.

Tip #2 : Do You Really Have That Much Money?

It is impossible for Bank Negara Malaysia to question you over such a large transfer when you don’t have that much money in the bank in the first place!

Tip #3 : Did You Really Transfer That Much Money?

If you really have that much money, did you really transfer so much out?

First thing to do is NOT to respond to the email, or click on any link.

No, the first thing you should do is check your bank account. If there has been no such transfer, the email is evidently false.

Tip #4 : Bank Transfers Are Generally Limited To RM50K A Day

Unless you performed the transfer over-the-counter at the bank, and submitted a Bank Negara Malaysia declaration form, it is simply impossible to transfer more than RM50,000 a day.

Online transfers are limited to just RM50,000 a day, and in some cases, to just RM20,000 a day.

Tip #5 : Bank Negara Malaysia Directors Will Not Email You 

Even if you are in the habit of transferring half a million ringgit to other people (call me please?), Bank Negara Malaysia will not email you to ask you about it.

If they require you to submit documents, you can be assured that it will be by an official letter.

Even if you are a famous personality or a politically significant person, no Bank Negera Malaysia director is going to write you an email.

Do you really think it is the job of a BNM director to write demand letters?

Tip #6 : Why Would They Include Their Personal Picture?

Why on Earth would any person include their personal picture in an official email?

Heck, do YOU even include a picture of yourself in your emails to your family and friends? Of course, not!

The only reason why scammers do this is to trick you into believing that this is really an email from a Bank Negara Malaysia director.

Tip #7 : Look At The Horrendous Grammar

The email isn’t even well-written, with bad grammar and odd capitalisation of various words.

Is this the kind of email a Bank Negara Malaysia director would pen? Seriously?

No, this is the kind of English that is written by someone with a poor command of the English language.

 

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WhatsApp Payments : How Does It Work?

WhatsApp just rolled out digital payments in Brazil! It is a good look at what could eventually be rolled out across the world – WhatsApp Payments!

 

WhatsApp Payments : What Is It?

On 16 June 2020, WhatsApp started rolling out digital payments to their users and businesses in Brazil.

By leveraging the recently-announced Facebook Pay, it allows WhatsApp users to send money, or pay for their purchases, directly through the app.

It also allows WhatsApp Business users to receive money or payments for their products or services.

 

WhatsApp Payments : Is That The Official Name?

They did not reveal an official name, calling it either digital payments on WhatsApp or simply payments on WhatsApp.

It could become WhatsApp Pay, like the recently-launched Facebook Pay, or Apple Pay and Samsung Pay. Or it could be just Facebook Pay on WhatsApp.

But right now, for simplicity, we will use the placeholder name – WhatsApp Payments.

 

WhatsApp Payments : Cost + Limits

This is one of the first things people will want to know – is it FREE?

Well, it is free for WhatsApp users to send or receive money through WhatsApp, subject to these limits (for Brazil) :

  • Sending limit : 1000 BRL per transaction (approx. US$196 / £155 / S$272 / A$282 / RM 837)
  • Receiving limit : 20 transactions per day, or 5000 BRL per month (approx. US$977 / £775 / S$1361 / A$1412 / RM 4,181)

If you need to exceed that limit, you need to register for a WhatsApp Business account, which lets you accept unlimited payments, and credit card payments.

However, you will need to pay a flat 3.99% processing fee, irrespective of the payment sum.

In addition, WhatsApp insists that free transfers are strictly restricted to “personal transfers between friends and family”.

All businesses, even very small ones who do NOT exceed those limits, must also use WhatsApp Business and pay the 3.99% processing fee.

Otherwise, they risk the blocking of their personal account, if WhatsApp catches them receiving payments.

 

WhatsApp Payments : How Does It Work?

WhatsApp currently restricts access to their setup methods to users in Brazil, but from what we can tell – here is basically how WhatsApp Payments work.

Setting It Up The First Time

  1. Install WhatsApp and setup your WhatsApp account, if you have not already done so.
  2. Sign up for a Facebook Pay account, if you have not already done so.
  3. Create and verify your 6-digit Facebook Pay PIN.
  4. If you wish to use your fingerprint to authenticate payment, select the Use Fingerprint option.
  5. Key in your full legal first and last names and your CPF (identity card number)
  6. Add and verify at least one supported debit / debit-enabled combo card. You can add a credit card, but they can only be used to pay businesses.

To Make Payments On WhatsApp

  1. Open a chat with the person or business you wish to send money to.
  2. Tap the Attach (paperclip) icon, and select Payment.
  3. Key in the amount you wish to send.
  4. Authenticate the payment using the 6-digit Facebook Pay PIN or your fingerprint.
  5. The money will be transferred to the recipient, and you will both receive notifications in the chat window.

