Tag Archives: Apple Pay

OLED touch bar concept in 2016 MacBook Pro | Credit : Martin Hajek

Killer Features In 2016 MacBook Pro Models Confirmed

Apple is gearing up for a refresh of their 13″ and 15″ MacBook Pro models in Q4 of 2016, probably around September. In addition to the usual processor and graphics upgrades, Apple is looking to inject a little pizazz in the 2016 MacBook Pro models.

We have just confirmed with an internal Apple source, who has direct or working contact with the upcoming 2016 MacBook Pro models, that they will definitely come with two killer features – an OLED display touch bar, and a Touch ID fingerprint sensor.


OLED Display Touch Bar

The OLED display touch bar will run along the top of the keyboard, replacing the physical function keys. It will have full colour capability, and will be fully customisable by the user. Amongst other things, users can add a “Do Not Disturb” button, or switch it to a dark “Night Mode” colour scheme.

Our source will not (currently) send us pictures of the actual OLED display touch bar, but designer Martin Hajek came up with concept renderings of what he thinks the OLED display touch bar could look like. Check them out :

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Touch ID Fingerprint Sensor

The 2016 MacBook Pro models will also come with a Touch ID fingerprint sensor. This will be used not just for user authentication, it will also be used to authorise payments via Apple Pay.

Our source is currently unwilling to share any additional details, or pictures, of the Touch ID fingerprint sensors. However, TheAlienPebble proposed that the entire glass trackpad may serve as a giant Touch ID sensor.

This would cost a lot more than a small sensor, but it would allow for multi-finger authentication, and active user authentication.

Multi-finger authentication would allow for much better security. You can use a combination of multiple fingers, to add an additional layer of complexity. Yet it is a simple concept to grasp and use all the time.

The same goes for active user authentication. With the entire touchpad functioning as a giant biometric sensor, the 2016 MacBook Pro can lock itself down if it detects someone other than the authorised (and logged-in) user using the touchpad.


What Else Is New In The 2016 MacBook Pro?

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The “less sexy” upgrades that we are looking forward to in the 2016 MacBook Pro models include :

  • faster 7th Generation Intel Core (Kaby Lake) processor options
  • faster Intel Iris Graphics or NVIDIA GeForce GPU options
  • new metal injection-moulded hinges
  • USB 3.1 Type C and Thunderbolt 3 ports
  • slimmer and lighter chassis


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Trend Micro : Next Gen Payment Technologies

18 March 2016 – Since the boom of e-commerce, credit cards have been the target of many cybercriminals who have designed many malware and phishing schemes to steal banking credentials. The numerous threats that have preyed on the traditional credit card payment system, coupled with new technology, has led to the development of different payment processing technologies that not only allow for more convenient transactions, but also ones that are more secured.

Trend Micro Incorporated released its annual security roundup report, “Setting the Stage: Landscape Shifts Dictate Future Threat Response Strategies,” which dissects the most significant security incidents from 2015. Mobile devices continued being hotbeds for cybercriminals looking to exploit security flaws.

Mobile payments may be convenient for people armed with smartphones that support it, especially right now with the arrival of Visa Checkout in Malaysia that allows you to pay easily on across all your devices but the problem with using popular technology is that threats are always sure to follow, the same way they did with cloud computing and the Android platform.

“What both MasterCard and Visa are trying to do here is consolidate the payment activity that they’re doing online so they have a chance to inject a bit of extra security,” says Eric Skinner, Vice President of Solutions Marketing, Trend Micro Inc. “It’s a great opportunity for them to do more fraud protection and reinforce a more controlled checkout process.”

The attack on mobile devices can range from:

  • Forcing a device’s system to go on endless reboot, draining its battery.
  • Rendering Android devices silent and unable to make calls due to unresponsive screens.
  • Exposing a device’s memory content.
  • Giving hackers the ability to replace legitimate apps with malicious versions in order to steal information from the user.


Next Gen Payment Technologies

  • EMV Credit Cards – Also called Chip-and-PIN cards, these cards feature a chip that stores a cryptogram that detects modified transactions. It also requires a PIN for extra authentication.
  • Contactless RFID Credit Cards – This payment technology uses passive Radio Frequency Identification that allows cardholders to wave the cards in front of RF terminals to complete transactions.
  • [adrotate group=”2″]Mobile Wallets – First launched in Japan in 2004, this technology works on NFC enabled smartphones, and has since been implemented by Google and Apple through their mobile platforms.
    • Apple Pay
    • Android Pay
  • New Payment Processing Architectures – three next gen payment architectures designed to improve secure mobile payments.
    • Encryption and tokenization
    • Cloud-based PoS systems
    •  Secure Element systems.

Since personal mobile devices are heavily used in the enterprise setting, it is important for corporate data to never reside in them. But this would be impractical given the need for employee mobility. Enterprises hoping to keep confidential data within their own servers can invest in virtual mobile infrastructure.

A solution like this allows employees to access company files and records without ever having to save the data on their physical gadget. In case an employee device ever gets rendered useless by mobile exploits or compromised by malware, the data remains separate and intact.

Enable your users to safely leverage mobile technology for their work. Mobile Security Solutions from Trend Micro will help you find the balance between empowering mobile employees to be more productive, and protecting their sensitive information. Accomplish both without incurring the expense and time of deploying multiple new applications.

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Why Samsung Pay Outperforms Apple Pay & Android Pay

Bloomberg recently reported that Samsung Pay has less than half the users of Apple Pay5 million versus 12 million. That puts it on the same level with Android Pay, which is frankly impressive in its own right. However, the chart below does not tell the whole story.

Apple Pay vs Android Pay and Samsung Pay | Credit : Bloomberg

Apple Pay has so many more users because they had a year-long head start over its two rivals. If we consider how long they were in the market, Samsung Pay and Android Pay signed up an average of a million users per month. Apple Pay, on the other hand, averaged 706,000 new users per month.

That means, both Android Pay and Samsung Pay are growing 42% faster than Apple Pay.


Why Samsung Pay Did So Well

Samsung Pay only worked with the 5 Samsung Galaxy devices during the survey (the newly announced Galaxy S7 and S7 edge do not count). Yet, they managed to sign up as many users as Android Pay, and sign new users 42% faster than Apple Pay.

That is likely due to the fact that Samsung Pay is easier to implement than both Apple Pay and Android Pay. Samsung Pay works with the old magnetic stripe terminals as well as the newer NFC payment terminals. Apple Pay and Android Pay, on the other hand, only works with NFC payment terminals.

In other words, Samsung Pay works with any credit card terminal anywhere, while Apple Pay and Android Pay will only work at retailers that have upgraded to the new NFC terminals.


Samsung Pay Demonstration

At the recently-held Samsung Forum 2016, we were given an exclusive briefing and demonstration of Samsung Pay. Check out just how easy it is to pay using Samsung Pay. This is why Samsung will have an easier time driving its adoption over their two rivals.

The only downside with Samsung Pay is that it is limited to Samsung’s top-of-the-line Galaxy smartphones. If Samsung adds support for their other smartphones with NFC chips, their adoption would probably be much higher. Here are the 7 Samsung Galaxy smartphones that support Samsung Pay :

In H2 of this year, consumers in Australia, Brazil, Spain, Singapore and the United Kingdom will be able to try out Samsung Pay on their Samsung Galaxy smartphones.


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