 

WhatsApp Payments : What Cards Are Supported?

Currently, WhatsApp will support these Visa / Mastercard debit or credit cards in Brazil :

  • Banco do Brasil
  • Nubank
  • Sicredi

 

WhatsApp Payments : How Secure Is It?

To assure everyone that their transactions are secure, WhatsApp listed these security and privacy steps :

  • Encryption between your phone and WhatsApp servers keeps your payment information secure.
  • Advanced data storage contains multiple layers of hardware and software protection.
  • Facebook Pay PIN protection and device biometrics adds extra security before sending money.
  • You can only send money from your WhatsApp account once you have provided the correct debit or credit card information and verified that you’re the authorized user.

 

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THREE Fake CIMB Bank Call + SMS Scams!

Scammers are now targeting Malaysians with THREE fake CIMB Bank scams regarding online or credit card payments.

Please SHARE this scam alert with your family and friends, so they won’t get cheated!

 

THREE Fake CIMB Bank Call + SMS Scams!

Due to the COVID-19 lockdown, many Malaysians are now purchasing more online, and paying for those purchases with their credit cards.

This has attracted scammers who are now targeting both online purchasers and credit card users. In these new scams, they are pretending to be CIMB Bank.

Scam #1 : Credit Card Payment Authorisation

In this scam, the scammers used an automated call system with the number +113818415.

After you accept the call, a pre-recorded message will ask you to verify that you have just charged RM XXXX to your credit card, with these options :

  • Press 1 to accept the charge to your credit card
  • Press 2 to speak to a CIMB bank officer

Needless to say, when you opt to speak to a bank officer (fearing that you are a victim of a hacking attempt), the scammer will now convince you to transfer your money from your bank account to the bank’s account for “safe keeping”.

There is no such thing. Banks will NEVER ask you to transfer money out of your account. If they suspect fraud, they can simply disable your credit card, and deny payment to the merchant.

Scam #2 : Outstanding Credit Card Debt

In a different version of the first scam, the automated call system used a mobile number – +6012-22452090.

This time, the pre-recorded message will inform you that you owe RM XXXX on your CIMB Bank credit card.

Again, you will be offered the opportunity to speak with a CIMB Bank officer – the scammer – who will try to convince you to pay the money into a different account, or give him / her your login details.

A real bank officer will NEVER ask you to transfer money to a different bank account, or request for your login details. If you have outstanding credit card debt, the bank will just charge you interest on it.

Scam #3 : Online Purchase Warning

Happening concurrently with the scam calls is this CIMB Bank SMS scam campaign.

You may receive something like this, which looks like a genuine SMS from CIMB Bank informing you about a charge to your credit card.

 

Of course, the mobile number – +6013-688-1813 is a dead giveaway for those who are alert. But at a glance, it looks genuine enough.

If you call the scam number – 1800-81-9767, you will be connected to the scammer, who will then try to convince you to transfer money from your bank account to a CIMB Bank account for “safe keeping”.

Just like in the first scam example, no bank will ever ask you to transfer money out of your own bank account. Even if they suspect fraud, they can simply lock your account.

And again, if they suspect your credit card has been misused, they can simply disable your credit card, and deny payment to the merchant.

 

Warn Everyone About Bank Scams!

Such scams, whether they are from CIMB Bank or any other bank, has the potential to cost the victim A LOT OF MONEY.

So please warn your family and friends about these scams. Share this article as widely as possible.

And if you receive a similar call, please report it to Maybank, Bank Negara and the police.

Here are different bank scams that you may want to be alert about :

 

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Ji Shan Foundation : New Charity Scam Exposed!

Ji Shan Foundation is yet another fake charity misusing photos of sick children and a sob story to CHEAT you of your hard-earned money!

Please help us TAKE THEM DOWN, and SHARE THIS ARTICLE so others won’t get cheated too!

 

Ji Shan Foundation Charity Scam

Ji Shan Foundation is a charity scam that recently posted this fake call for contributions :

[My sister and brother are suffering from leukaemia] [Complications from a cold] [#DuringMCO, cannot give up no matter how difficult] [Treatment costs are urgent and families cannot support]

Those who wish to donate can donate the money to your dad’s account:
Name: Sim Zhi Yew (Shen Zhiyao)
CIMB BANK : 【7073855324】

Patient Profile:
Name: Shen Jiaqi [7 years old] Shen Zihao [5 years old] Gender: Female / male
Address: Kelantan
Condition: Acute lymphocyte leukemia

Note : We added the Scam overlay to avoid further abuse of the picture.

 

Ji Shan Foundation Charity Scam Exposed!

This scam is actually an old RECYCLED scam. It was first posted in March 2019, the same day the Ji Shan Foundation Facebook page was created.

At that time, the Ji Shan Foundation scam urged people to donate to a different “father” – Chai Kok Weng, with a different set of photos.

That same scam was updated on 16 April 2020 to change the name of the benefactor to Sim Zhi Yew, with a different bank account!

Ji Shan Foundation STOLE the photos from Lim Ek who posted those photos on 4 December 2019.

As you can see in his post, his two children were admitted to the Parkcity Medical Centre for Influenza A (H1N1), not leukaemia.

 

 

Sim Zhi Yew + Chai Kok Weng : Known Charity Scammers

Both Sim Zhi Yew and Chai Kok Weng have been reported as charity scammers for some time now.

They are currently in the list of 79 reported charity scammers in Malaysia, with the following bank accounts.

  • Sim Zhi Yew : Public Bank 6482344412CIMB 7073855324
  • Chai Kok Weng : RHB 10809800162232

Recommended : Charity Scam : Current List Of 79 Reported Scammers!

 

Ji Shan Foundation Charity : REPORT THEM!

Despite people reporting the Ji Shan Foundation charity page for over a year now, Facebook has left them alone.

It looks like it will take A LOT of people reporting them before Facebook will do anything. You can help take them down by reporting their page as Fraud or scam :

 

Charity Scam : How To Avoid It?

While many of us want to help people in need, you should NEVER send money to a charity that you have not first verified to be a genuine charity.

You should certainly NOT send money to any person, without first confirming that he/she really needs the money for that critical surgery or medication.

It doesn’t matter if you are just sending a small token sum. Even ringgit / dollar you send them quickly becomes a substantial amount, and worse, encourages them to create new charity scams.

In Malaysia, you can also use this Commercial Crime Investigations Division page* to check if a bank account number or telephone number has been reported to the Royal Malaysian Police.

* However, please note that the CCID database is not comprehensive, because scammers can easily change their bank accounts and telephone numbers. Also, many victims are unaware they were scammed, and thus never reported them to the police.

The safest thing to do is NOT to send anyone money. Visit them directly to ascertain their authenticity, and donate directly to them.

 

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SAP Experience 2019 – An Intelligent Enterprise Conference

Held in the Land of Smiles, SAP Experience 2019 was an exclusive look at how key Southeast Asian companies are digitally transforming themselves into intelligent enterprises, with a focus on the experience economy.

Join us for an inside look at what went on at SAP Experience 2019, and hear from SAP and leading business leaders on how businesses can win in the experience economy!

 

What Is SAP Experience 2019 All About?

SAP 2019 is an SAP-sponsored conference on the digital transformation of intelligent enterprises to take on the challenges of the experience economy.

They invited business leaders from across the APJ region, from leading companies like Zuellig Pharma, Standard Chartered Bank and Troo.

It also served as SAP’s springboard to announce the selection of Qualtrics EmployeeXM by Ananda Development, a leading Thai real estate developer.

They also announced that SingEx Holdings selected S/4HANA Cloud to power their Global Finance System.

 

SAP Experience Talk #1 : Leading The Experience Economy

Scott Russell, President of SAP APJ, spoke on the future of Asia, specifically on how companies here are leading in the experience economy.

 

SAP Experience Talk #2 : The Future of the Enterprise

Claus Andresen (President and Managing Director of SAP SEA) spoke on The Future of the Enterprise, specifically when it comes to the Experience Economy.

Then Rudy Abrahams (Vice President of Digital Transformation Office, SAP SEA) demonstrated the power of Qualtrics’ experience management capabilities, and how they can help companies improve the experience of their customers.

 

SAP Experience Talk #3 : The Future of Supply Chain Finance

Hear from Lisa Robbins, the Global Head of Transaction Banking of Standard Chartered Bank, on the future of supply chain finance.

 

SAP Experience Talk #4 : The Future of Digital Insurance

Speaking on the future of digital insurance was Hans van Wuijckhuijse, the Chief Operating Officer and Chief Technology Officer of Troo, a life insurance joint venture of Ageas – Belgium’s largest insurer and the East West Bank, one of the largest banks in the Philippines.

 

SAP Experience Talk #5 : The Future of Retail

Ronald Lee, the Project Director of City Mart Holding – an icon of Myanmar’s retail industry with over 200 stores and 8500 employees – speak on the future of retail, in a world that’s increasingly moving towards online purchases.

 

SAP Experience Talk #6 : Futureproofing The Pharma Supply Chain

Daniel Laverick, Head of SAP and IT Solutions at Zuellig Pharma, addresses a critical problem affecting the pharmaceutical industry – counterfeit medicine – with a blockchain solution.

The same solution can also address their other issues, like cross-border trading and product recalls, with greater efficiency and more importantly, transparency.

 

SAP Roundtable : The Future of Work

The main event ended with a roundtable on The Future of Work. Hosted by Cynthia Quah, Vice President of SAP SuccessFactors SEA, it featured :

  • Catherine Ee Ling, Head of Talent Acquisition, Learning & Development, National University of Singapore
  • Ho Seng Chee, Chief Work & Culture Officer, JustCo
  • Vanee Bijayendrayodhin, Chief People Officer, Ananda Development

 

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Change Retail Banking Through The HSBC Openlab Innovation Challenge!

From now until June 2019, HSBC Bank Malaysia Berhad is hosting the first ever HSBC Openlab Innovation Challenge to attract new talents, startups, designers, digital innovators and developers from all industries with innovative digital ideas to solve real-life retail banking challenges. 

Be it re-thinking existing banking propositions by building a disruptive digital banking alternative, or re-designing banking processes by leveraging rich data, better UI/UX, and real time risk assessment, or even re-inventing customer engagement through the digitisation of customer service participants of the HSBC Openlab Innovation Challenge 2019 are given the opportunity to work on their ideas using an openlab sandbox to create a working prototype of their solution. 

 

The HSBC Openlab Innovation Challenge 2019

 Different from a traditional Hackathon model, the HSBC Openlab Innovation Challenge 2019 allows participants to work on their solutions from the comfort of their own home/ office and provides them with access to a live sandbox openlab that has 200 Application Programming Interfaces (APIs), software development kit, as well as synthetic data to help them build their prototype. 

Once shortlisted, participants will then present their solutions to a panel of judges. The ideas will be evaluated based on several criteria including relevance to the problem statement, solution completeness/ workability as well as the uniqueness of the solution. 

Tara Latini, Country Head, Retail Banking and Wealth Management HSBC Malaysia said, “Malaysia is the first market where HSBC launches such a challenge and this clearly demonstrates the Bank’s commitment to the nation and its talented community of digital innovators. “

“As a global organisation which operates in 66 countries and territories, we at HSBC understand that digitisation is changing financial services at a rapid pace. We see that many of the current banking products, services and processes can be made better and faster via digitisation, better UI/UX and creative use of data. Therefore, through the HSBC Openlab Innovation Challenge, we aim to revolutionise the way financial products and services are designed and delivered to our valued customers,” she added. 

For this Challenge, the openlab software platform is made available to all contestants. Openlab is a sandbox with software development kits, application program interfaces and datasets that facilitate new use case development and proof of concepts.

Supported by technology provider Open Banking Project (https://www.openbankproject.com/), openlab aims to enhance collaboration between businesses and technologists. 

The HSBC Openlab Innovation Challenge is a great opportunity to showcase your talents, learn new skills, gain exposure to the banking and fintech industry, grow your network through meeting new people including industry experts, and build your business by kick-starting your idea. On top of all these, you and your team who create the code, apps or other intellectual properties get to own all the intellectual rights. 

What are you waiting for? Register your team now and stand to win attractive cash prizes for the best digital innovations: the first prize is RM8000, the second prize is RM6000 and the third is RM4000. 

For registration and more details, visit https://www.eventbrite.com/e/openlab-hsbc-tickets-60266606041?aff=ebdshpsearchautocomplete. The team registration closes on 5 May 2019. Shortlisted teams will be notified accordingly. 

 

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Can You Hack It : Hong Leong Bank Hackathon Details!

If you are a programmer looking to join the FinTech and banking sectors, here is your chance! Hong Leong Bank just announced the second Can You Hack It hackathon! Here are the full details!

 

Can You Hack It : A Hong Leong Bank Hackathon!

Can You Hack It is Hong Leong Bank’s way of discovering and seeking out fit-for-hire participants with a knack for solving problems and digital innovation. During this 24-hour hackathon, participants will have the chance to explore the limits of their imagination in the field of financial products and banking services.

In addition to RM 15,000 in cash prizes, participants will get the chance to get hired by Hong Leong Bank, or even receive funding and support for their projects!

Held in collaboration with JomHack Malaysia, Google Cloud and Rakuten RapidAPI, Can You Hack It seeks to reward individuals and teams who demonstrate innovation and ideas for better banking through the use of shared APIs.

At the end of the 24-hour hackathon, individuals and teams participating in Can You Hack It will demonstrate their working prototypes to a panel of key HLB executives and observers from the local digital industry and VC scene.

 

Can You Hack It Details

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Date : To be held on 27 and 28 April 2019

Venue : Menara Hong Leong in Damansara City, Selangor

Prizes : RM15,000 in cash, potential employment opportunities and even further funding and support for incubator or accelerator programmes for promising projects

Judges : Key Hong Leong executives, and observers from the local digital industry and VC scene       

 

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